I stopped paying down exactly when I could earn more by just saving those extra payments in a HYSA. I took at extra $200 I was paying and put it into VTSAX. Great video and couldn't agree more!
Thanks for this. My rate is 2.25 and I would like to lower my fixed costs but I’m going to hold off until I have a good amount invested within the next 10-15 years. Sub 3% rates are a gift.
Totally understand the concept here. I'm at 2.375% and paying extra each month. Running the numbers, I might gain $1,500 by investing instead at the end of my loan term. I'll keep paying early and own my home outright sooner. Thanks for the thought exercise.
If someone offered you a loan at 2.375%, would you take the money? It's a literal no-brainer at the current interest rates. Sounds like you don't have much left on your term, but I could think of like 16,271 ways to spend the extra earnings.
I stopped paying down exactly when I could earn more by just saving those extra payments in a HYSA. I took at extra $200 I was paying and put it into VTSAX. Great video and couldn't agree more!
Awesome; sounds like you've got the plan nailed down!
Thanks for this. My rate is 2.25 and I would like to lower my fixed costs but I’m going to hold off until I have a good amount invested within the next 10-15 years. Sub 3% rates are a gift.
Sounds like a good plan! Just make sure you invest according to the risks you can afford to take.
Totally understand the concept here. I'm at 2.375% and paying extra each month. Running the numbers, I might gain $1,500 by investing instead at the end of my loan term. I'll keep paying early and own my home outright sooner. Thanks for the thought exercise.
Hey, at least you're operating with your eyes wide open! Thanks for watching and considering.
If someone offered you a loan at 2.375%, would you take the money? It's a literal no-brainer at the current interest rates. Sounds like you don't have much left on your term, but I could think of like 16,271 ways to spend the extra earnings.
I haven’t been so keen on trading crypto and stock lately because I’ve not really made profits..Any idea how I can make good profits?
Just an FYI: This appears to be a fake thread created by scammers. Probably best to ignore all the comments under this one.