How much JEPQ do you own? Any other covered call ETFs? 🚨Join my EXCLUSIVE Membership Groups📊 (Access to my Investing Portfolios & Buys): ruclips.net/channel/UCYLtcHw-DY9IIEnFSrU6U-wjoin
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Considering a young mid income, short term minded person with constant need for cash, are these still worth investing into? I am new to all of these and have incurred so much losses, I am beginning to think I am not doing what is good for me but just following people blindly.
Following you has been an amazing journey, you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge sylvia nicolas.
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast. I will also suggest investors to get yourselves a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
The 3 Derivative Income ETFs I own include JEPQ, SPYI and JEPI (ranked in order of market value). I also own 1 S&P 500 ETF (VOO) and 1 Value Index Fund ETF (VTV). These 5 ETFs represent 25% of my entire equity portfolio. I'm retired and very happy with these investments.
I don't have any JEPQ. HYLD is my only covered call etf. It is 5% of my portfolio. I have 38% VFV (Canadian hedged VOO) and 20% XQQ (Canadian hedged QQQ). I just started buying SCHD at $100 every other week. BTW, I just hit the $100,000 mark.
What about young investors perusing FIRE? Like if your time horizon is around 10 years but you are still in the first category? Do you still recommend QQQM over JEPQ?
I like qqqm over JEPQ. But if your time horizon is shorter than in my opinion you could go with the category that is 10 years from the retirement age category
JEPQ & DGRW are not really apples to apples comparisons. That’s probably why no one has directly compared the funds. I personally like the long term potential of DGRW than JEPQ. Vice versa if you have a short time horizon. Will definately add this to my list in the future and a ranking video of ETFs I have in mind !
My most recent video goes over a touch more in detail on Jepq or covered call etfs. I also go over the honest risks of this strategy because all these youtubers sugar coat it and say to legit only buy and hold these funds for the sake of the high dividend yield. Safe? I mean generally yes. In terms of risk out of 5 being the highest risk. Traditionally broad market etfs are a 4.5 out of 5. I would say covered call etfs are a 3.5-4 out of 5. Because they are still invested in stocks that the fund owns. You will not get the highest upside due to selling call options on the stocks the funds own and you get all the downside if the stocks go down but the high dividend yield provides a touch of a cushion in bear markets but it could still go down a lot because it is a stock essentially.
Hi. I tried to purchase some shares of jepq within my Roth IRA with fidelity. I was asked to agree to some terms before buying it and asked me to change my investment strategy to “Very Aggressive”. In order to make the purchase. It was very clear they don’t recommend buying this. I ended freaking out si I haven’t purchased it yet until I get more information on what that means and would entail. Any thoughts? Should I put the trigger anyways ? I just want to have a minimum percentage of my entire portfolio on it with this security.
Fidelity is very tight on your strategy. Because they are looking out for you to pick funds that fit your goals. JEPQ is more for investors wanting dividend income right now in the near term and aren’t looking too much into high growth from something like a traditional growth etf.
in your 20s growth ETFS/SP 500s, into your late 50s transition into JEPQ or other high yield dividend funds, just in time for 59 and a half to take out the dividends without taxes.
Investing it's not depend on age, it's all depend what they need/want, I'm 35 and retired. I have both growth and high yield etfs, and will keep it this until I die
@@wellsking9426 I like technology and American stocks too, but I don't go all in on it. I prefer global exposure through ETFs like VT, in order to make better use of market cycles and reduce the volatility of my portfolio, in exchange for a slightly lower return. This way, you protect yourself from the effect of Regression to the Mean, where everything that goes up too much ends up falling sharply after some time, something that is very common in stocks and sectoral funds such as SHM, VGT, FTEC, XLK, IBIT, and... .QQQM, which has a strong concentration in technology despite following the Nasdaq 100 index.
QQQI has double the ER as JEPQ. Different management team. It’s supposed to be more tax advantaged than something like JEPQ for tax efficiency. Pretty short history of performance, so I can’t really comment on that. QQQI returns the capital as a dividend and it’s been doing around the same exact dividend. I could see the appeal if you’re new to dividend investing for QQQI but there’s a lot of things to consider before buying this new etf. If you want to see a more in depth guide, type in QQQI and there’s really in depth videos. QQQI is a really really new etf so look more into the management team that actively manages Qqqi.
QQQI at least replicates the index (holds the same companies in the same proportions) unlike JEPQ. QQQI doesn't have enough history to know how well the managers will do with the covered call portion, but given the short term success of SPYI I decided to give both those a try with a small portion of my portfolio (I'm recently retired). I also have a small allocation to JEPI and JEPQ but in total my covered call stuff is a single digit percentage of my investments.
Well, I picked the challenge to put my finances in order. Then, I invested in cryptocurrency and stocks through the assistance of my discretionary fund manager
How much JEPQ do you own? Any other covered call ETFs?
🚨Join my EXCLUSIVE Membership Groups📊 (Access to my Investing Portfolios & Buys): ruclips.net/channel/UCYLtcHw-DY9IIEnFSrU6U-wjoin
@@Marcos_Milla $150k
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thank you for the lead. I searched her up, and I have sent her a message. I hope she gets back to me soon.
I'm glad you covered this ETF JEPQ. I do have a 5% holding for this ETF and just keeping it in addition with my 29% VYM holding for dividends.
💪🏼of course !
Considering a young mid income, short term minded person with constant need for cash, are these still worth investing into? I am new to all of these and have incurred so much losses, I am beginning to think I am not doing what is good for me but just following people blindly.
Following you has been an amazing journey, you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge sylvia nicolas.
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast. I will also suggest investors to get yourselves a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Great to see you guys talking of sylvia, Trading on your own can be very dangerous i can testify to that. This woman changed the game for me
Any info on how i can liaise with her, i'm new at this
she often interacts on Telegrams
70% Jepq and loving it!
💪🏼
What age gp and amount invested? 1,10,100,1mill k? Me considering this or jepi
The 3 Derivative Income ETFs I own include JEPQ, SPYI and JEPI (ranked in order of market value). I also own 1 S&P 500 ETF (VOO) and 1 Value Index Fund ETF (VTV). These 5 ETFs represent 25% of my entire equity portfolio. I'm retired and very happy with these investments.
Happy retirement ! 💪🏼stoked for you!
JEPQ 17.5%, JEPI 17.5%, DIVO 10%, SCHD 35%, SPYI 7.5%, VOO 10%, Cash 3.5. I'm planning on retiring in 2025
💪🏼let’s go!
I don't have any JEPQ. HYLD is my only covered call etf. It is 5% of my portfolio. I have 38% VFV (Canadian hedged VOO) and 20% XQQ (Canadian hedged QQQ). I just started buying SCHD at $100 every other week. BTW, I just hit the $100,000 mark.
Wow CONGRATS! I’ll hopefully be at the 100k mark in a week or so
Im 41 and just added 5% JEPQ to my 457b. I will load it tax free
💪🏼💪🏼
I even think 25% is a lot. I would say up to 10% but that’s just me. I’m 36 and focus on dividends, but I put more focus on BDC🙌🏽
Cheers!
Everyone has their own preferences💪🏼
What about young investors perusing FIRE? Like if your time horizon is around 10 years but you are still in the first category? Do you still recommend QQQM over JEPQ?
I like qqqm over JEPQ. But if your time horizon is shorter than in my opinion you could go with the category that is 10 years from the retirement age category
Qualified vs Non-qualified dividends is the key here from a tax treatment perspective
Correct 💪🏼
I’m retail trader, so unqualified tax? But still ~30%😢
@@nixodian You could keep it in a ROTH IRA and save $$$ on the taxes
Why hasn’t anyone made a JEPQ vs DGRW? Can you do one and share the comparisons?
JEPQ & DGRW are not really apples to apples comparisons. That’s probably why no one has directly compared the funds. I personally like the long term potential of DGRW than JEPQ. Vice versa if you have a short time horizon. Will definately add this to my list in the future and a ranking video of ETFs I have in mind !
@@Marcos_Milla thanks for the response
Or Yolo into NVDA like I did last summer💯
😩
i dont understand coverd calls, are they safe ? what the etf maker do
My most recent video goes over a touch more in detail on Jepq or covered call etfs. I also go over the honest risks of this strategy because all these youtubers sugar coat it and say to legit only buy and hold these funds for the sake of the high dividend yield. Safe? I mean generally yes. In terms of risk out of 5 being the highest risk. Traditionally broad market etfs are a 4.5 out of 5. I would say covered call etfs are a 3.5-4 out of 5. Because they are still invested in stocks that the fund owns. You will not get the highest upside due to selling call options on the stocks the funds own and you get all the downside if the stocks go down but the high dividend yield provides a touch of a cushion in bear markets but it could still go down a lot because it is a stock essentially.
Very interesting Video
It’s definitely a hot take
Does SGOV pay monthly or quarterly dividends?
SGOV pays interest/dividends every month
Hi. I tried to purchase some shares of jepq within my Roth IRA with fidelity. I was asked to agree to some terms before buying it and asked me to change my investment strategy to “Very Aggressive”. In order to make the purchase. It was very clear they don’t recommend buying this. I ended freaking out si I haven’t purchased it yet until I get more information on what that means and would entail. Any thoughts? Should I put the trigger anyways ? I just want to have a minimum percentage of my entire portfolio on it with this security.
Fidelity is very tight on your strategy. Because they are looking out for you to pick funds that fit your goals. JEPQ is more for investors wanting dividend income right now in the near term and aren’t looking too much into high growth from something like a traditional growth etf.
Do you still get taxed if you invest in a Roth account?
Nope. Because Roth IRA contributions are with post tax money.
in your 20s growth ETFS/SP 500s, into your late 50s transition into JEPQ or other high yield dividend funds, just in time for 59 and a half to take out the dividends without taxes.
🫡
Investing it's not depend on age, it's all depend what they need/want, I'm 35 and retired. I have both growth and high yield etfs, and will keep it this until I die
@@thegrindgame729 true, everyone has their own goals!
I prefer SCHD over JEPQ, as it focuses more on more stable companies with below-market values. Therefore, I don't intend to buy it.
🫡💪🏼
Don’t bet against tech. I buy both.
@@wellsking9426 I like technology and American stocks too, but I don't go all in on it. I prefer global exposure through ETFs like VT, in order to make better use of market cycles and reduce the volatility of my portfolio, in exchange for a slightly lower return. This way, you protect yourself from the effect of Regression to the Mean, where everything that goes up too much ends up falling sharply after some time, something that is very common in stocks and sectoral funds such as SHM, VGT, FTEC, XLK, IBIT, and... .QQQM, which has a strong concentration in technology despite following the Nasdaq 100 index.
Jepq with gpix will mimic s&p500
🤔👀
@@Marcos_Milla little less growth not by much, and way less volatility.
I got 50%qqqm
30% jepq
20% gpix was jepi
What about a lil qqqm
long term QQQM > JEPQ👀
What about QQQI?
QQQI has double the ER as JEPQ. Different management team. It’s supposed to be more tax advantaged than something like JEPQ for tax efficiency. Pretty short history of performance, so I can’t really comment on that. QQQI returns the capital as a dividend and it’s been doing around the same exact dividend. I could see the appeal if you’re new to dividend investing for QQQI but there’s a lot of things to consider before buying this new etf. If you want to see a more in depth guide, type in QQQI and there’s really in depth videos. QQQI is a really really new etf so look more into the management team that actively manages Qqqi.
QQQI at least replicates the index (holds the same companies in the same proportions) unlike JEPQ. QQQI doesn't have enough history to know how well the managers will do with the covered call portion, but given the short term success of SPYI I decided to give both those a try with a small portion of my portfolio (I'm recently retired). I also have a small allocation to JEPI and JEPQ but in total my covered call stuff is a single digit percentage of my investments.
@@Sylvan_dBnice! Would love to hear an update about this as the year/years go by
How do most of you guys still make profit? Even with the downturn of the economy and ever increasing life standards
Well, I picked the challenge to put my finances in order. Then, I invested in cryptocurrency and stocks through the assistance of my discretionary fund manager
She is Mrs Hattie Glover
Interesting, please how can i get more information? i don't want to remain out of ignorance.
This is correct, Hattie's strategy has normalized winning trades for me also, and it's a huge milestone for me looking back to how it all started..
Yes, I agree with you. Her platform is wonderful, and her strategies are exceptional
Collab with EDDIE SANCHEZ!!!
👀I’m listening