PAID UP VALUE OF LIC POLICY, JEEVAN UMANG PAID UP VALUE, JEEVAN UMANG 845 IN HINDI

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  • Опубликовано: 14 янв 2025
  • PAID UP VALUE OF LIC POLICY, JEEVAN UMANG PAID UP VALUE,JEEVAN UMANG LIC PLAN, JEEVAN UMANG 845 IN HINDI, JEEVAN UMANG 845
    Welcome to our RUclips Channel BIMA Xpert
    About this Video-
    Friends यह वीडियो हमने JEEVAN UMANG के PAID UP VALUE कैलकुलेशन को बिल्कुल ही साधारण और सरल भाषा मे समझने के उद्देश्य से बनाया है ताकि इसे याद न रखना पड़े।
    Thank You so Much !!

Комментарии • 134

  • @ravinamarandi3671
    @ravinamarandi3671 3 года назад +2

    Very good information

  • @rajkumarbaghel5849
    @rajkumarbaghel5849 2 года назад +1

    Very nice

  • @minalpatil5338
    @minalpatil5338 3 года назад +1

    Very good

  • @umeshbisen6533
    @umeshbisen6533 3 года назад +1

    Thanks sir

  • @krishnalodhiyal
    @krishnalodhiyal 4 года назад +1

    thank you so much it was goo information

  • @yadavsujeetkumar2592
    @yadavsujeetkumar2592 4 года назад +1

    Very nice👍👏

  • @anilalucor5064
    @anilalucor5064 2 года назад

    Nice

  • @rajshrikumari9327
    @rajshrikumari9327 5 лет назад +1

    Very nice explanation

  • @rakeshprajapati-bl7vq
    @rakeshprajapati-bl7vq 2 года назад

    Nice information

  • @HemantPatel32
    @HemantPatel32 2 года назад +1

    Paid up tenure ke beech kya hum nominee change kar sakte hain

  • @ravindrachavan8579
    @ravindrachavan8579 4 года назад

    Thanks Sir,

  • @dollysasmal3429
    @dollysasmal3429 3 года назад

    Good info

  • @dharmanaapparao7288
    @dharmanaapparao7288 3 года назад +1

    Sir 2020 nov ka Jeevan Lakshya policy paid up kelya kithn chal jama karna hai, kitna amount jamakarna hai sir

  • @BharatWadhwa-w5v
    @BharatWadhwa-w5v Год назад

    Sum assured 2lakh h maine 3 premium bhare h to kya 8petcent milega paid up sum assured ka

  • @chanchalsingh7838
    @chanchalsingh7838 3 года назад +2

    Paid up maturity 80 age me yaa 100 age me hogi??

  • @poonamjalan876
    @poonamjalan876 Год назад

    Final additional bonus is payable or not in case of policy amt paid for 3 years only?

  • @balabhadranayak2489
    @balabhadranayak2489 5 лет назад +1

    Good afternoon sir, very nice paid Of value Ex, ----..,

  • @PANCHALIDEB-m1y
    @PANCHALIDEB-m1y Год назад

    Sir mera 945 table 2years ke baad premium nahi bhara after 17yrs kiya milega? SA 25lac PPT 15yrs.

  • @azadkumargupta2399
    @azadkumargupta2399 5 лет назад +6

    80 वर्ष में जीवित रहने पर 16 लाख मिलेंगे या मृत्यु के बाद नॉमिनी को 16 लाख मिलेंगे

  • @sumitdeka4761
    @sumitdeka4761 3 года назад

    Sir mera lic basic sum 200000 ka hai 15yrs k liya maine 2yrs se jayada premium pay kiya avi aur continue nahi kiya toh mera pay kiya huwa amount maturity me milega kiya

  • @chenirampegu4278
    @chenirampegu4278 2 года назад

    Sir jeevan umang ka code no 945 hai, lekin aapne 845 bataya kya 945 plan alag hai ya ek hi hai..

  • @VinayMishra-uq4ou
    @VinayMishra-uq4ou 9 дней назад

    Jeevan umang policy me agent ne kaha ki 5 years premium per year 1lakh 20 hajar pay karo aur 6 years se 8% pension chalu ho jayega kya aisa possible hai to plz reply

  • @VagtaramPatel-jf3um
    @VagtaramPatel-jf3um 8 месяцев назад

    राम राम सा सा

  • @anandrambhajani4738
    @anandrambhajani4738 2 года назад

    Sir koi client 4 lakh premium yearly 1 saal hi premium bharta hai to kya use 15 saal baad 8% return milega ya policy band ho jaeygi

  • @dhuruvarya823
    @dhuruvarya823 3 года назад

    But deth par kitna milega

  • @warrior4584
    @warrior4584 2 года назад

    Minimum kitne year policy chalni chahiye paid up karne ke liye?

  • @dkojha9628
    @dkojha9628 4 года назад +1

    Sir,premium waiver rider ka pura detail vedio post kijiye,kitne sal tk kam karta hai, please, please, please

    • @bimaxpert597
      @bimaxpert597  4 года назад

      ruclips.net/video/6aeDTIJ5b5I/видео.html
      PWB Rider

  • @Rakeshsahu678
    @Rakeshsahu678 2 года назад

    sir apne ek chij nehi bataya bache hue payment kuch karan se nehi de paya aur us dauran 1,2 saal baad unka anhoni ho jata hai to unke pariwar ko paise milega ya nehi agar milega bhi to kitna milega uske bare me bhi plz bataye

  • @Rakeshsahu678
    @Rakeshsahu678 2 года назад

    bonus rate fixed rahega ya kuch saal baad badal jaega agar bonus rate kam hota hai to fir ye hisab aur kam nehi karega

  • @afshanperveen2598
    @afshanperveen2598 3 года назад

    Sir after 2 premium can I withdraw money during ppt will I get some profit.

    • @bimaxpert597
      @bimaxpert597  3 года назад

      You will get only surrender value almost 30% of of paid premium

  • @harisharora9848
    @harisharora9848 4 года назад +1

    How do you calculate Jeevan umang bonus rates

  • @akshaysopariwala8407
    @akshaysopariwala8407 4 года назад +1

    Sir 16 lakh maturity amt kese count ki if maturity is at 80 year age......?????
    => Kya 16 lakh me
    10 lakh + bonus hai ya
    2,40,000 prem paid + bonus hai

  • @gopendrapandey1995
    @gopendrapandey1995 5 лет назад +2

    Plz sir provide me bonus chart if jivan umang during ppt and after ppt

    • @bimaxpert597
      @bimaxpert597  5 лет назад

      Around 70 per thousand during ppt and 35 after ppt

  • @afshanperveen2598
    @afshanperveen2598 3 года назад

    Sir this formula is applicable to pnbmetlife guarenteed saving plan also.

  • @dheerajkumar-mi1hi
    @dheerajkumar-mi1hi 3 года назад

    Sir according to new IRDA rules a policy is eligible to be paid-up it atleast 2 years of premium are paid.
    I have paid 2 years of premium in jeevan umang table no. 945, my PPT is 20 years and now i don't want to pay further premium for this policy.
    please tell me what will be paid up benefits for me, I don't want to surender policy just don't want to make more investment in this policy.
    Thank you please answer.

    • @bimaxpert597
      @bimaxpert597  3 года назад

      Formula is given in the video
      Calculate accordingly

    • @sudipsingha6779
      @sudipsingha6779 2 года назад

      Also In my case I have paid 2 years of premium in 945 plan and PPT is 15 years and SA is 15lakh and my agent already converted it to paid up policy and told me it will get all the benefits because it has reduced SA of 2 lakhs ...but in this video it is said that you have to give atleast 3 years premium..which one is correct?plz reply.

  • @prathameshbirajdar8778
    @prathameshbirajdar8778 2 года назад +1

    Scam policies… i am also trapped.. stopping premium payment after 3 years

  • @devupendra9511
    @devupendra9511 3 года назад +1

    Video achi hai
    Pr ye policy bekar
    Maine video Like kr di
    Sir Ji

  • @rajum5453
    @rajum5453 4 года назад +2

    I have been paying 48248/- for the last 3 years..for the SU 9 lakhs,ppt 20 yrs....can I get the paid up benefit (I got 135000- paid up values which is less than 2 lakhs...)if I stop paying the rest of the premiums..pls clarify..thnx in advance..

    • @pramodpatel2079
      @pramodpatel2079 3 года назад

      You need to pay atlest 2.4 lakh premium..

  • @shravankuchankar2608
    @shravankuchankar2608 5 лет назад

    Sir, ek aaur baat lic site par after ppt k baad ka bhi bones milta hair aisa kuch video me bataya hai,kya sahi hai?

    • @bimaxpert597
      @bimaxpert597  5 лет назад +1

      Han ... Maine bhi apne video me btaya hai

    • @shravankuchankar2608
      @shravankuchankar2608 5 лет назад

      Sir,aapka shukriya krta hu ki, aap acchi tarha samjate hai.Lekin jeevan umang ko pension plan ki tarha har mahina Lena hai. Air fund bhi banana hai.mai kisaan hoo. Meri umar 37 saal hai to aap total jankari k saat video banaye taki muze policy Lena hai. Pls. Sir

    • @bimaxpert597
      @bimaxpert597  5 лет назад

      ruclips.net/video/tWk9kAJfQDo/видео.html
      Pura dekhe

    • @bimaxpert597
      @bimaxpert597  5 лет назад +1

      ruclips.net/video/tWk9kAJfQDo/видео.html
      Pls share this channel and video with your friends

    • @masterjikipathshala844
      @masterjikipathshala844 5 лет назад

      @@bimaxpert597 and agar policy holder dies any time after paying three yrs premium, let say 5th Yr, then what will be death benifit?

  • @ManiKandan-h4m
    @ManiKandan-h4m Год назад

    Hi Sir, I paid one year only. As per your video calculation my paid up S.A valve comes 333333 rupees. its more than 200000. So, in this case
    1.I will get benefit in future on this one year premium?
    2.I will get Risk cover benefit ?
    3. Or any mandatory years should pay on this policy to get future benefit and risk cover. ?
    I am not able to pay more. i can leave this policy in this stage?. Please give me clarification on my queries . Thank you .

  • @sandeepkumar-ue2dt
    @sandeepkumar-ue2dt 5 лет назад

    Is it guramted. Written on documents.

  • @shwetapandey117
    @shwetapandey117 3 года назад

    Can't I make my lic in paid up value after 1 installment only.I have invested in jeevan umang in this year but now i dont want to invest more in this policy

  • @sagarvasu7083
    @sagarvasu7083 3 года назад +1

    Sir what if my paid up value less than 2 lacs and still I want to quit..?

    • @bimaxpert597
      @bimaxpert597  3 года назад +1

      You won't get any benefit further

  • @rambabuprasad163
    @rambabuprasad163 4 года назад +1

    Light on sixteen lsc calculation please

  • @rajendrasingh-ni3mi
    @rajendrasingh-ni3mi Год назад

    Sir 02 lakhs ki paid up per after 35 years kish calculation se 16lakh Rupees milega please send calculation percentage rate batain

  • @hansSangam1999
    @hansSangam1999 4 года назад

    Mainee jeevan umang ki policy 10 lakh sum assured aur ppt 15 years ka liya.15 sal ppt dene ke bad m surrender karta hu to mujhe kitna amount milega.

    • @bimaxpert597
      @bimaxpert597  4 года назад

      Just aprx 1.6 times of your deposited amount

  • @MukeshGupta259
    @MukeshGupta259 4 года назад +2

    4.5% ka return hua aur ek baat aaj se 50 saal baad 16 lac rupees ki value kya reh jayegi??? LIC walo ne pure desh ka chutiya kata hai kafi salo se. Me surrender kar rha hu isse achha hai fd kar lu un paiso ki.

  • @sanjaimishra1069
    @sanjaimishra1069 3 года назад

    Over Best Sir Ji.

  • @sentahardikkumar1941
    @sentahardikkumar1941 3 года назад

    1600000 maturity amount konse sum assured par milega

  • @gpjain6593
    @gpjain6593 Год назад

    💖🙏💚 Sar Mera bhi Yahi hal hai 3 Sal Bhar Ke Main Bhi fed up kar Aaunga 12000 mahina ka Bhar Raha Hun

  • @kaushleshyadav9390
    @kaushleshyadav9390 2 года назад

    यह बता कि उमंग पॉलिसी में फाइनल एडिशन बोनस हर साल किधर से कितना देती है या जोड़ती है 15 साल के बाद किसी की 17 साल या 25 साल पर डेट होती है तो कितना फाइनली बोनस जोड़ेगी या देगी सिंपल रिवर सरी बोनस तो कुछ मालूम है

  • @arijitroy3185
    @arijitroy3185 4 года назад

    please give paid up value calculation in hdfc policy

  • @anuragsharma5209
    @anuragsharma5209 3 года назад

    Sir suppose Maine 3 years complete kiye policy ke jo ki mujhe 15 years tak chlani thi or 2 lakh above mera amount bhi jama ho gya.. Ab mere ko aage kya process karna hoga jisse 15 saal bd whi benefits mile? Please suggest the process for discontinue after 3 years?

    • @bimaxpert597
      @bimaxpert597  3 года назад +1

      Kuchh nahi karna hai chhod dijiye

  • @satyanarayanshaw662
    @satyanarayanshaw662 4 года назад

    16 lakh ki targa milage iske bare ma batay

  • @afshanperveen2598
    @afshanperveen2598 3 года назад

    The money that we get on maturity is sum assured

  • @sandipagravat945
    @sandipagravat945 4 года назад

    Paid ud 2 lakh se kum nahi honi chahiye inka ka matlab k 2 lakh se jyada paise hame bharne hoge tabhi benefit mileage???
    M i right??? please guide me

    • @bimaxpert597
      @bimaxpert597  4 года назад

      Yes, it's true par ap jab premium fail bhi karte hain to bhi apki policy ke fayde apko milte hain

  • @krishnalodhiyal
    @krishnalodhiyal 4 года назад

    How 1600000?

  • @gopendrapandey1995
    @gopendrapandey1995 5 лет назад

    Sir aapne isme maturity 16 lac kaise calculate ki hai
    Bonus kitna lagaya hai after ppt

    • @bimaxpert597
      @bimaxpert597  5 лет назад

      35 per thousand after ppt.. it will go around 16 in 100 yrs if policy holder survives

  • @pushkarkumar1748
    @pushkarkumar1748 6 месяцев назад

    paid up value 2 lakh se kam na ho matlab agar paid up value 50 hajar rahe tab kya hoga

  • @VishalKumar-x8f7k
    @VishalKumar-x8f7k Год назад

    2 saal baad paid up me convert ho sakega jeewan umang

  • @dhananjaikandari2808
    @dhananjaikandari2808 4 года назад

    Sir meri age 39 year h 5 lakh ki police 15 Years k liye kitna premium Monthly ya yearli dena hoga j pls reply Detail thank-you

    • @bimaxpert597
      @bimaxpert597  4 года назад

      40,500 yly for 15 yr term

    • @dhananjaikandari2808
      @dhananjaikandari2808 4 года назад

      OK thank-you sir

    • @dhananjaikandari2808
      @dhananjaikandari2808 4 года назад

      Sir yadi premium 3lakh jma Kara diye or beech m financial problems k vajah se band karni pade or 15 saal bad pension with bonus benefit Milega

  • @schandrabhanu
    @schandrabhanu 5 лет назад +1

    व्हाट्सअप में ब्रॉडकास्ट लिस्ट बनाइये और एक क्लिक में 1250 लोगों को भेजिये

  • @kaafirthegreat6096
    @kaafirthegreat6096 5 лет назад

    Jai shree hari

  • @anilgautam8322
    @anilgautam8322 4 года назад

    2160000 nominee ko ya usi ko jivan umang to 100 saal ka hai.. Please clear me

    • @bimaxpert597
      @bimaxpert597  4 года назад

      Nominee ko milega par agar life assured chahe to surrender kar sakta hai.

  • @schandrabhanu
    @schandrabhanu 5 лет назад +1

    42 subscriber

  • @rajum5453
    @rajum5453 4 года назад +1

    is it mandatory that paid up value should be 2 lakh? or can we get paid-up benefit if it is less then 2 lakhs?

    • @bimaxpert597
      @bimaxpert597  4 года назад +2

      Paid up value should not be less than 2 lakh, so continue for two more year atleast.

    • @sanjaykumar-uc4fu
      @sanjaykumar-uc4fu 2 года назад

      That depends on Policy, if Basic SA is min 2 lakh then its mandatory. If SA is less than that u can get paid up benifit..

  • @cricketRJ123
    @cricketRJ123 Год назад

    1600000 lakh kaha se aaya bhai

  • @pradeepkumarkundu7137
    @pradeepkumarkundu7137 4 года назад

    Sir New plan details 945 Umang

  • @2609Aman
    @2609Aman 2 года назад

    @5:30: naya or nayaab policy. This policy is compounding at rate of 5% annually. Isse acha toh bank ki FD hi hui. Only benefit is for LIC Agent. They make 25% commission of annual premium for this.

  • @amitgandhi2761
    @amitgandhi2761 Год назад

    16 L maturity kaise aya

  • @santoshsingh-do4st
    @santoshsingh-do4st 5 лет назад

    or agar 15 yrs tak premium dene ke badh after maturity kya milena

  • @schandrabhanu
    @schandrabhanu 5 лет назад +1

    करी थी

  • @paisakori
    @paisakori 3 года назад

    If sum Aseuord upto 2 laks

  • @anuragverma1720
    @anuragverma1720 3 года назад

    Sir excellent explanation 👍
    My father has taken this policy for me, i have frw queries..
    1) if i pay the amount for 3 years only and something happend with the person in between 15 years then what will happen?
    2) My second query is related to after 15 years from 16th year i will get some amount every year and when can i surrender the policy? or it depends upon me i can surrender after 20 years or 25 years
    3) And. Sir what is exactly the policy term? After 15 years if something happend to the insured person then all the benefits will be given to nominee for example at 75 years insurer is no more
    Please confirm sir.

    • @bimaxpert597
      @bimaxpert597  3 года назад +2

      1- PAID UP SUM ASSURED WILL BE PAID in that case
      2- you can surrender the policy any time after 15 year of term..

    • @anuragverma1720
      @anuragverma1720 3 года назад

      @@bimaxpert597 Thank You Sir i got ur explanation properly 🤝

  • @narayandasverma8292
    @narayandasverma8292 5 лет назад

    Lic mai 8% कहाँ मिलता है?

    • @bimaxpert597
      @bimaxpert597  5 лет назад

      ruclips.net/video/tWk9kAJfQDo/видео.html
      इसको पूरा देखे आपको समझ मे आ जायेगा

  • @raghwendrakumar7239
    @raghwendrakumar7239 5 лет назад

    2 Lakh Ka policy liya ho aur 3sal premium Diya fir chhor Diya to kya Hoga

  • @dheerajjha7888
    @dheerajjha7888 4 года назад

    Jivan umang ki irr value 7% se bhi kam hai

  • @rajkumari0605
    @rajkumari0605 5 лет назад

    Hello Sir
    Rs. 1600000 lacs ka break up PLEASE

  • @schandrabhanu
    @schandrabhanu 5 лет назад +1

    Whatsapp pe sabko bhejiye

  • @shravankuchankar2608
    @shravankuchankar2608 5 лет назад

    Lic website par aap kehrhe aisa to kuch nhi hai.

    • @bimaxpert597
      @bimaxpert597  5 лет назад

      Thik se dekhe.. paidup value ka detail hai

  • @dhananjaikandari2808
    @dhananjaikandari2808 4 года назад

    Sir paid up value jeevan shanti k bare m b batayen

  • @JatinderSingh-cv1lc
    @JatinderSingh-cv1lc 4 года назад

    Ye to samjh se bahar h policy

  • @laljiyadavlic
    @laljiyadavlic 2 года назад

    16 lakh ka calculation

  • @NeerajKumar-nm3vw
    @NeerajKumar-nm3vw 5 лет назад

    It's misguiding materials you provoking.. 🤔

  • @manishadave8550
    @manishadave8550 2 года назад

    I have two questions for paid up values:
    1. What if death of the policy holder is done within 15 years.
    2. Can Loan or surrender value be available after 15 years?

    • @bimaxpert597
      @bimaxpert597  2 года назад

      If death occurs Reduced Sum assured and bonus will be payable
      And loan surrender will be available

    • @sacing3512
      @sacing3512 Год назад

      @@bimaxpert597 additionally mention that returns are totally tax free
      because if we put lump sum fund in bank for monthly interest is subject to Tax deduction

  • @OppoAs-pq2og
    @OppoAs-pq2og 5 лет назад

    बीच में यदि मौत हो तो

    • @bimaxpert597
      @bimaxpert597  5 лет назад

      अगर पॉलिसी चालू है तो क्लेम की रकम मिलेगी और नही तो फिर paid up value

  • @chiragmasih6345
    @chiragmasih6345 11 месяцев назад +1

    Very very nice 👍🏻