Credit Card क्या है, कैसे बनायें - Advantages & Disadvantages
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- Опубликовано: 27 июл 2024
- Credit Card is explained in Hindi and how to use them smartly. What is Credit Card? Why Credit Card payments should be made on time? How does a credit card work? What is 0% interest EMI? Sign-up to our new app for discounts and early access:
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What is the Minimum Amount Due? What is EMI conversion? Why your CIBIL score can come down because of poor credit card management?
Generally, every credit card has a 16-digit number whether it is a Master Card, Visa Card, or Rupay Card. You can apply for Credit Card from any of the popular banks - SBI, ICICI, HDFC, Axis Bank, PNB, Kotak Bank, etc. To make a credit card payment, you can log in to the bank website and make the payment online.
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Credit Card - Hidden Charges & Mistakes to avoid: • 14 Credit Card Hidden ...
Time Stamps
00:00 Introduction
01:28 What is Credit Card & Why should you take it?
03:05 Advantages of Credit Card
03:54 Disadvantages of Credit Card
05:20 What is an Interest-Free Credit Period?
07:40 Should New People take credit Cards?
10:11 How do I get out of Credit card Debt?
12:50 Should you take cash out of ATM?
13:34 What is EMI Conversion?
15:38 What is 0% Interest EMI?
17:00 How many credit cards should I keep?
इस वीडियो में क्रेडी कार्ड के बारे में और कैसे क्रेडिट कार्ड को समझदारी के साथ इस्तेमाल करें ये हिंदी में समझाया गया है। क्रेडिट कार्ड क्या है? क्रेडिट कार्ड की पेमेंट वक्त पर क्यों की जनि ज़रूरी है? क्रेडिट कार्ड कैसे काम करता है? 0% इंटरेस्ट वाली EMI क्या होती है? मिनिमम अमाउंट ड्यू क्या होता है? EMI कन्वर्शन क्या होता है? सही क्रेडिट कार्ड के प्रबंधन के आभाव में आपका CIBIL स्कोर कम क्यों हो जाता है?
आमतौरपर, सभी क्रेडिट कार्ड में 16 अंकों का नंबर होता है चाहे वह एक मास्टर कार्ड, वीज़ा कार्ड, रुपए कार्ड हो। आप किसी भी लोकप्रिय बैंक - एसबीआई, आईसीआईसीआई, एचडीएफसी, एक्सिस बैंक, पीएनबी, कोटक बैंक इत्यादि से क्रेडिट कार्ड के लिए आवेदन कर सकते हैं। क्रेडिट कार्ड पेमेंट करने के लिए, आप बैंक वेबसाइट में लॉग इन कर सकते हैं और ऑनलाइन भुगतान कर सकते हैं।
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• Credit Card क्या है, क...
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In this video, we have explained:
What is a credit card?
How to use a credit card smartly?
What are the pros and cons of using credit cards?
How to use a credit card to your advantage?
What are the uses of a credit card?
How you can get a credit card?
What are the advantages and disadvantages of using a credit card?
What is the interest-free period in credit cards?
What mistakes you should avoid while using credit card?
What are some of the smart tips to use credit card without getting into debt?
What is the minimum amount due?
How to get out of credit card debt fast?
Why should you not withdraw cash from ATM using a credit card?
What is EMI conversion?
What is 0% interest EMI or no cost EMI?
How many credit cards should you keep?
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Hope you liked this video in Hindi on “Credit Card”. 
Хобби
It should be 6 June @ 6:19. Thanks Abhishek Saxena and Fish Point 786 for pointing out the error.
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Asset Yogi
MAY k baad June ata hai...july nahi
Ok
Emi पर भी व्याज लगता हैं
ruclips.net/video/qdc35XjAThQ/видео.html
Waa Waa Kya Baat Hai.
One additional benefit . Reward points . As u spend reward points earned. Can convert in cash or gifts
Thank you, it was so informative.
I love watching your videos Sir. You have Sufficient knowledge for every money making product. And really thankful for you that you are sharing your knowledge with us.
Thanks for sharing the useful information. I have watched many videos but this video is the one-stop destination for all my queries, Thanks
Excellent videos ...thanks 😎
Thanks for letting me know the nooks and cooks of the credit card economics
Bahut, Badiya Samaja diya bhai. Dhannyawad Boss🙏
I'm using 2 credit cards since more than 2 years ago and i already follow all the suggestions that you mentioned. Thank you. Keep coming up with more informational videos
Thank u for such attempts and stories, a big thanks from 💓
Hope it's helpful Mayank 😊
I love your channel and the way you explain things. That is all made me your subscriber. Accept my Good Morning.
बहुत सुंदर... Knowledge sharing.... Mujhe bahut fayda huwa is gyan se... Good work...
Thanks Vinod
Possession nahi mila ho to topup loan melegaky
सर जी आप को मेरा प्रणाम
बहोत ही महत्व पूर्ण जाणकारी दि है आप ने
धन्यवाद आपका !
धन्यवाद
Very effective video, thanks for practical clarification
I hope this will be helpful:)
Thanks for everything 🙏
Thank you sir , this video is very informative and increased my awareness regarding credit card
Sir, I am so impressed with your explanation. I just love your videos. You're my financial god!!
Thanks Ashirbad 😊
🤣🤣
Liked your content sir. Could you make a video on reward points available in a credit card and the golden rules to convert them into benefits? Thanks in advance.
U make awesome videos brother....pls keep posting...love ur videos!!
Really appreciated your easy explanation
Thank you sir, it's best explanation 👍👍👍🙂
Keep supporting :)
I started using cash and I feel when I'm using cash. I feel the paper and know how much I have spent. Bottom line I'm spending less
True that 😸
Thanks for sharing the useful information. I have watched many videos but this video is the one-stop destination for all my queries, you explained almost everything with a simple example.
I have a query if I paid all the dues on time and I want to discontinue the credit card by calling the bank. Will it have an impact on the CIBIL score?
Very informative video like your other videos👍
im using credit card for last 13 yrs..and i never paid even a single ruppes fine, but i got many benefits from it like cash back, etc etc...because i used it smartly.
That's good
This is the first time I visited your channel and I have become a fan of your knowledge. Wow!!!! Keep it up, sir.
May nahi june
Sir, very nicely explained the concept. I have been using Credit card since 7 years but my bank couldn’t be able to share me such knowledge. At times CC payment was very frustrating but now I will use it wisely.
Nicely explained thanks bro
Very informative video, great job.
Thank you so much for your kind words 😊
Wow Sir Great Knowledge
Many things learnt !
👍🏻❤👍🏻❤👍🏻❤👍🏻❤👍🏻❤👍🏻
Very very interesting and informative video sir thanks It gave answers of all my questions
What about, EMI, conversation, will it cost/ Effect to CBIL SCORES.Thanks great discussion, all the best.
Thank you very much for the info.
Thank you for appreciation Nikhil 😊
Thank you very very much the video was very informative. Learned a lot from it.
Good to hear that Abdul :)
.
Thank you 😊 very much boss, bahout se log hai jo jyada smart bante hai unko aapka video dekhna chahiye.
Thanks bro bahot badiya information diya apne.
Thanks Mukul , for making yet another useful and informative video...
Thank you so much for appreciation. 😊
Boss you are good, in fact the best. Have watched many videos by you are by far the best. Keep teaching us all :-)
Keep learning Hemant 😊
Thank you for the very informative video!
Keep supporting 😊
Very informative and precise. A lot helpful.
Keep learning 😊
Well explained. Thank you.
Keep learning 😊
Can you make a video on credit card charges on international transactions
Very informative.
thank you very much sir.. m big fan of you.. ur videos r always very informative & useful.. with complete package of particular topic..
Thanks Vikrant
Quiet informative ..
Main credit sell krta hoo aur aapke is video se bohut kuch sikhne ko mila ... Thanks bro
Glad to know that the video helped you.
Very nice and educational information bhai 👌👌👍👍 thanks 🙏🙏🙏
Very useful tips Bhai ji.,
I have done the minimum due payment so did I need to pay the actual payment as is or reducing the minimum due from actual payment. Thanks
Great knowledge and great work you are making very helpful videos for people
Hi Sameer, thank you so much for support and your kind words 😊
Ilyas Ahmed Ritti 6 May se lekr 5 july tak 60days ho jaate hain bhai .. 😂😂 6:19
I am using credit cards ... I have 4 credit cards ..everything I am buying through credit card even petrol also . ... I have no complain on credit card because I pay credit card bills on time ..as my all credit cards are auto debit from my bank account .. I have connected it to my bank account for auto debit ... And I am also getting good reward points .. I got towels , cloths , hair dryer through reward point redemption ... It is very nice to use ..
Please make video on GDP,GNP,Budget etc...Will be informative
thank u so much sir🙏
I hope this will be helpful:)
In short Jitni aukaat hai utne hi paise kharch karo.
Sahi Bolla Re
Thik kahle muh jhauSa
Bhai kuch nahi paise nikale to bhi charges lgta hai kya
MEANS LIVE THE LIFE ON DEBIT NOT ON CREDIT (I AM ON BIG FRUSTRATION BECAUSE OF THIS CREDIT CARD)
BILKUL SAHI....
Very very good information. Thanks a lot, sir
Bhai bahut achhi trha say samjya app ne muje bahuy acha laga is video ko dekh meri eknowled or bhi badi hai thanx fro information
Keep learning Harpreet
Thanks so much sir good information
Thanks Mohd.
Thank you so much sir
Your videos are always easy for understanding
Thanks for appreciation Vicky :)
Amazing
Super informative 👍
Thanks Alot!
Keep learning 😊
Bahuhi informative video.
Sare point cover kar diye
Hope this is useful :)
Credit Card ki 1 bhi badi payment ya choti payment miss karoge to zindagi zang ho JAEGI.... Experience....
Bhai mei 10 saal se use kar rha hu credit card ka mind se game khelna padta h kuch dikat nhi hoti .
Thanks 🙏 you so much sir
Hope it helps. Alam
Awesome information sir. Sharing a tip to use cards samartly.
Thanks Santosh :)
I'm happy with your suggestions
Keep learning Sanjana :)
Thank you so much sir...for this great information.. Bdw i m a credit card salesman of Sbi..
Thank you Rupsagar :)
Rupsagar bag bhai number do please
bhai fd pe credit card milega ky mera sbi me ac he
I have sbi simply save credit card and i am purcheshing online product using emi option ..but my saving account debited full amount ? Why sir
Best as always I have just started visiting your channel
Hope you like this video
Thanku very much your information
Right information sir
Sir credit card kis ac main Diya jata hai saving ya current please bataye.
Sir I am upsc aspirant . I watched a lot videos of you , your explanation style is too good. So I want to request please provide videos related to basic concept of economy and also current issue regarding economy.
Bahut badhiya hai aap ki jankari thanks sir.
Sir HDFC credit card se online product EMI par lena sahi hoga ya nhi?
Excellent
ruclips.net/video/qdc35XjAThQ/видео.html
Thanks, Mukul Ji I often pay the less full amount.
Thanks for your help
Great suggestions Sir 👍
Thankyou 😊
Thank you sir G for valuable information
I hope this will be helpful
Knowledge sharing is awesome as always... But want to mention one thing... The example was between the month of May and July... I hope it should be June (month next to May)...
Bahot Badhiya ....
सर आपकी सारी बात समझ मे आ गई कि क्रेडिट कार्ड का पेमेंट तय समय पर करें। लिमिट से ज्यादा खर्च न करें । मैं हमेशा इस बात का ध्यान रखता हूँ। लेकिन मुझे यह बताइये की क्रेडिट कार्ड annual charges यदि 2200/ पर मंथ हो, जो कि सबको देना है, तो मैं क्यों ना डेबिट कार्ड इस्तेमाल करू बजाय क्रेडिट कार्ड के।
100 baato ki ek baat ...jitna chadar ho utna hi pair phailana chahiye
Your videos are always a great source of learning fundamental.
Thanks Kishor 😊
please clarify me one doubt @ 19:00 - can i rotate this loop infinitely?
i mean, i am not talking about making any default or fraud, but:
1. is it legal?
2. will it improve or decrease my cibil?
3. is it not a good source of interest free cash limit ? - i can keep an FD of Rs. 50,000 for 3 months and then repay that credit card bill?
please guide?
Nice information. really helpful
Thanks :)
Thanks for good information...
I hope this will be helpful :)
Very Nice sir bahut kuch sikh ne mila hai
Bahot acha laga sir me new use hu isliye..
Minimum transaction kitni karni padti hai 1 card se.
Or defaults kese ho jata hai please explain.
sir credit card ko banbane Ka KY prosise KY h
too good sir eitna Achcha samjhaya sar thank you sir 😊
It is very useful.
Want to know abt online purchases with credit cards. Do's & Don't s....
Dear bro,
Please correct your demo presentation example date. In place on June you are referring May by mistake. It happened in two places. Good explanation. I am a credit card user since 2002. Thanks.
Right sir. That's what i noticed.
Hello if I am in to a business, is it advisable to keep 4 or 5 cards? As I need money to manage till I get pay from clients and the time duration is 30 to 90 days sometime.
Better to go for OD limit from your bank
Thank you so much sir, very well explained
You are most welcome
Very helpful video👌
wow bro
Awesome information
Thanks for appreciation, hope it's useful :)
Thank you Malik sir, your videos are really helpful. Here I have a question- I'm into real estate and wanted to sell out my own constructed properties which are the private floors and flats. So my question to you is what should I keep in mind ( terms and conditions and rules too) while doing this business.. And I hope you'll make a video on this content soon..
Thnx bro meri aankhein khol de aapne
Very Informative VIDEO! Thanks for creating.
My pleasure!