Jeevan Umang - 945 : With 5 Examples of surrender and death benefit | जीवन उमंग 945

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  • Опубликовано: 6 сен 2024
  • This video helps you to understand the LIC Jeevan Umang ( Table No. 945 ). this is one of the best life insurance policy of LIC, This policy is designed to get the whole life pension and leave the maturity or death benefit behind you. We have explaind 5 examples of Jeevan umang death benefit , 5 examples of surrender value of Jeevan umang at different age. 5 examples of loan under Jeevan umang policy at different stage. Purpose and structure of Jeevan umang policy in details. This video is in very simple but effective language, it provides complete information about the policy, its eligibility cafeteria , Benefits , Riders and Other Benefits with examples.
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Комментарии • 654

  • @sandeepkrishnababar1183
    @sandeepkrishnababar1183 3 года назад +33

    I have seen many vedios to understand this policy no. 945 , but your vedio is best to understand soo easily😊👍👍👍👍

    • @InsuranceTechnical
      @InsuranceTechnical  3 года назад +2

      Many thanks for your appreciation

    • @ramsuchitchandel9120
      @ramsuchitchandel9120 Год назад

      @@InsuranceTechnical hi hai ye kya आई हैं लेकिन उनके घर से दूर ही रखना है लेकिन शायद यही है वह

    • @dancemeresang4942
      @dancemeresang4942 Год назад

      Gazab explained

    • @alonegamerz2494
      @alonegamerz2494 4 месяца назад

      Ghanta kuchh samajh aaya 😂😂😂
      .. Bhai mere ko batao agar 15 saal ki policy lete hai S.A 500000 PE to premium pay kya hoga aur benefits kya hai

  • @RohitYadav-od3sm
    @RohitYadav-od3sm 5 месяцев назад +1

    सर जी आप की आवाज भी बुलंद है और समझान्ने का तरीका भी सटीक है आप मे बहुत ही तजुर्बा है बहुत ही अच्छा है 🌹🙏🏻🕉️👑👑✈️✈️🎂
    मे भी L I C अभिकर्ता हूँ जूनियर हूँ आप से बहुत कुछ सीखता हूँ आप को ईश्वर स्वस्थ और लम्बी आयु दे ❤🙏🏻🙏🏻❤✈️✈️

  • @vijaykrishna1246
    @vijaykrishna1246 4 года назад +3

    bas 2 min pehle google me in jakes Jeevan Umang ka brochure download kia....aur aapka notification mila

  • @sikhanajarurihai
    @sikhanajarurihai 3 года назад +4

    Sir bahot sare sawalo ka jawab milgya
    Thankyou very much sir

  • @user-el3gb9sq2t
    @user-el3gb9sq2t 2 года назад +1

    Bahut sundar,satik jankari ,aasan bhasha me. Thanks

  • @panditpalisharmapalisharma2196
    @panditpalisharmapalisharma2196 16 дней назад

    Bahut khub BAHUT shandaar baat kahi aap ne

  • @Kosmicpower2012
    @Kosmicpower2012 3 года назад +6

    Thank you sir and god bless you with health to you and your family to enjoy these returns.

    • @InsuranceTechnical
      @InsuranceTechnical  3 года назад +3

      Thanks, Regular income is for assured and return is for next generation.

  • @dippratiktripathy1942
    @dippratiktripathy1942 6 месяцев назад +1

    Very very Informative 👌 👌 👌
    Thank you so much....

  • @rameshthaduri4777
    @rameshthaduri4777 4 года назад +8

    Snake bite death, kisi unchi jagaha se girkar death, current shock Death is three me se natural death Konsa hai our accidental death Konsa hai [natural death, accidental death] deference kya hai isper ek video banaye please... Tnk u sir

  • @roushanansary862
    @roushanansary862 Год назад +1

    Very easy and simple presentation, Thank you Sir

  • @dippratiktripathy1942
    @dippratiktripathy1942 6 месяцев назад +1

    Very very good explanation 👏 👌 👍

  • @arnabtechlover
    @arnabtechlover 3 года назад +6

    amazing he is very hard working thanks man for educate us.

  • @singhsingh5505
    @singhsingh5505 3 года назад +7

    thanks for ur video sir first i took this policy thinking that i would get lumpsum amount after 15 years term .. but after watching ur video i got to know that the only lumsum benefit will go to my nominee after my death... mostly we create policy for lumsum so that we can invest somewhere in future that big amount or keeping it in bank inform of fd we can get great interest... we want money alive .. whats the use of it u are saving ur life and giving it to our future generations... lets make term plan and make our future generations safe ....by seeing this video i took jeevan labh scheme in 25 years i m getting 28 lac rupees lumsum my age is now 22

  • @rajendragiri2100
    @rajendragiri2100 4 года назад +2

    Our time is precious after watching your vdo. Thank you very much ...

  • @callmekumarpawan
    @callmekumarpawan 2 года назад +4

    Very good explanation in a simple way....

  • @rajkumargope8478
    @rajkumargope8478 2 года назад

    Very nice....
    Aapka samjhane ka tarika mujhe bahut aacha lagta h.

  • @rampratapprasad2381
    @rampratapprasad2381 3 года назад +1

    Aapne bahut Sundar video banaye Hain,

  • @pankajkumar-fr1sv
    @pankajkumar-fr1sv 3 года назад +1

    Bhut badiya sir aab koye confusion nhi hai🙏🙏

  • @ajaykumarsingh5395
    @ajaykumarsingh5395 2 года назад +5

    Excellent presentation for LiC and Agent business development

  • @007SAMRATROY
    @007SAMRATROY Год назад

    Best video on Jeevan Umang.

  • @snehlatasinghal7775
    @snehlatasinghal7775 Год назад +1

    Thnks for excellent guidance

  • @mayu410
    @mayu410 2 года назад +7

    Thank you sooo much sir🙏🙏
    It will be very helpful for the new agents in this field.
    This vedio covered all the points and will be very educating for the agents.

  • @abhijitkale6093
    @abhijitkale6093 2 года назад +7

    Sir, in your example you have explained Mr. Lopi gets Maturity benefit of Rs. 50L at age of 100 year. Does this maturity benefit include Rs 48,000 pension paid per year or this pension paid is over and above maturity benefit ?

  • @sambitdash1973
    @sambitdash1973 3 года назад +17

    I am your great fan,sir.

  • @geethasubramanian150
    @geethasubramanian150 6 месяцев назад

    Your explanation was very good and useful

  • @subhaschandradalui2613
    @subhaschandradalui2613 3 года назад +2

    Please calculate /Example given around age 45 to 50 year. Jeevan Umang.

  • @ranjankumar.3176
    @ranjankumar.3176 2 месяца назад

    Very very Thanks sir ❤❤❤❤❤❤

  • @achintanath8268
    @achintanath8268 Месяц назад

    great presentation

  • @dushyantgupta4604
    @dushyantgupta4604 3 года назад +14

    Sir, thank. What is the concept of 1time, 1.5times, 2times, etc. in Jeevan Umang

  • @yashmiglani1307
    @yashmiglani1307 4 года назад +3

    Love you sir you are great

  • @tarundas7073
    @tarundas7073 3 года назад +1

    Very good plan

  • @abhijitbhalerao8871
    @abhijitbhalerao8871 4 года назад +4

    Jeevan umang👍☝️👌👌💯

  • @KBS506
    @KBS506 4 года назад +6

    Sir, thanks for the video .
    Sir , Is surrender value taxable ?

  • @chandanchoudhary5654
    @chandanchoudhary5654 3 года назад +1

    Bahut badiya explaination 👌

  • @Ajtigerfacts
    @Ajtigerfacts 3 года назад +1

    very easy explanation sir

  • @gouravgarg7613
    @gouravgarg7613 5 месяцев назад

    What should be rate of interest if we took loan on LIC jeevan Umang?? Please reply. Also let me know how much should we receive if we surrender policy after 2 years.

  • @santoshpardeshi4546
    @santoshpardeshi4546 Год назад

    Best jankari di hai sir Ji 🙏

  • @d.kaimuri147
    @d.kaimuri147 11 месяцев назад +1

    सरेंडर करने पर जमा राशि का कितना प्रतिशत मिलता है और कब तक मिल जाता है

  • @papunaswain9353
    @papunaswain9353 Год назад

    Thanku sir. But I am a new learner so that I am not understand purely thise policy

  • @shivshankarmaurya919
    @shivshankarmaurya919 2 года назад +1

    Thanksgiving

  • @narayanhota1969
    @narayanhota1969 3 года назад +1

    Very good explanation

  • @manishsathwara7138
    @manishsathwara7138 Год назад +1

    Very informative. All doubts cleared 👍

  • @dushyantkumar7235
    @dushyantkumar7235 2 месяца назад

    Meri confusion ye hai ki bimadharak or nominee done ki deth ho gyi to benifit kise milega ... please reply jrur kriyega

  • @pankajshuklapeaceandsuccess
    @pankajshuklapeaceandsuccess Год назад

    Very helpful video
    Thanks sir

  • @Abhay_Thawait.__
    @Abhay_Thawait.__ Год назад +1

    Sir kya mai 2 sal baad surrender kaunga to 90% amount milega pura

  • @sarbjeetsinghbatra5796
    @sarbjeetsinghbatra5796 2 года назад +9

    Excellent n very helpful Presentation sir
    It Covered all useful points and it will educate the customers n agents.
    Sir, I want to see the video on paid-up, plz share the link.
    Thanks a lot.

  • @sanilahare5312
    @sanilahare5312 Год назад

    Bahut Mast samjhaya aapane

  • @mohdalipasha3191
    @mohdalipasha3191 4 года назад +2

    Excellent explanation sir,please lic ke all plans bonus rates ke bareme vedio dalo sir please

  • @clthapa7132
    @clthapa7132 2 года назад +1

    Thank you for information sir 🙏

  • @rameshwarkumar4994
    @rameshwarkumar4994 Год назад +1

    सर जी,
    एक छोटा सा डाउट है जैसे Mr. lofi Age 29 उसके बाद 100साल और चलेंगे पॉलिसी, या फिर 100 साल में 29 साल घटा दी जाती हैं।

  • @arunmishra4114
    @arunmishra4114 3 года назад +1

    Toh iss policy ko kaam age mein lena chahiye ? Kiynki kaam age mein lene se policy period jada hoga aur bonus bi jada hoga
    Am I right ?

  • @ajitkumar6728
    @ajitkumar6728 3 месяца назад

    Bahut accha sir

  • @mukundverma2083
    @mukundverma2083 Год назад

    Bhut sunder Btaya sir

  • @rajendraprasaddey1986
    @rajendraprasaddey1986 Год назад

    Beautiful different pension plan

  • @arakshitasahoo
    @arakshitasahoo 3 года назад +1

    thank you sir

  • @banwarilalsen1959
    @banwarilalsen1959 3 года назад +1

    Very nice information

  • @sonaliroy4478
    @sonaliroy4478 7 месяцев назад

    How did you calculated the surrender value ?

  • @karthiknair2212
    @karthiknair2212 3 года назад +1

    Sir sum assured hum select kar sakte hai ya voh fix hi rehta hai ?

  • @vasavanarendra2206
    @vasavanarendra2206 2 года назад +1

    Polic lene ke bad nomini badala ja sakata he ki nahi batae sir

  • @abhishekhdas3050
    @abhishekhdas3050 2 года назад

    Surrender value calculation kaise kiya jata h,ydi ppt k under surrender kre to kitna mil skta h,or ppt k baad surrender kre to kitna mil skta h? Plz surrender value calculation ka formula btaye...

  • @phalgunibhuyan3881
    @phalgunibhuyan3881 Год назад +1

    What is the use of 4000/month after 20 years????

  • @puneetkumar6596
    @puneetkumar6596 Год назад +1

    Agr 20,00,000 sum assured with yearly premium ko third year me surrender kare to total kitna milega n kitna pfoit ya losd hoga

    • @michael2378
      @michael2378 Год назад

      Mera bi same question hai 30 years, 20,00,000 sa aur monthly 5500 faida hai kya?

    • @InsuranceTechnical
      @InsuranceTechnical  Год назад

      Bahut nuksan hoga laghbhag aadha paisa milega

  • @swapnilsheth1855
    @swapnilsheth1855 Месяц назад

    I invested 20 lacs in Jivan Shanti in 2019 with interest rate of 8% with deferred period of 3 yrs and I am satisfied but again next year I invested 30 lacs in Jivan Shanti with interest rate of 7% with deferred period of 3 yrs and here I am not satisfied with this interest rate as now govt is giving more interest in FDs,my first annuity will be deposited next month for 30 lacs ,which are the reasons with which I can surrender and what penalty LIC will levy on surrenderance

  • @prabhatranjan6167
    @prabhatranjan6167 Год назад +1

    lic Jeevan umag ka tax benefit hai kay sir

  • @ujjaldas7112
    @ujjaldas7112 6 дней назад

    अच्छा लगा।
    अगर संभव है तो Health Insurance के बारे में एक video बनाइएगा।
    मुद्दा: मैं अपने भाई के लिए एक health insurance बनाना चाहता हूं। मेरा भाई बीमार है, और वो financially उतना स्टेबल नहीं है। Premium मैं मंथली देना चाहता हूं। Sum Assured 3/5 lakh।
    धन्यवाद।

  • @bikashsenapati8480
    @bikashsenapati8480 3 года назад +1

    Sab kuch toh thik hai but CAGR or compounding rate kitna hoga woh toh bataya nahin??

  • @prasantmuduli5395
    @prasantmuduli5395 Год назад

    Thank you so much sir

  • @abheyjotthind5068
    @abheyjotthind5068 2 года назад

    Thankfully sir good information

  • @DhavalPatel-eh6nw
    @DhavalPatel-eh6nw 3 года назад +1

    What is difference in table 845 and 945. What changes lic has made in these 2 table

  • @kurienmathew9770
    @kurienmathew9770 3 года назад +1

    a very good detailed explanation

  • @pratipsarkar8921
    @pratipsarkar8921 Год назад

    Ye VSRB ka calculation aap kaise kare? Aur surrender value jo nikale hain uska calculation bhi agar bolde achha Hota.. 🙏🙏

  • @shivbanerjee8403
    @shivbanerjee8403 2 года назад

    Apne ek info nahi di - 8% of SA as pension payout I think it can be a lumpsum or monthly payout and It is paid after 5, 10 and 15 years.Correct me if incorrect.

  • @dr.sunilkumarray1794
    @dr.sunilkumarray1794 2 года назад

    Saheb maturity ke kitane din bad surrender karane par paisa pura milega ya 100 Sal tak intajar karna parega esko clear kijiyea
    Manlijiyea hamne 43 ke age me es policy ko 20 Sal ke liye liya
    63 me mera kitna amount milega
    Aur aage pension nahi lena chahe to total kitna amount milega

  • @bhaktimungekar9479
    @bhaktimungekar9479 2 года назад +1

    Very good

  • @Humanityonlyplz
    @Humanityonlyplz 4 года назад +1

    Thanks a lot

  • @kishanrauthan1
    @kishanrauthan1 2 года назад

    Excellent presentation...sir thanx ....but policy no value....totly loss

  • @krishnachandrasharma1321
    @krishnachandrasharma1321 2 года назад

    Awesome bro. Maja aa gaya jis tarah explain kiya he :-)

  • @pariharinsuranceadvisor8968
    @pariharinsuranceadvisor8968 Год назад +1

    Nice

  • @mamaji1461
    @mamaji1461 3 года назад +1

    Nyc n complete presentation

  • @devidarshana8829
    @devidarshana8829 3 года назад +1

    good motivasion

  • @praveennair2605
    @praveennair2605 3 года назад +1

    Very well explained Sir

  • @mulidevikumawat7356
    @mulidevikumawat7356 Год назад +1

    Sir g 8 % jo milega vo har sal hamare account me credit hoga ki nahi hoga

  • @Ash-uk8pz
    @Ash-uk8pz Год назад

    Sir agar hame apni next generation ke liye nahi chhod na aur..agar hame khud ko hi final bonuschahiye toh mil sakta hain??? Pl.ans..

  • @mattp5915
    @mattp5915 4 года назад +1

    Sir aap video banane ke liye konsi application use karte ho????
    Btw video bahut hi achha hai, very informative.....

  • @binodray4552
    @binodray4552 3 года назад

    Yes

  • @santoshtambe3027
    @santoshtambe3027 Год назад

    बहुत अच्छा व्हिडीओ लेकीन सर ये प्रेझेंटेशन अापने कौन सा अॅप का ईस्तेमाल किया है

  • @manojthanapati3513
    @manojthanapati3513 Год назад

    Thank u sir 👍👍👍

  • @SubhashSharma-hg9xs
    @SubhashSharma-hg9xs Год назад

    Sir, Presentation is very good, but please tell at what rate and how FAB has been calculated?
    1775000/- at 6 Lac SA?

  • @clthapa7132
    @clthapa7132 2 года назад

    Thank you for information sir

  • @varunpatel2291
    @varunpatel2291 3 года назад +4

    sirji fir ye to surrender karnese zyada benefit ho raha hai, yaa vo death maturity me aapne pension nai gina tha?
    Sirji please reply karna
    Dhanyawad

    • @InsuranceTechnical
      @InsuranceTechnical  3 года назад +2

      Surrender karne par bonus ka calculation change ho jayega kyon ki bonus rate aur period dono kam ho jayega.

  • @vidyabhushanpandey303
    @vidyabhushanpandey303 2 года назад

    sir apne ye jo chart banaya hai usme se kisi ek ka pura calculation bata dijiye dhanywad

  • @Mysafar1234
    @Mysafar1234 4 года назад +1

    Excellent video

  • @omprakashdansana2145
    @omprakashdansana2145 Год назад

    Immediate after date & time mentioned in money receipt...

  • @haritgaud2596
    @haritgaud2596 3 года назад +1

    sir meri age 39 h . agar m aaj 150000 life insuranse ke sath hu aur agar death 50 year hoke ho jati h kitni maturty milegi mere bachcho ko

  • @prosunchanda4220
    @prosunchanda4220 Год назад

    Sir I am an LIC agent, I want to know that a 35 year old man has taken a policy of 5 lakh sum assured for a term of 20 years. Roughly how much can the person get if he takes pension for 10 years after the premium paying term and then surrenders the policy while the person alive.

  • @sapremkulkarni382
    @sapremkulkarni382 Год назад

    Sir, whether Pension receveid and surrender value are taxable?

  • @sajidunnisasanjuwahee5998
    @sajidunnisasanjuwahee5998 Год назад

    Very well explained sir😊

  • @satyaveersingh1574
    @satyaveersingh1574 2 года назад

    Very good Sir je

  • @balbirkaur3630
    @balbirkaur3630 Год назад

    Best information 👍

  • @umarshaikh5880
    @umarshaikh5880 Год назад

    Policy Lene ke bad agar natural death Fast Emi barne ke bad hi ho gayi to kiya milega