Thank you so much for this much needed information! On December 3, 2022, my daughter(who is covered under our insurance plan with Allstate) was involved in an accident involving another vehicle. She stopped at a stop sign thinking she was at a 4way stop, saw the on coming vehicle driving at a good amount of speed, assuming the other driver would stop, but he did not and collided into the front driver side of her vehicle. She nor the other driver was hurt, but both vehicles( more so hers) were extremely damaged. After the police report and the exchange of insurance information, both vehicles were not drivable, were towed to local body shops. The following day we proceeded to file a auto accident claim with our insurance company Allstate. My daughter proceeded to tell what happened, and mentioned in the explanation that she was finishing up a delivery with Door Dash Food Delivery, then all of a sudden we were blindsided with the information from our insurance company that they would deny this claim and will not pay for the damages because she was employed with Door Dash. Upon contacting Door Dash with this information from Allstate, Door Dash informed us although my daughter worked for them, they would not be responsible for the damage of her vehicle because they only carried liability insurance to which covers the damages of the other vehicle involved. We then informed Allstate of what we were told by Door Dash, Allstate informed us to get this information in writing from Door Dash. We were able to submit a statement to Allstate stating this from Door Dash, Allstate stated they would review the claim once again and get back with us. Well… they did an still denied the claim! Now my daughter is left with a new vehicle lest than a year old, that has been declared totaled according to Allstate, that she owes $15,0000 on and can’t even drive it nor do we have the money to repair it!!😢 Please advise us on what in the world we are going to do! Thank you, Janice Spann 6016137158
Morning. Very sorry to hear this. To be frank, I honestly don't know what to tell you. I don't know anything about what Door Dash covers regarding a driver's property damage. Re: Allstate, that would be governed by your ins policy with them. I wouldn't just take their word for it. I'd make them show you where in the policy it says she will not be covered in this situation. And get a copy of your ins policy from them so you can see it yourself.
Friend, I'm in a very similar situation. My car tire blew and car totaled but they're trying to deny my claim with full insurance. No other cars involved, just mine. Best of luck to you and your daughter! For me, it just seems like a situation to take as it is and be glad things weren't worse unfortunately. Either remain paying the car off and hopefully it's a very small monthly amount or allow it to go to credit which may mean legal issues too. Honestly, I'm still thinking about what I want to do
Interesting story I had from a friend of mine that may help others Here in Canada he’s driving and a deer comes out of the woods and runs into him on the country Road. Of course he phones the insurance company and it’s being recorded, he’s lucky he said the deer ran into his car not a hit a deer. The big difference is if he hit the deer he’s admitting fault. Be aware of that when you call them you’re being taped And you might be emotional so collect yourself first before you make that call. Insurance companies are not your friend guaranteed
Thank you for your informative video. Knowledge is key And a lot of us are being cheated out monies offered to us because we feel defeated before the battle. I currently have Geico Insurance and I filed a vandalism claim, there's no force entry and for this they're denying my claim and they assume my car catching fire was a mechanical error, there pre-appointed detail shop totaled my car out but the claim rep sent my claim to investigations and is kicking me and my kids out of the rental all because now sign of force entry. There was theft involved. What should I do, my phone is messing up I can't type the whole story
Hi, I was involved in car accident a month ago, I wasn’t at fault, I got other drivers insurance and filed a claim, they denied liability, then I had to contact my insurance company to help me, but at the end , they’re denying my coverage too. I couldn’t find any lawyer to handle my case, btw I live in Ohio, but accident happened in PA. What I can do ?
Hi - sorry to hear this. Why is your own ins co denying coverage? If both ins co's deny coverage, and you can't find a lawyer to rep you, you may have to file a lawsuit against the driver on your own. If the amount of your case is low enough, you could research how to do so on your own in small claims court.
@@LawFulloh my fuking god..do u know how unjust it all is the whole ball of wax . Cops courts hospitals family services - do you realize you live IN JELL ???? BECUZ WE ARE NOT CIVILIZED ONLY FAKE POLITE govt is paying everyone to fk everyone. .sounds bad
My fiancé was involved in a hit run car accident in my car last month! I’ve put in a claim to get my car fixed and told them what happened and written statements and still gotten denied!! The insurance company says due to her license being expired her license not valid?!! THERE WAS A LAW THAT PASSED SAYING THAT ALL SPRINGFIELD, Ill. (WGEM) -- Illinois Secretary of State Jesse White announced Wednesday that expiration dates for driver's licenses and ID cards have been extended an additional three months - from Nov. 1, 2020, until Feb. 1, 2021
I was hit by a lady,my daughter got three herniated disks,I got all my disks herniated,and my truck is totalled beyond repair.But insurance company is denying the claim cause they say their driver suffers from memory loss.😱
Gaico is acting in bad faith. I got hit by a transport truck. Gaico is willing to pay for the property … but does not want to hear me about the dr bills and such… I have no idea how this works … also they want me to sign a blank seattlement. They say we supposed to sign it blank…. I need help I’m in North Carolina. Question … how can you sue the police department ? They didn’t did a police report but instead I got arrested for a warrant ( for not showing to court) .. I couldn’t even go to the hospital
@@LawFull I Would assume my insurance company in discovery will try to get information to use against me. Of course they’ll try to manipulate things is what I’m suggesting. So for example short answers no explanation would probably be the best way to go. Things of that nature
@@crush42mash6 Oh. I see what you're saying. Sure, simple straightforward responses are probably the way to go. I don't normally get involved in this stage of the process so I'm not sure what more I could add to this. Sorry I can't be more helpful on this. Is this strictly a property damage claim denial?
So I was involved in accident where the other party was clearly at fault. The driver told their insurance company that they were at fault at first, then later denied fault. Then their company refused to pay. Do I sue the company or the driver?
Minor fender bender where the other party admitted 100% at fault.The insurance referred me in their authorized collision shop,they want me to accept a check for $1300 for body damage not included the internal damage.I counter them$3,000 but never responded.I know they are avoiding my calls so I would settle for $1300.What should I do just wait?May 9 was the accident it is May 16 now still never heard from Geico their insurance.
I paid 5k out of my pocket, my insurance was lapse for payments because I was hit for Covid-19, 2 days before I paid the behind balance my wife was hit by other driver who flit the scene, I didn’t know about the incident because I’m not leaving with her, they re-install the policy as current not a new one, and they’re refusing to pay nothing, any advice. Thanks
How long these car insurance have to find a conclusion? Will that time frame starts from the the date I started the claim, dropped off the car at the bodyshop, or when they started the investigation?? The guy hit my parked car and this case still under investigation since 11/5/20 because the bodyshop mentioned a damage behind front bumper that in didn't claim.
Hi, well there's not a ton you can do. Insurance companies suck. But document everything in writing for sure. There is no set time line. I've had property damage cases that take 4 months to get resolved. There is no time limit for the insurance company to act per se. If you want some more info on property damage, i have a good pdf you can download here: www.chicagolegalgroup.com/need-advice/
In my hit and run case my insurance carrier has stalled and has stated I have to try to work it out with the at-fault's party's insurance company. The at-fault's company has a horrible reputation so I'm gathering all the info I can to represent myself as no attorney wants to handle a property damage case.
@@LawFull The attorney (PI) I've hired filled me in on why she doesn't handle the property part of the case. Doing all I can to help myself on this one.
Thank you for the video. My insurance is threatening to not clear coverage due to me having someone staying with me intermittently without notifying them soon enough. What should I do?
@@LawFull the speed at which the denial of claims have come. Almost 1/4th of all claims were rejected without due consideration.this surprises me immensely. Based on the IME evaluation they are closing my case inspite of the treatment in progress. Is the claim adjuster working on my case is working for me or the other party. I am not even sure at this stage if the insurance company has another adjuster for other party? Everything looks so biased and one sided. It’s hard to digest.
@@LawFull this is a typical auto accident when the other party failed to stop at the time of left turn. I have obtained the letter from the other party accepting 100% at-fault. (correction in my previous reply 3/4 of the claims were rejected), I have 4 herniated disc in lower back and doctor is suggesting potential surgery to stop the fluid leak but I am wary since its the issue of the back (even if they operate successfully, we know from experience that it will never be the same as it was).
@@Lucerne23 Hi, I would respectfully suggest with that level of injuries, you should have an attorney. I have a strong colleague who is an accident attorney on Long Island. If you want a referral let me know. No pressure at all.
It's ironic how insurance, which is often seen as profit-driven, ends up being challenged by attorneys who take a significant portion of settlements. In this dynamic, both parties benefit financially, leaving the client somewhat overlooked in the process.
I have problem with state farm buz my insurance in upstate ny and the driver license same but the registration is in the bronx ny the dealer made a Mistake
So they denied your claim? If so, you need to ask them asap how to appeal their decision and request an appeal. At least that's normally how it works. But I would suggest you consult with a local attorney on this matter as they'll have a better understanding of NY law.
Hey I was sideswiped on the highway (my vehicle was totaled). Defendant (no injuries) insurance company has made me see two different IME doctors and denies liability. There policy limit is 250/500k. The accident caused me to have a herniated disc in lumbar L5-S1, 1 epidural shot and percutaneous discectomy operation. 2 herniated discs in cervical spine, 3 epidural shots. Then last week my pain management doctor had me do a discography procedure to help locate the exact damage discs. Comes to find out I need 2 disc replacements at C4-5 & C5-6. The case is going on a year and half and insurance company still hasn’t offered a reasonable settlement amount & still not taking responsibility. Can I have my lawyer file a bad faith complaint against them for claiming I wasn’t really injured that severely and not offering a reasonable compensation. And if so, can I receive more than the 250k since medical expenses will exceed that??
Hi - sorry for the delay responding. What is your attorney saying about this? It's really a state specific issue - she/he would know better than I what the laws are in your state.
Hello, I have a trucking company one of my trucks was involved in an accident the driver was at fault. now my insurance denied covering any portion not the truck nor the cost of the accident recovery which is in the policy. could you please help me advice?
Hi I'm not entirely sure what your question is. But I wouldn't be the right person to talk to - I would be on the other side of things representing the victim of the accident. . .
my mom is from this country she barley knows English she says she still paying for insurance but there still saying shes on the waiting list what do i do and is that supposed to happen shes been on the waiting list for a long time
I am a Semi driver and got jack-knifed in snow. No other party was injured but my equipment was a total loss. Appraisal said value was $95K of my equipment but insurance company says insured value and appraisal value, whichever is lower they will pay. I purchased the truck for $60k and submitted that invoice at the time of insurance started. After that I purchased another truck for $80K and insured but now it’s market value is $30K and if anything similar happens what they are supposed to pay? Market value $30K or the insured value that I am paying high price?
Hi - I'd like to help but I honestly don't know the answer to this question. It's outside the scope of what I normally did. Have you conferred with your insurance agent/adjuster about this and gotten a justification for why they're paying you what they are?
I was in a fender bender on May 9 where the other party admitted at fault.Her insurance referred me to Geico authorized collision shop.they estimate $1300 but they did not include the internal damages. Everytime I will call them they will put me on hold for more than an hour.I know they are ignoring me so that I will settle for $1300 l email them a counter of $3000 but until now nobody from Geico is calling me back or email me .Should I just wait.What should I do to get what I want?It's been a week now.
Call and try to go above your adjuster's head to the manager is an option. Document everything in email. But the real bottom line is that if you don't like their offer, and they ultimately never respond, you'd have to file a lawsuit against the other driver to get more money. Or, have you considered using your own insurance to get your damage fixed? You'd have to pay your deductible but the damage would get fixed and your ins co might then go after Geico for reimbursement.....
Hello, I was wondering if you could give me some advice. I was in an accident on the 4th of Nov. I was at a stop sign waiting to turn left. I would have to cross two lanes and enter the medain to get on the other side going down the road. The other driver was traveling the median to get the traffic light. She was at fault and she received the ticket but her insurance said I was 51% at fault. They denied my claim and now my insurance in taking over. I had a witness but I don't know what's going with that. The other insurance said they could go to abritration. What else could I do?
Hi - well, if you don't agree (and this does sound like typical ins co b.s.) you could always file a lawsuit against the other driver. If there were injuries, you might want to get a p.i. attorney involved. If no injuries, you can research how to file suit on your own behalf. Possibly the case could be filed in small claims court - where it is really intended for people to file on their own. . . Do a little research on your county court website about how to proceed.....
What to do the process of insurance denies to claim other party who have Ben involved in accident in australia. I have paid the excess amount. They have paid for my car and for other party they are not paying . What to do?
I have a 2015 Mercedes-Benz SLK that was damage doing a hail storm in April. The adjuster I wanted to fix the dents but I noticed that the paint was peeling after the storm and they don’t want to fix or repaint the car. I have the pictures of the car from the dealership from which I bought the car and I’ve requested the adjusters picturesIn which I explain to them damage and they did not put it on the adjustment claim from the paint. Now I’m getting statements from the dealership statements from the body shop and I will follow your instructions for a certified copy of my policy and an appeal against her decision. Any other help would be appreciated
I don’t have full cover and a guy hit me on my back bumper the damage is about 1000$ to 1500$ his ensurance said me they don’t have to pay anything because the guy said was hit buy other car and the other car gone I don’t see any other car and is ridiculous the don’t want to pay me if the hit was made it by him, so now o don’t know what to do and say to the adjuster please any help I will really appreciate it
What do I do if the other driver said I side swipe them but I didnt and no police report was reported so I haven’t seen any damage and now there sending me a bill for 9,000
Barry I was hit but a transport truck. The insurance has denied my liability because I crossed the road .. I’ve been ignored, they keep sending me the seattlement … I’m in North Carolina. Gaico is acting in bad faith
Hi, NC has weird laws to be honest. I would strongly suggest that you consult with a NC attorney about this. I'm sorry. I'd like to help but I don't want to give you bad info. Barry
Hey thanks for the advice but I was gonna ask you one of my car claim was denied so I took the insurance company to court but somehow it didn’t work out now their trying to charge me as we as my passenger to pay off a big amount I’m confused why would they charge the passenger as far I know passengers are independent they could charge me for the cost any idea?
Good morning, I'm sorry but with these facts, I just have no idea what's going on. Sounds very odd. If you would like to talk more about this, please email me at info @legalvlogger .com - I just can't tell based on what you said above what's going on. Thanks, Barry
Do you litigate in Texas? Daughter's car hit in side at intersection. Driver said he never saw her. Car Totaled. Geico claims my daughter is at fault. She obviously wasn't. She has State Farm. She leaves for Navy boot camp in 10 days.
Is filing in small claims court against the alleged at fault driver if their insurance denies your claim and your insurance denies your claim even worth it? What are the chances of recouping any funds that way?
Morning Jessica and Merry Xmas. That really depends on your case. If you weren't at fault for the accident, then you have a chance to recover. If there's a question about responsibility for the accident, then the odds go down. Hard for me to say at this point.
Hi so I was involed in a car accident. 1-2-3. I was car 1, car 3 hit car 2 and car 2 hit me, I call insurance of both car and gave recorded statement. To my knowledge, car 2 should pay for my damage. But they sent me an email say that car 3 responsible for the whole thing and therefore they denied payment of my claim. What should I do?
Hi Michael, this post just appeared though it says its from 8 months ago. I'm sorry. Do you still have a question? Again, I don't know why this just popped up.... Barry
Hello i need an assist, what or where to start when your own insurance rejects your claim. Due to inspection on the car not done, but you can prove to the insurance that the damaged happened while you insured with them. My the incident happened on the 16october2022 and you have Cctv show your vehicle with no dent on the 14th of October 2022 and the commencement date of the insurance is 30june 2022.
Hi, not entirely sure I understand your question. But if you are saying your claim with your own ins co has been denied, you are going to want to appeal their decision asap. Call them and ask 1. how to appeal 2. get a copy of your ins policy so you can read how to do it. Do not delay.
I have the minimum coverage required by Texas law which is liabilty. My own insurance deined my own property damage even though they said the other DRIVER is 100% at fault and didn’t have insurance. My adjuster claims that in my contract I don't have uninsured motorist or collision coverage. I did sustain injuries. Can an attorney help when my case by suing them and can I appeal that decision? This accident occurred on 7/17/2021
Hi I'm a bit confused - probably because Texas law is really a bit different than here in IL. I would strongly recommend consulting with a local Texas attorney on this one. Wish I could be more help but Texas is unusual and I don't want to give you bad advice. Barry
I was rear-ended while legally parked on the street in Redding California, Aspire insurance denied my claim before I could send pictures and estimates of damages to my vehicle (not drivable due to accident) whiplash injury also. Can insurance companies automatically deny my claims before submitting evidence?.
Hi Dennis. Well, that's a new one for me. They denied before ever speaking to you or investigating? Can they do it? I guess so - they just did. But is that legit and a bad business practice, it sure is. You have 2 options then sounds like. You can sue the guy who hit you or just use your own ins co to get your property damage fixed. Sorry you're dealing with this typical ins co b.s.
Hmm. Well, that is not a situation I've got any experience with. But I would definitely get a copy of your insurnace policy asap and appeal the decision. But don't delay because there are likely time limits within which you have to appeal so act fast.
Hello I got a question semi driver blew the stop sign because he “didn’t”see me,cops put him at fault but his insurance denied my claim and caused brain and neck injury’s what should I do?
Good morning, I did not receive an email from you. No pressure but if you still want a referral, reach out to me this afternoon by phone at 877-529-4312. Thanks, Barry
Great video, I have a question? I was recently involved in a minor accident while driving my sister in law's car. I made sure the other driver was okay and asked if she needed medical attention she said no that she was fine so we exchanged insurance I gave her the one in the vehicle and my own, turns out I'm excluded from my sister in laws policy, and my insurance geico said not to worry that they would cover me and a couple days later geico calls and says that they will be denying the claim. Turns out the other driver is now claiming body injuries from a collision of 15-20mph impact. No air bags deployed. What steps should I take.
@@leonardomoncada290 Well, I'm not certain about that. Could be a law in your state. But again, if it were me and my insurance denied my claim, I would ask them how to go about appealing the decision and do it asap.
Hi ,so got my claim denied just Minor damage, was at a green light crossing intersection going straight,no left or right just straight in green a car on side street with red light went over line and Tboned me , my claim denied says because i failed to yield my right of way lol do i gotta yield going straight on green light ? Lol i feel that should of been the other party s mistake,sane Insurance too as me,also is there sometimes something fishy wen both parties have same Insurance
Morning - so if you think the other party is at fault and your claim was denied you can: 1. file a claim with your own ins co and get your damage repaired that way or 2. file a lawsuit against the other party - research how to file in small claims court. Those are really your two options at this point. Barry
@@LawFull I kinda feel since we both have same Insurance that both sides are kinda trying to save n say no ones at fault,my denial paper says the word 'principally' at fault . Why that word?
We were just denied paying cash at our pharmacy when insurance wouldn't. Do we have any recourse. We live in small town with one pharmacy and no other options.
What do I do if I was in a car accident for speeding and crash a car and my insurance policy has for liability insurance and for repair of the guy car but they don’t wanna do anything
Our Insurance company broker for our business of 25+ years told us we were canceled due to not responding to email sent after 10 days of notice.(mind you NEVER ONE LATE PAYMENT, ) about 3 years ago he and us set up electronically pay automatically. Well it’s been working good I guess, don’t hear from him even with them not even sending the receipt every month to or letting us know when they take extra money here and there that we have discovered recently.But the few receipts sent email , well they went to the correct business email. Now the cancellation,,,, it was sent to a non working email that hasn’t been used between us ! So in 25 years of insurance and no problems we have a claim and call and that’s what we’ve been told. After he said to then pay in full after back dating a check and crinkle it up like it got lost in mail , oh as for regular mail you ask? Well yeah they mailed a canceled notice there too, to our physical address which ended up at post office not in our P.O. Box like everything else they’ve sent previously. As for the full payment he demanded a certified mail with only a cashiers check. Well we sent it same day we called for claim.Now this happened about 2 weeks ago and we’ve been trying to communicate with him either: cell phone, email, texting , all with no response. And for the claim we called about the first day, he never filed it till 6 days after that. Ain’t that some crazy stuff? Believe me, it’s happening right now and desperately wanting our business back up and running. Now as for the claim, well it was an electrical problem with the Co-op transformer outside the building that failed. Nothing but a security camera and a WiFi with a landline cordless phone we’re operating as video clearly shows. The electric company came out and replaced the fuse and then came backnext day and said no power here and. I was like yeah remember the fire it did in my shop? Well one of them quickly responded that their stuff is perfect and my panel was the blame, so I quickly realized I better get my phone out and record this , glad I did cause my electric wire from my business was laying at bottom of pole and I’m the last on this run or this transformer, then recording a electric company guy warns the guy with the pole “ hot stick with fuse” to check out the side of transformer if oil was leaking out , of course he said “ naw , I gunna go ahead and tap it” 💥 BOOM! I was videotaping it when fuse blew and they immediately got in the big electric company truck and left. Well next day here comes 2 electric trucks to my shop, and different attitude with them today so I recorded them again. And guess what they do, ? Change the failed transformer out and leave. Now we called the electric company 4-6 times to speak with a guy who’s supposed to handle these “ rare” things,but after leaving voice messages and call back numbers they just ignore our questions about where to file a claim or how to or anything. So then I had now two certificated Electrican’s that don’t have question that my electric panel took a massive load from the transformer. And everywhere I’ve been looking or discussing this we’ve been ignored it seems. This issue is in Branson, Missouri btw. And we have called the Department of Insurance on our broker ,but they’re pretty slow I guess heck idk never had anything like this ever. Sorry about the long rambling “saga “but this is true. I’m pretty good at telling stories but even I couldn’t make this shit up it’s like something written up for a movies Be up for an Oscar ! Geez, . Hope you have some good information on this and respond back soon. Thanks and have a wonderful day. I’m going to try.
I’m in Ohio and I have a 2nd car that I didn’t add to my policy and my daughter borrow it to go to school because the car that is on policy wasn’t available. She was in an at fault accident and she is on my policy as a active and I was told by Geico that we were cover no matter what car we drive. Now they are denying the claim. What can I do?
Make them prove where in the policy it says you would be denied. And APPEAL the decision immediately. Get a copy of your policy so you can figure out how you need to appeal and within what time period. Don't wait.
My vehicle was damaged due to a break in, glass was broken damage done to my door lower door and fender insurance company only wants to cover for the glass broken and not the other damages what are my options
Hi Corry, this is not the normal type of personal injury case that we would be involved in. But, if your own ins co is taking an action you don't agree with, generally speaking I would tell you to appeal the decision. And do it asap so you don't blow a timeline within which to appeal. Ask them how to appeal - they'll tell you. And ask them for a copy of the policy and tell them to show you where and why only the glass would be covered....
Sorry for popping up here again, Sir. Here's another quick question and I think it suits your new video. Driver A hit Driver B. The collision was very very weak that it left no damages on both vehicles, not even a scratch. Driver B got irked and called the police to document the incident. A day later, Driver B filed a damage claim against Driver A's insurance. Meanwhile, Driver A got a hold of the police report and it showed on the police report that No damage was done to both vehicles. What do you think is the effect of this on Driver B's claim?
Apologies if you get repeating notifications on your YT channel regarding my question/comment. I keep "trying again", for some reason, YT had a hard time posting my question. If it went through, I hope you can shed some light into this.
Hi, I dont seem to be getting notifications about these posts. Happens sometimes not sure why. Please email me if you have a question. Info@legalvlogger.com
These guys had me paying on one car twice every month which left my true vehicle uncovered. They claim I entered the wrong vin number in at the beginning 2 months after I had my wreck claiming that they had a recording but would not let me hear or access it. I also was told earlier the same day as my wreck that I was fully covered.
Hi, so you're saying they're now denying your claim? Your own insurance company? If so, get a copy of your insurance policy and appeal their decision asap. Sounds like typical ins co b.s. to me. Denial based on entering the wrong vin? Appeal their decision. If this is what it is happening to you.
Currently going thru a serious problem and the insurance company won’t cover it...we have a huge tree that has been strangling our pipelines and have been causing big sewer issues. The tree is also pushing the foundation aswell as pushing our sidewalk/ driveway. We need any help you can give please and thank you
Hi, I'd like to help but listen, I am a pi attorney. Car accidents, dog bites etc. This is an 'insurance coverage' issue. Go to google, type in insurance coverage attorney near me - see who pops up. That's who you should call.... I hope that helps. Barry
Really? I have never heard of anything close to this before. You should 1. Demand a certified copy of your policy 2. Ask them to show you where in the policy it says they can do this 3. Look at the appeals process in the policy and immediately appeal the decision (which usually means demanding arbitration). Total b.s. insurance company tactic
Plymouth Rock denied our claim a week literally received a litter stated within 36 days there will be a 24.9 increase in our premiums the dang Nerve the claim was for our shutters due to snow, ice and explained will cause roofing damage along with drivwwat😮please let me know what you think
Morning - I honestly don't know. The ins I talk about in all these videos is auto insurance. I don't know much about homeowners ins and claims for things like ice etc. Sorry I can't be more helpful on this one.
Hi, I'm in a binder at the moment! I was hit by a car this weekend. I called my insurance & the other persons insurance as well. I only suffered property damage. No one was hurt and medical help was turned down.I live in New York City and there is a new law that the police does not write police reports any longer unless there is death, injury and or a hit and run. The police only suggest the persons involved to notify the dmv that there was an accident. Now the problem is that the insurance is asking for a police report! What to do in this situation. Also I found out through the police that this same person who crashed into my vehicle two weeks prior hit another car. Does this help my case ? Thanks
Hi, go down to your local police station and file a report is what I'd do. I don't know NY law regarding the prior accident so I cannot be of help on that topic. But again, if it were me, I would go to the police station and file a report..... Barry
Hey bud love your video… I have a question so in November 2020 I got into an accident and the insurance company stall and stall and stall after submitting multiple claims they call me this morning yes almost a year later after I haven’t heard from them in over 8moths what are my options
Morning, thanks a lot. Well, I would either 1. Go above your adjuster's head and go to their manager or 2. File a lawsuit against the driver of the other car - that will get their attention.....
@@LawFull thanks for the quick response I really appreciate that but unfortunately I ended hitting a deer 🦌 so that’s where I’m stuck at because they’re saying I can’t get pain and suffering or lost wage’s because I hit an animal that’s what the adjuster told me very rudely lol But I did as you suggested and had a supervisor call me and told me they was going to call me the next day which was last Tuesday and I haven’t heard from her since
What if I only had liability coverage but the police report places fault on the other driver? My adjuster contacted the other driver’s insurance but they deny liability and place the blame on me. Where should I proceed from here? Should I seek an attorney’s assistance?
If their carrier denied your claim, then you have 2 options. 1. Use your own insurance to get your car fixed. Or 2. you can file a lawsuit against the other driver. If you suffered injuries a lawyer might get involved but not otherwise most likely.
Hi my son was hit by a 94 yr old on 10/31 it was not my sons fault at all there is also a police report..but my son missed his ins payment they canceled him ..the 94yr old has AAA ..there are no injuries just car damage..in your opinion will AAA eventually pay for the damage??..it's been a week that he hasn't heard from the AAA adjuster..I'm getting nervous 😬
If it was really the other guy's fault then they should. Stay on AAA. Document all contacts with them. And if no response next week go above the adjuster's head to the manager.
Well my own insurance denied my claim and the other insurance also denied the property damage because my insurance hasn’t took out the car from the tow yard and but the car no longer available because the tow yard sold my car but now they don’t wanna do anything because the vehicle is no longer available and they can inspect it what do I do
Hey Erick, I'm sorry but I don't have any good news for you here..... If the car was sold and cannot be inspected, there is no way it can be appraised. The only thing I can think of...... perhaps you can contact the tow yard, find out who did the sale, get the paperwork, find out how much it was sold for. And get the info to the insurance company. But that's a long shot. I've never had this situation so I'm just trying to think out of the box.
Hello, I really need immediate help. A man ran off the road and hit my mailbox and Geico is his insurance company and this has been every since Sept 2021... i sent police report as well as an estimate of damages. my question is 1. what can I do about it ? 2.what is this case worth?
Hi Bertha, how about filing a lawsuit on your own in small claims court? Have you considered that? Research at your county courthouse website how to do it. The case is worth what it cost to repair or replace the mailbox I would assume. I've never had a case like that as we do personal injury cases, not property damage cases.
Hey, I got into a accident 2 weeks ago and I’ve talked to the lady that’s in charge of my case she says that there’s nothing she can do because she hasn’t heard from the guy that hit me I sent em a video and in the video the guy says that he will give me his insurance.. they still haven’t done nothing and I still haven’t heard from them, what can I do?
Morning, well, you have 2 choices potentially. 1. file a lawsuit against the driver (he'll then call his insurance company at least he should) 2. use your own insurance to get the property damage fixed. You'll have to pay your deductible but if you're not at fault there's a good chance you'll get it back. If you suffered injuries, you could hire a lawyer to do this for you. If you did suffer injuries and you want help finding a lawyer let me know. Sorry you're going through this. Barry
Sir the cop lied on my file I should only have one ticket which is unlicensed driver. My insurance company is giving me the run around. I have been diagnosed with radiculopathy, I have bruising on my abdomen. Due to the amount of tickets I have no one will give my case the time of day. How do I convince a lawyer I have a case whether it is suing the department for perjury or suing the other party. Please send me an answer take care.
Hi, listen, I don’t have a good answer for you. In looking at cases, a lawyer looks for among other things 1. Liability - whose at fault - sounds like the cop put you at fault right? And 2. Severity of injuries. If you were found at fault, unless you suffered massive injuries, I think a lawyer would be hesitant to get involved. So again, I’m really sorry but I don’t have a good answer for you or an answer that would be encouraging at least.
@@LawFull yes it does there were two police officers there. I do not remember my accident. I just know no one is hearing me out. Is it considered major if you cannot do everyday task anymore? My whole left side of the body feels as if it isn't there.
@@lifeofdd7909 If you have a permanent disabililty, sure that would be a significant injury. Sounds then like the real problem is that you were found at fault for the accident.
@@LawFull But the officer lied how can I prove this? I been in so much pain and no one is listening. Another officer signed off on it. I am just at loss for words. This feels like a never ending nightmare. I am in NY by the way so I am in a no fault state. I literally was cut out from my car. So how could I have no seatbelt on.....
what if i dont have insurance but the other person that was driving has iaaa isurance and they denied e when i called so i file a lawsuit in the civil or the criimal because ghe almost killed me and i feel theres was the police also at fault because the handled the accident in a not so great way and the abnulance also gave me pain and i couldnt baear it so asked to let me off because they were very rough and hurtful with y body while i was in the vehicle
I got into a accident and the person hit my mother from behind because the person in front was skipping lanes and we came to a frequent stop but the person behind had time to break so my car is totaled from behind and I have a broken light in front with a mess up front number and none of the people involved I’m the accident had insurance and now I have a message saying we have issued a big issue with your claim what can this means please help me !!!
I'm not entirely sure what the issue is - please clarify. No one in the accident has insurance at all? And you got rear ended? If that's the case, then you're only shot is to file a lawsuit against the party who hit you. If the damage is less than a certain $$ amount, you can file in small claims court.
@@LawFull I was the only one with insurance so now I guess my Insurance company is trying to deny my claim because I got rear ended and the impact pushed me against the person that switched in my lane and also my front end of the car got messed up
@@LAWrld This doesn't make sense to me. You got rear ended and your insurance is denying your claim? Something doesn't sound right there. If your insurance truly denies your claim and you are the only one with insurnace, look asap into how to appeal their denial. Sounds like typical insurance company b.s. to me.
I have 3 accounts first hawaiian bank Lihue Kauai Hawaii branch..why they told me my checking and savings account is not insured FDIC INSURANCE..and they didn't follow my supporting documents like, government ID, Passport, Green card,SS..
Morning - I'm sorry but this is not anything I know anything about. I dealt with auto insurance pretty much exclusively. Sorry I can't be more helpful on this one.
Hello, I got in an accident and the other driver was driving the wrong way. The other insurance company denied my claim. My own insurance company says that they will do nothing unless the other insurance company pursues them for repairs. Since I have one-way Insurance, they have no financial motives to do so. Should I go get the police report and go to small claims court? or should I talk with the other insurance company if the report agrees with me?
Hi, sounds like your own insurance company is saying you are at fault for the accident. Is that right? Definitely get the police report and then negotiate with the other driver''s insurance company. If you still feel strongly you were not at fault sure go to small claims court depending on the amount of damages.....
@@LawFull thank you for the response. No my insurance company does not say I'm at fault but since they did not fix the other person's car or my car, they don't have financial incentives to do anything. Mine is one way insurance so they are not going to fix my car, and the other driver is not asking them to fix his car. My insurance company told me that they can not open an investigation since they did not lose anything. I'm 100% not at fault but the problem is I did not have a dash cam to prove he was driving the wrong way on the highway. I have to wait for the police report. But I don't know what to do when the report agrees with me. Should I ask his insurace to pay for my car (it's total loss) , or small claims court? The amount is worth it.
Hi, when you received the police report then yes make sure you file a claim with his insurance company show them the police report and get them to pay for your damage. That is if the police report agrees with you.
What do I do when my moms car and my truck where parked on the side of the road and got hit from and old gentleman driving , I took some pictures and send them to USAA Insurence of the collision but they are waiting on our claim ! They told me they had a potential issue what do I do ?
A driver swerved into my car. He remained at the scene. We exchanged information. He told me and the police officer that there was a THIRD car that caused him to swerve into my car,but the other car got away. I never saw the "third car." Doesn't that still make him responsible for hitting my car??
ok so im 16 and i was at a red traffic light and when it turned green the car in front of me and i started moving because the light was green but they slammed on the brakes and i hit them. he was okay and i was okay. my car has no damage but his car has two dented lines. what happens next do i have to pay lots of money? am i getting sued?
Hi, work with your parents to report this accident to your auto insurance company. They will run with it from there. They should take care of everything for you.
Hi, not exactly my area of knowledge. But if someone was in an accident and there ins co denied their claim I would tell them to immediately appeal the decision. So that is all I can really offer, Find out how to appeal the decision and do it asap
Can the claim adjuster deny or not investigate a 3rd party claim if you refuse to give them your social security number? I know how to request my health insurer's liens on my on.
Hi, to be honest I don't know. I've never had that situation before. I think I have always given the SS # to adjusters when asked. So I 'm sorry but I'm not sure I can provide any help on this one....
I applied a insurance policy And done a payment of RM 100,000 he said he invest in a medical policy for 5 yr I have not to pay any month payment. I checked in insurance company they said I have no policy for my name. How do handle this
Hey Sylvester, I'm not entirely sure what you're question is. Your car was totaled sounds like. Did you call your GAP provider and advise them of this?
@@LawFull yes and they said they couldn't cover it. And was included with my car payment. Have also talked my car dealer, finance dept, which have it on file
@@sylvesterlane3220 Well I'm stumped. If it were me, I'd get them to document in writing why they won't cover it. Then get a copy of the policy and find out how to appeal the decision. It may be an 'appeal' or you may have to file suit. Very odd situation. You need to start by finding out the why.....
You can get a denial without submitting your receipts for your already paid medical treatment. I was given a verbal no and told they don’t cover medical at all 😂 they must think we don’t read our own policies. My case is a homeowner set fire I was injured escaping the fire but they only want to pay a lowball offer for the damage to my home.
I recently involved I'm a auto accident I wasn't even to the intersection yet when the driver made a very poorly executed a left hand turn in front of me and struck the left hand door of my vehicle at the door handle when he exited his car he was saying to me man I'm sorry I didn't see you the sun was to his back and I could finally be seen in the roadway and there's only a few feet away from the right-hand curb the other insurance company are dragging their feet about taking responsibility
My mom was involved in collision she was at fault. the other driver hired a lawyer and we finally got a letter of demand after 5 months After that we got a letter from the insurance saying my claim may be denied because my mother was under the influence because the other driver assumed she was. Which she was not true. She was not under the influence. Even the police would have arrested her or EMT would have know. My mother is 67 years old and i showed up to the scene and she was not drinking. What do i do?what does investigation with reservation of rights mean?
I have never had this situation before. But I assume I would start with figuring out how to appeal your own insurance company's denial of the claim due to the alleged dui. So get a copy of your insurance policy if they truly deny the claim and appeal.
Hello.I just wanted to get some advice, my father died cause of covid19 he's a seaman and he's about to go ,The situation is my mother is a legal wife and at the same time my father also has another women that he married. What if on the insurance the other wife of my father is the beneficiary , We wanted to claim the insurance on the legal wife .Do you have any advice?
Hi Ren, I'm really sorry to hear this but I don't know anything about a topic like this. I do auto accidents etc. I wish I could be more help and again very sorry.
My insurance says Im not at fault but the other parties insurance doesnt want to claim liability . My insurance said I can use my insurance and pay the deductible but I dont have the money for that. Im wonder if I should hire a lawyer to handle this but what kind of Lawyer do I look into? This has brought me so much stress and Im not able to pay the 500 dollar deductible . I also had my kids in the car and my oldest peed in her pants and wasnt having pain at the time but now she is complaining of pain AMD has been having bloody nose. A lot.
Good morning, most personal injury attorneys don't get involved in property damage cases. However, if your child is really having issues, perhaps you should get her looked at. And if she has an injury, I might be able to get you over to an attorney who might help. What city and state did this take place in? Barry
Have you tried to go above your adjuster's head to their manager? Also start documenting in writing when you call follow up with a fax that you've called 5x and they still haven't gotten back to you etc etc
@@LawFull I have emailed and called them i will try to find the manager . This company is not reputable ( fred loya insurance / young amrica ) with claims. should i get the repairs and go to small claims court .
@@LawFull thanks for the reply i will keep trying to get in touch with them for few days then file complaint with state agencies and get repais doen and file a small claims court case .
Hi barry I have a question about a minor accident Someone back up to me while I was coming out from the my drive way I have a video for accident I send it to insurance company they said 50/50 Me I’m sure is not my fault If I can send you the video to review it and me advise thank you
Hi, I can't tell you what to do per se. But I shared a thought on generally speaking what you can do. And here again is the video I recommend you watch. ruclips.net/video/ewX3ce5OzPY/видео.html
Hi there! Great video. My sister was in an accident while driving my vehicle. Insurance company started an investigation, while my claim was under investigation the insurance company sold my car without my permission! Weirdly enough they denied my claim after my vehicle was already sold. I asked them why they sold My car without my permission and they stated that my claim was closed four months before I Met with their investigator and five months before I received a letter that they denied my claim. I hired a lawyer and wanted to know if you think I can win this case in court? Thanks in advance!
Morning - I'm not sure I entirely understand. However, if you're saying you used an address that was not accurate, then I guess the ins co could theoretically deny the claim. But that's just speculation on my part without knowing more about the situation. I strongly suggest you consult with a local attorney about this matter.
Hi - I apologize but I don't know anything about claims for damage to a home. I always did auto, motorcycle, bicycle type accidents. I'm sorry I can't be more helpful on this one.
Hi, I'm not sure what this means "and my car got ride-off" - but if your own insurance company denied your claim, then you need to asap get a copy of your policy and appeal the decision. Tell them asap. Watch the video, it talks about what to do.
My son had full coverage and wrecked brand new car and totaled it insurance company denied clam sticking him with 23,000 dollars loan and no car I've called lawyers no take case cause its property damage only can help us find lawer in Kentucky?
Morning Shawn, unfortunately I don't think you're going to find an attorney to help you with this unless you want to pay one by the hour and that could cost a lot of money. Rather, you should file for arbitration under your policy immediately in writing. Then take the case to arbitration on your own if you can. It happens all the time.
@@shawnmarrs4122 Hi, usually it's set forth in the insurance policy so if you haven't already request a certified copy of it. Also, there may be a time limit like 30 days to request an appeal or arbitration. so don't delay. But its a simple process. Usually in front of a 3 person arbitration panel. It's informal. YOu get your evidence together and give it a shot. If you want more information I have a downloadable guide on property damage on this page. Not sure if it helps but you might want to check it out www.chicagolegalgroup.com/need-advice/
I was hit by a drunk driver no fault of mine he was arrested for OVI and leaving the scene of the accident and for punching my vehicle when I pulled over. Safe Auto is his insurance company and at first they wouldn't even let me file a claim but I finally got that done we're going on over 2 months now since the accident and they keep setting me up with a claims person to look at my car but it never happens I'm told 48 hours I will hear from them weeks go by. The lady in small claims told me that even if the judge forces the insurance company to pay me that if they don't I will still have to come up with additional money to make the courts force them to pay is this true? What happens if I file a lawsuit then the other insurance company decides to pay me before we go to court can they do that because what I'm getting at is if they do I imagine I won't be getting my $125 filing fee back so how do I go about making sure they pay that filing fee if they try to settle without the courts after I file suit? I don't want to go before a judge and have the insurance company say we were trying to pay you but you refused and took it to court.
Hey Dennis, sorry you're going through this. To be honest, I don't know. I strongly suggest you consult with a local attorney to get these types of questions answered. That would be the best source for this type of info. Sorry I can't be more helpful on this one.
@@LawFull the damages are less than an attorney fee. Why make a video that says what to do when an insurance company denies your claim and then tell the person you don't know anything about it ?
A woman cut me off from my left in the front of me while I had the right of way. I slammed on my brakes to try to avoid her but she slowed down and her back passenger bumper and my front passenger bumper collided and She apologized to me many times and told me she was trying to get to this bakery before they closed. The officer gave her a citation for failing to yield right of way. I only have liability with usaa and of course they haven’t helped me at all and her insurance (state farm) is claiming I’m 25% at fault and they’re only going to pay for 75%. I’ve never been in a situation like this and I Am planning on filing a automobile insurance arbitration. Is this a good idea?
Hi. Sure. If you feel she's 100% at fault. If you suffered any injuries you should get an attorney though. If you did let me know I may be able to get you over to someone. Barry
@@LawFull Thank you for the reply Barry! Dec 16 was the day of the accident. Because this all happened before Christmas I waited too long to claim injury. I spoke with a few attorneys they’ve said I waited too long and they don’t do property damage cases. I’ve read in South Carolina attorneys cannot accept contingency fees. But with my evidence with the police report and collision report as well as the officer himself (I’ve been in contact with him) saying she was the sole contributor and she received a citation I feel I might have a good chance at winning case if I take it to arbitration.I’m just unsure of everything I’m a young girl and I’ve never been in an accident before.
@@LawFull Hi so my case is similar to Bree's case but the difference is that the party at fault that failed to yield was driving her boyfriends car and that car didn't have insurance and she also denied that she was at fault and drove off 15min after the accident, it was new-years eve at the time so the cops showed up about three hours later. She didn't get a citation and my insurance says that I'm 40% liable denying my Uninsured coverage to kick in, I paid for my car damages out of pocket but it's too much for me to just let go. What do you think I should do?
@@abdollahomar9323 Hi Abdollah, well, not too many options unless you want to file a lawsuit..... Did you suffer any injuries in the accident? If so, a personal injury attorney might be interested. Let me know... Barry
2000 lb Elephant in the room nobody talks about-- 1.) Insurance Co denies your claim for water damage 2.) Insurance underwriter sends you a letter stating that you will be dropped unless you have the roof repaired by a certified roofer. 3.) The contractor that the insurance co "prefers" is rining your phone off the hook. It's a racket.
I need help I live in Charlotte North Carolina Geico and their customer gave me the wrong policy number it's on a police report and then with holds the correct policy number from me I need help I can't even get the Geico's agents phone number to contact him they are jerking me around and acting like I don't exist my case was shut and then reopen it is a mess it's almost been a year now nothing has happened I have proof showing all of this I would sideswiped by a lady who turned on red on 51 and then came into my Lane she was on the phone not paying attention and sideswiped me I have pictures of the damage on her and my car I don't know what else to do
Hi. Sorry to hear you're going through this. NC has some unusual laws and I'm just not familiar enough with how they handle things there to provide you any substantive assistance. But if your question is how to get ahold of Geico, I always suggest going above your ins adjuster's head and going to their manager. . . That often gets them to respond.
Thank you so much for this much needed information!
On December 3, 2022, my daughter(who is covered under our insurance plan with Allstate) was involved in an accident involving another vehicle. She stopped at a stop sign thinking she was at a 4way stop, saw the on coming vehicle driving at a good amount of speed, assuming the other driver would stop, but he did not and collided into the front driver side of her vehicle. She nor the other driver was hurt, but both vehicles( more so hers) were extremely damaged. After the police report and the exchange of insurance information, both vehicles were not drivable, were towed to local body shops. The following day we proceeded to file a auto accident claim with our insurance company Allstate. My daughter proceeded to tell what happened, and mentioned in the explanation that she was finishing up a delivery with Door Dash Food Delivery, then all of a sudden we were blindsided with the information from our insurance company that they would deny this claim and will not pay for the damages because she was employed with Door Dash. Upon contacting Door Dash with this information from Allstate, Door Dash informed us although my daughter worked for them, they would not be responsible for the damage of her vehicle because they only carried liability insurance to which covers the damages of the other vehicle involved.
We then informed Allstate of what we were told by Door Dash, Allstate informed us to get this information in writing from Door Dash. We were able to submit a statement to Allstate stating this from Door Dash, Allstate stated they would review the claim once again and get back with us. Well… they did an still denied the claim! Now my daughter is left with a new vehicle lest than a year old, that has been declared totaled according to Allstate, that she owes $15,0000 on and can’t even drive it nor do we have the money to repair it!!😢
Please advise us on what in the world we are going to do!
Thank you,
Janice Spann
6016137158
Morning. Very sorry to hear this. To be frank, I honestly don't know what to tell you. I don't know anything about what Door Dash covers regarding a driver's property damage. Re: Allstate, that would be governed by your ins policy with them. I wouldn't just take their word for it. I'd make them show you where in the policy it says she will not be covered in this situation. And get a copy of your ins policy from them so you can see it yourself.
All State is THE worst insurance companies.
Friend, I'm in a very similar situation. My car tire blew and car totaled but they're trying to deny my claim with full insurance. No other cars involved, just mine. Best of luck to you and your daughter!
For me, it just seems like a situation to take as it is and be glad things weren't worse unfortunately. Either remain paying the car off and hopefully it's a very small monthly amount or allow it to go to credit which may mean legal issues too. Honestly, I'm still thinking about what I want to do
Interesting story I had from a friend of mine that may help others
Here in Canada he’s driving and a deer comes out of the woods and runs into him on the country Road. Of course he phones the insurance company and it’s being recorded, he’s lucky he said the deer ran into his car not a hit a deer.
The big difference is if he hit the deer he’s admitting fault. Be aware of that when you call them you’re being taped And you might be emotional so collect yourself first before you make that call. Insurance companies are not your friend guaranteed
Thank you for your informative video. Knowledge is key And a lot of us are being cheated out monies offered to us because we feel defeated before the battle. I currently have Geico Insurance and I filed a vandalism claim, there's no force entry and for this they're denying my claim and they assume my car catching fire was a mechanical error, there pre-appointed detail shop totaled my car out but the claim rep sent my claim to investigations and is kicking me and my kids out of the rental all because now sign of force entry. There was theft involved. What should I do, my phone is messing up I can't type the whole story
Typo , we are cheated from money that is owed to us!!!
Hi, I was involved in car accident a month ago, I wasn’t at fault, I got other drivers insurance and filed a claim, they denied liability, then I had to contact my insurance company to help me, but at the end , they’re denying my coverage too. I couldn’t find any lawyer to handle my case, btw I live in Ohio, but accident happened in PA. What I can do ?
Hi - sorry to hear this. Why is your own ins co denying coverage? If both ins co's deny coverage, and you can't find a lawyer to rep you, you may have to file a lawsuit against the driver on your own. If the amount of your case is low enough, you could research how to do so on your own in small claims court.
@@LawFulloh my fuking god..do u know how unjust it all is the whole ball of wax . Cops courts hospitals family services - do you realize you live IN JELL ???? BECUZ WE ARE NOT CIVILIZED ONLY FAKE POLITE govt is paying everyone to fk everyone. .sounds bad
My fiancé was involved in a hit run car accident in my car last month! I’ve put in a claim to get my car fixed and told them what happened and written statements and still gotten denied!! The insurance company says due to her license being expired her license not valid?!! THERE WAS A LAW THAT PASSED SAYING THAT ALL SPRINGFIELD, Ill. (WGEM) -- Illinois Secretary of State Jesse White announced Wednesday that expiration dates for driver's licenses and ID cards have been extended an additional three months - from Nov. 1, 2020, until Feb. 1, 2021
I would definitely fight that. If you have to demand arbitration.
I was hit by a lady,my daughter got three herniated disks,I got all my disks herniated,and my truck is totalled beyond repair.But insurance company is denying the claim cause they say their driver suffers from memory loss.😱
Hi Eddie, do you have an attorney yet? What are they saying? Have to file a lawsuit.....
My car was stolen and they refused to pay out due to the back windows being tinted 🙄
Gaico is acting in bad faith. I got hit by a transport truck. Gaico is willing to pay for the property … but does not want to hear me about the dr bills and such… I have no idea how this works … also they want me to sign a blank seattlement. They say we supposed to sign it blank…. I need help I’m in North Carolina.
Question … how can you sue the police department ? They didn’t did a police report but instead I got arrested for a warrant ( for not showing to court) .. I couldn’t even go to the hospital
Insurance companies make so much money and they rarely act in good faith. What a disgusting system.
Thank you for your video
Are there do’s and don’ts in discovery I should be aware of when challenging my insurance company for denying me
Hi, not sure I entirely understand what you mean. Could you clarify the question? Thanks, Barry
@@LawFull I Would assume my insurance company in discovery will try to get information to use against me. Of course they’ll try to manipulate things is what I’m suggesting. So for example short answers no explanation would probably be the best way to go.
Things of that nature
@@crush42mash6 Oh. I see what you're saying. Sure, simple straightforward responses are probably the way to go. I don't normally get involved in this stage of the process so I'm not sure what more I could add to this. Sorry I can't be more helpful on this. Is this strictly a property damage claim denial?
Insurance companies are not
on your side!
Morning - they definitely are not.....
So I was involved in accident where the other party was clearly at fault. The driver told their insurance company that they were at fault at first, then later denied fault. Then their company refused to pay. Do I sue the company or the driver?
Hi, focus on the driver not the insurance company.
How is it going? I'm in the same spot right now.
Minor fender bender where the other party admitted 100% at fault.The insurance referred me in their authorized collision shop,they want me to accept a check for $1300 for body damage not included the internal damage.I counter them$3,000 but never responded.I know they are avoiding my calls so I would settle for $1300.What should I do just wait?May 9 was the accident it is May 16 now still never heard from Geico their insurance.
I paid 5k out of my pocket, my insurance was lapse for payments because I was hit for Covid-19, 2 days before I paid the behind balance my wife was hit by other driver who flit the scene, I didn’t know about the incident because I’m not leaving with her, they re-install the policy as current not a new one, and they’re refusing to pay nothing, any advice. Thanks
How long these car insurance have to find a conclusion?
Will that time frame starts from the the date I started the claim, dropped off the car at the bodyshop, or when they started the investigation??
The guy hit my parked car and this case still under investigation since 11/5/20 because the bodyshop mentioned a damage behind front bumper that in didn't claim.
Hi, well there's not a ton you can do. Insurance companies suck. But document everything in writing for sure. There is no set time line. I've had property damage cases that take 4 months to get resolved. There is no time limit for the insurance company to act per se. If you want some more info on property damage, i have a good pdf you can download here: www.chicagolegalgroup.com/need-advice/
In my hit and run case my insurance carrier has stalled and has stated I have to try to work it out with the at-fault's party's insurance company. The at-fault's company has a horrible reputation so I'm gathering all the info I can to represent myself as no attorney wants to handle a property damage case.
Hi Jim, true - a p.i. attorney won't get involved in a prop damage only case. Sorry you're having to deal with this.... Best of luck to you.
@@LawFull The attorney (PI) I've hired filled me in on why she doesn't handle the property part of the case. Doing all I can to help myself on this one.
Thank you for the video. My insurance is threatening to not clear coverage due to me having someone staying with me intermittently without notifying them soon enough. What should I do?
Morning. I'm not sure I entirely understand the situation. Someone was staying at your home and as a result your ins co is denying a claim?
great video. i am a new yorker and currently in a fix...what do you do when the insurance company is the same for both parties?
That happens quite often - really shouldn't affect anything. What's your bind?
@@LawFull the speed at which the denial of claims have come. Almost 1/4th of all claims were rejected without due consideration.this surprises me immensely. Based on the IME evaluation they are closing my case inspite of the treatment in progress. Is the claim adjuster working on my case is working for me or the other party. I am not even sure at this stage if the insurance company has another adjuster for other party? Everything looks so biased and one sided. It’s hard to digest.
@@Lucerne23 What kind of case is this?
@@LawFull this is a typical auto accident when the other party failed to stop at the time of left turn. I have obtained the letter from the other party accepting 100% at-fault. (correction in my previous reply 3/4 of the claims were rejected), I have 4 herniated disc in lower back and doctor is suggesting potential surgery to stop the fluid leak but I am wary since its the issue of the back (even if they operate successfully, we know from experience that it will never be the same as it was).
@@Lucerne23 Hi, I would respectfully suggest with that level of injuries, you should have an attorney. I have a strong colleague who is an accident attorney on Long Island. If you want a referral let me know. No pressure at all.
It's ironic how insurance, which is often seen as profit-driven, ends up being challenged by attorneys who take a significant portion of settlements. In this dynamic, both parties benefit financially, leaving the client somewhat overlooked in the process.
Thanks for sharing your perspective
I have problem with state farm buz my insurance in upstate ny and the driver license same but the registration is in the bronx ny the dealer made a Mistake
So they denied your claim? If so, you need to ask them asap how to appeal their decision and request an appeal. At least that's normally how it works. But I would suggest you consult with a local attorney on this matter as they'll have a better understanding of NY law.
Allegiance,this is a BC case,I’ve been pushed to take 25% responsibility,I have been in tremendous mind reversal
Morning - not sure I entirely understand the situation. Did you have a specific question to ask me? I'd be happy to try and help...
Hey I was sideswiped on the highway (my vehicle was totaled). Defendant (no injuries) insurance company has made me see two different IME doctors and denies liability. There policy limit is 250/500k. The accident caused me to have a herniated disc in lumbar L5-S1, 1 epidural shot and percutaneous discectomy operation. 2 herniated discs in cervical spine, 3 epidural shots. Then last week my pain management doctor had me do a discography procedure to help locate the exact damage discs. Comes to find out I need 2 disc replacements at C4-5 & C5-6. The case is going on a year and half and insurance company still hasn’t offered a reasonable settlement amount & still not taking responsibility. Can I have my lawyer file a bad faith complaint against them for claiming I wasn’t really injured that severely and not offering a reasonable compensation. And if so, can I receive more than the 250k since medical expenses will exceed that??
Hi - sorry for the delay responding. What is your attorney saying about this? It's really a state specific issue - she/he would know better than I what the laws are in your state.
Hello, I have a trucking company one of my trucks was involved in an accident the driver was at fault. now my insurance denied covering any portion not the truck nor the cost of the accident recovery which is in the policy. could you please help me advice?
Hi I'm not entirely sure what your question is. But I wouldn't be the right person to talk to - I would be on the other side of things representing the victim of the accident. . .
my mom is from this country she barley knows English she says she still paying for insurance but there still saying shes on the waiting list what do i do and is that supposed to happen shes been on the waiting list for a long time
i meant shes not from this country
I am a Semi driver and got jack-knifed in snow. No other party was injured but my equipment was a total loss. Appraisal said value was $95K of my equipment but insurance company says insured value and appraisal value, whichever is lower they will pay. I purchased the truck for $60k and submitted that invoice at the time of insurance started. After that I purchased another truck for $80K and insured but now it’s market value is $30K and if anything similar happens what they are supposed to pay? Market value $30K or the insured value that I am paying high price?
Hi - I'd like to help but I honestly don't know the answer to this question. It's outside the scope of what I normally did. Have you conferred with your insurance agent/adjuster about this and gotten a justification for why they're paying you what they are?
@@LawFull my insurance agent knows that.
I was in a fender bender on May 9 where the other party admitted at fault.Her insurance referred me to Geico authorized collision shop.they estimate $1300 but they did not include the internal damages. Everytime I will call them they will put me on hold for more than an hour.I know they are ignoring me so that I will settle for $1300 l email them a counter of $3000 but until now nobody from Geico is calling me back or email me .Should I just wait.What should I do to get what I want?It's been a week now.
Call and try to go above your adjuster's head to the manager is an option. Document everything in email. But the real bottom line is that if you don't like their offer, and they ultimately never respond, you'd have to file a lawsuit against the other driver to get more money. Or, have you considered using your own insurance to get your damage fixed? You'd have to pay your deductible but the damage would get fixed and your ins co might then go after Geico for reimbursement.....
Hello, I was wondering if you could give me some advice. I was in an accident on the 4th of Nov. I was at a stop sign waiting to turn left. I would have to cross two lanes and enter the medain to get on the other side going down the road. The other driver was traveling the median to get the traffic light. She was at fault and she received the ticket but her insurance said I was 51% at fault. They denied my claim and now my insurance in taking over. I had a witness but I don't know what's going with that. The other insurance said they could go to abritration. What else could I do?
Hi - well, if you don't agree (and this does sound like typical ins co b.s.) you could always file a lawsuit against the other driver. If there were injuries, you might want to get a p.i. attorney involved. If no injuries, you can research how to file suit on your own behalf. Possibly the case could be filed in small claims court - where it is really intended for people to file on their own. . . Do a little research on your county court website about how to proceed.....
What to do the process of insurance denies to claim other party who have Ben involved in accident in australia. I have paid the excess amount. They have paid for my car and for other party they are not paying . What to do?
Hi I'd like to help but I don't know the first thing about law in Australia. I strongly suggest you consult with a local attorney about this issue.
I have a 2015 Mercedes-Benz SLK that was damage doing a hail storm in April. The adjuster I wanted to fix the dents but I noticed that the paint was peeling after the storm and they don’t want to fix or repaint the car. I have the pictures of the car from the dealership from which I bought the car and I’ve requested the adjusters picturesIn which I explain to them damage and they did not put it on the adjustment claim from the paint. Now I’m getting statements from the dealership statements from the body shop and I will follow your instructions for a certified copy of my policy and an appeal against her decision. Any other help would be appreciated
Sounds like you're doing the right things. Not sure what more I can add to be honest. Just keep on them....
You said a certified copy of my policy and will a emailed declaration of my policy be enough?
@@doriansean7819 If its a full policy then sure. Declaration page alone? then no. You're just trying to see what's in your policy.
I don’t have full cover and a guy hit me on my back bumper the damage is about 1000$ to 1500$ his ensurance said me they don’t have to pay anything because the guy said was hit buy other car and the other car gone I don’t see any other car and is ridiculous the don’t want to pay me if the hit was made it by him, so now o don’t know what to do and say to the adjuster please any help I will really appreciate it
Hi - sorry for the delay responding. What's happened since you posted this? Did you file a claim with your own insurance?
What do I do if the other driver said I side swipe them but I didnt and no police report was reported so I haven’t seen any damage and now there sending me a bill for 9,000
Morning - that's a tough situation. What's happened since you posted this comment? I would consult with a local attorney about this matter.
Can an insurance deny coverage when you are a private contractor aka independent contractor
Morning - I'm not sure I entirely understand your question....
Barry I was hit but a transport truck. The insurance has denied my liability because I crossed the road .. I’ve been ignored, they keep sending me the seattlement … I’m in North Carolina. Gaico is acting in bad faith
Hi, NC has weird laws to be honest. I would strongly suggest that you consult with a NC attorney about this. I'm sorry. I'd like to help but I don't want to give you bad info. Barry
Hey thanks for the advice but I was gonna ask you one of my car claim was denied so I took the insurance company to court but somehow it didn’t work out now their trying to charge me as we as my passenger to pay off a big amount I’m confused why would they charge the passenger as far I know passengers are independent they could charge me for the cost any idea?
Good morning, I'm sorry but with these facts, I just have no idea what's going on. Sounds very odd. If you would like to talk more about this, please email me at info @legalvlogger .com - I just can't tell based on what you said above what's going on. Thanks, Barry
Do you litigate in Texas? Daughter's car hit in side at intersection. Driver said he never saw her. Car Totaled. Geico claims my daughter is at fault. She obviously wasn't. She has State Farm. She leaves for Navy boot camp in 10 days.
Is filing in small claims court against the alleged at fault driver if their insurance denies your claim and your insurance denies your claim even worth it? What are the chances of recouping any funds that way?
Morning Jessica and Merry Xmas. That really depends on your case. If you weren't at fault for the accident, then you have a chance to recover. If there's a question about responsibility for the accident, then the odds go down. Hard for me to say at this point.
@@LawFull ok. Thanks. Merry Christmas!
@@MelinaD2525 You're welcome and thank you.
Hi so I was involed in a car accident. 1-2-3. I was car 1, car 3 hit car 2 and car 2 hit me, I call insurance of both car and gave recorded statement. To my knowledge, car 2 should pay for my damage. But they sent me an email say that car 3 responsible for the whole thing and therefore they denied payment of my claim. What should I do?
If I understand you correctly the negligent party is car 3 - who caused the accident.
Question: So does my insurance rate go up if someone who lives on the same address with a different car insurance gets into an accident?
Hi Michael, this post just appeared though it says its from 8 months ago. I'm sorry. Do you still have a question? Again, I don't know why this just popped up.... Barry
Hello i need an assist, what or where to start when your own insurance rejects your claim. Due to inspection on the car not done, but you can prove to the insurance that the damaged happened while you insured with them. My the incident happened on the 16october2022 and you have Cctv show your vehicle with no dent on the 14th of October 2022 and the commencement date of the insurance is 30june 2022.
Hi, not entirely sure I understand your question. But if you are saying your claim with your own ins co has been denied, you are going to want to appeal their decision asap. Call them and ask 1. how to appeal 2. get a copy of your ins policy so you can read how to do it. Do not delay.
I have the minimum coverage required by Texas law which is liabilty. My own insurance deined my own property damage even though they said the other DRIVER is 100% at fault and didn’t have insurance. My adjuster claims that in my contract I don't have uninsured motorist or collision coverage. I did sustain injuries. Can an attorney help when my case by suing them and can I appeal that decision? This accident occurred on 7/17/2021
Hi I'm a bit confused - probably because Texas law is really a bit different than here in IL. I would strongly recommend consulting with a local Texas attorney on this one. Wish I could be more help but Texas is unusual and I don't want to give you bad advice. Barry
I was rear-ended while legally parked on the street in Redding California, Aspire insurance denied my claim before I could send pictures and estimates of damages to my vehicle (not drivable due to accident) whiplash injury also. Can insurance companies automatically deny my claims before submitting evidence?.
Hi Dennis. Well, that's a new one for me. They denied before ever speaking to you or investigating? Can they do it? I guess so - they just did. But is that legit and a bad business practice, it sure is. You have 2 options then sounds like. You can sue the guy who hit you or just use your own ins co to get your property damage fixed. Sorry you're dealing with this typical ins co b.s.
I was denied because my car was stolen with a key under the seat. Any advice on what I could do?
Hmm. Well, that is not a situation I've got any experience with. But I would definitely get a copy of your insurnace policy asap and appeal the decision. But don't delay because there are likely time limits within which you have to appeal so act fast.
@@LawFull Got it. I'll make sure to do that. Thanks for the help.
Hello I got a question semi driver blew the stop sign because he “didn’t”see me,cops put him at fault but his insurance denied my claim and caused brain and neck injury’s what should I do?
Talk to a local attorney. Where are you located? I may know someone to refer you to.
@@LawFull Im located in harwood heights,illinois.accident happend in will county,illinois
@@asedse7974 oh. I can refer you to someone here in Chicago. Can you email me your contact info to Barry@chicagolegalgroup.com
Good morning, I did not receive an email from you. No pressure but if you still want a referral, reach out to me this afternoon by phone at 877-529-4312. Thanks, Barry
what does this Car Replacement Assistance 20%. Limit of actual cash value
Morning. I don't know what that means.... 'Actual cash value' though is what you get from an ins co when a car is totaled.
Great video, I have a question? I was recently involved in a minor accident while driving my sister in law's car. I made sure the other driver was okay and asked if she needed medical attention she said no that she was fine so we exchanged insurance I gave her the one in the vehicle and my own, turns out I'm excluded from my sister in laws policy, and my insurance geico said not to worry that they would cover me and a couple days later geico calls and says that they will be denying the claim. Turns out the other driver is now claiming body injuries from a collision of 15-20mph impact. No air bags deployed. What steps should I take.
Why is your insurance denying the claim? Appeal the denial would be what I would do.
I was told that they since my name is on loan and she is not that I am supposed to be the one who has to insure the vehicle and not my sister in law .
@@leonardomoncada290 Well, I'm not certain about that. Could be a law in your state. But again, if it were me and my insurance denied my claim, I would ask them how to go about appealing the decision and do it asap.
Okay, thank you. I will!
Hi ,so got my claim denied just Minor damage, was at a green light crossing intersection going straight,no left or right just straight in green a car on side street with red light went over line and Tboned me , my claim denied says because i failed to yield my right of way lol do i gotta yield going straight on green light ? Lol i feel that should of been the other party s mistake,sane Insurance too as me,also is there sometimes something fishy wen both parties have same Insurance
Morning - so if you think the other party is at fault and your claim was denied you can: 1. file a claim with your own ins co and get your damage repaired that way or 2. file a lawsuit against the other party - research how to file in small claims court. Those are really your two options at this point. Barry
@@LawFull I kinda feel since we both have same Insurance that both sides are kinda trying to save n say no ones at fault,my denial paper says the word 'principally' at fault . Why that word?
We were just denied paying cash at our pharmacy when insurance wouldn't. Do we have any recourse. We live in small town with one pharmacy and no other options.
Hi, that is outside the scope of anything I know about. This video is about car accident situations. I'm sorry I can't be more help to you.
What do I do if I was in a car accident for speeding and crash a car and my insurance policy has for liability insurance and for repair of the guy car but they don’t wanna do anything
Hi, what do you mean they don't want to do anything??
Our Insurance company broker for our business of 25+ years told us we were canceled due to not responding to email sent after 10 days of notice.(mind you NEVER ONE LATE PAYMENT, ) about 3 years ago he and us set up electronically pay automatically. Well it’s been working good I guess, don’t hear from him even with them not even sending the receipt every month to or letting us know when they take extra money here and there that we have discovered recently.But the few receipts sent email , well they went to the correct business email. Now the cancellation,,,, it was sent to a non working email that hasn’t been used between us ! So in 25 years of insurance and no problems we have a claim and call and that’s what we’ve been told. After he said to then pay in full after back dating a check and crinkle it up like it got lost in mail , oh as for regular mail you ask? Well yeah they mailed a canceled notice there too, to our physical address which ended up at post office not in our P.O. Box like everything else they’ve sent previously. As for the full payment he demanded a certified mail with only a cashiers check. Well we sent it same day we called for claim.Now this happened about 2 weeks ago and we’ve been trying to communicate with him either: cell phone, email, texting , all with no response. And for the claim we called about the first day, he never filed it till 6 days after that. Ain’t that some crazy stuff? Believe me, it’s happening right now and desperately wanting our business back up and running.
Now as for the claim, well it was an electrical problem with the Co-op transformer outside the building that failed. Nothing but a security camera and a WiFi with a landline cordless phone we’re operating as video clearly shows. The electric company came out and replaced the fuse and then came backnext day and said no power here and. I was like yeah remember the fire it did in my shop? Well one of them quickly responded that their stuff is perfect and my panel was the blame, so I quickly realized I better get my phone out and record this , glad I did cause my electric wire from my business was laying at bottom of pole and I’m the last on this run or this transformer, then recording a electric company guy warns the guy with the pole “ hot stick with fuse” to check out the side of transformer if oil was leaking out , of course he said “ naw , I gunna go ahead and tap it” 💥 BOOM! I was videotaping it when fuse blew and they immediately got in the big electric company truck and left. Well next day here comes 2 electric trucks to my shop, and different attitude with them today so I recorded them again. And guess what they do, ? Change the failed transformer out and leave. Now we called the electric company 4-6 times to speak with a guy who’s supposed to handle these “ rare” things,but after leaving voice messages and call back numbers they just ignore our questions about where to file a claim or how to or anything. So then I had now two certificated Electrican’s that don’t have question that my electric panel took a massive load from the transformer. And everywhere I’ve been looking or discussing this we’ve been ignored it seems. This issue is in Branson, Missouri btw. And we have called the Department of Insurance on our broker ,but they’re pretty slow I guess heck idk never had anything like this ever. Sorry about the long rambling “saga “but this is true. I’m pretty good at telling stories but even I couldn’t make this shit up it’s like something written up for a movies Be up for an Oscar ! Geez, . Hope you have some good information on this and respond back soon. Thanks and have a wonderful day. I’m going to try.
I’m in Ohio and I have a 2nd car that I didn’t add to my policy and my daughter borrow it to go to school because the car that is on policy wasn’t available. She was in an at fault accident and she is on my policy as a active and I was told by Geico that we were cover no matter what car we drive. Now they are denying the claim. What can I do?
Make them prove where in the policy it says you would be denied. And APPEAL the decision immediately. Get a copy of your policy so you can figure out how you need to appeal and within what time period. Don't wait.
My vehicle was damaged due to a break in, glass was broken damage done to my door lower door and fender insurance company only wants to cover for the glass broken and not the other damages what are my options
Hi Corry, this is not the normal type of personal injury case that we would be involved in. But, if your own ins co is taking an action you don't agree with, generally speaking I would tell you to appeal the decision. And do it asap so you don't blow a timeline within which to appeal. Ask them how to appeal - they'll tell you. And ask them for a copy of the policy and tell them to show you where and why only the glass would be covered....
@@LawFull Thank you very much!!!
Sorry for popping up here again, Sir. Here's another quick question and I think it suits your new video.
Driver A hit Driver B. The collision was very very weak that it left no damages on both vehicles, not even a scratch. Driver B got irked and called the police to document the incident. A day later, Driver B filed a damage claim against Driver A's insurance. Meanwhile, Driver A got a hold of the police report and it showed on the police report that No damage was done to both vehicles. What do you think is the effect of this on Driver B's claim?
Apologies if you get repeating notifications on your YT channel regarding my question/comment. I keep "trying again", for some reason, YT had a hard time posting my question. If it went through, I hope you can shed some light into this.
Hi, I dont seem to be getting notifications about these posts. Happens sometimes not sure why. Please email me if you have a question. Info@legalvlogger.com
good video sir thanks,
great info thanks
These guys had me paying on one car twice every month which left my true vehicle uncovered. They claim I entered the wrong vin number in at the beginning 2 months after I had my wreck claiming that they had a recording but would not let me hear or access it. I also was told earlier the same day as my wreck that I was fully covered.
Hi, so you're saying they're now denying your claim? Your own insurance company? If so, get a copy of your insurance policy and appeal their decision asap. Sounds like typical ins co b.s. to me. Denial based on entering the wrong vin? Appeal their decision. If this is what it is happening to you.
@@LawFull thanks boss
Currently going thru a serious problem and the insurance company won’t cover it...we have a huge tree that has been strangling our pipelines and have been causing big sewer issues. The tree is also pushing the foundation aswell as pushing our sidewalk/ driveway. We need any help you can give please and thank you
Hi, I'd like to help but listen, I am a pi attorney. Car accidents, dog bites etc. This is an 'insurance coverage' issue. Go to google, type in insurance coverage attorney near me - see who pops up. That's who you should call.... I hope that helps. Barry
@@LawFull thanks alot for your speedy response and I appreciate it
@@sketchy_situationss I hope that works for you. If not, hit me back and let me know....
My insurance company is denying my claim because my tire tread was below the legal limit, can I do anything about this?
Really? I have never heard of anything close to this before. You should 1. Demand a certified copy of your policy 2. Ask them to show you where in the policy it says they can do this 3. Look at the appeals process in the policy and immediately appeal the decision (which usually means demanding arbitration). Total b.s. insurance company tactic
@@LawFull Thank you so much, appreciate the help
Plymouth Rock denied our claim a week literally received a litter stated within 36 days there will be a 24.9 increase in our premiums the dang Nerve the claim was for our shutters due to snow, ice and explained will cause roofing damage along with drivwwat😮please let me know what you think
Morning - I honestly don't know. The ins I talk about in all these videos is auto insurance. I don't know much about homeowners ins and claims for things like ice etc. Sorry I can't be more helpful on this one.
Thank you so much.
Good evening sir do you know any good lawyer in south africa
Hello - I'm sorry - I don't know anyone at all in South Africa. Sorry I can't be more helpful.
Hi, I'm in a binder at the moment! I was hit by a car this weekend. I called my insurance & the other persons insurance as well. I only suffered property damage. No one was hurt and medical help was turned down.I live in New York City and there is a new law that the police does not write police reports any longer unless there is death, injury and or a hit and run. The police only suggest the persons involved to notify the dmv that there was an accident. Now the problem is that the insurance is asking for a police report! What to do in this situation. Also I found out through the police that this same person who crashed into my vehicle two weeks prior hit another car. Does this help my case ?
Thanks
Hi, go down to your local police station and file a report is what I'd do. I don't know NY law regarding the prior accident so I cannot be of help on that topic. But again, if it were me, I would go to the police station and file a report..... Barry
Hey bud love your video… I have a question so in November 2020 I got into an accident and the insurance company stall and stall and stall after submitting multiple claims they call me this morning yes almost a year later after I haven’t heard from them in over 8moths what are my options
Morning, thanks a lot. Well, I would either 1. Go above your adjuster's head and go to their manager or 2. File a lawsuit against the driver of the other car - that will get their attention.....
@@LawFull thanks for the quick response I really appreciate that but unfortunately I ended hitting a deer 🦌 so that’s where I’m stuck at because they’re saying I can’t get pain and suffering or lost wage’s because I hit an animal that’s what the adjuster told me very rudely lol
But I did as you suggested and had a supervisor call me and told me they was going to call me the next day which was last Tuesday and I haven’t heard from her since
@@driftareal5158 Wow. Terrible service. And yes, if there is no other car involved you can't recover pain & suffering etc generally speaking.
@@LawFull oh ok thanks bud appreciate the help
This issue is in Canada, hope you are too. Question: Is it legal for one insurance company to buy out another, and not notify their clients?
Hi Kathy, I'm not in Canada and don't know anything about the legality of such a situation. Sorry I can't be more helpful.
What if I only had liability coverage but the police report places fault on the other driver? My adjuster contacted the other driver’s insurance but they deny liability and place the blame on me. Where should I proceed from here? Should I seek an attorney’s assistance?
If their carrier denied your claim, then you have 2 options. 1. Use your own insurance to get your car fixed. Or 2. you can file a lawsuit against the other driver. If you suffered injuries a lawyer might get involved but not otherwise most likely.
Hi my son was hit by a 94 yr old on 10/31 it was not my sons fault at all there is also a police report..but my son missed his ins payment they canceled him ..the 94yr old has AAA ..there are no injuries just car damage..in your opinion will AAA eventually pay for the damage??..it's been a week that he hasn't heard from the AAA adjuster..I'm getting nervous 😬
If it was really the other guy's fault then they should. Stay on AAA. Document all contacts with them. And if no response next week go above the adjuster's head to the manager.
@@LawFull thank you I'll wait another week. .can it take longer to hear from them??
@@LawFull thank you I'll wait another week. .can it take longer to hear from them??
@@luv2cook5 It can. But I wouldn't wait much longer before reaching out again.....
Well my own insurance denied my claim and the other insurance also denied the property damage because my insurance hasn’t took out the car from the tow yard and but the car no longer available because the tow yard sold my car but now they don’t wanna do anything because the vehicle is no longer available and they can inspect it what do I do
Hey Erick, I'm sorry but I don't have any good news for you here..... If the car was sold and cannot be inspected, there is no way it can be appraised. The only thing I can think of...... perhaps you can contact the tow yard, find out who did the sale, get the paperwork, find out how much it was sold for. And get the info to the insurance company. But that's a long shot. I've never had this situation so I'm just trying to think out of the box.
Hello, I really need immediate help. A man ran off the road and hit my mailbox and Geico is his insurance company and this has been every since Sept 2021... i sent police report as well as an estimate of damages. my question is
1. what can I do about it ?
2.what is this case worth?
Hi Bertha, how about filing a lawsuit on your own in small claims court? Have you considered that? Research at your county courthouse website how to do it. The case is worth what it cost to repair or replace the mailbox I would assume. I've never had a case like that as we do personal injury cases, not property damage cases.
What if your in a no fault state?
I don't want to give you bad info. I'm in IL. I strongly recommend speaking with a local attorney.
Hey, I got into a accident 2 weeks ago and I’ve talked to the lady that’s in charge of my case she says that there’s nothing she can do because she hasn’t heard from the guy that hit me I sent em a video and in the video the guy says that he will give me his insurance.. they still haven’t done nothing and I still haven’t heard from them, what can I do?
Morning, well, you have 2 choices potentially. 1. file a lawsuit against the driver (he'll then call his insurance company at least he should) 2. use your own insurance to get the property damage fixed. You'll have to pay your deductible but if you're not at fault there's a good chance you'll get it back. If you suffered injuries, you could hire a lawyer to do this for you. If you did suffer injuries and you want help finding a lawyer let me know. Sorry you're going through this. Barry
@@LawFull Thank you for your help 🙏🏽
Sir the cop lied on my file I should only have one ticket which is unlicensed driver. My insurance company is giving me the run around. I have been diagnosed with radiculopathy, I have bruising on my abdomen. Due to the amount of tickets I have no one will give my case the time of day. How do I convince a lawyer I have a case whether it is suing the department for perjury or suing the other party. Please send me an answer take care.
Hi, listen, I don’t have a good answer for you. In looking at cases, a lawyer looks for among other things 1. Liability - whose at fault - sounds like the cop put you at fault right? And 2. Severity of injuries. If you were found at fault, unless you suffered massive injuries, I think a lawyer would be hesitant to get involved. So again, I’m really sorry but I don’t have a good answer for you or an answer that would be encouraging at least.
@@LawFull yes it does there were two police officers there. I do not remember my accident. I just know no one is hearing me out. Is it considered major if you cannot do everyday task anymore? My whole left side of the body feels as if it isn't there.
@@lifeofdd7909 If you have a permanent disabililty, sure that would be a significant injury. Sounds then like the real problem is that you were found at fault for the accident.
@@LawFull But the officer lied how can I prove this? I been in so much pain and no one is listening.
Another officer signed off on it. I am just at loss for words. This feels like a never ending nightmare.
I am in NY by the way so I am in a no fault state. I literally was cut out from my car. So how could I have no seatbelt on.....
what if i dont have insurance
but the other person that was driving has iaaa isurance
and they denied e when i called so i file a lawsuit in the civil or the criimal because ghe almost killed me
and i feel theres was the police also at fault because the handled the accident in a not so great way and the abnulance also gave me pain and i couldnt baear it so asked to let me off because they were very rough and hurtful with y body while i was in the vehicle
I got into a accident and the person hit my mother from behind because the person in front was skipping lanes and we came to a frequent stop but the person behind had time to break so my car is totaled from behind and I have a broken light in front with a mess up front number and none of the people involved I’m the accident had insurance and now I have a message saying we have issued a big issue with your claim what can this means please help me !!!
I'm not entirely sure what the issue is - please clarify. No one in the accident has insurance at all? And you got rear ended? If that's the case, then you're only shot is to file a lawsuit against the party who hit you. If the damage is less than a certain $$ amount, you can file in small claims court.
@@LawFull I was the only one with insurance so now I guess my Insurance company is trying to deny my claim because I got rear ended and the impact pushed me against the person that switched in my lane and also my front end of the car got messed up
@@LAWrld This doesn't make sense to me. You got rear ended and your insurance is denying your claim? Something doesn't sound right there. If your insurance truly denies your claim and you are the only one with insurnace, look asap into how to appeal their denial. Sounds like typical insurance company b.s. to me.
@@LawFull yeah am very lost my self if things go side ways am just going to sue or take it to small court room thank you so much boss !
@@LAWrld Best of luck to you.
I have 3 accounts first hawaiian bank Lihue Kauai Hawaii branch..why they told me my checking and savings account is not insured FDIC INSURANCE..and they didn't follow my supporting documents like, government ID, Passport, Green card,SS..
Morning - I'm sorry but this is not anything I know anything about. I dealt with auto insurance pretty much exclusively. Sorry I can't be more helpful on this one.
Hello, I got in an accident and the other driver was driving the wrong way. The other insurance company denied my claim. My own insurance company says that they will do nothing unless the other insurance company pursues them for repairs. Since I have one-way Insurance, they have no financial motives to do so. Should I go get the police report and go to small claims court? or should I talk with the other insurance company if the report agrees with me?
Hi, sounds like your own insurance company is saying you are at fault for the accident. Is that right? Definitely get the police report and then negotiate with the other driver''s insurance company. If you still feel strongly you were not at fault sure go to small claims court depending on the amount of damages.....
@@LawFull thank you for the response. No my insurance company does not say I'm at fault but since they did not fix the other person's car or my car, they don't have financial incentives to do anything. Mine is one way insurance so they are not going to fix my car, and the other driver is not asking them to fix his car. My insurance company told me that they can not open an investigation since they did not lose anything.
I'm 100% not at fault but the problem is I did not have a dash cam to prove he was driving the wrong way on the highway. I have to wait for the police report. But I don't know what to do when the report agrees with me. Should I ask his insurace to pay for my car (it's total loss) , or small claims court? The amount is worth it.
Hi, when you received the police report then yes make sure you file a claim with his insurance company show them the police report and get them to pay for your damage. That is if the police report agrees with you.
What do I do when my moms car and my truck where parked on the side of the road and got hit from and old gentleman driving , I took some pictures and send them to USAA Insurence of the collision but they are waiting on our claim ! They told me they had a potential issue what do I do ?
Hi, you should file a claim with your own insurance. Check out this video I dropped yesterday ruclips.net/video/iZOmJIB0N8w/видео.html
If you go it alone, they will not tell you what you need to know.
That's for sure. I'm interested by the name of your Channel.
@@LawFull Thank you, I'm hoping to networking!
@@ClaimsAdjusteroftheYear Ok great. I just subscribed.
A driver swerved into my car. He remained at the scene. We exchanged information. He told me and the police officer that there was a THIRD car that caused him to swerve into my car,but the other car got away.
I never saw the "third car." Doesn't that still make him responsible for hitting my car??
Probably - what is the ins co saying?
ok so im 16 and i was at a red traffic light and when it turned green the car in front of me and i started moving because the light was green but they slammed on the brakes and i hit them. he was okay and i was okay. my car has no damage but his car has two dented lines. what happens next do i have to pay lots of money? am i getting sued?
Hi, work with your parents to report this accident to your auto insurance company. They will run with it from there. They should take care of everything for you.
So my car was stolen and I never filed a police report because I didn't want anyone to get into trouble. My insurance claim was denied what can I do?
Hi, not exactly my area of knowledge. But if someone was in an accident and there ins co denied their claim I would tell them to immediately appeal the decision. So that is all I can really offer, Find out how to appeal the decision and do it asap
Can the claim adjuster deny or not investigate a 3rd party claim if you refuse to give them your social security number? I know how to request my health insurer's liens on my on.
Hi, to be honest I don't know. I've never had that situation before. I think I have always given the SS # to adjusters when asked. So I 'm sorry but I'm not sure I can provide any help on this one....
I applied a insurance policy
And done a payment of RM 100,000 he said he invest in a medical policy for 5 yr I have not to pay any month payment. I checked in insurance company they said I have no policy for my name. How do handle this
Hi, I'm sorry but I don't exactly understand what you're asking.
My brother was low balled the repair shop said 10 thousand and the insurance company denied him and offer him a 2 thousand
Morning, I would need more facts to know what's going on here.... Sorry you're dealing with this.
I was in an accident and i had GAP Insurance. When asked about coverage. I could not get an answer. What should i do
Hey Sylvester, I'm not entirely sure what you're question is. Your car was totaled sounds like. Did you call your GAP provider and advise them of this?
@@LawFull yes and they said they couldn't cover it. And was included with my car payment. Have also talked my car dealer, finance dept, which have it on file
@@sylvesterlane3220 Well I'm stumped. If it were me, I'd get them to document in writing why they won't cover it. Then get a copy of the policy and find out how to appeal the decision. It may be an 'appeal' or you may have to file suit. Very odd situation. You need to start by finding out the why.....
You can get a denial without submitting your receipts for your already paid medical treatment. I was given a verbal no and told they don’t cover medical at all 😂 they must think we don’t read our own policies. My case is a homeowner set fire I was injured escaping the fire but they only want to pay a lowball offer for the damage to my home.
Sounds like typical ins co b.s. I hope you get what you're looking for.
Wait a minute! So if you win in court, the insurance company is "obligated" to pay out?
I recently involved I'm a auto accident I wasn't even to the intersection yet when the driver made a very poorly executed a left hand turn in front of me and struck the left hand door of my vehicle at the door handle when he exited his car he was saying to me man I'm sorry I didn't see you the sun was to his back and I could finally be seen in the roadway and there's only a few feet away from the right-hand curb the other insurance company are dragging their feet about taking responsibility
Hi Steven, that is all too common unfortunately. How long has it been?? And what insurance company is it? Barry
My mom was involved in collision she was at fault. the other driver hired a lawyer and we finally got a letter of demand after 5 months After that we got a letter from the insurance saying my claim may be denied because my mother was under the influence because the other driver assumed she was. Which she was not true. She was not under the influence. Even the police would have arrested her or EMT would have know. My mother is 67 years old and i showed up to the scene and she was not drinking. What do i do?what does investigation with reservation of rights mean?
I have never had this situation before. But I assume I would start with figuring out how to appeal your own insurance company's denial of the claim due to the alleged dui. So get a copy of your insurance policy if they truly deny the claim and appeal.
@@LawFull ok. thank you.
Hello.I just wanted to get some advice, my father died cause of covid19 he's a seaman and he's about to go ,The situation is my mother is a legal wife and at the same time my father also has another women that he married. What if on the insurance the other wife of my father is the beneficiary , We wanted to claim the insurance on the legal wife .Do you have any advice?
Hi Ren, I'm really sorry to hear this but I don't know anything about a topic like this. I do auto accidents etc. I wish I could be more help and again very sorry.
@@LawFull No worries. thank you
My case my claim is denied because the driver was on Lyft platform, Lyft said no
So Lyft denied your claim? On what basis?
They said the driver wasn’t login yet the time of accident
@@nenasmaily4173 I see. Did you file with the driver's personal insurance?
My insurance says Im not at fault but the other parties insurance doesnt want to claim liability . My insurance said I can use my insurance and pay the deductible but I dont have the money for that. Im wonder if I should hire a lawyer to handle this but what kind of Lawyer do I look into? This has brought me so much stress and Im not able to pay the 500 dollar deductible . I also had my kids in the car and my oldest peed in her pants and wasnt having pain at the time but now she is complaining of pain AMD has been having bloody nose. A lot.
Good morning, most personal injury attorneys don't get involved in property damage cases. However, if your child is really having issues, perhaps you should get her looked at. And if she has an injury, I might be able to get you over to an attorney who might help. What city and state did this take place in? Barry
someone rear ended my car and they are at fault , the insurance company and claims adjuster is not returing my calls what should i do ?
Have you tried to go above your adjuster's head to their manager? Also start documenting in writing when you call follow up with a fax that you've called 5x and they still haven't gotten back to you etc etc
@@LawFull I have emailed and called them i will try to find the manager . This company is not reputable ( fred loya insurance / young amrica ) with claims. should i get the repairs and go to small claims court .
@@manuvns I don't know them. Sounds like a sub-standard ins carrier. You may have to....
@@LawFull thanks for the reply i will keep trying to get in touch with them for few days then file complaint with state agencies and get repais doen and file a small claims court case .
@@LawFull I need help please
Hi barry
I have a question about a minor accident
Someone back up to me while I was coming out from the my drive way
I have a video for accident I send it to insurance company they said 50/50
Me I’m sure is not my fault
If I can send you the video to review it and me advise thank you
Hi, I am sorry but I am out of town through this weekend. I apologize that I can't be more helpful on this one.
I had an accident and my insurance denied my claim because that time I was DoorDashing. Could you please tell me what can I do.
Hi, I can't tell you what to do per se. But I shared a thought on generally speaking what you can do. And here again is the video I recommend you watch. ruclips.net/video/ewX3ce5OzPY/видео.html
Hi there! Great video. My sister was in an accident while driving my vehicle. Insurance company started an investigation, while my claim was under investigation the insurance company sold my car without my permission! Weirdly enough they denied my claim after my vehicle was already sold. I asked them why they sold
My car without my permission and they stated that my claim was closed four months before I Met with their investigator and five months before I received a letter that they denied my claim. I hired a lawyer and wanted to know if you think I can win this case in court? Thanks in advance!
To be honest I have no idea. I've never heard of a situation like this. Very unusual.
I do
This guy knows nothing I don't even know why he made the video?
What will happen if you total your car and then the insurance companies finds out about an invalid address.
Morning - I'm not sure I entirely understand. However, if you're saying you used an address that was not accurate, then I guess the ins co could theoretically deny the claim. But that's just speculation on my part without knowing more about the situation. I strongly suggest you consult with a local attorney about this matter.
They denied my claim on my home. What can I do
Hi - I apologize but I don't know anything about claims for damage to a home. I always did auto, motorcycle, bicycle type accidents. I'm sorry I can't be more helpful on this one.
I had an accident and my car got ride-off and after almost 4 months my insurance company denied to give me the claim
What should i do now
Hi, I'm not sure what this means "and my car got ride-off" - but if your own insurance company denied your claim, then you need to asap get a copy of your policy and appeal the decision. Tell them asap. Watch the video, it talks about what to do.
My son had full coverage and wrecked brand new car and totaled it insurance company denied clam sticking him with 23,000 dollars loan and no car I've called lawyers no take case cause its property damage only can help us find lawer in Kentucky?
Morning Shawn, unfortunately I don't think you're going to find an attorney to help you with this unless you want to pay one by the hour and that could cost a lot of money. Rather, you should file for arbitration under your policy immediately in writing. Then take the case to arbitration on your own if you can. It happens all the time.
@@LawFull what have to do to arbitrate it
@@shawnmarrs4122 Hi, usually it's set forth in the insurance policy so if you haven't already request a certified copy of it. Also, there may be a time limit like 30 days to request an appeal or arbitration. so don't delay. But its a simple process. Usually in front of a 3 person arbitration panel. It's informal. YOu get your evidence together and give it a shot. If you want more information I have a downloadable guide on property damage on this page. Not sure if it helps but you might want to check it out www.chicagolegalgroup.com/need-advice/
I was hit by a drunk driver no fault of mine he was arrested for OVI and leaving the scene of the accident and for punching my vehicle when I pulled over. Safe Auto is his insurance company and at first they wouldn't even let me file a claim but I finally got that done we're going on over 2 months now since the accident and they keep setting me up with a claims person to look at my car but it never happens I'm told 48 hours I will hear from them weeks go by. The lady in small claims told me that even if the judge forces the insurance company to pay me that if they don't I will still have to come up with additional money to make the courts force them to pay is this true? What happens if I file a lawsuit then the other insurance company decides to pay me before we go to court can they do that because what I'm getting at is if they do I imagine I won't be getting my $125 filing fee back so how do I go about making sure they pay that filing fee if they try to settle without the courts after I file suit? I don't want to go before a judge and have the insurance company say we were trying to pay you but you refused and took it to court.
Hey Dennis, sorry you're going through this. To be honest, I don't know. I strongly suggest you consult with a local attorney to get these types of questions answered. That would be the best source for this type of info. Sorry I can't be more helpful on this one.
@@LawFull the damages are less than an attorney fee. Why make a video that says what to do when an insurance company denies your claim and then tell the person you don't know anything about it ?
How can i get in touch with you
I really neeed some advice and i le the way you go about things
Good morning, feel free to email me at info@legalvlogger.com
A woman cut me off from my left in the front of me while I had the right of way. I slammed on my brakes to try to avoid her but she slowed down and her back passenger bumper and my front passenger bumper collided and She apologized to me many times and told me she was trying to get to this bakery before they closed. The officer gave her a citation for failing to yield right of way. I only have liability with usaa and of course they haven’t helped me at all and her insurance (state farm) is claiming I’m 25% at fault and they’re only going to pay for 75%. I’ve never been in a situation like this and I Am planning on filing a automobile insurance arbitration. Is this a good idea?
Hi. Sure. If you feel she's 100% at fault. If you suffered any injuries you should get an attorney though. If you did let me know I may be able to get you over to someone. Barry
@@LawFull Thank you for the reply Barry! Dec 16 was the day of the accident. Because this all happened before Christmas I waited too long to claim injury. I spoke with a few attorneys they’ve said I waited too long and they don’t do property damage cases. I’ve read in South Carolina attorneys cannot accept contingency fees. But with my evidence with the police report and collision report as well as the officer himself (I’ve been in contact with him) saying she was the sole contributor and she received a citation I feel I might have a good chance at winning case if I take it to arbitration.I’m just unsure of everything I’m a young girl and I’ve never been in an accident before.
@@breeparra1130 I see. Ok, well best of luck to you!
@@LawFull Hi so my case is similar to Bree's case but the difference is that the party at fault that failed to yield was driving her boyfriends car and that car didn't have insurance and she also denied that she was at fault and drove off 15min after the accident, it was new-years eve at the time so the cops showed up about three hours later. She didn't get a citation and my insurance says that I'm 40% liable denying my Uninsured coverage to kick in, I paid for my car damages out of pocket but it's too much for me to just let go. What do you think I should do?
@@abdollahomar9323 Hi Abdollah, well, not too many options unless you want to file a lawsuit..... Did you suffer any injuries in the accident? If so, a personal injury attorney might be interested. Let me know... Barry
I had an accident recently and the other party did not file the claim and we both have same Insurance Company what's next
2000 lb Elephant in the room nobody talks about-- 1.) Insurance Co denies your claim for water damage 2.) Insurance underwriter sends you a letter stating that you will be dropped unless you have the roof repaired by a certified roofer. 3.) The contractor that the insurance co "prefers" is rining your phone off the hook. It's a racket.
If you add full coverage after your car is stolen. Will insurance company pay
Hi, not usually. It would only cover stolen car if the policy was in effect at the time the incident occurred
How can I get in contact with you so I can explain my case to you and see if you can help me
Feel free to call 847-305-4105. If this is just a property damage issue I have a great guide on this page chicagolegalinfo.com/page11
I need help I live in Charlotte North Carolina Geico and their customer gave me the wrong policy number it's on a police report and then with holds the correct policy number from me I need help I can't even get the Geico's agents phone number to contact him they are jerking me around and acting like I don't exist my case was shut and then reopen it is a mess it's almost been a year now nothing has happened I have proof showing all of this I would sideswiped by a lady who turned on red on 51 and then came into my Lane she was on the phone not paying attention and sideswiped me I have pictures of the damage on her and my car I don't know what else to do
Hi. Sorry to hear you're going through this. NC has some unusual laws and I'm just not familiar enough with how they handle things there to provide you any substantive assistance. But if your question is how to get ahold of Geico, I always suggest going above your ins adjuster's head and going to their manager. . . That often gets them to respond.