Credit Card vs Debit Card | What is Credit Card & How To Use | Disadvantage of Credit Card

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  • Опубликовано: 5 сен 2024
  • Hey Guys,
    In this video i'll explain you what is Credit Card & what are the difference between Debit Card & Credit Card in HINDI.
    How to use Credit Card Smartly & How does these Credit Card works. What are the advantages & Disadvantages of Credit card over Debit Card.
    What are the interest rates of Credit Card in INDIA from different banks like: ICICI, SBI, HDFC, Citi, VISA or Mastercard.
    Type of Debit Cards: • What is RuPay Card, VI...
    Redeem Coupons Here: www.fast2sms.c...
    Queries Solved:
    1) Credit Card Meaning in Hindi
    2) What is #CreditCard
    3) #DebitCard vs Credit Cards
    4) Reason of not using Credit Cards
    5) ICICI Bank Credit Cards, SBI Cards, HDFC Cards, Axis Bank Credit Cards, Kotal Credit Card
    6) Visa vs Master Cards
    7) #SidTalk by Siddhant Jain
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Комментарии • 2 тыс.

  • @SidTalk
    @SidTalk  5 лет назад +804

    Ghuma Fira Ke: Online payment kese kerte hai aap sab ?
    1) Credit Card
    2) Debit Card

  • @sushmithaprakash8027
    @sushmithaprakash8027 5 лет назад +358

    This man is bunch of knowledge with zero percent of attitude. .

  • @ArunKumar-nz8ry
    @ArunKumar-nz8ry 5 лет назад +22

    Ek dum crystal clear smjhaya hai 6min me .....koi time waste nahi Kiya, bhai hume yahi to chahiye....
    Good job bhai 😉

  • @coolguy298
    @coolguy298 5 лет назад +10

    Sid talks you are absolutely right. Use credit card when needed. There are a bunch of guys who make videos saying credit card is better than debit card. But they forget to tell people that it's a loan from the bank. A debt card. Having 1 credit card is more than enough in emergency. Credit cards companies offer points and discounts to lure you to use it more than debit cards. If you use them more the banks make money as commission is charged from the merchant and if you don't pay the money by due date the bank will loot you by charging high interest rate.

  • @niteshdhansodia3868
    @niteshdhansodia3868 5 лет назад +74

    "Yaha charges bhi lapak ke lagte he" was best dailoug

  • @TechnicalDilshad
    @TechnicalDilshad 5 лет назад +21

    मज़ा आ गया आपकी हर VIDEO मस्त होती है

  • @nandkishoreshaw7812
    @nandkishoreshaw7812 5 лет назад +8

    You can be a good teacher because you make the topic so easier to understand for a layman also.

  • @siddhantchopra1
    @siddhantchopra1 4 года назад +42

    I only use credit card for getting cashbacks 😝
    And pay the bill immediately ✌️

    • @brandtsmith1287
      @brandtsmith1287 3 года назад +2

      @Darkteckh on telegram is a real vendor I can’t believe my eyes that man too real Go on his telegram He sell credit card with high balance😍😍😍❤️❤️♥️♥️💯💯

    • @ajaywakude5669
      @ajaywakude5669 3 года назад

      Credit card se 15000 kharch kiye to bill kitne ka ayega 15000 ka hi na ya interest lagke ata hai

    • @siddhantchopra1
      @siddhantchopra1 3 года назад

      @@ajaywakude5669 Yes 15,000 ka hi bill ayega pay kr do bs but if you won't pay on time tb interest lgega and make sure jo bhi credit card ho uski annual nd joining fees kam ho ya fir 0 ho

    • @ajaywakude5669
      @ajaywakude5669 3 года назад

      @@siddhantchopra1 credit card kitne me milta h sbi ka

    • @Liamlefe
      @Liamlefe 2 года назад

      Bro ye annual fees credit card pe kya hoti aur kyo hoti? Debit card pe to nhi hoti? Actually HDFC bank se kaafi call aate h credit card banwaalo banwaalo par mujhe usse pehle pura samajhna hoga na ye sab please help 🙏

  • @saniyahaquil
    @saniyahaquil 3 года назад +5

    I'm here to understand what is Credit for tomorrow's SST examination. Thank you I understood what is Credit 😃

  • @MaheshKumar-kt5lv
    @MaheshKumar-kt5lv 5 лет назад +23

    Sirji, Credit card use nahi karne ka bhi fine laga diya bank ne. So I suggest keep some emergency money seperately in savings account.

  • @AJTRICKS
    @AJTRICKS 5 лет назад +24

    Saving aur current ac. Me video sir aag lga dega video . Nice video

    • @charchaghar4961
      @charchaghar4961 5 лет назад +2

      Current account business करने वालों के लिए होता है, उसमें कोई ब्याज नहीं मिलता

  • @AhmedKhan.22
    @AhmedKhan.22 5 лет назад +83

    Guma Fira Ke Sidh Talk - Love You Bhai ✔️

  • @MrCS2003
    @MrCS2003 5 лет назад +12

    Advance Congratulations For 2 Million Subscribers...💝💝

  • @AjayShinde1290
    @AjayShinde1290 5 лет назад

    बहोत अच्छी तरिके से आपने क्रेडिट कार्ड कि फायदे और नुकसान बताये. 😊

  • @chandukumargupta180
    @chandukumargupta180 4 года назад +26

    Your way of taking is so good, and you make me completely understand, bole to maja a gaya 👌👌👍

  • @pktechno7087
    @pktechno7087 5 лет назад +4

    Really Knowlegable Vedio & Best YT Channel😍😍😘😘

  • @harjotsingh7302
    @harjotsingh7302 5 лет назад +6

    Ur videos are always useful and knowledgable 👍 thank u, already subscribed👌

  • @deepakprajapati7210
    @deepakprajapati7210 5 лет назад +64

    *Ghuma phira ke credit card ka USE Smartly kre or apna Cibil Score majbut kre.
    Jan hit me jari....

  • @vipulgohil9284
    @vipulgohil9284 5 лет назад +2

    भाई में तो डेबिट कार्ड यूज करता हूं!! बेस्ट है।।

  • @riyazahmedpathan3850
    @riyazahmedpathan3850 5 лет назад +1

    Thank you so much sir
    Bahut ache se smjhaya

  • @nitinchavan9695
    @nitinchavan9695 5 лет назад +15

    True talk ₹! 🙏

  • @adityabahuguna248
    @adityabahuguna248 5 лет назад +13

    Bro I always used to speed up every video but it seems you stopped me..
    Nice pace up with great and practical knowledge.

  • @AbhishekAnandok
    @AbhishekAnandok 3 года назад +3

    Debit card =No tension😎😍
    Credit card =Use smartly😪😫😏🙄

  • @mustaquimzayn1912
    @mustaquimzayn1912 3 года назад +2

    Great bro you provide great knowledge

  • @HKB108
    @HKB108 4 года назад

    bhaii bauht badhiya samjhaya!!

  • @AbhishekTiwari-ed7gq
    @AbhishekTiwari-ed7gq 5 лет назад +6

    Ghuma Fira Ke Kaam Ki Hi Baat Batate Ho Hamesha Bade Bhai - SidTalks ❤️

  • @RupeshKumar-nu3uv
    @RupeshKumar-nu3uv 5 лет назад +22

    Credit cards increases our CIBIL score. And there are benefits of this score. Am I right? Please reply.

    • @saikatchatterjee9156
      @saikatchatterjee9156 5 лет назад +4

      Rupesh Kumar yea CIBIL scores will help you when you take loans

    • @deepakprajapati7210
      @deepakprajapati7210 5 лет назад +3

      Yes

    • @TheEvilspirit91
      @TheEvilspirit91 5 лет назад +2

      Yes it will help you somewhat. And nowadays one can get loans that too paperless on the basis of credit card.

    • @sidkhandare7367
      @sidkhandare7367 4 года назад +1

      Paise nahi bhar paaye toh cibil score down bhi ho jata hai😂

  • @adityarajcreator5006
    @adityarajcreator5006 5 лет назад +7

    सही बोल रहे हो सर जीतना चादर है उतना ही पैर फैलाना चाहिए आप ठीक बोल रहे हो

    • @RaviKumar-sq5ov
      @RaviKumar-sq5ov 5 лет назад +1

      जब तक पैर नहीं फैलागे पता कैसे चलागा की चादर किस साईज़ चाहिए

    • @pastcopy9166
      @pastcopy9166 5 лет назад

      भाई चादर को हीं बरा कर लिया जाए तो

  • @sumitsoni6696
    @sumitsoni6696 3 года назад

    super super video ....bhai
    I am thinking to buy a credit card ..after seeing your video my mindset was completely changed
    thanks....

  • @manishsharma774
    @manishsharma774 3 года назад +2

    Well done yr thanks for advice

  • @shivampandit7042
    @shivampandit7042 5 лет назад +30

    "tab aapko aayega zindagi ka maza" wala dialogue bdiya tha...😂😂😂

  • @croma6289
    @croma6289 5 лет назад +132

    Bhai ap superior ho Raha ho 2M subscriber hona vala ha. Kon kon Chahta ha Sid Bhai Ka 3 M ho jay like thoko

    • @user-vc8js2lb5l
      @user-vc8js2lb5l 5 лет назад +1

      Если хочешь избавиться от плохой кредитной истории, то глянь видео на моем канале

    • @user-vc8js2lb5l
      @user-vc8js2lb5l 5 лет назад +1

      Тебе я посоветовал бы глянуть видео на моем канале

    • @nishagold8866
      @nishagold8866 5 лет назад +1

      bilkul

    • @dr.vijaykushram9296
      @dr.vijaykushram9296 5 лет назад

      hii

    • @dr.vijaykushram9296
      @dr.vijaykushram9296 5 лет назад

      @@user-vc8js2lb5l hhhh

  • @piyushmalviya5178
    @piyushmalviya5178 5 лет назад +5

    Bro, Your Explanation Is Awesome. Aise Teachers Explain Karne Lag Jaaye College Mein To Padai Mein Maza hi as Jaye..

  • @meenakshinegi124
    @meenakshinegi124 5 лет назад +1

    Sir bahut achhe se samjhaya aapne g🙋

  • @navneetkamboj8880
    @navneetkamboj8880 4 года назад

    Sir your teaching is really good aaj smj aaiya debit or credit card main difference

  • @harshusidhwani
    @harshusidhwani 5 лет назад +17

    Sir ur explanations with easy words is amazing
    I hope increment of number of ur subscribes never stops

  • @jitendrathakur3573
    @jitendrathakur3573 5 лет назад +8

    #asksidtalk 😇Bhai best laptop btao jis par editing or Sara kam smoothly Ho Jaya under 30000...plz reply
    Bro 👍✌

  • @DipakKalaskar
    @DipakKalaskar 5 лет назад +49

    Credit card lene se achchha hai
    ki Debit card se EMI pe le lo
    par ye flipcart wale sirf bolte hai debit card emi
    Dete to hai nahi

    • @AnkitKumar-ob6su
      @AnkitKumar-ob6su 5 лет назад

      Sahi bole bhai

    • @pratyush_t
      @pratyush_t 5 лет назад +3

      Arey bro. Flipkart wale jo kar rahe hain usme logic hai.
      For example tum ₹10000 ka cheez lete ho aur usko debit emi pe chalate ho, par tumhare account pe sirf ₹1000 hai. Toh abhi flipkart ko uska paisa kaise milega? Tumne toh emi pe samaan le liya.
      Since credit card pe savings depend nahi karta, isiliye online wale sirf credit card pe hee dete hain emi. Kyunki credit card pe pehle jitne ka bhi saaman ho pehle purchase hota hai phir baad mein hum dete hain.

    • @chiragchauhan8872
      @chiragchauhan8872 4 года назад

      @@pratyush_t absolutely right

    • @pratyush_t
      @pratyush_t 4 года назад

      @@chiragchauhan8872 dhanyawad

    • @gurdeepsingh0786
      @gurdeepsingh0786 4 года назад +1

      milta hai sirf uni acuuont walo ko jo 10000 balace mantance wala acuount hai muje bi mila debit card emi

  • @VinodVermaVlog
    @VinodVermaVlog 4 года назад +1

    Thanks Bhai

  • @binaydeka5151
    @binaydeka5151 5 лет назад +1

    U r one of my favrit youtuber

  • @NaveenKumar-ry6uf
    @NaveenKumar-ry6uf 5 лет назад +8

    Bro where do you research. Where do you get this much content I really want to know

  • @rakeshpawar324
    @rakeshpawar324 5 лет назад +4

    Nice Video 📹 Bro Sidtalk ✌✌

  • @AnishSingh
    @AnishSingh 5 лет назад +10

    Card Lelo card Lelo ghuma phira ke 😂😍

  • @hisisterff3570
    @hisisterff3570 2 года назад

    Bhut achi lgi apki vdio bolne k style awesome aa ☺☺✌✌

  • @samsam-ls4pt
    @samsam-ls4pt 4 года назад

    Bahut badia bhai .....apne bahut acche se samjhaya

  • @balbrindprajapati6225
    @balbrindprajapati6225 5 лет назад +6

    Sir ydi ham credit card ka paisa use hi na kare to kya extra charge katega please sir 🙏🙏🙏❣️

  • @KumarHande
    @KumarHande 5 лет назад +16

    Ghuma fire ke No.1 video ❤️

  • @mehboobkhan4269
    @mehboobkhan4269 5 лет назад +4

    Good Job Bhai...!!!

  • @meghakalindi6153
    @meghakalindi6153 5 лет назад +2

    Thanx sir😊Creadit card ke bare me info dene ke liye...Or ha Creadit card sach me माया जाल है।

  • @jitenfam
    @jitenfam 4 года назад

    Tab apko aayenga jindagi ka maza super dialogue.... Bhai... Keep it up.....

  • @ShubhamManjeetGupta
    @ShubhamManjeetGupta 5 лет назад +34

    Sid bhai jindaabaad 👍👌☺☺

  • @SonuKumar-hy8xr
    @SonuKumar-hy8xr 5 лет назад +4

    Thanks bro! for this info..
    for this , i subscribed your channel by Today.

    • @brandtsmith1287
      @brandtsmith1287 3 года назад +1

      @Darkteckh on telegram is a real vendor I can’t believe my eyes that man too real Go on his telegram He sell credit card with high balance😍😍😍❤️❤️♥️♥️💯💯

  • @bablu_079
    @bablu_079 5 лет назад +62

    Who wants Sidtalk upload daily bases video...

  • @monikanag1414
    @monikanag1414 5 лет назад

    Wow Bina time waste kiye sab clear kr Diya Apne

  • @samiurrahman5295
    @samiurrahman5295 5 лет назад +1

    आप ने हमेशा सही बात बताई है.आप को हमारा सलाम

  • @saranshgoyal03
    @saranshgoyal03 5 лет назад +4

    Bhai इस वीडियो पर technical dost ki "credit card" bali video ka AD aaya😱

  • @MrBoLtE
    @MrBoLtE 5 лет назад +13

    Sir But Koi Product Buy karne ke liye emi pr lene par to Credit. Card hi lagega

  • @Techreal790
    @Techreal790 5 лет назад +7

    Ek dusre ka sath do Sabhi ...
    Ye Bade RUclipsr Kuch nhi karenge

  • @hemantjain3162
    @hemantjain3162 4 года назад

    Jabardast.ek ek video me gyan ka bhandar hai.Bahut mehnt karte ho bhai hamare liye.

  • @zz_1999
    @zz_1999 5 лет назад

    Nice video sir bahut achhe se samjaya thnxx😊

  • @IshanKhandelwal
    @IshanKhandelwal 5 лет назад +33

    Lekin bahut jagah sirf credit card hi accept hota hai debit card nahi. Esa kyu?

    • @mdanzaralam133
      @mdanzaralam133 5 лет назад +13

      Mai ne to kahi nhi dekha, debit card do not accept here 😊

    • @IshanKhandelwal
      @IshanKhandelwal 5 лет назад +6

      @@mdanzaralam133 premium hotels aur international trip me debit card accept nhi hota

    • @Abrarkbd
      @Abrarkbd 5 лет назад +6

      Main saudi me rahta hun yahan zyada tar online shopping pe credit card payment option rahta hai
      Lekin credit card mat lena main india me hdfc ka leke fansa tha mera bahot paisa instead charj me kaat liya thodi si galti me

    • @KamleshYadav-oc1oy
      @KamleshYadav-oc1oy 5 лет назад +3

      Ashish Sinha nhi bhai maine to play services ke liye visa debit card se payment kari hai.

    • @bishaldaa5548
      @bishaldaa5548 5 лет назад

      If you want to purchase servers from Google cloud you should provide a Credit card also same in Amazon AWS, and Azuri Windows, also Digitalocean and Vulture also asking for Credit card.

  • @friedrichnietzsche4685
    @friedrichnietzsche4685 5 лет назад +22

    Bhai EMI me kya karu???

    • @sparshagarwal1833
      @sparshagarwal1833 5 лет назад +1

      Bajaj emi card

    • @s.m.2946
      @s.m.2946 5 лет назад +1

      To EMI hi kyu karna. Cash le lo. EMI bhi creadit card jaisa hi hai.

  • @teenapachori8432
    @teenapachori8432 4 года назад +3

    Really thank you for this important information sir🙂

  • @iasrakhisingh1271
    @iasrakhisingh1271 4 года назад +2

    Speaking skill is too good .. without wastage of time that's why we like you sir..

  • @bulletrajnish1876
    @bulletrajnish1876 5 лет назад

    Ghuma fira ke Jankari ke liye number 1 RUclips channel

  • @AnilPandey-gu6tc
    @AnilPandey-gu6tc 5 лет назад +3

    Genius man,,,, Thanks for the knowledge

  • @desidoodperfect
    @desidoodperfect 5 лет назад +7

    2 million in advance!!!!!

  • @sevoryBgmi
    @sevoryBgmi 5 лет назад +5

    Nice sir

  • @nirmalaparihar5195
    @nirmalaparihar5195 5 лет назад

    bhaiyya apki video bhut knowledge valuable hoti h

  • @smilepat007
    @smilepat007 5 лет назад

    Sid Bhai Really True Comments For Creadit Card....

  • @vikyathshetty9770
    @vikyathshetty9770 5 лет назад +9

    Ghuma phira khe....ek like tho bantha he

  • @mohammedsadriwala6568
    @mohammedsadriwala6568 5 лет назад +3

    I really like your videos, especially i like ur honesty and ur suggestions keep doing it always help people, thank you.

  • @newvideoorinformation3645
    @newvideoorinformation3645 5 лет назад +4

    (1) rupey (2)master (3) visa
    In sabhi debit card ke charge KItana lagta hai acha konsa hai

    • @pbfoodbuff3800
      @pbfoodbuff3800 5 лет назад +1

      Agar India me ho to rupay

    • @femosolar
      @femosolar 5 лет назад

      Debit card
      Rupay Card Use karo kyoki yah bhartiy hai
      Visa card , Master Card America ka hai
      Mai to bolunga bhai Rupay debit card use karo our is par offer bhi rahata hai

  • @pradeepkrmahato7234
    @pradeepkrmahato7234 4 года назад +1

    Good information jee;👌 👌

  • @tofiqshaikh9520
    @tofiqshaikh9520 4 года назад

    Mujhe aap ka vdo bhot achha laga sir aap ko har sab sahi h aur sachhi h sir thanks so much aap ne itna informative vdo banaya 🙏

  • @mrsinghwoodwork4579
    @mrsinghwoodwork4579 5 лет назад +4

    Nice

  • @srajshivamgupta9867
    @srajshivamgupta9867 5 лет назад +3

    धन्यवाद भाई

  • @agamchaudhary3693
    @agamchaudhary3693 5 лет назад +4

    Online shopping me EMI k lye beneficial h credit card mere according

  • @techajeetofficial
    @techajeetofficial Год назад

    Sid भाई बहुत शानदार जानकारी देते है गजब भाई

  • @aqeelkhan6619
    @aqeelkhan6619 5 лет назад

    EK NOMBER Bhai. Bahut sahi BATAYA AAP NE.

  • @ayushvasisht8827
    @ayushvasisht8827 5 лет назад +6

    Nice video

  • @surjeetmaity9045
    @surjeetmaity9045 5 лет назад +6

    Bhaiya ye debit card EMI ka kya chakkar hae plz bataiye
    Love your videos

  • @technicalbhai650
    @technicalbhai650 5 лет назад +26

    भाई सच बताओ आप एक हैकर हो क्या....?
    🛃🛃🛃🛃🛃🛃🛃🛃

  • @minadas7506
    @minadas7506 5 лет назад

    Barhiya se samjha diya dhanyabad .

  • @mohnishjamde3855
    @mohnishjamde3855 4 года назад

    Baat bilkul sahi hai, emergency k liye hi use karna chahiye...

  • @PiyushJaangid
    @PiyushJaangid 4 года назад +8

    "Jab aayega aapko zindagi ka maza" 😂😂

  • @deewanbhai9316
    @deewanbhai9316 5 лет назад +3

    जितनी चादर है उतनी पैर फैलाना चाहिए nice Sr,

  • @southmovienews1
    @southmovienews1 5 лет назад +5

    Awesome video

  • @harshsinghal4342
    @harshsinghal4342 5 лет назад +1

    Mein samajh gya😊

  • @imbs95
    @imbs95 5 лет назад +2

    Hi Sid,
    I like watching your videos very much because it is very informative and well presented.
    I have a question regarding EMI transaction using a credit card.
    If I take EMI using a credit card and make a transaction of 60k for 3-month installation which will be around 20k/month, my credit card limit is 30k. Will I be able to make another EMI transaction of 15k in the next month or my credit card limit will be frozen up to 10k only because of the previous EMI.
    matlab ghuma fira ke mai ye kehna chahta hun ki man lo meri credit card limit hai Rs30k aur maine Rs20k Emi liya for 3 months samsung mobile lene ke liye august mahine, next mahine september mai ek nay emi lena hai Rs15K ka , kya woh possible hai ya 10k hi mai transaction kar sakta hun.

  • @nareshrana6667
    @nareshrana6667 5 лет назад +11

    Ghuma phira ke Gyan le lo Gyan -Bhai ki kisi bhi video play karo our kuch na kuch naya sikhte zao...
    We love you Bro❤❤

  • @rajanrane8495
    @rajanrane8495 5 лет назад +5

    Agar me credit card liya.. Aur use saal me ek bhi baar use nhi kiya to kya mujje charges dene padege bank ko...?

    • @SidTalk
      @SidTalk  5 лет назад +2

      Yes Yearly 300-500 card ka charge dena padhta hai

    • @GauravSharma-of8jk
      @GauravSharma-of8jk 5 лет назад

      Only 1 year ka free 2nd year 499/-

  • @killerboy_8484
    @killerboy_8484 5 лет назад +5

    Bhai app itne din ke bad videos dal rahe hai

  • @Buntyoo7
    @Buntyoo7 4 года назад

    bilcul sahi...debit ko hi credit smjho...mininum 20000 ya 30000 ko aise smjho ki credit limit hai..aur month me paise wapas bharne hai...

  • @mehraankhan3587
    @mehraankhan3587 5 лет назад +1

    Awesome video. Sir u have cleared all of my doubts.

  • @SUYASH_DEWANGAN
    @SUYASH_DEWANGAN 5 лет назад +3

    Sir I would like you to make a video about different uses of ATM machine as many of us including me don't know their use apart from withdrawal of cash

  • @rishabhvirmani3681
    @rishabhvirmani3681 5 лет назад +9

    What are your qualifications SIR

    • @sakshisingh3554
      @sakshisingh3554 5 лет назад +1

      Hi

    • @SidTalk
      @SidTalk  5 лет назад +5

      B-Tech CSE 2016 passout

    • @rishabhvirmani3681
      @rishabhvirmani3681 5 лет назад +1

      @@SidTalk Sir I in class 11 humanities stream and without maths so , can I make RUclips channel by using animations and make vedios like you ??? what you say

  • @Ranbirdhindsa9090
    @Ranbirdhindsa9090 5 лет назад +6

    Shoping pe EMI ho jata hai
    Like mene AMAZON pe 2 skechers shoes khride
    Dono ki EMI 400 Rs hai ,,ek saal k liye

  • @omkardongre9738
    @omkardongre9738 5 лет назад +1

    Thank you sir
    Loved your all videos

  • @rasowye1139
    @rasowye1139 5 лет назад +1

    Wow you are great!