Ashok jee thanks for your query. Yah premium payment term (PPT) par nirbhar karta hai, matlab aap kitne saal tak premium pay karna chate hain, yadi 15 years premium pay karna chate hain to lete hain to saal ka lhlagbhag 20500, ppt 20 saal ka 13700, ppt 25 saal ka 10,000 aur ppt 30 saal ka lete hai to 7800 dalana.
Same here and I talk to the customer care and they said we will get only 1400 per month after 2033, kya faida 2033 mai 1400 rupay ka 2.7 lakh dene ke baad. 😭
डियर सर मैं आपके समझाने के तरीके का बहुत बड़ा फैन हूं, आपका बहुत बहुत आभार, मेरा एक सवाल है कि: अगर जीवन उमंग पॉलिसी कोई अपने बच्चे के लिए लेते हैं और प्रपोजर की डेथ हो जाती है तो उस समय पॉलिसी एक्टिव रहेगी या नहीं... पॉलिसी के सभी बेनिफिट्स मिलेंगे या नहीं, क्या फिर भी प्रीमियम भरने की नीड होगी, प्लीज़ थोड़ा क्लियर करिए..!
Thanks for video .1.sir which professional or occupational people had mostly opted this plan according to lic data. 2. sir can a newly recruited goverment doctor can be ideal for this plan. please suggest.
Anyone can take this plan.... Because it's a whole life plan with yearly survival benefit....and if with a proper planning you will go with this plan you will be able to get maximum benefits... No this is the one of the best product of LIC ... If somebody don't want invest all amount in one time..
Special surrender value ke liye kya sir koi alag se premium dena padta hai kya mere policy 2019 liya tha old wala abhi to new wale may special surrender value nhi hai??
अच्छी जानकारी ,।।।धन्यवाद...👍 लेकिन एक गलत जानकारी आपने दी है कि 15, 20, 25 , और 30 , सभी ppt के लिए मिनिमम एज 90 दिन ही बताया है, जो कि गलत है । असल में 15 की ppt में मिनिमम एज 15 साल, 20 साल की ppt में 10 साल , 25 साल की ppt में 5 साल तथा 30 की ppt में मिनिमम एज 90 दिन है....प्लीज सर मॉडिफाई दिस....
Realy very nice, plz sir ji mujhe ye bataiye ki main term plan lena chahta hu, जो ki main hdfc ya lic में se lena hai plz mujhe bataiye mujhe kaun sa lena chahiye
Very nice explanation. I have following query: You have mentioned that based on VSR Bouns, Sum Assured is increased. but in your calculation it does not mention. Could you please explain in more details?
Very good session. What if I make premium payment for 3yrs and later stop paying and don't close the policy till maturity? Will I get my 100% premium paid?
Sir aap ne before maturity 75 age ko surrender ka example mai death ke 90 % yani Rs.55 lakh bataya hai but after PPT ke 2 saal bad wo surrender karta hai to usi example ko kitna milega
I have taken it for 15 years with sum assured 3 lacs.... If I want to take special surrender benefit after 15 years of premium paying term, how much can I get as lump sum?
Very nice sar lekin primium tram katm hone ke ek years pahle grahak lon koteson ke hisab se pora lon le leta hai tho ushe bad mai penson kitana milega...
जिस किसी का PPT 50 वर्ष की आयु में खत्म हो गया। और वो 55 की उम्र में SSV लेना चाहे तो उसको 5 साल तक SA का 8 % मिला और 55 साल के बाद death benefit का 90 % भी मिलेगा। क्या मेरा सोचना सही है ?
Very nice presentation Sir i have some quarries ---- Jeevan Tarang 178 table SA 500000 for 15 years taken, & will be matured in July 2023, Yearly premium was fully paid up & no loan taken. What will be maturity value and if I donot want annuity pension then what will be the exit process now? And how much amount i shall get in leu for annuity pension? & what will be the process?
Meri Umar Hai 40 saal Jeevan Umang policy Apne bache ke liye Lena Chahta Hoon Achanak Kisi Aur Se Meri Tut Gayi To Kya Labh policy Chalegi ya band ho jayegi
Hello I am having Jeevan umang... i have very important query lets suppose if i paid all PPT till the age of 60 and after that if i want to surrender the policy... will there be income tax applicable on surrender value ? Also TDS is applicable on surrender return ?
Meri husband ne ye policy li thi,par in ki death 28 months me hi ho gai,sum assured value 5 lack thi...par l.i.c wale ab sirf 3 lakh de rahe hai kya ye sahi hai, jb ki mere according sum assured pura milna chahiye.pls help me....reply
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
two things I learnt
1. off course about the policy. First video which I saw with lot of details.
2. some Hindi words (:-
Thank you.
Hello I'm an insurance advisor (LIC)Mumbai
Plz contact me on 8928367493/8652334226
I TOOK THIS POLICY ON 18TH JANUARY 2020, AFTER SEEING YOUR VIDEO
For how much Sum assured and term
बेहतर जानकारी, अच्छी वीडियो
PRINCE KAKKAR love
मेरे bacchee की उमर 25 03 1999 है
250000 लाख sum assured के कितना सलना bhugtann karna padega
Ashok jee thanks for your query. Yah premium payment term (PPT) par nirbhar karta hai, matlab aap kitne saal tak premium pay karna chate hain, yadi 15 years premium pay karna chate hain to lete hain to saal ka lhlagbhag 20500, ppt 20 saal ka 13700, ppt 25 saal ka 10,000 aur ppt 30 saal ka lete hai to 7800 dalana.
I took this policy on 3-dec 2019 after seeing ur video
Contact me on 9019160497 LIC AGENT
For how much sum assured and term
@@jkb3331 sum assured 2lakhs, policy term 70 yrs, ppt 25 yrs
Nycly explained..... thank u so much...I have an Umang policy since one year..
Giriraj Gurjar aapka date of birth kya hai muze 9029068220 par whatup kar dena mein bataunga.
Giriraj Gurjar aapka dob bhej dena 9029068220 par whatup kar dena main bataunga.
Bahut achche se samjha diya sir aapne.
Thank you
Very nice video sir Ji
Thanks Sir 👍👍👍👍
I have taken this insurance in 2018 my son name he was at that time completely 9 years please explain benifitvery good information in good language
Your communication are excellent.
good video and i took this policy in 2019 already👍🏻👌🏻
Same here and I talk to the customer care and they said we will get only 1400 per month after 2033, kya faida 2033 mai 1400 rupay ka 2.7 lakh dene ke baad. 😭
Nice and very informative
Thanks
very nice sir table 845 👌💐💐
Very good job
डियर सर मैं आपके समझाने के तरीके का बहुत बड़ा फैन हूं, आपका बहुत बहुत आभार, मेरा एक सवाल है कि: अगर जीवन उमंग पॉलिसी कोई अपने बच्चे के लिए लेते हैं और प्रपोजर की डेथ हो जाती है तो उस समय पॉलिसी एक्टिव रहेगी या नहीं... पॉलिसी के सभी बेनिफिट्स मिलेंगे या नहीं, क्या फिर भी प्रीमियम भरने की नीड होगी, प्लीज़ थोड़ा क्लियर करिए..!
Premium pay karna hoga
Very good informetion
Nice information, special surrender value Ki information dene ke liye special Thanks ,mai isske bare mai hi search kar raha tha again thanks a lot
Many thanks for your kind words.
Bahut. Achhe. Policy. Hai. Jeban. Umang
ji best guideline
NICELY EXPLAINED
Very Nice Sir .. Thanku So Much ..
Thanks for your appreciation..
Very nice plan we have to buy this plan
manjay gupta Pls contact me at 9971020542, for more details on LIC policies. Thanks,
I m also lic advisor. aapne bahot hi salar tarike se plan samjhya
Thanks a lot for your appriciation
Paiup value ke sath risk cover hota hai ki nahi
9525563613
Yes hota hai paid up su assured par
बहुत सुंदर
Jee bahut bahut dhanyawad..
Thanks for video .1.sir which professional or occupational people had mostly opted this plan according to lic data. 2. sir can a newly recruited goverment doctor can be ideal for this plan. please suggest.
Anyone can take this plan.... Because it's a whole life plan with yearly survival benefit....and if with a proper planning you will go with this plan you will be able to get maximum benefits...
No this is the one of the best product of LIC ... If somebody don't want invest all amount in one time..
Bhai mai 15 yrs ka premium liyaa hu
Return benefits 15 yrs milega ya 16 yrs se
Very nice
I am confused b/w LIC eterm plan and Jeevan Anand plan ....is it wise to purchase Jeevan Anand instead of e term plan for insurance
If sum insured of jeevan Anand solve your purpose you can go for jeevan Anand.
Special surrender value ke liye kya sir koi alag se premium dena padta hai kya mere policy 2019 liya tha old wala abhi to new wale may special surrender value nhi hai??
does lic has only pure term insurance plan? which one is that
Yes, 854 and 855
@@InsuranceTechnical thanks
Very nice!!!
Best described 👍😊
Very good policy jeewanUman
Good work bro
अच्छी जानकारी ,।।।धन्यवाद...👍
लेकिन एक गलत जानकारी आपने दी है कि 15, 20, 25 , और 30 , सभी ppt के लिए मिनिमम एज 90 दिन ही बताया है, जो कि गलत है । असल में 15 की ppt में मिनिमम एज 15 साल, 20 साल की ppt में 10 साल , 25 साल की ppt में 5 साल तथा 30 की ppt में मिनिमम एज 90 दिन है....प्लीज सर मॉडिफाई दिस....
Is Vested Bonus payed after PPT also ? as u mentioned in Video 23*1000*50...can u share link where I can check this ?
Yes you are correct ,Bonus rate is half in LIC illustration. Kindly visit LIC website
Please tell me what is rebate on high sum assured
It is discount in premium
Great video sir please explain d on 50 years of age
Very nice Sir ji
Thanks
Humne bahut lic video dekha but your is best
One question sir please tell me
Kya ye policy may 2020 me yani
Is samay mil raha hai kya
Kya mai apni wife ke liye le sakta hu
Ladis le sakti hai kya age 23
Yes mil raha hai, aur ise aap apni wife ke keye bhi le sakte hai. Aaj ke date me iska tabke no 945 hai
Realy very nice, plz sir ji mujhe ye bataiye ki main term plan lena chahta hu, जो ki main hdfc ya lic में se lena hai plz mujhe bataiye mujhe kaun sa lena chahiye
Many thanks for your kind words. Aap 2video ko dekhe aapki confusion dur ho jayegi
1.ruclips.net/video/ibKAmnLynzY/видео.html
2.ruclips.net/video/Tv4pl2IRUVs/видео.html
838070527
kiran
Call me 8953269676
Thanks sirji
Sir
Maturity pura hone par paisa nikal sakte hn
Hello sir. Sir me ek new lic agent hu. Sir mera sawal ki me celling per clinet ko plan kaise samjhao
Really nice sir
Thanks a lot for your motivating words.
VERY NICE SIR
Thanks...
Nice video sir, please share formula for death benefit calculation
Very nice explanation. I have following query: You have mentioned that based on VSR Bouns, Sum Assured is increased. but in your calculation it does not mention. Could you please explain in more details?
I am not able to get which point you are referring to , howevy it would be machurity not Sum Assured.
@@InsuranceTechnical thanks for clarification. (Please refer 1:05 min.) in video
Is purchase on line facilities available???
Special surender value benifit , Mera hai ki nahi kese pata chalega
Three year primium jama hone ke bad usper loan ho to kya benifit milega
Yearly premium कितना देना होगा
वो तो बताया ही नही
LIC insurance policy ke liye contact me 9753804571
Hello I'm an insurance advisor (LIC)Mumbai
Plz contact me on 8928367493/8652334226
GOOD WORK, YOUR EXPLANATION WAS PERFECT ON THIS PLAN
JOBIN VARGHESEq
Hello Team,
Thank you for this video.
I want to know of how much amount i will get once i will close this policy after 3 years?
Sir 15years ppt me 2lakh sum assured ka maturity amount kya hoga (lum sum). Premium 4223 rs/qaterly h..
Can I change nominee later, after taking the policy
Yes any time whenever you want
Agar sir mein Arab country mein kaam karte koi accident ho jaye to phir bhi yeh rider ka benifit mujhe milega
Very good session. What if I make premium payment for 3yrs and later stop paying and don't close the policy till maturity? Will I get my 100% premium paid?
It will acquire paid up value and coverage may continue on that. Means on reduced sum assured
Sir aap ne before maturity 75 age ko surrender ka example mai death ke 90 % yani Rs.55 lakh bataya hai but after PPT ke 2 saal bad wo surrender karta hai to usi example ko kitna milega
Good video & I subscribed it.I would like to know the calculation of both bonuses & secondly want to know how you have calculated the death maturity.
Please download All in one app
If I chose to pay yearly premium for Jeevan Umang then do I have to pay the 1st premium instantly i.e at the time of buying the policy?
Yes
Sir, umang ke bonus or FAB ka kya current rate chal raha hai. Please tell me
Sir mujhe ye jaana hai jaise maine 8 se 9 months premium bhara hai and so mai surrender krke paise withdrawal kr skta hu ky?
Very much impressed, all cleared.
Very nice video sir
Vivek Charan thanks for your kind appriciation.
(in case of half yearly) how many instalment should be paid for paid up????? 6 or 7 ??????
Can you please furnished the Table (chart of this plan No:845 )
Is there any cashback after PPT is over?
very nice thanks a lot sir
Thanks for your kind appreciation .
nice video sir keep it up
Dhanyawad sir bahut badiya
Thanks for your appreciation..
Is it cover the death due to national diesater (due to covid-19)..?
I have taken it for 15 years with sum assured 3 lacs.... If I want to take special surrender benefit after 15 years of premium paying term, how much can I get as lump sum?
What will the benefits if customer within one year in jivan umang.
Very nice sar lekin primium tram katm hone ke ek years pahle grahak lon koteson ke hisab se pora lon le leta hai tho ushe bad mai penson kitana milega...
Iski jankari ke leye aap LIC agent ko sampark kare.
Ham abhi 25000yearly jama karte hai bataye full fayada kya or kitna hoga
Sir agar 100 years se pehley death ho jati hai to nominee ko paisa wapas mil jata hai kya?
Yes, nominee ko death benefits milega. Video me bataya to hai.
जिस किसी का PPT 50 वर्ष की आयु में खत्म हो गया। और वो 55 की उम्र में SSV लेना चाहे तो उसको 5 साल तक SA का 8 % मिला और 55 साल के बाद death benefit का 90 % भी मिलेगा। क्या मेरा सोचना सही है ?
Sir, is medical check up required to take this policy. Age 48 yrs
Thank you sir
Most welcome. Thanks for your appreciation.
Maine ye policy 25 year main Li thi ...3lakh 15year ke liye ...agar main isko 50years main surrender krta hun tho muje kitna amount mil skta hain?
Very nice presentation Sir i have some quarries ---- Jeevan Tarang 178 table SA 500000 for 15 years taken, & will be matured in July 2023, Yearly premium was fully paid up & no loan taken. What will be maturity value and if I donot want annuity pension then what will be the exit process now? And how much amount i shall get in leu for annuity pension? & what will be the process?
Same example table no 178
Nice but sabse behtar plan kaun hai
Vested bonus and after bonus calculation kaise Kiya sjr
sir kya is policy ko koi gov. Employee apne parent's k lie le skta h???
shefali soni
yes mam...
parents should be working..
Great thanks sir, God bless U
Dear Viswa, Many thanks for your kind appreciation and Blessing.
Good job
Meri Umar Hai 40 saal Jeevan Umang policy Apne bache ke liye Lena Chahta Hoon Achanak Kisi Aur Se Meri Tut Gayi To Kya Labh policy Chalegi ya band ho jayegi
Jeevan labh policy available hai
Nice sir
Thanks..
Nice plan everybody.
Mast
Thanks sir but please details if policy surrender after 20 years sum assured 10 lakhs.Then how much money I will get.
Hello I'm an insurance advisor (LIC)Mumbai
Plz contact me on 8928367493/8652334226
Sir, jivan umang policy ko pati aur patni (dono) milakar ek policy nikal sakte kya?
Pls batao
SAGAR BARMAN
life insurance adviser
Ph.7015178229
Wtp.9253100318
Yes Mr amol bhoyar sir
@@anoopyadav5495 sir kaise bataiye my contact no. 7588888774 pls call me
Mr. Bhoyar sir information mili kya
Yes
Well done sir
Best video
SIR KINDLY PROVIDE ME THE FAB RATE WHICH YOU SHOWN ON THE PRESENTATION
Kindly serch it on google. Kindly keeo video upload date in mind
Rebate on high sum assured.. ke bare me full analysis bataiye sir🙏
Rebate on high Sum Assured, simply premium me discount hai.
Hi all
Kisiko hdfc life insurance me policy leni he to mujhe contact kare me policy me discount dilwa dunga
9265061712
Himanshu
Hello I am having Jeevan umang... i have very important query lets suppose if i paid all PPT till the age of 60 and after that if i want to surrender the policy... will there be income tax applicable on surrender value ? Also TDS is applicable on surrender return ?
Very Nice
Dear Mr. Yadav, Thanks a lot for your appreciation.
Best
Meri husband ne ye policy li thi,par in ki death 28 months me hi ho gai,sum assured value 5 lack thi...par l.i.c wale ab sirf 3 lakh de rahe hai kya ye sahi hai, jb ki mere according sum assured pura milna chahiye.pls help me....reply
Final addition Bonus kaise calculate kar rahe hai sir?
Iski video banayi hui hai