香港差?英國「西」式極品 無人理!無得問!等緣份!撞車Claim保險 注意!
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- Опубликовано: 17 апр 2024
- 香港差? 英國「西」式極品 無人理!無得問!等緣份 !撞車Claim保險 注意!
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謝分享有用英國資訊~
好有用
寶馬係整乜都貴㗎,少少車身嘢都牽連要換一大塊。Coco哥呢條片好有用呀,正!
THX
Tesla software 時時自動update, 好似時時都揸緊新車。起步夠快又smooth, 又唔洗攞去例行維修,方便!不過就末必人人喜歡電車。油車就愛寶馬4系, 日本車就Acura mdx, 夠大可做家庭車,最不喜歡揸van.
Coco 哥終於都識諗啦!
多謝Coco哥詳細講解, 在英國撞車, 保險公司會如何賠償。
住邊區的確係好大因素,但今年車保全英都上漲,就算多一年NCB都普遍俾上年多2 3百鎊
多謝CoCo哥分享資訊?妳架車好靚?
下次買 Toyota Corolla 揭背啦,好好渣,設備又齊,又慳油。
呢代3系渣多幾年都仲得啦 唔洗咁快換過架
你可以買No claim bonus protection。小心駕車為上。
多謝分享,英國揸黑Benz 會似的士佬
我部Lexus舊年都撞咗,保費加到我£6000,而家唯有換架Toyota Aygo x降低返保費到£1300😢
5:06 What you should would be the monthly insurance payment in Brooklyn
賺得多錢都要駛得精明,coco 哥好嘢
Coco哥好fit,喺咪成日打理花園啲成果?
Good decision.🎉🎉🎉
Coco Gor好嘢,樂觀嘅人係特別有動力😂
我們在加國發生accident後大部份司機會去collision center做個report,然後保險公司會搞定所有後續
將撞車故事講到咁鬼好笑🤣
架寶馬係咪做左Cat S?
有冇人/單位通知個車主呢?
Corolla Excel Touring Sports 天窗版 2.0L
Fuel efficient (MPG>50) and very reliable, as well as powerful if you want!
好彩coco哥錢多人唔傻😂
日系7 座位 中型 SUV , Hybird 版。
買多加二手平車用太太名買保險她造主你造偪,備用,去高風險地方!
Coco likes advice 😅
我㗎mini correctly依家都冇咗個ncb, 但係出奇哋 6000 蚊港紙度啦一年喎
如果倫敦真係令到你個保費要咁高嘅話呢, 唯有自己揸車嘅時候小心啲咯, 有陣時揸車唔可以太過分神
買多一架車嚟粗用咯或者畀太太用咯
唔識揸車既人先會揸寶馬 整多過揸
Nissan Qashqai Hybrid,係Bristol 揸過,車箱寬敞,Sensor 靈敏,夠力又易操控。同埋係英國製造,要零件都應該較為容易。
本身香港我都揸呢架。
英國揸Hybrid車最經常發生被偷摧化器,英國偷車賊仔會帶埋手提電鋸只需兩分鐘就可以界走你架車摧化器,咁就又要洗千幾二千鎊維修和訂購買零件
@@tcp0023 多謝提點
羊毛出在羊身上,加你保費,唔好似身外物。
Correct. My last 640d’s LED headlight had faulty DRL. It was replaced under approved used car warranty. The headlight unit alone was £3k. Headlight is a whole unit. It can’t be repaired.
Coco 哥,件衫咁窄都carry到,keep得幾好喎
祝coco自由的土地上開開心心顺順利利
請問你用邊間保險公司?
Coco哥我唔知你講得複雜啊定係你嗰邊特別複雜?我哋呢邊美国呢好簡單,撞咗車叫拖車拖去維修車行就搞掂啦,跟住車行會幫你同保險公司(對方個保險公司)聯絡搞掂晒所有嘅嘢,通常車行會幫你Claim爆對方保險車行有得袋,自己又可以代現金爽嗎?😊第二通常買車保險嗰區嘅保費係貴的睇吓有冇親戚朋友或者自己有屋用嗰個地址出份保險咪平囉完全冇問題,警察係唔會理,最重要架車一定要裝車cam有證據你搵唔搵警察都得啦😊
用保險公司既courtesy car, 要小心係咪credit hire agreement. 如果係既話就千其唔好攞佢既courtesy car. 你上網查下就知咩叫 credit hire courtesy car scam.
BBA頭燈係幾皮
換部AE86 🎉🎉🎉🎉
錢多!碎料一椿!😅😅
換架頭文字. 飄移形到HIHI.
自己買fender換仲快啦
英國買混能 suv,成日落雨,啲路水浸
寶馬咁又點M3咁又點,最緊要係揸車嗰個得😂
good
Did i hear 3000 pound for 1 headlight? I would xyz BMW.
I used to have an Audi A4. I crashed it on the guiderail while slipping on the snow. It took $9000 US to fix. At that time, the cost of the car in similar condition is still higher than the price of fixing. So the insurance company rather fix than total it.
加拿大差唔多,亞省警方在雙方損失不超過兩千加元及無人傷亡的情況,是不會到撞車現埸。撞車,打給保險公司,它們會叫提定的評估師去檢查你的車子,然後會開出維修清單給保險公司,然後到它們指定的維修中心去修理,不會有你所面對的問題。當然,是否修理車子定total loss? 取決於你的車子,是否夠新?保險公司認為那種方法較化算。 Repair cost < residual value of your car? Repair. Otherwise, total loss!
10萬換咁多野有幾貴呀?我部寶馬香港換前玻璃都要3萬啦!
Coco Gor 多謝你的分享. 其實你架車係新車定係二手車嚟㗎?如果你買嘅係新車你畀呢個價錢去整返的而且確係會覺得貴咗啲😅
我自己個家mini electric其實都喺花過嘅, 根據保險公司同我講就係用咗6000蚊澳幣即系3萬蚊多少少嘅, repaint返左邊首個車門同埋換咗前後2個轆嘅wheel arch. 其實以BMW呢個品牌嚟講都唔算貴㗎. 由於我冇傷及一啲機械嘅嘢所以呢一個價錢可能係合理.
我見你個情況好似相當嚴重喎, 因為個轆係唔可以正常運作, 係咪? 你要有個心理準備買歐洲車維修收你係會貴如果你心理上可以compromise到買日本車我精神上支持你去買日本車👍
我喺澳洲呢邊通常一個家庭有兩架車係好普遍有啲人有3架車添23架車裡面有兩㗎通常都系二手舊車
其實你太太可以買一架2023年的Mini Cooper新車或者 Susuki 嘅 Swift, 聽聞後者係非常非常之襟用
三係的確係身訓嘅象徵嚟嘅, 如果你嚮往呢一樣嘢嘅話會唔會都想考慮下一㗎凌志Lexus UX300h?
隨住Margaret長大, 呢一架小型SUV都幾適合, 不過唔係個個都鐘意冇尾車嘅, 始終房車事有翻個氣勢喺度.
就算係Toyota 啲零件都係德國訂
我喺英國一定唔會買貴車,英國人揸車非常粗, 買架日本混能SUV車就算,而且睇過英國汽車網站出嘅報告,喺英國Top 10少嘢壞,維修平,全部都係日韓車廠霸佔晒,車對我嚟講係代步工具,我唔需要揸寶馬、平治嘅品牌,英國又咁多快相機,
又只得6分,
所以揸架實用車就算.
同意之極。
我係英國30幾年都未試過claim過一毫子,但係香港人成日過嚟撞車知唔知點解?因為佢真係冇學到英國嘅交通,迴旋處係非常複雜,真係要學先可以明白邊架車邊架車,所以唔好話應該人揸車唔好我識好多香港人差唔多個個都有事
有d人生出嚟就鍾意威威,亦有好多人揸車當揸飛機,吾快吾超速吾得。
@@cindytam7386 香港人出事就緊啦,因為香港學車,師傅係教點考試,唔係教點揸車,考試只考一種泊車方法,迴旋處又得一個考試場先有,所以大多都無考過迴旋處,而且考生大多都唔會睇本道路使用者守則,所以更加唔熟例,唔知迴旋處點用,
師傅教泊車又會車身係標記,用好公式方法教泊車,但通常考生考牌後無晒標記就唔識泊,
師傅教車其間又無洗腦咁灌輸安全意識,最近我先聽到個香港人講話廾入面倨倒後鏡係無用,話淨係用嚟望車內情況,妳話死唔死,
我做喺香港做職業司機數年真係見唔少香港人揸車危險嘢,問題最大係無耐性.
👍豐儉由人,理性消費。
Coco哥,揸呢啲車係身份象徵,高性能,維修貴,啲錢唔慳得。如果想換車,而家興揸SUV,日本車保養維修平,性能都唔差,免得煩
A car accident without personal injury is a civil matter so police wouldn't get involved. The UK car insurance industry is a bit of a scam these days with your claim being passed around different agents incurring fees. Also once the claim is in the hands of the insurance people, they won't allow impoverished fixes. That means all damages are replaced with new parts from the manufacturers, hence the cost runs into thousands. Your final bill will also include your courtesy car.
Toyota RAV4 Hybrid 2025 (等新款) or BMW X3
英國買Toyota RAV4 Hybrid 價錢好貴
Coco U should think of this way, as an European Vehicle just like your situation. Car was damaged but it could protect you and your family more than a Japanese vehicle in normal situation. Yes it cost more for repair damage but that could save your injury or even your life! U can try to close a Euro vehicle door and a Japanese vehicle door really could tell the difference and U can imagine both vehicles after crash situation
你部車由第一日送到你手上(睇片 有三年) 意外不斷 唔多「老嚟」不如考慮賣咗佢 換過一個!😂
好明顯係人嘅問題啦,換咗個司機就冇事😂
平民家庭車硬係日本車,我係美國由西岸返加東岸無壞過
唔係咁平囉,我20年雪藏牌, 都收 9:16 900磅一年保費(零NCB)
BTW, 你套衫真係幾carry到喎, 係咪刻意揀嚟拍片用㗎✌
太太買車保險幾多錢?
對方嗰架邊個賠?
👍🏻
換Type R FL5
我有親友住係英國幾十年,話最好係買返英國品牌的二手車就最化算啦!咁我就見議 Co co 哥買 Rolls - Royce Suv 啦!~ 😅
揸得寶馬既
又覺得油費貴😂
零件parts, GDP 增值法, win win win.😮
如錯是對方,是否對方保險會賠返比你嘅保險公司?
My 840i Gran Coupe’s insurance renewal next month increase to £1.4k from £820 last year. Nothing happened in the last 12 months. The cheapest quote is just over £1k.
😢😢
有冇人同我一樣係等片尾聲效 Pis..... 1聲 😁
Coco 哥、你有個shot 冇幫你車牌打格仔呀😂
佢周時都係咁😂
if the damage of the car is less than 50% of the car value it would not be written off. very common practice in uk.
Very bad advise, should always take it back to the bmw dealership for repairs.because after all repairs they need to take it for test drive before handed back to you
收音咪細聲
BMW X6👍
唔係喎,其實喺Manchester 隔離嗰啲城鎮Warrington 車保都係差唔多價錢。我架平車嚟嘅咋嘛,SUV都要成1000磅保費
同意。 我都係住曼城, 都只不過係揸mercedes B Class, 保費都要1800磅。 其實呢啲保費水平都好普遍。
同意✅ !我住 MK 附近
C class 都要 £1200 休保費
Coco 哥換 range Rover 👍🏻 off-road,嘅勞斯萊斯💪🏻🎉🎁
新嘅寶馬無得頂,舊嘅寶馬無得整丫
Absolutely agree 😂
好句 好句~😆👍
英國同香港的bmw 不同,英國的bmw不是在強国組裝.
@@veggie276
香港啲寶馬係喺強國組裝,然後再從大陸入口香港?🤔
Why are you showing your license plate?
Porsche Taycan 4S is nice EV. Approved used cars from £55k.
吾系波主買吾起,而系寶馬更有性價吡!
G63有型又有品味😂
好似Mr. Bean渣架舊Mini Cooper吧 - 又平又襟撞,用條掛鎖鎖車門都無人偷!
但係會唔會好容易死火
俾人撞好似唔扣NCB. 同埋有啲保險公司會因為你有2nd car 唔俾courtesy car你。
仲之係交通意外 不論過錯 都會扣
@@heyyou8103 咁我間保險都幾好。 Send email 俾我講話 As you are not at fault for the accident your no claims bonus will not be affected by this incident.
@@sadmartinsame happened to us years ago
寶馬不嬲吾撞都自己突然壞
依家啲人上晒珠海整車啦
你的是320定330?
響英國,感覺最亂黎係細車同貴車。
Get an Audi SUV if you are ready - nice and well built car to drive.
其實點先會變Cat?
M3同3系兩碼子事
仲有!澳門落場比賽既車係廠車,廠車engine 同你買既同型號街車完全係十碼子事
FL5!!!
寶馬車主十個七個都怕L咗佢
其實倫敦已經冇多倫多(保險)咁貴! 因為加拿大啲 司機全部都係盲毛!完全唔識揸車!撞車多過食飯!所以保險咁L貴!至於 買咩車?去得英國梗係買返英國車啦!既然你唔想買貴車, 麥拿侖太貴, Jaugar 變咗阿差 ,MG 變咗大陸, 係我就買返部 Vauxhall 啦!
無錢
唔好揸貴車
買typeR
Coco哥,架車整完有冇變cat車?
無written off唔算
@@user-ei3cp5nx9f我唔係好理解。write off咗再同保險公司買返嚟整就係cat?
非正式統計:三分之一人沒有保險。£1500一年足足一個英國人一個月工資。三個月工資交稅。二個月工資就是能源開支。得半年工資才是真正的收入。餐搵餐食餐餐清。一年撞車三次已經乾塘,
電車!
"無人理!無得問!等緣份!"
Lol, that is applicable to a lot of UK customer services. Get used to it la.
歐洲車一向都整得貴