What I Paid For My 2023 Toyota GR86
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- Опубликовано: 30 сен 2024
- In this video I share it all. I share what I paid for my Toyota GR86 along with my payments and interest rate.
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#toyotagr86
You guys don't ever need to worry about overpaying for the toyobaru twins. Here in Poland the car goes for $50k, and if you want financing the total will go up to $55k.
Whoa
the gr86 i was gonna get, total would have come out to 49k with 8% apr. said f that, got a brz for 33k
Great move!!
What in the world?
I have a 2024 on order right now and got ALL of the performance and cosmetic packages.. only came out to 39k before taxes and fees. APR is currently 8% though.. I'm hoping that falls a little by the time it arrives.
@@brandonerwin7031 might as well, my only regret is not getting the base model cuz i’ve been modding it n everything that’s oem wont all stay lol
The first Toyo dealer I tried getting this car from was an absolute nightmare. They tried getting me to pay 55k walkout on the 2023 premium model and told them to kick rocks. I went to another dealer 2 days later and they cleared me on 38k walkout for the 2024 premium model was overjoyed by that. It’ll be showing up next month so I’m pretty excited for it. I’m glad you enjoy your car bud! Thanks for the video!
Congrats on your car!
To be honest I wouldn't buy this car unless I could just buy it without financing. We're by no means wealthy but we are in our 40s, no kids. It's not an extravagant car. I'm never financing a vehicle again.
Good for you
I'd like to argue with that, looking from young-to-older(experience) I've financed 3 different cars in my life(25) first was A2B, second was "needed/convenient", third "wanted" car...
When people ask me about buying a car, those first 2 options of buying should be bought out full. The "wanted" option can be bought out or financed.
I drive a gr86 premium, everyday I get in it. It's smiles per miles, I feel I won't ever dread driving it later down the years
@nive - That’s smart and also not specific to this car but to all cars. You get there over time (56 and two kids but own my gr86 and 981 boxster s and my eldests’ 2015 civic and my wife’s 4Runner outright. But when I couldn’t just buy the cars I sought the cheapest money available and if money wasn’t cheap, it absolutely played into what car I bought.
Two incomes w no kids will undoubtedly give you some flexibility in the future (as I paid next semester’s college tuition last weekend).
Who even said that this was a kids car? I’ve see old ass dudes driving s2k’s. Just because u feel too old to buy one doesn’t mean others feel the same..
Congrats dude! I have a '22 Raven 86 MT, still look forward to driving it every day.
Right on!
Got my premium manual gr86 for 32.5k+tax last month. No markup no bs. 60month interest 6.19%. Happy driving
You did well! Enjoy!!
I just got a 24 premium neptune manual, MSRP was 33,353 but I got them to remove 888 off, and 500 off military rebate, so 1288 off. After tax title etc, it was 34,700 out of my pocket total end of day. Toyota offered me 60 months @ 7.2 screw them.
love mine.
Congrats!!!
I bought my 2023 BRZ Limited for MSRP but! It came with a $4000 “dealer package“ (aka mark up) so all in all $40k out the door with taxes title and such.. please note that this is in Los Angeles.
Got it. Enjoy!!
I agree with watching out when you get to F&I. When I just bought my Mazda3 turbo hatch the other week, I already had the OTD price going in (I was paying cash) and when I got to the finance manager the total was a few hundred higher than what it should have been. I was able to pull up the quote on my phone and we figured out that the MSRP was higher on their end. I did hear that the MSRP had changed recently, so that may account for the discrepancy if true, but regardless they quickly got it corrected and my OTD price actually ended up being a little lower than I was first quoted, so it all worked out in the end.
Right on! Happy it got worked out in the end. You loving it?
@@Gonin60 So far I'm really enjoying it. I do find the seat bottoms a little firm, but hopefully once they break in they'll be a little more comfortable (have less than 200 miles on it right now). Also, the heated steering wheel is a little weak, at least as compared to our 2021 Ridgeline or my 2022 Camaro. Other than that though, it's been wonderful. Car has a lot of effortless power, and it seems to drive a lot smaller/lighter than I was expecting. There isn't much steering feel, but the handling is very good, and I've no complaints there. Overall, it seems like a great choice for a daily.
@saviordream how's the seat now? Any better?
@@MeltingRubberZ28 About the same. 75% of the time it's fine, but that other 25% it can be a little uncomfortable. That may be just me though.
You did good! I financed my premium $36k flat at 5.25% with extended warranty, 1k deposit w performance exhaust and all weather mats and that clear trunk guard
Right on! That’s a good rate today! What color is yours?
Hey thanks for this - i've been considering one at least for 2024 onwards with the new active safety features. Been very informative and helpful.
Right on. Just make sure to go with the higher trim level
Enjoyed the video!
For the car itself i paid MSRP at Mark Miller Midtown. Downside was the 7 month wait for delivery. Got a Limited in Ice Silver Metallic. Paid cash as, at my advanced age, i don't buy anything i can't pay for outright. Did go for both a tire/wheel, paintless dent repair/key protection package and the 6 yr/60,000 Subaru Added Security Warranty (can you say RTV?). Both have pro-rated refunds which i may opt for at some point.
The only OEM option i requested was the all-wather floormats. I prefer the look of the BRZs as i think the GR86 front end looks like a catfish but honestly i would be happy with either car. Also prefer that the BRZs are less common by a factor of 3 or so and i have had a good experience with my WRX at the dealer over the past 20 years. Added an STI starter button and shift knob bought from a discount Subaru parts place. Also door panel scuff protectors and, of course, the great looking Toyota ducktail/duckbill spoiler. I installed Lamin X door handle cup film, A-pillar and leading edge of hood and roof film. Also 3M Scotchgard Pro headlight, rear bumper sill and door edge film. Will probably have a pro install PPF for the complex front bumper and the side mirrors. But i didn't want to pay $800 just in install labor like i did with my Civic Type R (Carvana doesn't reimburse you for your PPF cost). Also i got Stickerfab shifter surround and door sill overlays and Axis seat belt buckle guards.
Bought the JDM accessory lights and a Homelink rear view mirror off the forums. Gen 1 spare to clear future Brembo calipers. JDM side marker lights. Speed Bleeders, Hawk HP+ pads, Motul 600 fluid, and GR86 mud guards.
That's about it for now. All that's left is to drive it!
You have done great! Enjoy your car!
Honestly, I think this is the first time I've heard someone say they preferred the BRZ's front end.
Me: I wonder if that’s Utah with the mountain? Oh yep there is the Mormon temple, it’s Utah.
Yep!
Oo so local?? Subscribed!
When I got mine, I got my APR reduced to 5% but I had to purchase the extended warranty due to low credit. Zero down. Five years at 760 bucks a month. It’s my first new car. I do feel like I’m overpaying quite a bit though.
if they told you you had to get an extended warranty to get it approved, that's a lie and illegal to tell you. If you don't want the warranty, you can cancel it at any time and they'll credit it back to the loan. It won't change your payments now but your total loan will be lower and paid off sooner.
Yeah something doesn’t seem right about purchasing that to her a lower rate.
I agree
@@18mboro I knew I didn’t need it as the warranty is specifically set up to their advantage. But the initial APR was like %18! I’m about 6 months into my payments, can I still get the taken back??
Did you finance through the dealer? Banks normally don’t request add ons to be must have when purchasing a vehicle. They care more about the value of the vehicle vs the amount of money you are borrowing.
When buying a car, know your budget, and ONLY focus on the OTD price. That is what matters and will determine your monthly payment.
Thanks!
Man that's not bad at all tbh you have me considering if I can squeeze myself into one of these lol.
They are really fun cars for the money
I like the color and not putting on black rims on the car. I wish my ZL1 rims were bushed aluminum instead of dark grey. Good luck with the car sir.
Hey there! Thank you!!
Aww man I'm upset RUclips didn't send me a notification of you taking delivery of this I'm going to have to go back and search it now.
All good fam! I hope you’re well!
@@Gonin60 Yup yup all is well hope everything is going well on your end too, had to leave for a bit to tend to the fam but I am back now and ready to enjoy this one.
Better than BRZ - well done - good move on PPF . . . I think you got a great deal. Dope ride
Right on! You have done PPF so I value your opinion on it.
Now that the car has been debuted for 2 years, there are some 2nd hand options available with a couple thousands lower than MSRP. Wondering would you think it's a good deal?
If it’s me I’m still trying to get one at MSRP. You just never know who drove it before you.
i payed 44k for mine
Congrats!
I've been eye balling the GR86 to replace my beater G37. Seriously, the only thing keeping me from upgrading IS the local dealer mark ups in my area. Simply put, the dealer mark-up and their refusal to step down kills the 86 for me. Not a bad car, just bad dealer practice.
But then again, "paid off and reliable" does indeed sound better than "brand new and stinkin fun".
Yeah I don’t blame you. It’s why it took me a long time to get one. Keep looking and don’t be afraid to go out of state.
you should get one if you want. Im getting one next summer and idk when they're stopping production. But if the price is the deal breaker, what u wont buy the next person will. These gr86s are never in stock. But i do understand, 40k isn't worth a premium.
In Germany you pay minimum EUR 35,490 (USD 38,244) for a new one (sold out) or minimum EUR 33,500 (USD 36,100) for a used one.
That’s a lot!
I think Toyota got wind of your video and the 2024 is rumored to be $30k MSRP for a base model. Thats $1,600 more than 2023 and i don’t think it has anything new or extra 🤷♂️
Hahaha I doubt they even have seen my vids haha
The Toyota place where I lived had a premium white GR86 they did a markup of 10000 so the car was like 45000 over all I was stunned and went there to go over pricing and what exactly I would be paying if I did go with the premium I wasn't prepared for that I think its way over priced I didn't learn of the price until after the sales man was trying to con me into trading my car today. And its a little ridiculous about how much these dealerships are marking these cars up these days a 31000 car basically being priced 45000 definitely not worth paying that much just wondering did you have any dealerships that tried to mark that much on the cars you were looking at when you shopped around was the premium that much?
I had a ton of dealerships mark these up hence why I never bought one for a couple of years. That is a really big mark up. This car is not worth that
I'm trying to find one. Salesperson quoted me 39k, which is BS. Worried what the actual quote will be when they find one. I've been waiting about one and half months.
Be patient you will find one
my dealer had 2. the anniversary edition and a premium halo white. i ended up getting the halo white which had the gr performance exhaust, the paint protection, bumper, etc, tire/wheel, dent, all weather mats, extended warranty, gap insurance. i ended up paying 37 after everything was over and then i put 5k down with a 750 credit score. toyota finances mine and due to my income, i should have it paid off within a two year period. i dont think i did too bad. the gr exhaust and all was already put on from the factory. they wanted like 45 starting for the anniversary edition and i said screw that. my insurance is 125$ a month for top coverage from all state. the week they got both the cars in was the week i bought mine and not soon after i finished a guy came and bought the anniversary one (i still think it wasnt worth the price). i saw some news about the 2025 gr86 is gonna have the new hybrid turbo engine and not be apart of suburu anymore, so i may end up trading mine in (which should be paid off) and putting it toward the down payment of that one
Right on!
Thanks for sharing the real part of owming these cool cars
I was wondering how soon one can refinance a car after initial monthly payments were agreed upon?
Asking for out the door price is good cause it sometimes helps clear the wool on your eyes where you assume the MSRP is the onky amount you'd be paying on the car though.
You can do it as soon as you want but will affect your credit score. Most banks say to wait 6 months as a good rule of thumb. Up to you though.
Thank you for the content and the transparency on your contract!
Super insightful and helpful, great video!
Glad it could help! Thanks for watching!
I think the 7 year plan is sound, I did the same with my '21 WRX with the plan to re-finance with my bank down the road. Interest rates are so sucky now, I bought my WRX new in '21, got it for msrp @ $33k with the option 2 package (all weather), I put nothing down as I had a $50k line of credit from my bank and the dealer was very encouraged to try and beat their rates and I ended up with nearly half the interest rate you got. I think the rate you got is pretty in line with where the market is right now, but ditto on the dealership trying to sneak money out of you. Great advice to be extra cautious of the financing because they absolutely will try and sneak things in on you.
You did awesome and I love the 21 WRX. I hope to refinance soon.
Yo bro! Great video. I’m 25 and I’ve been wanting this car the past several months. I still want it. I want the base model instead. My credit just shot back up to over the 600s. What would you recommend?
I would test drive one to see if you like it first.
@@Gonin60 fasho. Appreciate you
Oh wow, you have a GR86 and a WRX!?. My dream garage
Thanks!
@@Gonin60 Hello. Quick question. So, if you only have enough money to buy one of them, which one will you choose? WRX or GR86?
@@bmanboogie that’s tough! Depends on what matters most to you. I would say 86 cause they are more rare than a WRX. However the vb Wrx is really good.
@@Gonin60 I was afraid you were going to say that lol. Yeah, thats basically what's holding me back, Rare vs Fun. Ok. Thank you. I really appeeciate the response.
Great Videos by the way.
@@bmanboogie fun can totally be had in the Wrx
My '15 BRZ Limited has the heated seats. I live in the Great Lakes region and we have Winter weather here. One of the "Everyday Driver" guys had a FR-S in Utah and he was driving his in fairly severe Winter snows. I swap between Winter and Summer wheel/tire sets. They make a difference. Pilots for Summer and currently have Pirelli Sottozero Winter tires. With Winter tires the BRZ is better in moderate snow and ice than my Forester on All Season tires.
I bought mine through Wagner Subaru on a 60 month finance. I don't remember what down payment I made but do know I made double and triple payments to pay the loan off within 18 months. The option of making the occasional 'minimum' payment during the holidays helps with the holiday shopping season in November, December, and paying off the credit cards in January. Otherwise I buy down the principle ASAP.
Yeah I have heard with the right tires they can do really well
@@Gonin60 On Winter tires I call the BRZ "My Snowmobile"
I got 2.9 percent interest on a base 2022 wrx for 29k in April :)
Yeah Subaru has great rates through Chase
Congrats brother! I got my 23’ GR86 Steel color Premium MT with GR exhaust 👌🏼 she’s a beauty! Sure I might overpaid a bit but it’s Cali. Let’s just drive !!!
Right on!
I think the front end on the BRZ is a lot better sport looking and the G86 is overpriced why should anyone buy a GR886?????
Why are you saying the 86 is overpriced? I paid sticker. And you are in the minority of front grill looks. They still look great
@@Gonin60 gr86 always has a mark up price in California as far as minority opinion is just your opinion not mine personal choice have a great day bro
@@mmo8988 well the state of California is problem #1. They mark up most all of their cars. Glad you like your BRZ. They are awesome!
@@Gonin60 not anymore except for Toyota especially the GR86
Got the base and Love It! adding stuff to it now
Right on!
Speed limit 80mph in salt lake city for people never been so you can go 90-100mph before getting popped by cops lol.. or can atleast floor it too 80-90mph from on ramp without worrying about a ticket its insane there.
Drivers do be crazy here lol
@Gonin60 hell yeah cause nobody on there phones at that speed one sec eyes off the road will be your life seriously..
@@cryptonator1988 very true. Everyone could be more cautious
@Gonin60 facts nice car by the way how you like it? Seems like you have ownee every car i want lol
Have a 22 SI, but might get a GR86 next week. Doubt it will be better than the SI, for some reason. Hope im wrong. Apparently i get the employee discount which is 2-3000 below MSRP and no tax when trading a vehicle. Had no idea in-laws got that perk.
Drive it to compare. The new si is great!
@@Gonin60 yeah man, it'll be a tough decision. Quick question if you have the answer- is it okay to leave the sport tires on through winter? Not ideal or what I want to do,but not sure I wanna drop money for new tires right away. Thanks for the response🙂
@@RAY_FILET depends where you live and the temperature. I have done it before but could cause a huge issue. Do it at your own risk.
@@Gonin60 thanks so much. I probably shouldn't play with fire.
They’re very different cars
That ppf is crazy cheap. I got my whole car done but was around 9k 😅
Whoa that seems really high
@Gonin60 yea..I had a cheaper one done awhile back but they did a really bad job. Was 1800 for just the front bumper and hood.
This one was almost perfect, no bubbles or peels and most edges were tucked...but now seemed super expensive seeing how much others are paying. Lol
@@bd9057 all good as long as you are happy with it
Gr86 definitely looks better then the brz. I’m not in the market just yet, if they are still relatively easy to get in 2024 I’m looking at a 86 in white. Thanks for the info!
You bet! Let me know if you get one.
It's like the finance guy literally adds extra charges on purpose because they keep getting away with it, dealerships sucks ass
Gotta watch out lol
Should've negotiated your interest rate especially having a strong FICO. Have finance work their diligence in getting you a better interest rate next time, but great job on everything else.
That was the best rate at the time where I live
In my state they're damn near 40K but anywhere outside of here they're basically at MSRP I guess I gotta go get one and immediately rack up a thousand miles on it 😭
Do it
such a steel 😀
Nice!!
Very good price. Here in (middle eastern)Europe, 40.000 USD.
Thanks!
How much is your insurance ?
$100 a month
@Gonin60
Thats crazy good
I'm 22 and my insurance is going to be around 555$ for this car.
Where can I find one for around 100$ as well 😢😂😂
7% int?? That's really high, buddy. Mine was only 3.14%
When did you buy yours?
Hard to understand this video you talk too much but not what the meaning of the video!!!
Hard to understand the jibberish of a reply you just made. I think my video made more sense than your comment.
holy crap where do you live that is hell of a view in front of your house
Thanks! Ut
didnt even show interior then 30 seconds of you driving an rx8? :S
I don’t even know what you’re talking about. My outro?
The PPF for $1300 is ok, but the difference between that and the other quotes of around $1600-1700 is the paint correction (polishing) process before the film is applied. Dealers definitely wouldn’t do paint correction, and paint coming out of the factory and after shipping is far from perfect, so applying the PPF on the paint without first polishing out all the imperfections is not ideal. But for a silver color and the low end sport car that our GR96 is, I think it actually makes sense to save a bit of money and skip the paint correction process.
And in terms of financing, do what you can to pay off as soon as possible. Having financing cars in the past 15 years at historically low rate of 2%-5%, I can’t stomach any interest rate that is over 5%. And 7-year is a very long time. I had financed my cars up to 5 years and it felt like a eternity especially after the 3rd or 4th years after the new car feel worn off.
The dealer didn’t do it. They outsourced it and the paint was corrected before applied.
@@Gonin60 I know dealers outsource those works out, but it’s still hard to imagine dealer charges less than what you could have gotten direct from the vendor without any corner being cut. But $1300 is a good deal either way. Congratulations on your new ride.
@@andyhung424able I think it’s because of the volume they send their way
There isn't a new car that is under priced.
K
Great ride. Thanks for sharing.
You bet!
$500+ a month for seven years? 🫤
Yeah
Is that bad? 😂😮
What’s the length from ground to the front skirt?
Low. I’m not sure
@@Gonin60 I’ll pay you a million dollars if you measure it
@@Iwanttoblow Ha why don’t you just google it?
@@Gonin60 can’t find anything. Plus you seem like a nice guy that would do that for a fan
@@Iwanttoblow Google says 5.1 inches of ground clearance