$3,200/month in Car Payments? What Do You Drive?!
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- Опубликовано: 11 янв 2023
- $3,200/month in Car Payments? What Do You Drive?!
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This should be a ring tone for anyone having debt issues 😂
There should be a dave ramsey that's stupid sound board
😂😂😂👏👏👏
I know right 😂😂😂
I laughed way too hard at this comment 😂😂
😂😂
If I had that income I wouldn't be making car payments!
😆😅🤣 I agree!!
Yeah sounds a little dumb for someone so rich
Yes just pay $300k cash for the car. Just that simple….
lol it doesn't matter how rich you are some people STILL buy stuff they cant afford, ahhahahaaha
its for tax write off
He’s not pulling your leg, he is straight up lying to you.
I got a rolls Royce and a Lamborghini 😂
@@stuartschultz8823 I have about 100 cars in my collection! Some I bought at Costco. And some I bought at the 99cent store! LOL
Ah yes because wealthy people don't exist and definitely never flex their income
I'm sure this guy is lying , he just wants to sound like he has money, in actuality, making him sound like a fool,
$3,200 to $320,000 per month could not think of other numbers.
Gas costs him $32 and his insurance is $320
Well, at least he said he was 24 years old lol
@@joeyrusso47that was his only lie, he's actually 32
But his mum is 32 😂
😂😂@@rob-fb5xs
This caller is trolling Dave
Digital marketing can be very lucrative especially for a young person such as him who would understand it. Not everything is too good to be true
@@-Sean_ BS
@@anthonyfaucy2761 ok buddy
@@bernies183 everyone asks questions with obvious answers. What's wrong with giving this guy the benefit of doubt?
@@-Sean_ Naw this caller doesn't warrant a benefit of a doubt. He makes too much money not to be able to pay for this car in cash🤣🤣🤣🤣. Now if he is living check to check with the amount of money he is making different conversation.
Believe 8% of what you hear, 40% of what you see and 100% of what you smell.
Yeah I thought I was smelling something 😂😂
🤣🤣🤣🤣🤣🤣🤣🤣🤣
Best believe there is people making that kind of money.
I smell a hater
Did you know that 89% of people make percentages up?
Someone needs to make a “Dave Ramsey freak out compilation” 😂 the way he just yells out of no where is great 😂
Never buy a rolls, the depreciation is ridiculous. Even making $4M a year, it's a waste of money. Only buy it if you want to keep it forever.
Someone who makes 320k a month doesnt need to call dave stop the bs
You can make millions and still be financially illiterate. So yes even someone who makes that much needs to call Dave
@@jr-nava5856 That's not true if a person is able to come up with a plan to make 320k a month they have enough sense to understand how it works...
This guy was definitely lying lol
@@matthewnikitas8905why? I have several friends that make six figures plus per month, that's net. Running digital businesses from the beaches in Asia or various random places, you would never know it looking at them they make that much money. But that's the reality. And it also only involves a few hours of work a day or week once it's all running, with the team behind it. You would be blown away if you met some of these people
Came to say this
Why are you calling Dave Ramsey with that kind of income? Cmon now
He needed to flex 💪
He's Tech smart, not financial smart.
Showing off. But I doubt it’s a real call.
you do know Dave consults for rich people right? For example He has millionaire athletes that need advice
@@fightsportspace7327 Those are private consultations, not "call into my talk show"
He just called Dave to say hello and put a smile on his face !
"Listen, write a check and pay for the car and smile while you're driving it." 😂
The caller sounded like he was quite laughing. This call didn't sound real.
Jealousy is a hell of a drug
@@S3MTXit seems to me that the caller wanted to 'teach' Dave a lesson because he found his position on car debt annoying (probably because he himself is in debt).
No jealousy in calling out obvious bs.
Agreed
It was not😅😅😅😅
@@S3MTXno one is jealous just stating the obvious
Is the callers name Pinocchio?
why should he?
😆🤥
Iman gadzhi
If this was a video chat, it'd be quite obvious.
You are broke😂
We all should start a digital marketing company!! I love your reaction Dave❤
This guy's trolling power level is over 9000! 😳👀
If he is making $320,000 a month why wouldn’t he just buy the car in cash?
Because he spends it all and can’t save money
Cause the kid is lying!!!
Do you think possibly that putting $300k on an investment could pay for your $3.2k car payment? Given that even an average investment would perform ~10%/Year you would think that actually it's better to own the investment that pays your car payment?
Rich people use debt to allow them to make more money.
If you guys want to be rich and you can be dedicated. Please don't just leave large money in areas that don't pay you back accordingly.
If he is making $320,000 a month why is he on the phone with this guy?!
@@arfarf152 Because in the whole video I vaguely remember him being saddled with huge debt payments from multiple sources and Dave started the conversation with his normal line of questioning "what car do you drive?" before he knew what type of income this guy had.
Congratulations Mr. Ramsey. You got trolled
That was like an audition for WWE commentator 😂
All these digital marketing companies…what do they do exactly? And why don’t corporations have their own marketing arms?
its a go to scam to say you are a Digital marketer and then sell a crappy digital marketing course. Instagram has been flooded with these people in the last year or so because of the rise of scammers like Tate
They don't do shit but scam you
I don’t think someone making that kind of $ is calling dave Ramsey for advice. I call bs
Thought the same
He's 24. Yes this dude is smart to call. Protecting ones money is the most important thing to do for ones future. So yes someone making that kind of money would call Dave Ramsey.
Fo real.
If the car financing is at low %, you better invest the money instead of paying for the car upfront and get a higher % return.
$320K per month and I’m the all time leading rusher for the New York Giants. Sure he is.
Somebody actually is, and he might actually make that cash digital marketing is a very profitable business
@@TherealBigblue22Lmao so gullible
Rich people do finance everything, they prefer to keep their bank accounts as full as possible. Paying cash for a car like that will make it go down a smidge. Can't have that. I think it's once the greed kicks in they get that way.
Their accounts can't be too full,interest is taking more of their money, 🙄!
Yep whenever they say digital marketing or social media manager, most probably they running a scam
Makes 320k/month and finances a 400+k car.
Sure. 🙄
Rich people don't get charged interest
@@gGeorge96 They do but it's VERY small. The wealthy tend have a LOT more capital flow around so not as much interest is needed to collect large portions of money. Because of this, a wealthy person will gain more money by taking out a super low interest loan on the car and leaving the money they would've spent on the car invested.
@@gGeorge96 His 24. Theres no way his got a business that is earning that kind of money especially at that age
Something doesn’t sound right with that!
Obviously the call is fake and it’s a kid who is pulling a prank lol
The caller sounded like he was making it up as he went along. Good entertainment from Dave either way.
Right?
“How much do you make?”
(Muffled giggles) “Twenty-teen bajillion dollars”
I don't know if I should believe this or just laugh.
Of course he was!
I'm a human lie detector like Robert De Niro in the Fockers movies!
Maybe his company is pre tax revenue $320k/month. That's not his personal income then.
@@Foograble he stated that during the call.
"Say myyyy naaaaame !!!"
.......... Heisenberg !😂😂😂😋🤣🤣
I love how the show has just become people messing with Dave all day lmao
I know a guy who makes $1Mil/year. He drives a Camry, wife has a Honda Pilot. Also has a 1967 Ford Mustang GT (painted 'Highland Green', of course!) and a classic Honda 650 motorcycle for weekend fun. All are paid for. He'd never by a RR or any of those exotic European cars.
"exotic European cars" like Volvo and Volkswagen right 😂😂😂
Ain't no way hes making 4 mill a year. He wouldn't be making payments if he was.
You know nothing. I’m 20, my company makes 300k a month, but we’re still leasing cars.
@@airplanemode101 Yeah, your company's income. Is that before or after wages, insurance, and other expenses? Leasing makes more sense a lot of the time. Big delivery companies do it.
With a car like this it actually makes a good deal of sense, u trade it in after 3 years and get a brand new one. But he’s lying through his teeth that’s it’s $3,200/mo. I paid about that for my Range Rover, which was probably 1/3 the cost of a ghost.
Why spend 600k on a car when you can just pay 90k over 3 years and give it back in whatever condition and get a new one
@@scottb9997 Because people are afraid. If you're financially responsible and care about your vehicles it's definitely the right thing to do. To each their own though.
One of my favorite episodes seeing Dave so animated and happy for a caller.
He’s making $320,000 per MONTH before taxes, he’s only 24, and he drives a Rolls Royce? He has a high standard of living!
It's like someone making $3.2k/month financing a 4k car. Just add zeros.
It isn't the same. Living expenses are a much larger portion of the lower income.
Huh
@@sharonfleshman6961if you make $32,000 a month it would be ridiculous to finance a $4000 car.
@PrimateProductions I agree. It is silly but it shouldn't be back backing.
@@sharonfleshman6961 I'm sorry I don't understand what you mean...
The disturbing part is how someone who makes this kind of money needs to make payments.
Yeah if his really making that kind of money I'm amazed someone that dumb can make that much money
Hes lying
On anything!
He's Tech smart, not financial smart. Plus, it's temporary payment. He is not making that much today.
He is Financial smart nevertheless. Why is it better to drop 60k upfront to buy the roll Royce? Just finance it, and the invest the remaining.
I have a 1979 El Camino. No car payment required. 😂
Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!
Do you mind sharing info on the adviser who
assisted you? I'm 39 now and would love to
grow my portfolio and plan my retirement
She's OLIVIA SULLIVAN FINANCIALS
You're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me, not until I meet Olivia Sullivan
i'm amazed by this, it has rekindled the fire to my goal.
Best life changing advice is to pick a good financial mentor and let them guide you towards wealth. This really saves you from loss and time wasting. I am glad I know Olivia Sullivan.
Yes sir! Pay that car off and smile while you are driving it ! 👏🏽👏🏽👏🏽 great advice!!
I would hire someone to drive me, along with clean and cook for me.
So a wife (provided you can find a woman capable of driving)?
Not everybody is wired that way.
If he makes that much money he can buy a temporary wife.
@@em7937
Talk to any insurance adjuster, women cause FAR more accidents than men.
On a couple of occasions I’ve seen a RR parked at a local $12 buffet. I’ve teased the manager about the car being his.
I started a digital marketing company, is a marketing statement for “I’m working as an intern at Staples” foh RR and you making payments RR doesn’t even let make payments you order the car and its built custom order.
This caller was obviously lying
Why do you say that? Because hes 24 making 3 million a year. Wake up
People lie about their income all the time. I don't believe him either.
I agree bullshit
He may be lying - or he may just be calling for bragging purposes and to impress Dave. But he’s certainly not calling for financial advice - anyone smart enough to make 3 million a year knows enough to pay off his car.
@@PerForMSR "Why do you say that? Because hes 24 making 3 million a year." -- Um.... Yeah! Don't believe everything you hear on the internet. My god!
If he’s making that kind of money why is he talking to Dave Ramsey about budgeting?🤦♀️
🏆Flexing 🏆
There's no correlation between income and being money savvy.
Cuz he's 24 and dumb with his money. Same reason lots of professional athletes making millions go broke
Bragging or lying for attention
Dave Ramsey makes more than that and has great advice for all income levels.
Way to go buddy…like Dave said enjoy that car and smile while driving it.
The way he said "Yeah" I knew it wasn't Cap lol
He's 24
Just send me a month's salary, dude, and I'll be your driver forever 😂
Me too 😊👍
I would be so afraid of driving a car that expensive. Not to mention embarrassed when I go to Walmart 😂
If you can't afford to dent up a car, then you can't afford it. Also, why would you be embarrassed to drive a nice car? You have to get over your fear of wealth before you can become wealthy.
@@Spladoinkal Wealthy people don't show off. You see Bill Gates wearing designer clothes and driving in sports cars?
That's where you join those of us waaaay out at the far end of the parking lot who drive nice cars and don't want them banged up
Target or whole foods.
@@anthonyfaucy2761Uh, yes? Bill Gates is a notorious Porsche collector.
what a smartass😂😂😂
are you pulling my leg?
nope...
your neck! 😂😂😂😂
Dave going omg! FML. What have I been doing wrong? This kid needs to school me. 😂
Sam Bankman-Fried is that you?😂
No dude SBF sounds like an 8 year old girl
If he made that money. The last guy he would call is Ramsey.
I'm not sure he isn't trolling but,
Deep calls to deep.
Hahaha the end is just the best! Write the F## check man..
Anyone know if the full video of this one is up, I can't find it.
You’ll see a video link from the short
This caller called to brag. I would have just bought the Rolls Royce Ghost with that annual income
Digital Marketing here I come 🤣🤣🤣🤣
I’m having a hard day man and your comment made me smile, thank you
😅
Right! 😄
You gotta have a passion for it otherwise you're gonna fail and waste your time
That was the best reaction!!! 😂 😭
Man I'm 24 and got a networth of 50k and thought I was doing good 😭
You are.
Thats a bragging call.......
Exactly
How it started: 🤯😱🤬
How it ended: 🧐☺️🤗
Some people call in just to brag 🙄
Bro called just to flex on the brokies 💪 😂😂
Hey Dave I make a million dollars a day and I financed a t shirt. Should I pay it off? 😂
😂😂😂😂 No continue making payments, hopefully you will pay it off in 24 months.
Some people make that kind of money
He has loan because He can write it off
😆😆😆
lol
$3,200/month for a Rolls is not bad at all. Nowadays a BMW X5M or RSQ8 costs $2,500+ / month 😂
And I was there during the MOON landing..i was hiding behind the big rock...😂😂😂😂
This is the original "calling to brag" while sounding humble guy. He's the first to do it.
Yes he’s pulling you snicker
Is that his salary or what the company makes a month. 😊
I bet it’s the company. I think it would be foolish to pay oneself that much because of taxes but I don’t know.
If he filed under a C-Corp , he wouldn’t pay no taxes, how do you think these billionaires and millionaires pay zero taxes😂😂😂
@@louielopes372 millionaires and billionaires dont pay 0 in taxes brother.
Hahahaha!!! What kinda job does he have? And does he have job openings?😂😂
When you call Dave so he can have your number, and call you back for tips 😅
What was the point of him calling Dave again?? 90% of these callers be trolling.
So he couldnt save for a week or two and buy a vehicle cash to avoid all interest? I gotta call bs on this one.
“A month? A month???” 😂 Good for you buddy.
I've had two car payments in my entire life. The first was for $6,500 in the early 90s. The next was for $15K about 15 years later. (No interest!!)
Obviously the caller is a bser, why the hell would he call dave if he made that kind of money and also have car payments?
😂 I like how he kept repeating PRE TAX.
That friend in school tryna prove he's not rich
*On car payments oh my gosh* 😂
I thought he was going to say a Toyota Tercel! 😂
Ok if he's making 320k a month why the hell he's paying hefty interest on car payment doesn't add up
He isn't. He would have qualified for low interest loans. It's smart debt. Borrow at 5%, invest at 20%.
Why the fuck would I ever pay cash for a car making that amount of money? Cars are not value/income generating assets.
@@loopah2699 most people aren't smart enough to figure that out. Poor people believe paying cash is always better than taking out loans. Poor people don't qualify for low interest loans. They don't buy income generating assets. They won't understand your point.
I think he's giggling the whole time he's on the phone
I’d have one too. Come to my city. You’ll be paying 20k for the same car in just insurance
Jaw dropper.🤣🤣🤣
He can't believe it.😅💕✨
Sounds like lifestyle inflation at its finest 🤣😂
Dude makes in a month what the car is worth. Some people are out here driving cars worth more than what they make a year
Owner of a Digital marketing company and didn’t bother sounding out the name of his company.
I call bullshit.
I think he just called to show off his money and it worked. I am jealous now. 😂
ramsey's face in the beginning, 😂 love to see him so passionate
This dude just called in to flex. He has no financial problems 😂
Yeah, I'd love to see the whole segment 'cause as it is I don't get it:
they guy is either just flexing or trolling/BSing
Even with a modest down payment and long terms this vehicle would cost 7k a month plus. I think he's lying.
Maybe he bought it used. Maybe he gave more than a modest down-payment. Plus if you looked this up now, this call is from like a year ago.
There are so many things here that are unlikely. I tend to think of it's to good to be true it probably is.
Good job buddy! That’s amazing.
Wow when I was 24 I was broke. Good for that young man. Holy moly 😮
Yah right dude
I like Dave's message, but it really seems like most of the people they share content from make much more than average. That may be because they tend to have followers who have lived life, but I do think it might be more inspiring to see more content of people who have a more median level of income...
I have come across many people over the years who had household incomes of TRIPLE what I had at some points who lost their homes to foreclosure and were broke all the time.
This phenomenon is a primary factor of why I do not support student loan forgiveness.
@@paulstandaert5709 I'm not saying they don't exist and that they have real problems. I just find it less relatable. I would love to hear a story about how someone clawed their way out of debt with 30, 40, or 60k income and the cuts they made to get there.
@@OneEyedOneHornedGian I match that description. If you wish, I can explain how I did it. And I did it with a mortgage which is no more. In summary, it was a lot of work and a matter of only buying what I needed and not what I wanted. There were $600 cars involved and craigslist and garage sales and patience.
@@paulstandaert5709 sounds like a great story. I would like to hear more about how someone in a similar situation to myself might live a more frugal life to get where they want/need to be more successful.
Where I live you need to put 50% down and pay $3000+ monthly to acquire a Silverado ZR2
Online course sellers bout to start stitching this for their ads
If these are real numbers, then he shouldn't have financed a vehicle at all. Pay in cash.
Nah that would be a big waste
Why the fuck would he do that? Get cheap car loan because the rich don’t pay the rates the middle class do. Say he gets 4-5% interest on the loan. He could easily invest the cost of the car and easily beat that hurdle rate of 5%.
its a tax shelter lol why would you pay cash if you can write the it off for the next 72 months
If I had that kind of income, I wouldn't be talking to Dave Ramsey.
I will still watch Dave Ramsey when I get to where he helped me get to… funny how people treat you when they don’t need you anymore. 😢 yikes.
Me and dave said "a month?!?!?!" At the exact same time😂😂
Dave was about to stroke out in the beginning 😂😂😂
He's probably leasing it.
He calmed down when he told him his monthly & yearly income😂😂
Holy shit! 24 !!! That's awesome 👌 congrats dude!!! Your awesome!
Scotty kilmer: get a 1994 Toyota Celica
For real!!! I like the fact that Scotty is a low-key multi-millionaire who doesn't need expensive cars and houses (aka liabilities) to be happy and impress others.
😂