NEW 2023 Dividend Rates of the 4 Major Mutual Companies | IBC Global

[@Bryan-om3wq]

Steve you’re amazing, I want you to know you’ve been a pivotal point in how I run my business. Education and transparency are the two most fundamental core values. Thank you for being a positive mentor in our industry that lacks a lot of the values I look for in you.

[@IBCGlobalInc]

Thank you Bryan! Much appreciated :)

[@maxr1564]

great stuff brother

[@bassoonatlarge9752]

What principal are these dividends based on? 6.0 percent of what…?

[@tylercoleman3748]

I’m an insurance advisor that works in the Medicare field. Do you provide any type of training for advisors that can teach us how to read illustrations, structure policies properly, and sell?

[@IBCGlobalInc]

Hi Tyler, thanks for the comment! Yes, we offer a training program for licensed agents. I've included a link to the system below.
- www.ilstrainingacademy.com/home

[@liaoweien]

Hi Steve, will the existing customers of the whole life get the higher dividend rate with the changes?

[@IBCGlobalInc]

Hi Wei! Good question. Yes, existing policies will receive the current dividend rate.
- Example:
- Guardian policy started in 2020:
- 2020 dividend rate: 5.65%
- 2021 dividend rate: 5.65% (Dividend rate applied to policy in year 2)
- 2022 dividend rate: 5.65% (Dividend rate applied to policy in year 3)
- 2023 dividend rate: 5.75% (Dividend rate applied to policy in year 4)