I Didn't Tell My Wife I Wasn't Paying The Mortgage - Jeff and Clara's Debt Free Scream
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- Опубликовано: 1 сен 2017
- I Didn't Tell My Wife I Wasn't Paying The Mortgage - Jeff and Clara's Debt Free Scream
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Wow... 6 months without paying the mortgage AND you don't tell your wife? On top of that, she says "I love you" after you finally come clean? She's a keeper. Good job on becoming debt free!
Nothing like being married to a door mat
You do realize a good life partner is half of your entire fortune? the other half is a good loving mother of course.
This man owes his LIFE to that woman!!! My god dude
Wow, what a merciful and gracious woman! Glad to see these two are debt free and their manager and family is strengthened.
I looove that Jeff used to say 'don't tell me about that Dave guy' - and now he works with him. Congratulations to this fantastic family. It was hard work all round but you did it!
Her response was so powerful but this is why it's important for both husband AND wife to know what's going on with the finances. So glad they were able to work through it!
I always like to celebrate all the Debt Free Screams. My time is coming too.
has it happened yet?
Yes it will stay focused, suffer in silence
I scream with everyone....practising for my day. 🌹 🌹 🌹
Christian's Grandma I'll let out a scream for you too
How are you getting on ?
"Sip of my latte." LOL
the way Dave's laugh changed. I know exactly what he was thinking.
When she said her kid will never have to be in debt I lost it. That's what this is all about people. Changing our lives so we can help and change others. Now think about the leg up HIS kids will have! Amazing!
That kids just standing there like man I wish I could be playing runescape.
When I was a kid my family ended up homeless living on the Red River in a tent for 3 months because my deadbeat father did the same thing.. Now I'm debt free own 3 houses and have 2 college degrees at 40, growing up poor and abused was one of the greatest blessings for me.
Thank u for sharing your story!!
He’s been touched by an angel. My husband would be in the dog house for a long time if he didn’t tell me that he wasn’t paying the mortgage, because I would be livid. But this is part of why I manage our finances in our marriage because my husband sucks with managing money, and he would be too prideful to tell me he messed up.
I paid off £7000 in last six month. And I'm on low income with 3 kids. £9000 more to go...
Gregory May great job! You can do it. Keep up the great work! 🎊🎉🎊🎉
You can do it!!!!
Just an update. I have £991 to pay back. My credit score is 965.
Gregory May how are you now! love the updates. Best wishes.
Gregory May any update?
It goes to show you don't have to be perfect to work on Dave's team! Congratulations!
Im surprised i throught everyone who works for dave would be debt free lol
I'm surprised she allowed him to live! I'm not sure I would have! This is my new favorite DFS.
CarolJ2013 I know! I would have been livid!! Where did the money go??
He is a very lucky man. Clara your capacity to love is an inspiration to a lot of us!
My mom once told me that she had to rob Peter to pay Paul, so I told her to kill Paul lol. I was a kid then and don't remember telling her that, but she doesn't let me forget it.
So you’re a psychopath. Okay.
😂
And that's why they say kids say the darndest things 😂😂😂
Never let that wife go. She’s amazing. Super happy for the whole family :)
I'm on my way. I have less than $10,000 left from $50,000 two years ago.
Joe's Random life
That’s wow!! Way to go!!
How’s it going now? Best wishes :)
get it!
Finally, some people who didn't sell cars to eliminate half their debt. Real people tackling everyday average debt and took 9 years. Gives some of us hope. Thanks.
Ann Korn people who sell their cars are still real people tackling debt. They do it because the cars weigh people down and kill you. When you free up a car payment you free up a lot of money to go to other debt.
@4:32 They sold a car. @5:49 They sold their house and used the equity to pay off a lot of debt. But I'm not knocking their accomplishment. It takes sacrifice.
What a woman. What a family. Well done everyone 🔥
This guy just earned a bonus from his boss. LOL
How much I needed this story! Our emergency fund has been emptied several times. From stuff like washing machines breaking to cancer and two deaths in the closest family :( We are going to make it as well, you are inspiration guys!
I pray for you, you'd experience peace and calm in Jesus name amen
Wow!!! 200,000 non mortgage debt!!!! Great job!
that means 20,000 per year in interest if the average of the rate amounts to 10 %. And if he had a bad credit score (car loans) and a lot of it was on credit cards that may have been even more in interests that they were hemorrhaging. I also assume that her family helped out with some immediate money to avoid the foreclosure.
Family loans _can_ be a good thing - a life saver if bad luck strikes or if they made one time stupid mistakes. The likely to costly house in the end helped them with equity (at least they could compensate for some of the interest that they lost needlessly).
If he had managed financed prudently (low cost cars, frugal living) it might have been a good investment, the real estate prices have exploded in LA.
Family loans (if ever needed) would work in my family, I once lent a sibling 3,000 k for 18 months (had a career change, had bought a condo not long ago, he had a decent paying job before, and did fall back on that when his new career did not work out for him. And he has always been very prudent with money. That runs in the family). So I got paid back in 2 installments, and did not have to remind him.
I know that a relative got help when he lost his well paying job. 5 kids, stay at home mom, I guess they got an advance on his inheritance.
It takes a lot of courage to go on the DR show and share this story. You guys are an inspiration
Anyone else cringe for the kids that just stand there? 😁
Chase LaZelle yup me
Me too
They should really have a headset to be able to hear Dave, too.
My ex husband did this, too. I only found out when a realtor called me asking if I'd like to try to sell before it went up for auction! He also cancelled our health insurance when I was 5 months pregnant and a 3 year old and an 18 month old.
😲
That will probably be a very inspirational story for a lot of people.
I especially liked this DFS! Jeff represents so many of us struggling with our finances, but he finally had his moment and changed his family tree, so awesome!!!
The Former Mrs Jones - I agree! This was an assume DFS! Dave's baby steps not only get people out of debt but also saves marriages!
Jeff is awesome. My friend and contact within Dave Ramsey
I love their story! Beautiful family!!!!
So inspiring! I'm literally waiting for my first paycheck to come in the mail so I can go to the bank and pay off 1 of my credit cards! Baby steps!
Aww they made me cry! What an awesome family!!
Katherine Vernon same.
This one was amazing, love it.
Cant stop watching these. Apparently I like making myself cry
This guy is hilarious! What a great family:) so glad they're doing well now.
My mom always told me
Always pay the mortgage or rent
You need a roof over your head above all else everything else is secondary
You can't do anything living in the gutters
Law of Attraction in Action! Focus on that One Thing. pour all your energy and effort into it, and watch what happens! Boom! Congrats!
How exciting for them!
Congratulations!! Love this
loved this😂
Thank you for letting him live. Lol
My wife and I have separate accounts and it has worked for us. I entered the marriage with roughly $40K in debt and was terrible with money. I read the Dave Ramsey books and watched financial videos on RUclips and am only about $3K from being debt free. When I am debt free we will have 1 account. I've changed my habits for the better and now do our budget. When I pay off the rest of my debt we will already have a 6 month emergency fund which we saved together. Not everything has to be so clear cut.
i love it go Dave Ramsey
What a great family and story
My husband also wanted nothing to do with Dave Ramsey, but slowly he’s starting to realize that it’s just common sense that he teaches. Hopefully one day we can be 100% on the same page with money!!!
Good stuff, congrats
Mr. R hiding from finances from family is a NO NO NO !!!!!
The crew reaction is awesome
Gets me every time 😭
Very inspiring family!
I felt that debt free scream!
The laugh over sound 😂
Awesome
Hey Dave, I'm 19 years old and I live with my mom and she's not in the greatest financial situation but I want to change that. I have no debt and looking for a job to start saving and help my mom but I love your videos just wondering if you could send me your book for free. I would gratefully appreciate it. God bless
chrishernandez541 Get it at the library.
Great suggestion:) Never pay for a book unless you intend to read it every day and/or borrow it for others to read.
That is unacceptable.
Anthony.......SMART young man! Well done guys.....
Lucky guy.
CONGRATULATIONS!
I am very torn. My wife has introduced you to me. Now she is doing opposite of what you teach. She just leased a 2017 kia. She is wondering why I can't be happy for her. What do I do about this. She has a car that runs that is paid for. Small issues with it but the car is paid for. I hate this vehicle. I do not know where I go from here, or we go from here.
Can you guess the root of this backward movement? Has there been some sudden upheaval or loss in her life that she might be acting out against? Could this be her way of grieving something? It wouldn't excuse it, just something to consider. Everyone reacts to tragedy or major changes in their own way, and I wonder if this is hers somehow (knowing nothing about either of you).
Did you ask her why?
How did you make out with you wife
What a lovely family ❤️
I just come here to hear the best scream of their lives
♡♡♡!!!
Love all of it... The best is that their children are standing there listening to all of this. We owe it to our children to be open about finances. Owe. It. To. Them. Period. Full stop. -I don't agree with how we've, as a country, a planet, decided to create trade and currency and debt and hierarchy, but it's a fact of our existences and the next generation DESERVES to be prepared and armed with knowledge and skill. Especially when we expect them to make things better in the future. Talk to your kids about money. Get them involved at an early age. Press your schools to include money management in their curriculum from elementary on. Our country is in great debt and so are most citizens. And remember, there is joy in everything if you live in gratitude, even when you're struggling. 🌸💜
Love Claire, "We can do it!"
She forgave him for not paying the mortgage for half of a year. That’s true love.
Sick that they think 200k in debt is normal. But big cheers to them for waking up and paying it off. Good job!!!😮
Nope. If my husband lied to me about something huge I’d be gone. I’d still love him, but I’d never trust him again.
I would love to do this scream too bad ill never be in debt
That’s a good thing to be debt free
💕🌻💐
Jeff:
Do you have any suggestions to get more in our Church to take the class?
We have coordinated one class for our Church and had a great group of people!
Right now I’m looking to motivate others to take the class!
Thank You!
Top job he looks like a big weight has come off his shoulders
Im debt free.
I'd just want to know if the wife paid for the house at all or left that up to him cus otherwise it would make sense that she would be checking on the mortgage
200,000 paid off in 9 looong years.
Rich Dad poor dad is better but Dave Ramsey is decent
She has more heart then I do I would have left any females that acted like this in a second but that probably why I am not married l have a zero tolerance policy for imperfection.
Am I the only one wondering how poorly Dave pays his staff if it took 9 years to pay that off?
Rob Sorbo they said he’s only worked for dave for like a year or 2. So most of the nine years was spent living in CA.
I can't tell even one how much you make. Lol
Such bull
As for the car: Making dow with one is a good idea. But maybe going a little higher with quality. like a 5,000 USD car, preferably a reliable smaller toyota. so you do not constantly have to repair. that adds up to the hassle.
Amazing how much better life gets when you leave California....just promise not to bring California's problem a with you.
Canned laughter?
Yeah, what was goin on with that?
No that whole atrium area has a crowd of people watching. It was real laughter :)
They can probably eat less food.
ToonsOff Fun wow. Out of their amazing story, that’s what you decide to write. How miserable can you be?
Over 9000 being miserable. Over 90000 in bad humor.