Home Loan EMI & Eligibility Calculator - Home Affordability
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- Опубликовано: 11 сен 2024
- Home loan EMI and Eligibility calculator can be used to check home affordability. How much house can you afford? How much home EMI can you pay? How much home loan will you get? These questions are answered in this video.
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Home Affordability, EMI & Loan Eligibility Calculator:
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You can enter your monthly income, existing EMIs, Home loan tenure, current home loan interest rate and the calculator will calculate the home loan eligibility, emi and maximum value of home that you can afford.
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• Home Loan EMI & Eligib...
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Generally, all popular banks like SBI, ICICI Bank, Axis Bank, HDFC Bank calculate home loan eligibility and maximum home loan emi the same way.
होम लोन ईएमआई और एलिजिबिलिटी कैलकुलेटर का इस्तेमाल होम अफोर्डबिलिटी चेक करने के लिए किया जा सकता है। आप कितना महंगा घर खरीद सकते हैं? आप कितना घर ईएमआई का भुगतान कर सकते हैं? आपको कितना होम लोन मिलेगा? इस वीडियो में इन सवालों को आंसर किया गया है।
आमतौर पर, सभी लोकप्रिय बैंक जैसे एसबीआई, आईसीआईसीआई बैंक, एक्सिस बैंक, एचडीएफसी बैंक होम लोन की पात्रता और अधिकतम होम लोन की गणना इसी तरह करते हैं।
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In this video, we have explained:
How to calculate maximum home loan eligibility?
How to calculate maximum home loan using Home loan EMI and Eligibility calculator?
How to know which price scale house you can afford?
How banks like Axis Bank, SBI, HDFC Bank, ICICI Bank calculate the home loan and EMI eligibility of the applicant?
Which factors should you consider to calculate home loan eligibility?
How to know how much you should be paying as home loan EMI?
How does age affect the home loan eligibility?
Ideally, what percentage of your monthly income you should spend on paying EMIs?
How other ongoing EMI or loans affect the home loan eligibility of home loan?
How to use Microsoft Excel Home Loan Eligibility calculator to calculate maximum home loan affordability?
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I think we have to also calculate the increment in salary in future so I think current salary is not only factor to calculate EMI
Sir you are a real U tuber. Thank you so much for your valuable services
Thank you for your kind & appreciative words Bharat 😊
Your every video is very useful sir.. I haven't seen this much informative channel..
Sir, there are many people awaiting for your views and opinions and valuable suggestions on short term investments.. all your videos are just awesome and very knowledgeable
Sir you are genius...aapke samjhne ka tarika bahut best hota ...hai...
Thank you for appreciation.
This video is really sooo helpful Mukul sir.. Hats off to you.🙏
It's my pleasure
Hi, Mukul i really liked your videos. Can you share excel sheet as after downloading excel sheet not opening. May be corrupted.
Really appreciated your efforts.
Thanks.
aaj kal to home ki rate start h 50L above sy hotii hai.......jo ki meri buying capacity hai only 35L.
Write bro
Not necessary, 30L mein hi mil jaaega ghar 2bhk.
1 bhk in Mumbai is not less than 1.5 crore. So what can we do
Leave Mumbai
Sir, make a video on How to value your service (money charged), in a service-based startup. And working/operating capital for service based startup.
Topic suggestion noted for future videos.
Sir aapke sare videos bohot informative he par mujhe real estate ke bare me total knowledge chahiye. Abhi jyadatar aap share market related videos hi bana rahe he, please real estate related videos banaiye
We have already made many videos related to Real estate. You can also check real estate playlist on our channel
Thank you :)
Sir ma 27500000/- ka home loan Lana chata hu to mujhe per month emi kitna dana ho ga 15 years ka leya please reply me sir
Best ever channel i ever visited ever!!!
Thanks for appreciation 😊
Sir aapke videos se maine apne credit card aur loan par control kiya thank you so much 😀
this was really informative....keep up the good work
Thank you for appreciation Tajjuddin 😊
According to this calculation one can never buy house anytime...one has to take some risk and also calculate his future career income also
15 lakh mein aajkal koi Ghar nahi milta ... ! So many indians can't even buy their Dream home ...in the dream city ...they wish for ...
Sir aapke videos mujhe beehad help karte hai thanks for that aap please aise hi aage bhi acche videos banate rahe
Thank you for appreciation.
Thank you for this great info... however I can't open the excel file (for which link mentioned in the description).. is there any issue with the file?
Hello , kya aap CC, OC documentation explain kar sakte hai including required permissions to build a residential project
आपका बहुत बहुत शुक्रिया । आप की जानकारी लोगों को बहुत फायदा होगा ।
धन्यवाद 😊
I got subsidy now I want to less my tenure not EMI is it possible??? Please reply asap
Boht important question h please look into this.
Maan lijiye maine 50 lakhs ka under construction flat liya
Uspe gst and registration charge to mention nhi hota
Aur bank in taxes pe loan bhi nhi deta
Fir mere pas 30 lakhs the jo maine builder ko time time pe dia as per construction.
Ab maine loan ke liye apply kia
Mujhe bank to ab pending amount 50-30 = 20 ka hi loan dega
Ab merepas gst and flat registry k paise nhi h?
Kya mera builder bank ko bolega ki mujhe 20 hi mila h as a down-payment and 30 ka demand krega
Jisme se 10 lakh mujhe mil jaege for GST and registration
Ya aisa possible nhi h
Ab kya karu mai
Please help
Koi rasta btaye sir
Please share the link of calculator
Very nice video sir... Sir i have a question regarding my homd loan emi. Bank disbursed 1st installment of my home loan amount to builder. Now bank is asking me to pay the interest on 1st installment given by bank to builder. I opted for full emi. Do I need to pay interest amount on installment as i have to pay emi although? Please guide.
Sir I need an urgent help. My father have brought a flat at Noida extension and project is half completed and now builder has not constructed since 1 year. I have complained over RERA still nothing is happening.
What should I do.
I am so much depressed and bank EMIs. plesse help me
How do I compare two companies home loan. Every (SBI/ HDFC) says their own benefits and talk bad about others. How to know right or wrong about one company?
Sir Mene investment cum insurance le rakha hai...
4 laka ka
Kya mujhe use band kra Dena chahiye ya continue rakhana chài
Meri 18000 RS per annum ki list hai aur may 2013 se continue hai
Meri age 27 year hai.
Please suggest me..
Dear Sir,
Many times I came across advertisement saying for example Buy Skoda car and pay EMI later. I think the same case is with housing sector. Some of the builders lure to the customers by this strategy. I don’t have any idea how this strategy works. There is a saying” There is no free lunch”
Could you please tell us how this works?
Regards,
Rahul
Thenk sar ji
Hope it helps 😊
Yogi Ji, This video is good.
If we have Home Loan and need personal Loan do you have any Video on this and calculator for the same?
Sir PF account me pese rehne dena chahiye ya usko nikal ke mutual funds ya or kahi invest karna chahiye
Ye unsabhi job kar rahe logo ka qusion hey
Please reply dena sir
Pf always safe option
Hello sir please Make a video under Affordable Housing.i am going to purchase a flat this year but how much i will pay gst
dear sir this i a good and useful video and please make the video property and flat under the 15 to 20 lakh
श्रीमान् जी एक प्रधानमंत्री आवास योजना PMAY (शहरी क्षेत्र) की वीडियो बनाएं, इसमें यह बताएं कि कोई सेल्फ अप्लाई कर सकता है या नहीं, या बैंक पर डिपेंड होना पड़ेगा???
thanks for the excel it will help me to understand my load
Glad to hear that
Nicee वीडियो मुकुल जी😊😊👍👍👌👌💐💐
Hope it helps 😊
हमेशा हेल्पफुल होते है मुकुल जी😊😊🇮🇳🙏🙏
Exactly ...needed this video 🙏👍
My monthly net income is Rs. 16000. Can i get home loan from bank?
Thank you sir ji for Information.....
Without home loan , how to buy home
i am unable to open the excel sheet in my system. can you please make this calculator compatible with MS 10 or so.
Why not 30 years tenure?
Bah sir apka subscribe din dugni rat chougni ho Raha hai.god bless you.
Thank you for your blessings 😊
Sir,
Can you help us to understand how does loan amount is derived based on details inputed by you?
For how much can we afford a house? Is the amount mentioned/calculated including registration & stamp duty and GST cost?
You should make a video on PAN Card and new registration, modification etc.
where will we get flats within 16 lakhs...most 3rd video
#ask #basicconcept
As a beginner mujhe ye samghaie pls.
Ek company ki book value 100 but market value 400 kiu?
Kaya ea us shere ki demand and supply ke waja se logo ke dwara decide Kia jata hey ya phir company ki profit se shere ki value barti hey?
Agar company ki profit se Hota hey to daily basis pe Kisi ki shere price kiu ghatti hey ea phir uthti hey? Ek din me ya phir ek hour me kayse profit ya loss Nikal ke ata hey?
Pls pls pls reply?
Sir man lijie ki Tata motors pe kuch negative restriction lagu hue hey to Kaya is waja se log shere bechna start Kar denge to automatic shere price down hoga ya phir Tata motors ki loss ke waja se shere price down hoga? Pls reply
Similarly kayse Tata motors ki shere price growth hogi Kaya o logo ke dwara jayda shere lene see ya company ki profit ki waja hey ya phir profit and demand dono ke waja se? Pls reply
Sensex Ka index upar hey to kaya har sectors ke top 30 companies ko profit ho raha hey ya phir un companies ki share kharidne Ka demand gayda hey? Pls reply
Financial crisis pe shere market ya phir ek perticular company kayse prabhabit Hota hey?
Small cap companies me kiu log invest Karna nehi chahata hey? Kaya unka share value bahut hi Kam rate pe barte hey ya phir company ke bare me logo ko pata nehi Hota hey ya phir o company jayda profitable nehi hota?
Pls reply to clear my confuse as soon as possible.
Sir I m trying to open eligibility calculator its showing error
Helpful and informative 🙏🙏
Thanks Ritesh 😊
Best channel i have subscribed till date. 👍
Thank you Amit & welcome to the AssetYogi community 😊
House construction karwane ke liye loan lena chahata hu...kaya mai loan apane kisi dusre plot pe le sakta hu...kaya bank loan degi plot par aur income hai around 30k ... please reply sir...
mgr bank walay rental house dete hain, mtalb wo log os ghr ka monthly rent bhi alag se mangte hain , installment k ilawa, konsi policy hoti hai jis mai rent na dena paray only installment pay karni ho
Matlab makan Lena hi nahi chahiye 16L impossible in urban City area
Not correct. You are not considering income increase rate. 20 saal tak same 50k income ni rahegi.
Most credible ideas, i like most
Hope it helps 😊
Sir I want to buy house .how can i invest for 5 years in mutual fund and get high return ,80 lakhs....
@mukul sir plzz reply this question, or make dedicated video on this situation 🙏🙏🙏
Which location?
@@SK-gd1gs pune
@@vinayaknazare7071 ... Why don't u try for mhada lottery 2019 Pune division
Vinayak Nazare please visit your desired aria agin and again, find some building products that is about to complete, check builder’s reputation and which property you like offering them with discount of 20% or mores, you may be getting it’s. Now a days real estate is facing many challenges after 5 year it will be Mor costly than you should thinking because of GST and RERA all This rule and regulation will going to killing competition from market. After strict application of this rules small builders who is dualities market prises will be gone any from market.
Dear Sir, i am unable to open the excel sheet in my system. Can you please make this calculator compatible with Office 365?
Nice & Innovative video in a simple language
Thanks for appreciation, Hope it helps Sachin :)
Good evening sir, I have already taken and repaying home loan since 10 years. 8 years repayment is balance as of now. Now my current o/s loan amount is 12.5 lakh with interest rate 9.5%. If I want to prepay say example 2 lakh rs. Will this amount reduced from my principal amount? So next month interest 9.5% will be calculated on 10.5 lakh?
Yes. Pls visit to ur branch n get the review of current interest rate. Currently it is 6.9% for less than 30lacs
@Aman Singh Bisht thank u for replying after a year. ☺️
Sir we like your channel and all your videos..
Sir pls make video on How students can invest their money in different aspects so as to gain maximum in the future
sir emi pe agar ek mobile flipkart ya Amazon se order kiya..... phone hame pasand nhi aaya ya phone defective likal gaya us case mein ... emi wapas ho jaegi ya kya. kya ho sakta hai please bataiye
Sir i need help. I cannot open the loan calculator document in excel 2016
Pls share home loan calculator sheet which is showed in video
Thank you sir for vedios Sir can i buy pre own bike in finance in range between 4-6 lakh.. and i have monthly income is 25k ??? Please suggest me sir...
Real estate sales & marketing ke bare me video banayiye
Noted your topic Gururaj
Nice information with calculation
I hope this will be helpful Santosh:)
sir aapka Home affordability calculator download karne ke baad open nahi ho raha hai.Some error pls rectify.thanks
Correct..Ghar nahi bananayi nahi chahiye
Sir agar plot ke upar ghar banana he toh usme bhi yahi formula aaply hoga kya
Thank you so much for this video
Keep learning 😊
Thank you very much for making beautiful vedio..
Ya phir koi medical insurance par video banaiye family ka
Awesome sir... thank you so much
Hope it's helpful :)
Could you please re-share Home-Affordability Calculator, the one you shared on Drive doesn't work after downloading.
Yogi ji....main Ahmedabad se hun...geb,auda ka jo amount hota hain flat kharidte samay..us par ?% gst lagta hain?
Sir please make some video type of builders or ownership of property .
Topic noted for future videos.
Sir agar mera bhai mujhe every month 10000 transfer karta hai to kya Mai use other income dikha sakta hu kya home loan lene ke liye?
Thanks for sharing your knowledge sir.
Keep supporting ROHIT
If I m buying an old house, at is around 38 lakhs.. So value of my home will be 38 lakh or should i also add value of registration and all?
sir, 2 acar non agriculture land ko agriculture ke liya Lenahey lend ka benchmark value 1.30.000 hey, mujhe Kon sa price me lena hoga
Sir please make video on pre approved home and car loans.. its advantages and disadvantage 🙏👍
Noted
I think, I Can Never Buy a Home in my life at an Income of Rs. 12000 pm
Buy an apartment atleast...something is better than nothing...
Bro u can ...plz 1) increase ur income
2) when income 25 to 30 k then buy flat or rent is best for u
Sir yadi job secure nhi hai.toh fir rent pi hi rahna sahi option hoga..plz tell
Sir ,should we go for max EMI or conservative EMI???...what should be a good option for a middle class family...??
Max EMI
Hi sir excel sheet open nahi ho rahi ha ? ek bar ap download kar ke check kare
Depreciation video nahi mill raha sir
Sir, please mutual fund par video banye.. including basic , investment.
Nice video.
Very useful.
Thank you Sir
Glad to know, hope it helps 😊
Sir muzhe aap Home loan affordability excel sheet ka editing access doge. Meine aapko request access bheja hai
Nice information sir very helpful
Thank you for appreciation.
Only plot buy how money percentage
Sir plz ek video ( foreign investment )pe bana Do...
Hello I already have two home loan active. Can I take third home loan. Also will there be any difference any interest rate if I go for third loan.
Very Helpful
Glad to hear that
You are awesome man!
Thanks :)
Informative video thanks
Thank you for appreciation.
Sir,which is better to buy floor in Delhi / a society flat in delhi