@curiouscat3384 if you’re putting those monetary gains towards education expenses, including paying on student loans, then those gains are no longer taxable
Why do most Taylor swift fans have such Idolatry issues? Like I have seen my favorite band 9 times and I'm not crazy enough to spend over 500 on a ticket for anywhere or anyone.
I haven't spent more than 50 bucks for a ticket! It's outrageous!! That's absolutely insane!! I'd be selling them all and paying off my debt! Or buying a vehicle to get rid of my car loan!
lady, you've got your priorities all mixed up. taylor swift?!? sell the car, get on mac and cheese, beans and rice, no outings or fancy dinners, update your budget every month.
@@esidewandListen when Jade is on. She's just as hard, if not harder than Dave at times. She keeps it real. The other guys on here are all simps and let girls do anything. Rachel is good unless it applies to things she likes.
@@jacobawojtowicz No that is definitely not mathematically the same thing. If they sell the tickets today, they have +$10,000. If they bought the tickets today, they'd have -$10,000. Those are two completely different outcomes, mathematically
When you consider the YEARS of time lost at a minimum wage job… PLUS additional debt 💸 at the concert. Would have been a great time to sober up about how awful debt it. Bad Ramsey president set 😑
She's an adult. These were a gift. If you don't want to go, tell her to sell your ticket for a few thousand and put that much at least towards her debt. This is pretty simple, folks.
Excellent idea. Problem is, mom seems as smitten as the girls so she' just having fun getting her 7 minutes of fame on the Ramsey Show but really doesn't want to sell the tickets, even just her own.
Financially responsible parents, hoped it was passed on to children. If you’re free cash flow can pay for these in current month, I say go. Sounds like most people on here are not financially disciplined. There are plenty of things a family can do together for memories.
Of course Americans aren't disciplined, they are obese and in debt, just like their government. That's why the government looks like it does. The government is a reflection of the people. You can claim to be an exception, but you most definitely cannot claim to be the majority if your fit and disciplined in the US and now increasingly in the UK. It's about as bad. Worse of course when it comes to alcoholism.
IF I were the type of person who bought Swift tickets (which I am not) then this would be my solution. I'm going to resell MY ticket and put it towards your student debt. No chance I want to see her sing anyway.
Taylor Swift has performed hundreds if not thousands of concerts and will perform thousands in the future so this is not a "once in a lifetime" opportunity.
Only if you don't understand how hard it is to get these tickets at the face value price. Sure Taylor will have plenty of shows, but this kid was super lucky to have gotten them at that price and chances are definitely slim she'd repeat the luck.
If she was NOW asking to buy the tickets I'd agree but these were previously given as to the daughter from the mom.. It would be wrong to take them back now that they are the daughters that the mom bought for her. She just graduated from college. A nice gift for success from the mom. Not extremely extravagant either. But I wouldn't take back a gift for any reason.
You absolutely can’t live life with this type of mentality. If you do, you will learn the lesson the hard way. Taylor could get slammed into by a semi truck that accidentally crosses the line on the freeway and die tomorrow. Like my aunt did two weeks ago on her way home from work. Life is precious and our time can end just like that. On a random drive home. Go out and enjoy this earth while you’re on it folks. Or have everything revolve around money and spend your time here on earth being internally unfulfilled.
The daughter is essentially keeping an extra 10 grand in student loans just to go see Taylor Swift. I thought this was a financial show. Not a "tell me i can keep more debt while having fun" show.
*OMG, what did I just watch!* You have to absolutely sale these tickets, and pay off the debt. This whole Taylor Swift insanity is just going out of control.
The debt won't be completely paid off, so it really won't change much in the daughters life other than shorten the time she pays off debt. If it lowers her monthly payment considerably then it could be worth doing as it would have an immediate effect. Her daughter might be financial savy for investing or going into Tech, therefore she'll get paid anyways and have the loans paid off quickly while still enjoying life. Taylor Swifts concert for the Eras tour truly is something to see if you get the chance, and at the price they paid it's impossible to beat for any fan. Now if you aren't a fan then yeah, sell the tickets because most concerts will never resell at such an extreme ever again (I have no actual knowledge on this but just going on a hunch)
@@RealLazyGnome Omg, the only person who has no clue how the student loans and interest on those loans work, can write such a comment. Considering the girl not even making any money yet, 10 grand towards student loan is a must have and a blessing. If she goes to the concert - it will be silly mistake. But I bet her mom had her covered, so she most likely has nothing to worry about an adult life decisions yet. This entire video feels like it's just an ad. You know, that one, named native ad. Cheers :)
*Larry Burkett's book on "Giving and Tithing" drew me closer to God and helped my spirituality. 2020 was a year I literally lived it. I cashed in my life savings and gave it all away. My total giving amounted to 40,000 dollars. Everyone thought I was delusional. Today, 1 receive 85,000 dollars every two months. I have a property in Calabasas, CA, and travel a lot. God has promoted me more than once and opened doors for me to live beyond my dreams. God kept to his promises to and for me*
I really can't understand why anyone would flush thousands down the toilet on a stupid concert or a football game, how can you justify just a couple of hours of entertainment at that price?
I can understand it. AC/DC is my favorite band, and I always told myself if they came to town I'd pay for front row tickets. Well when the time came, I didnt have the balls to pony up the thousands of dollars, and I ended up in the nosebleeds. And had a great time! But, I can definitely say I understand the desire to want the VIP experience.
Please remember that the daughter is the one in debt. IF mom is out of debt and had the money to purchase the tickets at the $209 that she's saying she bought them at, then she can take her daughters to this concert as a gift. I agree with Ken. If the mother wasn't going to give her daughter the 10k to pay off the loan, then I wouldn't sell the tickets to get that money for her. Let the daughter get out of debt herself.
You will NEVER REGRET any amount spent on an experience with people you love. Money comes and goes. The fun you three are going to have at the concert is priceless. Hey Mom if you want to help her pay off her loans find another way. A farmers market on the weekend selling bread… Shoot the ideas are endless! Get creative, your daughter will learn a better life lesson with learning how to make money rather than learning money is more important than enjoying this short life.
1. There isn’t anyone worth this kind of money to watch sing. 2. Concert tickets have already went sky high, and mom is one of the people making it worse scalping them. 3. The Taylor Swift obsession has reached false idol levels.
This is so ridiculous. Going to the concert when the tickets are worth $10k is economically equivalent spending $10k to go to the concert. These people can't afford to spend $10k to go to a concert when the daughter has $24k in student loans.
The tickets were a gift. The daughter did not pay for them, so she isn't buying the tickets instead of paying on her student loans. Dave has said more than once when someone was struggling with whether or not to go on a family vacation, if the family is paying for you to go -- travel, hotel, and food -- go ahead and go. If you have to pay for it, you don't go. The daughter didn't pay for the tickets so she should go.
@@fire12731 I'm not surprised cause Rachel does keep up with the trends. So her being a Swiftie makes sense. I would actually be surprised if she wasn't.
Rachel needs to grow up and get some musical taste. Swift uses auto tune. Also I am wondering if Rachel would pay over two hundred dollars to see her in concert. Is that in her budget?
Shared memories of a live event are priceless. I just took two friends to to see a band that we have all been fans of years my friend bought dinner and my other friend drove us out there 2 hours there and back and we had front row tickets . I am on a fixed income but it was worth it. Also tickets were affordable at 200 for all 3 . Life is short make memories. Friends and family are there to be loved and money is made to be spend, and life is ment to be lived as it something that you will never live again my friend. I also took took my mom to see the phantom of the opera 16 years ago and she still beams when she talks about that night.
@@sellmavsame here. If she sells at the right time, she can knock out half her debt and set herself up to be debt free much faster, and have more buying power for a home in the future. I don’t understand the advice given with this one.
Wow, you can't even call this the Ramsey show with this kind of advice. What happened to beans and rice, rice and beans, going scorched Earth to get out of debt?!
Wittenberg5 Now I’m not familiar with this show’s typical mindset, but if the daughter’s not struggling to make end’s meet, is paying down her debt… who cares. There IS a difference between buying something for 12k vs having an opportunity cost of 12k.
This is a silly thing to say. The girl didn’t buy the tickets instead of paying her debt, her mom bought tickets as a gift to herself and her daughters, then discovered she could profit on her purchase. Her intent was never to make this love as an investment to payoff and put towards debt. It also punishes the other daughter who has nothing to do with that student debt, so her experience would be stolen for nothing. The best choice here is to go and have a great time
@@ChristopherKaiJensenI love UFC and am 29 and not in debt. But I’d get rid of my tickets to make that money even if it was 200 dollar a ticket to make only 1k. Losing out on 10k is crazy for some dang celebs lol.
Let's put this into context, $10,000 buys you a pretty sweet one-week Alaska cruise with flights, hotel, balcony, and excursions. Or you can watch Gen Z scream at a pop star for two hours...
Well, technically the Eras show is a minimum of 3 hours and 15 minutes. It's up to 3 hours and 45 minutes with special guests or additional songs added to the set. Not a Swiftie at all, but got to get the facts straight. So that's 3+ hours of screaming tweens and teens...🎉
Yeah, okay.... everyone has different desires and priorities. If I had $10 K in my pocket I wouldn't want to spend it on a cruise, I'd pick much cheaper vacations and have just as good a time. And I wouldn't take $10K to buy concert tickets either. On the other hand, if I paid $600 for Taylor Swift tickets I would absolutely take that deal and go! Just because rich people are willing to pay $10K - that isn't what *I* paid. and furthermore, the reselling (scalping) economy for concerts feels icky and unethical to me and I wouldn't want to participate. When I got a nosebleed ticked to the Fort Worth Taylor Swift concert for $100, I didn't even bother checking resell prices, I just was thankful that I was lucky enough to get a reasonably priced ticket and had an amazing time without letting the comparison or 'what ifs' of the matter steal my joy.
Im a big believer in paying off your debts before you do anything else...BUT this is a different scenario. Its too late, the mom bought the tickets for her college graduate daughter. They are now a gift. Her daughter didn't have to pay for them by Taking money away from what she would pay back on a student loan. The MOM spent her own money and gave them to her daughter. A fact she tried not to tell them until asked point blank by the host. Its after the fact. They are now a gift. If she would have called before buying the tickets and giving them to her daughter. That would be a different call. I don't think people heard the part where the Mom said she paid for them for her daughter. So the daughter isnt spending anything. The fact they are concert tickets isnt really the point now.. If it was a watch on sale and Then the mom found out she could get a $1000 for the watch would she ask for the gift back? No. I hope not. That would be silly.
Its a gift, it isnt even fair to put her daughter in this type of position. Move the goalpost, if you bought your kid a watch for $600, gave it to them, only to discover the watch is worth 20k, are you taking it back? If so, you're not "logical", you are a bad parent. Its no longer her tickets when she gave them to her daughter, if she doesnt want to sell them then that's her daughter's prerogative. There is no sunk cost here.
Wrong, 110% wrong. If you apply that 20k to her 24k debt you are a smart, logical person. Being debt free is much more gratifying and a much better lesson to impart than going to some 2 hour concert that you probably won’t care about in 30 years when no one remembers or cares who Taylor Swift is. If you want to really move the goalpost, what if the 600 dollar watch was actually worth 6 million? Would you still be like “Oh well, it’s a gift…don’t wanna take it back cause that makes me a bad parent”….no that makes you a moron.
Depending which team you follow, it might be once in a lifetime for them to make the Super Bowl 😉. And if Kansas City makes it this year, they could be the first ever 3 peat. Do I think a woman would buy the "once in a lifetime" argument for either of those? Depends on the woman. And whether they're NFL fans...
@@fleetofwjs1893 I had to ask my wife for a better comparison. She said "Imagine all of the greatest plays in football history happening in a single Super Bowl." Which when putting it like that, makes sense to me why you'd want to spend a decent chunk of money to go if you're a Taylor Swift fan 😅
@phillipsouthard8285 that's why we "live like no one else, so later on you can live like no one else". If KC threepeats, I'll be thinking seriously about attending that "once in a lifetime" Super Bowl. Trouble is that if KC threepeats, Taylor and the Swifties will be there too and ticket prices will be even crazier than usual. But for "once in a lifetime", I'll be thinking seriously about it.
@@fleetofwjs1893 That's fair, and I'm a big fan of Dave's plan, but I think there's got to be a little bit of wiggle room for things that really are special to people, which from this call, seems like this is a special thing for the daughter and potentially a special thing for the mom & daughter's relationship.
or she might not get the chance to be debt free and be miserable for many years. roll the dice. the fact the daughter couldn't pay the ticket herself is a good indication of what decision must be taken
@@Ka_Gg yes in many cases. I am not advocating for always having to spend but the opportunity to enjoy bucket list items with your family doesn’t come around often. In this case given all the facts I say enjoy. Consider it a graduation gift
@@MeowmyandMe why not look another bucket list things that cost a fraction of the value? Ppl justify stupid decisions by saying "but my bucket list" Again. Memories can be made in many ways that won't hurt you from getting out of debt. Let's be real. If this was a call about a dad and his son going to look at something or pay off $10k in debt, everyone would say to pay off debt.
This cohost competition to lead the call, talk over each other, and talking over the caller has just got to be dealth with. Cannot even finish watching.
I agree with Ken's advice on this matter. You didn't buy the tickets as an investment. You gave the gift, so you can't dictate how someone uses a gift you gave them.
I get Ken's point but this is a very good teachable moment. If I was the mom, I would at least give up my ticket to pay off 4k debt just to show how much debt should be sacrificed for.
@@Adam-x9n4v Bringing up the possibility of selling the tickets and talking it through with the daughter is fine - and she did that before the call. If the daughter had been down to make the sacrifice for the sake of her debt, sure that would have been a fine decision. But she didn't, and the mom doesn't have the authority to take back a gift just because it has theoretically gained value. I believe that letting it go, enjoying the bonding time with her daughters, and leaving her ADULT daughter to deal with the consequences of her own debt is indeed sound wisdom. A 10K theoretical profit is not worth the damage to the relationship that would occur if the mom rescinded her gift or otherwise bullied her daughter to sell.
@@Jolson17929 Dave wouldn't have said to sell the tickets, Scalping is unethical and Dave would see that. Re-selling tickets you paid $200 for 20x more is just wrong.
I have no debt and a lot of money and I can’t think of anything I wouldn’t sell for this kind of profit margin. Forget one nice event, I can go on an elaborate international vacation for that kind of money.
I totally agree with this answer. You got these tickets at an amazing price, and this will be lifetime memories for you and your daughters! Life is meant for living, and I hope you girls have a fantastic time singing your hearts out!! 🥰
It is these kind of decisions why most people in this country are in a financial mess.but it’s a free country and people have the right to be stupid. Concerts are not going away any time soon and someone will eventually replace a Taylor. It seems Delayed gratification is lost art.
Why? They didn't go against his principles. The tickets were a gift. The daughter did not pay for them, so she isn't buying the tickets instead of paying on her student loans. Dave has said more than once when, for example, someone was struggling with whether or not to go on a family vacation, he says if the family is paying for you to go -- travel, hotel, and food -- go ahead and go. If you have to pay for it, you don't go. The daughter didn't pay for the tickets so she should go.
It's really not the caller's decision. The daughter is 22. I would sell them, but I wouldn't see Swift if she was free. The daughter can do what she wants.
@@scottsanders2474no the mom bought them as a gift for her daughter. Now she wants to take the gift back. She can sell her own but she shouldn’t sell the daughter’s ticket.
This is why Gen Zs are broke, highly impractical! How are you going to enjoy a concert from 200 rows away...? If it was like row 20 then it's worth going to the concert.
Seating in the 200's section isn't 200 rows away. the 200's section is the second story, so the first balcony seats which is pretty darn good. And these concerts have excellent multimedia screens that project Taylor and the dancers and sets so everyone can see her. I had a ticket in the 400's (true nosebleeds - top row of the stadium) Live Taylor and her dancers were the size of ants, but I was eye level with the Jumbotron and had an amazing time regardless for $100. In a concert of that size it isn't necessarily a matter of the view/closeness to the stage, but of the energy - getting to be in the room where it happens, seeing all the wrist lights blinking in sequence and singing along with a massive crowd that you know share a love of this same music that has soundtracked so many eras of your life. Dressing up in Eras inspired outfits and exchanging friendship bracelets with strangers that you immediately feel a community with. If it's not your thing that is okay and you don't have to get it - but for those that are fans it is a beautiful thing and absolutely worth the $600 price paid, plus whatever theoretical opportunity cost you may or may not be able to get.
If my daughter started crying because she got a set of hoodies from a pop star I would be sad and feel like her outlook on life was super far away from what I’d tried to instill .
@@PinkieJoJo That is not how that works. You could buy a stock for pennies and 30 years later its worth $1000s. Is it not worth market value...because your initial investment was pennies?
Hard disagree. The concert reselling (scalping) economy is icky and, sure - If you truly change your mind on a concert or can't go, reselling is fine. But Taylor Swift tickets aren't worth what the resellers are buying them for - the original ticket price is what they are worth. Sure, in rare cases like this there is enough of a supply and demand issue that desperate fans will pay significantly more, but that doesn't mean that you should take advantage of them like that - much less that choosing not to equates to you paying the inflated price.
I wouldn't sell them for four grand. But, she should wait until closer to the concert date. The longer she waits, the more money they will be worth. She could ultimately pay off her loan.
Hell no! Let her go to the concert! Taylor's likely going to retire after this tour hence why the resale of the tickets are skyrocketing now but we're not guaranteed tomorrow or the next day, let the daughter live! 😅
Dumb. The biggest crime here is spending that amount of money on Taylor Swift tickets. Nobody is worth it. That is absolutely ridiculous. I would never buy that for my daughter.
Completely agree with them. I wouldn't pay resale value for the tickets because that would require debt; but at the price that you got them, absolutely use them. Saw Garth Brooks when I was a teen, and it was amazing.
@@Adam-x9n4v What in the call makes you think the daughter can't or won't repay her loan? She just finished school and mom paid for the tickets, so it's not like the daughter spent money on the tickets instead of paying on her loans, which probably haven't even come due yet if she just finished classes.
There is no F-ing way!! I would never pass up an opportunity to turn 600 into 10,000. This is bananas!! The one commentator said the swifties are turning her into an idol. Watch out America…your priorities are way out of balance. Dave would have NEVER recommended this
I put myself in this situation, but with UFC tickets at age 22, I probably would sell them, but remember all the selling fee. Last month I sold my new 3D printing scanner to help pay for a emergency vet bill, & the selling fees killed me.
If she values them a lot, she’ll hate you for the rest of your life. I’m in my 30s now, debt free, large piles of cash in all accounts. My parents did something similar to me early on in my teenage years. I still resent them and barely talk to them. A few thousand dollars here or there isn’t going to move the needle.
If you still resent your parents for just that one thing they thought was in your best interest, but hurt your feelings 20 years ago, that's on you 😅. If it's for multiple things, it's understandable. But if it's because of that one thing... you need to forgive your parents 😂😂😂
So, would this woman sell her wedding ring if she was in a bit of debt? He husband gave it too her, maybe it is worth a lot more now. Would she sell it? I bet not.
Actually they got such a great deal on the tickets that everyone should be saying she saved money. And mom, you can’t give a gift and then try to take it back. RUDE.
This is what gets. People want student loan forgiveness, which I'm for, but not being willing to sacrifice to pay down debt is the one reason why I don't want it to happen. People will simply rack up more debt.
Why are you for student loan forgiveness? Nothing is for free. It will just be passed on to the rest of us through higher taxes. Banks will never forgive a loan.
I'll never understand the Swiftie thing, but I do remember some times as a kid when I got a toy I wanted so badly, but then it was defective and had to be returned. I never got a replacement. That sucked. So, go to the concert with your daughters. The debt can be paid off tomorrow(ish), and you've made a lifelong memory with your kids. They'll remember that way more than a debt payoff.
Same. I will never ever forget getting a baby alive doll for Christmas and she didn’t work. My parents returned it and did not replace it saying why get another one if that one didn’t work. I was so sad. We remember memories. If mom sells the tickets she will leave a negative memory in place of an amazing one. I can’t stand TS but who cares what I like. Selling tickets she gave her daughter as a gift is a huge parental mistake.
@@crystalsnow1138 Somehow a lot of us have survived and are quite happy without listening to live music in a stadium full of thousands of people and clogged parking lot and risk of getting caught in a stampede.
Understand the resale, but...going to this concert with your 2 daughters is what's important. 200 bucks each for this event is awesome. Geez, can't do anything super fun for less. Go to the concert. You will not regret it.
Taylor Swift os going to continue to be touring and selling concerts for many years and you could go to five concerts with a fraction of that money once the price spike calms slightly
Daves answer was said a couple years ago. Mom gifted her Taylor Swift tickets that are currently worth 12k. If someone gave you a car worth 12k, would you then sell the gifted car in order to pay off the debt?
Not really the same thing. You can just get any old car to replace the one you sold. You're not going to replace going to the concert with your mom and your sister with an equally amazing opportunity, which btw, was a gift from her mom. Dave has said more than once when someone was struggling with whether or not to go on a family vacation, for example, he says if the family is paying for you to go -- travel, hotel, and food -- go ahead and go. If you have to pay for it, you don't go. The daughter didn't pay for the tickets so she should go.
@@AllynHin His precise answer was that selling a gifted car is pointless for similar reasons. Other than insurance you have no financial obligation to it, and they gifter's intention was for you to have a nicer car, not for you to have less owed to Visa. Granted this object lesson was originally in response to a caller who was gifted thousands of dollars for IVF treatments. Now I love Mean and Shake it off as much as the next millennial, but that is a far better way to spend thousands than scalped Taylor tickets.
Seriously. That was shocking and made me sick to my stomach. Taylor Swift grieves the Holy Spirit! There's no difference between that and attributing me going to a Manson concert to the Holy Spirit...both grieve God...one just does it with more glitter!
This comment section is gross, so many superficial old people in here talking about how dumb it is to go experience something with their family. She’s 20k in student loan debt you would’ve thought she was 200k in credit card debt
@@Ka_Gg Yes they can be expensive, but we got great deals on ours. If you want to buy cheap and sell for a lot, hey great. But I'm laughing at those who are insulting her fans and her for using autotune, etc. Everyone has artists and music they like and don't like. Many use autotune, especially if you're running around on stage. Don't insult people for liking music that you don't. Cuz when you do that, you sound very immature. Not you, just people in general.
@@kbanghart I'm not insulting her for crappy music. I will insult the idiots who are in debt and will use any reason to justify this. Looks like I'm going to try and scalp some swift tickets.
The real question is "Would you spend 10k on these tickets today?". If not, you should sell the tickets, as keeping them, mathematically, is the exact same thing.
You're right. It would have been a MUCH more helpful memory for her to remember how irresponsible she was with debt and that was the reason she missed her concert. That is a memory she'd keep with her for life.
I think Ken is right. At the end of the day daughter might always look back and somehow blame mom for not being able to attend. Just get it out the way it’s not like the debt can’t be paid off eventually.
Ha! True. I run a little talent show at a small festival in our town. Usually 8 or 10 preteen girls. Almost all sing Taylor Swift songs. Year after year.
Well, the host is a guy, sooooo.... 😏 Also, i'm a woman and i say sell unless the daughter has a job that can actually start making a dent on that debt.
I’m a woman. Sell the tickets. She can always go to another concert, after she paid off her debt and has a good job. She could even save up enough to get great seats. That would feel so great. Debt free and buying great seats with cash.
I have 10K in debt. I buy a bottle of wine for $300. Turns out the wine was rare and is now worth $10K. Rachel’s advice, if you love wine drink the bottle. WOW 😮
The wine, just like a concert ticket is a thing until it is consumed,then it is an experience. Yes experiences can make you happy, but debt makes you unhappy.
@@FINAL-B0SS the concert is an event and it's up to the person to decide if staying in debt a little longer is worth a concert event that you may or may not get a chance to experience in the future
Nope. You didn't buy the wine. The wine was a gift. And now the person who gave it to you wants it back to sell it. Don't you hear how hurtful it sounds??
@@PhantomMagician1846 that’s reasonable advice for you to give, not reasonable for advice for a financial show who has declared all out war on debt. It’s not consistent with the Ramsey philosophy.
Very funny. You buy a gift for someone, and then want to take it away because it is worth a lot of money. Who DOES that to anyone? Who forgets someone who did that to you? Ever?
Exactly. And what would the other daughter think about losing her gift here? The mom can go to the show with her daughters and have happy family memories. Or she can sell the tickets and have both her daughters resent her and lose trust in her.
@@tywebbgolfenthusiast8950 - Good question. Under 'normal' circumstances, no. It's good that people can create or improve something, sell it to someone else, and make a profit. However, IMHO, scalping is the moral equivalent of price gouging. People purchase an item, put absolutely no work or effort into the item to improve it (nor wait for it to become more valuable due to it's age), then sell it for 20, 30, 40 times the price. During Covid, people would hoard baby wipes, sanitizer, masks, etc., then sell them at grossly inflated prices, thus keeping families who truly need these items unable to afford them. (And of course, nobody 'truly needs' Taylor Swift tickets, but it would mean the world to some folks.) Anyhow, $200-$300 for a concert ticket is doable for most middle-income families, and low-income families if they've saved for it. When people purchase (hoard) multiple tickets only to scalp them later, they are keeping these families from purchasing the tickets at the original price. When they turn around and sell them, it's at a price most people can't afford. I think it's wrong, and I think it should be illegal. It's ok if others disagree, but that's how I feel.
@@tywebbgolfenthusiast8950 I think he means the people that have no actual interest in something, but will intentionally buy up as many as they can just to flip it for a profit. That's why they did the ticket release the way they did for the Taylor Swift concert cause had they not, huge million dollar companies would've bought them all instantly and then posted them for resale for thousands of dollars more. Fans did that too, but at a much smaller ratio compared to what a company could've done.
Mom, you’re overthinking it. The experience of going to this concert with your daughters will be priceless and years from now you’ll look back and be happy you went.
Mom and daughter could have a day out on the town - museum visit, a movie, and nice dinner - for far less than 10K. Experiences don't have to be financially expensive to be meaningful.
I saw Taylor Swift at Gillette Stadium, amazing show. Trust me, in 30 years your daughter will be more upset about selling the tickets than she will be proud of paying off her debt. I'm all for being debt free, avoiding student loans, paying off credit cards, investing etc. But she has her whole life to make a little money to pay off these loans. Go to the show. You got these tickets for an absolute steal, enjoy it. The easiest thing is for someone who doesn't know her music to say "SELL THEM WHO CARES", and then they'll go spend 5x what those tickets are worth at target or going out to eat throughout the year. Going to a concert she will remember for the rest of her life vs. making a couple thousand, (+paying 30% to taxes) just to see her student loan go down a tiny bit? Seems like an obvious answer. Grab a t-shirt while you're there. Life moves fast.
Forget the stock market or flipping houses... flipping Taylor Swift tickets is the best way to financial freedom!
Ha! There are people doing just that but keep in mind that your gains are taxable :)
The only way that works is if you get your tickets on the first day of sales, like she did.
😂
@curiouscat3384 if you’re putting those monetary gains towards education expenses, including paying on student loans, then those gains are no longer taxable
@@nicholasselke5214 i don't believe student loan payments are taxable, only interest payments
Bought 2 tickets to Taylor Swift for $210 each, and I sold them a few months ago for $3500 a piece. :)
You suck, should’ve just let actual fans buy them for the actual price. Disgusting behaviour people are doing.
Smart man.
@@sellmav Obviously his intention for this transaction was for the money, not to see Swift live
Why did you only buy 2? 😅
@@CoffeenSpice I should have! Just as they said in the video: chaos of the moment. I wasn't thinking of resell, only going to the concert with my GF.
4k to watch a mediocre singer at best that teenage girls go crazy over. That’s insanity.
Exactly 💯 mediocre is right!!!
💯💯💯
Taylor Swift has been singing about the same problems she's since I was in high school.
It seems that a lot of people are just not as enlightened as you are.
And the personalities at Ramsey are all Christian. They should not be supporting someone as secular as Taylor swift.
Why do most Taylor swift fans have such Idolatry issues? Like I have seen my favorite band 9 times and I'm not crazy enough to spend over 500 on a ticket for anywhere or anyone.
I haven't spent more than 50 bucks for a ticket! It's outrageous!! That's absolutely insane!! I'd be selling them all and paying off my debt! Or buying a vehicle to get rid of my car loan!
Welcome to America. Supply & demand. There was a time people said that they wouldn't spend a dime over 10k for a car and here we are today.
@@phillipsouthard8285 It has nothing to do with American economics. Fans in Asia have this amount of mania for Taylor too.
I wouldn’t even spend that.
It's hard to fathom how any cult leaders charm their followers. Just like MAGA dummies
I wish Dave took this call instead of his daughter on this one.
lady, you've got your priorities all mixed up. taylor swift?!? sell the car, get on mac and cheese, beans and rice, no outings or fancy dinners, update your budget every month.
I wish Dave took all the calls. I might stop listening when he retires completely
Lost all respect for Dave’s daughter.
@@esidewandListen when Jade is on. She's just as hard, if not harder than Dave at times. She keeps it real.
The other guys on here are all simps and let girls do anything. Rachel is good unless it applies to things she likes.
A 36 year old still worshipping an overrated individual who does know you exist.
Just sell mom's ticket
😂
I didn't even think of that!!! 🤣
@@kasession Me either 😅
Haha yes 😂😂😂😂
This is great idea!!
When Ken gets fired we'll all know why.
😂😂😂
😂
I’d have fired them both for this
And the personalities at Ramsey are all Christian. They should not be supporting someone as secular as Taylor swift.
😭😭🤣😂😅😆💀⚰️
Dave wants you to sell the cat and dog. I don’t think Dave would have approved of going to the concert 🤣🤣
Sell the husband buy Swift! 😂
get on mac and cheese, beans and rice, no outings or fancy dinners unless taylor invites you.
dave would be all over selling the tickets for the debt, can go to her next concert tour debt free.
Dave would pull his reverse card.
Would you spend $10,000 on these tickets today? That's mathematically the same thing as not selling them.
@@jacobawojtowicz No that is definitely not mathematically the same thing. If they sell the tickets today, they have +$10,000. If they bought the tickets today, they'd have -$10,000. Those are two completely different outcomes, mathematically
Swift is worth approximately 1 billion. Sell and pay off the debt.
Nah go to the concert
No one paying that.
When you consider the YEARS of time lost at a minimum wage job… PLUS additional debt 💸 at the concert.
Would have been a great time to sober up about how awful debt it.
Bad Ramsey president set 😑
Life is about more than money. $25k in student loans is relatively low. The chance of seeing your favorite musician once in a lifetime is worth $200.
@@kewan2045 I've heard people saying things like that about marriage once in a lifetime splurging big only to get divorced a while later.
She's an adult. These were a gift. If you don't want to go, tell her to sell your ticket for a few thousand and put that much at least towards her debt. This is pretty simple, folks.
Excellent idea. Problem is, mom seems as smitten as the girls so she' just having fun getting her 7 minutes of fame on the Ramsey Show but really doesn't want to sell the tickets, even just her own.
Financially responsible parents, hoped it was passed on to children. If you’re free cash flow can pay for these in current month, I say go. Sounds like most people on here are not financially disciplined. There are plenty of things a family can do together for memories.
@@user-roadwander$209 each ticket for TS is awesome. So glad for the memory!
Of course Americans aren't disciplined, they are obese and in debt, just like their government. That's why the government looks like it does. The government is a reflection of the people. You can claim to be an exception, but you most definitely cannot claim to be the majority if your fit and disciplined in the US and now increasingly in the UK. It's about as bad. Worse of course when it comes to alcoholism.
IF I were the type of person who bought Swift tickets (which I am not) then this would be my solution. I'm going to resell MY ticket and put it towards your student debt. No chance I want to see her sing anyway.
Is it not weird that people idolize someone so much?
It’s weird
its nothing new. the Beetles in the 60's, Blondie in the 70's, Michael Jackson in the 80's, ect
Should be fine as long as they know these people don’t care about them and they won’t get their money back regardless
@@TheBenefactorZ it is not weird when a teenager idolizes someone so much. It is beyond weird when 30-40 year olds idolize someone so much.
@@raiden031 Both are weird
Taylor Swift has performed hundreds if not thousands of concerts and will perform thousands in the future so this is not a "once in a lifetime" opportunity.
Only if you don't understand how hard it is to get these tickets at the face value price. Sure Taylor will have plenty of shows, but this kid was super lucky to have gotten them at that price and chances are definitely slim she'd repeat the luck.
If she was NOW asking to buy the tickets I'd agree but these were previously given as to the daughter from the mom.. It would be wrong to take them back now that they are the daughters that the mom bought for her. She just graduated from college. A nice gift for success from the mom. Not extremely extravagant either. But I wouldn't take back a gift for any reason.
You absolutely can’t live life with this type of mentality. If you do, you will learn the lesson the hard way.
Taylor could get slammed into by a semi truck that accidentally crosses the line on the freeway and die tomorrow. Like my aunt did two weeks ago on her way home from work. Life is precious and our time can end just like that. On a random drive home.
Go out and enjoy this earth while you’re on it folks. Or have everything revolve around money and spend your time here on earth being internally unfulfilled.
And the personalities at Ramsey are all Christian. They should not be supporting someone as secular as Taylor swift.
this was my exact thought. if this is a once in a lifetime show like Woodstock or Live Aid, I'd get it. but Taylor swift???
The daughter is essentially keeping an extra 10 grand in student loans just to go see Taylor Swift. I thought this was a financial show. Not a "tell me i can keep more debt while having fun" show.
Exactly, someone with a brain here.
🙄 Why didn't the mom help pay for her daughter to go to college?
plus interest
Yes, their answer was absolutely disgusting and made me cringe.
@@reniedavisson8532 that has absolutely no relevance to this.
*OMG, what did I just watch!* You have to absolutely sale these tickets, and pay off the debt. This whole Taylor Swift insanity is just going out of control.
The debt won't be completely paid off, so it really won't change much in the daughters life other than shorten the time she pays off debt. If it lowers her monthly payment considerably then it could be worth doing as it would have an immediate effect. Her daughter might be financial savy for investing or going into Tech, therefore she'll get paid anyways and have the loans paid off quickly while still enjoying life. Taylor Swifts concert for the Eras tour truly is something to see if you get the chance, and at the price they paid it's impossible to beat for any fan. Now if you aren't a fan then yeah, sell the tickets because most concerts will never resell at such an extreme ever again (I have no actual knowledge on this but just going on a hunch)
And the personalities at Ramsey are all Christian. They should not be supporting someone as secular as Taylor swift.
@@RealLazyGnome Omg, the only person who has no clue how the student loans and interest on those loans work, can write such a comment. Considering the girl not even making any money yet, 10 grand towards student loan is a must have and a blessing. If she goes to the concert - it will be silly mistake. But I bet her mom had her covered, so she most likely has nothing to worry about an adult life decisions yet. This entire video feels like it's just an ad. You know, that one, named native ad. Cheers :)
Sell*
Wait until she gets pardon with tax payer dollars
*Larry Burkett's book on "Giving and Tithing" drew me closer to God and helped my spirituality. 2020 was a year I literally lived it. I cashed in my life savings and gave it all away. My total giving amounted to 40,000 dollars. Everyone thought I was delusional. Today, 1 receive 85,000 dollars every two months. I have a property in Calabasas, CA, and travel a lot. God has promoted me more than once and opened doors for me to live beyond my dreams. God kept to his promises to and for me*
There's wonder working power in following Kingdom principles on giving and tithing. Hallelujah!
But then, how do you get all that in that period of time? What is it you do please, mind sharing?
How can I start this digital market, any guidelines and how can I reach out to her?
So nice to see Christy fiore talked about here. Her good works are speaking already, and like wild fire, she's spreading.
Can I also do it??? My life is facing lots of challenges lately
I really can't understand why anyone would flush thousands down the toilet on a stupid concert or a football game, how can you justify just a couple of hours of entertainment at that price?
I don't get it either. Ridiculous. I am freaked enough at $200 spent.
It could only be "justified" if your net worth was $ millions
Stupid
I can understand it. AC/DC is my favorite band, and I always told myself if they came to town I'd pay for front row tickets. Well when the time came, I didnt have the balls to pony up the thousands of dollars, and I ended up in the nosebleeds. And had a great time! But, I can definitely say I understand the desire to want the VIP experience.
Idols !!! Not a good thing Christian’s .
Please remember that the daughter is the one in debt. IF mom is out of debt and had the money to purchase the tickets at the $209 that she's saying she bought them at, then she can take her daughters to this concert as a gift. I agree with Ken. If the mother wasn't going to give her daughter the 10k to pay off the loan, then I wouldn't sell the tickets to get that money for her. Let the daughter get out of debt herself.
You will NEVER REGRET any amount spent on an experience with people you love. Money comes and goes. The fun you three are going to have at the concert is priceless. Hey Mom if you want to help her pay off her loans find another way. A farmers market on the weekend selling bread… Shoot the ideas are endless! Get creative, your daughter will learn a better life lesson with learning how to make money rather than learning money is more important than enjoying this short life.
I have been to over 30 concerts (not T Swift) in my life and I have never regretted going to one of them.
1. There isn’t anyone worth this kind of money to watch sing. 2. Concert tickets have already went sky high, and mom is one of the people making it worse scalping them. 3. The Taylor Swift obsession has reached false idol levels.
People are paying just to be able to say they went. It's become a status symbol to some.
Yes.
Didnt she say the tickets only cost her like $200? It would absolute be worth that kind of money to go, they'll probably have a great time.
For sure I'd be selling all three of them!! She could probably knock out 90% of her debt!!
All true. Reselling them would just be wrong.
This is so ridiculous. Going to the concert when the tickets are worth $10k is economically equivalent spending $10k to go to the concert. These people can't afford to spend $10k to go to a concert when the daughter has $24k in student loans.
Not quite man
@@bigbread6519 No it's exactly the same. Because people aren't logical about it the result is exactly the same.
I think if Dave were here, he would’ve answered much differently. He’d tell people to sell an extra car worth 8k just to pay off the debt.
That’s not the same at all!
@@Jolson17929 I doubt it cuz she didn’t even pay for the tickets
This is not what Dave would teach.
The tickets were a gift. The daughter did not pay for them, so she isn't buying the tickets instead of paying on her student loans. Dave has said more than once when someone was struggling with whether or not to go on a family vacation, if the family is paying for you to go -- travel, hotel, and food -- go ahead and go. If you have to pay for it, you don't go. The daughter didn't pay for the tickets so she should go.
And the personalities at Ramsey are all Christian. They should not be supporting someone as secular as Taylor swift.
I agree, but they're the daughter's tickets so mom doesn't have much say anyway
Taylor Swift couldn't pay me enough to go to her concerts
Exactly. The fact that Rachel is a swiftie is nauseating too. No offense Rachel 😊.
Exactly. Can’t stand TS anyways. The fact that Rachel is a swiftie is nauseating too. No offense Rachel 😊.
😂😂😂😂
@@fire12731 I'm not surprised cause Rachel does keep up with the trends. So her being a Swiftie makes sense. I would actually be surprised if she wasn't.
Rachel needs to grow up and get some musical taste. Swift uses auto tune. Also I am wondering if Rachel would pay over two hundred dollars to see her in concert. Is that in her budget?
You would have to pay me to go to a Taylor concert. $1,000 is my minimum price.
I would still not go if someone offered me that much
My cousin came down from Buffalo to Pittsburgh, with 9 of her friends, to see her, at $1400 a pop.
Shared memories of a live event are priceless. I just took two friends to to see a band that we have all been fans of years my friend bought dinner and my other friend drove us out there 2 hours there and back and we had front row tickets . I am on a fixed income but it was worth it. Also tickets were affordable at 200 for all 3 . Life is short make memories. Friends and family are there to be loved and money is made to be spend, and life is ment to be lived as it something that you will never live again my friend. I also took took my mom to see the phantom of the opera 16 years ago and she still beams when she talks about that night.
@@raiden031 Yes you would. Stop lying to look good.
Same. TS is 🤢
Fuck the stupid concert, people are so easily controlled.
yep, stupid
She has no talent!!! Friend at work spent $1575 per ticket and that wasn't a resale cost!!
Concert prices are fucking retarded!!!!
I refuse to go to a concert if I can't get tickets for under 50 bucks!
The only calculation that matters: Would you pay $4K x 3 for these tickets? Because that's what you are doing by not selling them. (Sell them.)
Money is your God
That’s what I was thinking! There’s no way I would bypass that much money to go see some overhyped mediocre celebrity perform mediocre music.
@@bigbread6519Taylor swift is yours.
@@sellmavsame here. If she sells at the right time, she can knock out half her debt and set herself up to be debt free much faster, and have more buying power for a home in the future. I don’t understand the advice given with this one.
@@bigbread6519not mine, maybe yours. You lack discipline.
Wow, you can't even call this the Ramsey show with this kind of advice. What happened to beans and rice, rice and beans, going scorched Earth to get out of debt?!
Or not seeing the inside of a restaurant unless you work there? Haha! Same thing here - not seeing the inside of a stadium unless you work there lol
Left with Dave 😂
Nah, daughter will go to a cult-like celebrity concert and we (taxpayer) will pay off her student loan. Modern America....
The younger personalities realize you need to have some enjoyment in life to keep going
Wittenberg5
Now I’m not familiar with this show’s typical mindset, but if the daughter’s not struggling to make end’s meet, is paying down her debt… who cares. There IS a difference between buying something for 12k vs having an opportunity cost of 12k.
I hope she won't be begging the taxpayer to bail her out of student loans so she can go to a concert...
Wah
This is a silly thing to say. The girl didn’t buy the tickets instead of paying her debt, her mom bought tickets as a gift to herself and her daughters, then discovered she could profit on her purchase. Her intent was never to make this love as an investment to payoff and put towards debt. It also punishes the other daughter who has nothing to do with that student debt, so her experience would be stolen for nothing. The best choice here is to go and have a great time
@@eurekahope5310 😐😑🤦🏽♀️
@@ChristopherKaiJensenI love UFC and am 29 and not in debt. But I’d get rid of my tickets to make that money even if it was 200 dollar a ticket to make only 1k. Losing out on 10k is crazy for some dang celebs lol.
She's bailing out the boomers with 15% of her income to the gray hair welfare
Everything is relative... You couldn't pay me enough to go see that garbage yet people will pay thousands. Yikes!
I call BS! If someone paid you $5k to go see TS I’m sure you’d say “do I have to wear a special shirt?”
Idk if someone paid me I’d take headphones and treat it like a 4 hour shift just chill and listen to what I want 😂
@@lauvasquez7198 Well, maybe if someone paid me 5K to go see her, I would. That's around 2.5K an hour. More than most doctors make.
I would not pay $100, yet $1000 to see Taylor Swift in concert. What a waste of money.
@@gtech66not at all. I had a great time at the concert
Let's put this into context, $10,000 buys you a pretty sweet one-week Alaska cruise with flights, hotel, balcony, and excursions.
Or you can watch Gen Z scream at a pop star for two hours...
I was thinking the same thing.... Sell the tickets and take a nice vacation with the money instead of a 3 hour concert and dealing with parking 😂
Well, technically the Eras show is a minimum of 3 hours and 15 minutes. It's up to 3 hours and 45 minutes with special guests or additional songs added to the set. Not a Swiftie at all, but got to get the facts straight. So that's 3+ hours of screaming tweens and teens...🎉
Yeah, okay.... everyone has different desires and priorities. If I had $10 K in my pocket I wouldn't want to spend it on a cruise, I'd pick much cheaper vacations and have just as good a time. And I wouldn't take $10K to buy concert tickets either. On the other hand, if I paid $600 for Taylor Swift tickets I would absolutely take that deal and go! Just because rich people are willing to pay $10K - that isn't what *I* paid. and furthermore, the reselling (scalping) economy for concerts feels icky and unethical to me and I wouldn't want to participate. When I got a nosebleed ticked to the Fort Worth Taylor Swift concert for $100, I didn't even bother checking resell prices, I just was thankful that I was lucky enough to get a reasonably priced ticket and had an amazing time without letting the comparison or 'what ifs' of the matter steal my joy.
You’re speaking my language, my guy!
Im a big believer in paying off your debts before you do anything else...BUT this is a different scenario. Its too late, the mom bought the tickets for her college graduate daughter. They are now a gift. Her daughter didn't have to pay for them by Taking money away from what she would pay back on a student loan. The MOM spent her own money and gave them to her daughter. A fact she tried not to tell them until asked point blank by the host. Its after the fact. They are now a gift. If she would have called before buying the tickets and giving them to her daughter. That would be a different call. I don't think people heard the part where the Mom said she paid for them for her daughter. So the daughter isnt spending anything. The fact they are concert tickets isnt really the point now.. If it was a watch on sale and Then the mom found out she could get a $1000 for the watch would she ask for the gift back? No. I hope not. That would be silly.
Its a gift, it isnt even fair to put her daughter in this type of position. Move the goalpost, if you bought your kid a watch for $600, gave it to them, only to discover the watch is worth 20k, are you taking it back? If so, you're not "logical", you are a bad parent. Its no longer her tickets when she gave them to her daughter, if she doesnt want to sell them then that's her daughter's prerogative. There is no sunk cost here.
Yes I would sell it. 😂
@@adaukeje4517 without any other context necessary, you are a bad parent if that's the case. Do better
Except she gifted her the concert not the value of the ticket so it's not equivalent.
@@janise01 I fail to see what point you're trying to make
Wrong, 110% wrong. If you apply that 20k to her 24k debt you are a smart, logical person. Being debt free is much more gratifying and a much better lesson to impart than going to some 2 hour concert that you probably won’t care about in 30 years when no one remembers or cares who Taylor Swift is. If you want to really move the goalpost, what if the 600 dollar watch was actually worth 6 million? Would you still be like “Oh well, it’s a gift…don’t wanna take it back cause that makes me a bad parent”….no that makes you a moron.
It should be a requirement that your student loans be paid off before you are allowed to go to a Taylor Swift concert.
I’m 30 and I’ve been to like a few cheapy concerts I’m basically deprived lol. But honestly I don’t regret not wasting money on them
That's like saying you're shouldn't eat out or spend money on any luxury things until your mortgage is paid off.
Guys, keep this episode handy for when it's Super Bowl time...
I'm not a Swiftie, but based on my wife's comments, this is a once in a lifetime concert. The Super Bowl happens every year.
Depending which team you follow, it might be once in a lifetime for them to make the Super Bowl 😉. And if Kansas City makes it this year, they could be the first ever 3 peat. Do I think a woman would buy the "once in a lifetime" argument for either of those? Depends on the woman. And whether they're NFL fans...
@@fleetofwjs1893 I had to ask my wife for a better comparison. She said "Imagine all of the greatest plays in football history happening in a single Super Bowl." Which when putting it like that, makes sense to me why you'd want to spend a decent chunk of money to go if you're a Taylor Swift fan 😅
@phillipsouthard8285 that's why we "live like no one else, so later on you can live like no one else". If KC threepeats, I'll be thinking seriously about attending that "once in a lifetime" Super Bowl. Trouble is that if KC threepeats, Taylor and the Swifties will be there too and ticket prices will be even crazier than usual. But for "once in a lifetime", I'll be thinking seriously about it.
@@fleetofwjs1893 That's fair, and I'm a big fan of Dave's plan, but I think there's got to be a little bit of wiggle room for things that really are special to people, which from this call, seems like this is a special thing for the daughter and potentially a special thing for the mom & daughter's relationship.
Yes. Sell asap!
You buying them. Of course not. No one is buddy.
You live once. The total investment was $600. Enjoy the memories with family. You may not get another chance
or she might not get the chance to be debt free and be miserable for many years. roll the dice. the fact the daughter couldn't pay the ticket herself is a good indication of what decision must be taken
You can make memories without keeping more student loan debt....
@@Ka_Ggnope, keep the tkt.
@@Ka_Gg yes in many cases. I am not advocating for always having to spend but the opportunity to enjoy bucket list items with your family doesn’t come around often. In this case given all the facts I say enjoy. Consider it a graduation gift
@@MeowmyandMe why not look another bucket list things that cost a fraction of the value? Ppl justify stupid decisions by saying "but my bucket list"
Again. Memories can be made in many ways that won't hurt you from getting out of debt.
Let's be real. If this was a call about a dad and his son going to look at something or pay off $10k in debt, everyone would say to pay off debt.
This cohost competition to lead the call, talk over each other, and talking over the caller has just got to be dealth with. Cannot even finish watching.
I agree with Ken's advice on this matter. You didn't buy the tickets as an investment. You gave the gift, so you can't dictate how someone uses a gift you gave them.
I get Ken's point but this is a very good teachable moment. If I was the mom, I would at least give up my ticket to pay off 4k debt just to show how much debt should be sacrificed for.
No, but you can give sound wisdom. Ken, Rachel and this mother all failed at that.
@@Adam-x9n4v Bringing up the possibility of selling the tickets and talking it through with the daughter is fine - and she did that before the call. If the daughter had been down to make the sacrifice for the sake of her debt, sure that would have been a fine decision. But she didn't, and the mom doesn't have the authority to take back a gift just because it has theoretically gained value. I believe that letting it go, enjoying the bonding time with her daughters, and leaving her ADULT daughter to deal with the consequences of her own debt is indeed sound wisdom. A 10K theoretical profit is not worth the damage to the relationship that would occur if the mom rescinded her gift or otherwise bullied her daughter to sell.
I'd rather be debt free. I'd sell the tickets.
Well she wouldn’t be even if she sold them so
No way. The experience with your family is priceless, and something you’ll always remember. Pay the loan down some other way.
If Dave was there he would’ve told her to sell those tickets. She called on the right day 😆🤷🏾♂️✊🏾
Agreed. That’s what I said, I wish Dave took this call. These two sound goofy.
@@Jolson17929 Dave wouldn't have said to sell the tickets, Scalping is unethical and Dave would see that. Re-selling tickets you paid $200 for 20x more is just wrong.
This was total and unexpected mutiny! Dave will be surprised when he comes back! 😂
I really doubt that, being which the daughter didn’t even pay for the tickets
I have no debt and a lot of money and I can’t think of anything I wouldn’t sell for this kind of profit margin. Forget one nice event, I can go on an elaborate international vacation for that kind of money.
I totally agree with this answer. You got these tickets at an amazing price, and this will be lifetime memories for you and your daughters! Life is meant for living, and I hope you girls have a fantastic time singing your hearts out!! 🥰
They should just SHAKE IT OFF 😂😂😂
@@chrisoneal2718 😭😭💀⚰️✋🛑🚫 and hope she never goes out of style,
@@chrisoneal2718 😭😭💀⚰️✋🛑🚫 hopefully she'll never go out of style,
She’ll never have a better ROI but she’s too swiftie to be rational
It is these kind of decisions why most people in this country are in a financial mess.but it’s a free country and people have the right to be stupid. Concerts are not going away any time soon and someone will eventually replace a Taylor. It seems Delayed gratification is lost art.
It's called the stupid tax 😂
I hope Dave fires these charlatans when he gets back.
He won’t fire his daughter, but I bet he says something about it on air
Why? They didn't go against his principles. The tickets were a gift. The daughter did not pay for them, so she isn't buying the tickets instead of paying on her student loans. Dave has said more than once when, for example, someone was struggling with whether or not to go on a family vacation, he says if the family is paying for you to go -- travel, hotel, and food -- go ahead and go. If you have to pay for it, you don't go. The daughter didn't pay for the tickets so she should go.
He actually agreed with them cuz the tickets were a gift
It's really not the caller's decision. The daughter is 22. I would sell them, but I wouldn't see Swift if she was free. The daughter can do what she wants.
It is the caller's decision. It's her money that paid for the tickets. The daughter bought them with MOM'S money.
@@scottsanders2474no the mom bought them as a gift for her daughter. Now she wants to take the gift back. She can sell her own but she shouldn’t sell the daughter’s ticket.
This is why Gen Zs are broke, highly impractical! How are you going to enjoy a concert from 200 rows away...? If it was like row 20 then it's worth going to the concert.
Seating in the 200's section isn't 200 rows away. the 200's section is the second story, so the first balcony seats which is pretty darn good. And these concerts have excellent multimedia screens that project Taylor and the dancers and sets so everyone can see her. I had a ticket in the 400's (true nosebleeds - top row of the stadium) Live Taylor and her dancers were the size of ants, but I was eye level with the Jumbotron and had an amazing time regardless for $100. In a concert of that size it isn't necessarily a matter of the view/closeness to the stage, but of the energy - getting to be in the room where it happens, seeing all the wrist lights blinking in sequence and singing along with a massive crowd that you know share a love of this same music that has soundtracked so many eras of your life. Dressing up in Eras inspired outfits and exchanging friendship bracelets with strangers that you immediately feel a community with. If it's not your thing that is okay and you don't have to get it - but for those that are fans it is a beautiful thing and absolutely worth the $600 price paid, plus whatever theoretical opportunity cost you may or may not be able to get.
Maybe I'm missing something, but Mom bought the tickets as a gift. The SL belongs to the daughter.
Not a Swiftie and this is a ridiculous first-world problem, but asking her to give up the tickets is ridiculous. 😒
If my daughter started crying because she got a set of hoodies from a pop star I would be sad and feel like her outlook on life was super far away from what I’d tried to instill .
Boom, nailed it
That's depressing.
Let children enjoy stuff.
Incredible how people let their emotions blind their common sense falling into stupidity like attending a concert when you cannot pay your debts.
Who said they could not pay?
I’m so glad my Metallica tickets were $280 for two shows. 😂
Metallica has way more talent then TS
Maybe I should get into the ticket resale business… lol
Not selling them is almost same as spending 10k to go to the concert
Not really considering they didn’t spend that much. 😂.
@@PinkieJoJo That is not how that works. You could buy a stock for pennies and 30 years later its worth $1000s. Is it not worth market value...because your initial investment was pennies?
Hard disagree. The concert reselling (scalping) economy is icky and, sure - If you truly change your mind on a concert or can't go, reselling is fine. But Taylor Swift tickets aren't worth what the resellers are buying them for - the original ticket price is what they are worth. Sure, in rare cases like this there is enough of a supply and demand issue that desperate fans will pay significantly more, but that doesn't mean that you should take advantage of them like that - much less that choosing not to equates to you paying the inflated price.
I wouldn't sell them for four grand. But, she should wait until closer to the concert date. The longer she waits, the more money they will be worth. She could ultimately pay off her loan.
That’s called scalping.
I can’t think of anything I wouldn’t sell for 2000% markup. Debt, no debt, just take the profit.
Sell them so fast. You don’t need to go to concerts when you owe money.
Dave goes out of town and the company credit card gets a $20,000 balance from the hosts taking everyone out for lunch lol
Dave's company doesn't have company credit cards. They use debit cards.
The daughter has to constantly listen to this mother's voice. Let her keep the tickets.
Who pays to go watch Taylor Swift lol. The SHEEP in our society nowadays.
she is a woke lefty I wouldnt walk across the street to see her for FREE!!!!!
But the way she sings about feeling like a monster on a hill and everyone else is a sexy baby is SOO RELATABLE!
Women,gays,and simps.
I'm not a swiftie but At least I'm not judgemental and ignorant enough to post this nonsense.
@@laundrygoddess4 SO you're telling me that you dont judge people on a daily basis???? LIAR!!!
The daughter is poor because she’s wasting money on junk like that. Sell. She will be better off!!
She’s not poor and she only has student loan debt according to her mom and she didn’t even buy the tickets, so let her enjoy the concert
@@reese85she has debt. Therefore she is poor.
@@reese85she’s negative 26k lol. Huh??
@@WOHM8274damn so every billionaire is poor lol learn something new everyday.
Hell no! Let her go to the concert! Taylor's likely going to retire after this tour hence why the resale of the tickets are skyrocketing now but we're not guaranteed tomorrow or the next day, let the daughter live! 😅
Dumb. The biggest crime here is spending that amount of money on Taylor Swift tickets. Nobody is worth it. That is absolutely ridiculous. I would never buy that for my daughter.
$209 is chump change for any concert these days, let alone TS. So what's the crime?
@@frequentlycynical642 Do you realize the tickets were $209, but in fact now are costing the daughter $10k?
@@muzorewi How were they costing her anything other than $209?
Completely agree with them. I wouldn't pay resale value for the tickets because that would require debt; but at the price that you got them, absolutely use them. Saw Garth Brooks when I was a teen, and it was amazing.
What about income tax on reselling the tickets? Also, what cut does the ticket reselling site take?
You think they'll report that? These are irresponsible people that my tax dollars will have to pay for when they can't pay off their loans.
@@Adam-x9n4v What in the call makes you think the daughter can't or won't repay her loan? She just finished school and mom paid for the tickets, so it's not like the daughter spent money on the tickets instead of paying on her loans, which probably haven't even come due yet if she just finished classes.
There is no F-ing way!! I would never pass up an opportunity to turn 600 into 10,000. This is bananas!! The one commentator said the swifties are turning her into an idol. Watch out America…your priorities are way out of balance. Dave would have NEVER recommended this
Maybe this was an AI segment where they have Rachel and Goober loose their minds?
"This is the Holy Spirit moving" got me bursting out laughing at my desk at work 😂😂
I put myself in this situation, but with UFC tickets at age 22, I probably would sell them, but remember all the selling fee. Last month I sold my new 3D printing scanner to help pay for a emergency vet bill, & the selling fees killed me.
I hope your furry friend (or scaly one?) is completely healed.
@@LL-yy6mn Louie is doing much better, thanks.
If she values them a lot, she’ll hate you for the rest of your life.
I’m in my 30s now, debt free, large piles of cash in all accounts. My parents did something similar to me early on in my teenage years. I still resent them and barely talk to them.
A few thousand dollars here or there isn’t going to move the needle.
She’s a grown woman. She can do what she wants to do.
If you still resent your parents for just that one thing they thought was in your best interest, but hurt your feelings 20 years ago, that's on you 😅. If it's for multiple things, it's understandable. But if it's because of that one thing... you need to forgive your parents 😂😂😂
You resent your parents for making the right decision? Real mature
So, would this woman sell her wedding ring if she was in a bit of debt? He husband gave it too her, maybe it is worth a lot more now. Would she sell it? I bet not.
Just me, or does it feel like this mom only called to brag that she got tickets?
The fact that she wasnt able to write the check for 10k herself without the ticket is the perfect reason to resell now and do it.
We need grumpy Dave back!
Actually they got such a great deal on the tickets that everyone should be saying she saved money. And mom, you can’t give a gift and then try to take it back. RUDE.
This is what gets. People want student loan forgiveness, which I'm for, but not being willing to sacrifice to pay down debt is the one reason why I don't want it to happen. People will simply rack up more debt.
Why are you for student loan forgiveness? Nothing is for free. It will just be passed on to the rest of us through higher taxes.
Banks will never forgive a loan.
Students should pay their loans. They took them out.
I'll never understand the Swiftie thing, but I do remember some times as a kid when I got a toy I wanted so badly, but then it was defective and had to be returned. I never got a replacement. That sucked. So, go to the concert with your daughters. The debt can be paid off tomorrow(ish), and you've made a lifelong memory with your kids. They'll remember that way more than a debt payoff.
Same. I will never ever forget getting a baby alive doll for Christmas and she didn’t work. My parents returned it and did not replace it saying why get another one if that one didn’t work. I was so sad. We remember memories. If mom sells the tickets she will leave a negative memory in place of an amazing one. I can’t stand TS but who cares what I like. Selling tickets she gave her daughter as a gift is a huge parental mistake.
This sounds like a hard one! Pay off the debt and watch her music videos on the internet.
Live music hits differently.
@@crystalsnow1138 Somehow a lot of us have survived and are quite happy without listening to live music in a stadium full of thousands of people and clogged parking lot and risk of getting caught in a stampede.
Super smart 😅
@@crystalsnow1138almost cutting student loans in half on one simple payment hits differently too
I don't enjoy Taylor Swift's music, but man, I sure wish I had bought 4 of those $200 tickets! The ROI is stupendous!
Understand the resale, but...going to this concert with your 2 daughters is what's important. 200 bucks each for this event is awesome. Geez, can't do anything super fun for less. Go to the concert. You will not regret it.
Taylor Swift os going to continue to be touring and selling concerts for many years and you could go to five concerts with a fraction of that money once the price spike calms slightly
Just bought tickets to Six Flags for $29 a piece...
Yellowstone is practically free.
A tropical cruise is less expensive than this one concert.
Taylor Swift is just a person. I’d rather stay home and look at my wife.
Daves answer was said a couple years ago.
Mom gifted her Taylor Swift tickets that are currently worth 12k.
If someone gave you a car worth 12k, would you then sell the gifted car in order to pay off the debt?
Not really the same thing. You can just get any old car to replace the one you sold. You're not going to replace going to the concert with your mom and your sister with an equally amazing opportunity, which btw, was a gift from her mom. Dave has said more than once when someone was struggling with whether or not to go on a family vacation, for example, he says if the family is paying for you to go -- travel, hotel, and food -- go ahead and go. If you have to pay for it, you don't go. The daughter didn't pay for the tickets so she should go.
@@AllynHin His precise answer was that selling a gifted car is pointless for similar reasons. Other than insurance you have no financial obligation to it, and they gifter's intention was for you to have a nicer car, not for you to have less owed to Visa. Granted this object lesson was originally in response to a caller who was gifted thousands of dollars for IVF treatments. Now I love Mean and Shake it off as much as the next millennial, but that is a far better way to spend thousands than scalped Taylor tickets.
This video is incredibly inspiring! -- "Believe in your vision and work relentlessly towards it."
Rachel did you just blaspheme the Holy Spirit for the sake of Taylor Swift who has openly anti Christian lyrics?
Let's get real here people.
yep, that's exactly what she did, disgraceful
Seriously. That was shocking and made me sick to my stomach. Taylor Swift grieves the Holy Spirit! There's no difference between that and attributing me going to a Manson concert to the Holy Spirit...both grieve God...one just does it with more glitter!
@@Desiree_Rose well said
This comment section is gross, so many superficial old people in here talking about how dumb it is to go experience something with their family. She’s 20k in student loan debt you would’ve thought she was 200k in credit card debt
They're going to watching her on a jumbo screen. A $200 ticket is probably beyond nosebleed level. It's bring your own oxygen supply level
She said they are 200 level which are good tickets.
You can't even get nose bleed Swift tickets for $200.
@@Ka_Ggwe got 3 tickets for $250 total, great concert.
@@kbanghart for Taylor Swift?
I'm not a fan at all. I just know the tickets are expensive
@@Ka_Gg Yes they can be expensive, but we got great deals on ours.
If you want to buy cheap and sell for a lot, hey great. But I'm laughing at those who are insulting her fans and her for using autotune, etc. Everyone has artists and music they like and don't like. Many use autotune, especially if you're running around on stage. Don't insult people for liking music that you don't. Cuz when you do that, you sound very immature. Not you, just people in general.
@@kbanghart I'm not insulting her for crappy music. I will insult the idiots who are in debt and will use any reason to justify this.
Looks like I'm going to try and scalp some swift tickets.
The real question is "Would you spend 10k on these tickets today?". If not, you should sell the tickets, as keeping them, mathematically, is the exact same thing.
How much is your relationship with your daughter worth? It’s not always all about money, it’s also about relationship.
remind me again why people are paying $$$$$$$$$$$$$$$ for concert tickets?
because they enjoy it. Not my cup of tea either, but most people have something they enjoy and are willing to pay more than others for.
Your daughter is an adult. I like that you showed her she has an option. Now let her make the decision and live with it.
Too many idiots in these comments keep talking about memories as if the only way to make memories is by going to an overpriced Taylor Swift concert.
How is spending $209 bucks a ticket overpriced?
@@reese85 Because it's actually $10k worth of student loans...which will be dragged out and interest added.
@@reese85 Because they can't afford them. They are 20k in the hole in student debt. They are broke people.
You're right. It would have been a MUCH more helpful memory for her to remember how irresponsible she was with debt and that was the reason she missed her concert. That is a memory she'd keep with her for life.
@@Ka_Gg stop it. That concert has absolutely nothing to do with her student loans.
I think Ken is right. At the end of the day daughter might always look back and somehow blame mom for not being able to attend. Just get it out the way it’s not like the debt can’t be paid off eventually.
Every guy says sell, every lady says go to the show lol
Ha! True. I run a little talent show at a small festival in our town. Usually 8 or 10 preteen girls. Almost all sing Taylor Swift songs. Year after year.
Well, the host is a guy, sooooo.... 😏
Also, i'm a woman and i say sell unless the daughter has a job that can actually start making a dent on that debt.
I'm a woman. I say sell but I've seen her in concert (2016 her 1989 tour). She was phenomenal!
Sell, sell, sell. Avoid the evening of brain rot.
I’m a woman. Sell the tickets.
She can always go to another concert, after she paid off her debt and has a good job. She could even save up enough to get great seats. That would feel so great. Debt free and buying great seats with cash.
Wow ...thats sad when rachel said about the Holy Spirit....thats not Holy Spirit....thats the desire of the flesh
💯
You could not pay me to go to a taylor swift concert
I have 10K in debt. I buy a bottle of wine for $300. Turns out the wine was rare and is now worth $10K. Rachel’s advice, if you love wine drink the bottle. WOW 😮
the difference is the wine is a thing and the concert is an experience. you all need to read some philosophy books
The wine, just like a concert ticket is a thing until it is consumed,then it is an experience. Yes experiences can make you happy, but debt makes you unhappy.
@@FINAL-B0SS the concert is an event and it's up to the person to decide if staying in debt a little longer is worth a concert event that you may or may not get a chance to experience in the future
Nope. You didn't buy the wine. The wine was a gift. And now the person who gave it to you wants it back to sell it. Don't you hear how hurtful it sounds??
@@PhantomMagician1846 that’s reasonable advice for you to give, not reasonable for advice for a financial show who has declared all out war on debt. It’s not consistent with the Ramsey philosophy.
The ultimate privilege call
Very funny. You buy a gift for someone, and then want to take it away because it is worth a lot of money. Who DOES that to anyone? Who forgets someone who did that to you? Ever?
Exactly. And what would the other daughter think about losing her gift here? The mom can go to the show with her daughters and have happy family memories. Or she can sell the tickets and have both her daughters resent her and lose trust in her.
It's called ticket scalping. It used to be illegal. It's definitely immoral.
Immoral? Selling something that is in demand for a profit is immoral?
@@tywebbgolfenthusiast8950 - Good question. Under 'normal' circumstances, no. It's good that people can create or improve something, sell it to someone else, and make a profit. However, IMHO, scalping is the moral equivalent of price gouging. People purchase an item, put absolutely no work or effort into the item to improve it (nor wait for it to become more valuable due to it's age), then sell it for 20, 30, 40 times the price. During Covid, people would hoard baby wipes, sanitizer, masks, etc., then sell them at grossly inflated prices, thus keeping families who truly need these items unable to afford them. (And of course, nobody 'truly needs' Taylor Swift tickets, but it would mean the world to some folks.) Anyhow, $200-$300 for a concert ticket is doable for most middle-income families, and low-income families if they've saved for it. When people purchase (hoard) multiple tickets only to scalp them later, they are keeping these families from purchasing the tickets at the original price. When they turn around and sell them, it's at a price most people can't afford. I think it's wrong, and I think it should be illegal. It's ok if others disagree, but that's how I feel.
@@tywebbgolfenthusiast8950 I think he means the people that have no actual interest in something, but will intentionally buy up as many as they can just to flip it for a profit. That's why they did the ticket release the way they did for the Taylor Swift concert cause had they not, huge million dollar companies would've bought them all instantly and then posted them for resale for thousands of dollars more. Fans did that too, but at a much smaller ratio compared to what a company could've done.
Mom, you’re overthinking it. The experience of going to this concert with your daughters will be priceless and years from now you’ll look back and be happy you went.
Mom and daughter could have a day out on the town - museum visit, a movie, and nice dinner - for far less than 10K. Experiences don't have to be financially expensive to be meaningful.
I saw Taylor Swift at Gillette Stadium, amazing show. Trust me, in 30 years your daughter will be more upset about selling the tickets than she will be proud of paying off her debt. I'm all for being debt free, avoiding student loans, paying off credit cards, investing etc. But she has her whole life to make a little money to pay off these loans. Go to the show. You got these tickets for an absolute steal, enjoy it. The easiest thing is for someone who doesn't know her music to say "SELL THEM WHO CARES", and then they'll go spend 5x what those tickets are worth at target or going out to eat throughout the year. Going to a concert she will remember for the rest of her life vs. making a couple thousand, (+paying 30% to taxes) just to see her student loan go down a tiny bit? Seems like an obvious answer. Grab a t-shirt while you're there. Life moves fast.
Thats your decision. You can’t make decisions for other people. Some people are ok with being ln debt.
Taylor Swift has zero talent.
@@raylopez3833 True! As Ramsey likes to say, "What she's got are 2 tickets to the best show of the year, what you've got is an OPINION!" LOL.
@@antonioiniguez1615 zero?
@@RRAREBEAR Correct. She has no musical talent at all
This is actually disgusting. Taylor Swift is a TERRIBLE influence on kids. I'm shocked that Rachel is a fan.