Awww Chidera,I remember watching your video when I wanted to do my masters in the UK...watched you marry and now you have your house .🎉🎉congratulations
Congratulations to you both 🎉. Can you please advise on how much many you would recommend to save up for the legal frees and other expenses. Thank you 🙏
Congratulations to both of you. Thank you for encouraging others to be like you. We have been following your family till this great news. More wining for you both in Jesus mighty name Amen.
Thanks for sharing sis and a big congratulations. May your path keep shining brighter and brighter. Loads of love. Enjoy your new home in peace and bliss.🎉
Thank you for sharing your experience. Congratulations. Do you mind sharing some locations you considered? We have similar requirements as you in terms of proximity to London. Grateful for your time.
Hello can you share some information please how long you have been in uk and by which lender you go through for mortgage?and much deposit they ask for?
Congratulations Childera🎉🎉🎉…I feel so strongly that your new place is somewhere around where I stay when you mentioned that the environment is serene and all, Wi**ms right? Thank you so much for providing these details, very helpful. Quick question, how long did the whole process take from start to finish?
Can you share roughly which area it is and if you'd recommend? I've watched 3 different videos and the only info I got is that it is within 1hr from London and it isn't Luton. Maybe you guys mentioned but I missed it?
Hello chidera, I want to ask, been your first house, did you use your Mr and Mrs, I had one won't get first time buyer benefit if you are two.how true pls
Congratulations🎉 interestingly, we didn't go through thjs level of scrutiny to get our mortgage approved and we are both immigrants. For solicitors it's easier if the property agent have worked with the solicitors in the past.
Congratulations!! Please what area did you purchase because I and my husband are looking to do environs close to London as we have work commitments and family in London. Kindly help
Congratulations chidera Am currently facing the issue of securing a mortgage because of me being on a VISA please can you refer me with your mortgage advisor so that they can help me out.
Congratularions🎉🎉 I would like honest. Opinion.... is single person without any loans and with fully paid credit card and salary approx 55000 per annum will manage to efird house for approx 250000? How to verify this?
Hi 👋🏾 Yes so mortgage lenders would usually give you x4 or x4.5 of your salary as a mortgage loan. So 55,000 x 4 = £220,000 which means you’ll need to have £30,000 as deposit but some can give you 55,000 x 4.5 = 247,500 in this case a 10% deposit would suffice. So yes it’s possible. You can also book a call with me to further discuss affordability and all things mortgage if you like
Chidera congratulations which post code did you buy your house also apart from deposit how much did you spend for extra costs like survey ,lawyer and product fee.need to check whether my money don complete
You bought your house after 2 years in UK. Stop giving the vulnerable false hope, rather tell them house you made the money you used to purchase the house. Also tell them your repayment plan and duration of payment.
Congratulations.But you need to provide more details regarding your Uk immigration status whether it is indefinite leave to remain or not as this will help audience who have recently come into the UK less than 2 years.
Awww Chidera,I remember watching your video when I wanted to do my masters in the UK...watched you marry and now you have your house .🎉🎉congratulations
The fact that i watched your entire journey up to this time got me smiling throughout the video ❤
Aww thanks for being here 🤗
Congratulations to you both 🎉. Can you please advise on how much many you would recommend to save up for the legal frees and other expenses. Thank you 🙏
Congratulations to both of you. Thank you for encouraging others to be like you. We have been following your family till this great news. More wining for you both in Jesus mighty name Amen.
Lol, congratulations guys...am I the only one that heard Chidera's British accent. Here for it🔥.
This is very detailed, I was literally penning down every single thing.
Thanks so much, very insightful.
My pleasure ✨✨
@@ChideraPeters66yygh😊is
Congratulations.. na this type of grace i go dey tap from this year
Watching you grow has been so beautiful. Congratulations again Chidera!
Chia I love your detailed explanations. Omg I love you so much. God bless you and your husband
Amen 🙏🏽
Thanks for sharing sis and a big congratulations. May your path keep shining brighter and brighter. Loads of love. Enjoy your new home in peace and bliss.🎉
Big CONGRATULATIONS my sister
Thank you for sharing your experience. Congratulations.
Do you mind sharing some locations you considered? We have similar requirements as you in terms of proximity to London. Grateful for your time.
Congratulatons Chidera!! so happy for you and yours.
Hello can you share some information please how long you have been in uk and by which lender you go through for mortgage?and much deposit they ask for?
Congratulations dear. I’m so happy for this next phase of your life
Very informative! Well done!
Well explained, thanks. How many months or weeks did all of this take
Enjoyed this. Brought memories of my first purchase. Congrats
Congratulations 🎊 guys
Information choke on your channel!! Thank you and congratulations 🎉
Oh my God! This is great news!!!
Congratulations to you and Jason. Wishing you both many more wins 🎉❤
Cheers!!!
Thanks for this detailed videos, it’s really helpful
Lol , I am credit underwriter for a bank in UK and I underwrite mortgage applications so I can relate to everything
Congratulations 🎉🎉🎉🎉 this video is so detailed and helpful. Looking forward to the next one 💃💃
Congratulations on your new home ❤🎉😊
Congratulations🎉 I enjoyed this video and the details.
Congratulations to you and yours🎉
Congratulations Childera🎉🎉🎉…I feel so strongly that your new place is somewhere around where I stay when you mentioned that the environment is serene and all, Wi**ms right?
Thank you so much for providing these details, very helpful.
Quick question, how long did the whole process take from start to finish?
Hi mama please if you can do a video on your vlogging set up
Chidera please which app did you use in saving money for your first house
Congratulations, my people ❤🎊
Congratulations 🎊 please can you share location. Because I'm looking for somewhere close to London.
Looking forward to the next video🎉
Can you share roughly which area it is and if you'd recommend? I've watched 3 different videos and the only info I got is that it is within 1hr from London and it isn't Luton.
Maybe you guys mentioned but I missed it?
Hello, How many years of credit and finance check do they need? Great video ?
Congratulations to you both
Congratulations guyyys, keep up the good work, more wisdom and directions ijn amen🎉
Pls did you use an ISA account? Thanks for your response❤.
Hearty congratulations!🎉
Congratulations Chidera
Congratulations Dera 🎊
Soon oo
Amen ✨✨
Congratulations 🎉🎉🎉
Will share my own experience too very soon in Jesus name.
You guys look very much alike ❤
A very big congratulations 🎉
Thank you for this
I love your videos and I follow you since day one❤ you inspire me so much
Aww thanks Alice ♥️
Hello chidera, I want to ask, been your first house, did you use your Mr and Mrs, I had one won't get first time buyer benefit if you are two.how true pls
Congratulations guy. Please am still waiting for the video of the cut break down as you said ❤
Yes we will get to it. It’ll be out on Sunday 6:30pm UK time
Congratulations🎉 interestingly, we didn't go through thjs level of scrutiny to get our mortgage approved and we are both immigrants. For solicitors it's easier if the property agent have worked with the solicitors in the past.
Congratulations sis am so happy for you don’t mind distractors 🤣he/she Dey crazy 🤪
Nice video. Did u not have to get a building and content insurance? At the very least, a building insurance?
Congratulations✴
This was enlightening, thank you
You’re welcome
Congratulations 🙌
I'm here because my wife and I are looking as well.
Congratulations guys 🎉🎉🎉
Congratulations!
Congratulations guys
Hi Chidera, thanks for sharing. Just wanted to ask which location you bought that is 1hrs commute to London. Do you mind sharing?
Congratulations to you both 🎉🎉
Congratulations ✌️🩷
Congratulations!! Please what area did you purchase because I and my husband are looking to do environs close to London as we have work commitments and family in London. Kindly help
Congratulations chidera
Am currently facing the issue of securing a mortgage because of me being on a VISA please can you refer me with your mortgage advisor so that they can help me out.
Congratulations 🎊 🎉
Congratulations to you both 👍🎉🎉❤❤🎉🎉🎉
Is LISA advisable for T2 visa holders? Given the no access to government funds clause?
Hiii LISA is not public funds
Sounds like a complex process thanks for sharing your experience in details
Enjoy your new home 🏠
My dear o. Very complex. But one step at a time we shall get there
Congratulations to you and yours 😍
This is amazing. Congratulations 🎉guys. Waiting for the next episode
Im currently processing with Baratt homes,the legal issh sha!
Please do the processing video Shap Shap ooo..I need it like yesterday
Hello chidera do you have to be in a particular bank to get a mortgage?? Thank you
No, mortgage brokers / advisers are useful
Congratularions🎉🎉 I would like honest. Opinion.... is single person without any loans and with fully paid credit card and salary approx 55000 per annum will manage to efird house for approx 250000? How to verify this?
Hi 👋🏾
Yes so mortgage lenders would usually give you x4 or x4.5 of your salary as a mortgage loan. So 55,000 x 4 = £220,000 which means you’ll need to have £30,000 as deposit but some can give you 55,000 x 4.5 = 247,500 in this case a 10% deposit would suffice. So yes it’s possible. You can also book a call with me to further discuss affordability and all things mortgage if you like
Congrats❤️
Is buying the same as mortgage? One is a loan, the other is a complete purchase that indicates real ownership. Isn’t that the case?
I tap into this blessing in JESUS name!!!!Amen congratulations
Pls did you use an ISA account? Thanks for your response❤.
Thanks for sharing
congratulations
Congratulations 🎉🎉🎉🎉🎉
Love the many views on this video
Did you pay the deposit to the lawyer before you got your money from ISA?
Congratulations guys, please how long are you paying the mortgage for
❤congrats. Who is your mortgage advisor?
I tap into your testimony
Thank you this is so informative.
Glad to hear that ✨♥️
Congratulations
Thank youuu
Talk to me a Moneybox and lifetime Issa please
Chidera congratulations which post code did you buy your house also apart from deposit how much did you spend for extra costs like survey ,lawyer and product fee.need to check whether my money don complete
lol 😂 will share in details in the next video. All the costs will be listed out, hopefully your money don complete 🙏🏽
Pls do you have indefinite leave to remain? I have pre-settled status, I was told I can’t get a mortgage.
No I don’t. I’m still on a visa
Do their houses come furnished?
Hi, please
What area or post code did you buy in.
Congratulations 🎉🎉🎉. Is the property a freehold or leasehold property?
It’s Freehold
Congratulations ❤❤❤
Thank you
How did you save for the house?did you use an ISA Account?
I also want to know Dera
Hi Chidera, the whole process took like how many months
About 3 months
Congratulations. It would have been more helpful if the cost of each stage was mentioned.
Yeah I agree but I’ll do a separate video for that. If I had put it all into one the video will be too long 😅
Please can’t wait for that one 😅😊
New subscriber ✅🎉
And order of doing things. Like surveys, when to start applying for a mortgage, appointing a solicitor, etc Thanks!
Congratulations Chidera! Followed you from the start, when you were in the UK…till now. So so happy for your growth!! I wish you the absolute best ❤
You bought your house after 2 years in UK. Stop giving the vulnerable false hope, rather tell them house you made the money you used to purchase the house. Also tell them your repayment plan and duration of payment.
Well that’s not true, we also bought our first house in the UK in 2 years of living in the UK 🇬🇧 so I believe them
But there are Nigerians buying their first house within 1 year and 5 months nah. It's not impossible.
Congratulations.But you need to provide more details regarding your Uk immigration status whether it is indefinite leave to remain or not as this will help audience who have recently come into the UK less than 2 years.
your husband sounds like a Ghanaian
Congratulations to you both hun ❤
How many months statement was asked
The last 3 months
❤❤❤