How to retire to Spain । Upsticks
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- Опубликовано: 5 авг 2024
- How to retire to Spain । Upsticks
Video description:
Thanks again for tuning in. Here, Chris Goodacre from Upsticks talks about where to get started when thinking about retiring to Spain.
Here's your video chapters:
00:00 - Intro
00:39 - The start points and headings
01:00 - Residency Status
01:20 - What gives you the right to live in Spain, check how you will need to get residency.
01:41 - What money do you have - Check your financial situation with respect to your residency
02:04 - Healthcare - Check your healthcare situation with respect to your residency
02:25 - Timeline, It's important to have a plan!
03:00 - Choosing somewhere to live
03:04 - If you can, regular discovery trips in all seasons.
03:36 - Check the support network around where you would like to live.
04:46 - Where can you afford to live, take what you think you will spend in the first year and double it!
05:47 - Renting or Buying in Spain?
07:00 - Learn the language, (but don´t take it too seriously!)
08:10 - Making sure you're fiscally set up correctly in Spain
08:49 - Making sure you protect your family with Spanish Wills and a Funeral plan
09:50Future proofing, what will you and your place be like in ten years. Be prepared for the ageing process.
Download the FREE PDF here mentioned in the video here:
upsticks.es/retiring-to-spain/
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Check us out on Instagram:
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Check us out on other RUclips Channels, Upsticks feature as the expert guests on the YouTooSpain channel:
/ @youtoospain
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Our main page - Here you will be able to navigate around our website and start the journey of moving to Spain:
www.upsticks.es
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Our news feed - Useful information and the latest updates, check out our news feed:
upsticks.es/news/
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Book a call and speak to the specialist - We offer a free 30-minute consultation call which will answer all of your questions and leave you ready to make the biggest move of your life:
upsticks.es/book-a-call/
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Авто/Мото
Great video Chris 👍. We are moving out in 2 years in August and will definitely be in touch. When do I need to start organising things about 6 month before?
Hey Marie, many thanks for watching and your comments. Around 6 months before is great timing for paperwork etc
I love the point about the support network. Though over time we find people with whom we can connect locally, it's helpful to start somewhere where you'll have a sense of home.
So true 😊 thanks for watching
Many thanks Chris. Another great video. Been watching your stuff (including on YouToo Spain and others) and it’s been a great help. We’re now in to our last year before we make the jump. Will no doubt be in touch soon 👍
Thanks Archie for your comments and tunning in can't wait to to catch up with you when it's your time !
Great points, thanks for the video.
Brilliant advice and it's great to hear the points covered in the video, no matter if the subject is not so pretty.
Many thanks for putting all this info together 👍
Many thanks Paul for watching
I came to Spain about thirty years ago for holiday breaks, we (my wife and I) enjoyed it so much we started to look seriously at the prospect of living here. With that in mind we made a list of pros 'n' cons then compered our lists.... We started by buying a holiday property that we used for about four years. What we thought was an appropriate juncture we made the move to live permanently in Spain.... This was over twenty years ago, pre Brexit so devoid of many of the problems now facing would-be immigrants. The rate of exchange was far better. To live here was a lot cheaper, and once the ''brits on holiday'' mode subsided we slipped slowly into ''Living in Spain'' our adopted country. Brexit has caused huge problems to do what we did. Being part of the EU did make things a lot easier, albeit with the usual red tape. Many Brits lived ''under the radar' so's to speak 'and voted Brexit'..(turkeys voting for Christmas)..believing nothing would change for them...that turned out to be a bad call....in fact they screwed it up for everyone wishing to live in España....
Thanks for you comment, Brian. I moved 22 years ago as a young man and built a life here, sadly that's not an option now for young people with a back pack and dream like I had
Turkeys indeed.
British exceptionalism at it finest.
Don’t think I’ve seen a country shoot itself in the foot like this before. Thankfully I can get an Irish passport so that eliminates the terrible Brexit issues for me, but I feel terrible for other Brits, especially youngsters, who are now having major issues because of one terrible decision. 😢
Great video, really helpful, thx Chris
Thanks Julien
Great video Chris, I applaud you 👏
Many thanks Gary have a great weekend ;)
Another great video Chris and yes future proofing is key. Cheers mate
Thanks for watching John, I hope the prize gets to the other side of the world soon!
@@Upsticks looking forward to it..Will let you know when it arrives
Thank you for this video!
Thanks for watching Robin
Excellent advice. Have booked an online consultation with you later this month. 👍
Many thanks for watching and booking, looking forward to our chat
So this is about retiring from the UK
Hey Chris regards the Finacial piece for a non Luctrative visa , does your pension qualify towards that?
Thanks
Thankyou so much for the superstar!!! 🇪🇸♥️😁
Great video, will need more advice for next year as moving over on my wife's Irish passport
I get you need healthcare insurance when you apply and go to the consulate but what if you get rejected ? Do these medical companies refund you ? I find the FB groups mean and people are so nasty when you ask a question that they seem to think is laughable. I would never use a FB group.
We so sorry you have had a bad experience on facebook, people should not be mean to people, you are just trying to learn and research. Unfortunately in our experience they do not refund if you don't get the visa but with good preparation you should not be rejected
Hi, quite interesting. Is this really for people who are retiring to Spain, or just generally people who are wanting to move there but are nowhere near retirement age? These are 2 completely different groups in my opinion.
Hi John, that's a very good point. We did this video aimed at retirees, but there is definite scope for a video about people who are not of retirement age who use the visa to move to Spain watch this space and thanks for the idea !
Hi Chris, Thanks great Information on the video. We ( My wife and I) are thinking of moving to Spain from Ireland . Renting our house and living on the proceeds . Possibly buying a home close to amenities ( doing all the right things). However my head spins around when it comes to all the Laws and rules , taxes from Ireland etc . I've studied them , but i know , I'll always mess up somewhere. Is this a service you provide ? Also I you come in on a non lucrative visa can you change it if you found Employment ? Thanks again.
Hey Ingo, thanks for the comment. We dont give tax advice but we do work with tax adviser who we recommend. If you find employment during you first year on an NLV it's the employer who applies to immigration initially for the residency permission.
In 10 years time I will be probably dead since I'm 70 and diabetic, but my wife, a Colombian US citizen, and I, a Cuban US Citizen, have been thinking about retiring to Spain with only our social security checks (near $2700 USD a month for both), and some savings, about $50000 USD). Is it a good idea to retire to Spain? I'd appreciate your comments, and by the way, we both are Spanish native speakers from our countries of origin. Thanks. 😀
Thats a sad comment… bless you .. 😢 ❤
@@flight101 Thank you.
Are the many criticisms of residency in Spain valid, not to mention the language obstacles? Compared to Latin America and Portugal? Plus, what about the current political and economic situation in EU with NATO because of Russia and Ukraine?
Hi Dovy, i am afraid we cannot comment on either of these points. This video is specifically for retiring to spain
@@Upsticks I understand. But I was asking how it affects migrating to Spain and costs of living in Spain etc
So far we have seen a cost of living rise relative to what's happening in other countries.
Excellent video. Thank you. We are 66YO retired educators visiting Poland and Estonia after helping a new school open in Lviv. We are seriously thinking of selling our Portland condo and moving to Europe. Is renting a better option than owning a home for expats in Spain? We always wanted to own, but now it seems that putting the cash in CDs is wiser than purchasing a home. Plus the healthcare is better in Spain than in the US. Your thoughts? Dean & Cindy
Renting is a good idea, it will give you a chance to get a feel for the local area and economy before taking the plunge and buying.
Hopefully we are planning to rent in Spain for 12 months once we get our NLV, then buy in Spain, if we sell our home in the UK will we have to pay tax on this in Spain?
Hi Andrew, if you sell the same year you become a fiscal resident in Spain the you could be liable for capital gains tax, we have tax advisers who we can refer you over if you need an assesment
Really enjoying the content of your videos. After taking early retirement 18 months ago, and with the “dust settling” post Brexit, we are considering a move abroad and Spain is our first consideration due to climate and ease of travel from the UK. Given the unpredictable outcome / impacts from the war in Ukraine, we don’t feel the time is right (at present) to “sell up” and buy a property in Spain however, we believe purchasing a relativity low cost apartment near the coast may be a good interim step and visit for the 2 x 90 periods. Have you any thoughts / advice on such a consideration?
Hi Paul, thankyou so much for watching and commenting on our videos. You question is worthy of video so watch this space ;)
@@Upsticks Thank you Chris. I’m looking forward to that and humbled by your response. No doubt there are many people in a similar situation but a little nervous about “going all in” who would like more info on the pros and cons of holiday home vs. permanent residence, especially in the areas of tax, medical insurance and a general understanding of property taxes when buying and selling (I.e. is there a big loss financially if you sold an apartment and then purchased a more expensive property with permanent residence in mind?). Many thanks👍
Hi, have a look at Mojacar. Best all year climate in SE Spain. Great beaches, and places to eat. Can get some decent apartments say 80-100k euro.
@@paulrea4757 Yeah full to the brim with Brits, you will feel at home like you would in Blackpool. Where l live in Spain houses are 6,000 euros up to 20k and you do them up and live in peace, if you are a lager lout go for the rip off 100k apartments where on the 8th floor you can hear the neighbours fart on piso 1.
do NEED fill out EX18 ? I am a EU CITIZEN I HAVE NIE NO OWN PROPERTY IN SPAIN
Thank you for all the information that you are shearing. Greatly appreciated. I would like to ask a question. I am a EU resident (Poland) leaving in US ( also US resident.) Mu husband is only an US resident, we are planning to move to Spain in the near future. Can you please share what residency would he need to leave in Spain? THANK YOU!
check out this video ruclips.net/video/8R3gbpuCtP8/видео.html
@@Upsticks Thank you. I somewhat 🙂got my answer. Do you have a video on what it takes to get healthcare for an EU resident and an US husband as healthcare being on of the condition for residency.
Great video thanks you . I'm thinking of a possible move over next year ..and doing some homework to make sure ots the right decision gor me and my husband he will be 65 when we make the move ...would 200,000 euros be okay to live on and buy a small property for the first year.. the plan is to tuck 60k away for the remainder of the years required for visa purposes and it touch that ...I realise its tight ...we both have a small pension coming in and my husband would be getting his state pension after the first year as well ...thank you
So sorry for typos I really need to find my specs
Hi Gail thanks for your comment, have a read of this article which will guide you on the money aspect of retiring to Spain with a Non-Lucrative visa upsticks.es/what-is-iprem-and-how-does-it-relate-to-a-visa-or-residency-application/ or check out the how much money do i need for a eu resideny on this channel if you have an eu passport
Great Video ... Question . when I retire AUG 27. I have a property , I am an EU citizen, my wife is not. I will become a resident . I understand the health care issues , but do we have to continue paying private healthcare or is there another option ? thanks
Hi John as an Eu citizen your wife will be abel to get residency from your status , if you qualify for S1 the private healthcare wont be needed (if the UK still hold the same agreement with the EU re S1
@@Upsticks thanks . But I will be 60 years young when I hopefully come to live in Spain . Does the S1 require you to be of state pensionable age ie 67?
@@johnconroy9517 it's does I'm afraid
Hi Chris, do you think Spain have any intention of granting Brits up to 180 days in one go? Been speaking to people who say they don’t want to move permanently to Spain but would love to go for up to 6mths in the Winter. It’s all becoming very very complicated especially with the Consulates striking. Regards. Jo
Unfortunately, I don't think that is currently something that is on the negotiations' table, good news the strike has ended !
Not a hope why should they British voted for.
@@jamescarney4394 British exceptionalism at it's finest.
thomas, unfortunately the answer is no, its 90 days and thats it. i signed a petition for 180 days instead of 90 as eu citizens coming to uk can have 180. its was looked at by parliament but it was rejected as its what the british public voted for. we had holiday home for 15 years but brexit ruined it as we went out for winter and now we cant. so now we are looking at residency instead, its our only option just waiting for driving licence fiasco to sort itself out.
Nope the 90/180 rule is Schengen rule, the Spanish can’t change it
😊
Hi.great videos.
If I move to spain on non lucrative visa and gain residency after 5 years, can i work once im a resident? or do i have to be a spanish citizen to work and bow long until i gain citizenship.many thanks.jason
Hi Jason thanks for watching, you can work after 5 years once you have permanent residency
thankyou thats great news.
hi, great video, my hubby and i had a holiday home and sold it last year due to restrictions of brexit, 90 day rule doesnt work when you want to spend winter in spain. so we are look at residency instead, but its now really complicated i am 54 and hubby 68 so he will get s1 not sure if i will, do you know if i need private healthcare due to my age. plus the income requirements are very high now for someone on pensions. i no longer work in uk and not pensionable age but need €7000 income, can i leave €7000 in an account as hubby has income. is it €7000 per year as ive read its 5 years so €35000 ? alternatively ive read about golden visa but to be honest i dont fancy spending that much money in spain as it’s difficult to sell, plus i heard its €500k each so for us €1million which is too much. plus you’ve not mentioned the driving licence situation , not being able to drive is a big no, so we are waiting for driving licences to be agreed and then hopefully be able to move. i appreciate any comments,or thoughts you may have. thanks.
Hi Lisa thanks for the comment. If you jump on the website using the link below we'd be happy to book a call in with you. You wont need private healthcare you can get an S1 fingers crossed the driving licence happen soon
My partner is 57 , me 49, and other relative who is 76 and on state pension. Which of us need private medical care ? we are being quoted like €4000 a year each !!! are there no family plans ?
Hi Lisa, how is it going ? Im beginning to think we wont be able to do this…😢
@@flight101 state pensioners can get an S1 which covers healthcare there's a vid on this channel
Hi Chris great video, please can I ask your advice, myself and mum have residency under WA, My dad needs to get residency, so it will be on behalf of us, is this correct, and when putting it through online what section would it go under please , thank you
Thanks Rose, it's the Modelo ex21 you need when using the government platform
Thanks Chris, third time lucky with the application just waiting to hear back from them, thank you , you are very helpful
España no es tan barato como acostumbraba ser ,por supuesto que no, Inglaterra es tres veces más caro de lo que era.
Very handsome man
You need a visa to retire to Spain if you're English.
This was uploaded over a year ago and should be taken down, before you even think about coming to live in Spain you need bone up on all the changes. Brits that come to Spain should be decent people also and not the duckers and divers on the Costas, there is so much filth that has found its way here over the years and it is normally Brits abroad stuff, Portugal is the same.
Hi Chris, this video is still relevant today we won't be taking it down. But thanks for watching.