My Brother Is Being Stupid With Money!

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  • Опубликовано: 19 фев 2020
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Комментарии • 234

  • @TheRamseyShow
    @TheRamseyShow  4 года назад +9

    Get life-changing financial advice anytime, anywhere. Subscribe today: ruclips.net/user/TheDaveRamseyShow

  • @Cookieboy70
    @Cookieboy70 4 года назад +253

    I was worried I would hear my sisters voice

  • @a-a-ronbrowser1486
    @a-a-ronbrowser1486 4 года назад +285

    I was taking a sip of my drink and choked a bit when I heard “he has insider information on an investment” lol

    • @a-a-ronbrowser1486
      @a-a-ronbrowser1486 4 года назад +23

      kappelmeister123 I did, I grabbed my pen and paper for that knowledge but no luck

    • @herbertscott9575
      @herbertscott9575 4 года назад +1

      @@a-a-ronbrowser1486 Blue Star Jets

    • @redcomic619
      @redcomic619 4 года назад +14

      Dave didn’t even go back to touch that one 😂

    • @newtonraymond77
      @newtonraymond77 4 года назад +19

      Spilled my coffee on this one, if it's actually true then it's a crime that can get him jail time and charged but we all know it's some con man selling salt to a slug

    • @Legend-jl1ls
      @Legend-jl1ls 4 года назад +6

      It was Tesla

  • @coryascott
    @coryascott 4 года назад +83

    "It was a minor event” HAHAHA

  • @larisaRod93
    @larisaRod93 4 года назад +36

    I honestly feel so bad for family members that feel responsible for another family members else actions or choices. I understand this concern comes from a loving stand and they want to help them to not continue to make dumb choices but in the end you can’t help them if they don’t want to be helped. 😔

    • @AznBoi871
      @AznBoi871 3 года назад

      If you can see your loved one struggling you never stop trying to help no matter what. If you can't get them to listen ask yourself what you can do to make them listen but never turn your back when you know a better way.

  • @Geletin911
    @Geletin911 4 года назад +130

    Dave was fishing for that story lol

    • @random-nz7dy
      @random-nz7dy 4 года назад +21

      It definitely matters. Depending on what he did it may or may not be easily explainable

    • @Geletin911
      @Geletin911 4 года назад +3

      @@random-nz7dy not saying it doesn't matter to the Landlord, but doesn't make a difference for the show.

    • @Krrish85
      @Krrish85 4 года назад +14

      Yeah lol, he wants the story bad.

    • @chrisbrown18andup
      @chrisbrown18andup 4 года назад +2

      @@Geletin911 it's good radio though

    • @Geletin911
      @Geletin911 4 года назад +9

      @@chrisbrown18andup for sure man...I mainly listen to feel better about my life with all the boomers and financial retards calling in.

  • @soccermatt6
    @soccermatt6 4 года назад +112

    I’m 21 and debt free and I save 1000$ every 2 weeks while using my 4 side hustles to pay the bills. Gotta stay financially motivated !

    • @wanefelicia8779
      @wanefelicia8779 4 года назад +1

      Dang! U got some good side hustles

    • @Riyaanreality
      @Riyaanreality 4 года назад +2

      I’m currently looking for side hustles, any tips?

    • @soccermatt6
      @soccermatt6 4 года назад +2

      riyaan officiate sports is straight cash and you choose your own schedule

    • @Adriftingleaf
      @Adriftingleaf 4 года назад +2

      yo respect to you my dude. keep up the hard work. We might not be able to control how smart, talented, or physically gifted we are. The one we can control is how hard we can work. but also my friend make sure you treat yourself too.

    • @luisasterioquerubin6829
      @luisasterioquerubin6829 4 года назад

      Doing great being debt free.

  • @nickbehrooz596
    @nickbehrooz596 4 года назад +36

    Desperate = Stupid... God I love Dave. In being a fan/listener/10 year graduate of FPU listening to Dave honestly never gets old. I can be having a bad day, turn on a 6 minute video and it changes my mood. Love you Dave! Thank you

  • @conquerandwin
    @conquerandwin 4 года назад +35

    "I'm not going to be a problem for you..." The first thing I'd think is, "He's going to be a problem for me."

  • @Ali-ws6mu
    @Ali-ws6mu 4 года назад +39

    Most people who think they have “insider information” just have speculation from company employees who know very little. Very few people have insider information unless they are directly involved with the board of a company which I highly doubt this guy is, and even if he was why would they give this dude classified info?? Lol

    • @candirockstar135
      @candirockstar135 4 года назад +3

      Exactly. Her brother sounds like a garden variety criminal/con artist.

  • @hestiaa9354
    @hestiaa9354 4 года назад +60

    I’m not sure that he’s going to listen. When people are scared, they do incredibly dumb things. When fear overcomes common sense, disasters happen.

    • @Maharajan1204
      @Maharajan1204 4 года назад +1

      Ms. Hestia right point Perhaps a little perfectionism, perhaps low self esteem.
      You do realise that you're just a person…and that is okay. We all make mistskes…however, rather than looking at it pejoratively, look at it as a teaching… an opportunity to learn and grow. Don't allow it to cripple you because as a human entity who is in control of her sphere, decisions are a part of your life.
      When you have to make a decision and it scares you, ask the Creator for guidance and help. He will help you.

  • @matte4123
    @matte4123 4 года назад +31

    Just came to see if it was my sister calling in. Its not!

    • @xxZerosumxx
      @xxZerosumxx 4 года назад +1

      So you're being stupid with your money?

    • @matte4123
      @matte4123 4 года назад

      @@xxZerosumxx you are too if you're watching the same videos, genius...

    • @xxZerosumxx
      @xxZerosumxx 4 года назад +1

      @@matte4123 I see you've been triggered.

    • @matte4123
      @matte4123 4 года назад

      @@xxZerosumxx lol ever heard of "projection"?

    • @xxZerosumxx
      @xxZerosumxx 4 года назад +1

      @@matte4123 lol, nice try.

  • @lazyakers
    @lazyakers 4 года назад +70

    Over 9 minutes... these are usually the really juicy calls.

    • @geezy4000
      @geezy4000 4 года назад +2

      You beat me to it. My thoughts exactly.

  • @Alex-xl3yr
    @Alex-xl3yr 4 года назад +56

    SEC: has entered the chat...

  • @mmcgahn5948
    @mmcgahn5948 4 года назад +7

    Stay out of your brother’s private affairs. Give him advice and if he is stupid enough to ignore you that’s his problem, not yours. When he is in trouble, he will come around and hopefully he will listen to you before it’s too late.

  • @freeze1305
    @freeze1305 4 года назад +92

    He must be part of /r/WallStreetBets.

    • @randy25rhoads
      @randy25rhoads 4 года назад +1

      GunQuickie HE WANTS THOSE TENDIES

    • @joshuakhan8099
      @joshuakhan8099 3 года назад +2

      hopefully he made some money off of gamestop.

    • @dirtbikedave8898
      @dirtbikedave8898 3 года назад

      @@joshuakhan8099 i was hoping to find this comment when i heard this XD My crayons will have a different type of taste once this is over

  • @jillwilkerson2032
    @jillwilkerson2032 3 года назад +3

    Dave is right. I had an eviction and I was honest about it and an understanding landlord rented to me.

  • @mashruralam5795
    @mashruralam5795 4 года назад +3

    That was a great proverb Dave quoted.

  • @arcticrest8368
    @arcticrest8368 4 года назад +8

    Sketchy call....

  • @MrsThollo
    @MrsThollo 4 года назад +9

    I hope it's not a drug deal.

  • @glorymanheretosleep
    @glorymanheretosleep 4 года назад +61

    Your brother is not in a problem of your doing. Let him be.

    • @glorymanheretosleep
      @glorymanheretosleep 4 года назад +8

      @@crewboy23 Maybe, but that is when you tell him "no".

    • @jill9606
      @jill9606 4 года назад +4

      Why does it have to be her fault he’s in this mess for her to try to help coach him? The point is that she’s trying to help give him advice, not to take on his burden 🙄

    • @glorymanheretosleep
      @glorymanheretosleep 4 года назад +4

      @@jill9606 It sounded like she GAVE her advice without his consent. Don't be like that? Also if she is thinking about him and his "problems" then she is being nosey.

    • @glorymanheretosleep
      @glorymanheretosleep 4 года назад +1

      @Gim Paul Interesting family dynamic you come from. Not one of my siblings would ever help me out financially.

    • @mmidou2093
      @mmidou2093 4 года назад

      Gim Paul well you accept being that person. I have an uncle who everyone knows not to talk to about money, he cuts anyone who asks him for money. I am setting up myself as that person in my family. My brothers and cousins etc know if they ask me for money, I cut them off for a year or more.

  • @TheCobruhAlienat0r
    @TheCobruhAlienat0r 4 года назад +27

    She didn't explain why he couldn't just renew the lease where he's at currently.

    • @glorymanheretosleep
      @glorymanheretosleep 4 года назад +8

      Because he enjoys younger women a little too much.

    • @marywebb9127
      @marywebb9127 4 года назад +9

      @@glorymanheretosleep really 🙄 Maybe his ex put out a fake domestic violence charge. I know someone who did just to ruin their ex's life.

    • @greenAbbot
      @greenAbbot 4 года назад +12

      @@marywebb9127 Maybe...but you have zero to go on to reach that conclusion.

    • @marywebb9127
      @marywebb9127 4 года назад +6

      @@greenAbbot True but a lot of people's lives are getting ruined by lies. It hurts the real victims.

    • @cathyrowe594
      @cathyrowe594 4 года назад +7

      @@marywebb9127 I also know a person who's life is permanently ruined because of being on the list for a minor, nonviolent event & a gungho prosecution.

  • @mrcalderon93
    @mrcalderon93 3 года назад +2

    Sounds like a real gentleman

  • @ErrorPagenotFound-ig1cy
    @ErrorPagenotFound-ig1cy 4 года назад +27

    Understood he’s trying to do a 180 for the better but having that mess in his record, geez. It will be a tough battle.

  • @DA-ft8eb
    @DA-ft8eb 4 года назад +14

    In Dave's defense, i think he means: desperate = irrational.

    • @ronaldcliffin9020
      @ronaldcliffin9020 4 года назад +1

      Dave is quick to say Stupid. I am sure after all these years, he means Stupid.

    • @jcherestal
      @jcherestal 3 года назад +1

      @@ronaldcliffin9020 lol was saying the same thing😂 P.H.D in D.U.M.B.

  • @tonygordon5771
    @tonygordon5771 4 года назад +5

    You're a good Christian and a great man Dave. Thank you.

  • @vladamirkb1
    @vladamirkb1 4 года назад +4

    Think before you do.

  • @billwhite5853
    @billwhite5853 3 года назад +3

    My dear mom is 91 yo and has buried herself in debt. $569K reverse mortgage and $80K misc debt. She does not listen to my advice, her spending habit does not change. Expenses is more than her income. I am worried that when she dies I might be the one to spend $$$ for her burial, etc.

    • @ajjohn8729
      @ajjohn8729 3 года назад +1

      Keep it cheap, if she cannot be financially responsible then she gets a finacially responsible funeral. If that means cremation or getting a coffin cheap from a company and getting a cheap gravesite then so be it

    • @leec5170
      @leec5170 2 года назад

      @@ajjohn8729 You don't need a coffin for cremation. Scatter ashes in a place the person loved. Have a memorial service after the fact in a church hall and invite everyone who loved the deceased. You'd be surprised how nice this can be!

  • @jasonzelic9030
    @jasonzelic9030 3 года назад +4

    He’s desperate. He isn’t going to read and study. He doesn’t know where he is living next month.

  • @einstini15
    @einstini15 4 года назад +4

    If he thinks he can make a house down payment from a $1000 ... he be buying stock on margin and therefore could be losing alot more than a $1000... or if he tries short selling.

  • @Gus_Chiggins
    @Gus_Chiggins 4 года назад +12

    Oh lawdy

  • @susansauls8902
    @susansauls8902 4 года назад +7

    He needs to provide a copy of the court documents / police report to the landlord.

  • @Pleaselikemycomment1
    @Pleaselikemycomment1 4 года назад +1

    4:59
    lol I agree dave.

  • @mmp495
    @mmp495 Год назад

    It is hard to watch a train crash in slow motion. Sometimes those hard things make an impact and wake them up….don’t enable. Enabling keeps the person from growing and learning.

  • @KMF3
    @KMF3 4 года назад +3

    No she doesn't need to solve his problem he needs to solve his problem she has nothing to do with that

  • @djpuplex
    @djpuplex 4 года назад +18

    R/wsb strikes again.

    • @DaTwinzz
      @DaTwinzz 4 года назад

      Hahaha that's what it sounded like to me

  • @knowledgeiskey1319
    @knowledgeiskey1319 4 года назад +3

    Dave Ramsey: 👐🙏👐🙏👐

  • @lynettepettitt655
    @lynettepettitt655 3 года назад +1

    Where's the questions about the wife's income/debt? Or her financial opinion?

  • @Ryan_DeWitt
    @Ryan_DeWitt 4 года назад +23

    There is no hope for someone like that generally.

  • @gemechannel2899
    @gemechannel2899 4 года назад +3

    Learning from the pro, always!

  • @libertyquest
    @libertyquest 4 года назад +2

    He said minor event haha

  • @ianmowbray3284
    @ianmowbray3284 4 года назад +21

    Sometimes you can’t fix stupid I feel for the child.

  • @MrBrewman95
    @MrBrewman95 4 года назад +5

    Did Chris Hansen sit down with him?

  • @f86tune48
    @f86tune48 3 года назад +2

    He probably bought gme stock and she feels stupid now

  • @dataodokpa5431
    @dataodokpa5431 4 года назад +9

    sounds like the brother is going to start selling drugs...

  • @KimberlyNoellexo
    @KimberlyNoellexo 4 года назад +31

    Thumbs up if you Love Dave !

    • @elmateo77
      @elmateo77 4 года назад +1

      Fishing for likes on youtube is sad...

  • @clarifyingquestions
    @clarifyingquestions 4 года назад +5

    This is not a landlord responsibility - if a person does not have enough friends, family, co workers, church community etc to all chip in how is this to go to the landlord? I am assuming that the landlord is also someones family member, co worker, friend etc and gives like no one else to support these people.

  • @georgewagner7787
    @georgewagner7787 2 года назад

    Never seen Dave speechless

  • @janhatcher6991
    @janhatcher6991 2 месяца назад

    can you say you don't know what to do so don't do anything. He's a big boy and he'll have to figure it out. No advice you give him will make any difference. He's gonna do what he's going to do so I would just stay out of it and let him figure things out.

  • @JA-re8gi
    @JA-re8gi 4 года назад +8

    When you are in a desperate financial position, you will crazy things like buying front loaded mutual funds from your smartvester or sell all of your gold at it's all time low.

  • @MsJoyce31202
    @MsJoyce31202 4 года назад

    OH NO !!!!

  • @catgodfrey6451
    @catgodfrey6451 3 года назад

    Unfortunately you have to look the other way. I had to learn to back away. Give him love, but that's it.

  • @dancebrittany23
    @dancebrittany23 2 года назад

    She should've called Dr John!

  • @JP-qm5ec
    @JP-qm5ec 3 года назад

    insider info lol

  • @nomgcata7556
    @nomgcata7556 4 года назад +2

    i love you

  • @teebone2157
    @teebone2157 4 года назад +6

    1k down payment lol

  • @Will-oj3un
    @Will-oj3un 4 года назад +6

    “Lil ol’ man that has a lil ol’ place to rent like me”
    Dave is being super modest considering there’s nothing little about his net worth

  • @chartuck
    @chartuck 4 года назад +5

    BIG YIKES

  • @MyMainMan756
    @MyMainMan756 4 года назад +1

    ...

  • @CaseyBurnsInvesting
    @CaseyBurnsInvesting 4 года назад +19

    When you make a book or class recommendation to someone you can just look at their behavior and know if they’ve looked at it yet.

  • @nicksincredibleopinion
    @nicksincredibleopinion 4 года назад

    He's on the what list? Listened 3 times and still can't understand.

    • @nicksincredibleopinion
      @nicksincredibleopinion 4 года назад +1

      Ok, Dave addresses it. I know what list. And I would automatically disqualify him as a tenant.

  • @yayyareaa2997
    @yayyareaa2997 4 года назад +26

    Jeffrey Epstein? Is that you? 🤔

    • @JA-re8gi
      @JA-re8gi 4 года назад +6

      Nah, the clintons suicided him!

    • @cristianvalencia981
      @cristianvalencia981 4 года назад +1

      J A Dam, Clinton’s suicide one of Trump’s friends. I guess he won’t be able to be friends with him anymore....

    • @Mexicobeanpole
      @Mexicobeanpole 4 года назад

      Cristian Valencia 😂😂

  • @jeffreyrivers1983
    @jeffreyrivers1983 4 года назад +24

    At the end of her day It is none of her business...

    • @katrinaumana2127
      @katrinaumana2127 4 года назад +1

      Exactly! I stopped trying to help my brother. He has no property& is on disability. His life went from bad to worst with him loosing custody of his twin sons.

  • @heididiego3719
    @heididiego3719 4 года назад +5

    I'm making my car payment biweekly which I get paid every two weeks. My payment is for $604 and I send $302 is this ok or should I just pay it on a monthly basis? Anyone?

    • @bobbyb7672
      @bobbyb7672 4 года назад +3

      Weekly will save you a little on interest.

    • @wanda520
      @wanda520 4 года назад +24

      Sell this car. Too expensive.

    • @heididiego3719
      @heididiego3719 4 года назад +1

      @@bobbyb7672 oh thank you so much for the advice.

    • @amandaanderson3394
      @amandaanderson3394 4 года назад +1

      Put the money back and pay it monthly sounds like it would be better cuz interest is covered in full

    • @heididiego3719
      @heididiego3719 4 года назад +1

      @@amandaanderson3394 thank Amanda I think I'll do that

  • @DevHazy
    @DevHazy 27 дней назад

    I’m sorry we skipped over the sex offender????

  • @deynna45
    @deynna45 4 года назад +2

    He needs to go work as a private military contractor

    • @elmateo77
      @elmateo77 4 года назад +5

      Or in the Catholic church

    • @teresayeates3437
      @teresayeates3437 2 года назад

      With his record I think he could not do either.

  • @expectthabest951
    @expectthabest951 4 года назад +9

    Yeah.....AIGHT IMMA HEAD OUT 🚶🏽‍♂️✌️

    • @notmebutyou8350
      @notmebutyou8350 4 года назад +1

      👍👍👍👍👍👍👍👍👍👍

  • @KTSpeedruns
    @KTSpeedruns 4 года назад +11

    No amount of help or advice you get from Dave will fix stupid. This woman’s brother is going to continue to do stupid, no matter what.

    • @ligerllama
      @ligerllama 4 года назад

      Reiden Lightman Yep, I was thinking the same thing. Yikes!

    • @debrawilliams7983
      @debrawilliams7983 4 года назад

      Reiden Lightman You may be right

  • @RoamingInterests
    @RoamingInterests 4 года назад +4

    I know people who don't even check the background.

  • @jthompson6189
    @jthompson6189 4 года назад +5

    I don't care how reasonable the story is, no way id let him in my rental. Not worth the risk. Maybe he is a good guy, but what if he ain't.

    • @luvtheLordJesus
      @luvtheLordJesus 4 года назад

      Craziness...the lady who married him is brave...bwoy

    • @teresayeates3437
      @teresayeates3437 2 года назад +2

      Not to mention having a child around him.

    • @DevHazy
      @DevHazy 27 дней назад

      Never

  • @macywilson8127
    @macywilson8127 4 года назад +7

    Hope he didn't rapne someone

    • @carojames6776
      @carojames6776 4 года назад +6

      There is an elephant in the room that nobody wants to talk about.
      This one I would disown.

    • @DevHazy
      @DevHazy 27 дней назад

      He did actually

  • @heididiego3719
    @heididiego3719 4 года назад +2

    And I put $200 extra biweekly on my principal. Is this ok ?

    • @ErrorPagenotFound-ig1cy
      @ErrorPagenotFound-ig1cy 4 года назад

      Putting too much work. I understand what youre trying to do. The extra $200, make sure it goes directly and only to the principal. Stealerships tend to take some and send it to interest as well.

    • @heididiego3719
      @heididiego3719 4 года назад

      @@ErrorPagenotFound-ig1cy oh really? Oh man I'm just desperate to get this darn 2017 Nissan Sentra get paid. I've been paying it for exactly 3 yrs and I still owe stupid $19,000 !!!

    • @crose9136
      @crose9136 4 года назад

      that's fine just keep track that they're applying it to the principle and watch to make sure your balance is going down.

    • @ErrorPagenotFound-ig1cy
      @ErrorPagenotFound-ig1cy 4 года назад +2

      Koko Puffs I completely understand your frustration. Wait, how much was the total amount of the car? For a small size sedan that’s pretty high.

    • @Nsingh11
      @Nsingh11 4 года назад

      Buy used from a reputable dealership or private. 19,000 new car I used that same amount to make a addition on my house and going to rent to 4 students at 400 to 430 a month each person 1600- 1720 take this multiply 16,000 to 17,200 in ten months. Do not buy brand new unless you plan on keeping it forever.

  • @tempestgodx5001
    @tempestgodx5001 4 года назад +5

    First💯💯💯💯💯💯💯💯💯💯💯💯💯🥳🥳🥳🥳🥳🥳

  • @Josh-by9fv
    @Josh-by9fv 3 года назад +1

    Pretty leanant..........🤔🤔 must be the state of Commnifornia. Where Governor Gavin Newsom will allow this guy to babysit his grandkids.

  • @hkmamacmd428
    @hkmamacmd428 4 года назад +12

    Wait he's on the SO list?! Sounds like this dude needs to be locked up

    • @marywebb9127
      @marywebb9127 4 года назад +12

      Maybe he was a victim of the metoo movement!

    • @Rachel31525
      @Rachel31525 4 года назад +5

      Most SOs don’t get life in prison. Either he didn’t get any time or he’s already served it

    • @hedga001
      @hedga001 4 года назад +2

      Rachel Dekom Deferred sentence and probation!

    • @cierrahirst9614
      @cierrahirst9614 3 года назад

      It

  • @RM-sp6tc
    @RM-sp6tc 4 года назад

    '' Greed or feer''

  • @jillwilkerson2032
    @jillwilkerson2032 3 года назад

    What about co-signing a lease for him?

    • @georgewagner7787
      @georgewagner7787 2 года назад

      Never! Don't do that for anyone! Haven't you ever watched Judge Judy?

    • @loriej9297
      @loriej9297 4 месяца назад

      The problem is the guy is a sex offender - not that he can't afford an apartment. Co-signer won't help with that. Keeping his dick in his pants would have helped but that ship has sailed.

  • @RM-sp6tc
    @RM-sp6tc 4 года назад +1

    I spend 50k debt on girl that i never met

  • @PositiveVibesONLY_Channel
    @PositiveVibesONLY_Channel 4 года назад +2

    1st

  • @andrew8168
    @andrew8168 4 года назад +8

    Getting married is the biggest risk a man takes....

  • @drcat1337
    @drcat1337 4 года назад +7

    my dog died like if u agree