How We Bought Our House In the UK Within 2 Years | Step By Step House Buying Process

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  • Опубликовано: 25 авг 2024

Комментарии • 160

  • @Derrick712
    @Derrick712 7 месяцев назад +16

    The fact that i watched your entire journey up to this time got me smiling throughout the video ❤

    • @ChideraPeters
      @ChideraPeters  7 месяцев назад +3

      Aww thanks for being here 🤗

  • @ESBUSH
    @ESBUSH 7 месяцев назад +6

    Awww Chidera,I remember watching your video when I wanted to do my masters in the UK...watched you marry and now you have your house .🎉🎉congratulations

  • @evelynasiana4929
    @evelynasiana4929 7 месяцев назад +8

    Congratulations to both of you. Thank you for encouraging others to be like you. We have been following your family till this great news. More wining for you both in Jesus mighty name Amen.

  • @chisomudezue
    @chisomudezue 7 месяцев назад +3

    Congratulations.. na this type of grace i go dey tap from this year

  • @Vickysgem
    @Vickysgem 7 месяцев назад +3

    This is very detailed, I was literally penning down every single thing.
    Thanks so much, very insightful.

  • @lunastouche4907
    @lunastouche4907 7 месяцев назад

    Lol, congratulations guys...am I the only one that heard Chidera's British accent. Here for it🔥.

  • @ezinnebiographies
    @ezinnebiographies 7 месяцев назад +1

    Watching you grow has been so beautiful. Congratulations again Chidera!

  • @phebspheb4489
    @phebspheb4489 7 месяцев назад +1

    Chia I love your detailed explanations. Omg I love you so much. God bless you and your husband

  • @ifeOluwaAlabi-yq7hb
    @ifeOluwaAlabi-yq7hb 7 месяцев назад +4

    Thank you for sharing your experience. Congratulations.
    Do you mind sharing some locations you considered? We have similar requirements as you in terms of proximity to London. Grateful for your time.

  • @yetundeowoeye2829
    @yetundeowoeye2829 7 месяцев назад

    Thanks for sharing sis and a big congratulations. May your path keep shining brighter and brighter. Loads of love. Enjoy your new home in peace and bliss.🎉

  • @Globalkemi
    @Globalkemi 7 месяцев назад

    Congratulatons Chidera!! so happy for you and yours.

  • @yemi5193
    @yemi5193 7 месяцев назад

    Congratulations dear. I’m so happy for this next phase of your life

  • @happinessezekiel6880
    @happinessezekiel6880 7 месяцев назад +1

    Information choke on your channel!! Thank you and congratulations 🎉

  • @jumokebabatope
    @jumokebabatope 7 месяцев назад +1

    Congratulations, my people ❤🎊

  • @kingsleynobis8176
    @kingsleynobis8176 2 дня назад

    You guys look very much alike ❤

  • @shalomojo4969
    @shalomojo4969 7 месяцев назад +1

    Oh my God! This is great news!!!
    Congratulations to you and Jason. Wishing you both many more wins 🎉❤
    Cheers!!!

  • @Olivesupports
    @Olivesupports 7 месяцев назад +1

    Congratulations Dera 🎊
    Soon oo

  • @rebeccaowopetu
    @rebeccaowopetu 7 месяцев назад +1

    Congratulations to you and yours🎉

  • @annethoviriesisio3913
    @annethoviriesisio3913 6 месяцев назад

    Big CONGRATULATIONS my sister

  • @awanioluwabusola2144
    @awanioluwabusola2144 7 месяцев назад

    Congratulations 🎉🎉🎉🎉 this video is so detailed and helpful. Looking forward to the next one 💃💃

  • @sirprestige8803
    @sirprestige8803 7 месяцев назад

    Enjoyed this. Brought memories of my first purchase. Congrats

  • @foyinlolasworld6072
    @foyinlolasworld6072 7 месяцев назад

    Congratulations on your new home ❤🎉😊

  • @aderibigbebasirat9800
    @aderibigbebasirat9800 7 месяцев назад

    Thanks for this detailed videos, it’s really helpful

  • @calebarogundade4166
    @calebarogundade4166 7 месяцев назад

    Very informative! Well done!

  • @uduakibanga3724
    @uduakibanga3724 7 месяцев назад +1

    Congratulations to you both

  • @Nkem2024
    @Nkem2024 7 месяцев назад

    Congratulations 🎊 guys

  • @tonyc4327
    @tonyc4327 7 месяцев назад

    Congratulations guyyys, keep up the good work, more wisdom and directions ijn amen🎉

    • @tonyc4327
      @tonyc4327 7 месяцев назад

      Pls did you use an ISA account? Thanks for your response❤.

  • @obiomaeduvie
    @obiomaeduvie 7 месяцев назад +1

    Congratulations to you both.

  • @thandonkala5532
    @thandonkala5532 7 месяцев назад

    Congratulations🎉 I enjoyed this video and the details.

  • @ijeoj
    @ijeoj 7 месяцев назад

    Looking forward to the next video🎉

  • @gbedetunde185
    @gbedetunde185 7 месяцев назад

    Lol , I am credit underwriter for a bank in UK and I underwrite mortgage applications so I can relate to everything

  • @EssHiOh9645
    @EssHiOh9645 7 месяцев назад

    Congratulations Childera🎉🎉🎉…I feel so strongly that your new place is somewhere around where I stay when you mentioned that the environment is serene and all, Wi**ms right?
    Thank you so much for providing these details, very helpful.
    Quick question, how long did the whole process take from start to finish?

  • @AliceArsenio675
    @AliceArsenio675 7 месяцев назад

    I love your videos and I follow you since day one❤ you inspire me so much

  • @oluwatoyinomofoye9947
    @oluwatoyinomofoye9947 7 месяцев назад

    Hearty congratulations!🎉

  • @Incredibility1
    @Incredibility1 7 месяцев назад

    Congratulations Chidera

  • @lamidejohnson432
    @lamidejohnson432 7 месяцев назад +1

    Congratulations

  • @temitope_omooba
    @temitope_omooba 7 месяцев назад

    Congratulations 🎉🎉🎉
    Will share my own experience too very soon in Jesus name.

  • @esthermjo
    @esthermjo 7 месяцев назад +1

    Congratulations ✌️🩷

  • @nomcebomhlanga2869
    @nomcebomhlanga2869 7 месяцев назад +1

    Congratulations✴

  • @kudirattijani8685
    @kudirattijani8685 7 месяцев назад

    Congratulations sis am so happy for you don’t mind distractors 🤣he/she Dey crazy 🤪

  • @shedrachukpai2929
    @shedrachukpai2929 7 месяцев назад

    Congratulations guy. Please am still waiting for the video of the cut break down as you said ❤

    • @ChideraPeters
      @ChideraPeters  7 месяцев назад

      Yes we will get to it. It’ll be out on Sunday 6:30pm UK time

  • @jegedeabosede880
    @jegedeabosede880 7 месяцев назад

    Congratulations guys🎉

  • @user-sd9gg1bx9j
    @user-sd9gg1bx9j 7 месяцев назад

    This was enlightening, thank you

  • @angelkosi
    @angelkosi 7 месяцев назад

    Congratulations to you both 🎉🎉

  • @Gracefulygraced
    @Gracefulygraced 7 месяцев назад

    Congratulations guys 🎉🎉🎉

  • @franciscachiedu4425
    @franciscachiedu4425 7 месяцев назад +3

    Congratulations🎉 interestingly, we didn't go through thjs level of scrutiny to get our mortgage approved and we are both immigrants. For solicitors it's easier if the property agent have worked with the solicitors in the past.

  • @dailywordprayers
    @dailywordprayers 7 месяцев назад

    Congratulations to you both 👍🎉🎉❤❤🎉🎉🎉

  • @theimmigrantnurse
    @theimmigrantnurse 7 месяцев назад

    Congratulations to you and yours 😍

  • @mariammcbain3067
    @mariammcbain3067 7 месяцев назад

    Congratulations 🙌

  • @Raaychic_
    @Raaychic_ 7 месяцев назад

    Hi mama please if you can do a video on your vlogging set up

  • @omoruth3043
    @omoruth3043 7 месяцев назад

    A very big congratulations 🎉

  • @faithluke-chidiebere2972
    @faithluke-chidiebere2972 7 месяцев назад

    Congratulations 🎉

  • @ElohorIrikefe-jd2bi
    @ElohorIrikefe-jd2bi 7 месяцев назад

    Congratulations 🎊 🎉

  • @joychizzy6603
    @joychizzy6603 7 месяцев назад

    Congratulations guys

  • @oluwabusuyi3896
    @oluwabusuyi3896 7 месяцев назад

    Congratulations!

  • @Richesmama
    @Richesmama 7 месяцев назад

    Thank you this is so informative.

  • @isiomabridget5804
    @isiomabridget5804 7 месяцев назад +1

    congratulations

  • @victoriaolapade6177
    @victoriaolapade6177 7 месяцев назад

    Thanks for sharing

  • @angelkosi
    @angelkosi 7 месяцев назад +1

    Sounds like a complex process thanks for sharing your experience in details
    Enjoy your new home 🏠

    • @adaoraezeani5514
      @adaoraezeani5514 7 месяцев назад

      My dear o. Very complex. But one step at a time we shall get there

  • @Lbuggie
    @Lbuggie 7 месяцев назад +1

    Congratulations 🎊 please can you share location. Because I'm looking for somewhere close to London.

  • @gracefakuade8038
    @gracefakuade8038 7 месяцев назад

    Congratulations 🎉🎉🎉🎉🎉

  • @chiomaezekwem5850
    @chiomaezekwem5850 7 месяцев назад

    Congrats❤️

  • @wokeone167
    @wokeone167 7 месяцев назад

    I'm here because my wife and I are looking as well.

  • @jordaanolawumi
    @jordaanolawumi 7 месяцев назад

    Congratulations 🎊

  • @jenniferEgwu.
    @jenniferEgwu. 7 месяцев назад

    This is amazing. Congratulations 🎉guys. Waiting for the next episode

  • @lifewithteleola
    @lifewithteleola 7 месяцев назад

    Congratulations ❤

  • @lindseyjanvier2242
    @lindseyjanvier2242 Месяц назад

    Hello, How many years of credit and finance check do they need? Great video ?

  • @ifeomanwosu2299
    @ifeomanwosu2299 4 месяца назад

    I tap into your testimony

  • @onyi__
    @onyi__ 7 месяцев назад

    Love the many views on this video

  • @karenavevor2417
    @karenavevor2417 7 месяцев назад

    Congratulations ❤❤❤

  • @victorianwaneshi8895
    @victorianwaneshi8895 6 месяцев назад

    She helps me alot when I was looking for admission.

  • @smartmoney1394
    @smartmoney1394 4 месяца назад

    Congratulations chidera
    Am currently facing the issue of securing a mortgage because of me being on a VISA please can you refer me with your mortgage advisor so that they can help me out.

  • @christinemurray1444
    @christinemurray1444 3 месяца назад

    Can you share roughly which area it is and if you'd recommend? I've watched 3 different videos and the only info I got is that it is within 1hr from London and it isn't Luton.
    Maybe you guys mentioned but I missed it?

  • @realtrealt3786
    @realtrealt3786 7 месяцев назад +1

    I tap into this blessing in JESUS name!!!!Amen congratulations

  • @RobdonInspires
    @RobdonInspires 7 месяцев назад +1

    Talk to me a Moneybox and lifetime Issa please

  • @essienetim
    @essienetim 7 месяцев назад

    Hi Chidera, thanks for sharing. Just wanted to ask which location you bought that is 1hrs commute to London. Do you mind sharing?

  • @thomasmabel633
    @thomasmabel633 6 месяцев назад

    Chidera please which app did you use in saving money for your first house

  • @OdelHive
    @OdelHive 7 месяцев назад

    Nice video. Did u not have to get a building and content insurance? At the very least, a building insurance?

  • @naqashhaider5585
    @naqashhaider5585 6 месяцев назад

    Hello can you share some information please how long you have been in uk and by which lender you go through for mortgage?and much deposit they ask for?

  • @mkash1180
    @mkash1180 7 месяцев назад

    Is buying the same as mortgage? One is a loan, the other is a complete purchase that indicates real ownership. Isn’t that the case?

  • @victoryolaleye6595
    @victoryolaleye6595 7 месяцев назад

    Congratulations!! Please what area did you purchase because I and my husband are looking to do environs close to London as we have work commitments and family in London. Kindly help

  • @Prissy_unique
    @Prissy_unique Месяц назад

    Did you pay the deposit to the lawyer before you got your money from ISA?

  • @AmarachiEjim
    @AmarachiEjim 7 месяцев назад

    Congratulations to you both hun ❤

  • @mauversmultibiz6711
    @mauversmultibiz6711 7 месяцев назад

    Im currently processing with Baratt homes,the legal issh sha!

    • @mauversmultibiz6711
      @mauversmultibiz6711 7 месяцев назад

      Please do the processing video Shap Shap ooo..I need it like yesterday

  • @AyoObanisola-wo1zn
    @AyoObanisola-wo1zn 6 месяцев назад

    Hello chidera, I want to ask, been your first house, did you use your Mr and Mrs, I had one won't get first time buyer benefit if you are two.how true pls

  • @emilysem
    @emilysem 7 месяцев назад

    Congratulations guys, please how long are you paying the mortgage for

  • @ansahbudu8274
    @ansahbudu8274 7 месяцев назад +1

    your husband sounds like a Ghanaian

  • @mangavainesenih4106
    @mangavainesenih4106 7 месяцев назад +2

    Hello chidera do you have to be in a particular bank to get a mortgage?? Thank you

    • @gertrudes6636
      @gertrudes6636 7 месяцев назад

      No, mortgage brokers / advisers are useful

  • @mamaoye
    @mamaoye 7 месяцев назад

    ❤congrats. Who is your mortgage advisor?

  • @tonyc4327
    @tonyc4327 7 месяцев назад

    Pls did you use an ISA account? Thanks for your response❤.

  • @dorisojage
    @dorisojage 4 месяца назад

    Is LISA advisable for T2 visa holders? Given the no access to government funds clause?

  • @chinwendusophie1414
    @chinwendusophie1414 7 месяцев назад +1

    ❤❤❤

  • @user-nm6xq2mm4h
    @user-nm6xq2mm4h 7 месяцев назад

    Do their houses come furnished?

  • @omoladeodulate7056
    @omoladeodulate7056 7 месяцев назад

    Congratulations 🎉🎉🎉. Is the property a freehold or leasehold property?

  • @artdecor2235
    @artdecor2235 4 месяца назад

    Congratularions🎉🎉 I would like honest. Opinion.... is single person without any loans and with fully paid credit card and salary approx 55000 per annum will manage to efird house for approx 250000? How to verify this?

    • @ChideraPeters
      @ChideraPeters  4 месяца назад

      Hi 👋🏾
      Yes so mortgage lenders would usually give you x4 or x4.5 of your salary as a mortgage loan. So 55,000 x 4 = £220,000 which means you’ll need to have £30,000 as deposit but some can give you 55,000 x 4.5 = 247,500 in this case a 10% deposit would suffice. So yes it’s possible. You can also book a call with me to further discuss affordability and all things mortgage if you like

  • @jargo19
    @jargo19 7 месяцев назад

    Hi, please
    What area or post code did you buy in.

  • @Jaay2022
    @Jaay2022 7 месяцев назад +1

    Hello cute couple❤

  • @darlene421
    @darlene421 7 месяцев назад

    Chidera congratulations which post code did you buy your house also apart from deposit how much did you spend for extra costs like survey ,lawyer and product fee.need to check whether my money don complete

    • @ChideraPeters
      @ChideraPeters  7 месяцев назад +3

      lol 😂 will share in details in the next video. All the costs will be listed out, hopefully your money don complete 🙏🏽

  • @osayomoreogbemudia
    @osayomoreogbemudia 7 месяцев назад

    Congratulations. It would have been more helpful if the cost of each stage was mentioned.

    • @ChideraPeters
      @ChideraPeters  7 месяцев назад +3

      Yeah I agree but I’ll do a separate video for that. If I had put it all into one the video will be too long 😅

    • @ebisindeotogoodiki9598
      @ebisindeotogoodiki9598 7 месяцев назад

      Please can’t wait for that one 😅😊
      New subscriber ✅🎉

    • @ros02
      @ros02 7 месяцев назад

      And order of doing things. Like surveys, when to start applying for a mortgage, appointing a solicitor, etc Thanks!

    • @kofoworolaolagunju8191
      @kofoworolaolagunju8191 7 месяцев назад

      Congratulations Chidera! Followed you from the start, when you were in the UK…till now. So so happy for your growth!! I wish you the absolute best ❤

  • @temitopeoyaluade8497
    @temitopeoyaluade8497 7 месяцев назад

    Pls do you have indefinite leave to remain? I have pre-settled status, I was told I can’t get a mortgage.

    • @ChideraPeters
      @ChideraPeters  6 месяцев назад

      No I don’t. I’m still on a visa