Видео

thank you!

Hey there! I'm doing great, thanks for asking! 😊 That's awesome that you hit the gym every day-serious dedication! How's your fitness journey been so far? Any favorite workouts?

Exactly, Whoa, that's some next-level mortgage strategy! It's crazy how paying off less can save on taxes. It's quite unique here in CH:) Thanks for sharing!

Congrats on your achievements so far! 🎉 You’re on the right track with CFA Level 2. To build a solid finance career, consider learning some key skills like financial modeling, Excel, and perhaps some coding (Python or SQL). Networking is crucial-attend industry events, join finance groups, and connect with professionals on LinkedIn. For job hunting, internships are a great way to gain experience. Even unpaid ones can offer valuable exposure. Look for entry-level positions like financial analyst roles and don't be afraid to start small-everyone's gotta begin somewhere! As for my journey, it’s been a mix of learning and growing through various experiences. I’ve had my fair share of ups and downs, but each step taught me something valuable. What kind of finance roles are you most interested in?

I registered to Exam Feb 2025

Of course! Feel free to ask away! 😊 After registration, diving into the exam structure is a great next step. With those sections, it might be helpful to prioritize based on your interests or career goals. Have you had a chance to explore any of the sections yet? If so, which one caught your eye the most? 🌱

Hey there! Finding a job in Frauenfeld without knowing German can be a bit tricky, but not impossible! Start by looking for international companies or roles that require English proficiency. Websites like LinkedIn, Indeed, and Glassdoor are great for job hunting. Networking can also be super helpful-try connecting with local expat communities or attending job fairs. Have you come across any interesting opportunities yet? 🌍💼

I'm also from Pak. Can I talk to you about CFA ? Plz mention your insta

Hey there! Level 3 is definitely a tough one, but kudos to you for tackling it again! 💪 You've got this! I'm happy my advice could help. Best of luck with your studies-sending good vibes from here! 🌟 How's the prep going so far?

Absolutely! Moms really are the household CFOs, and they do an amazing job planning for the future and prioritizing their kids. 🎓 It’s interesting to see how this trend holds true globally. The impact on children's education is so significant, and it’s great that government programs recognize this by directing funds to mothers. Do you have any personal experiences or stories about this from your community? 😊

Hey there! Glad you found the CFA exam prep tips helpful! 😊 I did pay for the Kaplan Schweser CFA Level 1 materials, and they do offer different packages. You can buy their digital books separately, but they aren't free. It's worth checking out their site for the latest deals and packages. Let me know if you need a link?

Hey there! Yes, you can invest in VOO even if you're not based in the US or a Western country. You'll need to find a brokerage that offers access to US markets and accepts international clients. Some popular options include Interactive Brokers and so on. Just make sure to check the regulations and requirements in your country. Have you found any good brokerages so far? 🌏💰

I totally get it-the math can be super intimidating coming from a literature and journalism background! 📚🧮 For me, it was all about taking it step by step. I started with the basics and used online resources like Khan Academy and RUclips tutorials. Practice problems helped a ton, and I made sure to review my mistakes to understand where I went wrong. Do you have any specific math topics that you're struggling with? Maybe I can share some tips! 😊

Thanks for your questions! 😊 Swiss companies often value education and relevant experience, so having a Master’s in Information Systems and a Bachelor’s in Business is a solid foundation. With ~1 year of work experience, your chances are decent, especially if you target entry-level or junior positions. Networking and tailoring your applications to each company will boost your chances. Some Swiss companies are open to remote work, especially since the pandemic. It depends on the company and the role, but it's worth exploring opportunities and discussing remote options during the interview process. Having a diverse skill set and a decent portfolio is a huge plus. Many employers will appreciate your efforts and knowledge, though salary expectations can vary. Highlight how your skills can add value to the company without emphasizing potential higher salary demands. Focus on what you can bring to the table. Do you have any specific companies or roles in mind? It might help to target those directly! 🌟

Thanks so much! I'm really glad you enjoy the content. 😊 Keeping things real and honest is super important to me. Is there any specific topic or area you'd like to see more of? Always open to suggestions! 🌟

Hey there! 📚 Reading an hour a day is definitely a great habit for staying sharp and ahead of the game. As for the CFA, it's true that it's a big investment, and opinions on its value can vary. Some find it incredibly beneficial, while others feel differently. Ultimately, it's about what aligns with your goals. If the CFA helps you get where you want to be, it might be worth it. But if you think there are better ways to spend your time and money, trust your gut! What other ways do you think are valuable for staying ahead in the finance world? ❤

I'm glad you love this! What other topics will you be interested in?❤

Hey there! 🤔 AI is definitely changing the game, but those CFA skills and your analytical and decision-making abilities are still super valuable. AI can handle a lot of data, but it can't replace the human touch for making strategic calls and understanding complex market dynamics. So, keep going! Your skills will complement AI, not be replaced by it. How do you feel about the rise of AI in finance? Exciting or a bit nerve-wracking? 😅📈

Hey there! 👋 I'm doing great, thanks for asking. Wow, your study plan sounds solid! ACCA and CFA are both impressive qualifications, and they’ll definitely give you a strong foundation in finance. AI and automation are shaking things up in every field, but the skills you'll gain will still be super valuable. Investment banking will always need sharp minds to analyze data and make strategic decisions, even if some tasks get automated. Are you excited about diving into the world of finance? What part of investment banking interests you the most? 💼

@@CharleneCong Thanks for replying me mam. So my answer is yes. And I am interested in risk analysing and asset management.

Yes I remember this :) how are you?

@@CharleneCong I'm alright, thanks

I'm thrilled you enjoy the podcast. It's important to have open conversations about sensitive topics like divorce, and I'm glad it's resonating with you.

Aww, thank you so much! That means a lot to me. 🥰 I'm just happy to be a part of it all. What's something you'd love to see or talk about next? 💬✨

@@CharleneCong How to start Self-Education, Self-management, moving out and living independently specifically coming from an asian household.

Glad you found it insightful! I got most of my mock exams from Kaplan. Have you used their resources before, or are you exploring different options?

Awesome to hear you like the series! Which episode in these series has been your favorite so far?

Thanks for the question! As a CFA charterholder, I see the CMT designation as a great complement. It adds a technical analysis perspective to the fundamental analysis skills from the CFA. It also depends on your goals and what you want to achieve in your career. Plus, job experience is often more important than any designation. Are you considering pursuing the CMT?

@@CharleneCong yes Ma’am! Hopefully you can make a video about it too! Keep making great contents Ma’am! We need credible Finfluencers these days… God bless!

@@CharleneCong The CMT designation goes completely against what we are taught in the CFA though?

Thank you for sharing your thoughts! It's a powerful metaphor and certainly resonates with the idea that success and perception are often influenced by wealth and power. It's true that societal attitudes can be harsh and judgmental, especially when it comes to financial success. Karl Marx's insights on the power of money are indeed thought-provoking and still relevant today. How do you think we can navigate these societal pressures and focus on building meaningful and fulfilling lives beyond just financial success?

@@CharleneCong we can't change sea water from salty to natural water, that's why communism did not work.. Doesn't applied to human nature. But we could help or donate our wealth to the people of various needs. .Not to forget nature environmental.

谢谢你的留言！很高兴听到你在大二就已经准备考CFA一级了，这真的很棒！祝你考试顺利，加油！如果你有任何关于考试准备的疑问或需要建议，随时告诉我哦。你对未来的职业规划有什么想法吗？

Thanks for sharing your thoughts and that awesome story about your grandfather! You're right-while degrees like CFA and MBA teach you a lot about finance and investing, temperament and integrity are crucial too. Warren Buffett's focus on long-term investment and not selling shares quickly is a great reminder of what truly matters. Your grandfather's journey is really inspiring, showing that hard work and integrity can lead to big success, even without formal education. Do you have any personal tips or lessons from your grandfather that you find especially valuable?

@@CharleneCong Never despise others, and never allow others to despised you.

Thank you for sharing that powerful insight and the story about Warren Buffet. It’s true that many factors, including luck and circumstances, play a significant role in our lives. Your perspective, especially as a father, adds so much depth to this discussion. It's important to recognize the challenges and still strive to do our best and remain positive. Thank you for your kind words! How do you stay positive and motivated through the ups and downs of life?

@@CharleneCong we only live once, achieve your dreams to the end, but not without of Risk calculations. Age is just a number , live healthily. Till your time of expiry.😁

Thank you so much for your kind words! I'm so happy to hear that you find my videos helpful and that you're taking steps to invest in index funds. It's great to hear you're planning to watch all the videos-there's a lot of content, but I'm sure you'll find it valuable! Your goal to move to Switzerland sounds exciting! I'd love to help out. I'd be happy to arrange a quick coffee chat. Feel free to reach out. What excites you most about moving to Switzerland? :)

​@@CharleneCong Thanks for your response! Probably the breathtaking landscapes and beautiful train rides haha. I sent you a message on IG :)

It can open many doors in terms of career opportunities and advancement. However, whether it's worth it depends on your career goals and interests. For some, additional qualifications like an MBA or other professional certifications might also be beneficial. What are your career aspirations, and what specific areas of finance are you interested in? Also, you can find CPA MBA CFA comparison in this playlist: ruclips.net/video/77AzPs_N2RE/видео.html

Thank you for sharing your perspective. It's true that the cost of living in Switzerland is quite high, and a salary of 4000 USD per month can be challenging to manage, especially in major cities where rents and mandatory expenses are significant. In such cases, it's crucial to budget carefully and look for ways to optimize spending. Have you found any particular tips that help manage living costs effectively in high-expense areas like Switzerland?

😍thank you for the support!!🏧

Thank you for your observation! I appreciate your attention to detail haha!

She needs her claws to communicate. Without them, she'll get tongue-tied and very anxious.

Thanks for the comment! Yeah, it's been quite a journey moving from a non-finance background to finance. I got hooked on financial markets and their global impact, which led me down this path. For Fintech, the CFA can give you a solid financial foundation, which can be really useful. Your MS in Business Analytics sounds awesome and super relevant to Fintech! How are you liking your program at Boston University, and what part of Fintech excites you the most?

Thank you for sharing your perspective! It's true that a strong math background can be very helpful for the CFA program. 📚 However, I've seen people from diverse educational backgrounds, including those with less advanced math skills, succeed in the CFA by dedicating extra time to mastering the necessary quantitative concepts. 💪 It's definitely challenging, but not impossible. Have you considered any resources or strategies that might help improve your math skills to pursue the CFA if it's something you're passionate about?

@@CharleneCong hi. I stop maths since 1984 age 18. My gred 11 final exam i did not registered maths. Now its compulsory to sit for maths , at least a pass 50 marks or you have no cert. . I was lucky , my time no need , still get a certificate . So.....i start to learn math by tuition starts from gred 6 😂. IN march 2023. Estimate 6 yrs to complete to reach gred 13 and undergraduate level. Only at this age i find is still hard but interesting. I had a Bachelor Political Science at a Open University in Msia. CGPA 3.56. Hopefully someday i get to do Msc .Mathematics. I read Economics too. A level books. ( SELF STUDY). As i am learning maths, maybe....i wanna tutored on Physics. Maths & Physics, great combination. Regards to cfa, not sure.

​@@CharleneCongI was failed in math and statistics, economics in the school and not very good in university in these topics. When I started the passion to get CFA charterholder, I love economics and math and I solved and understand the math.

Thank you so much for watching my video and for your kind words! If your city doesn't have a CFA exam center, one of the best options is to check nearby major cities or international locations that offer the exam. The CFA Institute's website has a comprehensive list of all available exam centers worldwide, which could be really helpful for you. Have you had a chance to look at the CFA Institute's official site yet? www.cfainstitute.org/en/programs/cfa/exam/test-center-locations

My pleasure:)) Are you planning to take level 1 this year?

@@CharleneCong not this ,But next year.

Thank you for pointing it out! Yes, the CFA Level 1 exam does indeed consist of 180 multiple-choice questions instead of 240, divided into two sessions of 90 questions each. Thanks so much for correcting it! Are you currently preparing for the exam, or are you considering starting the CFA journey soon?

My pleasure!! Are you planning to take level 1 this year?

@@CharleneCong I’m planning to take it next year in 2025 😁

good luck!

Hi Charlene. I came from Vietnam and really impressed with your content recently about cfa exam. I’m working as an Credit Analyst in a Retail Bank and tend to take the Level 1 exam in May 2025. But i have been wondered is it too late to start my Journey because i’m 30 yrsd. Can i compete with young candidates when i turn to 34 or 35 in this investment industry. Hope to receive your comment

Hi! Thank you for your kind words. It's definitely not too late to start your CFA journey at 30. Your experience as a Credit Analyst is a valuable asset. Employers value diverse backgrounds and experience, not just age. Starting now can set you up for great opportunities in the investment industry. What motivates you the most to transition into investment?

@@CharleneCong thanks for your answering. The reason why i try to take the cfa exam is because my investing style… it was tons of failure because i didnt know the first thing about how to maânge my cash flow… FOMO… blah blah. In addition to that i think CFA is really good by providing me with useful knowledge. The only draw back is like i said, i’m worrying about my age. Thanks so much for your motivation.