☎📞Don’t want to ask your questions during our FREE LIVE Q&A Sundays 3pm PST (6pm EST) or Thursdays 4pm PST (7pm EST)? How about a private one-on-one call with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult
@@pamelawashington6289 With SS you are even married or not. Doesn't matter if living separate. You'll need to talk to SS to see which direction would be the largest check.
I collected widow's benefits at 60 and switched to mine at 70. I made the right decision. Thank you for helping folks. I have forwarded to others. I also helped a women working in Lowe's. She didn't know she was entitled to collect her spouse social security at 60. I felt so good to help someone. Thank you for your work to help others 😊
I'm turning 70 this coming January 2025. As of now, I'm receiving my deceased husband for 4 years now, waiting for my own retirement at 70, hoping I can get more so it will be better for me. I haven't enrolled part B since I still have insurance through my employer.
I just turned 69. I may be going back to work and making more than ever. Thanks for letting me know about suspending Retirement so I can get the extra.
I just saw your videos and I love them ! Please.....keep them coming. I didn't find them boring nor, you too slow. It's a lot to take in and you explained it very well, by taking your time to explain them in depth. I sincerely appreciate you and the effort you put forth. I can't thank you enough. You have blessed me so so much with all your knowledge and experience. God bless you abundantly!
My complaint is that the cap is way too low! Well below living standards. 20k is ridiculous, to stay in step with cola and inflation is should be 100k so seniors can actually survive.
I barely get $700/month. And yes i get told to live on that. Oh well . Thats what a senior citizen who owns her home gets. Was told i should not have paid off my house.
@@debrameadows6289 Idk who told you that but thats incorrect. SSI doesn't count one vehicle and one home. A second vehicle or a secondary home would be counted. One of four things. They are either counting someone else's income in your home, or they are reducing your check saying you aren't paying your fair share (like if someone pays for your food which that law has changed or will be changing) or they are reducing it for an overpayment. Or if you have another source of income they would reduce SSI. You should call SSA and get answers. If it was SSA that told you that please keep in mind it takes two years for those agents to learn their job thoroughly and they are having an extremely difficult time keeping people. One other possibility they could have some confusion over the mortgage being paid and someone documented somewhere you was getting assistance with housing and again the agent didn't understand what was wrong. I've had agents in the past give plenty of inaccurate information. You can do a Google search. Owning or buying a house doesn't count against you unless it's a vacation or rental (in which case you'd be disqualified from SSI) Twenty years ago I had an agent tell me if I work failed i'd be homeless. Which was completely inaccurate I was on section 8 and dual benefits (SSI and SSDI) Please reach out to SS and see why your payment is being reduced and what you need to do to have it reinstated. No one should be forced to live like that. If you own your own house can you rent out a room to help you cover taxes, insurance and utilities? It could be helpful. Good luck. I hope your situation gets better.
Mr. Ed thanks for giving the information people's with problems with SSD AND SSI AND SSA. People's need lots of help with SSA .Wanted to say thank you for all your help. Thanks again.
No Ed, you did not waste my time. I had to retire at age 62. I hurt myself at work, at age 61. I did not get workers comp do to needing the separation pay offer at the time. And ignorance. I cannot work do to hip injury. So when I turned 62, I took SS Retirment. Just heard you say I can get disability at the same time. So, I will be asking you more questions on a later episode.
Dr. Ed, my husband and I were 60 yrs. when he passed away, I continued working. Received partial survival benefits, was told if I wait to file for SS when I reach 70, I would receive a certain amount. I waited, only to receive half.
You are entitled to all deceased spouse benefits unless a child is getting half of it. If widowed and no minor child of his is involved you get his whole benefits amount. I get my deceased husband's whole benefits amount
I just came across your channel and I can say you are God sent...I have done good so far on my part.. but SSA had made many mistakes and they keep on making them. I'm so glad I found someone that took their job seriously and like helping other people when help is needed... I like in upstate NY and everytime I call SSA, I get a different answer and I'm told to forget what ever someone else from the same agency told me...but now I can watch your videos and I will make my way to a live...thank you so much for all this help
Thank you. 🙏🏼 ❤. You are a great resource. Followed your advise and filed a 561. Within one day they acknowledged my claim and solved the problem. Chuck
Mr Ed thank you from the bottom of my heart for ALL t.hat you do for everyone. God will have a special place for you in heaven. GOD BLESS YOU AND YOURS
I just stumbled upon your channel and I'm so glad I found you. My most pressing question is on medical. I retired frim the State and quaified fir their medical insurance coverage which comes free with my retirement benefit. My husband, in the ither hand, has no State benefit. However, I am being charged extra for my health care coverage while my husband gets more coverage witjout additiona premium payment! Is my State benefit a disadvantage in this instance? What should I do?
After a 15 year childless marriage, I paid Permanent Alimony for ten years. Then being unemployed since 2010, started collecting SS in 2016. Taken back to court, I've been ordered to pay 65% until death. No one can believe this is possible. Divorced in Palm Beach Florida, living in Florida, is this even legal? Living on only 35% of SS is devastating, and caused my latest spouse of 22 years to take her life.
Thank you for sharing your knowledge, we are so lost in this process and you have clarified so many questions. I don't know anyone who has these answers that we needed. Thank you.
@@MsLilBit8344 Better solution is tax everyone. No more letting high earners escape taxation at that ridiculous cap of 168k or whatever it is. I also believe to recoup the other lost 30% more limitations to those leaving the US economy. If you move overseas you shouldn't be feeding on the US because you are no longer contributing to the economy here.
Thank you Professor Ed! This video helps me realize how to approach my retirement benefits in 3 years. God willing- i will be 60 years old in July 2025. I am navigating to educate myself regarding the ins and outs of retirement. I wish to retire at the age of 62. After watching this video, I learned that I can apply for retirement and disability at the same time, with Medicare benefits!
i’m on disability for mental abilities and i’m also sick 🤢 my son is handicapped and we both get around $900 it’s insane we are barely eating and i love how they call my car a luxury when between 21 doctors !!!! they give us $30 cola and i don’t want it cause they take our foodstamps and fuel assistance and our rent goes up
Awesome site. First time watching. Every interesting. I just forwarded the site to seniors who already receive benefits to ensure they are fully aware of their options. Thank you!!
Husband passed was getting social security. @ 62 I took an early retirement so that could be his full time caregiver. They started to pay me maybe have of his Soc Sec., Are you saying that I can get 100% of His Social Security Since he’s gone.
I'm sorry to say you didn't waste my time! I am on SSDI I make $600 a month. My husband and I are separated! I am lost. I can't seem to find help. He's working I have insurance through his work I heard what you said about stopping Medicare I will check that out. I'm signed up for HUD once that comes through it will help a lot. I thought when I turned 65 I should make more. I've called them SSI I mean. They say there is nothing they can do. I worked for many years. I have a progressive form of Multiple Sclerosis! I liked working. Anyway if I made any sense at all what can I do?
That is correct, you aren't required to file when receiving SSI. If you have any possible deductibles, I would file, though. Also, if you pay rent and are Disabled or 65 and older and receive State benefits, and you don't already take advantage of Rent rebates, you can file that too.
I am disabled, I do pay rent that is not subsidized, but Florida does not offer any state benefits that I know of other than food stamps at least in my situation. So all I live on is my SSI check. I have looked and looked to see if there were any other benefits that I could receive and cannot find any. Is there any that anyone else knows of that I don't? Mister Ed you are a godsend just for the channel alone...
Thank you. I am 64 this year, and I am planning to wait until at least full retirement of 67. I work online, where my income is enough to live on, so I think of my SS as an investment earning 8 percent interest per year. I fully enjoy the SSA online site. It’s very well done and allows me to track my benefits. I may consider part-time work to get healthcare coverage at 65.
I early retired at 65. But was still working. My x husband of 25 years passed 2019. I started receiving his retirement. I also was working all the years. I was employed part time for the government. I haven’t worked for the last almost 2 years. I guess I want to know my part time work with the federal government. I paid into taxes but I can’t get any retirement from my years of service 2004 to January of 2024. I haven’t worked since then but I’m still employed
My income is $1,718 a month. I checked SSA and saw that the cap for not having to pay a co-pay for insurance is $1,903 yet SSA sent me notice that my income exceeded the cap so now they want $176 a month from me. My case worker said their right but the numbers don't jibe.
Thank you so much. Hopefully, someone you send that to will be able to find some more money to make their life easier. And that will be thanks to you!!
Ed, thank you for this information. I've been disabled for about 10 years or more. What will I have to live on when I'm 62 or 65? Will my SSDI stop and my retirement be less? I live payday to payday now. What should I do? Will I end up homeless?
PLEASE - PLEASE do NOT go faster. Remember we are all "old" folks and do not have the mind and speed of a 20 year old anymore. We need all the details at a lower speed and time to comprehend what you are saying, that's why we are here ! For the people that have no patience and want everything fast, they can adjust their speed or go to fast food drive-in .
8:01a I retired from AT&T in 1996 with a pension. I continued to work elsewhere until 2009 when I applied for my SSA. I recently heard that if a person retired with a pension, you wouldn’t get your full SSA that was due you. Is that true? Thanks, Sherry
I'm 65;years old been self employed since I was 21:years old fell off a house in 2008; and had to go on disability I'm only getting 980.00 because my social security wasn't matched by employer, really hard to get by was wondering what else I'm entitled too.
So sorry to hear that.. Make sure you check out that 4 part series on living on Social Security alone. Hopefully, there's something in there that can make your life a little bit easier.
As a self employed person, you are the employer. You should have paid both the employee and the employer portions of SSI each and every year that you filed your tax return. Not sure why Dr. Ed did not point this out.
@@jeffdavis8811 l think you just might of hit on something my friend,, my ex signed me up for disability when I fell and shattered my ankle and compound fractures of tipula and fibula,, and you got me to thinking and there's SSI and SSDI and I know my accountant didn't mess up,, lm betting I'm getting SSI and that's why I'm only getting 943 dollars and I remember I didn't have to wait 5 months like I read you do for SSDI and l also got Medicaid,, we broke up and she never told me what I have.
What? I would like to know and social security has never ever been. Able to tell me is what if your ex. Husband works for the government public defender's office and they get a pension. Do they still get social security? Am I? Entitled to that or at least 50% of that, and how do I find out how much it would be? Thank you
Please join one of my FREE LIVE Q&A sessions and I can answer your question more fully. Or, you can schedule a private call here: calendly.com/mygovexpert/consult
Direct Express is the way to go when you travel internationally or plan on moving to another country. Your bank in NOT in every country and this is the only way to get your SS where you will be.
Please join one of my FREE LIVE RUclips Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
Dr Ed, I'm 86, started benefits at 62, back to work at 64 for 18 months. Became 95% disabled at 77, completely disabled at 81. Never received any disability benefits. Are any disability benefits available to me now? I don't live in the USA. Thanks, David
That’s not a clear answer. VA medical coverage is free. Medicare cost are deducted from my monthly social security benefit check. Where can I get an answer to this. I want to maximize my SS CHECK.
Great information, I'm 62 and disabled I haven't worked a full time job since 2008, not sure if I should file for disability or retirement. I do have enough credits from my full time job. Any suggestions would be great.
You can file for retirement and disability at 62 at the same time. However, for disability, you also have to be currently insured, which means you had to work and pay into Social Security five out of the last ten years.
Don't wait on filing for disability. On disability work credits expire. You definitely should apply for disability. Taking early retirement is reduced. Disability would not be reduced.
I am new to disability and I’m 60 years old. I’m also new to your channel so far. I love it because I’m very ignorant about these benefits I work two and three jobs. , All my life can’t even afford a divorce and I’ve gotta get one so I can think about my 1st spouse once he turns 62. But can you please elaborate on part D penalty for Medicare? Be very specific like what are the fees I don’t get much at all on disability, and I did work hard all my life I had to have 2 to 3 jobs just to make it. Thank you very much….
As a retired IRS worker, still file a return even if you put all zeros on it if the IRS has a record that you are filing a return than someone can't steal your social security number and try to steal your Social Security checks
New Sub Here, enjoying what I'm seeing. Excellent show! I will be checking out more of your video's. Thank you for what you do here on your channel. I found you while researching SSI options. I'm at a crossroads and would like to go back to part time self employment. Is the ticket to work program the way to go? I do still have medically disabling factors, but I'm tired of sitting around and not being a contributing human on this planet. I feel I could at least put in a few hours a day and be okay health wise. I mean I won't know until I try, correct? I just can't lose my medical benefits. Among other things, I am a two heart attack survivor and will be on medication for the rest of my life. Again, thank you for what you do here and your time. Oh and yes to the male pattern baldness cure!🤣
Thank you! Glad you found us! Yes, if you are thinking about returning to work the Ticket to Work program is a great way to start since the whole system is way too complicated. Or, you can call your Area Work Incentives Coordinator at your local office...they can help too. ...hopefully your new work will be looking for that cure! lol
@@MyGovExpert Thank You Thank You Thank You!!! Finally! After a month plus of researching and getting no real answers. A positive answer! Finally! Thank you again! After I get back to somewhat of a life, I will make a contribution and as of now, I will spread the word about your channel with only good things to say!
Thank U SO VERY MUCH FOR YOUR KNOWLEDGE AND TIME TO SHARE WITH US. 😊😂 ❤ 😃🥰👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻WE NEED PEOPLE LIKE U WITH THE GO TO ANSWERS.!!! U R A HERO!!!! THANKS 😊😊😊😊😊😊 I m SHARING your knowledge with as many persons I know will appreciate a HERO Like U Dr. Ed 😊😊😊😊😊
Yes, but if you get a Medicare Advantage plan, Part D is usually bundled together. If you get a Medicare Supplement plan, then you have to get Medicare Part D separately. If you want, let me know, and I can have someone call you about a month or two before you start and get you all set up.
Hum...I was told survivors at 60 and you get it no matter how much you earn. But if disabled ten there is/was a set limit on income. 🤔 I think my two local ss office folks had gotten the Mars training classes cause nothing or very little match up with things I'm told and read. 🤔
It's really difficult to keep your job wages under that SSA Limit.... But.... I would suggest to keep earning as much as possible because it will help to increase your own SSA Amount when you finally take your own....
Hey Ed, these ads that talk of a cash allowance debit card for folks 65 or older that supposedly is from medicare, but kept "secret" that by filling out a 2 or 3 question form online, is this a phising scamm? I called Medicare and was informed that they are unaware of such an additional allowance. If this is a scamm,, they are targeting an already desperate income dependant populace. You might do a video on this as well.
Mr Ed- many banks stopped accepting Direct Express here. However, I go to the federal credit union and they process my DE card as a Visa cash transaction to give me the cash. There is no charge on it. Might be an option for some people. ❤
I am a Veteran 66, disabled an DENIED SSDI. Was married to my 1st husband for 20yrs (Veteran-retired) now deceased. I was told because I remarried I am NOT eligible!
Thank you sir for all you do. I’m 70 years old and I’ve had plan-G for 6 years now. Every year there’s always an increase. If I switched to plan N ,will I be losing any of the benefits that I have with Plan-G ?
The million $$ question: if your only income is SS and you have about a million in a IRA account should you convert the IRA to a Roth? At age 69. If not how much more the SS will costing you?
Ed, it’s mind boggling. I was married 10+ years, am 71, ex-husband still alive, BUT he says he never paid into social security because he didn’t trust the government. Yet he worked for the schools as a janitor and for an army depot, plus is a veteran. I don’t think he gets any benefits. I did not work while I was married to him. But after the divorce I began working and am now retired and receiving social security. Can’t he collect on my benefits?
Two questions. One, if I choose to retire at 63, in getting a temporary insurance for 2 years, Do I need to get option D as part of that insurance? And secondly, What if I become self employed and purchase insurance accordingly, Do I need Medicare coverage when I turn 65?
Thank you for your podcast I learn more today than I have in the last year trying to look things up myself! I will be back to listen to you you sent out the messages Ama looking for your subscription to pop up good job thank you again😊
Thanks for the military time benefit advice that adds to the annual income of my past military pay. Maybe it will bump up my SS check a little bit. I wasn't asked about my military service so when i go down to my local office ill be sure to take my DD214 with me.
Hello, Dr. Ed Weir, thank you very much for all the information on SS. Ever since I’ve discovered your channel, I am learning so much. However, I have “ridiculous” questions, please. 1) How do I calculate the length of marriage? I got married in Nov. 1974 and received the Final for the divorce in April 1985. I’d never submit an application for the spousal benefit till this day when I am approaching 76! 2) Is it too late to ask for it? Thank you!
☎📞Don’t want to ask your questions during our FREE LIVE Q&A Sundays 3pm PST (6pm EST) or Thursdays 4pm PST (7pm EST)? How about a private one-on-one call with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult
I need to know if I collect on his record if I already collect my own? He is deceased (2020) Covid related. We were married 40 years, but separated
@@pamelawashington6289
With SS you are even married or not. Doesn't matter if living separate. You'll need to talk to SS to see which direction would be the largest check.
Is you buy a supplement with some benefits can they change the next year?
Multivitamins and supplements are just a racket.
23:29 my wife hasn't worked and dosen't have enough credit s will she get all my benefits 😅
I collected widow's benefits at 60 and switched to mine at 70. I made the right decision. Thank you for helping folks. I have forwarded to others. I also helped a women working in Lowe's. She didn't know she was entitled to collect her spouse social security at 60. I felt so good to help someone. Thank you for your work to help others 😊
Me, too
I'm turning 70 this coming January 2025. As of now, I'm receiving my deceased husband for 4 years now, waiting for my own retirement at 70, hoping I can get more so it will be better for me. I haven't enrolled part B since I still have insurance through my employer.
This man is the real deal. We forget to check but he didn’t. God Bless you ❤
Thank you so much, and thank you for taking the time to write such a nice comment.
Yes, he is. Very informative too. ! And thorough too!!
I just turned 69. I may be going back to work and making more than ever. Thanks for letting me know about suspending Retirement so I can get the extra.
@@debgoza1630 you can make so much money n still getting your social security
Great video. Social Security shouldn't be this freak complicated! Only the GOV could make exceptions to exception to exceptions.....
I just saw your videos and I love them ! Please.....keep them coming. I didn't find them boring nor, you too slow. It's a lot to take in and you explained it very well, by taking your time to explain them in depth. I sincerely appreciate you and the effort you put forth. I can't thank you enough. You have blessed me so so much with all your knowledge and experience. God bless you abundantly!
Thank you Ed, for helping regular people have Social Security knowledge 👍🏻👍🏻
My complaint is that the cap is way too low! Well below living standards.
20k is ridiculous, to stay in step with cola and inflation is should be 100k so seniors can actually survive.
Thanks for the comment.
Help I agree on because of inflation ..It needs to adjust also❤
I barely get $700/month. And yes i get told to live on that. Oh well . Thats what a senior citizen who owns her home gets. Was told i should not have paid off my house.
@@debrameadows6289 reverse mortgage… it’s an option
@@debrameadows6289
Idk who told you that but thats incorrect. SSI doesn't count one vehicle and one home. A second vehicle or a secondary home would be counted.
One of four things. They are either counting someone else's income in your home, or they are reducing your check saying you aren't paying your fair share (like if someone pays for your food which that law has changed or will be changing) or they are reducing it for an overpayment. Or if you have another source of income they would reduce SSI.
You should call SSA and get answers.
If it was SSA that told you that please keep in mind it takes two years for those agents to learn their job thoroughly and they are having an extremely difficult time keeping people.
One other possibility they could have some confusion over the mortgage being paid and someone documented somewhere you was getting assistance with housing and again the agent didn't understand what was wrong. I've had agents in the past give plenty of inaccurate information.
You can do a Google search. Owning or buying a house doesn't count against you unless it's a vacation or rental (in which case you'd be disqualified from SSI)
Twenty years ago I had an agent tell me if I work failed i'd be homeless. Which was completely inaccurate I was on section 8 and dual benefits (SSI and SSDI)
Please reach out to SS and see why your payment is being reduced and what you need to do to have it reinstated. No one should be forced to live like that.
If you own your own house can you rent out a room to help you cover taxes, insurance and utilities? It could be helpful.
Good luck. I hope your situation gets better.
I’m turning 65 next year… you have helped me prepare tremendously, thank you Dr. Ed.❤
Awesome!!!
Dr how I can get help I’m 75 years
Thank you for for Social Security information.
You are a Godsend. My head is spinning with the problems I’m having. I can’t even talk about right now. I will soon. Need help😢
Mr. Ed thanks for giving the information people's with problems with SSD AND SSI AND SSA. People's need lots of help with SSA .Wanted to say thank you for all your help. Thanks again.
So nice of you! Thank you so much!
Married for 15 years .he passed at 50yrs old I went on disability 4 months after they said I couldn't get any monies on his name is this true
@@annailkanic3130you can collect off a deceased husband yes. Also you can collect off a x-spouse, whichever one gets you more money!
No Ed, you did not waste my time. I had to retire at age 62. I hurt myself at work, at age 61. I did not get workers comp do to needing the separation pay offer at the time. And ignorance. I cannot work do to hip injury. So when I turned 62, I took SS Retirment. Just heard you say I can get disability at the same time. So, I will be asking you more questions on a later episode.
Dr. Ed, my husband and I were 60 yrs. when he passed away, I continued working. Received partial survival benefits, was told if I wait to file for SS when I reach 70, I would receive a certain amount. I waited, only to receive half.
You are entitled to all deceased spouse benefits unless a child is getting half of it. If widowed and no minor child of his is involved you get his whole benefits amount. I get my deceased husband's whole benefits amount
Thank you so much! You're awesome, letting everyone aware ofwhat they entitled to. God bless you.
I just came across your channel and I can say you are God sent...I have done good so far on my part.. but SSA had made many mistakes and they keep on making them. I'm so glad I found someone that took their job seriously and like helping other people when help is needed... I like in upstate NY and everytime I call SSA, I get a different answer and I'm told to forget what ever someone else from the same agency told me...but now I can watch your videos and I will make my way to a live...thank you so much for all this help
Awesome. So glad I could help. A lot more videos to come.
Thank you. My husband collects his SS next year, and he was in the military. So good info.
Thank you. 🙏🏼 ❤. You are a great resource. Followed your advise and filed a 561. Within one day they acknowledged my claim and solved the problem. Chuck
That is so awesome. I like it when a plan comes together!!
Dear Dr. Ed, thank you so much for your kindly to give us the opportunity to learn more details about SocialSecuity matter. 🙏
This information is the most reliable one. I was able to educate my friends and family thru your channel. Thank you
Awesome. That's exactly what I like to hear. More people out there, helping their communities. Thank you so much!
Mr Ed thank you from the bottom of my heart for ALL t.hat you do for everyone. God will have a special place for you in heaven. GOD BLESS YOU AND YOURS
You are SO WELCOME!! Thank you so much for the kind words!! More videos to come!
Doc, I was on VA disability when they penalized me the 200 a month. Everything was covered by VA. ? Ty so much. I will subscribe
I just stumbled upon your channel and I'm so glad I found you. My most pressing question is on medical. I retired frim the State and quaified fir their medical insurance coverage which comes free with my retirement benefit. My husband, in the ither hand, has no State benefit. However, I am being charged extra for my health care coverage while my husband gets more coverage witjout additiona premium payment! Is my State benefit a disadvantage in this instance? What should I do?
Thank you for this information I greatly appreciate it and your work 👍👏
After a 15 year childless marriage, I paid Permanent Alimony for ten years. Then being unemployed since 2010, started collecting SS in 2016. Taken back to court, I've been ordered to pay 65% until death. No one can believe this is possible. Divorced in Palm Beach Florida, living in Florida, is this even legal? Living on only 35% of SS is devastating, and caused my latest spouse of 22 years to take her life.
Thank you for sharing your knowledge, we are so lost in this process and you have clarified so many questions. I don't know anyone who has these answers that we needed. Thank you.
I agree cola needs to be cost of living plus 2%
Well, there's two of us
They'd just cut benefits saying it's broke.
@@MsLilBit8344 Better solution is tax everyone.
No more letting high earners escape taxation at that ridiculous cap of 168k or whatever it is.
I also believe to recoup the other lost 30% more limitations to those leaving the US economy. If you move overseas you shouldn't be feeding on the US because you are no longer contributing to the economy here.
Thank you Professor Ed! This video helps me realize how to approach my retirement benefits in 3 years. God willing- i will be 60 years old in July 2025. I am navigating to educate myself regarding the ins and outs of retirement. I wish to retire at the age of 62. After watching this video, I learned that I can apply for retirement and disability at the same time, with Medicare benefits!
Thanks Dr. Ed! I am new to the channel. I subscribed and will be checking in. Thank you for your service!
You are so welcome and welcome to the channel. Make sure you share and all that great stuff. Take care of yourself.
I have been on SS since 2011 and I am now in late 70’s.
i’m on disability for mental abilities and i’m also sick 🤢 my son is handicapped and we both get around $900 it’s insane we are barely eating and i love how they call my car a luxury when between 21 doctors !!!! they give us $30 cola and i don’t want it cause they take our foodstamps and fuel assistance and our rent goes up
Awesome site. First time watching. Every interesting. I just forwarded the site to seniors who already receive benefits to ensure they are fully aware of their options. Thank you!!
You are TOO AWESOME! Thank you for looking out for those around you!
God's blessings and healing to all Amen 🍀🙏😇😇🙏😇🙏
Thank you. Take care yourself and have an awesome weekend.
Husband passed was getting social security.
@ 62 I took an early retirement so that could be his full time caregiver.
They started to pay me maybe have of his Soc Sec.,
Are you saying that I can get 100% of His Social Security Since he’s gone.
We erected married 48 yrs.
Can you see if I’m straight. ❤
So much coherent and better in your speed of speech. So very nice Mr Ed. Thank you Sir ED.
Thank you for this video. I educate myself, im 66 and planning to retire until seventy. Coz i want to work and earn more. Thanks again
Best of luck!
I'm sorry to say you didn't waste my time! I am on SSDI I make $600 a month. My husband and I are separated! I am lost. I can't seem to find help. He's working I have insurance through his work I heard what you said about stopping Medicare I will check that out.
I'm signed up for HUD once that comes through it will help a lot. I thought when I turned 65 I should make more. I've called them SSI I mean. They say there is nothing they can do. I worked for many years. I have a progressive form of Multiple Sclerosis! I liked working. Anyway if I made any sense at all what can I do?
Thank you sir for sharing your knowledge!!
My pleasure
Hi Dr. Ed, I just wanted to say thank you! I will be needing your help with a few things. So I will email you so I don't take up to much time here.
❤THEY KEEP TELLING ME I DONT NEED TO FILE TAX LAST 3 YEARS. ON SSI...DONT GET ENOUGH...??? YET GET THE FORMS...THANK YOU...FOR YOUR HELP...
That is correct, you aren't required to file when receiving SSI. If you have any possible deductibles, I would file, though. Also, if you pay rent and are Disabled or 65 and older and receive State benefits, and you don't already take advantage of Rent rebates, you can file that too.
I am disabled, I do pay rent that is not subsidized, but Florida does not offer any state benefits that I know of other than food stamps at least in my situation. So all I live on is my SSI check. I have looked and looked to see if there were any other benefits that I could receive and cannot find any. Is there any that anyone else knows of that I don't? Mister Ed you are a godsend just for the channel alone...
Thank you. I am 64 this year, and I am planning to wait until at least full retirement of 67. I work online, where my income is enough to live on, so I think of my SS as an investment earning 8 percent interest per year. I fully enjoy the SSA online site. It’s very well done and allows me to track my benefits. I may consider part-time work to get healthcare coverage at 65.
Thanks I was married for 15 years and thought I could not collect on 1st marriage because I remarried!
If you're now single, you certainly can.
I early retired at 65. But was still working. My x husband of 25 years passed 2019. I started receiving his retirement. I also was working all the years. I was employed part time for the government. I haven’t worked for the last almost 2 years. I guess I want to know my part time work with the federal government. I paid into taxes but I can’t get any retirement from my years of service 2004 to January of 2024. I haven’t worked since then but I’m still employed
My income is $1,718 a month. I checked SSA and saw that the cap for not having to pay a co-pay for insurance is $1,903 yet SSA sent me notice that my income exceeded the cap so now they want $176 a month from me. My case worker said their right but the numbers don't jibe.
That's government math for you.
💚💚💚Please don’t talk faster- your cadence is perfect - Laura in Georgia 😊
You are so awesome. and thank you. I am telling people I know about you and giving them your link
Thank you so much. Hopefully, someone you send that to will be able to find some more money to make their life easier. And that will be thanks to you!!
Switch to chime, eg. Direct deposit ditch direct express
You have to file on your record first....but you can't stop yours if you want spouse benefits too.
Can or can't?
I will be retiring in 6-10 years, I love your input.
Al here I made all the right things
Awesome, I'm so glad to hear that. Now make sure all those around you make the same great decisions you did.
Ed, thank you for this information. I've been disabled for about 10 years or more. What will I have to live on when I'm 62 or 65? Will my SSDI stop and my retirement be less? I live payday to payday now. What should I do? Will I end up homeless?
Ronnie, God bless you! Cast your cares on Jesus Christ!
PLEASE - PLEASE do NOT go faster. Remember we are all "old" folks and do not have the mind and speed of a 20 year old anymore. We need all the details at a lower speed and time to comprehend what you are saying, that's why we are here !
For the people that have no patience and want everything fast, they can adjust their speed or go to fast food drive-in .
You got it! Thanks for the comment!
I AM PRESENTLY ALSO RECEIVING SSI. In the amount of $ 224.00 each month
Thank you Dr. Ed.
You are very welcome
Very interested in your video on delayed retirement benefits and how all that works Thank you and great job!
Thank you, I sure do appreciate it. A lot more videos to come.
Just found your channel recently and you have such great info! Thanks for the help. I'm from Paris also 😊
Welcome!! Glad you found us!! Paris High? I went to the little one, North Lamar High School...
8:01a I retired from AT&T in 1996 with a pension. I continued to work elsewhere until 2009 when I applied for my SSA. I recently heard that if a person retired with a pension, you wouldn’t get your full SSA that was due you. Is that true? Thanks, Sherry
I'm 65;years old been self employed since I was 21:years old fell off a house in 2008; and had to go on disability I'm only getting 980.00 because my social security wasn't matched by employer, really hard to get by was wondering what else I'm entitled too.
So sorry to hear that.. Make sure you check out that 4 part series on living on Social Security alone. Hopefully, there's something in there that can make your life a little bit easier.
As a self employed person, you are the employer. You should have paid both the employee and the employer portions of SSI each and every year that you filed your tax return. Not sure why Dr. Ed did not point this out.
@@jeffdavis8811 l think you just might of hit on something my friend,, my ex signed me up for disability when I fell and shattered my ankle and compound fractures of tipula and fibula,, and you got me to thinking and there's SSI and SSDI and I know my accountant didn't mess up,, lm betting I'm getting SSI and that's why I'm only getting 943 dollars and I remember I didn't have to wait 5 months like I read you do for SSDI and l also got Medicaid,, we broke up and she never told me what I have.
Thank you so very much for sharing your knowledge!
What? I would like to know and social security has never ever been. Able to tell me is what if your ex. Husband works for the government public defender's office and they get a pension. Do they still get social security? Am I? Entitled to that or at least 50% of that, and how do I find out how much it would be? Thank you
Please join one of my FREE LIVE Q&A sessions and I can answer your question more fully. Or, you can schedule a private call here: calendly.com/mygovexpert/consult
Direct Express is the way to go when you travel internationally or plan on moving to another country. Your bank in NOT in every country and this is the only way to get your SS where you will be.
Thanks for the info!
If you are Barry and you’ve been divorced from your both spouse, are you allowed to get part of the benefits and how would I go about doing it?
You need to have been married at least 10 years to a spouse.
Please join one of my FREE LIVE RUclips Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
Dr Ed, I'm 86, started benefits at 62, back to work at 64 for 18 months. Became 95% disabled at 77, completely disabled at 81. Never received any disability benefits. Are any disability benefits available to me now? I don't live in the USA. Thanks, David
I get medical benefits from the VA. I also have Medicare advantage plan. Do I need both? I’m 72 single never married.
Some people get it, some people don't. It's a completely individual decision.
That’s not a clear answer.
VA medical coverage is free.
Medicare cost are deducted from my monthly social security benefit check.
Where can I get an answer to this. I want to maximize my SS CHECK.
Thanks!
Thank you so much for the support. I really do appreciate it!!!
Great information, I'm 62 and disabled I haven't worked a full time job since 2008, not sure if I should file for disability or retirement. I do have enough credits from my full time job. Any suggestions would be great.
You can file for retirement and disability at 62 at the same time. However, for disability, you also have to be currently insured, which means you had to work and pay into Social Security five out of the last ten years.
Don't wait on filing for disability. On disability work credits expire.
You definitely should apply for disability. Taking early retirement is reduced. Disability would not be reduced.
I am new to disability and I’m 60 years old. I’m also new to your channel so far. I love it because I’m very ignorant about these benefits I work two and three jobs. , All my life can’t even afford a divorce and I’ve gotta get one so I can think about my 1st spouse once he turns 62. But can you please elaborate on part D penalty for Medicare? Be very specific like what are the fees I don’t get much at all on disability, and I did work hard all my life I had to have 2 to 3 jobs just to make it. Thank you very much….
Do i have to pay taxes on my ss check? Thank for informing us, very good videos
Sorry, I don't do taxes, and they're just so many variables
As a retired IRS worker, still file a return even if you put all zeros on it if the IRS has a record that you are filing a return than someone can't steal your social security number and try to steal your Social Security checks
Thank you sir, Semper Fi 🇺🇲
New Sub Here, enjoying what I'm seeing. Excellent show! I will be checking out more of your video's. Thank you for what you do here on your channel. I found you while researching SSI options. I'm at a crossroads and would like to go back to part time self employment. Is the ticket to work program the way to go? I do still have medically disabling factors, but I'm tired of sitting around and not being a contributing human on this planet. I feel I could at least put in a few hours a day and be okay health wise. I mean I won't know until I try, correct? I just can't lose my medical benefits. Among other things, I am a two heart attack survivor and will be on medication for the rest of my life. Again, thank you for what you do here and your time. Oh and yes to the male pattern baldness cure!🤣
Thank you! Glad you found us! Yes, if you are thinking about returning to work the Ticket to Work program is a great way to start since the whole system is way too complicated. Or, you can call your Area Work Incentives Coordinator at your local office...they can help too. ...hopefully your new work will be looking for that cure! lol
@@MyGovExpert Thank You Thank You Thank You!!! Finally! After a month plus of researching and getting no real answers. A positive answer! Finally! Thank you again! After I get back to somewhat of a life, I will make a contribution and as of now, I will spread the word about your channel with only good things to say!
Thank U SO VERY MUCH FOR YOUR KNOWLEDGE AND TIME TO SHARE WITH US. 😊😂 ❤ 😃🥰👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻WE NEED PEOPLE LIKE U WITH THE GO TO ANSWERS.!!! U R A HERO!!!! THANKS 😊😊😊😊😊😊 I m SHARING your knowledge with as many persons I know will appreciate a HERO Like U Dr. Ed 😊😊😊😊😊
Thank you so much for the kind comments!!!
When I start Medicare in October I have part a
I plan on getting part b in October
Do I have to get part d for drugs?
Yes, but if you get a Medicare Advantage plan, Part D is usually bundled together. If you get a Medicare Supplement plan, then you have to get Medicare Part D separately. If you want, let me know, and I can have someone call you about a month or two before you start and get you all set up.
Thanks for giving back! God Bless 😇🙏🏾🦋
You are so welcome
I'm a 64yo disabled Veteran and boy am I confused
Join my live if you have any specific questions.
This is Amazing information, THANK you for taking the time to do this for us.
Glad it was helpful!
I will turn 60 next month and am able to get my deceased husband's social security. Can earn over the amount for the remainder of this year?
If you go over the annual amount, then you have to stay under $1860 for the rest of the year
Hum...I was told survivors at 60 and you get it no matter how much you earn. But if disabled ten there is/was a set limit on income. 🤔 I think my two local ss office folks had gotten the Mars training classes cause nothing or very little match up with things I'm told and read. 🤔
It's really difficult to keep your job wages under that SSA Limit....
But.... I would suggest to keep earning as much as possible because it will help to increase your own SSA Amount when you finally take your own....
Wild Goose Chase happens CALLING PHONE NUMBERS to get answers to questions & options & levels of the social security system. Emotionally devaluing.
😮Thanks 👌
You are so welcome!
Thanks a bunch for all your important info, friend.
Glad it was helpful!
Semper Fi.
Semper Fi!!
❤thank you Dr ed w. For ss info and your service!❤
Thank you too!
Hey Ed, these ads that talk of a cash allowance debit card for folks 65 or older that supposedly is from medicare, but kept "secret" that by filling out a 2 or 3 question form online, is this a phising scamm? I called Medicare and was informed that they are unaware of such an additional allowance.
If this is a scamm,, they are targeting an already desperate income dependant populace.
You might do a video on this as well.
I’m retired 69 still working
They are taking taxes out
Medicare tax
Is this allowed
I’m drawing my social security check also
Since 65
Mr Ed- many banks stopped accepting Direct Express here. However, I go to the federal credit union and they process my DE card as a Visa cash transaction to give me the cash. There is no charge on it. Might be an option for some people. ❤
I enjoy your platform, thanks for your advice...
Glad to hear it!
Like your tip and usefully very good and interesting
I am a Veteran 66, disabled an DENIED SSDI. Was married to my 1st husband for 20yrs (Veteran-retired) now deceased. I was told because I remarried I am NOT eligible!
Unfortunately, that is correct. Once you remarry, you disqualify yourself from ex spouse benefits.
You should be able to qualify based on your service.
Thank you sir for all you do. I’m 70 years old and I’ve had plan-G for 6 years now. Every year there’s always an increase. If I switched to plan N ,will I be losing any of the benefits that I have with Plan-G ?
Sent this to my children an living family.
Thank you, we definitely need to get the word out there.
The million $$ question: if your only income is SS and you have about a million in a IRA account should you convert the IRA to a Roth? At age 69.
If not how much more the SS will costing you?
Great video Dr Weir. I am a veteran holding out until 70. If I adopt a child in the Philippines when I move there, does my SS increase?
Ed, it’s mind boggling. I was married 10+ years, am 71, ex-husband still alive, BUT he says he never paid into social security because he didn’t trust the government. Yet he worked for the schools as a janitor and for an army depot, plus is a veteran. I don’t think he gets any benefits. I did not work while I was married to him. But after the divorce I began working and am now retired and receiving social security.
Can’t he collect on my benefits?
Two questions. One, if I choose to retire at 63, in getting a temporary insurance for 2 years, Do I need to get option D as part of that insurance? And secondly, What if I become self employed and purchase insurance accordingly, Do I need Medicare coverage when I turn 65?
Also I'm interested about the veteran benefits to my SS
You answered so many of my questions thankyou! You have a new subscriber!
Yay! Thank you!
Using acronyms is great. However please explain acronym before using it. IE COLA, etc.
COLA=Cost Of Living Adjustment
Thank you for your podcast I learn more today than I have in the last year trying to look things up myself! I will be back to listen to you you sent out the messages Ama looking for your subscription to pop up good job thank you again😊
Thank you so much. Glad the videos were able to help. Make sure you share with everybody you can. So many people are missing out on benefits
We need his DD for is retirement we waiting for it
Thanks for the military time benefit advice that adds to the annual income of my past military pay. Maybe it will bump up my SS check a little bit. I wasn't asked about my military service so when i go down to my local office ill be sure to take my DD214 with me.
You're welcome. Hey, every dollar's a dollar and it's your dollar, so go for it. Take care of yourself, Ed
How does Medicare work if you are enrolled in the VA and getting all of your care there? I'm 73 and a USAF vet from the Vietnam era
House Approves: 3 Direct Payments of $1,500 & $3,250 for Social Security & SSDI - Dates Confirmed!
It’s true?
Hello,
Dr. Ed Weir, thank you very much for all the information on SS.
Ever since I’ve discovered your channel, I am learning so much. However, I have “ridiculous” questions, please.
1) How do I calculate the length of marriage?
I got married in Nov. 1974 and received the Final for the divorce in April 1985.
I’d never submit an application for the spousal benefit till this day when I am approaching 76!
2) Is it too late to ask for it?
Thank you!
Hoping you can answer this. What is the entire amount that someone has to pay in to receive the full benefit of $4000 a month?