Is it a thing to take out a personal loan (You Don't need the money at all) an pay 99% of it back right away just to raise ur score? And the last 1% lil by lil?
ya you can do that, better to use a share secured loan that is designed for that, we did a video on a bunch I found ruclips.net/video/kO_EMpOwKD4/видео.html
I have not experienced this with Amex they don’t seem to mind large credit portfolios. I’d recommend a few months in between applications though to be safe.
What banks did we miss? Let me know in the comments
Chase bank is definitely sensitive on both...
You missed penn Fed there inquiry sensitive for sure they denied me 2 times because of that and Im over 750 cs
How could I have forgotten my favorite bank with website from early 1990s? Thanks for reminding!
Good info!
Great information. Thank you.
Thank you for sharing this information
Hey thanks for watching!
Nice roundup. Also first citizens Bank approved me and then banned me a couple days later due to checx
Interesting, sorry to hear that!
Can ypu explain if help with app sprees for personal only and/or business credit ?
Our content and training covers both
Is it a thing to take out a personal loan (You Don't need the money at all) an pay 99% of it back right away just to raise ur score? And the last 1% lil by lil?
ya you can do that, better to use a share secured loan that is designed for that, we did a video on a bunch I found ruclips.net/video/kO_EMpOwKD4/видео.html
Do American express have a maximum exposure for credit cards
I have not experienced this with Amex they don’t seem to mind large credit portfolios. I’d recommend a few months in between applications though to be safe.
Great question..
You know credit cards is not being rich right
Not in my experience, space out your apps though!
In terms of limit on 1 card, I have seen up to $100k limits on single card, max exposure for total cards is 14 across personal/biz
Auto loans, mortgages and personals are also being denied left and right.
Been hearing this as well, thanks for sharing!
when you say 7 inquiries, do you mean in the past year, or in the past two years? thanks!
I think I mention in both 12 and 24 month periods, 5-7 in 12 months is worse then 5-7 in 24 months
How do I join your discord
walletmonkey.io/wmdisco
👀 notification squad
Dang, beat me too it!
👌🏻
👍🏿
boa??
Under 750 score and then file then build relationship and bank rating on business side, otherwise better odds to go in cold