Boise Housing - So Many HOAs!
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- Опубликовано: 1 авг 2024
- Boise Housing - So Many HOAs!
So you are considering moving to Boise Idaho, but you find out that the Boise Housing Market is filled with communities with HOAs (Home Owner's Associations). Before you let having a Home Owner's Association be a deal breaker for you to living in Boise, make sure you understand the HOAs, what the CCRs really are, and how much they really cost. There are certain communities within the Boise Idaho area that do not have HOAs, but the communities that do have them help keep Boise Idaho and surrounding areas well taken care of. And if you're moving to Idaho from California, you may be surprised at how many communities in the Treasure Valley have HOAs! (It's okay, I promise!)
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HOAs and CCRs - most communities in the Boise area have them, but they aren't all what you think. Is having an HOA a deal breaker for you?
Hi Summer, We are new to HOA's & your comments on the Water Irrigation were most helpful! We currently need to research why our Subdivision charges $750 per year for the Townhouses & only $240 per year for the Single-family Homes. (The SFHs are an assortment of smaller & bigger than the Townhouses.) We all have small backyards. Go figure! 🤷
I'm glad you found it helpful! If you live in Idaho, it is a law that you have to be provided with a breakdown of where all the fees you pay are going when you ask for it. I am not sure if you get if from the property management company or the HOA Financial Person, but either way, they have to give you record of it. As far as irrigation goes, irrigation being included in the HOA is only in some communities, so if you aren't sure, you can ask the HOA property management company or HOA president. When you closed on your house, if you are in Idaho, if the irrigation wasn't included in the HOA, and you have irrigation for your yard instead of city water, it should have shown up as a credit or debit on a line item on your closing statement.
@@SummerAstonRealEstate Dear Summer, You're the best.
~Thank you! 🌷🌿
This is a very informative, and useful video for those looking to relocate to the Boise area. I was up there several months ago, and while I saw some very beautiful architecture and well-kept homes, the whole HOA, & CC&R’s aspect is most definitely not for us. I have in the past dealt with the BOD’s that govern some in another state, and have concluded “never again”. For some folks it matters not, but I’m in the group of “live and let live”; my older cars, trucks, horses, chickens, peacocks, etc. most likely would be unwelcome over there.
All the more reason to do very careful research before spending lots of money.
Yes, I appreciate your perspective. Although they are few, there are some areas that have them. Of course, most are much farther out of the city, surrounded by farmland, or older homes that you may want to remodel and update, but they do exist. Also, there many of the communities with homes on acreage with the custom, newer homes do allow for all kinds of animals and other activities, just generally speaking, when it comes to cars/atvs/ trailers/rv, they would want those in a garage/shop, so then there is the added cost to build an additional garage for them, so it can be found, but minimum price points in those neighborhoods with big garages is generally closer to $1.5 mil and up. And then there are some areas of homes in the foothills in Eagle, Star, and Middleton that have no or very non-restrictive HOAs, but the parcels of land are usually 5-10 acres, and then add that to the larger custom home, and youre at the minimum $1.5 mil price point. So areas that would work for you exist, but you also have to like those areas :) I helped a family who wanted a lower price point, no HOA, land, and animals to find a nice little place in Emmett. The home needed some updating, but it was a beautiful little piece of land with awesome views and under $600k.
I own a rental property in Wyoming and I'd like to have one in the Boise area, but is it fair to assume that if I am buying for investment/rental, I should just avoid any house with an HOA? (Great insights on Boise area, BTW.)
Great question! No - you should not avoid communities with HOA's as an investor as most HOA's do allow rentals. The majority of communities with no HOAs are older - pre 1985 or so. If you find a home that fits the bill for you that has no HOA, think of it as a bonus. And of course make sure that before you offer on a house, you read the CCRs and make sure they allow rentals, as well as make sure you know how much the HOA fees are, because it'd be a lot better to get a home with a $400/year HOA fee vs. $1000/year. But then again, if it's higher, it probably has a pool, and it depends on your target renter market. Your renters will need to be aware of, and agree to, the CCRs for the community they rent in as well. Feel free to reach out when you're ready to purchase here or you want to chat more about it.
@@SummerAstonRealEstate Thank you! 😎
I really appreciate this information. I wondered about HOA's in the TV. It's pretty uncommon in California, unless you live in some kind of special community with a lot of community features. I have CCR's where I live, but I don't pay a monthly fee. The people who own homes behind us pay a small monthly fee and are under the same CCR's as us. I've discovered that nobody pays too much attention to the CCR's in our development and that these CCR's are really only put in place to control things while the new homes in the development were sold. Do the CCR's become less important as time goes by in TV developments or are they heavily enforced?
Whether or not the CCRs continue to be enforced over the years really depends on the neighborhood. With new construction, the building team acts as the HOA board/president until they have a certain percentage of occupied homes. So of course, throughout the building of the community and a few years after, they are enforced. We lived in a community with homes built in the 1990s and there was a guy who had been HOA president since day 1 and he and his board were not about to get relaxed on the rules..but we didn't have super restrictive rules. I've sold homes in other communities that have CCRs, with no HOA or fees, usually homes on acreage, and then no one in the community cares to step up to enforce them. Of course, if there is a community with parks and pools, you'd want and expect the community to continue to take care of enforcing things and make sure the fees are getting allocated to the right places. So, I guess I'd say yes, they can get less strict as ALOT of time goes by, but when there are fees and amenities involved, they will still be enforced through the years. And if they include irrigation, they will always have to collect fees to maintain the system.
@@SummerAstonRealEstate Thank you for your further elaboration on my question. I'm sensitive to CCR's, because when I provided elder care for my mom who lived in a condo, I had to battle the HOA over stupid, petty rules that were not uniformly applied. When I worked on her condo, they cited me for parking my truck in front of her garage to off load heavy equipment and tools. They quoted fire code, but I got the local fire chief to tell me that I could park there temporarily. They wouldn't listen, but they allowed private contractors to park. Then when she was in assisted living, they wouldn't allow me to have an estate sale, but the board members would have garage sales when they wanted to have them. They wouldn't let my son swim in the community pool unless my mom was there, even though I was her care giver; mom wasn't well to be out by the pool a lot of times. I even had them complain to me about how the small city bus that took my mom for dialysis was tearing up the parking lot. If you hand me CCR's, you can bet your bottom dollar I will read them after dealing with that draconian HOA dictatorship.
@@audiophileman7047 I'm sorry you had to experience that. It really does seem to be "who's enforcing the rules" that makes the difference as well. When we moved into our current neighborhood, the management company drove around once a week to check on everything and would send out letters for minor things on a regular basis, like if you left a trash can out front for more than a day. But they switched management companies, and the current PM company doesn't come to see the neighborhood and will only take action if they have enough complaints. Luckily, everyone in our neighborhood does a great job of taking care of their homes and everyone is also pretty chill and kind to each other, so if a neighbor says, hey, my parents are coming to visit, do you mind if we have an RV out front for a week, no one cares and no one will "tell on" the neighbors and so even though rules get broken, no one cares as long as everyone is respectful to each other. But yes, you will want to read the CCRs very carefully because one management company could be more lax and another could strictly enforce them if they chose since they are in writing and agreed to.
@@SummerAstonRealEstate I get the feeling that the TV HOA's are mostly more reasonable than out here, and you confirmed it. There was a silver lining. I sold that condo at a handsome profit AND I got away from the HOA petty wacko BS. Well, Summer, you did say that there are some places that don't have HOA's.😊 We may consider those places. We're interested in a place with a small amount of property for gardening if it isn't too pricey for us. Thank you again for cluing me in on the HOA's in the TV. Hope you will put out more videos like this. It really helps us figure out where we want to live and what to expect. I wouldn't mind seeing a video on natural hazards in the TV (flooding, earthquake, radon, etc.). 👍👍👍
@@audiophileman7047 that’s a great idea! And bugs…people ask about our bugs…spoiler alert…we pretty much have no natural hazards or house destroying bugs (too cold for them here) but I’m pretty good at making 10 minutes of content to explain one thing. Ha ha and we did have that one 6.2 earthquake in March of 2020…and we are close to the super volcano area of Yellowstone, so I suppose we could all get obliterated if Yellowstone explodes or something.
Riverstone is now $2100 a year as of January, paid quarterly.
Thanks for the update! Good to know. Yes the new construction communities do tend to raise HOA fees much more frequently as the community expands.
@@SummerAstonRealEstate Supposed to build a beach house on the west side of the community this year near the large lake that is adjacent to the Emmett Hwy.
@@LTRegulate Good for you! That will be lovely!
How many HOA’s restrict the use of gas-powered leaf blowers?
I have read through many, many community CCRs, from very strict communities with hundreds of pages (yes, hundreds) to simple 3 page docs, and I have never seen the restriction on gas-powered leaf blowers. Not to say that it couldn't exist somewhere, but I have never heard of that in the Boise area. Also, don't know if you are in CA, but you will be free to use gas powered mowers, yard care items, and cars here for the indefinite future :).
Where we have one of our residences (So Cal), the proliferation of gas-powered leaf blowers has transformed a once-quiet semi-rural area into a really noisy place that subjects residents to a seven-days-per-week assault on peaceful days, from morning until sundown. It seemed to start over a decade ago when new homes (lots are all over one acre) went in, and manicured properties have become the norm. Being that almost nobody (except a few of us holdouts) does their own yard work, you always observe the small truck pull up, two guys get out, and then it starts. It is constant, and can be heard for over 1/2 mile. Sunday morning is no exception, as were Christmas, Thanksgivings, New Years, etc.
I suspect that in many areas of Boise that have such neighborhoods to be the same, at least from what I observed.
That is the primary reason (and having animals) is why we will never be a good fit in these manicured areas with parks, pools, etc.
@@splithoof9567 I don't live in a highly manicured neighborhood so I can't speak for them other than when I am in those neighborhoods, it doesn't seem like it is constant noise from yard workers. I know what you mean though, my daughter lived somewhere where the gardeners were out every single day making so much noise. Where I live, there are only a few HOA maintained areas, and those are maintained once a week. BUT, the good news here is that there is no yard work to be done from end of November to about the beginning of April, so not only nature rests, but so do homeowners and yard workers :).
So what I’m hearing is “don’t move to Idaho”. Which is pretty disappointing cuz I had my heart set on it. I like to be able to build anything I want on my property, I love working on my own vehicles, hosting decent sized parties and I also have an RV. Starting to be discouraged here….
Just because there are lots of HOA communities in the Boise area doesn't me an it applies to all of Idaho. There are plenty of places to do what you want across the state. And even throughout the Treasure Valley (Boise area). Just depends on what you want and making sure your expectations are correct. There are areas in South Boise and South Meridian, Nampa, Caldwell, MIddleton, Emmett, etc.. that have homes built in the 1960s-1980s on acre lots that don't have HOAs and some might have shops. Those would be more affordable depending on house size and if it was updated or not..anywhere from $500k on up. It is more expensive to find a piece of land and with no HOA and build your own home and shop..most likely, in the Treasure Valley, to do that you'd be looking at closer to $800k minimum, totally depending on location, house size, type of house, if you built a shop, etc.. So there are plenty of places throughout the state with no HOAs.
HOAs keep our neighborhoods from looking like Caldwell.