Just became a homeowner in summer 2019, and got my divorce at the SAME TIME.....God is so good. He blessed me and my daughter, all the thanks honor and praise to the father! Was not easy at all.......but I did it too!!!!!!!!!!!!!
This is so encouraging. Wow my divorce was final June 2019 . I was house hunting b4 the lockdown but now i'm just on a standstill living in a rental I don't like. Just praying God will deliver me from here soon.
im only 11, but i can't wait to move out to my own house! i want to work at starbucks , have a mini for a car, live in a cute, clean house & have a cat & dog! yes i know, im so young and i shouldn't be thinking about stuff this, but im just so excited to move! ツ
If you k ow that is what you want now then wow as soon as you start working you can save a lot!! Going to uni and not working until 19 I missed out a lot of saving years!
@Lavender Pinkelle you sound very old😂 I do admit she is pretty young. But it’s pretty common for girls her age to be using the internet without her parents watching from behind
Hey love just want to say go to a community college after high school! Avoid debt as much as possible and strive for a career that pays relatively well! Then save save save! Good luck to you! you can do it.
At 23 I graduated uni after dithering about and not knowing what I wanted to do with my life. Lived and worked in London for a bit, moved home with my parents for a year and a half and paid low rent (£350pm) to have fun and buy myself nice cars and designer clothes, I burned through all my money. At 25 I got kicked out and moved in with my bf and got a reality check paying half the bills, I then suddenly had to cover my partners half of the rent, bills and car payment when he lost his job for a few months. I meal planned, I scrimped and saved, I sold my car and after 2 years of shoving £200 in a help to buy ISA and my new saving habit I saved 16k in a year while paying for two people for half of it. Next month at 27 I will be closing on my first home by myself. My bf will live with me but it is my property. I made so many mistakes on my journey, but it was only by being shown how tough it is without a safety net that I grew and was able to get my own home. Be proud of owning your own home at any age ❤️
I close on my house in the morning and trust me when I say “save save save!!!” Something will always come up and you want to be prepared for that !! Good luck to all 😊
This video came at JUST the right time for me! I've just graduated and considering moving out, I've been researching this all week! Thank you Jade, love your channel so much ❤️❤️❤️❤️
I thought it was going to impossible to buy a single family house, but I did it. I took out money from my 401K for the down payment, and I have no regrets. It would have taken my about ten years to save that money on my own, since the cost of living here is extremely high. I increased my money going into my 401K after to 6% and all of the money was back in there within 2 years (would have been sooner, but they suspend you from putting money in for 6 months).
Hi Jade thank you for posting this video, I honestly do appreciate it but could you go more in depth with the process you went through. Maybe create a series where you talk through each step (you don’t need to be specific about your numbers and so on) just more in depth with the steps. I felt like you just skimmed the different parts of the process.
Girl ~~ they made an article on you in DailyMail however it seems to be positive and supportive of you. Aha, not the "newspaper" one would want to be featured in yet still well done
Saving is one of my biggest issues I have 😭I spend as soon as I get paid (literally on clothes and shoes) then I have no money left. thank you for this I definitely want to save for home ❤️
I used to be like that but what I've done is as soon as I get paid, I have an automatic standing order into my savings account then I will spend anything left. But I also hide my savings account on my Internet banking so I don't see the amount to be tempted to spend the savings.
I want to purchase my home one day preferably a reprocessed home. It will be affordable for me and I can renovate exactly what I dream of in a home. Also it would be fun recording the process
It's sad to say, but true. It used to be against the law to sell a house to a female. Those days are over with, long gone. It's no longer illegal for a woman to buy a house, and females don't need a husband or a male family member to get a house anymore.
There’s no other greater joy than having financial freedom and a life free of debts, all thanks to Mr Nicholas, cause he made me who I am today through forex trade. He has helped me a lot with his trading strategies which helps me to earn $27,550 weekly. I really appreciate it and can't help but let others know about it because it is so suitable anyone can trade from anywhere and anytime, you can reach Mr Nicholas on Instagram @nicholas__fxtrade or What's App :+1(518) 633-5966. for more info. his indeed a God sent. now i don't need to be working 9-5
If you have the savings, your payments shouldn't be that high. Depending on "how much" savings you have. 10k with someone making 60k isn't the same as 10k with someone making 25-35k.
@@MAGAMAN literally only just seen this. But hun, did someone hurt you to be so rude to someone you dont know? I could afford to make payments on what i was looking to buy at the time on my wage, but the x4.5 amount wasnt enough at the time to allow me to get the mortgage even though i had over 15% deposit
Billie Daniel I would think of ways you could up skill and get a promotion at work. Have a target salary in mind that will allow you to qualify for the mortgage amount you need and come up with a plan to get to that salary in x amount of years or months. Get more professional certifications or qualifications, change roles / jobs or even careers etc, ask for a pay rise, side hustle and things like that.
Yes!!! I know... I'm down in Texas, have looked EVERYWHERE for these sofas, and you just can't find them here. So I guess I'll get one as close to Jades as I can 😢
jade you have come such a long bright ! what was your budget for the apartment you bought in Essex or how much would you recommend to have to buy a flat? Xx
I pay £950 in rent alone, I earn 33k in London. How am I not able to own a home. I feel the deposit puts us off because unless u earn over 45k or live at home lucky enough to not pay some money towards your upkeep u can't save the amounts they want for deposit. Any suggestions for owning without a deposit I'd love to hear it. Also a parent
Hiya thanks for the video. Ive just got divorced and have been living in Mexico so moving back to England with my daughter we are having to start again with no savings. I thought I could save for a flat but ive just read that all flats are lease hold also the government schemes available are also lease hold there fore we dont actually own them. Can you share why you bought a lease hold and the benefits you feel it has for you?
My problem is that I am struggling to find anything in Surrey that my salary would allow. Can't buy much for 166,000 and i can't travel to far for work.
Hi..what has been the biggest headache if being a homeowner? As a single female still renting, I always think about pipes bursting and flooding the home specially in the winter (TX), roof leaks, clogged toilet, leaking faucet ....things that can cost about $20 to a couple of hundred dollars to fix depending on what it is just by going to a home depot and buying the part, but I would have to pay a company to come out and fix it and because I don't know any better, they will charge me 3 or 4 times what it actually is and I would just pay it....thigs like that is what keep me from purchasing a home. 😕 Any advise? Thank you in advance 🙏🏽
I don't get what was going on with you but I haven't experience the process being hard. Only thing is waiting for the right one takes time but I just get updates online.
your right you dont need a partner to buy a property...but the reality is some of us aint trying to do "help to buy" schemes etc etc....Reality is a lot of ppl want to buy a home not a flat and given the fact that London houses are ridiclous in pricing, i know plenty of ppl who are cash rich who struggled to get a mortgage or go via a mortgage broker.
heavily negative mindset says it all .. the scheme is there to help how can you complain ? Living in London isn’t a necessity .. how many well off people commute daily
@@henzopereira5308 "heavily negative mindset"??? 😂😂😂 this is the reality, these schemes put you on the ladder but are designed to benefit the government ONLY....paying rent and mortgage simultaneously combined, owning only a percentage of the property and giving back the percentage you owe at the CURRENT market rate rather than the rate you initially jumped on the scheme??? all so you can say i live in zone 1...and you right living in London aint a necessity thats why the exodus to outer London is real
@@yolandabenz4115 shared ownership and help to buy are different. Although I’m planning to not use any of those scenes as I’m waiting 6 years until I’m 25 to buy a house I think help to buy and lifetime isa are good for couple especially if you know u don’t want to rent it out in the first like 3 years.
Hello Jade, we have been following you on youtube and we would like to get in touch with you how do we contact you. Business Development Director Tapian Property training
Very important especially for women to do this. Don’t wait for mr right. I own a lovely 4 bedroom Edwardian house and bought it on my own.
What are your tips pls
1bissi like Jade it involves long term planning, self sacrifice in the short term for long term gain. Focus on that goal and don’t be distracted.
Soulfulgirl100 👍🏿
Efua you do all 🙌🏽
Yassss sis
I am so proud of a fellow Jamaican young lady doing so well! Keep shining!
supertajel she jamaican. Wow! Thought she was african as i could never pin point her surname.
Rah! Rah! Rah!
Just became a homeowner in summer 2019, and got my divorce at the SAME TIME.....God is so good. He blessed me and my daughter, all the thanks honor and praise to the father! Was not easy at all.......but I did it too!!!!!!!!!!!!!
This is so encouraging. Wow my divorce was final June 2019 . I was house hunting b4 the lockdown but now i'm just on a standstill living in a rental I don't like. Just praying God will deliver me from here soon.
Bless you sister and I tap the same blessing to own my perfect home too.
Truth. I purchased my townhouse by myself 8 years ago after my husband passed away.
im only 11, but i can't wait to move out to my own house! i want to work at starbucks , have a mini for a car, live in a cute, clean house & have a cat & dog! yes i know, im so young and i shouldn't be thinking about stuff this, but im just so excited to move! ツ
If you k ow that is what you want now then wow as soon as you start working you can save a lot!!
Going to uni and not working until 19 I missed out a lot of saving years!
You will struggle to afford even a dog working for Starbucks. Never mind the rest.
Danny Kelly my thoughts exactly
@Lavender Pinkelle you sound very old😂 I do admit she is pretty young. But it’s pretty common for girls her age to be using the internet without her parents watching from behind
Hey love just want to say go to a community college after high school! Avoid debt as much as possible and strive for a career that pays relatively well! Then save save save! Good luck to you! you can do it.
At 23 I graduated uni after dithering about and not knowing what I wanted to do with my life. Lived and worked in London for a bit, moved home with my parents for a year and a half and paid low rent (£350pm) to have fun and buy myself nice cars and designer clothes, I burned through all my money. At 25 I got kicked out and moved in with my bf and got a reality check paying half the bills, I then suddenly had to cover my partners half of the rent, bills and car payment when he lost his job for a few months. I meal planned, I scrimped and saved, I sold my car and after 2 years of shoving £200 in a help to buy ISA and my new saving habit I saved 16k in a year while paying for two people for half of it. Next month at 27 I will be closing on my first home by myself. My bf will live with me but it is my property. I made so many mistakes on my journey, but it was only by being shown how tough it is without a safety net that I grew and was able to get my own home.
Be proud of owning your own home at any age ❤️
I close on my house in the morning and trust me when I say “save save save!!!” Something will always come up and you want to be prepared for that !! Good luck to all 😊
The title is speaking to me because this whole week, I have been wondering if I needed a partner to own a home.
You should definitely be a mentor to young people! Sharing this link with my teen daughters. Well done👍🏽
very important for women to watch this video.
This video came at JUST the right time for me! I've just graduated and considering moving out, I've been researching this all week! Thank you Jade, love your channel so much ❤️❤️❤️❤️
I thought it was going to impossible to buy a single family house, but I did it. I took out money from my 401K for the down payment, and I have no regrets. It would have taken my about ten years to save that money on my own, since the cost of living here is extremely high. I increased my money going into my 401K after to 6% and all of the money was back in there within 2 years (would have been sooner, but they suspend you from putting money in for 6 months).
Well done. More power to you. I’m buying my first house and saved and saved and worked 7 days a week on a building site.
You're in the Daily Mail Jade. Not a fan of that horrible racist paper, but well done on your achievements !!!
ShiningStar77 same here
Hi Jade thank you for posting this video, I honestly do appreciate it but could you go more in depth with the process you went through.
Maybe create a series where you talk through each step (you don’t need to be specific about your numbers and so on) just more in depth with the steps. I felt like you just skimmed the different parts of the process.
Girl ~~ they made an article on you in DailyMail however it seems to be positive and supportive of you. Aha, not the "newspaper" one would want to be featured in yet still well done
This is two years old but still very useful. Have gained a new subbie
Yaaaaay! There will be new videos comes! Keep an eye out for next weeks announcement ❤️❤️❤️
@@JadeVanrielx Alright sis. Really wanna purchase a property of my own one day😊You are my inspiration.
This is very informative, We can relate with the points you've shared having bought our 1st property age 24. keep the videos coming!
You are glowing in this video!! So inspiring! I already have a mortgage with my Mum but I’d love a place just by myself 🙏🏽 Thank you 😘
She does look happy but I think the glow is mostly the shiney makeup.
Thank you for breaking it down and keeping it realistic but positive!
Saving is one of my biggest issues I have 😭I spend as soon as I get paid (literally on clothes and shoes) then I have no money left. thank you for this I definitely want to save for home ❤️
Same here girl 😂😂😭
I used to be like that but what I've done is as soon as I get paid, I have an automatic standing order into my savings account then I will spend anything left. But I also hide my savings account on my Internet banking so I don't see the amount to be tempted to spend the savings.
I want to purchase my home one day preferably a reprocessed home. It will be affordable for me and I can renovate exactly what I dream of in a home. Also it would be fun recording the process
It's sad to say, but true. It used to be against the law to sell a house to a female. Those days are over with, long gone. It's no longer illegal for a woman to buy a house, and females don't need a husband or a male family member to get a house anymore.
Thanks for this video! I want to buy a home alone too!
Your makeup is BEAUTIFUL!
There’s no other greater joy than having financial freedom and a life free of debts, all thanks to Mr Nicholas, cause he made me who I am today through forex trade. He has helped me a lot with his trading strategies which helps me to earn $27,550 weekly. I really appreciate it and can't help but let others know about it because it is so suitable anyone can trade from anywhere and anytime, you can reach Mr Nicholas on Instagram @nicholas__fxtrade or What's App :+1(518) 633-5966. for more info. his indeed a God sent. now i don't need to be working 9-5
This was soo helpful, and you are beautiful ! Xx
What if you have the savings but can't get the mortgage due to your wage?
So you are saying you are trying to buy property you can't afford to make payments on? Does someone really need to explain that to you?
If you have the savings, your payments shouldn't be that high. Depending on "how much" savings you have. 10k with someone making 60k isn't the same as 10k with someone making 25-35k.
@@MAGAMAN literally only just seen this. But hun, did someone hurt you to be so rude to someone you dont know? I could afford to make payments on what i was looking to buy at the time on my wage, but the x4.5 amount wasnt enough at the time to allow me to get the mortgage even though i had over 15% deposit
Billie Daniel I would think of ways you could up skill and get a promotion at work. Have a target salary in mind that will allow you to qualify for the mortgage amount you need and come up with a plan to get to that salary in x amount of years or months. Get more professional certifications or qualifications, change roles / jobs or even careers etc, ask for a pay rise, side hustle and things like that.
Just realised the original comment was two years ago, you’ve probably figured things out by now!
God I wish they had your couch in America. Love your vids darling!!!
Yes!!! I know... I'm down in Texas, have looked EVERYWHERE for these sofas, and you just can't find them here. So I guess I'll get one as close to Jades as I can 😢
Lisa Lawrence you can always ship it,but would cost you a whole lot more😫😫😫
Thank you so much Jade, Very Helpful and Informative, Great Video, Appreciate it and Enjoyed! ⭐⭐⭐⭐❤
Did it 🙋♀️
jade you have come such a long bright ! what was your budget for the apartment you bought in Essex or how much would you recommend to have to buy a flat? Xx
My dream is to buy a 3 bedroom home alone
Great info
Where I live the housing market is so expensive I don't qualify alone because I don't make enough money and I have a B.S. degree 😑
Every woman needs her own home. And every woman must have her own gun for self defense.
I pay £950 in rent alone, I earn 33k in London. How am I not able to own a home. I feel the deposit puts us off because unless u earn over 45k or live at home lucky enough to not pay some money towards your upkeep u can't save the amounts they want for deposit. Any suggestions for owning without a deposit I'd love to hear it. Also a parent
Hey guys!
I'm gonna buy my own. No woman's gonna come and take my shit.
Hiya thanks for the video. Ive just got divorced and have been living in Mexico so moving back to England with my daughter we are having to start again with no savings. I thought I could save for a flat but ive just read that all flats are lease hold also the government schemes available are also lease hold there fore we dont actually own them. Can you share why you bought a lease hold and the benefits you feel it has for you?
Great video and beautiful smile.
My problem is that I am struggling to find anything in Surrey that my salary would allow. Can't buy much for 166,000 and i can't travel to far for work.
Great Video x
I’m doing it alone
Hi..what has been the biggest headache if being a homeowner? As a single female still renting, I always think about pipes bursting and flooding the home specially in the winter (TX), roof leaks, clogged toilet, leaking faucet ....things that can cost about $20 to a couple of hundred dollars to fix depending on what it is just by going to a home depot and buying the part, but I would have to pay a company to come out and fix it and because I don't know any better, they will charge me 3 or 4 times what it actually is and I would just pay it....thigs like that is what keep me from purchasing a home. 😕 Any advise? Thank you in advance 🙏🏽
I don't get what was going on with you but I haven't experience the process being hard. Only thing is waiting for the right one takes time but I just get updates online.
Shout it , im 35 just had bday and realize this
I’m 24 & single & buying a cute lil 2 bedroom flat in Melbourne 🤍
Great for doing this, but this is your normal basic stuff. I've now learnt these and have recently started doing most.
Looking divine! 😍💘
U came to our school
Do you know you are on msn news? Lol I was at work when you popped up
What a beautiful woman, and accent drives me absolutely Crazy, so fine yo
I am in the 18% 🙋🏽♀️
I still want the link to the couch
Tulisa Reeves the company is sofaclub uk but they really are trash for what they done to her and how they treat people
your right you dont need a partner to buy a property...but the reality is some of us aint trying to do "help to buy" schemes etc etc....Reality is a lot of ppl want to buy a home not a flat and given the fact that London houses are ridiclous in pricing, i know plenty of ppl who are cash rich who struggled to get a mortgage or go via a mortgage broker.
heavily negative mindset says it all .. the scheme is there to help how can you complain ? Living in London isn’t a necessity .. how many well off people commute daily
@@henzopereira5308 "heavily negative mindset"??? 😂😂😂 this is the reality, these schemes put you on the ladder but are designed to benefit the government ONLY....paying rent and mortgage simultaneously combined, owning only a percentage of the property and giving back the percentage you owe at the CURRENT market rate rather than the rate you initially jumped on the scheme???
all so you can say i live in zone 1...and you right living in London aint a necessity thats why the exodus to outer London is real
Totally - the shared ownership thing is an awful set up
@@yolandabenz4115 shared ownership and help to buy are different. Although I’m planning to not use any of those scenes as I’m waiting 6 years until I’m 25 to buy a house I think help to buy and lifetime isa are good for couple especially if you know u don’t want to rent it out in the first like 3 years.
@@julez140cam yes that’s shared ownership u don’t buy and rent for help to buy
😊👍Super
New subscriber! I need to buy a house!
Welcome!!! Plenty of new videos coming so keep an eye open for my announcement week ☺️🎉
@@JadeVanrielx keep me updated. Please subscribe to my channel too
why does everyone say "hey guys"
Temo Ngwako Good Question, I suppose it’s a natural figure of speech here on RUclips lol
@@JadeVanrielx aha still facts with these videos tho!
I really like this video. Subscribe!
Hello Jade, we have been following you on youtube and we would like to get in touch with you how do we contact you.
Business Development Director
Tapian Property training
Hello, Please send me an email at veryvanriel@gmail.com :)