Top 5 Car Insurance Companies in India 2021 | Best Claim Settlement Ratio IRDA | Lowest Price Review

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  • Опубликовано: 15 окт 2021
  • Top 5 Car Insurance Companies in India 2021 | Best Claim Settlement Ratio IRDA | Lowest Price Review
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    =========================================
    ==CLAIM==SETTLEMENT==RATIO==DATA==CORRECTED==
    NOTE - One slide in presentation is corrected and posted on my Blog which shows corrected claim settlement ration as per IRDA - Sorry for the inconvenience caused
    reviews.trekbook.in/wp-conten...
    But the cheapest company with good claim settlement ratio still remains the same i.e. Acko
    ================================
    Which type of insurance is best for car in India?
    Comprehensive vs Zero depreciation car insurance comparison tells me that best way is to go for comprehensive in case the car is brand new, but next year onwards it is beneficial to go for zero dep car insurance. Reasons I have explained in video.
    Main reason to go for Zero dep is to get maximum car repair cost from insurance company in case of accident and you need not pay any extra amount.
    Which car insurance is best in India 2021?
    Base on my study for insurance premium, car repair centers, and the claim settlement ratio as per IRDA, following are 5 Best Car Insurance Companies In India In 2021
    1) Acko
    2) Raheja QBE
    3) United India Insurance
    4) National Insurance
    5) Navi Insurance
    Runner up is SIB General Insurance
    Which car insurance company has best settlement ratio?
    Best Car Insurance Companies with Claim Settlement Ratio 2021 as per IRDA are given by me in the comparison chart presented in my video. If you want to see the image file for the same, please visit my website trekbook.in
    How to renew car insurance online?
    It is really simple to renew your car insurance online.
    Simply goto the concerned company website and fill in details like your car number, year of purchase, damages claimed etc and you get instant quote from website.
    You can pay online and get policy instantly from online transaction.
    To select insurance you can goto -
    trekbook.in/tata-aig
    Insure Car At Personalized Prices And Experience Effortless Process Of Purchase & Claim. We Get Your Car Picked Up Within Hours*, Repair & Deliver At Your Door-Step In 3 Days*.
    Direct Settlement + Engine Protection Cover. Compare & Buy Car Insurance from Top Insurers. Get Cover for Accidental Damages. 24*7 Customer Support + No Paperwork + Instant Policy. No Claim Bonus. 100% Online & Secure. Zero Dep Insurance Cover.
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Комментарии • 698

  • @mayurrushi4936
    @mayurrushi4936 2 года назад +25

    Superlike... You educated me well, all basic concepts are clear now. Thank you from Pune itself.

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +2

      You are most welcome 😊🙋

    • @hemantjoshi3895
      @hemantjoshi3895 2 года назад +1

      sir can i take my 2017 Scorpio car but no policy renewal dor fist4 years

    • @tusharshinde5682
      @tusharshinde5682 2 года назад

      Sir what is the Incurred Claim Ratio of the acko insurance. Because this ICR value gives more important than claim settlement ratio. Please reply if you found this data on IRDA.

    • @sanilgupta3528
      @sanilgupta3528 Год назад

      Hello sir mere paas vitara brezza vdi hai 2019 Acko app me keval third party insurance hi show ho raha hai

  • @kunalchangoiwala7474
    @kunalchangoiwala7474 2 года назад +5

    The way in which the policies are presented and compared is very nice and informative. Now I can choose the Best plan for my car.

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      I am happy that you liked the review 😊🙏

    • @Bandana1192
      @Bandana1192 2 года назад +1

      Which one u purchase...plz hlp

    • @kunalchangoiwala7474
      @kunalchangoiwala7474 2 года назад

      @@Bandana1192 I went with tie up insurance partners at dealer showroom with zero depriciation and maximum add ons available.

  • @dayanandwadhwankar1279
    @dayanandwadhwankar1279 2 года назад +2

    Very Nice and informative,comparative study helps a lot..

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Thank you very much for your appreciation 😊🙏

  • @ronnytheroth1901
    @ronnytheroth1901 Год назад +1

    Thank you. Explanation given was very short and crisp covered all required angles for the insurance.

  • @souravduttabanik1281
    @souravduttabanik1281 2 года назад +9

    Hi Sir... Thanks for making this kind of informative videos. Please suggest if SBI is a good choice and why the ratio is more than 100% for few companies?

  • @rupalipathak761
    @rupalipathak761 2 года назад +3

    Very nice elaborated explanation... 👍

  • @anukoolmodak6650
    @anukoolmodak6650 2 года назад +1

    Excellent video. Very useful. Thank you very much

  • @PremKumar-bd8bt
    @PremKumar-bd8bt 2 года назад +2

    Well explained sir, thank you 👍

  • @nitinkulkarni5542
    @nitinkulkarni5542 Год назад +2

    appreciate your efforts. Thanks for educating us 👏👏👏

  • @ackoindia
    @ackoindia 2 года назад +55

    Thank you for making this informative video on our product offerings and claim settlement ratio! 💜 -VS

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +5

      You are most welcome sir...
      TrekBook India reviews products independently and recommends the best 😊🙋

    • @explorewithkia7653
      @explorewithkia7653 2 года назад

      What is the minimum amount charge by acko for claim process in zero depreciation insurance policy @ACKO Insurance

    • @ackoindia
      @ackoindia 2 года назад +1

      @@explorewithkia7653 We would like to address this query. Please write to us regarding the same at hello@acko.com along with your contact number so that our team can reach out to you. -VS

    • @harishs6046
      @harishs6046 2 года назад

      Hi @acko insurance , shall I know the reason on why my car Honda Amaze VX MT i-vtech 2015 model petrol is not eligible for the Acko insurance??? Need your response...

    • @aniketshelar837
      @aniketshelar837 2 года назад +1

      @@TrekBookIndia Hi

  • @fenilahamed
    @fenilahamed 2 года назад +7

    Which add-ons make sense for a new vehicle if we go with Acko?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Honestly it's personal choice... Like loss of key can be also attractive to someone... So depending on what you like choose.. Premium for add on is normally low

  • @SujeetSingh-bq3bx
    @SujeetSingh-bq3bx 2 года назад +1

    excellent video!
    thank you very much!!

  • @shubhamkumarsharma6849
    @shubhamkumarsharma6849 Год назад +1

    BOHOT BADHIYA SABSE BEST KNOWLEDGE H APKO EXCELLENT

    • @TrekBookIndia
      @TrekBookIndia  Год назад

      Thank you very much for your appreciation 😊🙏

  • @VishalSharma-ie6oo
    @VishalSharma-ie6oo 2 года назад +4

    Very good and honest compilation of all car insurance related info. Thank you for doing this. I have a 15 years old Innova and for last few years I had taken only third party but now I am thinking of buying Comprehensive from Acko which is costing me just additional 4000 on top of 9310 for third party. I did not see an option of zero dep not sure if that is valid for an old car like mine but which is still in perfect running condition with no claim or accident ever. . What is your advice ? Regarding why some settlement ratios are > 100, I think it may be that some companies had to pay for late repairs or other expenses/discounts. Waiting for your answer if not already given..

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      as per my knowledge, after so many years you can't get Zero dep insurance. so if you are getting comprehensive its good 🙂
      for the ratios, you are right .. some of them carried forward to next year and sometimes persons claims 2 times in same year ...

    • @prashanthram20
      @prashanthram20 2 года назад +1

      zero dep. is eligible for cars aged less than 5years from the purchase..

  • @afgehlot
    @afgehlot 2 года назад +7

    1 accident affect sometime 3 party like owner, two other third party. In such case 3 claim have to give by insurance company. Hence 1 accident= 3 claim.

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Good... One more aspect is same vehicle meets an accident twice in the same year 🙋

    • @littondas4839
      @littondas4839 Год назад +1

      @@TrekBookIndia what happens in that case? If accident happens twice in the same year or twice or more in different years.. Will the insurance claim still works??

    • @TrekBookIndia
      @TrekBookIndia  Год назад

      @@littondas4839 yes, as long as full insurance is valid, you can get multiple time claim

  • @rajeevchandakutty9179
    @rajeevchandakutty9179 Год назад +1

    Excellent presentation 👏 very clear and to the point.well done Sir.
    One question car in wife name and myself driving also daughter along with us .Will all three of us be covered in insurance policy.
    Thank you

    • @TrekBookIndia
      @TrekBookIndia  Год назад

      Life is not covered but the car damages in insurance

  • @avinashpradhan5030
    @avinashpradhan5030 Год назад +1

    Many Thanks Sir for informative video, please update with Claim Settlement Ratio year 2022

  • @surainfernando2473
    @surainfernando2473 2 года назад +1

    Hi, sir. This video is very use ful.. For me maruthi dealer applied insurance in reliance pvt. Should I change to another Or continue the same. Thks in advance

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Reliance I do not have personal experience ... I will do detailed video later .. as on now you can decide based upon their support in your area and prior experience about any accident repairs

  • @mubaraktadvi7191
    @mubaraktadvi7191 Год назад +1

    Very nice information for improve knowledge while buying insurance of car🌹🙏

    • @TrekBookIndia
      @TrekBookIndia  Год назад

      I am happy that you liked the video 😊👍

  • @ganeshkhose3537
    @ganeshkhose3537 2 года назад +2

    Nice information and awareness about car insurance....

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Thank you very much for your appreciation 😊🙏
      I also never thought in depth but just went ahead as per agent recommendations 🙆

  • @prasenjitdas3263
    @prasenjitdas3263 Год назад

    I have a 9 yrs old wagnor . Which car insurance good for my car. If I buy third party insurance its have any problem for sell the car. Or I can buy 1st party insurance from edelweiss insurance Co..pls suggest me I am from siliguri west bengal... thank u..

  • @PrinceRambade_Official
    @PrinceRambade_Official Год назад +1

    Thanks for such elaborate details

  • @7Kris07
    @7Kris07 2 года назад +1

    Very helpful video. Thank you.

  • @dr.mssharma9673
    @dr.mssharma9673 2 года назад +3

    So nice of you sir ..this time I hav done ✔ my insurance of car by my self thank you 😊

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      You are most welcome ☺️🙏

    • @dr.mssharma9673
      @dr.mssharma9673 2 года назад +2

      @@TrekBookIndia my car IDV 5.58lakh ..but agent was saying if u make through me I will make ur car IDV 6.5 lakh plus ...he told me to pay 16k .
      This time I make insurence policy my self just pay 6567rs from United Indian insurance.
      So my qn next year my Car IDV can increase by my self .?my car is 2yr old

    • @ShowMyStay
      @ShowMyStay 2 года назад +1

      @@dr.mssharma9673 yes you can choose higher car IDV - only the premium will get revised as per the selected IDV

    • @dr.mssharma9673
      @dr.mssharma9673 2 года назад

      @@ShowMyStay okkk..sir thank you

  • @TechnoGravityBhupesh
    @TechnoGravityBhupesh Год назад

    Mene nayi gaadi li 4 January 2022 ko Punch adventure Ryhtm Pack white colour ab uska third party insurance 3 saal ka he 2025 tak but mujhe phone aya ki insurance renew karana he last date 3 January 2023 he. Tell me best policy

  • @roshantcr
    @roshantcr 2 года назад +7

    Hi sir I have taken Liberty general insurance and the yearly premium is 32644/-, it’s a huge amount for me at this present personal situation, can I port to a comparatively lower premium options?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +2

      Car insurance expires each year, so next year you can go for any company you like 👍

  • @raghuchulaki4808
    @raghuchulaki4808 Год назад +2

    Thank you so much sir...all clear my problems...pls make a video Acko insurance year of2022 claim settlement ratio. and final amount premium sir🙏

    • @TrekBookIndia
      @TrekBookIndia  Год назад

      Will make it in Jan 2023 since data for 2022 gets published after year completion

  • @aftabpatel2759
    @aftabpatel2759 Год назад +1

    Great help..
    Which is the best app to buy insurance where i get best offers..

  • @musculinerojan
    @musculinerojan 2 года назад +1

    Very informative
    How to check affiliated garage for your life insurance?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      You can call helpline 1800 266 2256

  • @sharathsimha1985
    @sharathsimha1985 2 года назад +1

    Amazing video 🙏. Sir can you make a similar video on Health Insurance please 🙏

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      Yes... I hv to do it... Since till now I have taken health insurance as suggested by agent, so I will surely do it in near future 😊🙋

    • @sharathsimha1985
      @sharathsimha1985 2 года назад +1

      @@TrekBookIndia which one have you taken sir?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      @@sharathsimha1985 as on today I have taken Star Health insurance

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      Here is my review on best health insurance 🙋
      ruclips.net/video/SYU7AIr4Qls/видео.html

  • @venkataswamych9148
    @venkataswamych9148 2 года назад +1

    Very well explained Sir ji.

  • @sachinchaudhary6370
    @sachinchaudhary6370 2 года назад +1

    Very detailed explanation
    Sir plzz tell something about return to invoice .....

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      RTI or Return to Invoice is a cover that is part of comprehensive car insurance plans. The add-on allows you to receive compensation equal to the car's invoice value i.e., the original value of the car when you bought it. The claim applies when a car is stolen or when it is beyond repair.
      So if You compare IDV, then in case car is stolen you get IDV,, but if you select RTI then you can get full book value, but then premium price also goes up

    • @sachinchaudhary6370
      @sachinchaudhary6370 2 года назад +1

      @@TrekBookIndia thanks a lot sir

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      @@sachinchaudhary6370 you are most welcome 👍

  • @engineershek
    @engineershek 2 года назад +8

    I tried checking for my 4 year old vehicle but it's almost the same like hdfc ergo etc with no discount on zero dep like u mentioned but anyways thanks for the video

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      😅 I think offers change time to time..
      Anyway just remember that claim settlement ratio should be good while you finalize any of the car insurance company 🙋

  • @90sGuitarLessonsOnly
    @90sGuitarLessonsOnly Год назад +2

    Also one information addon, I think some insurance companies will ask for Engine cover, DONT take it, if you already have extended warranty on the same.

    • @TrekBookIndia
      @TrekBookIndia  Год назад +1

      But extended warranty do not cover accident damage 🤔

    • @action8602
      @action8602 4 месяца назад

      Exactly warranty is for faulty of engine not for damage of engine because of accident bro ​@TrekBookIndia @TapRhythmist

  • @JayshriKulkarni
    @JayshriKulkarni 2 года назад

    छान माहिती

  • @amandeepsaini9912
    @amandeepsaini9912 Год назад

    Sir kotak zero dep kafi cheap milra haiii.. lu ya na lu?? 2nd year h car ka

  • @Sumanta0999
    @Sumanta0999 2 года назад

    Please share the link of claim settlement ratio of irda.. Nd u are might be the one nd only customer of acko whom they are giving zero dep with zero premium.. Nd also u will get zero for your claim.. 🙂🙂

  • @prabhakarrao1517
    @prabhakarrao1517 Год назад +1

    very informative thank you very much.

  • @aashishkumar003
    @aashishkumar003 2 года назад +1

    Thanks for the informative video sir

  • @realityforbetterindia
    @realityforbetterindia 2 года назад +31

    Don't take Bajaj Allianz insurance... This the worrest insurance

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +2

      Thank you for sharing your experience with us and viewers 🙋
      It will be good if you can inform us in details about your bad experience means what?

    • @keshavanurag8
      @keshavanurag8 2 года назад

      Okay thanks for info

    • @shivanirawat301
      @shivanirawat301 Год назад

      But only local insurance companies not all toyota

    • @SR-eh9nz
      @SR-eh9nz Год назад +4

      Bajaj wale phone Tak nahin uthate Hain, claim kya denge.😄😄
      I agree with you. 👍

    • @shivanirawat301
      @shivanirawat301 Год назад

      @@SR-eh9nz best company jo hai vo h iffco tokio and icici

  • @SuperArunmech
    @SuperArunmech Год назад

    Can I take new car insurance from online if yes how much approximate price difference between dealership and online iam planning to buy swift vxi

  • @sreedharannambiar6028
    @sreedharannambiar6028 2 года назад +1

    Very good information. Thank you

  • @androidguy7000
    @androidguy7000 День назад +1

    Sir, I've 2016 Ciaz. Only Raheja Qbe is giving zero depth + engine protection cover in 7.5k. What should I do? What's your suggestion?

    • @TrekBookIndia
      @TrekBookIndia  7 часов назад

      deal looks attractive, though I don't have any experience with Raheja .. none of my friends or family members have gone with this company .. at your end you can try to find out if any of your friends have gone with them and how was the experience ..

  • @rameshwarkachhave2328
    @rameshwarkachhave2328 2 года назад +1

    hey hi... Interesting to see these informative videos.

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Thank you very much for your appreciation and support 😊🙏

    • @rameshwarkachhave2328
      @rameshwarkachhave2328 2 года назад +1

      @@TrekBookIndia hey hi.... will u pls share about best electric bikes and its subsidiaries cost of maintenance and cost per km between petrol and electric bike...thank you

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      @@rameshwarkachhave2328
      This is the video showing cost calculations for electric scooter ruclips.net/video/FvAhK5HWyU0/видео.html

  • @rpbhagat1
    @rpbhagat1 2 года назад +1

    sir meri gadi ciaz zeta manual hai. feb 2019 ka registration hai. zero depth and third party dono expire hone wale hai next month me. icici lombard ki policy hai. konse company ki policy lu. akco ke garage jo hai wo maruti ke approved garage nahi hai. to kya best rahega. aur acko jo part dalte hai wo kya original rahenge ya nahi.

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      मेरी भी मारुती की गाडी है, फिर भी मैने acko car insurance लिया है... Waise भी मैने मारुती शोरूम जाना बंद किया है.. पुणे mai जो मारुती शोरूम है waha की सर्विस acchi नहि है तो mai अभी private garage mai servicing करता हूं... तो wo आपके upar है की जो आपके एरिया में accha aur sasta insurance है wo le sakte है 👍

  • @prihulentertainment3056
    @prihulentertainment3056 2 года назад +1

    Video is very good to clear the basic concepts but Why Claim ratio is more than 100%??

  • @Live_Loud
    @Live_Loud 2 года назад +4

    I'm also from Pune. Do you have claim experience? I'm also buying acko just because it costs half compared to my previous insurance brand but had great experience with claim settlement not sure for acko!

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +2

      Actually I have checked with my friend who has got accident claim form acko, post which I also bought Acko insurance.
      Now its like fingures crossed, but same reason for me. I got it half the price 🤞

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +2

      @@OnlyGenuineknowledge just now my friend car met an accident and he has acko insurance... Let me see how the claim process goes 🙋

    • @Live_Loud
      @Live_Loud 2 года назад +1

      @@TrekBookIndia please keep us updated. Thank you

    • @diptiranjan7569
      @diptiranjan7569 2 года назад +1

      @@TrekBookIndia sir any update ragarding ur friends settlement process in acko

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      @@diptiranjan7569 नहि... Actually मेरा फ्रेंड और मैने एक नया कंपनी चालू किया है... तो हम लोग itne बिझी है की wo क्लेम log ही नही किया 🙆🙆🙆 अब नया प्रोजेक्ट है तो ज्यादा ध्यान uske upar ही है...

  • @littondas4839
    @littondas4839 Год назад +1

    Sir the final premium with GST is monthly or yearly? I am planning to purchase Honda City 5th gen.. So can i expect insurance to be somewhere around 30K-40K pwr year?

  • @vishalgarud123
    @vishalgarud123 Год назад

    Sir multi dent ke liye konsa insurance lena chahiye

  • @agnelopinto4049
    @agnelopinto4049 Год назад +2

    Well explained. I want to know if 0 depreciation covers Engine and Gear Protect even if there is no accident.

    • @TrekBookIndia
      @TrekBookIndia  Год назад

      Without accident engine can get damage only due to the reasons like flood, which is covered in insurance.. Only you should not crank engine in flood water,.. If your action damages engine then they will not cover repairs

    • @agnelopinto4049
      @agnelopinto4049 Год назад +1

      @@TrekBookIndia if engine is damaged due to flood water, then this will be covered if I take Engine Protect Add on, right?

  • @abhishektripathi2574
    @abhishektripathi2574 Год назад +1

    Excellent work 👏

  • @karanyadav-ll1co
    @karanyadav-ll1co 2 года назад +1

    Nice information given can you advice me m planning for new Nissan magnite which one insurance I will go because from company they are giving 40,000

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      You may please check offers from all top 5 companies and decide 🙋😊

  • @santoshsawant7186
    @santoshsawant7186 2 года назад +2

    Dear Mahesh , Can you have video on Two wheeler Top 5 Insurance companies in India 2021 Best Claim Settlement Ratio IRDA | Lowest Price Review...

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +3

      Sure... Two of my friends called me to make for 2 wheeler.. So surely I will make 👍
      Thank you for your suggestion 🙋

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +2

      2 wheeler insurance video also posted, plz do watch 😊👍

  • @saigas1309
    @saigas1309 Год назад +1

    Nice information. Thank you sir.

  • @shrishri8898
    @shrishri8898 2 года назад +1

    I have 2014 Figo bought it last Diwali for 2.18 lakhs. Which had acko comprehensive insurance so should I continue with comprehensive or change to third party

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      As per my opinion... No point going with comprehensive...

  • @mathewjoseph1195
    @mathewjoseph1195 2 года назад +1

    Very informative video

  • @sandeepsangwan2534
    @sandeepsangwan2534 2 года назад +1

    Accurate data. Very help full video.

  • @abhimeher
    @abhimeher 2 года назад +1

    Best video Sir ☑️

  • @yashwatkar3865
    @yashwatkar3865 2 года назад +2

    Sir which car insurance company is best ifco tokiyo or universal sompo,ICICI Lombard giving low idv of vehicle

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Just check acko price and IDV
      TrekBook.in/acko

  • @arunimbhowmik3524
    @arunimbhowmik3524 2 года назад +1

    Are you a teacher in real life, bat informative video on insurance. Also easy to understand.

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      I am an engineer and worked in R&D for about 30 years...
      For this video I specially took IRDA certification so that I can make authorised and informative video 😊🙏

    • @arunimbhowmik3524
      @arunimbhowmik3524 2 года назад +1

      @@TrekBookIndia hats off, keep up the good wrk

  • @jerryjennings4026
    @jerryjennings4026 2 года назад +2

    Sir I wanted to know... If I take 1st party with zero depreciation.... Then will I get saved from chalan
    My second question is... If I take 3rd party...then how will I recover my vehicle's cost and will I get zero depreciation?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      for new car comprehensive insurance is mandatory for the first year ..
      If your car is old and you opt only for 3rd party (which is mandated by law) - then any damage to your car is not covered .. third party is for third party damage like loss of life or property of third party .. it will not cover your own car damage..
      so in short to cover your own vehicle damage - you must have comprehensive insurance and if you take Zero dep cover then you will get almost all parts covered to full cost

    • @jerryjennings4026
      @jerryjennings4026 2 года назад +1

      @@TrekBookIndia thank you so much sir

  • @avijitpaul2232
    @avijitpaul2232 Год назад +1

    Swift vxi (2018)4.5 yrs hua hain konsa insurance karna chaiye -comprehensive or zero depreciation.konsa company best hoga.online yea offline karu

    • @TrekBookIndia
      @TrekBookIndia  Год назад

      Upto 5 years zero dep
      Online vs offline is your comfort zone.
      I have done online since I got it cheap from Acko

  • @wweenvelopment9206
    @wweenvelopment9206 2 года назад +1

    Sir, I am having United india insurance policy and it showing in policy details that fiber glass is 0 what it means. We get glass replacement or not please tell me sir

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      I am just giving you an example of what might have been mentioned in the policy document...
      The repairing costs of fiber, glass, rubber, and plastic parts are borne by the insurer in case of zero depreciation cover whereas, in case of a normal car insurance cover, these repairing costs have to be borne by the insured.
      So it totally depends on which insurance you have chosen and need to go through entire document... If you have bought it from agent then you can ask him...
      I hope I am able to answer your query 🤔

  • @sudhirpatil2466
    @sudhirpatil2466 2 года назад +1

    I have Swift 2010, previously insurance was of third party. Now I want to buy as comprehensive. Which will be better?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      It's almost deprecated car, so in my personal opinion Thirdy party should be suffice 👍

    • @sudhirpatil2466
      @sudhirpatil2466 2 года назад

      @@TrekBookIndia Thanks

  • @zainulaabdeen1786
    @zainulaabdeen1786 Год назад +1

    MashaAllah very nice video Commercial car yani Ola Uber cab ke liye sabse Achcha insurance coverage kis company ka hoga Jara is talluk se ek video banaiye bhai sb

    • @TrekBookIndia
      @TrekBookIndia  Год назад

      जरूर banaunga... Thanks for the suggestion 👍

  • @motherslovemothersrecipe2676
    @motherslovemothersrecipe2676 2 года назад +1

    valuable Information Sir

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      I am happy that you liked the video 😊🙏

    • @motherslovemothersrecipe2676
      @motherslovemothersrecipe2676 2 года назад +1

      @@TrekBookIndia I booked the car sir, Really in the confusion that what insurance I can take. some how I got your video and now I have fixed what to take. Thank you

  • @dr.fmge.169
    @dr.fmge.169 Год назад

    Sir orental insurance policy kesi hai car ke liye ??

  • @tejinderpalsingh6048
    @tejinderpalsingh6048 2 года назад +2

    my friend had two claims on his verna 2017 model in 2021 from religare ..he was charged 4500 for processing despite cashless scheme, confused now as you are saying 1000 fixed charge

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      See... It varies from company to company... In general the fixed charge is 1k, but like in Acko where you can choose fixed charge 1k or 5k, and as per that your insurance premium changes... So say in my case if I goto Acko authorised garage then I need to pay 1k fixed charge, but if I goto non-affiliate garage then I will have to pay 5k as fixed charge...
      So you need to check carefully what your friends policy documents says... Check all clauses plz 😊🙋

    • @tejinderpalsingh6048
      @tejinderpalsingh6048 2 года назад +1

      @@TrekBookIndia thank you for clarifying sir and also a prompt reply
      Regards

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      @@tejinderpalsingh6048 you are most welcome 👍😊

  • @omveerahlawat9287
    @omveerahlawat9287 2 года назад

    Sir bmw 7 seris 2008 ....2 ya 3 compny he comprehensive insournce de rhi h. 1 idv de rhi h 20 lkh .1 .30 lkh .or 1 ....5 lkh . Online policy bazar par

  • @rahulkhanna4988
    @rahulkhanna4988 2 года назад +2

    Is there any restriction on number of claims in a years in acko.

  • @valaharsukhbhai6733
    @valaharsukhbhai6733 2 года назад +1

    Sir I purchased tata punch adventure , please suggest which compny and which policy ?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      You can check quotes from Acko and tata, just to get an idea of insurance premium and then decide best price company...
      As you saw I got very good price from Acko and hence bought from them...🙋
      Try trekbook.in/acko

  • @mansinghdangi1665
    @mansinghdangi1665 2 года назад

    Hello sir ,2015 model car ki bima vallue 620000 he first parti insorence chola ka he usme 500000 ke lgbhag total kharcha aa rha isme mujhe kitna pesa milega

  • @Thuglife-nm1kt
    @Thuglife-nm1kt 2 года назад +1

    i am planning to purchase a new car... should I take comprehensive insurance or should I take zero depp? is there no depreciation in the 1st year?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      You should take zero dep cover for new car 🙋

  • @rizwanpasha9911
    @rizwanpasha9911 Год назад

    Sir which is the best National insurance or chola ms Insurance??
    Plz explain sir,
    What is above 100 % claim settlement...

  • @saurav6261
    @saurav6261 2 года назад +2

    Mera bajaj Allianz me insurance tha jo 1month phele expire hogaya, ab agar renew karunga to kya wo Car check karenge ya photo lenge Car ka??

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      If your insurance is expired then Generally they check car in person 🙋

  • @soodvikram84
    @soodvikram84 2 года назад +2

    I have bought future generali car insurance for my 5 years old car as they are the only ones who were giving max IDV with all benefits at reasonable premium.

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Good 👍 which car and how much premium... Just curious to know 😀

    • @soodvikram84
      @soodvikram84 2 года назад +1

      @@TrekBookIndia ignis alpha petrol Mt 2017. Premium for zero Deb comprehensive with engine protect key replacement consumables road assistance pa cover is approx 12.5k

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +2

      @@soodvikram84 OK thanks 😊👍

    • @escapebeat1
      @escapebeat1 Год назад

      @@soodvikram84 hi l, any experience with claim settlement with future General insurance ?

  • @shovajirathod3420
    @shovajirathod3420 2 года назад +1

    Scorpio new vehicle 1year hua Just.
    Zero dept is valid for 1year and 3rd party was for 3 year of Bajaj finance. They saying to renewal of zero dept at 16000. Should I take renewal of zero dept for my private car. Please suggest what should I do? Should I need to buy zero dept or not required?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      If its just 1 year then my opinion is zero dep...
      Before going ahead with them, just check quote here
      TrekBook.in/acko

  • @vivankumar366
    @vivankumar366 2 года назад +1

    Sir please advise swift vxi 2018 model konsa insurgence karaye becase showroom me boht price haiiiii

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Just try getting insurance quote from Amazon... I have heard that here you get lowest price
      amzn.to/3B6JzJA
      Plz let me know the results 😊🙋

  • @guru-su3fk
    @guru-su3fk 2 года назад +2

    Sir acko ke sath kis service center tieup kiya hai wo kasie pata chalega ? Aur ek question acko ke insurance me third party and self dono cover hai kya ke alag alag lena padega

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      Comprehensive लिया तो dono cover होता है
      Service centers they don't tell, they told me that whenever your car meets an accident, you can call customer care or log from App and within few minutes they will inform if serveyer will come or inform garage details for further action. I am also not comfortable with this answer, but since the insurance was so cheap I went for it.
      Now my friend who took acko insurance has claimed, let me see how it goes

    • @guru-su3fk
      @guru-su3fk 2 года назад

      @@TrekBookIndia thanks

  • @sysvlogsallinfo9757
    @sysvlogsallinfo9757 2 года назад +1

    Is this yearly coverage of acko in this amount what is tenure of coverage?
    Please explain self & third party covered tenure. What is mostly provided I am very new not bought any car insurance before

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      Tenure is 12 months for my car insurance from Acko 👍

  • @TakshviTanvik
    @TakshviTanvik 2 года назад

    which add on we need to take if car is damaged with floods(parked in basement and water logged and car got damanged-could you please tell which add on we need to take for this scenario

  • @debipaikaray9084
    @debipaikaray9084 2 года назад +1

    Too good👍🏼

  • @udays367
    @udays367 2 года назад +3

    I didn't find claim settlement ratio chart on IRDA website please provide link

    • @Sumanta0999
      @Sumanta0999 2 года назад

      He will not provide because figures has been made by him..

  • @ShashankyadavVicky
    @ShashankyadavVicky 2 года назад +1

    Is return to invoice is same as vehicle replacement advantage

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      RTI or Return to Invoice is a cover that is part of comprehensive car insurance plans. The add-on allows you to receive compensation equal to the car’s invoice value i.e., the original value of the car when you bought it. The claim applies when a car is stolen or when it is beyond repair.
      If your car is totaled, new car replacement insurance will give you money for a brand new car of the same make and model (minus your deductible) instead of the depreciated value of your totaled car.
      In short....
      As per my understanding both these terms have the same result (meaning)
      Hope this helps 😊🙋

  • @indiraghai7972
    @indiraghai7972 2 года назад +1

    Thanks sir if u provide rate list n empanelment details to us

  • @navneettheonly1...476
    @navneettheonly1...476 2 года назад +1

    Sir..pls tell me if car is very less in use then which will be best choice 1st party or 3rd party..??

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      How many years old is your car?

    • @navneettheonly1...476
      @navneettheonly1...476 2 года назад +1

      @@TrekBookIndia 3rd year is running...but very less used...

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      @@navneettheonly1...476 personality I will suggest comprehensive since accidents don't depend upon less or more driving... And it can be costly in case of any damage...
      Generally for my own car I continue to go for full insurance till 5 years of age
      Final choice is yours 😊🙋

    • @navneettheonly1...476
      @navneettheonly1...476 2 года назад +1

      @@TrekBookIndia thanx sir for your valuable suggestion....i will consider it..

  • @rovinsingh5875
    @rovinsingh5875 2 года назад +2

    sir my car wagon r cng 2020 1 year old then new insurance plz sugest me

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      if its just 1 year old I would suggest you to go for Comprehensive insurance with Zero Depreciation rider.
      You can check quotations from the links and decide -
      trekbook.in/acko
      trekbook.in/tata-aig
      For rest of the companies you need to goto respective company websirtes to get quote and decide best one (check from the Top 5 list given by me)
      Hope this helps :-)

  • @venkateshagm
    @venkateshagm Год назад +1

    Thanks for guide

  • @pheonixverma824
    @pheonixverma824 2 года назад +1

    Sir HDFC Ergo vs digit car insurance which one is best for my Hyundai Creta.

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      HDFC Ergo vs digit car insurance
      HDFC ERGO General Insurance Motor OD Claim Settlement Ratio FY20 91.23%
      Go Digit General Insurance Motor OD Claim Settlement Ratio FY20 80.47%
      So HDFC ergo looks better 😊👍

    • @pheonixverma824
      @pheonixverma824 2 года назад +1

      @@TrekBookIndia Thanks sir for info😊

  • @ketanlipare555
    @ketanlipare555 2 года назад +2

    Hello sir. You changed your insurance company. Did they claim No Claim bonus if you change company??

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      yes I changed from TATA AIG to Acko and I got no claim bonus too . no problem ..
      trekbook.in/acko

  • @bharatsingh107
    @bharatsingh107 10 месяцев назад +1

    Well explained 👍

    • @TrekBookIndia
      @TrekBookIndia  10 месяцев назад

      Thank you very much for your appreciation 😊🙏

  • @santoshkumarkar39
    @santoshkumarkar39 Год назад

    Sir is Navi insurance company is a good company....

  • @ashutoshbatta27
    @ashutoshbatta27 2 года назад +1

    Thanks Sir. मेरी कार ऑल्टो एलक्सआई 800 है 8 साल हो गए हैं मेरे लिए कौनसी इंशोरेंस कम्पनी व पॉलिसी बेस्ट रहेगी। pls help

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      मेरे hisab se third party insurance is more than enough. No point in investing high premium for comprehensive insurance.
      Again this is my personal opinion, you may plz take call 😊🙋
      For third party all companies premium is almost same

    • @ashutoshbatta27
      @ashutoshbatta27 2 года назад +1

      @@TrekBookIndia thanks respected sir🙏

  • @manmathnath20
    @manmathnath20 Год назад +1

    Sir,There is no Acko network garrage in Allahabad, UP,should I go for comprehensive insurance of my car?

    • @TrekBookIndia
      @TrekBookIndia  Год назад +1

      If there is no network garage, then better not to buy that insurance... Buy from company which has network garage in your city

    • @manmathnath20
      @manmathnath20 Год назад +1

      Thanks sir

  • @geetamadhav555
    @geetamadhav555 Год назад +1

    👍good information

  • @udiptaborah
    @udiptaborah 2 года назад +1

    Voluntary deductible is only applicable for 1 claim or every time we claim, 5000 will be deducted?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      There are options while you buy,
      5k only if you repair car in your choice garage, but 1k only if you service in their authirized garage
      Also 1k for each claim to be paid

    • @udiptaborah
      @udiptaborah 2 года назад +1

      @@TrekBookIndia this option is not available for all cars(acko garage & 1k). And I confirmed with Acko...5k will be deducted every claim.

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      @@udiptaborah then it's not worth at all

  • @dr.fmge.169
    @dr.fmge.169 Год назад

    Sir oriental insurance policy kesi hai????

  • @shubhambansal1121
    @shubhambansal1121 Год назад

    Kotak kaisa hai? Mri ecosport ke lie sb adds on krke 9000 m de rhe hai.

  • @MrVivek-ds6vk
    @MrVivek-ds6vk 2 года назад +1

    Sir I'm confused 😕 United india and Reliance and SBI please tell me better company ?

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Depending upon your location you can check which company have more affiliate Garages and select

    • @nashvillekisku4987
      @nashvillekisku4987 2 года назад +1

      😎

  • @Preeti.172
    @Preeti.172 2 года назад +1

    Hello Mam Third party insurance karvane hai car k liya konsa accha hai please suggest. 🤗

    • @TrekBookIndia
      @TrekBookIndia  2 года назад

      Third party insurance of any company is okay, since its only a legal requirement 🙋 and price remain same

    • @Preeti.172
      @Preeti.172 2 года назад +1

      @@TrekBookIndia Sir koi 1k company bata sakte ho please

    • @TrekBookIndia
      @TrekBookIndia  2 года назад +1

      @@Preeti.172 no harm in going with Acko