Digital Denmark continues to impress - Part 2 - Betalingsservice, e-Boks, and Mobilepay!
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- Опубликовано: 2 май 2021
- After the NemID video, we had a lot of questions about what we thought about other elements of Digital Denmark. So this Tuesday we share our thoughts on Betalingsservice, e-Boks, and Mobilepay. We compare how each is or isn't addressed in the US and what we think about them here in Denmark.
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If you missed our appearance on TV2's Go' Morgen Danmark you can find it here! play.tv2.dk/programmer/magasiner/serier/go-morgen-danmark/amerikansk-kaerlighed-til-danmark-242275?playing
Unfortunately its behandling a paywall. 🤑
*behind
So I just became a subscriber to "TV2 Play", just to see you on National TV! Thanks guys 😐 ! Well ! Y'all did really well though 😎 (as I'm sure everyone agrees on)!? ! Glad you found our small country, and decided to make it your home (for now anyway) 🧡 !! Joshua. You look better in a Hoody (casual) and a cap, than in a suit 😆 ! Danish Honesty for you, right there 😎 !! Take care, Family Young 😉!!
Wonderful Weekend to all four of you! Hope Maya is home 😍 !!
If this video is a part 2 of the tv2 play appearance (which is pay-only), please do not call it "part 2", since many users then will search for "part 1" on youtube, and never find it.
Many youtubers does that, and it is quite annoying.
You have found the method for success with youtube channels in Denmark. Step 1: Be a foreigner / Step 2: Praise us😁
3: Praise alcohol / 4: Praise food :)
saying : Rødgrød med fløde also helps
Praise Danes who already have an inferiority complex
Why am I looking at this every time you put out a new video🧐I am danish and there is no surprice in any thing you tell, so it must be because you folks are so likeable😊😊
It’s interesting to hear a different perspective on what seems so normal to us that we don’t even think about it anymore.
"Surprise"
I think this youtube channel is going to be my new favorite. Keep up the good work. You guys are great.
Yay! It's perfect to wake up to a new video from you wonderful people :D I think I have a favorite RUclips channel now :D
e-Boks is not only used for email, it can also be used as a repository for your really important documents. It does not provide unlimited space, so forget about storing cat videos, but it's good for keeping copies of things like contracts and certificates and other documents that you want to keep even if something bad happens to your local copy.
I get homesick hearing your shares from my home country. Nice channel 👌 Enjoy 😄 🌺🦋🌿❣️
Same here and for me even worse because they often walk around Lyngby where I lived 18 years before moving to Germany.
Go morgen! Hav en fantastisk dag! Great videos you guys!
Go morgen, Tak!
I always enjoys your videos. Not a big fan of 'hveder' myself, but nice of you to include them in your video.
Thanks for sharing your thoughts! Another great thing about MobilePay: you can make boxes for groups of people, e.g. for collecting money for presents, paying for coffee at work, or for school trips. It’s easy to setup and keeps things neatly separated from your personal finances.
I just love your positive outlook - so refreshing and never a "lorteland" in sight 👏👏👏💓
Dane, living in France since 36 years, I love your enthusiasm when explaining Danmark to people who do not need to know. Keep going!!! Kind regards.
*For 36 years.
hahhahah thought you said you were on the Moon. Yeah the "Ø" sound we got from the french, takes some getting used to. Love you guys
The [ø] sound actually arose in the Germanic languages (the Nordic languages, German, Dutch, Old English) first, in the late Iron Age. French got it from there somewhat later. :-)
Love the way, that you admire, the stuff that danish ppl. Take for granted🙌
I AM danish and betalingsservice, have been there, for so long.
E boks and nem id, is something that came later on.
You do it really well 🙌
Very cool to hear your views on these services! I love 'em too. Makes life a bit simpler :)
welcome back hat! hurray
I grew up on Moen, it’s a beautiful island ❤️
Hi - love your channel. You seem like lovely and genuine people. Here's a suggestion for Try It On Tuesday when we get some warm weather again: Koldskål - a Danish favourite on a warm summer's day. It's also simple: you buy 1 liter of koldskål (find it next to milk in the supermarket - and choose Arla's with tykmælk and eggs (my personal favourite when I don't make it from scratch with buttermilk)) and a bag of Kammerjunkere (a crunchy bisquit kind of cake). Take a bowl, pour some koldskål, add kammerjunkere and enjoy. There are two "schools": either you add the kammerjunkere whole or you crush them into the bowl. In summer you might also add slices of fresh strawberries. A simple refreshment on a hot day. Velbekomme from a fan. 👍😊
Miranda here. I LOVE koldskål especially with the bigger kammerjunkere. It's so good!
@@TravelinYoung - remember to whip up the egg whites with lots of sugar. Whip the whites until you feel confident enough to hold the bowl upside down over your head.
Serve your koldskål with a generous helping of the stuff. Enjoy!
Another good thing about eboks is that you can save all your important documents there. like birth certificates, agreements and so forth.
Denmark was actually late with mobile pay. The reason is that transferring money from on bank account to another (even in a different bank) is easy and free.. and have been for 20+ years.
So the need for something like mobile pay was a lot less.
In east Africa they started having a Mobil pay system using SMS like 5 years before Mobil pay was implemented in Denmark.
Soooo, Møn!
A great place, right?!
Looking forward to seeing the next videos 😊
We had a great time!
Omg i Fought you Said ‘moon’! Impressive 😂 love the video! 🧡
Great positive outlook on digital Denmark. Kinda forces me to reevaluate my normal Danish rather spoiled "this is cumbersome, I don't like it" approach. Guess I can suffer a little for safety... Anyway looking forward to the vids from MØN
Yeah Yeah Yeah!
This country doesn't seize to impress me,been here just over the year, best place on this planet!
Thanks for another video :) I thought all of this was a basics in all countries, today i learned something new, i take it for granted, and maybe i should not :) You guys/girls are great! :D I cant even remember when theres was something in my mailbox xD
Since we have gotten so digitaliesed here in DK, the Postal Service is struggling. Before you knew that there was aprox 90% chance that a letter was delivered next day and the price for a normal letter was 4-5 kr, so under a dollar. Now it takes up to 5 days (sometimes even more) and costs 11 kr, so just under 2 dollar.
Also, PostDanmark doesn't deliver mail on Saturdays anymore..
'Great Prayer Day' is a very Danish thing
The King (around reformation) thought everybody spent too much time praying and attend masses for all kind of saints
So he made a law that all these religious prayers should be performed one day only (3weeks after easter friday)
On that day - nobody were allowed to work - not even the bakers
To get the 'daily bread' - the bakers the evening before (before the church bells rang for the evening) they made half baken wheat breads to take home and finish baking next morning
The great prayer day is the only holiday written into law in Denmark
love your chemistry
Good that you had a nice trip:)
Years ago when the Danish State Rail (DSB) and Mobil Pay made a contract, after one week in use, nearly 1/3 of the tickets were sold via Mobil Pay.
With eboks you can also upload your own documents for safe keeping, like birth certificate etc.
In E-boks you can also store documents and pictures that are important to you and needs to be kept securely, Great content :)
Thank you. I just faund your side❤️🇩🇰
Are you making a video on Denmark's Liberration Day? A bit about the candles in the windows might be interesting.
I am so happy you talk of these systems.... most danes consider those systems as being uniquely but again what makes our system effective.
I am always so surprised when I hear about just how little the US makes use of the Digital medium to simplify and streamline everything.
Usually we use lots of butter on the “varme hveder”.
You need way more butter on those "hveder", then they'll be much better!
and most ppl will have jam or "pålægschokolade" on them, and they have to be warm :)
Hey, thanks for sharing your experience in Denmark. Love to see you explore our country, it gives me a few ideas of what to do in my summer vacation. I was watching another youtube video and it was about school shootings in the US. I was wondering if that was ever a concern for you guys, and Maya, while you lived there? :)
eBoks can do a bit more than just official letters. You can also get your payslip, utility bills etc. there, and you can upload important personal documents as well, for safekeeping (1GB for free).
And, if you have the eboks app, you get a notification when you get a mail, so you never have to worry about.
And on spam in your "actual" mail box. You can get a sticker that says they can't give you ads, to get even less spam.
I am curious how much of your audience is non-danish, and how much of it is just us danes wanting to hear how great we are.
How about Austrian who moved to Denmark 5 years ago and now wants to hear how great the country one moved to is? 😂
Yea as someone who doesnt live in Denmark and never has (from neighbor Germany so some words are similar) I do sometimes lose track since they mix english and danish haha
Norway here, hello. Yes, agree, that would be interesting. I don't publish anything (yet), so I don't know if that kind of stats are available at all.
Connected to Mobilepay, are WeShare. It's so great when you are more people sharing the costs . Me and my friends use it every time we are on holiday skiing. If I go out shopping one day, I will put in how much money I have spend, and the app will automatically share the amount between us. It also works abroad, and the app will found out how much the amount is in Danish currency. You can all the time see how much money you have to pay or how much your friends owe you. If you have to pay, you just swipe and pay with Mobilepay 😀👍
Since you're down there, remember to go look at the Cliff, aka Møns Klint. Huge chalk area
Stay tuned, that video will be next week I think. We had a great time at the cliffs!
@@TravelinYoung So it's a cliff hanger? 😉
@@Bjowolf2 well played :).
Im so glad you adressed the pin. I was wondering what it represented
hello again you are some great guys :)
Again thanks for fresh video, again. But :( ,, i missed the TV show,, hope it was fun.
Love it on the moon! 🌛😁
We also have FI-cards. They're not necessarily digital - but as far as I know, it is also a uniquely danish things.
They're those long lines on bills that you use to manually pay them.
They refer to the specific customer, and the specific bill.
I *love* that you have found Tønder Festival - it is by far my favourite festival in Denmark, and I have been going since I was a fetus (literally) 🥰
It is so good, I can't wait til it is back on again. Very well organized with some fantastic artists.
@@TravelinYoung Yeah, cannot wait till this whole pandemic is over, and we can all return. How long have you guys been going to the festival?
It is amazing how such a local thing became so large. We've hosted guests from the US, the UK and most of Europe who were visiting Denmark and wanted to attend the festival.
@@shinyelf It’s been quite incredible watching it grow over the years - especially because it has managed to keep it’s ‘community vibe’ along the way 🙂
(That was a genuine fear of mine, when it started growing, that it would lose that vibe, but it has thankfully kept most of it 💖)
As a former bartender, also working festivals, I can comfirm that mobilepay is also BTILIANT for us! Having drunken people mesdibg around eith cash or not being sble to remember where they left their creditcard and what not; they ALWAYS have their phones and fobt wasre our time because they can prepare and just swipe when you hand them the drink. So much time saved, so much less arguments between costumers etc.
Also a benefit, for sure :).
It’s even easier with Google Pay and the equivalent Apple-thingy I can’t remember. No typing and no opening of the phone. Just the phone against the terminal.
@@charisma-hornum-fries Very easy yes, but that requires the vendor to have a terminal. The terminal is not free at all and neither is the service provided by the bank.
Mobilepay on the other hand, just require that the vendor and the customer both have phones.
If you're missing more alcoholic Tuesday material, as a beer lover I'd like to recommend our two most iconic micro-brew porter and stout here in Denmark: Mr. Jacobsen (stout) from Amager Bryghus, and Limfjordsporter (porter) from Thisted Bryghus. The latter should be available in most supermarkets, while the former might require a bit of searching for a proper micro-brew section.
I love lamp.
The postal Service (Postdanmark) took a big hit when e-Boks was introduced. All the mail from the public sector is on e-Boks now and Postdanmark did not make the move to packages fast enough.
Alot of these are pretty common around scandinavia I believe, we have similar stuff.
However, one thing when it comes to bills, you can have your bills automatic paid like a Auto-giro thing at the nettbank, and as long as you have money at your account it pays the bill to you stop.
The downside about it is that there have been found dead people in appartments that have been dead for a long time but because their bills are being paid nobody reacts. Especially old people who recieve their pension.
For next year - traditional topping on hveder (apart from real butter ;-) ) is heather honey or orange jam/marmelade (Koo is best).
They sell Mead in Faraos here in Lyngby next to the station - probably also in most specialist beer shops.
Now I'm wondering if it's only a tradition in my family to have varme hveder with cheese and ham.
Mobile pay is good, but it requires mobile coverage. Yes, there is a really good mobile coverage in Denmark, but there are white spots as well. I have experienced that a couple of times, for instance in the restaurant on the harbour of Langør on Samsø. You had to go out of the restaurant and around the corner to get a connection.
It's pretty smart
OMG, you cracked me up when you got to the part about visiting Møn. Your pronunciations made it sound like you're "in moon" 😂🤣 That was absolutely brilliant. I literally cried from laughing - please don't ever learn to speak perfect Danish!!
The two level authentication system is common in Finland. All the banks have their own system based on the same principles but they are so well trusted that you log into Bank A using Bank B's authentication system!
Dunno if you have been suggested this before, but now that we are getting closer to summer, maybe you should try out "Koldskål", literally meaning cold bowl (I believe its called cold buttermilk soup in english). It is very popular in the summer half-year and is often eaten and served in a bowl with these small sweet rusks called "kammerjunker", which literally translates to an old court titel of a person ranking just below the chamberlain.
...
Some also eat it with strawberries, which is a newer trend or it can even be enjoyed pure as a beverage.
But no matter the way you consume it has to be served well chilled and enjoyed on a sunny day ;)
Its mostly used as a desert or snack.
Note that there typically are two variants, a lemon style (which is more sour in the taste) and one that says Tykmælk og Æg (Junket? and egg), which is a bit more creamy and thick in its consistency.
Heh, at my hostel we served it once.
All the Scandinavians were like: Yes!
Everyone else were like: Ew! sour milk?!?
The next generation of digital mail/e-boks is right around the corner and gives it a bunch of upgrades. There will be a few new features to highlight important information, so if you get a letter with an appointment to the hospital, it can headline the date and time right in the inbox, so you don't have to read the letter again, it can headline links to book appointments etc.
The really clever things are on the business side however. They will add a bunch of meta data to the digital mail that will allow things like automatic filing. So if say the municipality writes a digital mail to Company X, they can add meta data to tell company X which local branch it's meant for, which citizen it's regarding and keywords to what's in the letter, so the IT system that receives it can automatically file it correctly and just notify the responsible employee, that a letter has been received.
It has the potential to save so much time and eliminate even more of the unsecure communication that still goes on.
Just a little comment ;-). A lot of us have changed two terms: 1. earlier we said "email" now it is just "mail" . 2 Earlier we said "brev" (letter) now we say "papirbrev" (paperletter/papermail). Danes don't send "papirbreve" any more and when we get a "papirbrev" it is normally coming from abroad. Some find it is a great loss because "papirbreve" are more personal. But the Face Time and alike is much more personal to me.
What, you guys went to my island Møn, and didn't tell me?! Very disappointed in you! :-D
Hope you had a great time. Can't wait to see your videos from Møn.
ApplePay with watch works everywhere and much better than in the US, which surprised me.
I saw you on TV and you did such a great job, just as natural as you seem on RUclips! By the way, you where a bit miserly on the butter there! You should have what we call teeth-butter on them. That means so much butter that there is teeth marks in it after taking a bite.
When was he on TV?
@@akyhne Go' morgen Danmark den 25. april 2021
@@skleist29s Found it! Thanks.
@@akyhne They have put a link in for it
The next time you are in the Aarhus area you should take a walk around Kalø slotsruin and the forests around. Especially since you seem to enjoy nature ☺
If you go to Kalø you have to go to “Mols Bjerge” when you are in the area.
I love the English accent. I understand every word no matter how you pronounce it.
They are American not English
Mobilepay can be used in many stores and restaurants as well :)
You guys are in for a very pleasant surprise if you decide to buy a house in Denmark. I think you will need to put your signature on maybe 5 or 6 documents. And I mean one signature per document. You also do not need to put your initials and the date on every page. Having bought a house and refinanced multiple times in the US, I fully understand why you might worry. I changed my signature dramatically the first time we refinanced. Just so I could get through the pile of documents faster. We are talking about a 6 inch stack of paper.
With one house we bought in the US, Miranda wasn't' able to be at the closing. So I had to sign both my name and power of attorney for hers. It was a nightmare.
I bought a house while being few thousand km away, all done via email, I secretly love Denmark
As an ol mailman (15 years before I had to stop due to having a handicapped child) I can related to "less papper" in both ways, the good ol days and the new days and I can see how that stuff works or not in say in the US and they are scared of such development.
The day you eat hveder on is by many called "Store hvededag" as a reference to the day after called "Store Bededag".
Holy cow! I have been wanting to recommend Tønder Festival for quite some time. Then yesterday I saw an episode with Josh in a windbreaker with the Tønder Festival logo and now you tell us, that you go every year? I grew up in Tønder and worked as a volounteer every festival from the age of 17 to my early forties. But I digress ..
Did you ever taste the pride of Sønderjylland: 'kaffepuns' and 'solæg'? Kaffepuns is coffee, 'Rød Ålborg' aquavit and heaps of sugar. Solæg is really hardboiled eggs (14 mins) lightly cracked and pickled for 2-4 weeks in brine. Peel, cut in halves, scoop out the yolks. Then fill the cavity with oil, vinegar, salt, pepper, mustard and Tabasco sauce before putting back the yolks, eating it and washing it down with a shot of snaps. Classic bar snack and a most brilliant idea for a 'try it on Tuesday'. Maybe in the last weekend of August, where the Tønder Festival was supposed to take place?
If you want recipes, feel free to ask. Or wait another year and get your snacks at the 'Fanø Telt' where it doesn't get any more authentic!
We have all of this in Norway too. Just different names.
Mobilepay is awesome 😍
Betalingsservice started 1974. You can call it digital Danmark if you want. But it has a long history.
And it was named PBS - Pengeinstitutternes Betalingensservice.
It did infact start in 1968 - it was at the time only a way for banks to transport money. It became public in 1974, so that is correct. It's older than the moon landing, which is impressive, considering the computing power at the time..
I like Tuesdays.
I saw you guys at Nyord the other day.
Cool, you should have said hey!
@@TravelinYoung You were already conversating with some other folks, so I did not want to interrupt you.
Denmark is a highly digitalised nation where cash has almost been phased out of every day life, for the moment it is a personal choice wether you want to use cash, card or mobilepay. This does come with it's share of downsides for those less tech savvy or tech "reluctant" but for the most part the physical money still works even though it is both cumbersome and annoying, seen my fair share of eye-rolling when trying to pay for a haircut with coins.
Try it on Tuesday:
If they don't have the cardemom in them they are not hveder but just standard breakfast rolls. The cardemom is what gives it that distinct and clingy taste, while I don't like it in most baked goods it's very yum in rolls.
The rolls in question are usually just called "hveder" or "hvedeknopper", translation: "wheats" or "wheat buns"
Hi Young Family. I really love your vlog. Have you tried Dougirls Dougnuts at Frederiksborggade 50? They are making quality doughnuts using quality ingredients. I love them.
It's great having these services, esp Mobile Pay, but it's SUCH a toothache getting everything set up in the beginning when first moving here 😱 The most bureaucracy I've ever experienced!
As a native Dane it does not seem so bad, perhaps there is just alot of extra steps for immigrants?
@@masselfur Probably and to be honest, I completely understand - Denmark doesn't know who I am/my history so of course it all must get registered. Just an extra stress having to repeat it all so many times when you first arrive and have a million things to do at once 😅
I'm interested in what you think about network coverage in DK and how many mobile providers contra Denmark do you have in the US/Canada?
Even the Flea-markets in Denmark have MobilePay - so if somebody doesn't have it, he/she will be suspected of tax evasion.
You don't pay taxes for income by selling used items, so it really depends on what type of flea-market.
@@PlazmaBooy but using mobile pay, means that the banks can monitor how much money you get from "other" sources. and they will report it to the authorities if something fishy is happening.
@@mifphilip: yup, a totally snooping "service" to allow "SKAT" to rip you off, nothing but greed!
@@BigAndTall666 except noone gets ripped off.
There is no spam in e-boks (I've never had any 😉 ) ! What your sent, is what you need to know from your employer, Bank, IRS (Skat), Healthcare or other relevant federal + private organizations. I wish my private IP provider had the the same Spam filter as e-boks 😉 !
Please make a taste test of danish mead. I personaly found a swedish brewery, called Mjödner at a beer mass where tasted all their meads. And have ever since been a fan of mead. Before that i didn´t considered it was anything for me. Drinking honey wine. But you learn something new everyday. I am sure there are lots of mead brewers in Denmark you would find interresting. I watched "Irish People Try Mead For The First Time" (with ciara) tasting irish mead. But that is a different story. Even though "Irish people try" is fun to watch.
MobilePay was introduced in 2013.
I love lamp... I love lamp.
Non related fun fact : We call "The Iron curtain" "The Iron carpet"! ("Jerntæppet"!)
4K let's gooooo
Maybe you should visit Rebild Bakker July 4. Very few Americans know it's celebrated in Denmark but it is at Rebild Bakker. Well, maybe it's just as much the bond between Denmark and USA we're celebrating but the date is a perfect choise from an American perspective I guess.
That's a great suggestion. www.rebildfesten.dk/
@@lameduck3105 Should have included the link. Thanks for the gesture and your nice words.
@@chosen_ones777 My pleasure. Stay safe and have a great day :)
@@lameduck3105 Same to you. Fortunately it's very safe here right next to the beautyfull Roskilde Fjord.
@@chosen_ones777 Roskilde Fjord is an amazingly beautiful area. I've bathed in the water there and seen wild rabbits and deer roaming around. Amazing place.
Tønder festival is super dope
Truth
E-boks is VERY handy, but destroyed the Danish postal service (Post Danmark now PostNord). The implementation was too fast and did not take into account the amount of mail sent by kommune/government etc. which now uses E-boks and not normal mail.
I would rather use iPhone wallet or my contactless card then use mobilepay at festivals. It's also cheaper for the sellers if you use almost any else then mobilepay.
It's gotten better but there used to be bad cellphone connection at festivals because of all the people on very few cell towers and all the booth at festival used a wired or wifi network only for the merchants because all payments have to be verified.
I am always happy when a danish webshop accepts mobilepay. So much easyer, and also more secure as well.
it is less secure than a dankort and you have fewer rights in case of scams.
@@thomasbaagaard bruger det kun til firmaer jeg kender og har handlet med før.
Were you guys at Noorbohandelen in Stege??? They have a shop in Torvehallerne as well :).
We didn't go there, but plan to at another time as we saw it. :)
Do something about flag traditions! 😍
i have heard some where that if you want the american dream you have to move to denmark what do you guys think about that saying ??
Hey!! ... missed the hot chocolate with whipped cream for your hveder's ;-P
You need a lot of cold butter on, and drink the or coffee to.....
Is mobilepay run by the state? Because that is a great level of security and zero cost of using it.
In norway we have Vipps, same thing, super easy, and costs nothing. also the transfers happen immediately.
And since it is national, everyone has it here too.
Venmo is a Paypal company founded in 2009. Mobilepay is a side-business founded by DanskeBank in 2013. No question that Mobilepay is modelled from Venmo, however since Venmo is a private company, transactions aren't done instantly. Venmo earns money from the lag in transactions, while Mobilepay earns money from business deals. If i mobilepay 15kr to a friend, they show up on his/her account instantly.
Eboks - while being a Godsent in handling correspondance from/to government, it's not as private as most people think. Even after a message is recieved and read, the sender has an opportunity to recall and/or change mail in YOUR private inbox. You need to make "physical copies" (pdf) copies of the mail you react to, to be certain that you have the original document.
Finally - the digital signature that you touched on, but never talked about. NemID can be used as a digital signature for your email account in outlook, it is however so technically challenging, that it is only IT knowledgeable "geeks" who will be able to use it, and also - since Outlook is a Microsoft product, there has never been made a plugin for the signature, to avoid using the "papkort" to enter your 2-faktor code to acknoledge your signature. It is VERY complex to make it work properly, and not something Miss college graduate would do.