Credit Card क्या है, कैसे बनायें - Advantages & Disadvantages

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  • Опубликовано: 28 янв 2025

Комментарии • 2,3 тыс.

  • @AssetYogi
    @AssetYogi  6 лет назад +177

    It should be 6 June @ 6:19. Thanks Abhishek Saxena and Fish Point 786 for pointing out the error.
    Sign-up to our new app for discounts and early access:
    ✔ assetyogi.com/sign-up/

    • @HinduAyodha
      @HinduAyodha 6 лет назад +8

      Asset Yogi
      MAY k baad June ata hai...july nahi

    • @oliviaemily140
      @oliviaemily140 6 лет назад +5

      Ok

    • @SatishRai-sr1mx
      @SatishRai-sr1mx 6 лет назад +4

      Emi पर भी व्याज लगता हैं

    • @AHKTIPS
      @AHKTIPS 6 лет назад +1

      ruclips.net/video/qdc35XjAThQ/видео.html

    • @jagdishprasad8348
      @jagdishprasad8348 6 лет назад +3

      Waa Waa Kya Baat Hai.

  • @suchitrapr
    @suchitrapr 5 лет назад +8

    im using credit card for last 13 yrs..and i never paid even a single ruppes fine, but i got many benefits from it like cash back, etc etc...because i used it smartly.

  • @aleena1549
    @aleena1549 4 года назад +5

    I'm using 2 credit cards since more than 2 years ago and i already follow all the suggestions that you mentioned. Thank you. Keep coming up with more informational videos

  • @vinodvgamer29
    @vinodvgamer29 4 года назад +13

    बहुत सुंदर... Knowledge sharing.... Mujhe bahut fayda huwa is gyan se... Good work...

    • @AssetYogi
      @AssetYogi  4 года назад

      Thanks Vinod

    • @akashgamer8254
      @akashgamer8254 2 года назад

      Possession nahi mila ho to topup loan melegaky

  • @Daya188
    @Daya188 5 лет назад +1

    I am using credit cards ... I have 4 credit cards ..everything I am buying through credit card even petrol also . ... I have no complain on credit card because I pay credit card bills on time ..as my all credit cards are auto debit from my bank account .. I have connected it to my bank account for auto debit ... And I am also getting good reward points .. I got towels , cloths , hair dryer through reward point redemption ... It is very nice to use ..

  • @alankarsolanke5519
    @alankarsolanke5519 4 года назад +2

    Really good....i have faced same thing almost 8 month now all fine...

  • @NitinSharma-ys5ss
    @NitinSharma-ys5ss 5 лет назад +11

    One additional benefit . Reward points . As u spend reward points earned. Can convert in cash or gifts

  • @ashirbadrout6870
    @ashirbadrout6870 4 года назад +11

    Sir, I am so impressed with your explanation. I just love your videos. You're my financial god!!

  • @mahaveerchougala6572
    @mahaveerchougala6572 4 года назад +4

    Bahut, Badiya Samaja diya bhai. Dhannyawad Boss🙏

  • @Localboybhuyan
    @Localboybhuyan 4 года назад +1

    Bahot acha laga sir me new use hu isliye..

  • @deepakkumardas5480
    @deepakkumardas5480 20 дней назад

    इस वीडियो की जितनी तारीफ की जाए कम है दिल छू लेने वाला वीडियो है यह बहुत बहुत धन्यवाद आपका

  • @krishnadivate2469
    @krishnadivate2469 5 лет назад +5

    सर जी आप को मेरा प्रणाम
    बहोत ही महत्व पूर्ण जाणकारी दि है आप ने
    धन्यवाद आपका !

  • @POM183
    @POM183 4 года назад +10

    yess, I reach on right channel💪

    • @AssetYogi
      @AssetYogi  4 года назад

      Keep learning Prasenjit

  • @vinayreshwal31
    @vinayreshwal31 5 лет назад +56

    This is the first time I visited your channel and I have become a fan of your knowledge. Wow!!!! Keep it up, sir.

    • @VSIR1008
      @VSIR1008 4 года назад

      May nahi june

  • @AdityaKumar-pz3lk
    @AdityaKumar-pz3lk 3 года назад +1

    बहुत ही ज्ञानवर्धक जानकारी मिली, धन्यवाद आपका

    • @AssetYogi
      @AssetYogi  3 года назад

      Hope you like this video Aditya :)

  • @madanlalmeghwal9240
    @madanlalmeghwal9240 5 лет назад +1

    Hi sir me first time credit card lerahu me confuse thaa kaise kya use karna aap ka video dekha sab tension free hogaya ok sir thank you

    • @AssetYogi
      @AssetYogi  5 лет назад

      I hope this will be useful Madanlal :)

  • @SRP3205
    @SRP3205 5 лет назад +4

    Right information sir

  • @affanshariffshariff95
    @affanshariffshariff95 5 лет назад +4

    wow bro
    Awesome information

    • @AssetYogi
      @AssetYogi  5 лет назад

      Thanks for appreciation, hope it's useful :)

  • @Yaduvanshi9254
    @Yaduvanshi9254 6 лет назад +4

    Online Small Personal Loan ke liye company and Website wala Video baneya SirG.😍😍❤️❤️❤️❤️

    • @AssetYogi
      @AssetYogi  6 лет назад +1

      Sure, noted down your topic for future videos.

    • @Yaduvanshi9254
      @Yaduvanshi9254 6 лет назад +1

      Asset Yogi Thanku ❤️❤️❤️❤️

  • @usuf198464
    @usuf198464 3 года назад +1

    Bade bhai, super explanation. Whatever the doubt's I had about Credit Card gone. Thank you bhai

  • @satishjain8868
    @satishjain8868 3 года назад

    You said that more than 2-3 card is not a good way, But I say that I have approx 12 cards of 8 banks. Managing all in a very Good way

  • @rahulgaikwad3009
    @rahulgaikwad3009 5 лет назад +8

    Credit Card ki 1 bhi badi payment ya choti payment miss karoge to zindagi zang ho JAEGI.... Experience....

    • @ashishdelhiwaala4235
      @ashishdelhiwaala4235 Год назад +2

      Bhai mei 10 saal se use kar rha hu credit card ka mind se game khelna padta h kuch dikat nhi hoti .

  • @muniandysivaram2659
    @muniandysivaram2659 4 года назад +4

    Well explained. Thank you.

  • @SunnySharma-jn1cz
    @SunnySharma-jn1cz 6 лет назад +12

    Sir, Credit card vs Debit card which is beneficial....iske uper ek video banaye....

  • @danishuddin9752
    @danishuddin9752 3 года назад +1

    Best channel on youtube!

  • @jknamdev3474
    @jknamdev3474 4 года назад

    आपके सुझाव एक से बढ़कर एक आपने बहुत अच्छी तरीके से समझाया बहुत-बहुत धन्यवाद

  • @mubarishussain3696
    @mubarishussain3696 4 года назад +23

    I started using cash and I feel when I'm using cash. I feel the paper and know how much I have spent. Bottom line I'm spending less

  • @vibhanshukumar7919
    @vibhanshukumar7919 4 года назад +4

    Sir HDFC credit card se online product EMI par lena sahi hoga ya nhi?

  • @hmohindra1
    @hmohindra1 4 года назад +4

    Boss you are good, in fact the best. Have watched many videos by you are by far the best. Keep teaching us all :-)

    • @AssetYogi
      @AssetYogi  4 года назад

      Keep learning Hemant 😊

  • @HsHardhyan
    @HsHardhyan 4 года назад +1

    SBI IRCTC credit card ke bare me btaye Sir, kya credit card ke base par loan le sakte hain kya konsa loan better rahega ..mujhe apna ghar bnana hai

  • @sharadraut5273
    @sharadraut5273 5 лет назад +2

    Bahuhi informative video.
    Sare point cover kar diye

    • @AssetYogi
      @AssetYogi  5 лет назад

      Hope this is useful :)

  • @mayankgarga6878
    @mayankgarga6878 4 года назад +9

    Thank u for such attempts and stories, a big thanks from 💓

    • @AssetYogi
      @AssetYogi  4 года назад +1

      Hope it's helpful Mayank 😊

  • @mohdabdulazeem8496
    @mohdabdulazeem8496 5 лет назад +4

    Thanks so much sir good information

  • @arjungovil5757
    @arjungovil5757 5 лет назад +13

    Your black board presentation is very effective... Great work👍

  • @gameplayerone687
    @gameplayerone687 4 года назад +2

    Superb sir. Nice explanation Tq so much 😊 😊 😊

    • @AssetYogi
      @AssetYogi  4 года назад +1

      I hope this will be useful Javed :)

  • @sakshiberwal9855
    @sakshiberwal9855 Год назад +1

    Sir ur way of explaination is amazing😺🌺simple n easy,

  • @virendersingh6857
    @virendersingh6857 4 года назад +3

    Gajab bhai

  • @ankitajain2306
    @ankitajain2306 5 лет назад +8

    Thank you so much sir ...😊
    Got selected in SBI bank job nd your videos are very helpful for me 💯🙏

  • @manjitsingh3329
    @manjitsingh3329 5 лет назад +3

    Great suggestions Sir 👍

  • @raigokulsvolgs
    @raigokulsvolgs 3 года назад +1

    Great video... Bro wow wow ❤❤

  • @HarpreetSingh-pl9xm
    @HarpreetSingh-pl9xm 4 года назад +1

    Bhai bahut achhi trha say samjya app ne muje bahuy acha laga is video ko dekh meri eknowled or bhi badi hai thanx fro information

    • @AssetYogi
      @AssetYogi  4 года назад

      Keep learning Harpreet

  • @sam143107
    @sam143107 6 лет назад +5

    Great knowledge and great work you are making very helpful videos for people

    • @AssetYogi
      @AssetYogi  6 лет назад +1

      Hi Sameer, thank you so much for support and your kind words 😊

    • @fishpoint7869
      @fishpoint7869 6 лет назад

      Ilyas Ahmed Ritti 6 May se lekr 5 july tak 60days ho jaate hain bhai .. 😂😂 6:19

  • @susovonmondal9099
    @susovonmondal9099 5 лет назад +5

    Very effective video, thanks for practical clarification

    • @AssetYogi
      @AssetYogi  5 лет назад

      I hope this will be helpful:)

  • @vish1110
    @vish1110 6 лет назад +349

    In short Jitni aukaat hai utne hi paise kharch karo.

    • @dharmendra8564
      @dharmendra8564 5 лет назад +7

      Sahi Bolla Re

    • @dharmendra8564
      @dharmendra8564 5 лет назад +6

      Thik kahle muh jhauSa

    • @kidsforfun4220
      @kidsforfun4220 5 лет назад +5

      Bhai kuch nahi paise nikale to bhi charges lgta hai kya

    • @viveknayak299
      @viveknayak299 5 лет назад +4

      MEANS LIVE THE LIFE ON DEBIT NOT ON CREDIT (I AM ON BIG FRUSTRATION BECAUSE OF THIS CREDIT CARD)

    • @drcomputerworks
      @drcomputerworks 5 лет назад +3

      BILKUL SAHI....

  • @worldfacts3848
    @worldfacts3848 4 года назад +1

    Awesome video...... Complete understanding....

  • @Aadivasiodia
    @Aadivasiodia 3 года назад +1

    My favourite RUclips channel 🙏🙏🙏

  • @arupmittra7219
    @arupmittra7219 5 лет назад +23

    Nice informative video.....
    I am using CC for more than 10 yrs and always paid my dues in time and never been a defaulter.
    But once a fraudulent transaction happened on my CC from somewhere outside India, fortunately I had only 20k credit balance left and they can’t take out more than that , in fact they made several attempts starting from 1 lakh.
    I info and emailed about it to all the concerned authorities starting from bank, police, bank ombudsman and RBI. Initially the bank was not ready to accept the fraudulent transactions but later after 50 days and after continuous persuasion they agreed and paid that amount back.
    with this experience I came to know the procedure for reporting the fraudulent transactions. So I request you to make a video on this issue of how to be safe from fraudulent transactions and if happened then how to go about it. Thanks

  • @vish1110
    @vish1110 6 лет назад +4

    Sir..
    Please make a video on different types of credit card like travel , shopping , entertainment etc.
    And how to use rewards points to redeem in free flight ticket , movie tickets hotels bookings* etc

    • @AssetYogi
      @AssetYogi  6 лет назад +2

      Topic noted for future videos.

    • @vish1110
      @vish1110 6 лет назад

      @@AssetYogi thanks and also the eligibility.
      Because most of the rewarding credit card are for high income earners.
      How low income earners or students can also use the benefits.👍

    • @SafeIndiA
      @SafeIndiA 6 лет назад

      #itsadigitall
      MakeMyTrip ICICI credit card

  • @MeetNikhil13
    @MeetNikhil13 5 лет назад +4

    Sir, please explain, if any shop/gallery/hotel/showroom, charges 2% extra on purchase of goods over 2000/- Rs, what to do? Where and how to fill complaint against that vendor.

  • @22440666
    @22440666 4 года назад

    Thank you 😊 very much boss, bahout se log hai jo jyada smart bante hai unko aapka video dekhna chahiye.

  • @kalyankadbhane6215
    @kalyankadbhane6215 3 года назад +1

    Very Informative VIDEO! Thanks for creating.

  • @abdulbasitdalvi3963
    @abdulbasitdalvi3963 5 лет назад +3

    Thank you very very much the video was very informative. Learned a lot from it.

  • @onelife6978
    @onelife6978 4 года назад +3

    I love watching your videos Sir. You have Sufficient knowledge for every money making product. And really thankful for you that you are sharing your knowledge with us.

  • @manjulakumarisammidi1833
    @manjulakumarisammidi1833 6 лет назад +4

    Thank you, it was so informative.

  • @kapoorchand9478
    @kapoorchand9478 3 года назад +1

    बहुत अच्छे से समझ में आया

  • @vedsinghjbp
    @vedsinghjbp 5 лет назад +1

    Wallets me add kar account me transfer kar lo in place of ATM if you're to much needs........!

  • @rupsagarbag331
    @rupsagarbag331 5 лет назад +5

    Thank you so much sir...for this great information.. Bdw i m a credit card salesman of Sbi..

    • @AssetYogi
      @AssetYogi  5 лет назад

      Thank you Rupsagar :)

    • @bhuyanschannel7917
      @bhuyanschannel7917 5 лет назад

      Rupsagar bag bhai number do please

    • @thanos4025
      @thanos4025 4 года назад

      bhai fd pe credit card milega ky mera sbi me ac he

  • @deveshtiwari995
    @deveshtiwari995 5 лет назад +5

    thank u so much sir🙏

    • @AssetYogi
      @AssetYogi  5 лет назад +1

      I hope this will be helpful:)

  • @smarty4education248
    @smarty4education248 5 лет назад +4

    Thank you sir, it's best explanation 👍👍👍🙂

  • @rajansharma8851
    @rajansharma8851 4 года назад +2

    What a impressive explanation
    Very good

    • @AssetYogi
      @AssetYogi  4 года назад +1

      Thanks for appreciation 😊

  • @AbhinayWaikar
    @AbhinayWaikar 5 лет назад +1

    Bahot Badhiya ....

  • @lkdongliana1003
    @lkdongliana1003 5 лет назад +5

    Very informative video, great job.

    • @AssetYogi
      @AssetYogi  5 лет назад

      Thank you so much for your kind words 😊

  • @abhishekshukla49
    @abhishekshukla49 5 лет назад +4

    How many maximum and minimum transaction can be done through credit card in 1 month or 1 year..???? Plz suggest me as soon as possible sir.

    • @amittaurus
      @amittaurus 5 лет назад

      Unlimited transaction you can do
      Between credit card billing cycle

    • @jessicablakes3131
      @jessicablakes3131 4 года назад

      Contact *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.

  • @sonalipatole3656
    @sonalipatole3656 5 лет назад +3

    I have done the minimum due payment so did I need to pay the actual payment as is or reducing the minimum due from actual payment. Thanks

  • @ankushpatel286
    @ankushpatel286 3 года назад +2

    very very informative I learnt lot from this video Thank you very much sir Ji.....👍

  • @ranjanjena2460
    @ranjanjena2460 2 года назад +1

    Your video is super helpful to know the information.all about.

    • @AssetYogi
      @AssetYogi  2 года назад

      Glad it was helpful!

  • @episodestories4024
    @episodestories4024 5 лет назад +3

    I have 11 cards. And maxed out on all

  • @9286402827
    @9286402827 4 года назад +3

    yes, everything is clear after watching your valuable video.

  • @pallabsaha3639
    @pallabsaha3639 4 года назад +4

    Liked your content sir. Could you make a video on reward points available in a credit card and the golden rules to convert them into benefits? Thanks in advance.

  • @dhirajkachave6705
    @dhirajkachave6705 2 года назад +1

    Excellent knowledge, Thanks

  • @arvendrasingh
    @arvendrasingh 3 года назад +1

    Lot of information that may be useful to all. Keep going.

  • @ashutoshdeshpande7613
    @ashutoshdeshpande7613 5 лет назад +7

    My experience tells me that using debit card is the most sensible option with all the benefits of plastic money, and without any risks associated with credit card. I expected Mukul to raise this point but may be he has a different opinion

    • @Vikesh7896
      @Vikesh7896 5 лет назад +2

      credit card has added benefit of time value of money if used wisely u pay 0 interest or charges & get a 30-50day cushion for free, if you clear it on time..

    • @amritgrover2527
      @amritgrover2527 3 года назад +1

      Agar koi scam bhi hota h toh credit card ka case mai paise aa jata h vapas debit card sa sirf police mai hi chakkar lgta h

  • @ujjwalghosh1650
    @ujjwalghosh1650 5 лет назад +3

    I have sbi simply save credit card and i am purcheshing online product using emi option ..but my saving account debited full amount ? Why sir

  • @rohitmore8862
    @rohitmore8862 5 лет назад +7

    Can you make a video on credit card charges on international transactions

  • @rahulborhade3566
    @rahulborhade3566 4 года назад +1

    Bahut achhi jankari di sir aise aur jankari jaroor dete rahana

  • @kamleshyadav443
    @kamleshyadav443 4 года назад +1

    I am using two credit card last 3 years SBi and axis bank but i never feel using credit card is bad. But just use carefully dont withdrawal money from Atm. And pay your dues on time.

  • @dixit_pratyush
    @dixit_pratyush 5 лет назад +6

    Hey, Thanks for simplifying the Credit card mantra for us :)

    • @AssetYogi
      @AssetYogi  5 лет назад +1

      Thank you for appreciation 😊 Pratyush

  • @thakurabhijeetbabu2273
    @thakurabhijeetbabu2273 5 лет назад +10

    Bhai 6 May se 5 July tak 30 din kaise hote hai.........? Aur June ka mahina kha gaye bhaiya.....?

    • @angappan0891
      @angappan0891 5 лет назад

      Shayad khudh debt trap me fasa pada hoga

    • @Aksin20
      @Aksin20 5 лет назад

      wo bhai ..mai v confuse ho gya tha..😂😂

  • @thakur_shubhamsingh
    @thakur_shubhamsingh 6 лет назад +4

    Minimum transaction kitni karni padti hai 1 card se.
    Or defaults kese ho jata hai please explain.

  • @NileshpratapSingh
    @NileshpratapSingh 3 года назад +1

    Great sir 👍👍

  • @SS-jq4xo
    @SS-jq4xo 6 лет назад +7

    Excellent

    • @AHKTIPS
      @AHKTIPS 6 лет назад

      ruclips.net/video/qdc35XjAThQ/видео.html

  • @krunalvispute3331
    @krunalvispute3331 5 лет назад +4

    Can I make ola ride payments using credit card? @asset yogi

  • @balgondapatil
    @balgondapatil 5 лет назад +4

    Sir .. what if I am paying the bill in part payment.

    • @abhinavchopra811
      @abhinavchopra811 5 лет назад

      earn money on your credit card and kill your bill. Contact me. It's totally free of cost. I don't need your credit card no or bank details.

  • @asprmusicalstars3388
    @asprmusicalstars3388 4 года назад +1

    Bahut badhiya Sir ji

  • @brajdhanka4944
    @brajdhanka4944 3 года назад +1

    too good sir eitna Achcha samjhaya sar thank you sir 😊

  • @aniketkkedari9357
    @aniketkkedari9357 5 лет назад +9

    Thanks for everything 🙏

  • @Nick_in_the_6ix
    @Nick_in_the_6ix 5 лет назад +8

    Thank you very much for the info.

    • @AssetYogi
      @AssetYogi  5 лет назад +3

      Thank you for appreciation Nikhil 😊

  • @Junaid_khan890
    @Junaid_khan890 6 лет назад +185

    Moral of the video " Jitni chadar utne hi paer phelon "

    • @AssetYogi
      @AssetYogi  6 лет назад +12

      Ji bilkul 😊

    • @daljeetkamboj1328
      @daljeetkamboj1328 6 лет назад +21

      Chadar badi karne ke socho...:

    • @SatishRai-sr1mx
      @SatishRai-sr1mx 6 лет назад

      @@AssetYogi offline दुकान से emi पर समान मिल सकता है

    • @AHKTIPS
      @AHKTIPS 6 лет назад +1

      ruclips.net/video/qdc35XjAThQ/видео.html

    • @vikramkumar-tn6ud
      @vikramkumar-tn6ud 6 лет назад

      Bahut khub

  • @dk27gemstone40
    @dk27gemstone40 4 года назад +1

    Bahut badiya sir jankari k liye💗💗

    • @AssetYogi
      @AssetYogi  4 года назад

      Dhanyawad 😊

    • @dk27gemstone40
      @dk27gemstone40 4 года назад

      Sir mere pass axis bank ka kard mujhe dusra konsi bank ka kard apply krna chahiye link send krdena

  • @nileshshinde5655
    @nileshshinde5655 5 лет назад +7

    Thank you sir , this video is very informative and increased my awareness regarding credit card

  • @dhawalmishra862
    @dhawalmishra862 6 лет назад +5

    Wow Sir Great Knowledge
    Many things learnt !
    👍🏻❤👍🏻❤👍🏻❤👍🏻❤👍🏻❤👍🏻

  • @vjndr32
    @vjndr32 3 года назад +14

    "No credit, only cash" - Jab We Met!

  • @Parthjunej
    @Parthjunej 3 года назад +1

    Bilkul Right information sir thanku so much 🙏

  • @amitchhillar1462
    @amitchhillar1462 4 года назад +1

    Bhot bdiya jankari di h....

  • @nagendarsah3050
    @nagendarsah3050 5 лет назад +8

    Credit card is a smart debt trap. So avoid it thanx mukul bhai

    • @AssetYogi
      @AssetYogi  5 лет назад +2

      Thank you for sharing your thoughts Nagendar 😊

  • @ansarahmed9894
    @ansarahmed9894 5 лет назад +3

    Thank,s (Sir)

    • @AssetYogi
      @AssetYogi  5 лет назад

      Hope it helps Ansar :)

  • @vickyvikashjha
    @vickyvikashjha 5 лет назад +5

    Thank you so much sir
    Your videos are always easy for understanding

    • @AssetYogi
      @AssetYogi  5 лет назад +1

      Thanks for appreciation Vicky :)

  • @ivykayal2928
    @ivykayal2928 4 года назад +1

    You are too good and very helpful

  • @divyapoojary2407
    @divyapoojary2407 4 года назад +2

    Very good information

  • @hindian2096
    @hindian2096 5 лет назад +6

    Thank you sir G for valuable information

    • @AssetYogi
      @AssetYogi  5 лет назад +1

      I hope this will be helpful