What Today’s Teens Are Buying (vs. Us 20 Years Ago)
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- Опубликовано: 10 янв 2024
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Do you shop like the cool kids? Join Rachel and George for a breakdown on the brands and stores American teens loved in 2023 and the cash app they used to pay for it all. (Caution: This episode contains high levels of nostalgia. Side effects may include sudden reminiscing and an overwhelming urge to say, “Back in my day . . .”)
In this episode:
• What the average teen spends $200 a month on
• Rachel explains physical cash to teenagers and why it’s better than digital
• The biggest money trap teens are falling for and how to help your kids avoid them
Resources:
• Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar.
• Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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This Week’s Happy Hour Special: Spicy Pineapple Ginger Mocktail
Recipe by Ramona Cruz-Peters at FabEveryday
Ingredients:
• Ice, for shaker and for glass
• 3 ounces pineapple juice, plus more for rimming
• 1 ounce agave nectar
• 1/2 teaspoon chili powder
• Ginger beer, chilled (for top off)
• Tajin seasoning, for rimming
• Small pineapple wedge, for garnish (optional)
• Whole Thai chili pepper or thinly sliced jalapeno, for garnish (optional)
Instructions:
Add 3 ounces pineapple juice, agave nectar, and chili powder to a cocktail shaker filled with ice. Cover and shake until the ingredients are well mixed and chilled.
Place additional pineapple juice on a small saucer or plate. Place the Tajin seasoning on a separate small plate. Dip the rim of a rocks glass in the pineapple juice, followed by the Tajin to coat the rim.
Pour ice into the glass, then pour the pineapple mixture over the ice. Top off with ginger beer.
If desired, garnish with a small wedge of pineapple and a chili pepper (or a few slices of jalapeno).
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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I'm not sure how George has time to do it all. His RUclips Show, Smart Money Happy Hour, The Ramsey Show, Founding member of the Winston Fan Club for Life, and still manages to head coach for the Miami Dolphins on the weekend. Good Luck in the playoffs George!
Hahaha I had to look up the coach of the Dolphins. They do sort of look alike.
😂
35 father of 4 here. Who in the world is allowing their kids to spend $200 a month? I can see if they are earning the money, but still.
When George says “Let’s not walk too closely” I busted out laughing. Our kids will have better skin in their 40’s but be in debt forever 😳
This episode had my 10 year old daughter in the back seat intrigued and she actually knew all the top items. A great way to bond while also explaining the cost associated with all items. She asked if we could listen to this more often. Thank you for helping us spend quality time constructively on the way home from school.❤
They are so funny together. I wish this show was more popular because it’s so good. Like a podcast with interesting topics.
The cackle in the background from the production crew has me crying laughing. There’s always one outbreak every episode
I got a kick & a laugh out of this segment. Back when I was 15, my favorite store was K-mart, wore Avon Perfumes, listened to Neil Diamond, the Carpenters & Foghat, favorite treat was homemade Pop Corn & .10 cent Ice Cream cones. I bought my own school clothes and paid for my activities by Babysitting, cleaned an older lady's home, raked her leaves & shoved her snow. Life was good. Now I have Grandchildren that age.
George is the goat 🐐. This is a great show y’all have come up with. Keep em rolling! Thank you so much
Prime! That's the energy drink my kids have been obsessed with! 😅
The South Park episode on Prime was hilarious 😂😂
I disn’t know prime had energy drinks. My kids ask for the hydration one. Better ingredients than gatorade
"Ok....let's not walk too closely" lol love George
Yeah the kids these days love all those expensive designer brands. I'll watch their "What I got for my birthday/Christmas" videos and am shocked. One odd thing that I don't understand is how they like things like Pandora jewelry. I'm talking those tacky bracelets with the charms. Even as a teen (15 years ago), I was like, uhhh who would want this?
I’m Gen X and we had charm bracelets but they weren’t fancy, let alone Pandora. Always thought that was something my mom the boomer would like.
I’m pretty close in age with Rachel and George but I feel they they grew up way more affluent than me. I could never afford half the things that they’re talking about. I got a $4 a week allowance until I got a job at 16 at Sonic Drive-In and then I was frantically saving up money to move out. I lived in a toxic household and it motivated me to save up $8,000 by my 18th birthday. I didn’t live a “normal” teenage life.
I feel the same way. I seemingly remember those Rainbow flip flops being between $90-100. I would have second hand shoes I got for free or paid like $5 for and Walmart special jeans. $90 for shoes/flip flops and $80 jeans was rich people stuff in my eyes lol
Rachel is totally thinking of “PRIME”! My ten year old asks for it but not a chance in giving him more energy! 😅😂
Get the PRIME hydration drink, not the energy drink haha, it’s basically just Gatorade
I just got my first prime from sams club and am loving it
George, that young 10-year-old George does exist that loves to watch you and this show! My son, George, loves to watch George Kamel videos while I make dinner 😊
The “soccer drink” is probably PRIME. Very popular with kids
I love that George just wants to be more like Winston. The Zoa section had me rolling.
PRIME!! That’s the popular “soccer drink”
I just found out i'm a fifteen year old.
Im eating goldfish, Next to me Is my lululemon fanny pack, and empty Starbucks cup.
Oh the fragrance part sent me back to my 15.5 yo self. Debbie Gibson’s Electric and Cover Girl Navy were my faves
I was Clinique Happy and Exclamation.
Our top i fluencers were like Zack Morris and Dawson's friends from Dawson's Creek.
Rachel got that big money energy with those big macs. Here's a tip. McDonald's app frequently has buy one, get one for $0.25 on big mac, quarter pounder, and 10 piece nugs. So two of those for $5. Fries and drinks are where you lose money, so I skip those unless I'm feeling extra bougie that day. for a single guy who lives alone, it's a great way to have an easy, tasty, filling meal for cheap with about 50g protein. Yes, there are cheaper things I could eat, but those require effort, and adding meat to the equation quickly makes it tough to get a meal under $5. Taco Bell used to be my go-to for cheap protein but now I feel like I can't get full there for less than $10.
I love the relax, and calm Rachel
Omg George!!! 🤣“Let’s not walk to closely”
Just caught up on a bunch of your shows. Hilarious! This episode exactly sums up my 14 and 12 yr old daughters - could name almost every #1 item in each category - WOW!!!
Today's show was great and very enlightening - plus a little scary for our kid's future. It shows the pathway to credit card use and overspending without any concern for financial well being, environmental impact, or healthy choices. (Rachel OMG fast food!) Educating our children is necessary.
"They call it their 'Taking Stock With Teens Survey,' because nothing says 'We're relevant' like a 'Taking Stock With Teens Survey.'" George is the king of snark!
Love this!! Thanks for sharing cocktail mocktail recipes!
With my daughter, I use Apple Pay but also give her cash. While our world is digital, there are still perks to having a few bucks in your pocket.
We love watching you guys. We are so old, we haven’t heard of many of those places where teens spend money. But, the mocktail is a 10, for sure!
This episode was Hilarious today!!! I needed this. I check the 40-45 age box.
My almost 5 year old listens with me and loves it. We've been listening from the start (when he was 3). We both get excited about the mocktails.
Hawk built an empire on his influence... More power to him.
Such a FUN a show today!
Love this show. When my kid asks to watch TV and I don’t want to put on a kids show I can throw this on or original Dave and I know it will keep me entertained and educated!
Definitely waiting on this mock/cocktail book - I knew it was coming 😂 but can’t wait!
Cocktail books already exist. For 100+ years actually.
You don’t sayyy. Interesting how I mentioned I’m anticipating THEIR book
I 💯 do NOT feel that pain with a debit card. It hits exactly the same as a credit card.
22 here, Zelle is the superior peer to peer money transfer product
Zelle can ban you for posting content on your PERSONAL social media that violate their terms of service. Good luck with that
Agreed! I use Zelle all the time
@jordanbutterfield9269 What do you guys use the services for? I've just never needed one and always just have some cash like < $100 but usually all I need to split a bill or something.
I think we forget that PayPal (who is also basically Venmo) tried to implement similar tactics not long ago. They’re all capable of this.
Agree!! all other apps takes days to get money directly to my bank. Zelle is instant.
GEORGE! You can get a Nintendo 64 controller for the switch and play N64 games. I found this out after setting up my kid's Switch and spent several hours replaying several old childhood games.
Surge was amazing and you can still find it at some gas stations.
I love all the other personalities but would anyone else listen to the Ramsey show so much more if George and Rachel hosted more often?
If Winston ever does a public speaking gig, my one request is that George introduce him exactly as he’s hyped him up. “The man, the myth, the lengend: Winston Cruuuuuuuuuuze”
I almost choked on my lunch.. “Don’t follow her too closely..We love you Brit” 🤣🤣
They need to redo this survey. All of my nieces, ranging from age 8 to 14 are OBSESSED with drunk elephant. They all wanted drunk elephant and Sephora gift cards for Christmas. I refused to get it for them. They are all obsessed with skincare and expensive makeup and it’s sad. These are all normal lower middle class girls too. It a problem with these young girls. Instagram and influencers are ruining kids being kids.
I see you George name droppin the skate shoes! Also im always here for Producer Lindsays WILD pants LMAOOOOOO
I just bought those Mexican jumping beans for the kids/teens in the family for Christmas, I loved seeing all us parents excited to hold them and watch them hop about, only now we have the internet to see why they hop haha!
We need some fancy coffee recipes too. Love the spicy pineapple ginger, though! This will wake me up!
The best thing my folks did was let me go walk dogs and wash cars to save uo for toys and pets I wanted. It took 2 & 1/2 years to get myself a horse. After I got a Pound Puppy stuffy, a real dog, and a Bryer collection.
Zelle is the new hip way.
Surge!!! And it's less popular cousin Vault! Excellent choice George.
I wish these parents would buy cheaper and then save the difference towards their kids' future.😢
Love the show. My 16 yo loved it too.
Thanks for the recipe. The drink is amazing.
7:57 “She said see you later boy
He wasn’t good enough for her”
Let's not walk too closely. I died! 🤣
There is a reason to use Zelle. You aren't giving a 3rd party access to your bank account.
Love the Cocktail/Mockail Book idea. I'm looking forward to gift giving of that and hosting with several drinks from the book.❤️ 😍 💖 ❣️
Yes please make a cocktail mocktail book!
That cackle in the background when George mentions his influencer was amazing
“The blue bag” 😂😂🤦🏻♀️ Get this girl some Cool Ranch Doritos for the next episode.
Tomagachis are totally back!! That’s all my 6 year old wanted for Christmas! I believe they are popular again because of the movie Turning Red
I'm 51 and appreciate you keeping me hip 😂
Arto Saari, yes. 🤘 Had his éS shoes back in the day.
Surge was big in WI when I was a teen George!
BRO SURGE WAS THE SHIT!!! That is a serious throwback George!
Yes, Smart Money Cocktail Book!
Prime is the drink you’re talking about that your nephews are looking for. My sons did the same
First time I heard the mention of Gen X in a Dave Ramsey show! Thank you! Keep it up! We are out there and we’re legit😊🎉
Just going to say you can find Celsius at Costco!
George you are so relevant!
I'm sorry but I love George!! Whole reason I watch!!🥰
I'm in FCMT and my 5 year old watches with me!
Skin care super important for teens due to acne. It is always a thing bc acne is a big deal in that time
George and Rachel, may I PLEASE be a guest on this show?
I use Zelle as a 22 year old!! It’s also through my bank 😂 Also, I have loved your podcast. I just found it a few days ago and have watched several episodes now. I love your chemistry together and I always get a good laugh while learning about great money habits!
I’m 17 and I love your videos
I loved Surge! And it was taken off the market because it WAS an energy drink before energy drinks were a thing. Entirely too much caffeine to be marketed towards kids.
$200 a month! I think I spent $20 or less a month on average as a teen, maybe $50 once in a blue moon!
Fast food quality dropped so dramatically that I only trust ChickFilA and In-n-out now.
I have dreams about going back to In and Out when I go back west somewhere! (Although homemade burgers are my favorite)
I literally love watching y'all. lol
Surge and Jolt Cola is what I remember in the 90’s.
I'm legit interested in hearing more about Rachel's take on her kids not using cash as teens. I feel like this somewhat flies in the face of previous teaching.. The whole emotional/psychological effect of physically trading cash for a purchase. If you don't start with cash, would you introduce cash at some point? At what age? Again, I'm not trolling, I'm legitimately interested. I have 3 kids ranging from 6-11. We use cash and they have jars. Thinking about starting a bank account for my oldest, but he doesn't spend his money too much and never asks to buy something online, so I'm not sure if I should push that. Ok I'm done. Sorry for the lengthy comment!
Great comment, I would like to see them answer you thought too.
I was a kid before the tax free college savings plan, so the college fund my parents started for me was just a savings account. My parents let me put my Christmas & birthday checks or saved up allowance in there and I kept a little ledger of what was "my" money and what was college fund. Any interest went to the fund. I think I learned something from that. Then again, regular savings accounts earned what CDs earn now.
I love that George knew the skate shoes! Did you skate?
Wondering that too! Most guys just wore Vans and tried to portray that vibe, but didn’t actually skate well or that much. George, was this the case with you?
Anyone remember Vault? For some reason not only did I love the taste but it gave me a ton of energy.
I STILL LOVE watching award shows!!❤
Listening to this as I’m eating my Big Mac 🤣 once or twice a year I indulge (and then usually regret haha)
Osiris, Etnies, world industries shoes were so funny looking. 😂
Doc Martins!
@@erinsytsma1285 yes. I had those and Birkenstocks. And moccasins.
I like how two people who don’t actually drink alcohol really do a happy hour show 😅. Love the show tho! ❤
Prime! (Your soccer drink probably)
I remember surge. It did have extra caffeine
31:12 Movie Trading Company George! They sell consoles there!
I have just 5 pairs of shoes, all black and all Keen brand; 1 pr. hikers, 1 pr. sandals, one pr dressy flats, 1 part dressy boots and 1 pr. snow boots.
George knows what's up. Surge and Mello Yello were the original "energy" drinks I grew up on. They were super unhealthy with like 80g of sugar per bottle, but they tasted great
I hade Curious By Britney Spears with the pump too! I loved it. I felt so fancy.
YESSS to the New Girl reference 😂
I knew you were going to say Etnies once you said skate shoes haha
I remember surge, I thought it got pulled from the shelves for its caffeine content?
Vitamin C - Graduation makes me emotional as well. 2000 grad here.
Definitely showing your age, Sol De Janeiro is FIRE 🤓🤓
I've been listening on my phone for a while. Sitting here working on budgets for my businesses for my FY2024 and have the same thought every single time. There is something missing from your intro. You sort of have it in the background. The thought would be to, after the glass clink, adding in a indiscript party background noise. With a cheer at first and gradually toned out with the rest of the music. I think it would put it over the top. I think about it literally everytime I watch one of your episodes. Don't have to do it. But would be cool!
Mocktails are juice boxes for adults.
There I said it!!!
I love that 42 is solid midlife lol. Im coming up on 50. Promise - 40-50s is mid life. 60s- puberty seniors.
20-40 just still young and have a great tine :)
This is a fun episode! Can we make fancy coffees for each other this early?
I’m so glad I didn’t follow anyone or trends. I listened to my metal music and did my own thing!