Exploring the Reality of the Apple Credit Card: 2024 Update

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  • Опубликовано: 1 фев 2025

Комментарии • 59

  • @thecapone45
    @thecapone45 3 месяца назад +3

    I actually like the lighting on this video. Feels like a cozy video to watch.

  • @ChiragTamhane175
    @ChiragTamhane175 6 месяцев назад +34

    Thank you shedding some "light" on the Apple Card.

    • @kylemckenna
      @kylemckenna  6 месяцев назад +4

      Just a little bit 😂

  • @1bridge11
    @1bridge11 6 месяцев назад +62

    Invest in more lights, Kyle.

    • @kylemckenna
      @kylemckenna  6 месяцев назад +16

      Oh I have plenty of lights, I was experimenting with a different color grade. Definitely need to brighten it up next time.

    • @ATShighwayhaulers
      @ATShighwayhaulers 6 месяцев назад +1

      Invest in less whiny comments next time, 1bridge11 ❄️🤦🏻‍♂️🤡

    • @wwzzyyy
      @wwzzyyy 6 месяцев назад +1

      You can try HDR ​@@kylemckenna

    • @yvjyang
      @yvjyang 5 месяцев назад +3

      Your setup looks good Kyle. Don’t let the internet tell you otherwise.

    • @yvjyang
      @yvjyang 5 месяцев назад +3

      Your setup looks good Kyle. Don’t let the internet tell you otherwise.

  • @transitengineer
    @transitengineer 6 месяцев назад +5

    Thank you, for these comments on your use of the Apple credit card during the last four (4)-years. When this was first introduced, I was lied to by custom service and told, that owning an iPhone was required. About a year later, I learned my iPad could also be used (so, no iPhone was needed) but by then, I just said forget (smile ... smile).

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      You're welcome, thanks for watching! Yes, no iPhone required.

  • @tomlee45
    @tomlee45 6 месяцев назад +3

    I never got a new card, it seems that my expiration on my apple card updated when i check the app

  • @vringgreta9266
    @vringgreta9266 6 месяцев назад +5

    This video really “brighten” my perception of the Apple Card

  • @blacksam435
    @blacksam435 6 месяцев назад +3

    What’s up with the statement date? My due date is the last day of every month but I’m having problems with the statement report date. I called and was told it reports on the 2nd week of the month by one rep , I called back to verify but this time they said the 3rd week of the month and can’t give me a specific date

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      Yes my due date is the last day of every month too but I get my statement immediately once the month closes.

  • @JUNKJACKZACK
    @JUNKJACKZACK 4 месяца назад

    I have had my card since day one and have never gotten a new one so hopefully if it expired the new one will arrive.

  • @angelastewart9497
    @angelastewart9497 6 месяцев назад +9

    You probably wasn’t using it enough so they send you another one to remind you to spend some money

  • @thomastevis8655
    @thomastevis8655 6 месяцев назад +1

    Awesome videos sorry I’m sooo late

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      No problem 😊 thanks for being here!

  • @ModernMoneyHabits
    @ModernMoneyHabits 6 месяцев назад +3

    Mine expires in Nov. I only use it for Apple purchases.

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      Makes sense! Thanks for watching.

  • @MidlifeMoneyMoves
    @MidlifeMoneyMoves 6 месяцев назад +5

    I actually like the lighting/color grading on the vid…. fwiw.

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      Thank you 😊 and thanks for watching!

  • @SahilArora09
    @SahilArora09 6 месяцев назад +1

    I wish I could get this card in India for that no foreign transaction fees
    Most card in India have a 1~2% international fee which can add up on holiday. So I end up using a forex debit card which you need to load up on

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      Oh that’s a bummer! Maybe they will extend to your region once they settle on a new bank.

  • @nycc_uchiha
    @nycc_uchiha 6 месяцев назад +2

    you gotta pay taxes on apple savings account?

    • @kylemckenna
      @kylemckenna  6 месяцев назад +1

      Yes. Any earned money (including dividends and interest) is taxed.

    • @nycc_uchiha
      @nycc_uchiha 4 месяца назад +1

      @@kylemckenna thank you so much 🙏

  • @shawn.credit
    @shawn.credit 6 месяцев назад +7

    It needs a revamp badly and in the process of being underwritten by a new bank not yet announced. It’s a stale product with some perks for sure specifically the no apr on select Apple products, 3% Apple products and 2% everything else with Apple Pay. The physical card use needs to have the rewards structure changed a lot of folks use an actual credit card in person why get penalized.

    • @kylemckenna
      @kylemckenna  6 месяцев назад +1

      Agreed 👍 thanks for watching!!

  • @kingnasirthesecond
    @kingnasirthesecond 4 месяца назад +1

    i pay my t-mobile bill and get 3% back!!!

    • @kylemckenna
      @kylemckenna  4 месяца назад

      Awesome! Thanks for watching.

  • @Tech4YourNeeds
    @Tech4YourNeeds 6 месяцев назад +3

    It has to do something with the chip. Like you said why change it if there is no number one card. That is the only logical reason I can see. I maybe be wrong who knows. Or Apple is changing the bank they do business with.

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      Yeah valid points. Thanks for watching!

  • @Will-wb7yi
    @Will-wb7yi 6 месяцев назад

    No mention of the Apple savings account?

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      I don't use the Apple Savings Account so I can't really speak on that.

    • @charleshicks323
      @charleshicks323 5 месяцев назад

      @@kylemckennaThat’s the major pull…. Closed my lame bank account savings for this….

  • @angelastewart9497
    @angelastewart9497 6 месяцев назад +1

    The card you can’t cut up

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      Nope, but they sent me a package to return my old, expired one to them.

  • @mannyqalc4624
    @mannyqalc4624 6 месяцев назад

    I can no longer use it to buy an iPhone in split payments unless I have a top three carrier. That makes this card useless for me now.

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      Sorry to hear that!

    • @lgmarquez5469
      @lgmarquez5469 6 месяцев назад

      Can you not buy it unlocked? I always do that.

    • @mannyqalc4624
      @mannyqalc4624 6 месяцев назад +1

      @@lgmarquez5469 yea you can, but before you could get it with interest free payments. Now you have to pay for it all at once. So now I’ll either get it directly with my carrier or just buy it at full price but using another card. Right now I’m using the SoFi cc I’ll get 3% just like with the Apple Card.

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      @@lgmarquez5469 yeah you can actually!

  • @adrianvilchis8113
    @adrianvilchis8113 6 месяцев назад

    such a shidt card. never got it.

    • @kylemckenna
      @kylemckenna  6 месяцев назад +1

      It’s not for everyone

  • @bama1859
    @bama1859 6 месяцев назад

    I had the apple card for years when first came out, use it a couple times my ,credit line went from 6500 to 3500 I guess for not using enough

    • @kylemckenna
      @kylemckenna  6 месяцев назад

      Woah! I’ve never heard of that happening before.

    • @NateWithWho
      @NateWithWho 4 месяца назад

      @@kylemckennait happens. Paypal 3% master card also does that.

  • @pierrengu
    @pierrengu 6 месяцев назад +1

    i use it for only apple pay, but only if my other cards would get 1x or 1% back