Top 5 Car Insurance Companies in India 2021 | Best Claim Settlement Ratio IRDA | Lowest Price Review
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- Опубликовано: 15 окт 2021
- Top 5 Car Insurance Companies in India 2021 | Best Claim Settlement Ratio IRDA | Lowest Price Review
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==CLAIM==SETTLEMENT==RATIO==DATA==CORRECTED==
NOTE - One slide in presentation is corrected and posted on my Blog which shows corrected claim settlement ration as per IRDA - Sorry for the inconvenience caused
reviews.trekbook.in/wp-conten...
But the cheapest company with good claim settlement ratio still remains the same i.e. Acko
================================
Which type of insurance is best for car in India?
Comprehensive vs Zero depreciation car insurance comparison tells me that best way is to go for comprehensive in case the car is brand new, but next year onwards it is beneficial to go for zero dep car insurance. Reasons I have explained in video.
Main reason to go for Zero dep is to get maximum car repair cost from insurance company in case of accident and you need not pay any extra amount.
Which car insurance is best in India 2021?
Base on my study for insurance premium, car repair centers, and the claim settlement ratio as per IRDA, following are 5 Best Car Insurance Companies In India In 2021
1) Acko
2) Raheja QBE
3) United India Insurance
4) National Insurance
5) Navi Insurance
Runner up is SIB General Insurance
Which car insurance company has best settlement ratio?
Best Car Insurance Companies with Claim Settlement Ratio 2021 as per IRDA are given by me in the comparison chart presented in my video. If you want to see the image file for the same, please visit my website trekbook.in
How to renew car insurance online?
It is really simple to renew your car insurance online.
Simply goto the concerned company website and fill in details like your car number, year of purchase, damages claimed etc and you get instant quote from website.
You can pay online and get policy instantly from online transaction.
To select insurance you can goto -
trekbook.in/tata-aig
Insure Car At Personalized Prices And Experience Effortless Process Of Purchase & Claim. We Get Your Car Picked Up Within Hours*, Repair & Deliver At Your Door-Step In 3 Days*.
Direct Settlement + Engine Protection Cover. Compare & Buy Car Insurance from Top Insurers. Get Cover for Accidental Damages. 24*7 Customer Support + No Paperwork + Instant Policy. No Claim Bonus. 100% Online & Secure. Zero Dep Insurance Cover.
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Superlike... You educated me well, all basic concepts are clear now. Thank you from Pune itself.
You are most welcome 😊🙋
sir can i take my 2017 Scorpio car but no policy renewal dor fist4 years
Sir what is the Incurred Claim Ratio of the acko insurance. Because this ICR value gives more important than claim settlement ratio. Please reply if you found this data on IRDA.
Hello sir mere paas vitara brezza vdi hai 2019 Acko app me keval third party insurance hi show ho raha hai
The way in which the policies are presented and compared is very nice and informative. Now I can choose the Best plan for my car.
I am happy that you liked the review 😊🙏
Which one u purchase...plz hlp
@@Bandana1192 I went with tie up insurance partners at dealer showroom with zero depriciation and maximum add ons available.
Very Nice and informative,comparative study helps a lot..
Thank you very much for your appreciation 😊🙏
Thank you. Explanation given was very short and crisp covered all required angles for the insurance.
You are most welcome 😀
Hi Sir... Thanks for making this kind of informative videos. Please suggest if SBI is a good choice and why the ratio is more than 100% for few companies?
Very nice elaborated explanation... 👍
Thank you very much 😊👍
Excellent video. Very useful. Thank you very much
You are most welcome 😊🙏
Well explained sir, thank you 👍
You are most welcome 😊🙏
appreciate your efforts. Thanks for educating us 👏👏👏
You are most welcome 😊🙏
Thank you for making this informative video on our product offerings and claim settlement ratio! 💜 -VS
You are most welcome sir...
TrekBook India reviews products independently and recommends the best 😊🙋
What is the minimum amount charge by acko for claim process in zero depreciation insurance policy @ACKO Insurance
@@explorewithkia7653 We would like to address this query. Please write to us regarding the same at hello@acko.com along with your contact number so that our team can reach out to you. -VS
Hi @acko insurance , shall I know the reason on why my car Honda Amaze VX MT i-vtech 2015 model petrol is not eligible for the Acko insurance??? Need your response...
@@TrekBookIndia Hi
Which add-ons make sense for a new vehicle if we go with Acko?
Honestly it's personal choice... Like loss of key can be also attractive to someone... So depending on what you like choose.. Premium for add on is normally low
excellent video!
thank you very much!!
You are most welcome 😊🙏
BOHOT BADHIYA SABSE BEST KNOWLEDGE H APKO EXCELLENT
Thank you very much for your appreciation 😊🙏
Very good and honest compilation of all car insurance related info. Thank you for doing this. I have a 15 years old Innova and for last few years I had taken only third party but now I am thinking of buying Comprehensive from Acko which is costing me just additional 4000 on top of 9310 for third party. I did not see an option of zero dep not sure if that is valid for an old car like mine but which is still in perfect running condition with no claim or accident ever. . What is your advice ? Regarding why some settlement ratios are > 100, I think it may be that some companies had to pay for late repairs or other expenses/discounts. Waiting for your answer if not already given..
as per my knowledge, after so many years you can't get Zero dep insurance. so if you are getting comprehensive its good 🙂
for the ratios, you are right .. some of them carried forward to next year and sometimes persons claims 2 times in same year ...
zero dep. is eligible for cars aged less than 5years from the purchase..
1 accident affect sometime 3 party like owner, two other third party. In such case 3 claim have to give by insurance company. Hence 1 accident= 3 claim.
Good... One more aspect is same vehicle meets an accident twice in the same year 🙋
@@TrekBookIndia what happens in that case? If accident happens twice in the same year or twice or more in different years.. Will the insurance claim still works??
@@littondas4839 yes, as long as full insurance is valid, you can get multiple time claim
Excellent presentation 👏 very clear and to the point.well done Sir.
One question car in wife name and myself driving also daughter along with us .Will all three of us be covered in insurance policy.
Thank you
Life is not covered but the car damages in insurance
Many Thanks Sir for informative video, please update with Claim Settlement Ratio year 2022
Yes I will do it soon
Hi, sir. This video is very use ful.. For me maruthi dealer applied insurance in reliance pvt. Should I change to another Or continue the same. Thks in advance
Reliance I do not have personal experience ... I will do detailed video later .. as on now you can decide based upon their support in your area and prior experience about any accident repairs
Very nice information for improve knowledge while buying insurance of car🌹🙏
I am happy that you liked the video 😊👍
Nice information and awareness about car insurance....
Thank you very much for your appreciation 😊🙏
I also never thought in depth but just went ahead as per agent recommendations 🙆
I have a 9 yrs old wagnor . Which car insurance good for my car. If I buy third party insurance its have any problem for sell the car. Or I can buy 1st party insurance from edelweiss insurance Co..pls suggest me I am from siliguri west bengal... thank u..
Thanks for such elaborate details
You are most welcome sir 🙏😊
Very helpful video. Thank you.
You are most welcome 😊🙏
So nice of you sir ..this time I hav done ✔ my insurance of car by my self thank you 😊
You are most welcome ☺️🙏
@@TrekBookIndia my car IDV 5.58lakh ..but agent was saying if u make through me I will make ur car IDV 6.5 lakh plus ...he told me to pay 16k .
This time I make insurence policy my self just pay 6567rs from United Indian insurance.
So my qn next year my Car IDV can increase by my self .?my car is 2yr old
@@dr.mssharma9673 yes you can choose higher car IDV - only the premium will get revised as per the selected IDV
@@ShowMyStay okkk..sir thank you
Mene nayi gaadi li 4 January 2022 ko Punch adventure Ryhtm Pack white colour ab uska third party insurance 3 saal ka he 2025 tak but mujhe phone aya ki insurance renew karana he last date 3 January 2023 he. Tell me best policy
Hi sir I have taken Liberty general insurance and the yearly premium is 32644/-, it’s a huge amount for me at this present personal situation, can I port to a comparatively lower premium options?
Car insurance expires each year, so next year you can go for any company you like 👍
Thank you so much sir...all clear my problems...pls make a video Acko insurance year of2022 claim settlement ratio. and final amount premium sir🙏
Will make it in Jan 2023 since data for 2022 gets published after year completion
Great help..
Which is the best app to buy insurance where i get best offers..
Very informative
How to check affiliated garage for your life insurance?
You can call helpline 1800 266 2256
Amazing video 🙏. Sir can you make a similar video on Health Insurance please 🙏
Yes... I hv to do it... Since till now I have taken health insurance as suggested by agent, so I will surely do it in near future 😊🙋
@@TrekBookIndia which one have you taken sir?
@@sharathsimha1985 as on today I have taken Star Health insurance
Here is my review on best health insurance 🙋
ruclips.net/video/SYU7AIr4Qls/видео.html
Very well explained Sir ji.
Thank you very much ☺️🙏
Very detailed explanation
Sir plzz tell something about return to invoice .....
RTI or Return to Invoice is a cover that is part of comprehensive car insurance plans. The add-on allows you to receive compensation equal to the car's invoice value i.e., the original value of the car when you bought it. The claim applies when a car is stolen or when it is beyond repair.
So if You compare IDV, then in case car is stolen you get IDV,, but if you select RTI then you can get full book value, but then premium price also goes up
@@TrekBookIndia thanks a lot sir
@@sachinchaudhary6370 you are most welcome 👍
I tried checking for my 4 year old vehicle but it's almost the same like hdfc ergo etc with no discount on zero dep like u mentioned but anyways thanks for the video
😅 I think offers change time to time..
Anyway just remember that claim settlement ratio should be good while you finalize any of the car insurance company 🙋
Also one information addon, I think some insurance companies will ask for Engine cover, DONT take it, if you already have extended warranty on the same.
But extended warranty do not cover accident damage 🤔
Exactly warranty is for faulty of engine not for damage of engine because of accident bro @TrekBookIndia @TapRhythmist
छान माहिती
धन्यवाद 😊🙏
Sir kotak zero dep kafi cheap milra haiii.. lu ya na lu?? 2nd year h car ka
Please share the link of claim settlement ratio of irda.. Nd u are might be the one nd only customer of acko whom they are giving zero dep with zero premium.. Nd also u will get zero for your claim.. 🙂🙂
very informative thank you very much.
You are most welcome 😊🙏
Thanks for the informative video sir
You are most welcome 😊🙏
Don't take Bajaj Allianz insurance... This the worrest insurance
Thank you for sharing your experience with us and viewers 🙋
It will be good if you can inform us in details about your bad experience means what?
Okay thanks for info
But only local insurance companies not all toyota
Bajaj wale phone Tak nahin uthate Hain, claim kya denge.😄😄
I agree with you. 👍
@@SR-eh9nz best company jo hai vo h iffco tokio and icici
Can I take new car insurance from online if yes how much approximate price difference between dealership and online iam planning to buy swift vxi
Very good information. Thank you
You are most welcome 😊🙏
Sir, I've 2016 Ciaz. Only Raheja Qbe is giving zero depth + engine protection cover in 7.5k. What should I do? What's your suggestion?
deal looks attractive, though I don't have any experience with Raheja .. none of my friends or family members have gone with this company .. at your end you can try to find out if any of your friends have gone with them and how was the experience ..
hey hi... Interesting to see these informative videos.
Thank you very much for your appreciation and support 😊🙏
@@TrekBookIndia hey hi.... will u pls share about best electric bikes and its subsidiaries cost of maintenance and cost per km between petrol and electric bike...thank you
@@rameshwarkachhave2328
This is the video showing cost calculations for electric scooter ruclips.net/video/FvAhK5HWyU0/видео.html
sir meri gadi ciaz zeta manual hai. feb 2019 ka registration hai. zero depth and third party dono expire hone wale hai next month me. icici lombard ki policy hai. konse company ki policy lu. akco ke garage jo hai wo maruti ke approved garage nahi hai. to kya best rahega. aur acko jo part dalte hai wo kya original rahenge ya nahi.
मेरी भी मारुती की गाडी है, फिर भी मैने acko car insurance लिया है... Waise भी मैने मारुती शोरूम जाना बंद किया है.. पुणे mai जो मारुती शोरूम है waha की सर्विस acchi नहि है तो mai अभी private garage mai servicing करता हूं... तो wo आपके upar है की जो आपके एरिया में accha aur sasta insurance है wo le sakte है 👍
Video is very good to clear the basic concepts but Why Claim ratio is more than 100%??
Yes why
I'm also from Pune. Do you have claim experience? I'm also buying acko just because it costs half compared to my previous insurance brand but had great experience with claim settlement not sure for acko!
Actually I have checked with my friend who has got accident claim form acko, post which I also bought Acko insurance.
Now its like fingures crossed, but same reason for me. I got it half the price 🤞
@@OnlyGenuineknowledge just now my friend car met an accident and he has acko insurance... Let me see how the claim process goes 🙋
@@TrekBookIndia please keep us updated. Thank you
@@TrekBookIndia sir any update ragarding ur friends settlement process in acko
@@diptiranjan7569 नहि... Actually मेरा फ्रेंड और मैने एक नया कंपनी चालू किया है... तो हम लोग itne बिझी है की wo क्लेम log ही नही किया 🙆🙆🙆 अब नया प्रोजेक्ट है तो ज्यादा ध्यान uske upar ही है...
Sir the final premium with GST is monthly or yearly? I am planning to purchase Honda City 5th gen.. So can i expect insurance to be somewhere around 30K-40K pwr year?
Yearly
Sir multi dent ke liye konsa insurance lena chahiye
Well explained. I want to know if 0 depreciation covers Engine and Gear Protect even if there is no accident.
Without accident engine can get damage only due to the reasons like flood, which is covered in insurance.. Only you should not crank engine in flood water,.. If your action damages engine then they will not cover repairs
@@TrekBookIndia if engine is damaged due to flood water, then this will be covered if I take Engine Protect Add on, right?
Excellent work 👏
Thank you very much 😊🙏
Nice information given can you advice me m planning for new Nissan magnite which one insurance I will go because from company they are giving 40,000
You may please check offers from all top 5 companies and decide 🙋😊
Dear Mahesh , Can you have video on Two wheeler Top 5 Insurance companies in India 2021 Best Claim Settlement Ratio IRDA | Lowest Price Review...
Sure... Two of my friends called me to make for 2 wheeler.. So surely I will make 👍
Thank you for your suggestion 🙋
2 wheeler insurance video also posted, plz do watch 😊👍
Nice information. Thank you sir.
You are most welcome 😊🙏
I have 2014 Figo bought it last Diwali for 2.18 lakhs. Which had acko comprehensive insurance so should I continue with comprehensive or change to third party
As per my opinion... No point going with comprehensive...
Very informative video
Thank you 😊🙏
Accurate data. Very help full video.
Thank you very much 😊🙏
Best video Sir ☑️
Thank you very much 😊🙏
Sir which car insurance company is best ifco tokiyo or universal sompo,ICICI Lombard giving low idv of vehicle
Just check acko price and IDV
TrekBook.in/acko
Are you a teacher in real life, bat informative video on insurance. Also easy to understand.
I am an engineer and worked in R&D for about 30 years...
For this video I specially took IRDA certification so that I can make authorised and informative video 😊🙏
@@TrekBookIndia hats off, keep up the good wrk
Sir I wanted to know... If I take 1st party with zero depreciation.... Then will I get saved from chalan
My second question is... If I take 3rd party...then how will I recover my vehicle's cost and will I get zero depreciation?
for new car comprehensive insurance is mandatory for the first year ..
If your car is old and you opt only for 3rd party (which is mandated by law) - then any damage to your car is not covered .. third party is for third party damage like loss of life or property of third party .. it will not cover your own car damage..
so in short to cover your own vehicle damage - you must have comprehensive insurance and if you take Zero dep cover then you will get almost all parts covered to full cost
@@TrekBookIndia thank you so much sir
Swift vxi (2018)4.5 yrs hua hain konsa insurance karna chaiye -comprehensive or zero depreciation.konsa company best hoga.online yea offline karu
Upto 5 years zero dep
Online vs offline is your comfort zone.
I have done online since I got it cheap from Acko
Sir, I am having United india insurance policy and it showing in policy details that fiber glass is 0 what it means. We get glass replacement or not please tell me sir
I am just giving you an example of what might have been mentioned in the policy document...
The repairing costs of fiber, glass, rubber, and plastic parts are borne by the insurer in case of zero depreciation cover whereas, in case of a normal car insurance cover, these repairing costs have to be borne by the insured.
So it totally depends on which insurance you have chosen and need to go through entire document... If you have bought it from agent then you can ask him...
I hope I am able to answer your query 🤔
I have Swift 2010, previously insurance was of third party. Now I want to buy as comprehensive. Which will be better?
It's almost deprecated car, so in my personal opinion Thirdy party should be suffice 👍
@@TrekBookIndia Thanks
MashaAllah very nice video Commercial car yani Ola Uber cab ke liye sabse Achcha insurance coverage kis company ka hoga Jara is talluk se ek video banaiye bhai sb
जरूर banaunga... Thanks for the suggestion 👍
valuable Information Sir
I am happy that you liked the video 😊🙏
@@TrekBookIndia I booked the car sir, Really in the confusion that what insurance I can take. some how I got your video and now I have fixed what to take. Thank you
Sir orental insurance policy kesi hai car ke liye ??
my friend had two claims on his verna 2017 model in 2021 from religare ..he was charged 4500 for processing despite cashless scheme, confused now as you are saying 1000 fixed charge
See... It varies from company to company... In general the fixed charge is 1k, but like in Acko where you can choose fixed charge 1k or 5k, and as per that your insurance premium changes... So say in my case if I goto Acko authorised garage then I need to pay 1k fixed charge, but if I goto non-affiliate garage then I will have to pay 5k as fixed charge...
So you need to check carefully what your friends policy documents says... Check all clauses plz 😊🙋
@@TrekBookIndia thank you for clarifying sir and also a prompt reply
Regards
@@tejinderpalsingh6048 you are most welcome 👍😊
Sir bmw 7 seris 2008 ....2 ya 3 compny he comprehensive insournce de rhi h. 1 idv de rhi h 20 lkh .1 .30 lkh .or 1 ....5 lkh . Online policy bazar par
Is there any restriction on number of claims in a years in acko.
No
Sir I purchased tata punch adventure , please suggest which compny and which policy ?
You can check quotes from Acko and tata, just to get an idea of insurance premium and then decide best price company...
As you saw I got very good price from Acko and hence bought from them...🙋
Try trekbook.in/acko
Hello sir ,2015 model car ki bima vallue 620000 he first parti insorence chola ka he usme 500000 ke lgbhag total kharcha aa rha isme mujhe kitna pesa milega
i am planning to purchase a new car... should I take comprehensive insurance or should I take zero depp? is there no depreciation in the 1st year?
You should take zero dep cover for new car 🙋
Sir which is the best National insurance or chola ms Insurance??
Plz explain sir,
What is above 100 % claim settlement...
Chola is not good
Mera bajaj Allianz me insurance tha jo 1month phele expire hogaya, ab agar renew karunga to kya wo Car check karenge ya photo lenge Car ka??
If your insurance is expired then Generally they check car in person 🙋
I have bought future generali car insurance for my 5 years old car as they are the only ones who were giving max IDV with all benefits at reasonable premium.
Good 👍 which car and how much premium... Just curious to know 😀
@@TrekBookIndia ignis alpha petrol Mt 2017. Premium for zero Deb comprehensive with engine protect key replacement consumables road assistance pa cover is approx 12.5k
@@soodvikram84 OK thanks 😊👍
@@soodvikram84 hi l, any experience with claim settlement with future General insurance ?
Scorpio new vehicle 1year hua Just.
Zero dept is valid for 1year and 3rd party was for 3 year of Bajaj finance. They saying to renewal of zero dept at 16000. Should I take renewal of zero dept for my private car. Please suggest what should I do? Should I need to buy zero dept or not required?
If its just 1 year then my opinion is zero dep...
Before going ahead with them, just check quote here
TrekBook.in/acko
Sir please advise swift vxi 2018 model konsa insurgence karaye becase showroom me boht price haiiiii
Just try getting insurance quote from Amazon... I have heard that here you get lowest price
amzn.to/3B6JzJA
Plz let me know the results 😊🙋
Sir acko ke sath kis service center tieup kiya hai wo kasie pata chalega ? Aur ek question acko ke insurance me third party and self dono cover hai kya ke alag alag lena padega
Comprehensive लिया तो dono cover होता है
Service centers they don't tell, they told me that whenever your car meets an accident, you can call customer care or log from App and within few minutes they will inform if serveyer will come or inform garage details for further action. I am also not comfortable with this answer, but since the insurance was so cheap I went for it.
Now my friend who took acko insurance has claimed, let me see how it goes
@@TrekBookIndia thanks
Is this yearly coverage of acko in this amount what is tenure of coverage?
Please explain self & third party covered tenure. What is mostly provided I am very new not bought any car insurance before
Tenure is 12 months for my car insurance from Acko 👍
which add on we need to take if car is damaged with floods(parked in basement and water logged and car got damanged-could you please tell which add on we need to take for this scenario
Engine protect cover
Too good👍🏼
😊Thank you so much 🙏
I didn't find claim settlement ratio chart on IRDA website please provide link
He will not provide because figures has been made by him..
Is return to invoice is same as vehicle replacement advantage
RTI or Return to Invoice is a cover that is part of comprehensive car insurance plans. The add-on allows you to receive compensation equal to the car’s invoice value i.e., the original value of the car when you bought it. The claim applies when a car is stolen or when it is beyond repair.
If your car is totaled, new car replacement insurance will give you money for a brand new car of the same make and model (minus your deductible) instead of the depreciated value of your totaled car.
In short....
As per my understanding both these terms have the same result (meaning)
Hope this helps 😊🙋
Thanks sir if u provide rate list n empanelment details to us
You are most welcome 😊🙏
Sir..pls tell me if car is very less in use then which will be best choice 1st party or 3rd party..??
How many years old is your car?
@@TrekBookIndia 3rd year is running...but very less used...
@@navneettheonly1...476 personality I will suggest comprehensive since accidents don't depend upon less or more driving... And it can be costly in case of any damage...
Generally for my own car I continue to go for full insurance till 5 years of age
Final choice is yours 😊🙋
@@TrekBookIndia thanx sir for your valuable suggestion....i will consider it..
sir my car wagon r cng 2020 1 year old then new insurance plz sugest me
if its just 1 year old I would suggest you to go for Comprehensive insurance with Zero Depreciation rider.
You can check quotations from the links and decide -
trekbook.in/acko
trekbook.in/tata-aig
For rest of the companies you need to goto respective company websirtes to get quote and decide best one (check from the Top 5 list given by me)
Hope this helps :-)
Thanks for guide
You are most welcome 😊🙏
Sir HDFC Ergo vs digit car insurance which one is best for my Hyundai Creta.
HDFC Ergo vs digit car insurance
HDFC ERGO General Insurance Motor OD Claim Settlement Ratio FY20 91.23%
Go Digit General Insurance Motor OD Claim Settlement Ratio FY20 80.47%
So HDFC ergo looks better 😊👍
@@TrekBookIndia Thanks sir for info😊
Hello sir. You changed your insurance company. Did they claim No Claim bonus if you change company??
yes I changed from TATA AIG to Acko and I got no claim bonus too . no problem ..
trekbook.in/acko
Well explained 👍
Thank you very much for your appreciation 😊🙏
Sir is Navi insurance company is a good company....
Thanks Sir. मेरी कार ऑल्टो एलक्सआई 800 है 8 साल हो गए हैं मेरे लिए कौनसी इंशोरेंस कम्पनी व पॉलिसी बेस्ट रहेगी। pls help
मेरे hisab se third party insurance is more than enough. No point in investing high premium for comprehensive insurance.
Again this is my personal opinion, you may plz take call 😊🙋
For third party all companies premium is almost same
@@TrekBookIndia thanks respected sir🙏
Sir,There is no Acko network garrage in Allahabad, UP,should I go for comprehensive insurance of my car?
If there is no network garage, then better not to buy that insurance... Buy from company which has network garage in your city
Thanks sir
👍good information
😊🙏
Voluntary deductible is only applicable for 1 claim or every time we claim, 5000 will be deducted?
There are options while you buy,
5k only if you repair car in your choice garage, but 1k only if you service in their authirized garage
Also 1k for each claim to be paid
@@TrekBookIndia this option is not available for all cars(acko garage & 1k). And I confirmed with Acko...5k will be deducted every claim.
@@udiptaborah then it's not worth at all
Sir oriental insurance policy kesi hai????
Kotak kaisa hai? Mri ecosport ke lie sb adds on krke 9000 m de rhe hai.
Sir I'm confused 😕 United india and Reliance and SBI please tell me better company ?
Depending upon your location you can check which company have more affiliate Garages and select
😎
Hello Mam Third party insurance karvane hai car k liya konsa accha hai please suggest. 🤗
Third party insurance of any company is okay, since its only a legal requirement 🙋 and price remain same
@@TrekBookIndia Sir koi 1k company bata sakte ho please
@@Preeti.172 no harm in going with Acko