I retired early as well, but my husband waited until 70... He has tons more energy that I do and I am happy he was able to wait... Honestly with early retirement if you live long enough you will get more SS than waiting. I am happy for you that you found your home in Mexico early as it were and that gives you a better situation as you can truly make it your home with local friends and wonderful Mexican people to enhance life!
I live in Michigan and have Medicare Advantage, the $174 and change is deducted from my Social Security check every month. The plan that I chose is fairly basic and has no additional monthly cost. And yes, when you begin receiving Medicare Part A (Part B is a must unless you currently have medical insurance through your employer) then Pard D - prescriptions is available (which I was paying around $25/month for before I got Advantage). Open enrollment for everyone is October 15 until December 7.
My father retired about 14 years ago, I had The task to help him do the retirement and also their Medicare, they live in California, the one we went with, and like you said it’s different for everybody, my father pays a lot in reality. He got the AARP supplemental G, he has no deductible no co-pay, he got diagnosed with prostate cancer. He had surgery, he’s gotten a hernia twice, had gone surgery as well, from his eyes he has surgery for cataract surgery, he’s never paid a cent, but again for the ARP the plan G, he pays $275, and that’s. Besides the $175 that they take for Medicare Plan B, the AARP supplemental plan G, covers anything that Medicare covers and is accepted, he does not need no referrals to go to a specialist, with that ARP plan, he doesn’t like the fact that he pays a lot, but in reality it saved them a lot of money. I think with that ARP supplemental plan G, it covers like you said parts in Mexico, like in the border towns, I was told that there are places where they accept Medicare. But with that ARP supplemental plan G, again anywhere Medicare is accepted that ensure pays everything. I think and you guys cases it’s better to get the cheapest because you’re not in the states, my father for his plan D for prescriptions he’s only paying four dollars, because in reality E Hardy needs prescription drugs, he doesn’t drink zero nothing, which is good. But my mother she does pay over $60 a month and her prescriptions Coverage plan because she needs more coverage. So in total, including my mom, they both paid $700 a month, on their insurance, but again my mom has been hospitalized. She doesn’t pay no co-pays. She pays no deductibles, and wherever she travels in the United States, any other state, anywhere Medicare is accepted That Medicare AARP supplemental plan G that covers 20% that Medicare does not pay, they will pay it doesn’t matter what state you’re in and get sick. If you’re traveling, they will cover you.
Perfect timing for this video! Just saw one of those big books come to my son (he's only 40 but was on it because of cancer years ago). I asked him if he could save it for me to look through. Liked your explanations. My husband turns 65 in May and I will in August next year and we need to figure out what we need to do. We are both still working for now. Great video!
I would choose an HMO plan that includes Part D with zero monthly fee, like AARP for example. As you will not be using Medicare in MX, you will be saving the $70 every month. In addition, if you ever find yourself moving back to the U.S, you will not be paying any (ongoing) penalty for not having Part D for the entire time that you were not enrolled in it. That's a win win.
Called AARP/Utd HC. It is such a joke. Utd HC is the tail that wags the AARP dog. $545 deductible. If you buy tier 1 drugs from goodrx or costplus, you won't meet the deductible or out of pocket. Geez
Our healthcare stops 212 days after we are out of country and then we have to buy insurance elsewhere. Our healthcare here in Canada sucks for seniors.
Less than 3 months, I'll be 65. Leaning towards Advantage Plan in Pittsburgh. I caalled AARP/United Healthcare. what a racket. Industry needs to be overhauled. If one can buy drugs from Goodrx or Costplus that would be good, but No!, the Part D Pirates want their monthly and set the deductible at $545. I've been to CDMX and Zacatecas to visit my Amiga who lives in CDMX. I don't habla Espanol. She is Mexican.
I will turn 65 next year. I plan on being on regular medicare. I thought medicare will reimburse you for emergency care in Mexico. You have to pay up front and submit emergency bills in English. Not 100% sure.
My doctor pcp isn't found in Humana but, I googled his name and saw that he lists Humana. So much disinfo. I even got procedure codes to see what it would cost when I go from Caid to lack of care. No one knows anything when I call billing or estimate phone number. Industry is a joke.
@@TheTwoTravelersInMexico That's my battle cry too. I have a physical end of Oct. I moved it up before I go on Medilackofcare. I'll ask him if he is in Humana network. UPMC nurse didn't know. Doc should know where his $ comes from. My Amiga lives in CDMX. Maybe I should get Spanish language text book open. I've stayed in Zona Rosa when I was there.
@@ericbond5276 . We haven't been to Zona Rosa. Your doctor should know if he's in te Humana network. Do you think at some point you'll move to Mexico? -Marc
@@TheTwoTravelersInMexico I'd like to but I only speak muy paquito Espanol. My Amiga is Mexican. I go on Numbeo and compare cost of living. Zacatecas would be cheapest than CDMX. Food like eating out is inexpensive. I watched a video of resentful Mexicans because Gringos stay in upscale parts of CDMX and don't patronize locals. I was guilty of going to starbucks. I did go to indie cafes for espresso and ordering in Spanish.
@@ericbond5276 Going to local small cafes, local restaurants and ordering in Spanish and immersing your self in the local culture really opens up a lot of the Mexico experience. -Marc
@@TheTwoTravelersInMexico I see that, I have briefly looked at Medicare and I have no idea what to pick. I am also considering getting IMSS because I have Mexican citizenship but I don't know how that factors in. It seems crazy that there are penalties for part A and D even if you never will probably use them
@@TheTwoTravelersInMexico I get seguro social for free in Mexico, IMSS would cost me $650 per year in Mexico, not free, but still cheap. I have been seen twice at seguro social, services were OK but IMSS looks better
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Interesting Medicare of Mexico, thanks for sharing your information
Thank you for watching and commenting. -Marc
I retired early as well, but my husband waited until 70... He has tons more energy that I do and I am happy he was able to wait... Honestly with early retirement if you live long enough you will get more SS than waiting. I am happy for you that you found your home in Mexico early as it were and that gives you a better situation as you can truly make it your home with local friends and wonderful Mexican people to enhance life!
Thank you Diana. -Marc
I live in Michigan and have Medicare Advantage, the $174 and change is deducted from my Social Security check every month. The plan that I chose is fairly basic and has no additional monthly cost. And yes, when you begin receiving Medicare Part A (Part B is a must unless you currently have medical insurance through your employer) then Pard D - prescriptions is available (which I was paying around $25/month for before I got Advantage). Open enrollment for everyone is October 15 until December 7.
@@cindyk3076 Hi Cindy!
Thank you for the great information Cindy. -Marc
My father retired about 14 years ago, I had The task to help him do the retirement and also their Medicare, they live in California, the one we went with, and like you said it’s different for everybody, my father pays a lot in reality. He got the AARP supplemental G, he has no deductible no co-pay, he got diagnosed with prostate cancer. He had surgery, he’s gotten a hernia twice, had gone surgery as well, from his eyes he has surgery for cataract surgery, he’s never paid a cent, but again for the ARP the plan G, he pays $275, and that’s. Besides the $175 that they take for Medicare Plan B, the AARP supplemental plan G, covers anything that Medicare covers and is accepted, he does not need no referrals to go to a specialist, with that ARP plan, he doesn’t like the fact that he pays a lot, but in reality it saved them a lot of money. I think with that ARP supplemental plan G, it covers like you said parts in Mexico, like in the border towns, I was told that there are places where they accept Medicare. But with that ARP supplemental plan G, again anywhere Medicare is accepted that ensure pays everything.
I think and you guys cases it’s better to get the cheapest because you’re not in the states, my father for his plan D for prescriptions he’s only paying four dollars, because in reality E Hardy needs prescription drugs, he doesn’t drink zero nothing, which is good. But my mother she does pay over $60 a month and her prescriptions Coverage plan because she needs more coverage. So in total, including my mom, they both paid $700 a month, on their insurance, but again my mom has been hospitalized. She doesn’t pay no co-pays. She pays no deductibles, and wherever she travels in the United States, any other state, anywhere Medicare is accepted That Medicare AARP supplemental plan G that covers 20% that Medicare does not pay, they will pay it doesn’t matter what state you’re in and get sick. If you’re traveling, they will cover you.
Thank you for sharing this. Very detailed and useful information. -Marc
Perfect timing for this video! Just saw one of those big books come to my son (he's only 40 but was on it because of cancer years ago). I asked him if he could save it for me to look through. Liked your explanations. My husband turns 65 in May and I will in August next year and we need to figure out what we need to do. We are both still working for now. Great video!
We're glad it was useful for you. These are important decisions that can effect you for a long time. -Marc
I would choose an HMO plan that includes Part D with zero monthly fee, like AARP for example. As you will not be using Medicare in MX, you will be saving the $70 every month. In addition, if you ever find yourself moving back to the U.S, you will not be paying any (ongoing) penalty for not having Part D for the entire time that you were not enrolled in it. That's a win win.
The drawback to HMO's for is was that you have to find in network services. -Marc
Called AARP/Utd HC. It is such a joke. Utd HC is the tail that wags the AARP dog. $545 deductible. If you buy tier 1 drugs from goodrx or costplus, you won't meet the deductible or out of pocket. Geez
I laughed out loud twice in the first minute! Good episode.
Hopefully you didn’t spit out your coffee. -Marc
Our healthcare stops 212 days after we are out of country and then we have to buy insurance elsewhere. Our healthcare here in Canada sucks for seniors.
We have known some Canadians that go back to Canada every 6 months so they don't lose their insurance. -Marc
I didn't know Canada is part of the USA lol. It must be a racket up there too.
@@ericbond5276 Canada is no way part of the US. Thankfully.
Less than 3 months, I'll be 65. Leaning towards Advantage Plan in Pittsburgh. I caalled AARP/United Healthcare. what a racket. Industry needs to be overhauled. If one can buy drugs from Goodrx or Costplus that would be good, but No!, the Part D Pirates want their monthly and set the deductible at $545. I've been to CDMX and Zacatecas to visit my Amiga who lives in CDMX. I don't habla Espanol. She is Mexican.
Medications are so much less expensive here in Mexico. -Marc
Would it be cheaper to buy travel insurance when you travel to the US?
Probably so but with travelers insurance usually you pay upfront and then wait to be reimbursed. -Marc
Hi Marc and Paulette! Is your plan HMO or PPO? Hello from San Antonio, Tx. This is Blanca.
Hi Blanca, it's a PPO. -Marc
We took ours at 60 with 30% loss which you get up front anyways people don't know that
Yeah I think it is 30%. -Marc
Hola!! 👍
Hola Elsa. -Marc
I will turn 65 next year. I plan on being on regular medicare. I thought medicare will reimburse you for emergency care in Mexico. You have to pay up front and submit emergency bills in English. Not 100% sure.
That might be the case but we don't know for sure. -Marc
My doctor pcp isn't found in Humana but, I googled his name and saw that he lists Humana. So much disinfo. I even got procedure codes to see what it would cost when I go from Caid to lack of care. No one knows anything when I call billing or estimate phone number. Industry is a joke.
The system needs a major overhaul. -Marc
@@TheTwoTravelersInMexico That's my battle cry too. I have a physical end of Oct. I moved it up before I go on Medilackofcare. I'll ask him if he is in Humana network. UPMC nurse didn't know. Doc should know where his $ comes from. My Amiga lives in CDMX. Maybe I should get Spanish language text book open. I've stayed in Zona Rosa when I was there.
@@ericbond5276 . We haven't been to Zona Rosa. Your doctor should know if he's in te Humana network. Do you think at some point you'll move to Mexico? -Marc
@@TheTwoTravelersInMexico I'd like to but I only speak muy paquito Espanol. My Amiga is Mexican. I go on Numbeo and compare cost of living. Zacatecas would be cheapest than CDMX. Food like eating out is inexpensive. I watched a video of resentful Mexicans because Gringos stay in upscale parts of CDMX and don't patronize locals. I was guilty of going to starbucks. I did go to indie cafes for espresso and ordering in Spanish.
@@ericbond5276 Going to local small cafes, local restaurants and ordering in Spanish and immersing your self in the local culture really opens up a lot of the Mexico experience. -Marc
Can we take a moment for the fact that you absolutely do NOT look like you’re 65!!!
Awe you are too kind. Paulette does not look like she's 65. I'm a lucky man. -Marc
hola amigos
Hola Wayne. -Marc
Sounds very confusing
There are a lot of choices even within the limited provider choices Paulette had. -Marc
@@TheTwoTravelersInMexico I see that, I have briefly looked at Medicare and I have no idea what to pick. I am also considering getting IMSS because I have Mexican citizenship but I don't know how that factors in. It seems crazy that there are penalties for part A and D even if you never will probably use them
@@pedrozatravel IMMS would be a good way for you to go when you’re in Mexico if you can get it for free if you’re a citizen of Mexico.
@@TheTwoTravelersInMexico I get seguro social for free in Mexico, IMSS would cost me $650 per year in Mexico, not free, but still cheap. I have been seen twice at seguro social, services were OK but IMSS looks better
@@pedrozatravel Thats a little more then it ran us when we first came to Mexico. I think we paid about 550 USD each for a year. -Marc
😂😂😂
Hi Wilfredo. -Marc