My local community has a "community closet" where its a "take a penny, leave a penny" style. So its a great place to donate clothing and household items, as well as to puck up needed items, especially kid clothing. If you dont have one of those in your community, consider hosting a "clothing swap" at least for parents of young kids, so you can rotate out baby clothes and get the next size up.
Be sure to push back the medical bill. Many people dont realize they can negotiate the bill. And when ive asked for an "itemized bill" ive often had the debt waived entirely. Theres content creators out there that will teach you how to push back on the medical bill. The mark up on medical is absurd; there plenty of profit margin for them to negotiate.
I’m doing a Slow Buy 2025 -rent -toiletries -groceries -social events -car fuel and maintenance -trade in for new car, additional payments -reimbursed school supplies, tuition, and social committee purchases -union dues and social committee dues -matching clothing with friends/grade level -additional lawyer fees -prescriptions and medical care including therapy -chewy orders of dog food and flea/tick/heart worm medicine -gifts -anything my grandparents, aunt, friends ask for -Walmart+ for now -nail appointments -subscriptions: archer & olive and Sirius ✨That means no art supplies, no DIYs, no hobby supplies, no clothes, no shoes, no decor, no furniture, no kitchen gadgets, no technology, no coffee bar additions or restocks✨ Continue -packing lunch -meal prepping -making own drinks -library usage -grocery delivery -one item of a category -supporting small business when possible Start or Restart -logging everything I spend -tracking no spend days -tracking emotional state -accountability -no cash purchases -no purchases 9pm-6am -no purchases when hungry, angry, lonely, or tired -one spend day a week for exemptions Incentives -treat every five consecutive no spend days (excluding exemption days) not to exceed $15 -quality of life purchases held for two weeks -paying off marriage/divorce -reassess monthly
My local community has a "community closet" where its a "take a penny, leave a penny" style. So its a great place to donate clothing and household items, as well as to puck up needed items, especially kid clothing.
If you dont have one of those in your community, consider hosting a "clothing swap" at least for parents of young kids, so you can rotate out baby clothes and get the next size up.
Be sure to push back the medical bill. Many people dont realize they can negotiate the bill. And when ive asked for an "itemized bill" ive often had the debt waived entirely. Theres content creators out there that will teach you how to push back on the medical bill. The mark up on medical is absurd; there plenty of profit margin for them to negotiate.
I’m doing a Slow Buy 2025
-rent
-toiletries
-groceries
-social events
-car fuel and maintenance
-trade in for new car, additional payments
-reimbursed school supplies, tuition, and social committee purchases
-union dues and social committee dues
-matching clothing with friends/grade level
-additional lawyer fees
-prescriptions and medical care including therapy
-chewy orders of dog food and flea/tick/heart worm medicine
-gifts
-anything my grandparents, aunt, friends ask for
-Walmart+ for now
-nail appointments
-subscriptions: archer & olive and Sirius
✨That means no art supplies, no DIYs, no hobby supplies, no clothes, no shoes, no decor, no furniture, no kitchen gadgets, no technology, no coffee bar additions or restocks✨
Continue
-packing lunch
-meal prepping
-making own drinks
-library usage
-grocery delivery
-one item of a category
-supporting small business when possible
Start or Restart
-logging everything I spend
-tracking no spend days
-tracking emotional state
-accountability
-no cash purchases
-no purchases 9pm-6am
-no purchases when hungry, angry, lonely, or tired
-one spend day a week for exemptions
Incentives
-treat every five consecutive no spend days (excluding exemption days) not to exceed $15
-quality of life purchases held for two weeks
-paying off marriage/divorce
-reassess monthly