My First Million by 31 (You can do it too!)
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- Опубликовано: 28 июл 2024
- My First Million by 31 (You can do it too!)
In this video, I'm about to share three transformative things that shifted my life from a humble beginning in a small town, where $300 was the monthly norm, to reaching my first 1 million in USD.
Download your resources:
💡 Free Guide: Master finance lingo with my "60 Essential Finance Terms Explained" guide! charlenecong.com/learn-with-c...
💸 Budgeting Template: Down easy-to-use budgeting template that I personally use: charlenecong.com/learn-with-c...
How I made my first $1 Million by 31 (You can do it too!)
00:00 Intro
00:50 #1 Understand equal work is not equal pay
01:50 How different industries and cities pay differently
03:17 My story of job changes
03:45 #2 Invest early
04:04 How investing early helps me
05:40 Investing for beginners playlist
06:05 #3 Combination of hard and soft skills
06:40 My experience of learning hard and soft skills
07:58 How to negotiate your salary
09:00 How I made 6 digit salary in mid 20s
🔔From investing for beginners, money tips to self development, Charlene Cong, CFA, has it all. Don't miss out; hit subscribe: tinyurl.com/mk3df77y
✅ Stay Connected With Me.
👉Instagram: / charlene.cong
👉LinkedIn: / charlenecong
✅ For Business Inquiries: charlene.h.cong@gmail.com
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✅ About Charlene Cong, CFA
I'm Charlene, founder of FinFit, executive board member of Swiss Capital Market Forum Association. As an ex-JPMorgan and a CFA Charterholder with a decade of experience in finance across Asia and Europe, I believe finance is NOT only for the privileged rich; finance is for EVERYONE! Wall Street complicates finance, and I’m here to simplify finance and share money tips.
Lots of love💕
Charlene x
🔔Empower your financial knowledge with Charlene Cong, CFA. Subscribe for actionable money tips and advice: tinyurl.com/mk3df77y
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#investingforbeginners #firstmillion
Disclaimer: Content is for education and entertainment only. Charlene doesn't offer financial advice. The information might not suit everyone's financial situation or objectives. Past performance doesn't guarantee future results. Investing involves risks, including potential loss of principal. Always consult with a financial professional before investing.
© Charlene Cong, CFA
Thank you for watching! If you have any questions, please feel free to ask here. I'll do my best to respond to as many as possible. Also, don't forget to download your free resources:
💡 Free Guide: Master finance lingo with my "60 Essential Finance Terms Explained" guide!charlenecong.com/learn-with-charlene/
💸 Budgeting Template: Down easy-to-use budgeting template that I personally use: charlenecong.com/learn-with-charlene/
Charlene x
Charlene. I want to write an email. Where can I find your email.
@@pinaki1041 hello my friend. You can find me on LinkedIn or IG: Charlene Cong or charlene@finfitsolution.com :)
Great video! Congrats on hitting the $1M milestone🎉
Thanks so much!!
Your videos randomly popped up in my feed but once I watched it I found out to be amazing, extremely detailed info.
Welcome aboard my friend! Your kind words mean a lot to me. Can I know where you’re based? What kind of content you will be interested?🥰
With the previous few episodes, especially this video, a truly mind-blowing change in investment mindset storage, today I finally made a million USB first time, simply by writing 'one million' on my USB cable 🤣. I wish to make my first 1 million USD one day and I wish to see your see another video soon, 'How I Made the Second Million USD,' very soon and "high salary city high living vost" next few episodes, 加油Charlene WW
Thanks for your content ideas!! 💡 great ones!!
you're such a blessing to my generation
Aww, thank you so much! That means a lot to me. 🥰 I'm just happy to be a part of it all. What's something you'd love to see or talk about next? 💬✨
@@CharleneCong How to start Self-Education, Self-management, moving out and living independently specifically coming from an asian household.
Great video Charlene
Thank you!! ❤️
Great videos! I’d be interested in CFA study videos!! 🙂
Good to know. Thank you!!
Amazing ❤
❤️
我来自同省本溪😂
很荣幸在油管遇见这个频道。
看了是否该考CFA和这期。非常喜欢。我会慢慢看完你所有的视频。
谢谢你的真诚分享。很接地气❤
你好！很高兴在油管遇到老乡，缘分啊！
非常感谢你对我频道的支持和喜欢！希望我的视频能对你有所帮助。如果有任何问题或者想看的主题，随时告诉我哦。你现在在准备考CFA吗？❤
@@CharleneCong 感谢回复。 请原谅我的超晚回复（回国了三周）我是一名有俩娃的职场妈妈，目前在日本某车企做座椅设计工作，年底移民美国。因为要带孩子适应新国家生活，所以考虑给自己一两年空档期，然后利用这个机会备考CFA，今后进入新领域工作。原因：对金融感兴趣+现职的薪资天花板低&升职空间小。顾虑点：1. 无美国学校学位，无任何金融背景，不确定仅凭证书（如果能考下来）能否跨领域就业。2. 因为要去的城市并不是纽约那种金融领域就业机会较多的大城市，所以即使能找到相关工作，多数也是local小银行。不知道小银行里有什么相关工作可以做，如果只是一个行政岗位的话，那薪资大概率不会比我现在的设计岗高。 对于一个奔4要搞俩娃的中年人，每天的精力真的很有限，挺纠结是否有必要冒险走出舒适区，去挑战一件未来不确定性很大且也许未必比现在情况更好的事。。。我刚关注这个频道不久，还没把所有视频刷完，干货很多，孩子睡后我每天补点儿。感谢您的分享。祝频道粉丝数早日破万！
@@CharleneCong 感谢回复。 请原谅我的超晚回复（回国了三周）我是一名有俩娃的职场妈妈，目前在日本某车企做座椅设计工作，年底移民美国。因为要带孩子适应新国家生活，所以考虑给自己一两年空档期，然后利用这个机会备考CFA，今后进入新领域工作。原因：对金融感兴趣+现职的薪资天花板低&升职空间小。顾虑点：1. 无美国学校学位，无任何金融背景，不确定仅凭证书（如果能考下来）能否跨领域就业。2. 因为要去的城市并不是纽约那种金融领域就业机会较多的大城市，所以即使能找到相关工作，多数也是local小银行。不知道小银行里有什么相关工作可以做，如果只是一个行政岗位的话，那薪资大概率不会比我现在的设计岗高。 对于一个奔4要搞俩娃的中年人，每天的精力真的很有限，挺纠结是否有必要冒险走出舒适区，去挑战一件未来不确定性很大且也许未必比现在情况更好的事。。。我刚关注这个频道不久，还没把所有视频刷完，干货很多，孩子睡后我每天补点儿。感谢您的分享。祝频道粉丝数早日破万！
Extremely interesting !
Thank you!! May I asked where you’re based and what kind of content you’re interested in?🤗🤗🤗
@@CharleneCong I’m in US, found you on VRA. Anything finance.
That's interesting 😮
🤍🤍🤍
原来妹子是营口的，我是本溪的！😄那如果做普通话版的，你早就突破十万加订阅了，而且海外华人圈需要你这样的人才为我们分享和出谋划策啊
老乡握手！ 感激感激，我也一直想做中文，就是时间太不够用了😭
@@Fukens365 我居然能在油管上遇到一个本溪市老乡😄
Great content! Just subscribed after watching your "quitting corporate video". Amazing development. If I may ask, was it hard to leave North Korea? Best
Thanks for the sub! 🤗🤗Indeed I heard some stories about ppl fleeing from NK since we’re not far from there but since I’m Chinese so I don’t personally know anyone who did so😂
Is your million all in one asset class?
Diversification is always the key ;) so I won’t put everything in one basket. Hope it helps!
@@CharleneCong great answer. One of my favorite financial experts and authors I like to follow is Jim Rickards.
❤️ thanks for sharing!
这几天两会，我这上不去了，可能管的严了
❤️❤️
So how did you make your first million? Was it from earning a six figure salary or something else?
Thanks for your question! Haha no, the first year salary was less than 30k :( but negotiating salary and changing jobs help a lot! I explained about it in this playlist: ruclips.net/p/PLKJfZz3ItJtY5AmDGvPWNr99GWEhy1IMR&si=GHxmMJo0wFUTcAVd I hope you find it helpful 🤍🤍🤍
请问主播 我什么时候可以赚一百万美？😂
坚持投资 保持自律 会有的！
@@CharleneCong可是我的投资亏了好多钱 😭😭😭😫😫😫
@@seabreeze667 抱！是不是都集中投在了一种资产里了？
Inspiring.. Xie Xie ni
Bu keqi:) thanks for your comment. May I ask where are you based?🤗
@@CharleneCong i am based in West Virginia near Pittsburgh
Xiexie ni for checking my channel :) x
In a interview with Warren. The interviewer ask Warren Buffet, do you believe in luck. Warren without doubt answer yes! Interviewer ask why? ... Warren reply,...if i am not born in America i would not have this opportunity. If i am born as a BLACK, or FEMALE, in America , i would not be what i am today. ( just add on....if you are born Autistic, 😅 you are not anywhere) ...(My son is Autistic , non function, can't write even).,,,, of couse everyone needs to try to do better, not give up , be positive, But as 58 yrs old man, been through life more than half a century, at many times FATE, determine what you are. !!!....Anyway congrats on your achievement so far. .....
Thank you for sharing that powerful insight and the story about Warren Buffet. It’s true that many factors, including luck and circumstances, play a significant role in our lives. Your perspective, especially as a father, adds so much depth to this discussion. It's important to recognize the challenges and still strive to do our best and remain positive. Thank you for your kind words! How do you stay positive and motivated through the ups and downs of life?
@@CharleneCong we only live once, achieve your dreams to the end, but not without of Risk calculations. Age is just a number , live healthily. Till your time of expiry.😁