Suck at SAVING MONEY? No you don’t, try this.

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  • Опубликовано: 2 окт 2024

Комментарии • 57

  • @ginamoffett1973
    @ginamoffett1973 9 месяцев назад +72

    Great info, I started small at 25 a month and have done that every week for seven months, which is a lifetime for me because I never have been able to save more the 50 a month and then to transfer it out. So I think I have made a huge improvement.

  • @JazzyJazz317
    @JazzyJazz317 9 месяцев назад +12

    Every time I put money into my savings I have to pull it out.😞 just got an oil change, stuff for kids, I need a job just to afford saving! I’m going to start with $20 per paycheck 😩

  • @alyssa0101
    @alyssa0101 9 месяцев назад +20

    It never goes back in. I am also a former transfer queen 😂😂. However, the amount of money I have saved since I told myself I ain't going to he broke in 2024. Listen the no ATM card is what I did.

    • @DyanaMariie
      @DyanaMariie  9 месяцев назад +1

      LISTEN! No matter how many times you say you're going to put it back it's not going back in LOL!

  • @CrystalHarvellPhotography
    @CrystalHarvellPhotography 9 месяцев назад +21

    The trick is being consistent! I saved a ton last year but I spent it for moving. It feels so disappointing to start from zero. And starting slow and steady feels so unfulfilling but I know it will build back eventually. I hate the need for instant gratification. But I will get back there, thanks for your video it helps!

    • @DyanaMariie
      @DyanaMariie  9 месяцев назад +3

      I feel you! I spent most of mine when I moved in my home. We will get back there !

    • @kenyonbissett3512
      @kenyonbissett3512 9 месяцев назад

      My niece had an emergency fund that she had saved, it wasn’t easy. When she was out of work for six months due to illness, she was disappointed to have to spend it. Her mother and I looked at her and reminded her, that’s what it was for to use in an emergency. Now you have to rebuild, but you are not starting out in debt and feeling stressed and overwhelmed. Congratulations 🎉🍾🎈! Well done.
      I say this because, the same applies to you. Yes, you spent the money. But you are not in debt for the move. You are starting out fresh 🌹, not stale and stinky with debt. So to you I say Congratulations, well done! 🎉🎉🎉🎉🎉

  • @Tracklyfe_T
    @Tracklyfe_T 9 месяцев назад +16

    I save my money In a certificate of deposit. So it can make money every month off of Intrest. It’s also a hassle to take out which is a good thing and you get hit with fees. If I have an emergency I just use a high limit credit card and pay it off with my upcoming pay checks and use that money that I would save to pay it off. I hate having to pull money from my savings it’s like the worse feeling ever. Lol I can’t explain it

  • @aleciariddick7719
    @aleciariddick7719 9 месяцев назад +40

    I needed this video because I'm getting back into the habit of saving a little bit of all the money I get after being in an emotionally bad place where I spent my savings. Merry Christmas

    • @DyanaMariie
      @DyanaMariie  9 месяцев назад +3

      Merry Christmas! I know you'll get back on track!

  • @Herhighness211
    @Herhighness211 9 месяцев назад +9

    Great advice. I work in healthcare and with the elderly. A golden rule when prescribing for the elderly is to “start low and go slow” to assess their response to medications. I’ve realized that this is true for most things in life. Start low and go slow…& stay consistent!

  • @jacobbenivamondez4460
    @jacobbenivamondez4460 9 месяцев назад +17

    Being disciplined with our money is so important. The sacrifices we make will pay off in our future don’t give up. Great video

    • @kenyonbissett3512
      @kenyonbissett3512 9 месяцев назад +1

      I heard someone say “that future me is just as important as today me.” I guess if you can’t agree with that you have some work to do on yourself.

  • @fondrenhomestead5180
    @fondrenhomestead5180 9 месяцев назад +6

    Starting 2023 with the 5k in 6 months money challange, thanks for this video! Super helpful!

  • @jackieharley6194
    @jackieharley6194 9 месяцев назад +5

    Great video. That is me always justifying why I'm spending the money instead of saving it and letting it build up. Try to have a new mindset for 2024.

  • @badbella1785
    @badbella1785 3 месяца назад +1

    i need help with saving , im currently unemployed and the little money i have im spending it on me. ughhh i need to stop... any tips ?? like impulsive shopping? thats a great tip you gave to not use debit cards in a new bank i like that idea i will try that i also feel like those money savings challenge books help alot but its best to not have the card around.. visuals help alot too

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 9 месяцев назад +8

    Sometimes, I get to excited with savings that I move too much and overdraft my checking. In 2024, I will learn to keep savings in savings

    • @DyanaMariie
      @DyanaMariie  9 месяцев назад +1

      👏🏽 and I’ve done this also. 2024 will be a good year

    • @Mold_Lives
      @Mold_Lives 9 месяцев назад +1

      I also do same my dear but in 2024 I won't repeat that

  • @krystalwalczak5310
    @krystalwalczak5310 9 месяцев назад +2

    I use a Christmas savings account and can only access October 16th each year

  • @TheNerdRapper
    @TheNerdRapper 9 месяцев назад +1

    I love the tittle of this video! It sounded like a line from a family member who really cares about you 😂❤ I love the make a visual tip! So simple but something I haven’t heard before.

  • @EvelyneMariee
    @EvelyneMariee 9 месяцев назад +1

    Ioved this video! very much needed to hear this!

  • @proper.role.model.819
    @proper.role.model.819 9 месяцев назад +2

    Words of wisdom here. She’s speaking facts. I’m on this journey and she’s so right

  • @godschild2-yd3jy
    @godschild2-yd3jy 9 месяцев назад +2

    Great advice! I have my savings account at a separate credit union without a card attached to it.

  • @netamorton4832
    @netamorton4832 3 месяца назад

    Wow, this really spoke to my heart! Thank you so much I can relate to everything you are talking about! I just subscribed!

  • @grotalolita5168
    @grotalolita5168 4 месяца назад

    I started with $50 I’m gonna put another $50 in my savings next week I get paid around 300-500 a week it’s always in between but Yk once I get my savings to one of those amounts then I’ll have the savings money up to the amount of my check so there for I can start putting my check in my savings and taking my savings out because my checks are most likely gonna be more than what I’ve been saving by time it gets up to $300-$500 let me know if you don’t understand I’ve saved up to 15 hundred before bought an IPhone tho so I crashed out but Yk I have a gf so saving money is rough

  • @halolove6937
    @halolove6937 3 месяца назад

    I literally have a time frame known when I need to save money so I can get the heck out of my aunt's house and I suck at saving money apparently

  • @mamba137
    @mamba137 9 месяцев назад +1

    Great video I started saving $5 every week from my old job than I was able to work towards saving $10 a week than 20 a week until I got my new job I’m still with now for 10years I’m saving every paycheck every Bi weekly i got it set up where i transfer my whole paychecks to my savings account and it works very well for me

  • @Abhinavveditor
    @Abhinavveditor 9 месяцев назад +1

    Awesome Dyana , btw, By any chance can I help you with engaging edits?

  • @extremesubtlety
    @extremesubtlety 2 месяца назад

    Really great advice! ❤️

  • @mariannejohnson1813
    @mariannejohnson1813 9 месяцев назад

    Great video!

  • @sharronbush886
    @sharronbush886 8 месяцев назад

    Great, down to earth information. This motivates me. Baby steps..... START somewhere. Thank you!

  • @kevinmoore9524
    @kevinmoore9524 9 месяцев назад +1

    This video helped me. Thank You.

  • @glowingmyway
    @glowingmyway 8 месяцев назад

    Omg I feel like you were preaching directly to me! I love crab-legs and this has been my mentality for a while. Now my mindset has shifted and I have started cash stuffing and a savings challenge this year. Thanks for sharing❤

  • @pretty_brownnn5855
    @pretty_brownnn5855 8 месяцев назад

    Great tips but I do have a debit card for my savings account because I could be out and about and catch a flat tire. I can’t wait 5 business days for that $$ to transfer

  • @BronzeGirl
    @BronzeGirl 8 месяцев назад

    Recently start transferring to capital one savings without a ATM card

  • @AshleyAbundance
    @AshleyAbundance 9 месяцев назад +1

    Thank you 💗

  • @marydawkins2673
    @marydawkins2673 9 месяцев назад +1

    Great video!!

  • @Mara.Isabelle
    @Mara.Isabelle 6 месяцев назад

    ughhh i needed this. you’re so amazing

  • @CarlMassop
    @CarlMassop 9 месяцев назад +1

    💯🖤✌🏿

  • @hereforthebs8655
    @hereforthebs8655 9 месяцев назад +1

    Hey ❤

  • @joycespecht3038
    @joycespecht3038 9 месяцев назад

    For the color chart it says page not found for me

  • @MonicaaJene
    @MonicaaJene 9 месяцев назад +1

    Love this! ❤

  • @jenmal898
    @jenmal898 8 месяцев назад

    I needed this, thank you for the advice! 😊

  • @wandasworldmoneyjourney5788
    @wandasworldmoneyjourney5788 8 месяцев назад

    Great content

  • @mzlyzs9863
    @mzlyzs9863 8 месяцев назад

    Good info❤

  • @itsmycashpro
    @itsmycashpro 7 месяцев назад

    😮

  • @naturallyus3512
    @naturallyus3512 9 месяцев назад +1

    GIRLLLLLLLLLLLA❣❣❣JUST..THANK YOU!! YOU ARE A BLESSING ❤