Jeevan Umang - 945 : 2024 - Top selling policy | जीवन उमंग 945 = complete information of policy

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  • Опубликовано: 28 ноя 2024
  • Jeevan Umang - 945 : With 5 Examples of surrender and death benefit | जीवन उमंग 945
    This video helps you to understand the LIC Jeevan Umang ( Table No. 945 ). this is one of the best life insurance policy of LIC, This policy is designed to get the whole life pension and leave the maturity or death benefit behind you. We have explained with example of Jeevan Umang death benefit , examples of the surrender value of Jeevan Umang at different ages. examples of loans under the Jeevan Umang policy at different stages. Purpose and structure of Jeevan Umang policy in detail. This video is in straightforward but effective language, it provides complete information about the policy, its eligibility criteria, Benefits, Riders, and Other Benefits with examples. Subscribe to this channel to understand Insurance in simple language. If you like the content of this channel please create awareness among people about this “Insurance Technical “channel. This “Insurance Technical “Channel is All About Insurance. The purpose of this channel is to share the insurance knowledge and put the complex wording in simplified form with examples so that everyone can understand it. All Videos are in Hindi पेड-अप वैल्यू | Paid-Up Value - How to calculate and other important information : • पेड-अप वैल्यू | Paid-U... LIC’s Related Video Playlist - www.youtube.co.... LIC’s Riders Accidental Death and Disability Benefit Rider - • LIC Accidental Death a... Accidental Benefit Rider - • LIC Accident BenefitRi... New Term Assurance Rider - • #LICTermAssuranceRider... Critical Illness rider - • LIC’s Critical Illness... Accidental Benefit Rider - • LIC Accident BenefitRi... Motor Insurance Related Video Playlist - www.youtube.co.... Mediclaim / Health Insurance Related Video Playlist - www.youtube.co.... Fire/ Property Insurance Related Video Playlist - www.youtube.co.... Life insurance Related Video Playlist - • Life Insurance Related... ( #LICJeevanumang #LICJeevanumang #LICjeevanumanginhindi )

Комментарии • 118

  • @shivajimalichavanlicdevelo7272
    @shivajimalichavanlicdevelo7272 3 месяца назад +6

    Bahut hi achha plan hai, Maine yearly 5 lakh premium ka plan liya hai

  • @prakashpaliwal3780
    @prakashpaliwal3780 22 дня назад

    Bahut acche se samjhaya aapane yah policy mujhe bahut acche se samajh mein I yah Maine already Li Hui Hai Jivan Umang

  • @jhakhagesh
    @jhakhagesh 9 месяцев назад +5

    Very informative

  • @maheshlanjewar9142
    @maheshlanjewar9142 2 месяца назад

    Very Nice tips & suggestion ❤🎉 Thank's

  • @sandeeprawat1535
    @sandeeprawat1535 2 месяца назад

    Bahut badiya ji..

  • @ranjitbhakt4576
    @ranjitbhakt4576 9 месяцев назад +2

    Please calculate for death at the age of 70....The fighre shown for 1.5cr is for 100 years.....

  • @musheerahmad4707
    @musheerahmad4707 9 месяцев назад +2

    I am visually impaired and I have not been offered the benefit of accidental death in this policy 845 Jivan, Umang.

  • @HimanshuSingh-id4xl
    @HimanshuSingh-id4xl 9 месяцев назад +2

    Sir your videos are awesome and very simple to understand. Can you please made a video on Jeevan Saral Table 165 plan as well? It is a discontinued plan and I am having no information on how this plan will work.

  • @prakashpaliwal3780
    @prakashpaliwal3780 22 дня назад

    Maine Ek Jivan Saral policy Li hui hai please aap uske upar video Banaya na vah maine 2011 Mein Li Thi lekin usmein Kitna Paisa Milega Kya Hoga vah mujhe pata nahin hai aur policy Mein regular Bhar Raha Hun

  • @SunnyKoli-sg8ej
    @SunnyKoli-sg8ej 2 месяца назад

    Sir kisi person ki age 60+ hai to usaki policy ho sakati hai

  • @Aayush.kaushal
    @Aayush.kaushal 4 месяца назад +2

    Sir mera umar 19 saal hai mere future aur business ke liye best plan kon sa hai

  • @lubnabegum8882
    @lubnabegum8882 2 месяца назад

    Kitne year me sarendar kar sakte h

  • @VivekGarg-h7u
    @VivekGarg-h7u 9 месяцев назад +5

    I have paid 100000 one year premium for plan 945 , i don't want to continue should i get return, what is the procedure

    • @kapilgupta1287
      @kapilgupta1287 8 месяцев назад +1

      Don't be foolish in surrendering or your plan or discontinue payment of premium ..
      What jeevan umang gives, no one can give...
      Don't take advice of online self proclaimed financial advisors.
      In case of emergency only lic will help

    • @Dugguanishandaarohi123
      @Dugguanishandaarohi123 8 месяцев назад

      Hi. I'm also thinking the same. How can I get loan

    • @kapilgupta1287
      @kapilgupta1287 8 месяцев назад

      @@Dugguanishandaarohi123 loan after 3 years

    • @NutanTripathy-x8q
      @NutanTripathy-x8q 3 месяца назад

      No you have to pay atleast 2 year. Then you can withdraw

  • @musheerahmad4707
    @musheerahmad4707 9 месяцев назад

    I took Jivan Umang Policy plan number 845 on your advice. Please tell me what is the difference between plan number 845 and plan number 945.
    Thanks and regards, your videos are always informative and wonderful

    • @lavichawla1917
      @lavichawla1917 8 месяцев назад

      Sir you just got scammed......this policy is a scam.....hear me out and calculate your self...... according to the example given in this video the premium is 5669Rs/ month for 30 years.... considering stock market average return of 13% over last 50 years....if you simply invest in NIFTY 50 with same premium over next 30y.......you will make 2.5Cr after 30y and after that even if you stop investment you will get 180Cr at maturity.....do u really want to waste your money

    • @arunkumar-it2yq
      @arunkumar-it2yq 4 месяца назад

      Plan 845 is now known as 945

  • @dharmendarbhatia6583
    @dharmendarbhatia6583 8 месяцев назад +1

    Sir ji Esme limited premium payment ka kya hota hai

    • @kapilgupta1287
      @kapilgupta1287 8 месяцев назад

      Limited premium paying term ka matlab jahan premium term Policy term se kam ho .
      For example jeevan labh Jahan Policy Term 16 years hai lekin premium sirf ten years bharna hai....usko Bolte hai limited premium payment

    • @dharmendarbhatia6583
      @dharmendarbhatia6583 8 месяцев назад

      @@kapilgupta1287 sir is kya fayda hoga yah fir koi nuksan toh nahi hoga ??

    • @kapilgupta1287
      @kapilgupta1287 8 месяцев назад

      @@dharmendarbhatia6583 sir nuksan koi nahi hai... policy ko design iss tarha se kia gaya hai

    • @dharmendarbhatia6583
      @dharmendarbhatia6583 8 месяцев назад

      @@kapilgupta1287 kya mai jeevan umang policy lai saktka hu limited premium payment mai mere age 34 hai?

    • @SonuKumar-fj5jc
      @SonuKumar-fj5jc 8 месяцев назад

      Jii jarur​@@dharmendarbhatia6583

  • @ishansharma5001
    @ishansharma5001 6 месяцев назад +1

    Tax free pension ❤❤

  • @avinashsingh7219
    @avinashsingh7219 5 месяцев назад

    Isme one time premium payment option bhi hai kya

  • @avniassosiates9190
    @avniassosiates9190 3 месяца назад +1

    Mujhe leni hai kise le.

  • @lalbahadurpal7007
    @lalbahadurpal7007 2 месяца назад +1

    Yedi 100 Sal ke pahale adami deth Kar jata hai to sake nomination ko paise milenge ya nahin

  • @FrappeTunes
    @FrappeTunes 2 месяца назад

    kya before death when pension 8 percent amount is started ...that lump sum amount bonus and all can be withdraw ???or it can only be given to legal hiers after death?

  • @kuldeepraj5946
    @kuldeepraj5946 5 месяцев назад +2

    Best bank

  • @ShivnathKahra
    @ShivnathKahra 3 месяца назад +1

    जीवन उमंग

  • @amishkumar3472
    @amishkumar3472 7 месяцев назад +1

    26 sal ki umra wala ko kya 100 Baras pure ka tabhi rupaye milega iska idhar lene ke liye chahega to

  • @Parasbansal907
    @Parasbansal907 2 месяца назад +1

    30 years baad 20lakh kiya hai woh milanga kiya

    • @kapilgupta1287
      @kapilgupta1287 2 месяца назад +1

      @@Parasbansal907 yes milega....aap jab bhi surrender karna chahete hai post premium term_.... death value ka 90 percent milega

    • @kapilgupta1287
      @kapilgupta1287 2 месяца назад

      Aur woh value lakho mein hoga

  • @keshanbhasker6956
    @keshanbhasker6956 5 месяцев назад

    Sir ye Darr lagta hai kahin SAHARA Jaisa haal na ho jaaye😢😢😢

    • @preetigupta3518
      @preetigupta3518 4 месяца назад

      Sir ye Lic h government sanstha isme aapko 💯 gerentee milegi

  • @manishsakhreliya4361
    @manishsakhreliya4361 8 месяцев назад

    90 divas. Jivan Umag introduction

  • @mohanchawla5033
    @mohanchawla5033 9 месяцев назад

    Online nahi hai kya

    • @kalpanadalvi9610
      @kalpanadalvi9610 9 месяцев назад

      Milegi.....lekin ek agent àpko time to time service bhi dega...

    • @SkyRahul145
      @SkyRahul145 8 месяцев назад

      Ji

  • @induchoubey306
    @induchoubey306 5 месяцев назад

    Age 30ka karkulesn

  • @VijayKumar-is9ze
    @VijayKumar-is9ze 8 месяцев назад +1

    Sir ji 15 yrs tak Paisa denge .uska interest toh bank wale bhi dete hai 6lakh rupees ka around 45 thousand

    • @meribetimerijaan456
      @meribetimerijaan456 8 месяцев назад +2

      Tum mar Gaye toh bank kya dengi

    • @Mr-SandeepJaiswal
      @Mr-SandeepJaiswal 8 месяцев назад

      😢​@@meribetimerijaan456

    • @sonuprasadmehta5379
      @sonuprasadmehta5379 8 месяцев назад

      😂😂😂😂😂​@@meribetimerijaan456

    • @preetigupta3518
      @preetigupta3518 4 месяца назад

      Policy karene k 2 din bad kuch ho jye to kya bank Wale apko pura Paisa denge , nii pr LIC m Puri maturity milti h

    • @shubhampaul3826
      @shubhampaul3826 3 месяца назад

      😂😂😂😂😂😂​@@meribetimerijaan456

  • @Buddha420ii
    @Buddha420ii 6 месяцев назад +1

    aaj ke samay me koi bhi 70 se upar nahi jeeyega ,,, ye policy mahine ka 13 hajar rupaye pension dega wo bhi 30 sal baad ,,ab ye batane ki jrurat nahi ki 13000 ki value 30 sal baad kitni hogi ,,,mushkil se 2 hajar rupaye ,,,,,,ye bilkul waisa hai jaise aaj aapko 2 हजार महीने मिल रहा हो😂😂😂😂😂😂

    • @pushkarkumar1748
      @pushkarkumar1748 4 месяца назад

      death ke case me benifit hai

    • @pushkarkumar1748
      @pushkarkumar1748 4 месяца назад

      30 saal bad 13k milega to 12th year tak paisa bhi to dalna hai...

    • @bunny8733
      @bunny8733 3 месяца назад

      Im so confused.. Y shi h ya fir....🙆‍♀️100 tk to koi jine s na rha or 30 yr k bad 13k pr month...

    • @bunny8733
      @bunny8733 3 месяца назад

      Krna chYie y policy ya nhi 🕵‍♀️​@@pushkarkumar1748

    • @Santhosh_setty
      @Santhosh_setty Месяц назад

      Totally useless policy 😁

  • @kapilgupta1287
    @kapilgupta1287 9 месяцев назад +4

    Jeevan umang ka koi Tod nahi hai...
    Mutual fund bhi iske saamne paani cum chai hai

    • @shashnksharma2840
      @shashnksharma2840 8 месяцев назад

      Woh kaise

    • @Buddha420ii
      @Buddha420ii 6 месяцев назад

      ये नही बता पाएंगे ,,,ये दलाल है lic ke ​@@shashnksharma2840

    • @Buddha420ii
      @Buddha420ii 6 месяцев назад

      bhai ye pension dega 13 hajar mahina wo bhi 30 sal baad jiski value mushkil se 2 hajar hogi aaj ke time ka 😂😂😂😂

    • @Buddha420ii
      @Buddha420ii 6 месяцев назад +1

      lic thake hue logon ke liye hai ,,isse lakh better sip hai ,,,, kam se kam worst case me bhi 10% yearly return de dega ,,,,halanki pichle 50 saal ka average 12% hai ,,,,

    • @shashnksharma2840
      @shashnksharma2840 6 месяцев назад +2

      @Buddha420ii yes but sip mein insurance cover nhi milta... maine calculate kiya ... is policy ka effective return 6-7 percent hai long run mein... and returns puri tarah se tax free hai... so agar aap 3 percent woh jod do toh effective return 9-10 percent ho jata hai... aur upar se insurance cover bhi milta hai... jo sip mein nhi milta... so waise is tarah ke plans bekaar hi hote hain.. but after going through this policy in details main is nateeje pe panhucha ki isme se nikalna jyada ghaate ka sauda hai.. unke liye jo isme fanse hue hain.. like me 😀... I wanted to get out of this policy... but later realised that being in this policy is far better than early exit... its not the best plan... but not that bad either... 10 percent effective return (return plus tax saving on return) along with insurance cover all through is not at all a bad return...

  • @arjunramnayak2527
    @arjunramnayak2527 9 месяцев назад +2

    Aadhi adhuri jankari

  • @128Bss
    @128Bss 4 месяца назад

    भाई आप LIC आफिस में बैठ ऐजेठ से बात कर लो

  • @hanumansinghrajput283
    @hanumansinghrajput283 9 месяцев назад +13

    मेरी माँ की उम्र 51 साल है , साल मैं करीब में 6000 रुपये भर सकता हूं, please कोई पॉलिसी बताइये, please

    • @charliekennel3190
      @charliekennel3190 9 месяцев назад +2

      मिल जाएगा लेकिन वार्षिक ₹100000 रूपये रहेगा तब ही अच्छा पैसा मिलेगा

    • @praveenjaiswar
      @praveenjaiswar 9 месяцев назад

      Bhai jeevan lakhshya ka karao

    • @komalpatil8384
      @komalpatil8384 8 месяцев назад

      Kya aapko koi agent mila kya

    • @ShailendraKumar-wq9xs
      @ShailendraKumar-wq9xs 8 месяцев назад

      5:47 ​@@charliekennel3190

    • @villageboydeepu5676
      @villageboydeepu5676 8 месяцев назад

      Ap kaha se h?

  • @piyushgupta7628
    @piyushgupta7628 2 месяца назад

    Agr 100year se phle uski death ho jye to

  • @zafaralvi7486
    @zafaralvi7486 6 месяцев назад

    Ji bn vima lynyk icukhu

  • @Licadvisor34G
    @Licadvisor34G 7 месяцев назад

    Sb kuch achcha samjhaya bs ek galti krdi.some assord 20 lak 2 lak se samjate to accha rehta

  • @rishabhdwivedi199
    @rishabhdwivedi199 9 месяцев назад +2

    Tumhari awaz bahut khrab hai

  • @knowledgecity8725
    @knowledgecity8725 5 месяцев назад +4

    Ye bilkul fake hai

    • @AnilKumar-qn6gg
      @AnilKumar-qn6gg 4 месяца назад +1

      नहीं जी सही है जी ये

    • @GRBANO
      @GRBANO 3 месяца назад

      मूर्ख को ज्ञान देना समय बर्बाद करना हहै 3:10

    • @bhaktapradhan4956
      @bhaktapradhan4956 Месяц назад

      How you know can you explain please?

    • @SHRIRAM-bz8yv
      @SHRIRAM-bz8yv 16 дней назад

      Bakwas

    • @tejsahucg
      @tejsahucg 9 дней назад

      तुम मूर्ख हो

  • @kundankhandelwal8347
    @kundankhandelwal8347 7 месяцев назад +1

    Bilkul galat policy h