I PASSED!!! Thank you so much for these videos as they helped so much! I would listen sometimes on my way to work or on the way back and it helped me retain so much information I think! I took the test over 2 years ago and failed and basically gave up then wanted to try and again and just kept putting it off. Passed my class in July and just now Nov. 30 took the official state exam and passed on my first try this time around! Literally cried when I saw I passed. Again thanks for these videos you are awesome for sharing especially for free!
This gave me so much hope!!!! I am you!!! Lol. I just scheduled mine again for January. I was nervous even scheduling it. Stu has helped me retain so much I didn't even realize.
THANKS Joe and Stu!!! I FINALLY PASSED MY NATIONAL ON AUGUST 30,2022 (: I don't think I would've passed strictly from my Real Estate Glossary book... Everyone kept mentioning a book in the comments and I took my course online so idk if people had actual books but all I had was a term glossary anywaaaaaays for all my repeated test takers don't give up! DON'T EVER GIVE UP ON ANYTHING YOU WANT TO DO IN LIFE AS LONG AS YOU BELIEVE AND PUT THE HARD WORK IN FOR IT. I passed the State portion on the first try and had to retake the National more than 3 times-Let that sink in! And I had close scores every time so Imagine the frustration I felt
Just dropping by to say thank you as I just passed by NJ real estate exam! Your videos and the way you explain things are so easy to understand. You have a gift and keep doing what you are doing! God Bless and Thank you!!!
Love hearing that! Congrats!!! Stay tuned for more info on getting started in the business. Coaching on an individual and group setting are coming soon
Passed the NJ state exam yesterday. Thank you for the video and the content is good. However the exam is much tough and tricky and lots of maths as well. Need to be strong and clear in fundamentals ! Thank you
This is the way to explain Real Estate Law Wich is very much needed for the exam. Thank you! Which loan would be more convenient or better the FHA loan or the Conventional loan? Also can you please explain about HUD housing buying programs and how they work?
A promissory note is an I owe you/evidence of debt. A loan is given by a lender to a borrower. After a loan is given to a borrower, the borrower will typically give the lender a promissory note, to serve as evidence of the debt.
Just wondering, with FHA and MIP can you later down the line if you have better credit and are in a better situation refinance and get a better loan where you don't have to pay the MIP?
@@jonathanEricStaffordRealtor if your loan is FHA you have to pay MIP for the life of the loan. You certainly can pay off, or refinance an FHA loan. Depending on state, and terms you may have prepayment penalties
I believe joint tenancy is when you’re on the title at the same time and tenancy in common is when one person is on the title first and then another person is added on later on. I could be off but I think that’s what it is!
If someone out of town call a salesperson about property they own. The salesperson person remember that the area has been rezoned? Is it okay for the salesperson to tell the owner. He is interested in buying the property etc?
I believe it would be a material fact if the property has been rezoned especially if there is a building on it that is functioning out of the zoning restrictions. So yes disclose!!
Passing the real estate exam is when you study hard, if you can’t study or you don’t have time for your studies I’d advise you get yourself a help like Mr albert.
I’m struggling to pass the nation in Pennsylvania. This test/wording is hard for no reason. There are several questions on the test that i’ve never read or heard about.
Is it considered steering if you show houses to your client in safe neighborhoods, good-school neighborhoods, or neighborhoods with similar professions? If they ask for it, is it steering? Also, if you are an owner-occupied 1-4 residential unit, does the Fair Housing Act not apply regarding race or is it still prohibited based on the Civil Rights Act of 1866?
Your first few questions - They can direct people to areas based on crime statistics. Criminals are not a protected class. Depends how you are defining “good schools.” I would say that would tend to be an area I wouldn’t touch. If you are owner occupied 1-4 family residential you are exempt on a national level from following fair housing, but not the civil rights act, and be cognizant of any state laws. It’s a complex question that doesn’t have a clear yes or no…. What you need to know for the test, what steering is, and what would be ok advertising for a homeowner or agent to engage in.
This video helped so much ! Would love some recommendations for brokers !!!!! Currently looking at exp realty, would like some advice on whether to join a broker or just do it online.
I love EXP, as long as you are disciplined. They have a lot to offer, but you have to be able to really work on your own. I would suggest writing down your goals, and matching them with brokers you are interviewing. I've been with EXP, and have no bad things to say about it at all. It's simply a LOT of training, and opportunities that YOU have to go and find/seek.
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
I PASSED!!! Thank you so much for these videos as they helped so much! I would listen sometimes on my way to work or on the way back and it helped me retain so much information I think! I took the test over 2 years ago and failed and basically gave up then wanted to try and again and just kept putting it off. Passed my class in July and just now Nov. 30 took the official state exam and passed on my first try this time around! Literally cried when I saw I passed. Again thanks for these videos you are awesome for sharing especially for free!
This gave me so much hope!!!! I am you!!! Lol. I just scheduled mine again for January. I was nervous even scheduling it. Stu has helped me retain so much I didn't even realize.
what state ru in?
Congrats!! Im studying hard to take mine!! Im watching all his videos.
What State is this?
THANKS Joe and Stu!!! I FINALLY PASSED MY NATIONAL ON AUGUST 30,2022 (: I don't think I would've passed strictly from my Real Estate Glossary book... Everyone kept mentioning a book in the comments and I took my course online so idk if people had actual books but all I had was a term glossary anywaaaaaays for all my repeated test takers don't give up!
DON'T EVER GIVE UP ON ANYTHING YOU WANT TO DO IN LIFE AS LONG AS YOU BELIEVE AND PUT THE HARD WORK IN FOR IT. I passed the State portion on the first try and had to retake the National more than 3 times-Let that sink in! And I had close scores every time so Imagine the frustration I felt
Needed this
@@sardines420 Glad, I could motivate you. Hope ya pass!! Good luck believe in yourself and trust the process
❤
You made it so easy to understand all the real estate Concept in your videos. Just passed today 5/23/23. Thanks
Congrats and thank you!!!
Just dropping by to say thank you as I just passed by NJ real estate exam! Your videos and the way you explain things are so easy to understand. You have a gift and keep doing what you are doing! God Bless and Thank you!!!
I passed!!! Thank you Stu!!! You helped me so much!
Love hearing that! Congrats!!! Stay tuned for more info on getting started in the business. Coaching on an individual and group setting are coming soon
I am in the process of studying for my Texas license and listening to your videos have been a huge help. I appreciate your knowledge.
You’ve done more for me than my RE teacher by far. You know , the one I paid for !!
Thanks! AMAZING INFO!
I can h l in real estate exm
I LOVE your Method of Teaching! Testing on July 6th in Tennessee. ((74 years YOUNG!!...Bucket List Dream!))
I passed my state and National yesterday 🎉, I can’t thank you enough. I learned a lot from you I watched almost all your videos. Thank you again
Passed the NJ state exam yesterday. Thank you for the video and the content is good. However the exam is much tough and tricky and lots of maths as well. Need to be strong and clear in fundamentals ! Thank you
This is thorough and informative. Thank you.
Hey Stu! Just letting you know I just passed my Arkansas exam. I watched your video on repeat. Your videos was more helpful than my book
Hi Stu, Your videos are very full of knowledge and extremely helpful. I passed my Maryland exam today, thank you.
I PASSED!!!! All of your videos are awesome and very helpful. Thanks so much😁
I love your elaborations on the subject matter, I’m not puffing
Hi there. I love the way that you explain definitions. Thank you for you time i am a student of Real Estate right now in nj.
Nice! Where in NJ?
I have just passed my real estate exam. Thank you
Thank you very much for the content. I watched some of your videos and they help me to pass my exam the first time. Very grateful
Philadelphia Flyers. You have Awesome teaching skills
Thanks for all your content, passed the exam!
LOVE IT!! Congrats!
This is the way to explain Real Estate Law Wich is very much needed for the exam. Thank you! Which loan would be more convenient or better the FHA loan or the Conventional loan? Also can you please explain about HUD housing buying programs and how they work?
Question: that was on test, if the roof is in need of repair and the seller asks you not to disclose it. What you do?
Decline the listing
The agent must disclose all material facts to all parties involved in the transaction...
I’m taking my NEW JERSEY EXAM!❤
My test is in 2 weeks, I have the key terms down, anything else I should really study on? I’m in cali so no math questions
Thanks 🙏🏽 so much for the content
After about 15 seconds my eye caught the epic games at the bottom lol, great video thank you!
Lol!
I’m a huge gamer. I actually am ranked in the top 25 worldwide in one game I play :x
I will never divulge though lol
So a promissory note is an iou to an individual and a loan is to an institution?
A promissory note is an I owe you/evidence of debt.
A loan is given by a lender to a borrower.
After a loan is given to a borrower, the borrower will typically give the lender a promissory note, to serve as evidence of the debt.
Need more of these, take test next month
Look up 🆙 ⬆️
great video. Informative and you are hilarious
Just wondering, with FHA and MIP can you later down the line if you have better credit and are in a better situation refinance and get a better loan where you don't have to pay the MIP?
Sure. As long as it’s not an FHA loan.
For the life of an FHA loan you will pay mip
@@realestatestuso if it’s fha you can’t refinance or your just stuck with mip
@@jonathanEricStaffordRealtor if your loan is FHA you have to pay MIP for the life of the loan.
You certainly can pay off, or refinance an FHA loan. Depending on state, and terms you may have prepayment penalties
Thanks for that tutoring session last week (this John)…. I passed!!!!
Does the video cover the national and state questions??
National questions only which is the largest portion of your exam
Okie doke thank you sir
Super Informative Video. Thank you.
Love your video!
Hello Stu!
Where do I sign up for private tutoring?
realestatestu.com/3nnr2WA
Yes I had the question relating to the discrimination ad! And had the female speaking female roommate answer
That’s the answer
Thank you so much 🙌🏻!!!
I struggle with joint tenancy and tenancy in common
I believe joint tenancy is when you’re on the title at the same time and tenancy in common is when one person is on the title first and then another person is added on later on. I could be off but I think that’s what it is!
Joint tenancy think of TTIP Time title interest possession
If someone out of town call a salesperson about property they own. The salesperson person remember that the area has been rezoned? Is it okay for the salesperson to tell the owner. He is interested in buying the property etc?
I believe it would be a material fact if the property has been rezoned especially if there is a building on it that is functioning out of the zoning restrictions. So yes disclose!!
Hi Stu, thank you for visiting my channel today. 9.28.2022 I've heard good things about you.😀
Same and thank you. If ever I could help with anything feel free to reach out
@@realestatestu Awesome. Thank you.
I have QUESTION : how many questions are on the real estate exam ? i seeing some say 300 etc
Depends on your state
Flyers fan here
Hi, is this Prep course for Texas?
This would be perfect for the national portion of your exam which is the largest portion.
Thank you, I’m looking forward to watch all your videos!!!
Does credit score determine the type of loan?
Credit score can dictate which loans you are approved for, and which you can not be approved for.
33:53 👍
Who’s the foreclosure expert we can learn from?
Passing the real estate exam is when you study hard, if you can’t study or you don’t have time for your studies I’d advise you get yourself a help like Mr albert.
I’m struggling to pass the nation in Pennsylvania. This test/wording is hard for no reason. There are several questions on the test that i’ve never read or heard about.
same.
I passed don’t give up
trying to pass the national porting in pa too, its so hard ive taken it so many times
@@gisellebowar1576 me too. I am tired. I passed the state, but the national exam is so hard in PA.
@@b.lauren2062 congrats 🎉
Great❤
Is it considered steering if you show houses to your client in safe neighborhoods, good-school neighborhoods, or neighborhoods with similar professions? If they ask for it, is it steering? Also, if you are an owner-occupied 1-4 residential unit, does the Fair Housing Act not apply regarding race or is it still prohibited based on the Civil Rights Act of 1866?
Your first few questions -
They can direct people to areas based on crime statistics. Criminals are not a protected class. Depends how you are defining “good schools.” I would say that would tend to be an area I wouldn’t touch.
If you are owner occupied 1-4 family residential you are exempt on a national level from following fair housing, but not the civil rights act, and be cognizant of any state laws.
It’s a complex question that doesn’t have a clear yes or no….
What you need to know for the test, what steering is, and what would be ok advertising for a homeowner or agent to engage in.
I LOVR YOU STU
Thank you!
Having right of way from other property
Right to take property at no inherent
Skating and painting
Chicago Blackhawk !
Love the blackhawks! Great team :)
Great
This video helped so much ! Would love some recommendations for brokers !!!!! Currently looking at exp realty, would like some advice on whether to join a broker or just do it online.
I love EXP, as long as you are disciplined. They have a lot to offer, but you have to be able to really work on your own. I would suggest writing down your goals, and matching them with brokers you are interviewing. I've been with EXP, and have no bad things to say about it at all. It's simply a LOT of training, and opportunities that YOU have to go and find/seek.
Omg. Thank you so much for pronouncing REALTOR correctly!!!
I really didn’t get a good understanding of FHA and conventional Loan
What is HOA
Home owners association
Tha you!
You’re welcome!
Am I the only one picturing Louis CK teaching me?
Yea. What is radon
Look up 🆙 ⬆️
For which State is your content relevant? You say state exam but is it the correct State Exam for every State? 🤔
this is all national content. for the state portion you will need to do state specific studying.
This channel is helping me tremendously 💯💯🏄♂️🏄🏄♀️ #subscribed
Who is NayNay?
Kracken seattle😂😂
Stove
Personal property
Exxageration
Love it!
Radon= hulk juice air
I LOVE PEN AND PENCILS OBCESSED