How I Purchased First PROPERTY without MONEY & BUILT my Real Estate EMPIRE in 12 years🏡

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  • Опубликовано: 25 ноя 2024

Комментарии • 1,7 тыс.

  • @TCG-Institute
    @TCG-Institute  2 года назад +102

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  • @MegatPage
    @MegatPage 8 месяцев назад +287

    Back in the day, when I purchased my first home to live-in; that was Miami in the early 1990s, first mortgages with rates of 8 to 9% and 9% to 10% were typical. People will have to accept the possibility that we won't ever return to 3%. If sellers must sell, home prices will have to decline, and lower evaluations will follow. Pretty sure I'm not alone in my chain of thoughts.

    • @EleanorBaker474
      @EleanorBaker474 8 месяцев назад +4

      If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.

    • @lindabrooks6667
      @lindabrooks6667 8 месяцев назад +2

      Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

    • @DilaraKamelya
      @DilaraKamelya 8 месяцев назад +1

      Mind if I ask you to recommend this particular coach you using their service?

    • @lindabrooks6667
      @lindabrooks6667 8 месяцев назад +1

      Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @bkashyap6518
      @bkashyap6518 7 месяцев назад

      Those investing in real states is going to repent

  • @hernandez7755
    @hernandez7755 Год назад +515

    Cryptocurrency investment is one of the best way to earn more money, this is the best time to concentrate on BTC, ETH, BNB and other crypto investment....you can earn more coins investing... quite a passive way to earn.. Success depends on the action or steps you take to achieve it. Design yourself within your mind! A high level of Positive Self-image is the key!

    • @Lukas-pi5uk
      @Lukas-pi5uk Год назад

      @Byron Westbrick Her technical analysis is good.

    • @traceycorbin3012
      @traceycorbin3012 Год назад

      @Camp Johnston That was my case till I came across Beatrice O Wendy.

    • @traceycorbin3012
      @traceycorbin3012 Год назад

      @Camp Johnston All you need as a beginner to make good profit from cryptocurrency is a professional trader who will trade on your behalf else you may make huge losses.

    • @jeremyterrell5879
      @jeremyterrell5879 Год назад

      Working with a pro trader is a good option for newbies who are ready to invest. Investing in cryptocurrency is one of the best decision i made last year.

    • @williamschristopher7405
      @williamschristopher7405 Год назад

      The most overlooked aspect of acquiring the skill of trading is self image work...

  • @MrGargiit
    @MrGargiit 2 года назад +157

    Interest rates for a loan in 2012 were 10% for residential property and more for shops i.e. commercial property. For a loan of 20 Lacs the EMI cost would be around 17-18,000 a month not 10,000.

    • @shivaenterprises7894
      @shivaenterprises7894 2 года назад

      pagl bna rha hai ye baasor kuch nhi

    • @go2harshit
      @go2harshit 2 года назад

      Ye chutiya bana Raha h janta ko 🤣

    • @FaiyazKazi
      @FaiyazKazi Год назад +20

      Commercial tenure was also 10 yrs or less, minimum EMI 25,000/ m very difficult to digest , he could still afford but as he mentioned few times initially his salary was 38,000/m so he could pay it from salary,

    • @dhavald3494
      @dhavald3494 Год назад +26

      How can one get govt job at 18 years with 38000 way back in 2011-12

    • @kaunhari
      @kaunhari Год назад +4

      @@dhavald3494bhai usne 2-3 years baad bola jab mall ban chuka tha or shop ki value 20L ho gayi thi, tab vo 21-22 ka hoga 👍🏻

  • @Sinamiles1
    @Sinamiles1 Год назад +205

    I reached my goal of $200k yearly trade earnings. Setting realistic goals is an essential part of trading

    • @Sai17776
      @Sai17776 Год назад +1

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    • @Sai17776
      @Sai17776 Год назад +2

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      @peterfadiga77 Год назад

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      @peterfadiga77 Год назад

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  • @barbarabetty3733
    @barbarabetty3733 Год назад +47

    *Successful people don't become that way overnight. What most people see at a wealth, a great career, purpose is the result of hard work. 🤑🤑*

    • @prashantgurung3530
      @prashantgurung3530 Год назад

      @Gary Thomson can u help me out to reach out Layla taylor please

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      @prashantgurung3530 Год назад

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      @prashantgurung3530 Год назад

      ​@Thomas Nathan how can I reach out Layla taylor

    • @prashantgurung3530
      @prashantgurung3530 Год назад

      @Thomas Nathan I cannot find it there is so many comments up there

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      @prashantgurung3530 Год назад

      @Shaurya Yash is this Layla taylor contact number

  • @jaskaransingharora2056
    @jaskaransingharora2056 2 года назад +43

    No intentions to discredit you, but the math is not just adding up
    For a 20 lakh loan to come at an emi of ₹10k per month, the interest rate needs to be 5% and loan tenure of 30 years
    Even at this rock bottom interest rate, the emi comes to 10,736
    Kindly tell us, when in the history of this country have interest rates on loans for property been 5%? Circa??
    Second
    How did the bank/nbfc fund you not 100% but 133% of the transaction?? when most banks don't fund beyond 80-85% of the property value..
    The story looks just that, a story!!

    • @harishnaik4145
      @harishnaik4145 2 года назад +4

      very true!! his loan eligibility, loan interest rate/EMI, diversification and success in stock market. That person could have mortgaged property instead of selling in distress for daughters marriage... stop selling dreams to learners by telling bed-time stories

    • @akshaydalal769
      @akshaydalal769 2 года назад +1

      Yes, these two questions are basic.
      This video is more of story telling.

    • @PatronageHomeFinance
      @PatronageHomeFinance 2 месяца назад

      Not any lenders gives more than 70% of loan amount on commercial properties market valuation
      12 years ago commercial loan interest was more than 11.30%
      Your calculation is so imaginary don’t you even think twice about that your video can be watched by bankers also😂😂😂

    • @shyambhardwaj844
      @shyambhardwaj844 2 месяца назад

      20 lakh ka lon or emi 10 k gjb hai normal me 10 lakh lon me 14 k emi hota hai

    • @harshuj15
      @harshuj15 Месяц назад +1

      But I feel if he is talking about 13-15 years back, then according to google 2006-2008 Home loan interest rate is around 4-6% in India.
      Not giving him a favour, but tell it according to my research.
      4.8% rate
      30 Years
      20 Lakhs

  • @aumperialism
    @aumperialism Год назад +76

    If you got a loan of 20L or 22L @6.5% still your EMI for 30 years would be ~13000 and total interest amount would be 15%+charges if you prepay it in 5 years. Please clarify how can you rent out the property and prepay it in 5-10 years while having an inferior rental income than the EMI 😂

    • @tejpalsingh8438
      @tejpalsingh8438 Год назад +13

      Exactly, this is what I am unable to understand.
      Wherever I look for property , the rent is always lower than the emi. I can't figure this shit out.

    • @ChandraSekhar-no5ts
      @ChandraSekhar-no5ts Год назад +9

      @@tejpalsingh8438 Further bank you won't give loan amount for more than the property amount. Fake video,

  • @eduardoayden3248
    @eduardoayden3248 Год назад +136

    If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.

    • @mareksikora3451
      @mareksikora3451 Год назад

      @Nicklas Sørensen Yes. You're right it's not watching all videos and wasting time on strategies, I was ignorant doing so till I Met expert Mrs. Bruce Christelle sometime early last year at a startup funding event in New York City. She had some interesting things to say about the state of algorithmic trading today, very obviously I'm seeing the results, and my trading is going smoothly.

    • @tannerclark2418
      @tannerclark2418 Год назад +2

      Job will pay your bills, business will make you rich but investment make and keep you wealthy, the future is inevitable.

    • @fridanordin9710
      @fridanordin9710 Год назад +1

      NOBODY BECOMES A MILLIONAIRE OR BILLIONAIRE BY WORKING FOR OTHERS AND DEPENDING ON THEM, GOOD INVESTMENT BRINGS MILLIONS OF DOLLARS AND CONSISTENCY BRINGS BILLIONS. THE MARKET IS ALL ABOUT CRYPTO NOW YOU MIGHT WANT TO LOOK INTO IT

    • @emmettouellet8842
      @emmettouellet8842 Год назад

      As a beginner who don't understand how Bitcoin trade/forex trading really works and you really want to make profit from it. I will advise you to first start working with a professional broker

    • @maricefigueroa4719
      @maricefigueroa4719 Год назад

      I'm New to Bitcoin and forex trading. Can someone guide me good way of trading

  • @laughlife7728
    @laughlife7728 Год назад +3

    It's a well known strategy. Here is a quick look.
    1. Maintain good banking transaction.
    2. Find out depressed property and close the deal as below as possible.
    3. Go to bank with the property documents and get a loan.
    4. Renovate the property and rent out for higher price.
    5. Pay your emi with the rent.
    And you become financially independent.
    Pros : one target gives you multiple ownership.
    Strong investment/real estate investment.
    Cons: the individual should have a good personality to be able to close the deal.
    Convincing and getting the documents of the property from the owner is a big deal.
    :::::::: Its just my opinion.
    The trick to make anything work : don't care anything, JUST DO IT 🙌
    All the best

  • @sumitdeb9632
    @sumitdeb9632 Год назад +16

    Such properties are called distressed properties, where the seller is willing to sell it due to some urgency and the buyer gets to buy it less than the market price.

  • @shivramchandani6457
    @shivramchandani6457 Год назад +11

    Not sure which bank gives 20 lacs loan with EMI for 10K. Min EMI for 20 lacs for commercial will be 22-23k. This doesnt add up..

  • @gursimransingh2910
    @gursimransingh2910 2 года назад +18

    Sir, bank does not give loan to buy commercial property, you might have taken personal loan. And most important rent always does not cover EMI. And itne appreciation Tu possible hi nahi.

    • @harryp3804
      @harryp3804 2 года назад +1

      yea he's talking trash lol 😆

    • @akashhande
      @akashhande 2 года назад +2

      I was thinking the same, even if the banks do give loan the rent will never cover the EMI.

  • @sajidasehar
    @sajidasehar Год назад +46

    there are few flaws in this
    1. no 20 lac property will give you 12000 rent
    2. banks wont give you 100% loan on property , max they give you is 80%
    3. interest rates as per today are 8.5 % so the emi would be almost 15k.
    so how is thi workable... can u explain, coz i am genuinely curious to know

    • @kalpeshganatra4124
      @kalpeshganatra4124 Год назад +5

      Same questions here. I think this is only to create story that how i became 🤑

    • @sehajveersandhu5065
      @sehajveersandhu5065 Год назад

      could've be different because it was 13 years back

    • @MrAbrar1991
      @MrAbrar1991 Год назад +4

      Also who in their right mind would give all the property papers that this guy gave to the bank to get the loan in the first place! Without first getting their money!

    • @saurabhmaurya5564
      @saurabhmaurya5564 Год назад +3

      For commercial property banks give max 60%. And ROI 8.5% was for home loan, for commercial property its min 15%.

    • @pallabiroy.2583
      @pallabiroy.2583 Год назад +1

      same question

  • @pragatibanquets8208
    @pragatibanquets8208 Год назад +1

    There are thousands of people with ready money in their hand, looking for such distressed properties.
    Till the time you will seek for loan from a bank, they people can buy the property within no time...
    There are even many more "भू माफिया" in each and every City who are even ready to buy disputed properties...
    लेकिन यह बात उन्होंने बिल्कुल सही कही है कि दिमाग, पैरों से तेज दौड़ता है...
    Opportunities को grab करने के लिए हमेशा तैयार रहें... अपने आंख और कान खुले रखें ...जब भी कोई अपॉर्चुनिटी दिखाई दे, अपनी यथासंभव शक्ति से उसे प्राप्त करने की कोशिश करें...
    रिस्क के लिए बिना कुछ भी संभव नहीं, परंतु बहुत ज्यादा रिस्क लेना, भी तर्कसंगत नहीं...

  • @biswajitsahu8709
    @biswajitsahu8709 2 года назад +6

    Tussi Great hoooo Guju ji 🙏🙏 . Dimag hai to sabkuch hai. Bas use karna chahiye sahi direction me. And pandit sir set a example . love you sir, love your effort , love your strategy . Thank you so much ye sabkuch sikhane ke liye jo app already achive kiye hain.

  • @amitanaudiophile
    @amitanaudiophile 2 года назад +4

    Great....really appreciate the way you talk...and convey the content...which more valuable for any youth.....thanks a lot..

  • @stockmarketverse247
    @stockmarketverse247 2 года назад +10

    Despite of this great epic video with unique concept of making money ..Still most of the youth is job less....as a reason of lack of knowledge 😔

  • @hardikrathore96
    @hardikrathore96 2 года назад +76

    YOU ARE AN INSPIRATION, SIR...BELIEVE ME YOU ARE CHANGING MY LIFE DRASTICALLY AND I WILL MEET YOU ONE DAY FOR SURE...✌✌💓💓💓

    • @sindhunagpal9264
      @sindhunagpal9264 2 года назад +3

      Sir is god for me

    • @amanhacker3522
      @amanhacker3522 2 года назад

      mine inspiration

    • @sindhunagpal9264
      @sindhunagpal9264 2 года назад

      @Full DAKAIT no he taught me for upsc ese in 2015 and now i am Working as Director in Cpwd because of him

    • @RajOberoi-o4i
      @RajOberoi-o4i 2 года назад

      I stopped the video when he said he was in college at the age of 15 😅👎

    • @sindhunagpal9264
      @sindhunagpal9264 2 года назад

      @@RajOberoi-o4i use ur ear machine

  • @sanjaykartari6835
    @sanjaykartari6835 2 года назад +31

    Sir,
    Commercial property valuation ka 30℅ loan milta hai..
    Aur agar 100% mil bhi gaya..
    Phir bhi 20 lac ka EMI at least 16000/ hota hai...

  • @AY-dy7cr
    @AY-dy7cr 2 года назад +5

    Ooohhhhh shiiit, sir great, i beg for more such videos, I'm gonna make huge amount of money and meet you one day, that's my resolution..

  • @somendrasingh6256
    @somendrasingh6256 2 года назад +219

    He is creating a imaginary story for views

    • @jaideepsinghsheoran
      @jaideepsinghsheoran 6 месяцев назад +18

      I also think so, 20lac ki emi 10k kaise ho gyi..

    • @webphantoms5242
      @webphantoms5242 6 месяцев назад +15

      20 lac pe 8% ke hisaab se 20 saal ki emi 16k hogi. Fek raha hai.

    • @Nitinmehrotraa
      @Nitinmehrotraa 6 месяцев назад +8

      Wo bhi shop h comirical property h 8% me Lone milega hi nahi ... Home lone nahi h jo 8% pr mil sakta h ...

    • @GurmeetSingh-ld5wx
      @GurmeetSingh-ld5wx 5 месяцев назад +11

      Bank make a DD in the name of seller only. Uncle se kharida 15 Lac me aur bank ne inko direct de Diya 20 Lacs. Isko real estate ka R bhi nahi pata 😅

    • @akkigreat69
      @akkigreat69 5 месяцев назад +3

      And how does he get time to create RUclips n courses etc.

  • @RiyazParve
    @RiyazParve 2 года назад +39

    home loan of 20 lakhs with 8% interest for max tenure 30 years is minimum 14,675 rs per month 10:20

    • @nishantsunnyfilms4642
      @nishantsunnyfilms4642 Год назад +1

      Are ye bhut sal phle ki baat h tb km hoga intrest rate

    • @Name_is_enough
      @Name_is_enough Год назад +2

      4.5roi / 30yr

    • @nishantsunnyfilms4642
      @nishantsunnyfilms4642 Год назад +1

      @@Name_is_enough sir aap kya kam krte h?

    • @swagatabagchi6707
      @swagatabagchi6707 Год назад +3

      @@nishantsunnyfilms4642 he is saying he is 31 now and 22 then. So 9 years ago, please check the interest rates then. It can be 4% to 5% ever. But the calculation he is giving leads to 4.5%

    • @nishantsunnyfilms4642
      @nishantsunnyfilms4642 Год назад

      @@swagatabagchi6707 haa to thik hi h na

  • @hrishikeshathawale407
    @hrishikeshathawale407 Год назад +2

    It is very hard now a days to get 5 to 6 % of rental yield at very good location... Avg rental yield is some where between 3 to 5 % for commercial property and don't ever look for residential properties... India Is very crucial market with Higher property cost and very low rentals for retail investors... Still very good option for regular income and long term gains

  • @xcalibur1523
    @xcalibur1523 Год назад +23

    10:20 How did you get 10,000 EMI after taking a loan of 20L? Would you tell the interest rate and tenure?

    • @baazarkibaatein
      @baazarkibaatein Год назад +7

      😂😂😂😂 Fake hai. You tube story, he is bluffing

    • @vishalsah2746
      @vishalsah2746 8 месяцев назад +1

      🤣Emi calculator mein 17k emai dikha raha for 30 years loan isse jyada years ka th loan aj bhi nahi milta. 10 saal pehle th duur ki baat hai. 😂😂

    • @rajsaahil7926
      @rajsaahil7926 8 месяцев назад

      Trying to share success story that happens in US and Canada & providing false Indian story ... In India, it is not possible as interest rate is very high in past and even now.. making fool of banks and system..
      He also fooled us by having 6 lakh views on this fakeness.

    • @shubhamsagar3618
      @shubhamsagar3618 7 месяцев назад

      G pay deta tha ye bank m

    • @SajidKhan-qx8fy
      @SajidKhan-qx8fy 5 месяцев назад

      Fekam fack.

  • @rehaankhan1427
    @rehaankhan1427 8 месяцев назад +1

    Our founder Mr A.S Pandit is himself a UPSC TOPPER who also cleared 10 government exams with top ranks.He is also considered as messiah for students.He is also content writer for newspapers like The Hindu, Indian Express , India Today etc With over 3 lakh paid students learning under Catalyst Group ,we are currently the most trusted study group in India.

  • @drawwithdevesh
    @drawwithdevesh 2 года назад +10

    1st ---- 20 lakh k bank loan me 10k emi.... usually above 10k he rakhte h .. ..it's mean tenure is 30+ year definitely
    2nd --- bank property ka approximately 65-75% loan krega ..us hisab se maximum laon 15-16 lakh ...he ho sakta h ....

    • @gauravyadav4109
      @gauravyadav4109 2 года назад +1

      Bhai ROI 4.5 % hona chaiye vo bhi 30 years ke liye...tb jake 10000 EMI banegi 20 lac ke loan pe.......aur commercial property pe ROI bhuat jyda hota hai....thoda na jyda feak diya hai sir ne josh josh me.......😂😂😂

    • @ukeerthan
      @ukeerthan 2 года назад

      His numbers are inaccurate. And for a commercial property the loan amount will only sactioned upto 70% of the value. And usually interest rates on CRE are much higher than a home loan around 8 to 11%. The numbers don't add up at all

  • @nileshchaudhary807
    @nileshchaudhary807 Год назад +2

    1. Loan amount worth 20 lakhs and EMI was 10 thousand.. Back then banks used to lend for max 20years.. So bank gave you loan for less than 4%.. Must be bank from US
    2. This all started when you were 18 and in next 2.5 years you seal the deal.. So you were roughly 20.5.. Hard to believe you finished your graduation and secured government job.. Bravo
    3. You will be 1 men on earth to get home loan approved in couple of days, that too with government job. Do you even know for government employees there are certain documentation that need to complete before any loan gets approved..
    Definitely you have money and you have worked hard but you need to work little hard on your story..
    Cheers

  • @r6727
    @r6727 2 года назад +7

    Very well said at the end by you, that one should be open to learn from anyone.

  • @bashirauwal5825
    @bashirauwal5825 Год назад +47

    Congratulations to you 😍. I just bought my first house last month paid in cash feel so happy for myself and my achievements watching this random video. So glad I made good decisions about my finances that changed me forever 😁

    • @albertcharles4415
      @albertcharles4415 Год назад

      Congratulations to you Bashir Auwal. You need loads of cash to own a house. You did it congratulations once again 🎊🎊💋😘😘

    • @bashirauwal5825
      @bashirauwal5825 Год назад

      Thanks 😊💃💃

    • @bashirauwal5825
      @bashirauwal5825 Год назад

      I can share some that helped me
      1. Plan towards it
      2. Be frugal and minimal on spending time (don't buy why you don't need)
      3. Save money towards retirement (Roth IRA/ 401k)
      4. Build an emergency fund
      5. Save to invest, this is most important because it's a proven way to get richer. Very important to financial success

    • @bashirauwal5825
      @bashirauwal5825 Год назад

      There's a lot of investing options real estate, exchange-traded funds (ETFs), stocks, crypto but my best advice get a professional lead you into profitable one. That's exactly what I did

    • @bashirauwal5825
      @bashirauwal5825 Год назад

      I recommend the services of Rachel Blanc, she's a great expert and has been influential to my financial success

  • @mathskaksha2807
    @mathskaksha2807 2 года назад +5

    Fact 1 : You are not given the tuition fees in account. The story is atleast 10 years old and before monetization, UPI... who heard about it...
    So, you got the loan because of govt job and not everyone has that luxury.
    Fact 2 : The amount that bank gave you as loan that must be in a form so that it reaches the seller. Like cheque, draft etc. So how you got the extra money and who paid tax for it.
    Fact 3 : The rent and the cost of shop increased like no reality and that too in a mall. An individual shop costs more than a crore... Is it in Disney Land or something.
    You surely are a motivation but pls keep things realistic so that everyone could follow it.

    • @rahulreddymunakala480
      @rahulreddymunakala480 Год назад

      Couldn't agree more. Anyways he's street smart, making money through our comments as well - youtube algorithm 🤑

  • @prasannakumar-ut3pc
    @prasannakumar-ut3pc Год назад +6

    Honestly first 6minutes im super pissed to watch this video but im soo lucky to watch ur video. U just spoke wonderful n structured plan to start as a de developer. Lot respect towards you.! Thanks man

    • @vishalgadiya9896
      @vishalgadiya9896 Год назад

      He is fooling.. 20laks ka loan @ 9% interest for 50 years. Emi comes around 15k.. ye pagal Bana raha Hai.. don't get fooled guys. Just for the sake of video n to show he is very very intelligent (fool) he is making videos.

  • @raunaqjuneja3533
    @raunaqjuneja3533 2 года назад +13

    A property in 2010 bought for 15 lakhs can’t be 3 cr today
    The gap is huge

    • @pojha5
      @pojha5 Год назад +2

      Sb fake baatein h. Views k liye.

  • @vickysingh3257
    @vickysingh3257 2 года назад +2

    Dnt knw why but i feel a very positive vive from you sir..!!
    I wish to meet you one day n talk lots of things about.

    • @allindiaunions5804
      @allindiaunions5804 2 года назад

      20 lakh ka loan bnq emi 10000 aa skti h kya mind lgao

  • @AdityaSingh-yy9pv
    @AdityaSingh-yy9pv 2 года назад +57

    Sir, i always wanted to jump into real estate buisness, but wasn't having an idea how to start. loved this video and expecting more of them.❤

    • @gabbarpubgmemees7926
      @gabbarpubgmemees7926 Год назад +2

      don't jump into real estate with his idea kuch bhi boldeta hai yeh 10000 emi 5000 sips 2000000 ka loan complete with 10000 emi and property value 2000000 to 1.5 crore takes years with 6-10% inflation annually

    • @priyanshusingh5652
      @priyanshusingh5652 Год назад +1

      Bhai message kroo Mujhe

    • @priyanshusingh5652
      @priyanshusingh5652 Год назад +1

      I'm Already in Real Estate 😎

    • @DevamNath
      @DevamNath Год назад +2

      @@priyanshusingh5652 hi bro. How can I contact you? Please reply 🙏

    • @nahalat7958
      @nahalat7958 Год назад

      @@priyanshusingh5652 hi bro, I also wanted to know. Help me

  • @taylorl991
    @taylorl991 7 месяцев назад +1

    He took a loan and brought a property and was lucky to get the loan amount the next day and also he got a tenant to pay him double the rent instantly. If its a true story - really good. Although the likely of all this seems low

  • @dachashashank4925
    @dachashashank4925 2 года назад +25

    Great informative video, an eye opener strategy in the field of real estate, wish to see more such enlightened awarness videos in real estate sector ....thanks sir ....

  • @atishjha1111
    @atishjha1111 Год назад +2

    You are very humble person you are wise sir because I learned From a book that is learning means earning how much you learn in the present it will be how much you earn in the future

  • @sak1211
    @sak1211 Год назад +3

    sir aapko rent 12000 kaise milne laga jabki jisne aapko property bechi usko sirf 6000 mil raha tha. Please clear my doubt🙏🙏🙏🙏🙏🙏
    Big Fan🙏🙏🙏🙏

  • @soulworld6277
    @soulworld6277 Год назад

    Love you sir ... Maine bilkul aapki dikhaye steps ko fllw kiya or aaj mai 19 yrs ki age me bhot sara property bna rkha hai ♥️ ma papa bhot proud feel krte hai mere upr

  • @baatcheetunofficial
    @baatcheetunofficial Год назад +7

    Buddy your content is pure gold and I really appreciate you are sharing your experience which is really beneficial for us! but how a 20 lac Loan EMI costing you 10k is unable to understand.

    • @sanjeevgunda6294
      @sanjeevgunda6294 Год назад +1

      U R right, it's emi is 20k per month, he is giving wrong information..

    • @vishalgadiya9896
      @vishalgadiya9896 Год назад

      He is fooling.. 20laks ka loan @ 9% interest for 50 years. Emi comes around 15k.. ye pagal Bana raha Hai.. don't get fooled guys. Just for the sake of video n to show he is very very intelligent (fool) he is making videos.

  • @rahulmkhj
    @rahulmkhj Год назад +2

    Question: Agar registery 19L ki karaoge, to aapko pay bhi 19L karna padega white mein. Aur wo uncle agree kyu karenge to pay you back 4L, that too in black. Plus, And it is very unlikely ki unke paas 4L black me pada hoga kyuki he was already in crunch.

  • @krishnascollection6675
    @krishnascollection6675 2 года назад +28

    Happy teachers day sir 😊😃
    Thanks for being there every time sir actually i have never met you but I have your every video on every topic because sir you inspire me a lot you are my role model the best mentor a beautiful hearted person a good human being you are the best example of a perfect person you reached me a lot thank you thanks a lot😍
    It is truly said that teachers are our second parents and you are just the same you are a true hero for me

    • @vishalgadiya9896
      @vishalgadiya9896 Год назад

      He is fooling.. 20laks ka loan @ 9% interest for 50 years. Emi comes around 15k.. ye pagal Bana raha Hai.. don't get fooled guys. Just for the sake of video n to show he is very very intelligent (fool) he is making videos.

  • @LeylaMcCalla01
    @LeylaMcCalla01 Год назад +7

    I'm from England where i work as a journalist until i met Expert Mrs Amanda K, Mrs Amanda K is legit and her method works like magic. I keep earning every single week with her new strategy

  • @shivamrajpoot5998
    @shivamrajpoot5998 2 года назад +7

    You are great every line u said in this video I really felt that in my real life.. infact i already trying to doing this. Thank you sir

  • @majaliscontent2857
    @majaliscontent2857 Год назад +1

    First time viewer honest thought
    Sauda kharida jata hain majburi nhi
    If you have really grown please pay back Jin se bhi majburi Kharid hain
    Else it's all about time koi bhi majbur ho sakta hain one never knew

  • @priyanshuwithrishu5971
    @priyanshuwithrishu5971 2 года назад +9

    Sir make video of your house tour it will inspire us ❤️
    I hope u understand ❤️

  • @lobo981
    @lobo981 4 месяца назад

    Great brother..
    Keep going..
    Small small steps will compund and will show great results not just in your life but all of ours too

  • @hairstuff371
    @hairstuff371 2 года назад +4

    Bro you got extremely lucky that you got rent of 12k for 19 lac rupee shop

  • @gunjankumari8405
    @gunjankumari8405 2 года назад +1

    Sir yahi soch thi meri ab apse sun kar conform ho gaya it's proved thing.☺️

  • @studybiswas1581
    @studybiswas1581 2 года назад +8

    Thank you so much sir for sharing your story and experience of real estate journey issee maine bohot kuch sikha 😊

  • @ExamBull
    @ExamBull 2 года назад +18

    I thought you must be 40+ year old 😅 too young to achieve that much thing 🙏

  • @AmrikSingh-dj3wh
    @AmrikSingh-dj3wh Год назад

    Thanx bhaji, aap ne bahut hi achha bataya. Really thank you very much.

  • @SumitKumar-mp3bq
    @SumitKumar-mp3bq 2 года назад +10

    Nice video sir...
    truly inspiring
    learnt something new and which I already knew somehow but just because of your video....it clicked in my mind...
    Thanks a lot Sir ....
    Vande Matram Jai hind

    • @vishalgadiya9896
      @vishalgadiya9896 Год назад

      He is fooling.. 20laks ka loan @ 9% interest for 50 years. Emi comes around 15k.. ye pagal Bana raha Hai.. don't get fooled guys. Just for the sake of video n to show he is very very intelligent (fool) he is making videos.

  • @pojha5
    @pojha5 Год назад +1

    Mall me dukan kaun maintain krta h.. wo just apace hota h.. interior log khud krate h...
    20 lac ka loan ka emi agar 30 year ka bhi kroge to bhi 10k nhi aayega.
    15 lac ki dukan 3 cr...in just 12-15 years.. amazing growth...

  • @mradulsharma7621
    @mradulsharma7621 2 года назад +8

    Sir... Glad to have you at the time when it's the crucial years of my life..🔥🔥🔥

    • @vishalgadiya9896
      @vishalgadiya9896 Год назад

      He is fooling.. 20laks ka loan @ 9% interest for 50 years. Emi comes around 15k.. ye pagal Bana raha Hai.. don't get fooled guys. Just for the sake of video n to show he is very very intelligent (fool) he is making videos.

  • @mohdfaisal3591
    @mohdfaisal3591 10 месяцев назад +1

    Okay Sir,
    Lets take an example...
    I've taken a loan of 20lakhs on 15% interest for 10 years... okay
    Lets see the result.
    Thr monthly EMI is 32,267rs.
    So my question is on which interest and for how much years you have taken the loan?

  • @lohumihem
    @lohumihem 2 года назад +11

    This could be true 20 years back not today.

  • @THEmakshuuf24
    @THEmakshuuf24 Год назад +1

    Beautiful brother nailed it!!! You simply tell us nothing is beat when calculations comes in plays

    • @vishalgadiya9896
      @vishalgadiya9896 Год назад

      He is fooling.. 20laks ka loan @ 9% interest for 50 years. Emi comes around 15k.. ye pagal Bana raha Hai.. don't get fooled guys. Just for the sake of video n to show he is very very intelligent (fool) he is making videos.

  • @shahprit5196
    @shahprit5196 2 года назад +6

    The way you think bro
    Definitely dream comes true
    Well done
    Geniuses mind
    God bless you

  • @Mr_Minhas
    @Mr_Minhas Год назад +1

    Americans also use the same method.. buy, renovate and sell. And tske profits from rent as well ❤

  • @preetikurre4017
    @preetikurre4017 2 года назад +10

    Happy teacher's day to the amazing teacher....you are the best...your personality your whole attire gives us motivational vibes.....
    गुरू ब्रह्मा गुरू विष्णु, गुरु देवो महेश्वरा गुरु साक्षात परब्रह्म, तस्मै श्री गुरुवे नमः
    🙏🙏🙏

    • @TCG-Institute
      @TCG-Institute  2 года назад +4

      lots of blesssings🙌🏻🙌🏻

    • @preetikurre4017
      @preetikurre4017 2 года назад +3

      @@TCG-Institute sir u replied me🥰 I can't believe...
      Sir I am a biology student I cracked neet exam ...but I love to study history map etc. From u....I love to watch your videos nd are really very helpfull 🙏🙏🙏🙏
      Thanku sir .... ❤️❤️❤️❤️

    • @preetikurre4017
      @preetikurre4017 2 года назад +3

      I didn't remember but once I messaged u somewhere and told that...I will make such big achievements in my life that you will feel proud nd ap merse milne chahenge ek din....and sir I will make this happen , afterall I am YOUR student..and I promise u that I will be the honest doctor ... ❤️🙏🙂

    • @TCG-Institute
      @TCG-Institute  2 года назад +2

      @@preetikurre4017 i know u will..Keep going🙌🏻

    • @preetikurre4017
      @preetikurre4017 2 года назад +2

      @@TCG-Institute your blessings are with me then I can achieve anything🥰

  • @Hemantkumar-gs1lq
    @Hemantkumar-gs1lq Год назад +1

    Great idea and thanks for sharing. 🙏

  • @bettertolivealone
    @bettertolivealone 2 года назад +4

    M shocked 😳 sir ...By the way great motivation

  • @UplakshThakur
    @UplakshThakur 2 года назад

    Sir aap bohot achhe insan ho, or gajab ki thinking hai aapki, love you sir , aap mere liye bohot badi inspiration ho

  • @sumitshahi3891
    @sumitshahi3891 2 года назад +7

    Superb, I love the way you teach and guide to earn money# Your Simplicity tells how to learn and earn with open mind.Thanks to inspired# Stay connect with such guidance #Love you sir👍🙏🙏😍

  • @rabindragamer1993
    @rabindragamer1993 Год назад

    Bhai sahaab ,itna dimag toh main laga hi nahi skta,sir aap great ho....chess khelne jaisa dimag lagaya aap ne.....iss video se bahot kuch sikhne ko mila humein.....

  • @sarkarsarkar5543
    @sarkarsarkar5543 2 года назад +22

    which bank gave you loan in 2 days ? im curious.... loan process generally takes 2 to 3 months

    • @adityagokhale7
      @adityagokhale7 Год назад

      and what about down payment 🤔

    • @saswatsenapati7870
      @saswatsenapati7870 Год назад +1

      Paper work khatam karna or paisa account main Ane main 1 month aramse lag jata. I think he is talking about paper work

  • @Subhadeep67
    @Subhadeep67 Месяц назад

    Bahat bariya story sunai. Achha laga. Aur banao aesi story. Jarur tarakki karoge.

  • @chandanbhagat6807
    @chandanbhagat6807 2 года назад +7

    Can anyone tell me math behind loan, loan amount is 20 lakh and emi is 10k, what is duration and interest rate of loan?

    • @syedzia4751
      @syedzia4751 7 месяцев назад

      Bhai loan for 200 years

  • @roshanjaguja2783
    @roshanjaguja2783 2 года назад +2

    Absolutely loved your strategy and smartness you have.

  • @anirudhprahallad4584
    @anirudhprahallad4584 2 года назад +39

    How did the bank finance the full 100% loan amount ? usually the bank only finances 70% on properties and you need to put 30% from your pocket.

    • @gaurabkumarpanigrahi3702
      @gaurabkumarpanigrahi3702 Год назад +24

      First ask how did he get 10k EMI for 20lac loan amt..and again for a short time😂😂😂😂

    • @adityagokhale7
      @adityagokhale7 Год назад +1

      @@gaurabkumarpanigrahi3702 😅

    • @silverfang6486
      @silverfang6486 Год назад +9

      he is just tricking people to buy his course in Telegram..this is how influencers making fortune by selling

    • @mohitsingla2575
      @mohitsingla2575 Год назад

      You are wrong brother bank charges 10% as down payment if the loan amount is upto 30lakhs. Anything above that needs 20% as the dp

    • @vishalgadiya9896
      @vishalgadiya9896 Год назад +1

      He is fooling.. 20laks ka loan @ 9% interest for 50 years. Emi comes around 15k.. ye pagal Bana raha Hai.. don't get fooled guys. Just for the sake of video n to show he is very very intelligent (fool) he is making videos.

  • @sachinparcha258
    @sachinparcha258 2 года назад +1

    I haven't comment any RUclipsr yet but this video 1 no. 👌❤️

  • @durgeshsinha8516
    @durgeshsinha8516 2 года назад +4

    I believe there are many things to learn but need to use your logic and most importantly don't fall for story. 🤫
    However appreciated 👏

  • @carsshorts9970
    @carsshorts9970 2 года назад +1

    Sir I want you to come in Sandeep maheshwari sir’s channel
    Thank you for giving us new learnings ❤

  • @amitkrstyle
    @amitkrstyle 2 года назад +9

    abhi aap 31 yr k ho to 18 yr k hoge 2009 me, 2009 me loan interest tha 9.50 %, to 20 lakh loan pe interest hoga 19000 na ki 10000.

    • @GauravSingh-pg4zd
      @GauravSingh-pg4zd 2 года назад +2

      Kuch clear hua...ye jhoota hai. Jisko ye khud time time pe proof karta rahta h apne statements se aur ye kam se kam 40 saal ka hai. Ye dekh k kish angle se 31 ka dikhta h.

  • @sachinsinghvlogs4668
    @sachinsinghvlogs4668 Год назад +2

    Hey you are doing great to sharing youe experiences,but the thing is how is 20 lacks loan cost 10 k emi…?

  • @madnessbegins
    @madnessbegins 2 года назад +9

    How did you get full amount of loan on commercial property? Bank usually gives 50-60% loan of registry amount mentioned in papers ..

    • @hdvlogs2007
      @hdvlogs2007 2 года назад +10

      Bhai bakchodi karne mein aur reality me difference hota hai, successful hone ke baad aadmi kuch bhi bole satya hai, itna aasan nahin hai.

    • @Rahulsingh-el9sg
      @Rahulsingh-el9sg 11 месяцев назад

      Wo bhi kisi aur ke nam par property h na koi agreement hua na paisa diya uncle ne registry ke paper de diye

  • @vijaysuryavanshi4665
    @vijaysuryavanshi4665 4 месяца назад

    1 number Sirji

  • @iancordell4718
    @iancordell4718 Год назад +3

    I really feel left aside hearing and seeing several testimonies from people on profits they make from Bitcoin/Forex Investment.. Can someone recommend a good expert that trade on my behalf and generate profit for me..

    • @perryodom2859
      @perryodom2859 Год назад

      It's 8 months now i started trading with her and it's been a good experience.

    • @iancordell4718
      @iancordell4718 Год назад

      Who is this Mrs Letton Deb everyone is talking about and how do i contact her directly?

    • @jaimegreer2603
      @jaimegreer2603 Год назад

      @jamesscott8372 Well... I will advise you should stop trading on your own if you keep losing and start trading with Expert Mrs Letton Deb.

    • @vernajames1743
      @vernajames1743 Год назад

      It's really interesting that women are now showing more interest in forex/bitcoin Investment. Because initially i really thought it was a male thing.

    • @iancordell4718
      @iancordell4718 Год назад

      Thanks for the recommendation guys. I will be looking forward to earn from my first Investment with her..

  • @kartikeyaagnihotri3947
    @kartikeyaagnihotri3947 2 года назад +5

    💯 totally agree...be smart...be curious... 👉always aware of opportunities around you & grab it with your brain... if you working hard ....it will hit right some how & things workout for sure.!🙂 learn & excel .... ✌set goals in terms of numbers & keep check on them in life... 😃it will be more fun to live & enjoy.! 👍👌beautiful share🌸🍃🕊🤍👏👏👏Thanks.!🙏Sir.😁

  • @omsabe9180
    @omsabe9180 2 года назад

    Bhai aap kamal ho bhai , Ab main kya kahu yaar , just amezing .

  • @ujwalpawar2361
    @ujwalpawar2361 2 года назад +4

    20 laksh loan with 20 years term and even 5℅ interest rates gives around 13k EMI.
    I don't understand how he got loan less than this interest rate that too for commercial property.

    • @gauravgakhar2097
      @gauravgakhar2097 2 года назад +4

      Video mei he to loan Lena h.. everything is possible 😂

    • @advaita6523
      @advaita6523 2 года назад +1

      @@gauravgakhar2097 😂😂 fake guru ghantal hai loan to milega hee.

  • @Joh-any
    @Joh-any Год назад

    Sir thankyou for this informational video,,,you are truly amazing!!

  • @kunalkumbhar8391
    @kunalkumbhar8391 2 года назад +4

    20 lakh loan
    Emi 10k
    Intrest rate must be ~2%
    Now in current scenario intrest rates are 6-7%

  • @yojanachaugule7654
    @yojanachaugule7654 8 месяцев назад

    Thankyou sir for sharing 🙏🙏
    God bless you always 👍👍

  • @YourDigitalBuddy
    @YourDigitalBuddy 2 года назад +3

    Hats off You Brother ❤❤❤❤❤

  • @mauliksiddhpura2803
    @mauliksiddhpura2803 5 месяцев назад

    so the rental yield you received is 7%. That's magic. I have didn't seen more than 5% till now.

  • @e-daymotivation7131
    @e-daymotivation7131 2 года назад +4

    How you get a loan without owning it..???

  • @soofishaik4227
    @soofishaik4227 Год назад +1

    Very nice sir an excellent information for upcoming generation thanks for this information ✌🏻

  • @Aadityavlogz
    @Aadityavlogz 2 года назад +5

    20 lakh ki EMI 10k ??? Sounds impossible

    • @tenzingw2007
      @tenzingw2007 2 года назад

      And that too without any down payment.

    • @MM-uh3ri
      @MM-uh3ri 2 года назад +9

      10k EMI for 20lakh loan is simply Fake. Even @ 7% for a tenure of 30 years(30 years impossible for commercial property) the EMI is 13,306.Check emicalculator
      - Closing the deal next day by taking loan.... 😂 Banks take weeks (if not months) for property valuation and disbursement.
      --Just a click bait and the bragging about sheer luck and boasting so called strategy.
      --At the age of 22-23 earning a net salary of 38000, where does that make a person show as poor

    • @ayandey6939
      @ayandey6939 2 года назад

      @@MM-uh3ri exactly

    • @bhupeshpant1935
      @bhupeshpant1935 2 года назад +1

      @@MM-uh3ri are baab re ye toh dhoti khol rha h 🤣

  • @connectingpeople6360
    @connectingpeople6360 Год назад

    Sir, Ap padhe likhe nai hai but intelligent ho aap.
    Salute

  • @SATYAJEETJANGHU
    @SATYAJEETJANGHU 2 года назад +4

    Bhai
    20 lakh ke loan pe emi 10 k kitne term aur interest rate pe ayegi ye to calculate kr lete.
    7% 30yrs pe bhi 13400 aa rhi hai

    • @ShivamTiwari-ho5zc
      @ShivamTiwari-ho5zc 2 года назад

      Bhoot chutiya banata hai ya !
      Phir bhi comments ma 90% waah waah kr rhen hain !
      Iska hi faiyyada uthate hain aise log !

    • @crazykaka7864
      @crazykaka7864 2 года назад +1

      bhai ye baith k kuch v pel dete h or hm se sun lete h

  • @niketverma178
    @niketverma178 2 года назад

    sir real estate hacks upload karo sirf 2 series daalkr koi update hi nahi aaya hai please sir we want to gain more knowledge about real estate and you are way to get sucess in this industries.
    Thank you sir hoping a instant reply from you !

  • @nishantsunnyfilms4642
    @nishantsunnyfilms4642 Год назад +7

    11:45 sir 30 crore ya 30 lakh thora confusion h sir clear kijiye

  • @dj885544
    @dj885544 2 года назад +1

    Bhai downpayment kaha gai? 100% loan milta hai India me? I am Canada yaha bina down ke loan nai milta for property (mortgage). And you just got lucky, aise uncle sab ko nai milte.

  • @sangeetlover5349
    @sangeetlover5349 2 года назад +7

    Sir, in apr-may I have purchased one property of Monthly EMI 19k..for next 15yrs but i have not got any tenant above 8K only...what to do sir..pl guide sir ..how to payoff my loan smartly as u did..pls suggest some mind tricks sir...

    • @Hi-uv6nd
      @Hi-uv6nd 2 года назад +9

      Bhai , sorry to say but yeh sirf chutiyappa hai mein bi aise hi ej trap mein pad k delhi mein 55 lakh ka flat le liye aur rent only 21 thousand aur uper se kirayedar pareshaan karte hai choti choti cheejon k liye..aur kabza hone ka khatra alag aur agr sale karne jao to ados pados wale bhadkate hai buyer ko...bhai aapko yeh baat abhi samaj nahin aayengi but kuch saalo baad aapko lagega ki worst decision tha...isse accha to gold le lo , kam se kam kabhi bi cash kar sakte hai

    • @sangeetlover5349
      @sangeetlover5349 2 года назад

      @@Hi-uv6nd hmm...jitna easy sunke lgraha h utna easy to nhi hota yeh sb khair...or isme luck b work krta h.

    • @aamadmi2890
      @aamadmi2890 2 года назад

      Yes bohut sare youtubers kehte hai ki property pe invest mat karo, specially flats and houses pe bilkul mat karo. Invest in index funds, mutual funds, SIP, gold, bonds etc etc .. yeh mai nahi youtubers bolte hain .. abhi kiski kiski sune ham ..

    • @Hi-uv6nd
      @Hi-uv6nd 2 года назад

      Aisi cheej buy karo jisse mental stress jayada na hoo air cash bi jaldi ho jaaye like Gold silver

    • @GauravSingh-pg4zd
      @GauravSingh-pg4zd 2 года назад

      Bhai tuh iski ya ishke jaise aur RUclipsrs ki baatein sun kar property business mein kudega toh aishe hi fhasega. Inka kya hai ye toh video bana k nikal jayega lekin fas toh tu aur teri family jayenge mere dost. Mat padh inki fake videos k trap mein. Iski video ka 1% bhi reality se koi lena dena nahi h toh phir kyon inspire hota inki fake motivational aur gyan ki videos se. Ye jhoote sapne dikha kar aur unke emotions ke saath khel k apna ghar bhartein hai. Jab jeete hi ho imagination mein, toh Jeet kaise sakte ho haqikat mein. But after all its you who can make better decision for yourself 👍👍

  • @saralbudhiraja
    @saralbudhiraja Год назад

    He's teaching cash flow positive property investing with mortgage through leverage technique. Good story, but it doesn't stand seems feasible.

  • @rajmishra5804
    @rajmishra5804 2 года назад +7

    Sir how you pay the amount of loan within 10 year with 10k emi
    Can you explain 🤔💬

    • @TCG-Institute
      @TCG-Institute  2 года назад +6

      closed loan within 4 years by paying whole amount.. Have multiple earning sources

    • @rajmishra5804
      @rajmishra5804 2 года назад +3

      @@TCG-Institute but sir loan tenure kitna tah exactly

    • @rajmishra5804
      @rajmishra5804 2 года назад +5

      @@TCG-Institute with interest rate

    • @TCG-Institute
      @TCG-Institute  2 года назад +2

      @@rajmishra5804 25 years when taken.. Paid emi of 10 k for 4 years only and closed that

    • @rajmishra5804
      @rajmishra5804 2 года назад +4

      @@TCG-Institute can you share your atleast 2 multiple sources of income when to take loan except rent of those property and what was the interest rate

  • @zeedd832
    @zeedd832 Год назад +1

    Due you may have good communication skills but like you said "Dimag lagao" and those who applied can understand this is FAKE story and i'll tell you how.
    - He said he brought the commercial real estate without putting anything down payment and agreed to close the deal in 2 days
    - Any bank would take minimum 15days to close the loan application and specially for commercial real estate it may take 1month as well
    - When you brought the 20 lakh commercial loan then how come EMI is 10k ? generally commercial real estate can't be given for 30years and any other loan would not cost 10k EMI, "Dimag lagao yaro"
    -Bank would take purchase document like registration with them till you clear the loan so registration can't be done for less amount as bank loan amount, also bank will not fund you 100% of the property value.
    - No Seller (uncle jinko shadi karani thi) would agree to sell for 15 lakh but do registry for 20 lakh ?? why he would pay capital gains for 5 lakh extra (considering he brought it for 10lakh)
    Sab batte bano yaro, i doubt all your subscribers are real and comments from people who praise your knowledge are real, this is also FAKE i guess.
    Dislike such video who try to showcase heropanti without real facts, don't mislead if you can't lead honestly.