I would love an episode on fashion and Rachael - how she pulls together affordable outfits. I relate to her sense of style so much, and I bet I’m not the only one!
2.5 years ago I entered into a credit counseling program, and one of the conditions of them helping me with my debt was that I couldn't use credit, and if I did I would be kicked out of the program. So now I am on baby step 2... I've paid off $16,000 in debt, which also included my student loans. I hope to be debt free in a year or 2. I know others have paid off more in a shorter time, but I am a single woman who, for the majority of this time, made only $35,000 or so a year. These videos and ramsey videos have helped keep me going when times get tough, but I see the light, and it's beautiful. I want anyone who's out there like me to know you can do it! You got this! God bless 🙌 🙏 ❤️
All YES - hallelujah! (no student loans) I took 2 personal finance classes in high school. One of them was Dave Ramsey's course and I can vividly remember Dave and Rachel teaching me back in 2011. Turned 30 this year. It honestly changed my life. Thanks to you guys and my high school teacher for the life changing classes!
The guy chuckling in the background makes everything funnier! He should be there every episode!😂😂😂 I love this show but his laugh takes it up another level🙌🏼🤣🙌🏼🤣
My high school taught Ramsey's Foundations in Personal Finance course 9 years ago, husband and I are now debt free besides the mortgage and I get to stay home with our toddler! The budget saves us from marriage fights all the time. Wanna eat out or buy that game? I'm not telling you yes or no, the budget will. 🙌
When my husband asks me what I’m doing on a Friday morning- “oh just hanging out with my friends George and Rachel” lol!! Jokes aside, you guys are amazing! Keep them coming! Maybe add more days in the week? We also passed with flying colors! Only 2 No’s! Woo!
George, I live in Norwood, MA and totally love when you mention your hometown of Dedham. I so enjoy the friendship you and Rachel have. Thank you for helping me become more financially-secure. I greatly appreciate your sense of humor, your compassion and your practical advice. I see these Baby Steps working. Thank you!
I love listening to these episodes! Just did the high school financial literacy course with my kids (homeschool). They absolutely loved it. It is the best!
Waiting all day to watch this episode and it was totally worth the wait. I feel like I’m hanging out with my friends and having so much fun. Lots of laughs and lots of great information. Thank you so much.
Two NOs for the quiz. My parents never talked about money, and I currently spend 32% of my take-home pay on rent. However, I still invest 25% to my retirement and value living in a safe neighborhood, so I think high rent is worth it. And I have a great roommate!
3 "no's" and a net worth of 9.2 M. If I'm not feeling financially secure, something is terribly wrong with me 🤪... Great job y'all! Love the dynamics between the whole crew. God bless!
Just starting my adult money journey, and I scored only 3 no's (so very secure!). And it's thanks to being 2nd-gen financially literate (very grateful to my parents).
One no lol. It was paying cash for my car. I bought my used car back in 2014. I could have paid cash, but i had graduated and had a lower paying job than expected so I didn't want to drain my account especially when it was only 2.3% interest. I did pay it off within a year. I did pick up a second job as well when i tackled it and my student loans. Then saved for a down payment and bought my house in 2015. I do have money set aside for my next car, but mine is still going strong. Just celebrated 100k miles. I had one elective class in 7th grade. Taught us about writing checks, balancing checkbook, interest, compounding, etc. It was really only available for 6&7th graders because in 8th grade and higher there were other classes like home ec & woodshop. As you got in higher grades, then more classes became available that students deemed more fun to take. Anyways almost no one took the financial class. They barely made the minimum head count for it. There were only about 30students total per year in about 4 classes (2per semester). So really only 6-8 students in a class. It only lasted like 3 years before it got the axe. It got moved to a summer program for kids that's parents needed to send them somewhere during the workday and couldn't afford childcare while they were at work. Honestly i think it helped a lot of those kids from poorer backgrounds realize it's just a numbers game and they knew the rules growing up. Summer program stayed until my mom got moved to be the principal of the high school. She tried to keep it alive but got told "students dont need to be in a program when they're that old". Then the middle school summer program couldn't get workers so that was quickly lost too.
I originally had 5 nos but since I have taken a financial course as an adult I am changing the school question to a yes and I think George should too. My parents didn't talk to me about money growing up but now I am learning all I can so every score can be turned in to a yes
11:45 Q#10 worded against those without student loans.... A yes is good here but those without loans would have to be asked 'will your student loans be paid off within 3 years (also say yes for those without student loans)'
I bought a dumpy car to save money on car payments. And it's power steering went out a few months in while I was driving down the road with my family. I then had to pay to have it towed and i was out that money i could have used as a down payment on the new car i had to buy anyway. Real smart.
Wow I just took the Starbucks quiz and actually spent under 20 dollars!! It shouldn't surprise me though because I've become very good at saving money over the last 5 years.
I took an engineering economics class that was all about the time value of money and how to make decisions based on that. The most valuable question I've run across was asked there: assuming 8% rate of return, how much would someone need to invest to retire at age 65 with $1million starting at age 25, 35, 45, and 55, and what would need to be invested starting at age 25 and stopping at age 35. Very impactful question to me, though not as much as my disbelief with someone was complaining about when we'd ever use that class in the hallway immediately after that question was discussed. I used that textbook when I was buying my house to calculate out a maximum home cost given that I wanted to be all in (including insurance, taxes, and and estimate for utilities) less than 25% of after tax income in housing cost. The number ended up being by far more conservative than the loan officer wanted to approve me for.
hi! I'm from Greece and unfortunately Every dollar isn't available here. Is there another app that you can recommend or a system we can use instead. Thank you for advice and great videos 😊
Secure 🎉 Thanks to the Ramsey ways!! Love your show! Look forward to watching every!! Fun when was when they started to taste the drink I envisioned that it tastes like cough syrup-and then that was their reactions 😂
I scored 8 out of 10. My parents never talked about money, although they did have budget envelopes, and my mom clipped coupons and went to several stores for the best bargains. I also didn't have a personal finance class in school. Living my best debt-free life. Hopefully, I have passed on good financial knowledge to my sons (according to them, I have 😉).
In 2017 I would have answered no to just about every question, but by 2020 everything has been reversed. I was 28k in debt, earning 28k. I can't believe I can look at my answers now and see how much has changed! It's so worth it to sacrifice for awhile to get on track to financial peace.
I had 5 NOs. I’m still in baby step 2. And Fpu class. So excited I found you. I just want to have numbers if you will please talk about the buying a home staying within the 15% of the income. Thanks
I thought student loans were sitting at 1.7 billion, but I suppose it depends on where you’re getting your stats! Cheers to you two. Thank you for what you do.
The what season are you is from way back. I remember shopping for prom dresses in 1987 when two older women just came out and told me I was a “winter”. So of course I had to go to the library to look up what they meant. 📖🤓
I am single so my expenses outside of my mortgage is pretty low. I enjoying throwing more money at my mortgage, so technically is working for me. I have a large mortgage which gives me anxiety so I definitely like throwing my extra money at it so I can watch it come down quicker. Money is just money at the end of the day and a lot of people have too much of it and can't easily spend it.
I don’t know anyone with more money than they can spend. You’re in a unique season of your life, so now is the time to get that savings before it goes away.
Over the years I've researched and studied...and I have gotten better with money. My 78-year-old husband has gotten worse. This has gotten harder and harder for me because not being in debt and making our money last is getting harder and harder. I feel like I am fighting inflation and now him as well. I still feel like there should be a personality and a program for senior citizens who are running out of money. I feel like we are being forgotten!!
I'm confused about #5. I haven't had a credit card in the last four years, but my last one was paid off. I'm close to finishing my 3 month Emergency Fund by $500. Otherwise, i scored 8/10. 😊
If I locked up my cc for 90 days there would be a LEO at my doorstep inquiring about my health.. I actually had a teller call me at home once when I didn't show up to make my bi-weekly payoff of the cc or renew my CD (part of the EF)for a longer term
Internet quizzes always say I'm a thirteen year old Portuguese girl destined to play in the NFL. As a middle-aged white guy who drives a truck for a living I feel they are a little off.
Did you get the marker out of your van seat Rachel? Try an alcohol swab. If that doesn’t work try a Norwex rag with Norwex cleaning paste. I have successfully gotten ink out of many things with these things!!!!
I had 4 no's. Money was not talked about, I did not take a personal finance course, I am investing 10-12% not quite 15%. My mortgage is about 31% of my take home.
Overall I’m secure 👍 😉 wish our dang high school taught a finance class, but specifically FPU!! Also, I mainly learned from my Gpa in Arkansas, about money. He warned me to never have a CC (but also to keep credit score high haha which always have, yes without a CC y’all!)… he actually retired a millionaire from Walmart stocks he got for pennies! Walmart headquarters is in Bentonville, close to them, and him and gma did work there for a little while. But him and gma started a mowing business and did great and he even mowed for Sam Walton 😁 my dad listened to gpa and got WM stocks for pennies also, but unfortunately had a hard time where needed the money and cashed them out and it was one of his biggest regrets, because if left it alone, would’ve had millions when he retired. Darnit Dad!! Haha. (He’s with Jesus now, and Gpa and Gma)
3.5 nos My honest answer to student loans payoff in 2 years is I don't know. My wife is becoming a seasonal SAHM when our second being born in February. The two big variables are how many extra hours I can get in fall 2024 and if our stork mode savings will cover our medical bill. September 2025 is cutting it pretty close
Hidden Valley ranch is fare superior to Trader Joe’s indeed!!🤠 TJ gotta step up the kids Chicken nugget game also. I do get 90% of groceries from TJ though 💙🙌🏼 we’re on BS 2 3k to go!!
Tell bartender Michael Radish that this is the superior amaretto sour recipe: 1 1/2 oz amaretto 3/4 oz bourbon 1 oz lemon juice 1 tsp simple syrup 1 egg white Dry shake the egg white. Add the rest of the ingredients and shake with ice.
Although i still use cc's and never paid a penny to the company, george has made some decent points about spending more than you intended because of your card. Im going to try to see what my spending looks like next month if i dont use a credit card. Otherwise, im on baby step 3b or step 6 depending on your view. And i either got a 7 or 8. My rent is nearly exactly 25% of my take home but i max a 401k so i dont know what my actual take home pay is.
What are your colors is based on your skin tones. I took the test with friends. We all had different skin tones and it was obvious that some colors looked good on each of us but not the others.
One thing folks forget when you get a car loan you have to get full replacement cost insurance. If you pay in cash you can get something more appropriate.
When I was in the 8th grade circa 1999/2000 we used to do phone number/birthday “quizzes ” with the guy we had a crush on and if any of his numbers corresponded with ours in any way it meant we were destined for true love 🤣🤭 I’m glad to say that I only had 2 no’s with the smart money quiz. However 15 years ago it was probably more like 10 no’s! I had a date with fpu right around that time and the rest is history!
Steak 🥩 sauce!!!!! 🙌🏽 Y’all Country Bobs 👌🏽👌🏽👌🏽 the best steak, chicken or whatever sauce sweet & spicy 🌶️ Do y’all have that there??? If not your missing out!!!!!
5 no’s. #1 & #2 cannot be remedied so kinda unfair… and I say that as someone with a “yes” on both of those. 🤷🏼♂️ So if I had a lesser school and parents who didn’t teach budgeting I’d be a 7.
The rain pounded relentlessly against the cracked windows of an underground bunker. Benjamin adjusted his tarnished glasses, staring at the ancient computer screen before him. It displayed a quiz, one of the few remnants of a world obsessed with the trivial. On the other side of the room, Sarah, a woman hardened by years of surviving in a dystopian world, snorted. "What's so interesting? Trying to find out which Disney princess you are?" "No," Benjamin snapped, his misanthropic tendencies on full display. "I'm looking at an old financial quiz. Seems people used to challenge themselves to spend less than $20 at a luxury coffee shop." "What a miserable time to be alive," Sarah retorted, pulling a shawl around her against the damp chill of the room. She stepped over a ball of hay used for the animals they no longer had. "Caring about the trivial while the world burned." Benjamin sighed. "I guess we're all fools in the end. They were fools with their quizzes, and we're fools holding onto a world that's long gone. 'The tragedy of human existence is knowing too much and doing too little.'" The computer flickered, and the screen went black. Benjamin and Sarah looked at each other. Without another word, he stood up and turned off the power generator to save what little fuel they had left. The room plunged into darkness, a stark reminder that no one gets what they want-not even a simple distraction from the bleak reality outside. As the sounds of rain filled the empty space, both knew they were worse off than before. A quiz couldn't save them, and neither could nostalgia for a world obsessed with itself. In that moment, they understood that ignorance wasn't bliss; it was just another form of suffering.
3 no’s and financially secure! We’ve been on the Ramsey plan for almost four years now! Also Jaeger is terrible so I think this drink is a hard pass for me 😂
I would love an episode on fashion and Rachael - how she pulls together affordable outfits. I relate to her sense of style so much, and I bet I’m not the only one!
Ditto!!!
We are now on baby step 6 and can still recall how difficult it was to get that first $1000 set aside! It seemed impossible! Soooo glad we did it!
How long did it take you?
2.5 years ago I entered into a credit counseling program, and one of the conditions of them helping me with my debt was that I couldn't use credit, and if I did I would be kicked out of the program.
So now I am on baby step 2... I've paid off $16,000 in debt, which also included my student loans. I hope to be debt free in a year or 2.
I know others have paid off more in a shorter time, but I am a single woman who, for the majority of this time, made only $35,000 or so a year.
These videos and ramsey videos have helped keep me going when times get tough, but I see the light, and it's beautiful.
I want anyone who's out there like me to know you can do it! You got this! God bless 🙌 🙏 ❤️
Did my parents ever talk about money when I was growing up? Yes, they talked about how we didn't have any.
All YES - hallelujah! (no student loans) I took 2 personal finance classes in high school. One of them was Dave Ramsey's course and I can vividly remember Dave and Rachel teaching me back in 2011. Turned 30 this year. It honestly changed my life. Thanks to you guys and my high school teacher for the life changing classes!
The guy chuckling in the background makes everything funnier! He should be there every episode!😂😂😂 I love this show but his laugh takes it up another level🙌🏼🤣🙌🏼🤣
Completely agree!!
o
Agree!!!😂
filmed before a live studio audience
Secure!!! Parent didn’t speak about money and didn’t take a class in school. 8/10
They have the best chemistry! I absolutely adore this show!
My high school taught Ramsey's Foundations in Personal Finance course 9 years ago, husband and I are now debt free besides the mortgage and I get to stay home with our toddler! The budget saves us from marriage fights all the time. Wanna eat out or buy that game? I'm not telling you yes or no, the budget will. 🙌
Rachell and George's face at 22:47... priceless. 😂😂
When my husband asks me what I’m doing on a Friday morning- “oh just hanging out with my friends George and Rachel” lol!! Jokes aside, you guys are amazing! Keep them coming! Maybe add more days in the week? We also passed with flying colors! Only 2 No’s! Woo!
A cool test would be which Ramsey personality you should listen to. On different days I have a different personality I want to listen to.
George, I live in Norwood, MA and totally love when you mention your hometown of Dedham. I so enjoy the friendship you and Rachel have. Thank you for helping me become more financially-secure. I greatly appreciate your sense of humor, your compassion and your practical advice. I see these Baby Steps working. Thank you!
BTW, you are going to be a great dad!
The Starbucks buzzfeed quiz was indeed a lie. Everything George ordered is $24.87. Everything Rachel ordered is $25.40.
I love listening to these episodes! Just did the high school financial literacy course with my kids (homeschool). They absolutely loved it. It is the best!
Waiting all day to watch this episode and it was totally worth the wait. I feel like I’m hanging out with my friends and having so much fun. Lots of laughs and lots of great information. Thank you so much.
Two NOs for the quiz. My parents never talked about money, and I currently spend 32% of my take-home pay on rent. However, I still invest 25% to my retirement and value living in a safe neighborhood, so I think high rent is worth it. And I have a great roommate!
Love this show. George makes me laugh out loud several times during ever episode!! 😂
3 "no's" and a net worth of 9.2 M. If I'm not feeling financially secure, something is terribly wrong with me 🤪... Great job y'all! Love the dynamics between the whole crew. God bless!
Great job! Does it include rental properties that are paid of?
What were your nos??
Thank you, George & Rachel for what you do!!!! This is my favorite finance show! Love you guys!
A friend recommended I listen in...loved it!! I learned today that I am WAY better off financially than I thought I was!!
Another great episode, the comradery between you all is great!
Just starting my adult money journey, and I scored only 3 no's (so very secure!). And it's thanks to being 2nd-gen financially literate (very grateful to my parents).
Very secure! In step 6 now... will prob take ~14 yrs to get out of step 6 but gotta stay the course
Baby step 7 here , Everything is different now 🎉
I got my first thousand, had to spend it on an emergency, and now I haven't been able to put it back yet!
One no lol. It was paying cash for my car. I bought my used car back in 2014. I could have paid cash, but i had graduated and had a lower paying job than expected so I didn't want to drain my account especially when it was only 2.3% interest. I did pay it off within a year. I did pick up a second job as well when i tackled it and my student loans. Then saved for a down payment and bought my house in 2015. I do have money set aside for my next car, but mine is still going strong. Just celebrated 100k miles.
I had one elective class in 7th grade. Taught us about writing checks, balancing checkbook, interest, compounding, etc. It was really only available for 6&7th graders because in 8th grade and higher there were other classes like home ec & woodshop. As you got in higher grades, then more classes became available that students deemed more fun to take. Anyways almost no one took the financial class. They barely made the minimum head count for it. There were only about 30students total per year in about 4 classes (2per semester). So really only 6-8 students in a class. It only lasted like 3 years before it got the axe. It got moved to a summer program for kids that's parents needed to send them somewhere during the workday and couldn't afford childcare while they were at work.
Honestly i think it helped a lot of those kids from poorer backgrounds realize it's just a numbers game and they knew the rules growing up. Summer program stayed until my mom got moved to be the principal of the high school. She tried to keep it alive but got told "students dont need to be in a program when they're that old". Then the middle school summer program couldn't get workers so that was quickly lost too.
I scored an 7out of 10, I wished we had a personal finance class in high school but sadly we were never offered one.
Well now we have the whole Ramsey team to teach us so no more excuses
I originally had 5 nos but since I have taken a financial course as an adult I am changing the school question to a yes and I think George should too. My parents didn't talk to me about money growing up but now I am learning all I can so every score can be turned in to a yes
11:45 Q#10 worded against those without student loans.... A yes is good here but those without loans would have to be asked 'will your student loans be paid off within 3 years (also say yes for those without student loans)'
I bought a dumpy car to save money on car payments. And it's power steering went out a few months in while I was driving down the road with my family. I then had to pay to have it towed and i was out that money i could have used as a down payment on the new car i had to buy anyway. Real smart.
I’ve used Every Dollar for 4 years now and I love it!
We got tapple because of you guys and our friends and family are enjoying it sooo much!!!
Wow I just took the Starbucks quiz and actually spent under 20 dollars!!
It shouldn't surprise me though because I've become very good at saving money over the last 5 years.
I love this show you guys are great, funny and helpful! 😊
I took an engineering economics class that was all about the time value of money and how to make decisions based on that. The most valuable question I've run across was asked there: assuming 8% rate of return, how much would someone need to invest to retire at age 65 with $1million starting at age 25, 35, 45, and 55, and what would need to be invested starting at age 25 and stopping at age 35. Very impactful question to me, though not as much as my disbelief with someone was complaining about when we'd ever use that class in the hallway immediately after that question was discussed.
I used that textbook when I was buying my house to calculate out a maximum home cost given that I wanted to be all in (including insurance, taxes, and and estimate for utilities) less than 25% of after tax income in housing cost. The number ended up being by far more conservative than the loan officer wanted to approve me for.
hi! I'm from Greece and unfortunately Every dollar isn't available here. Is there another app that you can recommend or a system we can use instead. Thank you for advice and great videos 😊
Dedham! I lived there a number of years. It's a lovely place to grow up.
Secure 🎉 Thanks to the Ramsey ways!!
Love your show! Look forward to watching every!!
Fun when was when they started to taste the drink I envisioned that it tastes like cough syrup-and then that was their reactions 😂
Love these podcasts!
Very secure is what I got for my score. My family was like George's, and my high school did not teach us any financial courses.
"What season are you" originated in the early 80s. There was a book published about it (Color Me Beautiful).
My school did the Ramsey personal finance course and that was back in 2013
I love both George & Rachel. And I love, love, LOVE EveryDollar! 😍
I scored 8 out of 10. My parents never talked about money, although they did have budget envelopes, and my mom clipped coupons and went to several stores for the best bargains. I also didn't have a personal finance class in school. Living my best debt-free life. Hopefully, I have passed on good financial knowledge to my sons (according to them, I have 😉).
In 2017 I would have answered no to just about every question, but by 2020 everything has been reversed. I was 28k in debt, earning 28k. I can't believe I can look at my answers now and see how much has changed! It's so worth it to sacrifice for awhile to get on track to financial peace.
3 No's thanks to you guys and Ramsey Solutions. Thank you 😊
I had 5 NOs. I’m still in baby step 2. And Fpu class. So excited I found you. I just want to have numbers if you will please talk about the buying a home staying within the 15% of the income. Thanks
I thought student loans were sitting at 1.7 billion, but I suppose it depends on where you’re getting your stats!
Cheers to you two. Thank you for what you do.
Love the show and the quiz.
My first episode of SMHH ever and that was fun. Good stuff 😊
Had 3 No’s. Would’ve been 4, but death in the family gave me 40k and I used it to pay off all 50k of student loans last week.
My results: Somewhere in between. My mortgage payment is 39% of take home pay. But we've almost got it paid off which is good.
Charles’ queen bed 😂😂😂
Actual LOL with the queen bed reference!
The what season are you is from way back. I remember shopping for prom dresses in 1987 when two older women just came out and told me I was a “winter”. So of course I had to go to the library to look up what they meant. 📖🤓
This episode was the funniest I’ve been 🫶🏻😂
...Vodka with Jägermeister... not for the faint-hearted... no wonder the change on Rachel's perception... I'd be on the floor after two of those 😂
I am single so my expenses outside of my mortgage is pretty low. I enjoying throwing more money at my mortgage, so technically is working for me. I have a large mortgage which gives me anxiety so I definitely like throwing my extra money at it so I can watch it come down quicker. Money is just money at the end of the day and a lot of people have too much of it and can't easily spend it.
I don’t know anyone with more money than they can spend. You’re in a unique season of your life, so now is the time to get that savings before it goes away.
Over the years I've researched and studied...and I have gotten better with money. My 78-year-old husband has gotten worse. This has gotten harder and harder for me because not being in debt and making our money last is getting harder and harder. I feel like I am fighting inflation and now him as well. I still feel like there should be a personality and a program for senior citizens who are running out of money. I feel like we are being forgotten!!
Sounds like a business opportunity! You should develop such a system given your experience and knowing the specific issues.
You’re not financially secure if you don’t have an emergency fund. That’s foundational
Great show
Tapple is today's gestures of 30 years
I'm confused about #5. I haven't had a credit card in the last four years, but my last one was paid off. I'm close to finishing my 3 month Emergency Fund by $500.
Otherwise, i scored 8/10. 😊
Thanks to Ramsey, I said No to only 2! Yay!!!
If I locked up my cc for 90 days there would be a LEO at my doorstep inquiring about my health.. I actually had a teller call me at home once when I didn't show up to make my bi-weekly payoff of the cc or renew my CD (part of the EF)for a longer term
I’m financially secure!! 🙌🙌
one thing i am proud to say, i am 34 years old and i have never taken out a car loan. every car was purchased with cash
The reaction to True View had to drink after the first sip… Hilarious!
Use the Shaklee brand “Scour Off” to get the Sharpie marker off. My kid did the same thing… A LOT!
This show is so good! Result 3 “NOs” here
Internet quizzes always say I'm a thirteen year old Portuguese girl destined to play in the NFL. As a middle-aged white guy who drives a truck for a living I feel they are a little off.
Did you get the marker out of your van seat Rachel? Try an alcohol swab. If that doesn’t work try a Norwex rag with Norwex cleaning paste. I have successfully gotten ink out of many things with these things!!!!
9 no 1 yes. Sad part is I was once debt free. Then a lot of things happened most of them were no good.
I love this show!
I had 4 no's. Money was not talked about, I did not take a personal finance course, I am investing 10-12% not quite 15%. My mortgage is about 31% of my take home.
Overall I’m secure 👍 😉 wish our dang high school taught a finance class, but specifically FPU!! Also, I mainly learned from my Gpa in Arkansas, about money. He warned me to never have a CC (but also to keep credit score high haha which always have, yes without a CC y’all!)… he actually retired a millionaire from Walmart stocks he got for pennies! Walmart headquarters is in Bentonville, close to them, and him and gma did work there for a little while. But him and gma started a mowing business and did great and he even mowed for Sam Walton 😁 my dad listened to gpa and got WM stocks for pennies also, but unfortunately had a hard time where needed the money and cashed them out and it was one of his biggest regrets, because if left it alone, would’ve had millions when he retired. Darnit Dad!! Haha. (He’s with Jesus now, and Gpa and Gma)
3.5 nos
My honest answer to student loans payoff in 2 years is I don't know.
My wife is becoming a seasonal SAHM when our second being born in February.
The two big variables are how many extra hours I can get in fall 2024 and if our stork mode savings will cover our medical bill.
September 2025 is cutting it pretty close
I went over.... I chose things I thought I would actually like...
However I wouldn't actually order all that🤷
Hidden Valley ranch is fare superior to Trader Joe’s indeed!!🤠 TJ gotta step up the kids Chicken nugget game also. I do get 90% of groceries from TJ though 💙🙌🏼 we’re on BS 2 3k to go!!
Today's BuzzFeed is cranberry wine.
Where’s the Ramsey quiz they’re talking about? The description just has the Starbucks buzzfeed one
Tell bartender Michael Radish that this is the superior amaretto sour recipe:
1 1/2 oz amaretto
3/4 oz bourbon
1 oz lemon juice
1 tsp simple syrup
1 egg white
Dry shake the egg white. Add the rest of the ingredients and shake with ice.
Secure. No finance education in high school in 90s. I self-educated via books and podcasts.
Although i still use cc's and never paid a penny to the company, george has made some decent points about spending more than you intended because of your card. Im going to try to see what my spending looks like next month if i dont use a credit card.
Otherwise, im on baby step 3b or step 6 depending on your view.
And i either got a 7 or 8. My rent is nearly exactly 25% of my take home but i max a 401k so i dont know what my actual take home pay is.
What are your colors is based on your skin tones. I took the test with friends. We all had different skin tones and it was obvious that some colors looked good on each of us but not the others.
Average lifespan on depreciating asset of mattress is 10 years, just teasing ya Rachel 💛. as long as it was in the budget, lol
Only wish we had it in school, parents in 1970’s didn’t talk to kids about money , let alone talk to you . 😆
One thing folks forget when you get a car loan you have to get full replacement cost insurance. If you pay in cash you can get something more appropriate.
When I was in the 8th grade circa 1999/2000 we used to do phone number/birthday “quizzes ” with the guy we had a crush on and if any of his numbers corresponded with ours in any way it meant we were destined for true love 🤣🤭
I’m glad to say that I only had 2 no’s with the smart money quiz. However 15 years ago it was probably more like 10 no’s! I had a date with fpu right around that time and the rest is history!
I had 4 NOs, but I'll only have 3 once I'm out of baby step 2! 🎉
7 nos for me, but I just started turning things around.
Steak 🥩 sauce!!!!! 🙌🏽
Y’all Country Bobs 👌🏽👌🏽👌🏽 the best steak, chicken or whatever sauce sweet & spicy 🌶️
Do y’all have that there??? If not your missing out!!!!!
5 no’s. #1 & #2 cannot be remedied so kinda unfair… and I say that as someone with a “yes” on both of those. 🤷🏼♂️ So if I had a lesser school and parents who didn’t teach budgeting I’d be a 7.
On the cusp of secure and insecure! But my cars and house are paid for!
George what do you think enchanté means 😂😂😂
Love this show. I’ve been binging
The rain pounded relentlessly against the cracked windows of an underground bunker. Benjamin adjusted his tarnished glasses, staring at the ancient computer screen before him. It displayed a quiz, one of the few remnants of a world obsessed with the trivial. On the other side of the room, Sarah, a woman hardened by years of surviving in a dystopian world, snorted.
"What's so interesting? Trying to find out which Disney princess you are?"
"No," Benjamin snapped, his misanthropic tendencies on full display. "I'm looking at an old financial quiz. Seems people used to challenge themselves to spend less than $20 at a luxury coffee shop."
"What a miserable time to be alive," Sarah retorted, pulling a shawl around her against the damp chill of the room. She stepped over a ball of hay used for the animals they no longer had. "Caring about the trivial while the world burned."
Benjamin sighed. "I guess we're all fools in the end. They were fools with their quizzes, and we're fools holding onto a world that's long gone. 'The tragedy of human existence is knowing too much and doing too little.'"
The computer flickered, and the screen went black. Benjamin and Sarah looked at each other. Without another word, he stood up and turned off the power generator to save what little fuel they had left. The room plunged into darkness, a stark reminder that no one gets what they want-not even a simple distraction from the bleak reality outside.
As the sounds of rain filled the empty space, both knew they were worse off than before. A quiz couldn't save them, and neither could nostalgia for a world obsessed with itself. In that moment, they understood that ignorance wasn't bliss; it was just another form of suffering.
3 no’s and financially secure! We’ve been on the Ramsey plan for almost four years now! Also Jaeger is terrible so I think this drink is a hard pass for me 😂
Veri happé
Lol Dedham Mass 😂