Money Guru : Experts advice on use of credit cards | Part I

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  • Опубликовано: 31 май 2016
  • Watch this special segment and get to know about, Experts advice on the use of credit cards.
    To know more watch this full video here.
    Zee Business is one of the leading and fastest growing Hindi business news channels in India. The channel has revolutionized business news by its innovative programming and path-breaking strategy of making business news a 24/7 activity as it is not just limited to the stock market. This has made Zee Business your channel to wealth and profit.
    Besides updated hourly news bulletins, there is a lot to watch out for, whether it be stock market related detailed information, investments, mutual funds, corporate, real estate, travel or leisure. The channel has the most diverse programming portfolio which has positioned it as a channel of choice amongst viewers. By speaking a language of the masses, Zee Business is today the most preferred for business news.
    Some of the popular shows of Zee Business are:
    Share Bazar, Mandi Live, Aap Ka Bazar, First Trade, Big Debate etc.

Комментарии • 665

  • @manojchouhan9357
    @manojchouhan9357 5 лет назад +15

    ये केवल स्मार्ट लोगो के लिए है।1)रीवार्डपोइंट को कैश करने में एड़ी-चोटी एक करनी पड़ती है।कस्टमर केयर वाले बात तक नही करते।
    2)यदि रिवार्ड पॉइंट कैश भी कर लिया तो 50%अमाउंट का चार्जेज में कट जाता है।चार्जेज (dr, cr, igst, igat) कुल लगभग 50%कट जाता है
    ३)फाइनल बिल समय पे निअहि जमा किया तो 3.5%ब्याज,और dr चार्जेज,cr चार्जेज,igst.... कुल मिला के 5%देना होगा,
    4)अगर फाइनल बिल बनगया और उसे समय पे दे रहे है तोउसमें dr, cr, igst, जुड़ा रहेगा जो लगभग 1.५से2.5तक होगा
    5)क्रेडिट कार्ड हाथी पालने के बराबर है,इसके चुंगुल से जितना जल्दी निकलना पड़े निकल जाये
    6)सतर्क रहें , यदी कार्ड लिए है तो आप फस चुके है

    • @rahulsahu8658
      @rahulsahu8658 4 года назад +1

      Bhai abhi amezon pay icici credit card aa rha h vo to jyada charge nhi kr rha agar aapko jankari ho to reply kare z

    • @raushankumar5387
      @raushankumar5387 Месяц назад

      Bilkul sahi hai

  • @mrmbeautiquethebrand
    @mrmbeautiquethebrand 5 лет назад

    Thank you zee bacha liya Bhai .. credit card lene hi ja Raha tha.. thank you ..

  • @bikepirates6556
    @bikepirates6556 7 лет назад +7

    too good information it help to all people who carry credit card thankyou

  • @pravinb8904
    @pravinb8904 6 лет назад +24

    Very good information. .
    Aapne EMI interest ko behat achhi tarah se explain kiya..
    Thank you...

  • @cbyadav1sriradhe
    @cbyadav1sriradhe 5 лет назад +2

    Thanks

  • @MrAnandvyas
    @MrAnandvyas 7 лет назад +18

    thank you Best information about credit card

    • @deepakbadliya7503
      @deepakbadliya7503 7 лет назад +3

      Anand Vyas

    • @sunildhingra6678
      @sunildhingra6678 6 лет назад

      Thank you Best Information for Credit Card

    • @kailashkumar1537
      @kailashkumar1537 6 лет назад

      Sunil Dhingra

    • @umraanbhat
      @umraanbhat 6 лет назад

      Anand Vyas

    • @monishsindhya2445
      @monishsindhya2445 5 лет назад

      India has seen a phenomenal increase in the number of digital payments and is slowly moving towards being a cashless country. In this digital world use "Snapay App / Website" for Credit Card payments. Through Snapay App / Website we can transfer / pay unlimited amount directly from Credit / Debit Card to any bank Account.

  • @princeshrestharoy4566
    @princeshrestharoy4566 5 лет назад

    Agar koi vyakti credit card ka payment 2/4 din me hi kar de to ...Kya usay credit card carry on rakhana chahiye ya vaapas lauta dena chahiye bank I mean cancel karva lena chahiye

  • @nilamrchauhan2932
    @nilamrchauhan2932 Год назад

    Valuable video for my life.

  • @arpitmehta1593
    @arpitmehta1593 5 лет назад

    Mera total amount see thoda payment rahe Gaya that aab Bank bol rahi hai remaining amount par 3.99% lagaya or would blotle hai unbilled amount per bhi ye interest lagega Kya sahi hai? From rbl bank

  • @nahedmd9068
    @nahedmd9068 6 лет назад

    Thanks sir

  • @nivatrivedi2902
    @nivatrivedi2902 5 лет назад +11

    Thanks to alert me to use credit card intelligently.🙏🙏🙏

    • @monishsindhya2445
      @monishsindhya2445 5 лет назад

      I know budgeting experts will tell you not to use credit for transaction, but there are some situations where we have to use it. Use "Snapay App / Website" and we can transfer / pay unlimited amount directly from Credit Card to any Bank Account. The limit depends as per your card limit.

    • @kilvinamal169
      @kilvinamal169 4 года назад

      I think u use more credit card as I see u.

    • @Navjotchahal55
      @Navjotchahal55 3 года назад

      @@monishsindhya2445 but for bank transaction charges would be very high

  • @rajatchandra6351
    @rajatchandra6351 5 лет назад

    Down payment de hm laptop... Car.. Etc aisi kisi chij ka to uska intrest waise hi lgta hai kia... Jaise cash withdrawal kaa...?

  • @Dev_Bartwal
    @Dev_Bartwal 6 лет назад +2

    Very useful news ...and good looking both are

    • @monishsindhya2445
      @monishsindhya2445 5 лет назад

      Good idea for Credit Card payments, Just use "Snapay". Using "Snapay App / Website" we can easily transfer unlimited amount directly from Credit / Debit Card to any Bank Account. The limit depends as per your card limit.

  • @sapnabharwani2662
    @sapnabharwani2662 3 года назад

    Thanks 👍

  • @ManojKumar-xi2im
    @ManojKumar-xi2im 4 года назад +1

    sir (other payment) krne se kya fayda hoga

  • @amitverma7492
    @amitverma7492 5 лет назад +6

    Thanks for showing credit card details...!!! That's Good

  • @criticalmass500
    @criticalmass500 5 лет назад +45

    The anchor is really beautiful

    • @rameshkumargorle7408
      @rameshkumargorle7408 4 года назад +6

      Like credit

    • @brucewayne1544
      @brucewayne1544 3 года назад +1

      @@rameshkumargorle7408 😂😂😂😂sahi kaha,

    • @jagatpal5611
      @jagatpal5611 2 года назад

      मेकअप ka kamaal h

    • @pradeep1542
      @pradeep1542 2 года назад

      Anchor Banane ke liye Knowledge ke saath saath Beautiful hona bhhi Chahiye..😊😊😊😊

  • @IamPrashantMeshram
    @IamPrashantMeshram 6 лет назад +5

    Credit card me online websites emi option deti. Kya ye sahi hote hai ya nahi. Credit card se emi pe product kharidna kitna sahi hai.

  • @Ajayrj92
    @Ajayrj92 6 лет назад

    Thanks for useful information...

  • @sushilgujjar3589
    @sushilgujjar3589 6 лет назад +2

    Beautiful

  • @darshanmourya7176
    @darshanmourya7176 2 года назад +1

    राहत तो है, पर नियम का ध्यान रखना चाहिए...

  • @junedbabu5923
    @junedbabu5923 6 лет назад

    thanks sir

  • @VKRDELHI
    @VKRDELHI 6 лет назад +6

    Thanks you sir ji

    • @monishsindhya2445
      @monishsindhya2445 5 лет назад

      Good idea for Credit Card payments, Just use "Snapay". Using "Snapay App / Website" we can easily transfer unlimited amount directly from Credit / Debit Card to any Bank Account.

  • @ManiShankerSharma-om6jm
    @ManiShankerSharma-om6jm 5 месяцев назад +1

    Two credit card and Billings cycle kese rkhe? Which is beneficial sir.

  • @kamalkaur3965
    @kamalkaur3965 4 года назад +1

    Can we get discount on virtual debit card

  • @zaidanasreen5343
    @zaidanasreen5343 4 года назад

    gud advised

  • @rushikeshdeshmukh1332
    @rushikeshdeshmukh1332 5 лет назад +14

    It's really great advice, thanks tanvir

  • @PRAKASHPATEL-jy9iy
    @PRAKASHPATEL-jy9iy 7 лет назад +7

    गिफ्ट कार्ड के क्या फायदे हैं क्या नुकसान है

  • @sabitasingh406
    @sabitasingh406 6 лет назад

    Very informative

  • @santoshsahoo7844
    @santoshsahoo7844 2 года назад

    If I don't use my credit card at all, shall I pay any changes for holding the card?
    I don't want to hold the credit card issued to me. How shall I surrender the same?

  • @Divinelivings
    @Divinelivings 5 лет назад

    Very good Information

  • @pravin272
    @pravin272 5 лет назад +1

    Statement daye ke bad nikalo aur due ke date pr bhrdho .tho credit card is best option .......for rolling money

  • @ranjitsahu4367
    @ranjitsahu4367 5 лет назад

    Minimum 20days deta hai , mein usse pehele paid kar dunga tou ?
    Interest koi lagega kya ?

  • @bishalsingh2859
    @bishalsingh2859 3 года назад

    Thank🙏💕 you

  • @mr.katariya8564
    @mr.katariya8564 7 лет назад +3

    thanx for help

    • @manojdwivedi3884
      @manojdwivedi3884 5 лет назад

      Rotink Katariya

    • @monishsindhya2445
      @monishsindhya2445 5 лет назад

      A new app was launched "Snapay" similary to Paytm. I will say it is better than paymt. Using "Snapay App / Website" we can transfer / pay unlimited amount from Credit / Debit card to any Bank Account.

  • @geethakadari6758
    @geethakadari6758 4 года назад +2

    How bai cibil nai tho prasnl lone case antha ji

  • @aslamaziz4587
    @aslamaziz4587 4 года назад +1

    Credit card kaafi acha hai... But agar aap ney payment time per nahi kari tu es say badi Musibat koi nahi hai

  • @navidmalvankarsmedia3851
    @navidmalvankarsmedia3851 5 лет назад +2

    I have noticed banks sometime dont cut the ecs on scheduled date.....if it is some unforeseen circumstance.....like Mumbai rain.....now if it the my 50th day and it happens with credit card bill payment........bank puts the charges on u.......do you have a solution to this question..... thanks

  • @AshfaqueAlam2024
    @AshfaqueAlam2024 6 лет назад

    Very nice sir janksri ke liye

  • @hiteshsehgal9666
    @hiteshsehgal9666 5 лет назад

    Is is necessary to use credit card. Monthly

  • @santoshpiyamail
    @santoshpiyamail 6 лет назад +1

    I feel the Voice of this man like mohammad kaif , any one else?

    • @monishsindhya2445
      @monishsindhya2445 5 лет назад

      Good idea for Credit Card payments, Just use "Snapay". Using "Snapay App / Website" we can easily transfer unlimited amount directly from Credit / Debit Card to any Bank Account.

  • @anupamanand4150
    @anupamanand4150 2 года назад +2

    Good information about credit cards 🙏👍

  • @jeetSingh-vf2qb
    @jeetSingh-vf2qb 2 года назад

    Bahoot achi jankari

  • @AKSHAYKumar-hp2ol
    @AKSHAYKumar-hp2ol 6 лет назад

    anchor and export both understanding on his or her level but ignore as a customer can take out

  • @JaswinderSingh-rx4po
    @JaswinderSingh-rx4po 2 года назад

    all right all right wow👌👌

  • @amritpreet1044
    @amritpreet1044 5 лет назад +7

    Beautiful anchor

  • @HogaJaroor
    @HogaJaroor 4 года назад +1

    Paytm se cash pay karna using credit card is safe.??

  • @kalandisahoo94
    @kalandisahoo94 3 года назад

    Very nice answer sir..

  • @bishalsingh2859
    @bishalsingh2859 3 года назад

    thank you

  • @shankarpunekar3578
    @shankarpunekar3578 5 лет назад

    Very very very nice video... Sr

  • @santoshmore377
    @santoshmore377 5 лет назад

    Lone lene K Bad koi extra charge Dena padega kya

  • @NAUSHADALI-zm2nz
    @NAUSHADALI-zm2nz 3 года назад

    Thank-you sir mujay aacha laga sir ak may advice Layna chahata hu American Express credit membership card laynaykayleya kesivi bank KA credit card honachayea

  • @MukeshGupta259
    @MukeshGupta259 4 года назад +1

    Personal loan can not be closed before 1 year be aware.

  • @sarikakartikeya5013
    @sarikakartikeya5013 3 года назад +1

    Good work .

  • @user-ss8yj1bt9b
    @user-ss8yj1bt9b 7 лет назад

    best advised

  • @safebarthi9084
    @safebarthi9084 5 лет назад

    Good Information

  • @DineshYadav-qy3vh
    @DineshYadav-qy3vh 6 лет назад

    Thanks for talking about credit card

  • @Amit_Vlogsss
    @Amit_Vlogsss 6 лет назад +1

    Instead of going for personal loan, why don't u suggest to convert in EMI? Personal loan is necessary or converting in EMI is good suggestion.

    • @harvinderkumar7980
      @harvinderkumar7980 6 лет назад

      Amit Singh its good to avail personal loan. interest rate on personal loan is 14-20%, while you have to pay 36-40% interest in credit card emi's.

    • @samsujoha899
      @samsujoha899 6 лет назад

      Amit Singh

    • @monishsindhya2445
      @monishsindhya2445 5 лет назад

      A new app was launched "Snapay" similary to Paytm. I will say it is better than paymt. Using "Snapay App / Website" we can transfer / pay unlimited amount from Credit / Debit card to any Bank Account.

  • @NEERAJKUMAR-bh8ve
    @NEERAJKUMAR-bh8ve 7 лет назад +1

    Merchant mein kon kon se application ate h
    example mein Jaise (Payatm)

  • @drjibandutta7054
    @drjibandutta7054 2 года назад

    when a credit card company send renewal card is the card no same as expired card?

  • @bbbishnumohapatra
    @bbbishnumohapatra 4 года назад +1

    I have used axis bank credit Card please suggest which credit Card best used for day to day life

  • @NishaSingh-we7id
    @NishaSingh-we7id Год назад

    Agar emi wali payment due date se phle krte h to koi benifit milega sir

  • @santoshojha9759
    @santoshojha9759 4 года назад +1

    Nice sirg

  • @KanwarBrar1
    @KanwarBrar1 7 лет назад +25

    apne accha samjaaya lekin mujhe samj nahi aaya... bank terms use kari aapne....wait kar raha tha kisi asaan example ka....

    • @affinarv8961
      @affinarv8961 6 лет назад

      Hey bro, are you searching for Credit Card payment App / Website then try Snapay app / website and transfer / pay unlimited amount directly from Credit / Debit Card to any Bank Account.

    • @rkartsciencenature3334
      @rkartsciencenature3334 5 лет назад

      Contact me 9319915847

  • @freefiregang8516
    @freefiregang8516 5 лет назад +1

    Duej se pehle bill amount payable to creadtcards interested bank give si you tell me thank

  • @hrtechnology170
    @hrtechnology170 5 лет назад +1

    Bana na ham to us mudhe pe video banao ji. Jo credit card ko payment karne ke liy parsanal lon se kar sake

  • @TSBADESHA
    @TSBADESHA 6 лет назад +8

    Good information

    • @affinarv8961
      @affinarv8961 6 лет назад

      Hey bro, are you searching for Credit Card payment App / Website then try Snapay app / website and transfer / pay unlimited amount directly from Credit / Debit Card to any Bank Account.

  • @fashion.boutiq.tailor
    @fashion.boutiq.tailor 5 лет назад

    Good informetion

  • @TechGurugCom
    @TechGurugCom 5 лет назад +9

    If you smart, mature and discipline than its very good but if you are dumb than its disaster. I have created many videos on that. Thanks for video.
    Last use your credit card but don't let credit card use you.

  • @Zuhair_2200
    @Zuhair_2200 4 года назад

    Tanveer sir mere pass HDFC Ka credit cards he
    Card issue home par mujhe Bank be life insurance POLICY Dedi Jo Mene cancel karadi but REFUND time pe na aane ke dar se me credit card Ka bill pay कर्डिया but Jo policy Ka refund aaya to wo BHI credit card me hi diposit hogaya ab Mera ye extra payment kese niklega please answer

  • @kamalnd8415
    @kamalnd8415 5 лет назад +1

    Jankari ke liye Bahut Bahut dhanyvad.

  • @prashantrokade380
    @prashantrokade380 5 лет назад

    Nice information

  • @businessmind5009
    @businessmind5009 3 года назад

    All Right 👌👌👌

  • @anujsingh55204
    @anujsingh55204 6 лет назад

    Agr mera billing date 19 ko hai and due date 9 ko hai to kya mai bill generate hone k next day I.min 20 se 8 tak me kvi bhi apna due balance paid kr skte hai ya fir only 9 ko hi bill paid hoga jo mera due date h

  • @murarijha9572
    @murarijha9572 6 лет назад

    Agar mere 35k ka bill hai or Maine 15 din ho Gaya hai bill nahi bhar paya RBL ka hai to kitna charge lagega

  • @gajendragahlot7241
    @gajendragahlot7241 4 года назад

    Sir blc cash withdraw krana chahiye ki nhi

  • @FIROZKHAN-ot6oi
    @FIROZKHAN-ot6oi 5 лет назад

    For emi u should use bajaj card

  • @ramdeenyadav5249
    @ramdeenyadav5249 5 лет назад

    Hanne crabit card liya hy lakin usse nhi Kiya h kase cancil hoga

  • @sumanthakur8022
    @sumanthakur8022 6 лет назад +1

    Nahi download HOTA hai playstore se

  • @rajchavan9923
    @rajchavan9923 6 лет назад +3

    Thanks best information about credit card

  • @roshanchoukse7023
    @roshanchoukse7023 4 года назад +6

    If i have 4 lacks ITR then how much amount shopping I can do with credit cards, is it have some limitations or not

    • @vsheelamanipathmavath3133
      @vsheelamanipathmavath3133 3 года назад

      Very good morning thank you so much

    • @vsheelamanipathmavath3133
      @vsheelamanipathmavath3133 3 года назад

      Very well prepared and friends 100 million people Like to the INDIA LIKE REPLY THANK YOU FOR THE WONDERFUL SERVICE AND GREAT FOOD FOR THE SERVICE SO MUCH PATHMAVATH VSHEELAMANI THANK ALL FAMILY AND FRIENDS FOR THE SERVICE AND GREAT FOOD

  • @pushkarshahu1697
    @pushkarshahu1697 11 месяцев назад

    Great information

  • @anantjadhav1903
    @anantjadhav1903 4 года назад

    Credit card jumbo loan ke emi kaise bharna hai

  • @rajeshboro3086
    @rajeshboro3086 6 лет назад

    Is there annual fees for credit card

  • @pareshdebnath399
    @pareshdebnath399 5 лет назад +3

    Annual charge aplicable.what to do to save that
    Cash withdrawal limit 10.000/ but gives only 5000/ why ?

  • @mathssolution5477
    @mathssolution5477 5 лет назад

    आम तौर से ऑनलाइन शॉपिंग में no cost emi का option इस्तेमाल करना चाहिए या नही

    • @indiamaheshwariji4325
      @indiamaheshwariji4325 Год назад

      करना चाहिए इससे सिविल अच्छा होगा

  • @pramodsinghrathore6275
    @pramodsinghrathore6275 3 месяца назад +1

    Very Nice sir 🙏

  • @harmindersingh9214
    @harmindersingh9214 3 года назад

    Well advised.👍👍

  • @lifelssrupamboro4369
    @lifelssrupamboro4369 5 лет назад +2

    I applied for credit card but now I realize it's not important for me. How can I cancel now

    • @sagarp1382
      @sagarp1382 5 лет назад

      Mere bhai mat lena ,bajaj ka to bilkul mat lena ,chor hai ye bajaj vale,muje expirence

  • @OMPARKASH-gm7bu
    @OMPARKASH-gm7bu 3 года назад +2

    Thanks for sharing useful tips for credit card holders.

  • @dattachavan6216
    @dattachavan6216 6 лет назад +3

    good

  • @bodomixer461
    @bodomixer461 2 года назад

    beautiful anchor

  • @GurpreetSingh-kb6ih
    @GurpreetSingh-kb6ih Год назад

    Achi jaankaari hai

  • @sumantirkey8213
    @sumantirkey8213 6 лет назад +2

    👍

  • @SarwarTaj
    @SarwarTaj 6 лет назад

    Agar bank me hi paise Ho to ..to kya fir bhi paise bhrna padhega

  • @jaydeepsinhzala4593
    @jaydeepsinhzala4593 5 лет назад

    जितने पेसे भर सको उतने हि shoping करो बहोत सहि चीज़ है credit card

  • @viveksinghrana4735
    @viveksinghrana4735 6 лет назад +2

    If i want to buy a phone through Flipkart btw 10-15000 so want to use zero interest emi facility what does this means

  • @ManishSingh-tc7ny
    @ManishSingh-tc7ny 4 года назад +2

    Thank you sir apne bahut hi ache se explain kya thanks

  • @P3kshir
    @P3kshir 5 лет назад +6

    Effectively.......

  • @vivekkumarshukla6531
    @vivekkumarshukla6531 6 лет назад

    nice Information