Home rent or buy? | Should you buy a house in 2024? - The final answer |

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  • Опубликовано: 7 сен 2024
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Комментарии • 108

  • @user-yg3lw3jg6x
    @user-yg3lw3jg6x 5 месяцев назад +19

    5 years pehle i was getting a rent of 28k, today i get 30k. 0 appreciation. This is Mumbai.
    Reason: Lot of new constructions , and all the demand seems to be growing in just luxury segment. Rich becomes richer, middle class becomes poorer.
    Summary: Invest in mutual funds if real estate is not for self consumption.

    • @007_Sun_Tzu
      @007_Sun_Tzu 5 месяцев назад +1

      To that's time correction... Mumbai is expensive

    • @user-yg3lw3jg6x
      @user-yg3lw3jg6x 5 месяцев назад +1

      ​@@007_Sun_TzuI agree Mumbai is expensive but there are new launches in neighborhood at much premium price and still have further appreciated 40-50% in last 2 years.

    • @anavgaming191
      @anavgaming191 5 месяцев назад +1

      Vebatimly agreed..I second your thought and reasoning coz sailing in the same boat .

    • @Narasimha_Reddy8977
      @Narasimha_Reddy8977 4 месяца назад +1

      ​@@user-yg3lw3jg6xwhy don't you stay away from City like 15 km to 20km can you explain

    • @user-yg3lw3jg6x
      @user-yg3lw3jg6x 4 месяца назад

      @@Narasimha_Reddy8977 This is in outskirts of Mumbai. Rents are in Lacs in south/west Mumbai

  • @Jskideas
    @Jskideas 5 месяцев назад +8

    I invested 80Lac in commercial property 3 yrs ago, and earning 60k per month as rent and staying in 3 bhk house on rent at 20k per month , (cost of I buy 1.2cr) , so saving 40k per month and also getting property appreciation of 12-15% in commercial property, What is your take on this ?? 😂 If you are salaried than taking hone loan may help saving some income tax for small business man who are not paying big tax investing in commercial property in better. Pls comment all of you.

  • @VikasKumar-gh9jy
    @VikasKumar-gh9jy 5 месяцев назад +13

    25 saal ka hu aaj Tak rent pr hi hu paida bhi rent k ghr m hua mujhse poocho apne ghr ki keemat

    • @ranjeetchaurasiya1827
      @ranjeetchaurasiya1827 5 месяцев назад +4

      Huge peace of mind having own home 🏡

    • @Onlynatures
      @Onlynatures 5 месяцев назад +2

      Bhai mehnat karo inko chodo ghar lo apna or aaram se life kato

    • @deveshkumar-vm7bb
      @deveshkumar-vm7bb 4 месяца назад

      Well I dont know about u but my opinion is NA rent it nd instead of making a home buy land, if not enough money buy stocks.

    • @adityamishra3001
      @adityamishra3001 4 месяца назад

      I got your point, but bhai ye cheez metro cities ke liye hai there you live like an owner only in your flat.

    • @DeepakKumar-ve9xj
      @DeepakKumar-ve9xj 3 месяца назад

      It’s depends on your parents job as if he has to shift frequently city to city then staying on rent is good and invest saved money on purchasing land. If they didn’t save anything then u r doomed.

  • @user-vt2mf1um5y
    @user-vt2mf1um5y 5 месяцев назад +4

    Checklist on property investment

  • @naveendubey3980
    @naveendubey3980 4 месяца назад

    Yes rent will increase with time only if the house quality is maintained properly. You also need to take that cost into consideration. House maintenance also takes a good chunk of money for house owners.

  • @vipuljasani4315
    @vipuljasani4315 5 месяцев назад +6

    You did not discuss why home price is getting appreciated ??? What are the factors that fuel appreciation of home price ??
    The Govt policies are responsible for making home out of reach for common man.
    Unfortunately no one highlights this fact.

    • @rishabhyadavixfrollno-3013
      @rishabhyadavixfrollno-3013 5 месяцев назад

      Inflation as the country will grow prices are bound to increase and for properties development of the area is major reason for their price to increase. (Highway ke pass zameen hai wala dialogue nahi suna kya 😂)

    • @vipuljasani4315
      @vipuljasani4315 5 месяцев назад

      @@rishabhyadavixfrollno-3013 No. Inflation is not the major reason.
      Please check the prices of Cement, steel etc for different years and you will understand that inflation is not the reason and in fact inflation has a negligible impact on house prices.

    • @vikasjain2193
      @vikasjain2193 5 месяцев назад +2

      Black money is major reason..

    • @vipuljasani4315
      @vipuljasani4315 5 месяцев назад +1

      @@vikasjain2193 Yes. Black money is one of the major reasons.

    • @Global-Netizen
      @Global-Netizen 29 дней назад

      Bcz home is a necessity, and demand is always evergreen, which keeps soaring the prices.

  • @bu4079
    @bu4079 5 месяцев назад +2

    Average CAGR on property now a days is 5 to 6%. Days of 10 to 11% CAGR is gone.

    • @007_Sun_Tzu
      @007_Sun_Tzu 5 месяцев назад

      😂😂ja na Bhai...linear return nhi hota h gold n land pe but they are real assets. Tu mat kharid par bakwas na kar

  • @naimikpadariya8218
    @naimikpadariya8218 5 месяцев назад +3

    Good one.. pl make a video on property selection.

  • @Noname-tr9hg
    @Noname-tr9hg 3 месяца назад +1

    No one talks about the cost involved in shifting, paying broker fees, cleaning costs and the uncertainty of vacating a rental property. Chota ho ghar khud ka ho as per personal experience. In future the rent and emi is going to be the same.

  • @Clarityinlife335
    @Clarityinlife335 5 месяцев назад +3

    Agar 10 percent capital appreciation ho aur 3 percent rental yield bina kisi risk aur volatility. Waah stocks jaao phir.

  • @marianfernandes
    @marianfernandes 2 дня назад

    When you say monthly / yearly income for calculations please elaborate is it Gross or net salary? 🙏🏼

  • @umashankarsharma321
    @umashankarsharma321 5 месяцев назад +2

    House is not investment it is a need everyone should buy. What about buying house specially for investment purposes and for renting. Is it good decision.

    • @rightatfirst53
      @rightatfirst53 5 месяцев назад

      No.. renting is not way of earning..buy now sell later is way of earning.. and till that period rent it to get some extra money.. no one teach us that

  • @user-no9jm8tb3k
    @user-no9jm8tb3k 5 месяцев назад +2

    Tier -1 wala kya buy Kare ?property buying presently out of reach of middle class person in these area

  • @AdityaSharma-dm6dj
    @AdityaSharma-dm6dj 5 месяцев назад +1

    Please make a video on buying a home new/ resale / plot and all

  • @pshrutika
    @pshrutika 5 месяцев назад

    Please make a video on what all to see before buying a land. And how once can avail loan as in do we get loan just to buy land? What are the documents to check so that we are saved from land frauds

  • @jatinmuliya5157
    @jatinmuliya5157 5 месяцев назад +1

    My Final conclusion - you should take a home loan if you are resident in urban areas but you are belongs from rural areas so always you should a rental home .

  • @ajayshende9761
    @ajayshende9761 5 месяцев назад

    Yes please make a video on property selection

  • @sonalisolunke8882
    @sonalisolunke8882 5 месяцев назад +2

    Sir 1cr ke ghar ka building maintains bhi 10k hota hai wo bhi count karke batao n

  • @DeepakKumar-ve9xj
    @DeepakKumar-ve9xj 3 месяца назад

    Almost all people have home in hometown then no need to buy just rent it and invest the savings in MF. If no home at all then purchase where u want to retire between 30-40 years of age only not before that as flat will age on time and buying in later stage will be beneficial as it will be newer and good for kids as well. Otherwise flat becomes very old after 20-30 years and u won’t like staying there.

    • @chetanshukla768
      @chetanshukla768 2 месяца назад

      Our dda flat is almost 40 years old. 90% of the families are still living in the area. Maybe construction in earlier times used to be good.

  • @AnilVaibhav1
    @AnilVaibhav1 5 месяцев назад

    Please make checklist on property.

  • @ashishsharmaiitkgp
    @ashishsharmaiitkgp 5 месяцев назад

    Please share the checklist on how to select a Flat/Property.

  • @kathandhagai1294
    @kathandhagai1294 5 месяцев назад +1

    Checklist on flat buying🙏

  • @sunnysandhey
    @sunnysandhey 5 месяцев назад

    pls make video on how to select good property.. and whether to invest Rs. 1.00 cr in Property or Mutual Funds as i already have one house to live

  • @nirajsharma4740
    @nirajsharma4740 5 месяцев назад

    Dear sir, Can you please make the video for should I sell my house Or put on rent the house

  • @rahulkotawadekar5239
    @rahulkotawadekar5239 5 месяцев назад

    Should I buy resale flat or new under-construction flat from builder......what should be age of resale property

  • @nks3743
    @nks3743 5 месяцев назад

    Excellent guidelines sir

  • @vijayyelave7706
    @vijayyelave7706 5 месяцев назад

    Good information sir ji ❤

  • @NehaJain_
    @NehaJain_ 4 месяца назад

    Checklist on property selection please

  • @ranjitgadhvi1609
    @ranjitgadhvi1609 2 месяца назад

    Sir, excellent

  • @pushpakkundur1983
    @pushpakkundur1983 5 месяцев назад

    Please provide check list on property

  • @MoneyMindset-Manish
    @MoneyMindset-Manish 5 месяцев назад

    Mr. Ladha , can you calculate current inflation rate?

  • @pravinpawarmotivationvideo5844
    @pravinpawarmotivationvideo5844 5 месяцев назад

    Sir muze property kharidni hai uske liye home loan karna hai but usme documents and non showing charges hote hai to uske kaise check Kiya Jaye and ek video banao home loan lete samay samne oh sab points bole

  • @DarshanPatel-hx7wz
    @DarshanPatel-hx7wz 5 месяцев назад

    Shop Buy karke rent pe dena is good or not compared to flat or home?

  • @dishasachin6512
    @dishasachin6512 5 месяцев назад

    Super analysis

  • @bhargavashtekar8865
    @bhargavashtekar8865 5 месяцев назад

    Checklist please for flat or land as investment..in Pune.

  • @nawraj36
    @nawraj36 5 месяцев назад +5

    Aur jiska ghar nahi aur family hai ... Usko pucho.. Sala jo v apna hi ghar pe marna chata hai... Paisa ka koi value nahi uske aghe....

  • @sachinnikam9392
    @sachinnikam9392 5 месяцев назад

    Good one 💯

  • @arupghosh5783
    @arupghosh5783 5 месяцев назад

    Checklist of property

  • @kishorchintalchere
    @kishorchintalchere 5 месяцев назад

    Nice video 👍

  • @nawraj36
    @nawraj36 5 месяцев назад +2

    Emi mutual fund wohi karega jo bahut kamayega sala jo daily kamata hai woh ghanta sip fixed dipo sit

  • @narendalal2752
    @narendalal2752 5 месяцев назад

    Bhot bdiya ..❤

  • @bhayanidarshan1578
    @bhayanidarshan1578 5 месяцев назад

    check list prepared karke video banaoo na

  • @mohitsethi9070
    @mohitsethi9070 5 месяцев назад

    Checklist on property investment please make

  • @pankajnayak3962
    @pankajnayak3962 5 месяцев назад +1

    Sir jinka annual income 2.5lac ho wo kaise kharide

  • @rstrading944
    @rstrading944 5 месяцев назад

    so nice

  • @winstonrodrigues2801
    @winstonrodrigues2801 5 месяцев назад

    Which mutual funds are the best to buy

  • @renukagawande1573
    @renukagawande1573 3 месяца назад

    I had purchased a plat in 2017
    Loan AMT was 25 lk
    EMI is 19606
    Should I sell it

    • @chetanshukla768
      @chetanshukla768 2 месяца назад

      Ladki hoke flat le liya? Pehli baar dekh ra hu

  • @wooringg3836
    @wooringg3836 5 месяцев назад

    Good🎉

  • @Valueinvestinginbharat0369
    @Valueinvestinginbharat0369 5 месяцев назад

    Good news sir

  • @Arjun-vs2sl
    @Arjun-vs2sl 5 месяцев назад

    Crash !!!! Crash !!!!!! Next Level is 21500 Next 21000 and Next is 20500......Be Ready to Brace the Impact.....

  • @jatindeewan6222
    @jatindeewan6222 5 месяцев назад

    share checklist

  • @PratikPrajapaticr7
    @PratikPrajapaticr7 5 месяцев назад

    checklist please

  • @InfiBlogger
    @InfiBlogger 5 месяцев назад

    Property kitna old honi chaiye ?

  • @mahbubbalotra3576
    @mahbubbalotra3576 5 месяцев назад

    Exilant

  • @sabihakhatunchaudhary4656
    @sabihakhatunchaudhary4656 5 месяцев назад

    Property selection

  • @ali_edittz7
    @ali_edittz7 5 месяцев назад

    Video chahiye

  • @Engineering786
    @Engineering786 2 месяца назад

    Pehle apne bhagne ki tyaari karke rakho aur Emergency fund bana lo, phir jo karna h karo home loan car loan😂

  • @masseynishant
    @masseynishant 4 месяца назад

    Living in a rent is a huge burden... Landlords are so stingy and pathetic that they dont wanna spend penny anywhere just want rent and increase of rent

  • @ravijotania5895
    @ravijotania5895 5 месяцев назад +14

    A house is your liability ( not asset) : Rich dad poor dad

    • @sairajadkar4905
      @sairajadkar4905 5 месяцев назад +5

      What about bankruptcy?

    • @user-yg3lw3jg6x
      @user-yg3lw3jg6x 5 месяцев назад +5

      And yet he has bought 15000 homes as he claims.

    • @ranjeetchaurasiya1827
      @ranjeetchaurasiya1827 5 месяцев назад +1

      What about mental peace??

    • @nm5269
      @nm5269 5 месяцев назад

      The author himself is Broke

    • @Ashuaryanraj444
      @Ashuaryanraj444 5 месяцев назад +1

      Old mom and dad also liability to kya jaan maar de its love and happiness bro don’t compare with money ghar hamara sukun and gurur h❤

  • @nawraj36
    @nawraj36 5 месяцев назад

    Bhai tumara v video acha nahi laga.. Rent vs buy video
    .... Practical yei hai finance nahi emotion hai sab ghar

  • @vipuljasani4315
    @vipuljasani4315 5 месяцев назад +1

    Very bad video. Sorry for negative comment.

  • @karanhoon
    @karanhoon 5 месяцев назад

    Yes please make a video on property selection

  • @user-no9jm8tb3k
    @user-no9jm8tb3k 5 месяцев назад

    Property selection