Let's Budget using my Digital "Cash" Envelope System!

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  • Опубликовано: 21 ноя 2024

Комментарии • 144

  • @2SisterBees
    @2SisterBees Год назад +9

    Yay!! My Sis!! Great video - got my wheels turning on some things! Thanks, Sissy! 💛💛💛

    • @rainydayapril
      @rainydayapril  Год назад +1

      Thank you for always being so supportive of me 🥰

  • @blufluffya_496
    @blufluffya_496 Год назад +7

    So happy to see a hybrid budgeter, I'm FULLY digital due to high crime rate in my area (and also the effort of having to go withdraw and then deposit money just isnt appealing for me).. and I can attest, the system STILL WORKS just as good with prop money,especially if you have all your salary in one account. My (big) impulse spending has halted, I am very savings focused not only in actual savings but seeking good deals, prices and discounts at a variety of stores and I feel WAY more in control and intentional of my finances...the benefits definitely still kick in real or prop money - thanks for the vid!

    • @rainydayapril
      @rainydayapril  Год назад +1

      Hihi! Thank you so much for taking the time to comment and share your story! I am totally with you! It sounds like you've really made some changes within and are seeing so many great ways to be in control of your finances. Good luck to you and your savings adventures! I hope we'll see you around! 🐝🐝

    • @SL-fu7sh
      @SL-fu7sh 3 месяца назад

      @@blufluffya_496 this is encouraging. I’m still learning how to use prop money 💰 as I don’t want to lug cash around. I find the process confusing but I’ll just keep trying.

  • @sharicebudgets
    @sharicebudgets 10 месяцев назад +4

    Great video! I fell off the budget wagon too, watching videos for inspiration! 😊🧡

    • @rainydayapril
      @rainydayapril  9 месяцев назад

      It always helps to know you're not alone when trying to get back on the savings wagon ❤️ You got this !

    • @yanibonnie3
      @yanibonnie3 8 месяцев назад +1

      I definitely fell off, but I am getting back on track now too!! I’m excited to restart this journey 😊

  • @RichiesWifeMM
    @RichiesWifeMM 17 дней назад +1

    I love your show I also love bees and I am left handed thank you for showing me how to budget I am on a fixed income but you make it ok ❤

    • @rainydayapril
      @rainydayapril  16 дней назад

      You are definitely more than okay ❤️ I hope you find a savings routine that works for you. Just remember, each month is something new to learn and apply and even start over. Happy savings !

  • @Mayasmom0106
    @Mayasmom0106 Год назад +1

    Glad to see you back April

    • @rainydayapril
      @rainydayapril  Год назад

      Thank you! It's great to see you too! ❤

  • @angelajay976
    @angelajay976 Год назад +1

    Hey April, I am glad you are filming again, love the nails
    🐝❤🐝

    • @rainydayapril
      @rainydayapril  Год назад

      Hey Angel! I hope all is well with you! And thank you! They are wraps by Lily & Fox 🐝❤🐝

  • @brendaproulx3052
    @brendaproulx3052 Год назад +1

    So glad to have you back ❤ we love to have you give us tips. Great video & take care ❤

  • @TheKidchaser
    @TheKidchaser Год назад +1

    So glad your back April! Loved the video, I will be patiently waiting for the next one 😊.

    • @rainydayapril
      @rainydayapril  Год назад +1

      Thank you! My goal is a video a week! I'm hoping I have my schedule ready for it ❤🐝

  • @emmavoels2
    @emmavoels2 Год назад +1

    Hi April! I'm so excited to watch the new video.

    • @rainydayapril
      @rainydayapril  Год назад

      Hihi! Thanks for hanging out with me 😊

  • @jiysjourney
    @jiysjourney Год назад +1

    So glad you made a video with both cash and place holders. I budget the same way. You and Jen made it easy to start budgeting and getting ahead. ❤❤❤

    • @rainydayapril
      @rainydayapril  Год назад

      I love hearing this! Thank you so much for taking the time to comment. ❤️

  • @ruthking466
    @ruthking466 Год назад +1

    Hi April👋🏽 I missed you and I’m glad you’re back.

    • @rainydayapril
      @rainydayapril  Год назад

      Hihi! How are you? Thank you so much for the warm welcome back 🌷

  • @Hookl1975-Rachel
    @Hookl1975-Rachel Год назад +1

    Hi April, so glad you are back!

  • @lauriebartholomy9006
    @lauriebartholomy9006 Год назад +1

    Great video! Thank you for realizing that some of us do think it is important to include the $2 denomination on a teller slip!

    • @rainydayapril
      @rainydayapril  Год назад +1

      Thanks for watching and spending time with me! I'm so glad people reached out about mentioning them to me. They are pretty fun to use!

  • @bestlaidplans2024
    @bestlaidplans2024 10 месяцев назад +2

    Love this. I'm going to give this a try

    • @rainydayapril
      @rainydayapril  10 месяцев назад

      Yay! Have fun saving ❤️ 🐝

  • @cocop2854
    @cocop2854 Год назад +2

    Heyyyyy April welcome back. Nails are super cute and I love the bound budget book. ❤❤❤

    • @rainydayapril
      @rainydayapril  Год назад +1

      Hihi! Thank you so much! I appreciate the warm welcome back 🥰 Hope you are doing well!

  • @brandi1719
    @brandi1719 Год назад +1

    Yay April ❤😊 love the budget trackers. I'm finding my budget is changing monthly 😮😂

    • @rainydayapril
      @rainydayapril  Год назад +1

      I hope you're adjusting to the changes okay. ❤️

  • @savingwithvane9093
    @savingwithvane9093 Год назад +1

    Like seeing this orher way of digital cash envelopes

  • @kimtellez2573
    @kimtellez2573 Год назад +1

    ❤Glad, your back. We’ve missed you.

  • @rezenaenendu6001
    @rezenaenendu6001 Год назад +2

    Oh my goodness April thank you so much for making this video. I'm going to watch it more than once to get the hang of it. I'm grateful because I am only get one check a month or so and it has been very hard for me to follow the weekly and bi-weekly test stuffers. And you are breaking it down so much that I can understand it but this will be my first time and maybe because of you I might come to writing in that book and getting fake money too to cash stuff because😊 it's a little difficult for me to get to the bank❤

    • @rainydayapril
      @rainydayapril  Год назад

      It's definitely a switch to go from weekly to monthly. You can start with the income and expenses freebie sheet from our downloads library and follow along with that before you commit to the book. Thank you for watching 🐝 ❤️

  • @fayejacobs1043
    @fayejacobs1043 Год назад +1

    Good to see you back!!

  • @MsCavsfanatic
    @MsCavsfanatic Год назад +1

    So glad you are back!

  • @JacquouilleLaFripouille
    @JacquouilleLaFripouille 3 месяца назад +1

    Finally a hybrid cash system!!!

    • @rainydayapril
      @rainydayapril  3 месяца назад

      I hope it helps you find something that works for you!

  • @tamikajones6970
    @tamikajones6970 Год назад

    Hey April. Glad to have you back 😊

    • @rainydayapril
      @rainydayapril  Год назад

      Hey !! It's so nice to see you 💛

    • @tamikajones6970
      @tamikajones6970 Год назад

      Thank you and I'm looking forward to the savings challenge video 🥰

  • @aprilbudgets
    @aprilbudgets Год назад +1

    So good to see you back I ordered this new book trying to find the best way to budget my money and I love everything you create I always have to support Great Video April❤

    • @rainydayapril
      @rainydayapril  Год назад +1

      Thank you so much, April 💜 I hope that this method helps you to budget better. Next month I plan to show the true budget sheets and explaining more in depth how I do it. I hope to see you there ☺️

  • @aliciavalcarce8633
    @aliciavalcarce8633 8 месяцев назад +2

    Hi, I watched your video a while back and liked the idea of a separate account for digital envelopes. I found a credit union that has a "spending account" re-loadable debit card. Now I just have to figure out how much $$ to put on it. thanks so much for your videos, they're super helpful cuz I'm not a numbers person.

    • @rainydayapril
      @rainydayapril  8 месяцев назад

      That is so awesome! I hope your setup works out for you! You got this ❤️

  • @savewithjudy
    @savewithjudy Год назад +1

    Really nice budget book.

  • @budget_with_chuckles
    @budget_with_chuckles Год назад +1

    Amazing video enjoyed it so much thanks for sharing 🥰💕.

    • @rainydayapril
      @rainydayapril  Год назад +1

      Hihi! Thank YOU for watching and spending time with me! ❤🐝

  • @judithprice215
    @judithprice215 Год назад

    So glad you are back on video! I also do a combo of of electronic and cash!

    • @rainydayapril
      @rainydayapril  Год назад

      Hello Judy!! It's so nice to see you! I hope all is well with you 💛

    • @judithprice215
      @judithprice215 Год назад

      @@rainydayapril trying to be! just so glad to see you back!

  • @lynetteplans7974
    @lynetteplans7974 Год назад +1

    Love the Budget Book. Great video.🦃💛🍁

    • @rainydayapril
      @rainydayapril  Год назад +1

      Hello there! ☺️ Thank you so much for watching 🧡 🐝

  • @kittyface7kat327
    @kittyface7kat327 Год назад +1

    Great video and great product April. :)

    • @rainydayapril
      @rainydayapril  Год назад +1

      I appreciate that so much! Thank you ☺️ 🐝

  • @ginamoffett1973
    @ginamoffett1973 Год назад +1

    Welcome back, great video

  • @budgetwithmamabear
    @budgetwithmamabear Год назад +1

    Hi April!! Love this book! You are so creative💕🐻

    • @rainydayapril
      @rainydayapril  Год назад

      Hiiiii! It's so nice to see you! Thank you so much for being here 🐝🐻

  • @thestilltryingmama
    @thestilltryingmama Год назад

    Fayfee: Hello April! ❤ So nice to watch your videos again. Thank you so much for that happy mail you and Jen sent me! I play with those in my videos all the time! ❤❤❤
    Mama: hi April! Glad you're back 😊 hope you are doing well!

    • @rainydayapril
      @rainydayapril  Год назад

      Hello Fayfee! I am so proud of you watching your channel! And I'm so glad you enjoyed the happy mail we sent! 🌷
      And thank you Mama for the welcome back! I hope all is well with you and your family. 💖

  • @cwdoeslife8715
    @cwdoeslife8715 Год назад +1

    welcome back April

  • @jldeville1
    @jldeville1 Год назад

    Hey April!! Omg I missed your videos!! Welcome back. I love the new budget book.

    • @rainydayapril
      @rainydayapril  Год назад

      Thank you for always being so supportive 💖

  • @sheliahoosier4382
    @sheliahoosier4382 9 месяцев назад +1

    glad I found your channel, I am confused about the digital stuffing, where do you put the actual money, just leave it in the bank?I would be afraid I would think I had more money than I do, I agree I don't like having money lying around either. TFS

    • @rainydayapril
      @rainydayapril  9 месяцев назад +1

      Hihi! I keep mine in a 2ndary bank account that is separate from my main. So that I know every penny in that 2nd account is allocated across my envelopes and that's its sole purpose.

  • @Divasbudgeting
    @Divasbudgeting Год назад +1

    New subscriber here❤ I loved the breakdown. You made it look so simple

    • @rainydayapril
      @rainydayapril  Год назад

      Hi! Welcome! That makes me so happy to hear! Thank you for spending time with me! 😊

  • @Ranii1000
    @Ranii1000 Год назад

    Go April! You should be proud!

  • @Sjohnson324
    @Sjohnson324 Год назад +1

    Thanks for explaining a hybid opinion ❤

    • @rainydayapril
      @rainydayapril  Год назад

      Thanks so much for watching! I hope it helped open some ideas! ❤

  • @Yonnie2436
    @Yonnie2436 Год назад

    Hey April 👋🏾 I'm so glad to see you 🥰 Im gonna do this for my daughter. Thank you. PS: can you tell that we really, really missed you??🤗

    • @rainydayapril
      @rainydayapril  Год назад

      Hihi!!! It's so nice to see you! I hope you are doing well. Thank you so much for always being so kind 💖

  • @brianneholmes6547
    @brianneholmes6547 Год назад

    You have been missed! I hope you are doing well and taking care of yourself and family.

    • @rainydayapril
      @rainydayapril  Год назад

      Thank you so much! I hope all is well with you 🐝 ❤️

  • @ToniLeland9872
    @ToniLeland9872 Год назад

    I'm so glad Jen said you posted a new video because for some reason, I was un-subscribed to you!😢 I'm back to being subscribed so I'll have to keep checking monthly.❤
    Welcome back!! I'm so glad you posted! I'm all for as many tips as you want to share since I'm new to cash stuffing. ❤
    OMG!! I love the idea of using a reloadable debit card. I will have to check with my bank if they offer it. If not, do you recommend one from a store (like a visa gift card)?
    I will definitely be purchasing the book. You explain things in a way that I can understand, since I'm usually a hands on learner. 💕
    I hope you have a great weekend!! ❤

    • @rainydayapril
      @rainydayapril  Год назад +1

      Hihi! I'm so glad you figured out you weren't subbed. Thanks for subscribing 🐝 ❤️
      The reloadable debit cards - when I was looking for one, I noticed the ones from stores charged random fees. Some to reload or use it. So, I went with the one from my bank because it has zero fees if I use it more than 5x a month. There are some other decent ones out there that don't charge a fee if you have an account with them. Check your bank and if they don't, then check around. But make sure it's reloadable and/or doesn't have fees to use.
      Thank you again for taking the time to comment and watch! 🐝 ❤️

    • @ToniLeland9872
      @ToniLeland9872 Год назад

      @@rainydayapril Hello and Happy Sunday! 🤗
      Thank you for replying and letting me know about the reloadable cards/fees. I will definitely check with my bank. I'm willing to open another account with a different bank if they offer the reloadable card. Lol
      I hope you enjoy the rest of your Sunday and have a great week!! 💕🎉

  • @gardenofhope
    @gardenofhope Год назад +1

    Love your video.

    • @rainydayapril
      @rainydayapril  Год назад

      Hi there! Thank you so much for watching and taking the time to comment. ❤🐝

  • @SL-fu7sh
    @SL-fu7sh 4 месяца назад +1

    I love your book! How do I get one?

    • @rainydayapril
      @rainydayapril  4 месяца назад

      It's available for download in our Etsy shop. It's linked in the description box.

  • @celestebarrentine3922
    @celestebarrentine3922 Год назад +4

    April, what are the "taxes and tags" you are saving $370 for? Would that be the same as car registration we pay in Texas that covers keeping car registered, roads and bridges, and fees? I paid $84 including a cc usage charge in August for a sticker to put in my window for a year. It used to be a sticker on your license plates but I guess those were being stolen. I am confused as to why that registration is so high where you live. Just curious.

    • @rainydayapril
      @rainydayapril  Год назад

      Hihi! I am pretty sure it's the same thing that you are describing. For the tag and roads, etc. I think we are $290 a year, I may have misspoke in video if I said $370. But that includes my car and my husband's truck. That's interesting they moved it to the window! But if people are stealing them, that's definitely a good solution. Thanks for watching ☺️

  • @jesuszubizarreta
    @jesuszubizarreta Год назад

    ❤ yay you're back ❤❤❤❤❤❤

    • @rainydayapril
      @rainydayapril  Год назад +1

      Helllooooooo! It's so great to see you!! 🐝

  • @kaylaleeper98
    @kaylaleeper98 Год назад +1

    Have watched all of your videos and I love both of the RUclips channels. Got a question are you going to start making this book? If so I would 💯 buy it

    • @rainydayapril
      @rainydayapril  Год назад

      Hi there! Thanks so much for watching our channels! I do have the book available now here:
      2sisterbees.etsy.com/listing/1589210692/lets-budget-book-calendar-planning
      🐝🐝

    • @kaylaleeper98
      @kaylaleeper98 Год назад

      @@rainydayapril thank you 🙏! I have it on my chart now.

  • @iamcassiejbudgetsvlogs325
    @iamcassiejbudgetsvlogs325 7 месяцев назад +1

    ❤hi im here watching an driving

  • @someOtherTexan
    @someOtherTexan Год назад +1

    Fun! I've been planning out my next purchases from y'all's shop. Crazy timing! I did JUST ask your sis about you too! I love the work both of you do. But yeah...on her last video! So much cuteness. I am wondering a couple things. Any way the book cash planner page will be available digital? I'd love both that and Fall...they're adorable! I was literally going to get the free one printed soon. Do the pages you showed us for monthly repeat 4 times or are there different backgrounds? I want to buy all, but I'm trying to make best choice for my needs. That's all. Last question...sorry. Would y'all consider selling a digital version of title page? I have the similar style saving book and it'd be cute on binder. I'm still working on challenges. Trying to improve my system by new year. Thx for offering printed options.

    • @rainydayapril
      @rainydayapril  Год назад +1

      Hihi! Thank you so much for your support and love! We appreciate you so much! The book is based off the digital pack here in the shop: 2sisterbees.etsy.com/listing/1477551815
      It doesn't have the covers, instructions but the cash planner/debt tracker sheets are available as singles in the shop. So, you could piece it together.
      The backgrounds are the same - But I will be doing more themes that will have differences for the months. I didn't want to get too intricate with that because it's undated. But themes will cover that :)
      I do have a background that says "let's save" and "let's play" for free in the resource library: drive.google.com/file/d/14pBkOAu45eQR5qLju-9XEIPW7Qz3SIzH/view?usp=drive_link
      Hope that helps! Good luck on your savings adventures!

    • @someOtherTexan
      @someOtherTexan Год назад

      @@rainydayapril hello back! Heehee. I'm so glad I didn't overwhelm you. I did recognize the similar format bc that pack is one of several things I've been thinking on. 😊 I had more food for thought before I replied!
      Thank you for the freebee suggestions. The covers are really cute! Btw, the bees on this video were precious. I actually like the general overall option with the weather theme ongoing. Then some seasonal options for when appropriate are fun little extras. I just asked bc I "have to" overthink and consider all sides. It may seem silly to some but I don't spend much on me stuff. So if this is a main spend I want it to be fun in its functional. 😘

    • @rainydayapril
      @rainydayapril  Год назад +1

      I completely understand taking your time and trying to figure out what you want to do. I can tell you that everything I design is done with that same "overthinking" process 😁 I always try to design things in a way that will work in different ways and remain functional. Which is also why I typically try to start out with the weather theme to keep it simple and so my brain can focus more on the functionality. (I always go with the weather because of my name, April.. "April Showers" thing) ☔😂 I will definitely look into adding more themes to it after I finish some of the other projects on my table. That will also give me time to use it over the next 4 months to see if any minor adjustments need made as well. Thank you for the chat and I hope you find what works for you! Happy savings!

    • @someOtherTexan
      @someOtherTexan Год назад

      @@rainydayapril Thank YOU for this chat! It's sweet of you to take time. I had a feeling you'd understand too. 😉
      I know you both put a lot of effort and care into what you do. It shows.
      I have no doubt of finding something useful. And now I feel like I got an inside scoop. 😄

  • @Ranii1000
    @Ranii1000 Год назад +1

    I know how you feel. I get up savings just to need them for unexpected bills. I'm hoping now we have moved to a house with solar and not between 2 rents anymore we can start putting money away.

    • @rainydayapril
      @rainydayapril  Год назад +1

      Oh! You'll have to keep me posted on how you enjoy the solar. I've always wondered about it. I hope the move is the switch that needs flipped for you! You got this 🐝 ❤️

    • @Ranii1000
      @Ranii1000 Год назад

      Thanks so much. We have solar at the house we own. This house also has a battery so there is practically no power bill with a battery. A lot of Australia is very sunny so it's worth it. If you get any sun at all solar totally as itself back, even if you just get a basic set up. Our bill here was like 23 dollars

  • @ThisQueenSaves
    @ThisQueenSaves Год назад

    New Subbie!! LOVING your channel!! ❤

    • @rainydayapril
      @rainydayapril  Год назад +1

      Hello there! Welcome! Thank you so much for being a part of the hive! 🐝❤

  • @MariaMedina-ij9ky
    @MariaMedina-ij9ky 9 месяцев назад +2

    Hi April
    This is my first time watching
    I just watched your video and I’m confuse about pro money

    • @rainydayapril
      @rainydayapril  9 месяцев назад

      Hi there! I have a video explaining why people use Prop Money here: ruclips.net/video/SxiLX7pGFEA/видео.html
      And I believe in this video here: ruclips.net/video/l4ZVK8eEtg0/видео.html - I explain how I use the prop money further.

  • @joannam.9276
    @joannam.9276 Год назад +1

    💚

  • @juanitamartinez3451
    @juanitamartinez3451 6 месяцев назад +1

    April, will you be selling this 4 month book again or have it in a printable version?

    • @rainydayapril
      @rainydayapril  6 месяцев назад +1

      Hey! Thank you for reminding me! I need to adapt this to a digital version. I will hopefully have that available within a week for you guys. Keep an eye out ❤️

  • @LocKween52
    @LocKween52 Год назад +1

    Love the nails!!!

    • @rainydayapril
      @rainydayapril  Год назад

      Thank you! They are wraps by Lily & Fox. Lord knows a manicure isn't in the budget😂

  • @DebbieRay64
    @DebbieRay64 Год назад +1

    Hi April!

  • @kelzbbygirl
    @kelzbbygirl Год назад +1

    Hi, it’s my first time watching you and just had a question, where do you keep the electronic cash stuffing? Is it your main account?

    • @rainydayapril
      @rainydayapril  Год назад +1

      Hi there! I keep it in a savings account so that the entire balance is all my envelopes. I will be more clear about this when I do my December budget video. And show how the budgeting works when paying from it. 😊 Thanks so much for watching 👀

    • @kelzbbygirl
      @kelzbbygirl Год назад

      ah thank you! will stay tuned for the next video 😆

  • @Winter_Babe_Saves
    @Winter_Babe_Saves Год назад +1

    ❤❤❤

  • @rezenaenendu6001
    @rezenaenendu6001 Год назад +1

    April is your Regions Bank a high yield Savings bank or do you or Jen know of any high yield Savings Banks that are online

    • @rainydayapril
      @rainydayapril  Год назад

      I don't have any personal experience with any. But I know there's a lot offering like 4%. I saw PayPal offering it. I hope you find something that works for you 🙂

  • @QiB3auty
    @QiB3auty Год назад +1

    What does everyone do with they receipts? I use fetch rewards but I have a bad habit of stuffing them in my wallet and forgetting yo scan them. I need a system for receipts. Any 💡ideas?

    • @rainydayapril
      @rainydayapril  Год назад +2

      Hihi! I use Fetch as well. What I do is throw them all in a basket in my kitchen (my husband puts his in there too) and whenever I'm waiting for food to cook or something where I'm standing around bored out of my mind to scan them and throw them out.

  • @denisemeyerhoff-qp9df
    @denisemeyerhoff-qp9df Год назад +1

    Hello friend 😊

  • @angieineverettcust2934
    @angieineverettcust2934 Год назад +1

    I tried budgeting by keeping money in the bank. It took me less than a month to screw it up. I added all the money I had in fake money to the real balance and I had more money than what was in my account 😮. Any suggestions??

    • @rainydayapril
      @rainydayapril  Год назад +1

      Hi there! I use a secondary savings account to keep all my envelope stuffing with the prop money separate. It definitely helps to create borders by using more than one account and the reloadable debit card.
      For me personally, I have my main bank account for my income and household expenses.
      From that I budget out my essentials like groceries and gas and move that amount the reloadable debit card.
      Then the final total is for my envelopes and savings, which I put in my savings account. (this is the only thing I use prop money for and it's just a marker so I know how the full balance is distributed)
      I hope that helps you some and that you find what works for you! Don't give up :)

    • @angieineverettcust2934
      @angieineverettcust2934 Год назад

      @@rainydayapril
      Thank you 😊 that helps a lot

  • @cupkaitlyn6107
    @cupkaitlyn6107 Год назад

    Helloooooo

  • @lyang4131
    @lyang4131 Год назад +1

    *Promo sm* 🤪

  • @SL-fu7sh
    @SL-fu7sh 4 месяца назад +1

    I like watching the video and love all the supplies but not following the process at all.

    • @rainydayapril
      @rainydayapril  4 месяца назад +1

      It helps to just start it and keep adjusting until it makes sense. It took me a lot of tries to get what worked for me.

  • @AfterBudgeting2307
    @AfterBudgeting2307 Год назад +1

    🩵🩵