सर धन्यवाद आपने बहुत अच्छा समझाया सर मैं यह जानना चाह रहा था नई पेंशन स्कीम जब रिटायरमेंट होते हैं तो गवर्नमेंट टैक्स भी लेती है वह टेक्स्ट किस पर लगता है और कितना लगता है किसका
Is video k according nps system bhot sahi hai sarkar ne 14% contribution kr diya hai iske baad total value 60 se bdhke 73 lakh tk ho jayegi ..aur is sab Me jo annual return milega vo add nhi kiya vo krne pr ye value 90 lakh k near ho jayegi . ..aur jo hme in hand pesa milne wala hai vo lghbhg double hoga ops k compare me pension jyada chahiye to 30 lakh leke 60 lakh ki annuity krwalo pension 40k k mil jayegi
NPS main 40 % annuity plan main rkhna pad raha h... aapko in hand nahi mila.. milta h to 9% interest... ye to galat hi h na.. 24 lacs Hawa main h.. 😂 agar bimari ho ya business karna ho to 9% interest se nahi hoga na. Meri marzi main Gulam Kyun banu.
There is actually no comparison between OPS and NPS. Govt saw huge drainage of money for pension purpose which is why this NPS. But NPS is not enough to survive. Hence alternative earning source must be arranged. OPS beneficiaries can sleep comfortably. Their pension increases with time passing by and they partially get benefits of pay revision too
@@drhemalmodi9026 Old pension system started in the year 1977 when average life expectancy of Indians were just 52 years but today,it is 70 years. Due to various Govt care for Govt employees,life expectancy of a Govt employees are much higher than average Indians which is near about 75 years of age. Many ex Govt employees are enjoying 90 years and 95 years special hike of pension. Special hike of pension starts from 80 years of age. Apart from spouse who is eligible for family pension, even unmarried daughter or divorced daughter of Govt employees are eligible for family pension facility. All together,it is a huge burden but as because pension facility after retirement is a pact between Govt employees and Govt at the time of joining in the Govt department,, Govt can do nothing or break this pact unilaterally.
@@partha9752 right..but it should b ballanced in such a way that both categories can gain benefits equally. Amount to be paid in ops should be reduced but the old scheme should not be terminated in sucha a way.or if they feel nps to be better they should make it more attractive by attributing more contribution so both categories can feel equaly satisfied.
@@drhemalmodi9026 but before joining the Govt service,terms and conditions are clearly laid down. So Govt neither can reduce facilities on OPS nor it can increase NPS facilities. What Govt can do is it's taxation policy on NPS which is revised on yearly basis. Same can be followed for OPS beneficiaries too.
Well explained .....gov.contribution is 14% not 10 ...nd as per the matter discussed with Nps staff ... after completion of 20yrs the individual has to b purchased the annuity of 60% of Corpus ....means the guy will get 24 lacks in hand remaining will go for pension as per your chart .....thnx
Sir, NPS contribution is calculated on the basis of Basic plus Da, but pf contribution is calculated on only basic pay. So how you calculated 10% deduction of pf on Da plus badic in ops. The effect of this in ops at retirement very less amount received as pf as compared your value of Rs.30.00 lac. and rate of int. On pf is not 10% . Pls be practical.
very well explained sir. I was not able to understand the difference clearly but your amazing way of explaining has made me get the point clear. thank you sir
Sir hamrari family penshion 2011 me lagni thi but kisi karan varsh nahi lag paye .to kya hame 10 sallo ka arrear milega or kya jab penshion lagege us ke sath hi mulega arrear ya kuch month bad .please reply sir🙏
Old Pension should be revived by current Central Govt. Govt should give back OPS if it really cares about its citizen. It is bitter truth that NPS will never be a good option for financially freedom and security of employees and that also known by Govt. Why Govt is still enforcing the OPS to Defence employees If NPS is really good option ?
Only 6 percent population in govt service but they get alloted 70 percent of budget amount for their salary and pension....in long term already govt is having a lot of debts....no govt will forsake 94 percent of the tax payers for the sake of 6 percent
defence people are putting their life at stake that's why they are getting this ops. You sit safely in your office doing no work and have best job security and want ops, you are really selfish. Why should taxes paid by me used for pension of you when even my hospital bills are not covered like yous.Govenment care about it's citizen so will not include ops as it drains the rsources
Loot lo government ko,Sankari damad bnke.....baki development budget jaye tel lene....Jis bhi state mein OPS hai,vo debt mein fanse hue hain...Bengal ho ya Rajasthan, Andhra ho ya punjab ...politicians ko power mein aane se mtlb ,development for non government public jaye tel lene......ledeke sb loot k central government k mathee madh denge..bna k states ko srilanka.....
Sir take 60 lakhs of entire corpus in annuity with factoring annuity rate of 9% .This will make the pension as Rs.45000.Since one can annuitise 100% of the retirement corpus as 60% and 40% are extreme choices.Another thing you missed out in case of NPS one can avail return of purchase price unlike in OPS.
@@LearnWithRevant Thats actually advantages of nps by giving 60% as lumpsump. Plus what if pension holder dies spouse wl get 50% and if both dies than nothing to offspring. In case of nps u get everything
Remember u r contributing 10% of your salary to NPS... make that 10% contribution in any SIP of Mutual fund and add it to OPS benefits....u will find OPS much better.... 2nd thing since the comparison is of 20yrs, NPS is showing such growth...but for those who have less service period gets merely 2000-3000 per month of pension...is that enough for a man during his retirement.....
Nps me jama karne pr jo share market ka interest milta hai To kya wo labh nahi milega Aur samay k sath salary v barhta hai Aur usi k anusar nps v katega To wo v samya k sath badhega
Don't you think we should have common pension scheme for everyone irrespective of whether they are doing govt or private job ? How about farmers and daily wage labourers. Everybody needs social security. Everybody pays same amount of taxes. Why to spend our tax money on only paying pension of govt employees ?
@@dhananjaibareth4837 because MLA,MP doesn't care about country future ,education ,healthcare,their children studying in foreign ,they take health facility in foreign , but we care about country future ,India haven't any world class infrastructure, healthcare, education, and why only government employee need pension not private sector employee ,India is most corrupt country because of government employee ,who want to teach his student in government school, not government teacher itself,
Sir You calculate pension in ops appox 42000 and in NPS 19000 Difference between OPS AND NPS IS 42000-19000=(APPROX)23000 PER MONTH MEANS IN OPS 23000/-PER MONTH HIGHER THAN FROM NPS AND 23000×12=276000 PER YEAR NOW अगर 61 year ki age me OPS employee ki death ho jati hai to use 276000 hi jyada milenge Aur nps employee ki death agar 61 ki age me hoti hai to unke nominee ko remain part which was 24 lac milenge
Galti se bhi NPS ke topic matt uthawo NPS pura faltu..state police main 10 sal service main 500000 hua hai to hisab aprosmant kittna hoga sochiye 30 sal main...bhikari jese hamm hain
I m a CG employee in level 4 and after completion of 10 years service in Dec 2021 my nps total fund just 6L. I don't know how are you calculating NPS with the interest of 10% which as NPS also give negative interest rate also depend on market condition.
As per video, my contribution is more than that show in video and from 2016 to 2021 since my contribution is more than 2000 pay grade my Balance should have been more.
In NPS after retirement of 20years only 20% withdrawal amount remaining 80% Govt will pay as annuity after 60 years it will reduce to 40% , 60%-40% ratio at the time of 60 years of retirement..Plz correct in the video, give ri8 information 🙏
U r right Sir. Only 20% withdrawal amount as lumpsum on retirement after 20 years and not 60% as explained in this video. Try to give the right info...
Contribution in National Pension Scheme (NPS) Govt. employees make a monthly contribution at the rate of 10% of their salary and a matching contribution is paid by the Govt.. For central Govt. employees, the employer’s contribution rate has been enhanced to 14% w.e.f. 01.04.2019.
Few corrections: 1) Employers contribution is 14% not 10%. 2) Why only 20 years working? Consider 30 years for realistic results. 3) PPF has lower interest rate than NPS, you didn't consider that.( Even 1% can have huge effect over 30 years). For better comparison consider only 30L as lump-sum in both cases and rest all in annuity. Apply these changes and you will find NPS better. Thanks.
हमारे युनियन के नेता ओओ समझ में नहीं आया, अब कुछ नहीं हो सकता 1 अप्रैल 2004 के बाद की भर्ती कर्मचारियों के लिए, n ps है, कर्मचारियों को कमजोर करने की नीति है.
First time I could realise the difference. Thank you for preparing so clear comparison
Iss bare mein bahut log information diye hai lekin koi v itni saral se nehi samjhaya hai. Again Thanks a lot.
Thank You So Much🙏 Sir For Supporting And Subscribing Our Channel
Pure RUclips me aisa explanation nhi hai great video sir.
Thanks ji
भाई क्या आसान भाषा में आप ने
समझाया है,,,,
और किस किस को समझ में आया❤❤
@@RajaramKurmi-c3h ruclips.net/video/j0NixJh3jqE/видео.htmlsi=vbW2PnYpNNsufpOg UPS Pension Scheme ?
एकदम स्पष्ट रूप से दिखाई दे रहा है कि OPS ही जीवन का आधार है ।
Correct Sir 💯
Very nice full details nps and ops
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
OPS SHOULD BE REVERTED FOR ALL GOV EMPLOYEES....IN COLLABORATION WITH THE NPS FEVILITIES .....BUT MONTHLY PAY SHOULD BE THERE IN THE NEWPENSION SCHEME
I am totally wordless for your kind information sir.
Thank You So Much🙏 Sir For Supporting And Subscribing Our Channel
बहुत सुन्दर प्रस्तुति के लिए बधाई स्वीकार करें
Thank You So Much🙏 Sir
Superb Explanation.....Salute u and Very Very Thanks for this Great Knowledge with easy Analysis.
Thank You So Much Sir For Supporting and Subscribing Our Channel 🙏
Sir, vrs ka rules in nps ka, after 20 year , 80% and 20%, hay, and anutey interstate rate presents hay, 5.3%, sir, ap tik say bathai
U r right bro
सर धन्यवाद आपने बहुत अच्छा समझाया
सर मैं यह जानना चाह रहा था नई पेंशन स्कीम जब रिटायरमेंट होते हैं तो गवर्नमेंट टैक्स भी लेती है वह टेक्स्ट किस पर लगता है और कितना लगता है किसका
Ok i will let you know
Is video k according nps system bhot sahi hai sarkar ne 14% contribution kr diya hai iske baad total value 60 se bdhke 73 lakh tk ho jayegi ..aur is sab Me jo annual return milega vo add nhi kiya vo krne pr ye value 90 lakh k near ho jayegi . ..aur jo hme in hand pesa milne wala hai vo lghbhg double hoga ops k compare me pension jyada chahiye to 30 lakh leke 60 lakh ki annuity krwalo pension 40k k mil jayegi
NPS main 40 % annuity plan main rkhna pad raha h... aapko in hand nahi mila.. milta h to 9% interest... ye to galat hi h na.. 24 lacs Hawa main h.. 😂 agar bimari ho ya business karna ho to 9% interest se nahi hoga na. Meri marzi main Gulam Kyun banu.
There is actually no comparison between OPS and NPS. Govt saw huge drainage of money for pension purpose which is why this NPS. But NPS is not enough to survive. Hence alternative earning source must be arranged. OPS beneficiaries can sleep comfortably. Their pension increases with time passing by and they partially get benefits of pay revision too
Agreed Sir 💯 %
@@drhemalmodi9026 Old pension system started in the year 1977 when average life expectancy of Indians were just 52 years but today,it is 70 years. Due to various Govt care for Govt employees,life expectancy of a Govt employees are much higher than average Indians which is near about 75 years of age. Many ex Govt employees are enjoying 90 years and 95 years special hike of pension. Special hike of pension starts from 80 years of age. Apart from spouse who is eligible for family pension, even unmarried daughter or divorced daughter of Govt employees are eligible for family pension facility. All together,it is a huge burden but as because pension facility after retirement is a pact between Govt employees and Govt at the time of joining in the Govt department,, Govt can do nothing or break this pact unilaterally.
@@partha9752 The same shameless Government and opposition MLA MPs enjoys multiple pensions, even tax free in some states.
@@partha9752 right..but it should b ballanced in such a way that both categories can gain benefits equally.
Amount to be paid in ops should be reduced but the old scheme should not be terminated in sucha a way.or if they feel nps to be better they should make it more attractive by attributing more contribution so both categories can feel equaly satisfied.
@@drhemalmodi9026 but before joining the Govt service,terms and conditions are clearly laid down. So Govt neither can reduce facilities on OPS nor it can increase NPS facilities. What Govt can do is it's taxation policy on NPS which is revised on yearly basis. Same can be followed for OPS beneficiaries too.
Well explained .....gov.contribution is 14% not 10 ...nd as per the matter discussed with Nps staff ... after completion of 20yrs the individual has to b purchased the annuity of 60% of Corpus ....means the guy will get 24 lacks in hand remaining will go for pension as per your chart .....thnx
center givt 14% But Rajasthan me 10% contribution h govt ka
Rajasthan mai OPS start jai jainayak
Right 14%
On 60% they have to pay tax?
Absolutely
Aapki mehnat ko dil se salaam.... 👍👍👍👍
Very nice elaboration 👌👌
Thanks 😊
Thank You So Much🙏 Sir For supporting and subscribing our Channel
Nice video bahut sahi tarika sa samjaya 20:23
Thanks Ji
Sir, NPS contribution is calculated on the basis of Basic plus Da, but pf contribution is calculated on only basic pay. So how you calculated 10% deduction of pf on Da plus badic in ops. The effect of this in ops at retirement very less amount received as pf as compared your value of Rs.30.00 lac. and rate of int. On pf is not 10% .
Pls be practical.
I made one more video you can watch it
Last me m sir basic +da add nhi hoga kya ya only basic ka hi half milga???
Basic Pension Par DR Milega
Highly informative post and crystal clear clarity on OPS and NPS and definitely OPS is better than NPS.🙏
क्या खूब समझाया है सर एक बार मे पूरी डाउट क्लीअर👍👌💐😊
Thank You So Much🙏 Sir For Supporting Us
40% ka jo annuity kharida jata hai wo phir milta hai ya nahe
agar usko after retirement kuch ho jaye to kya hoga
Sir I Will Make a Video regarding this soon
Annuity milta h every month and.. Subscriber ke death hone pe nominee ko 40% corpus refund Ho jata h
Bahut mehnat se video banaya hai aapne.. Sab kuch bada aasani se samjhaya.. Ops is better than nps.. We want ops
very well explained sir. I was not able to understand the difference clearly but your amazing way of explaining has made me get the point clear. thank you sir
Thank You So Much🙏 Sir For Supporting And Subscribing Our Channel
Good informative vedio....ops sahiye hme
👍👌
Sir hamrari family penshion 2011 me lagni thi but kisi karan varsh nahi lag paye .to kya hame 10 sallo ka arrear milega or kya jab penshion lagege us ke sath hi mulega arrear ya kuch month bad .please reply sir🙏
Reply sir please
Yes
@@LearnWithRevant sir first penshion ke sath milega ya kych mahino bad ye bhi bata do please
Very well explained.... pl. make a video for service less than 20 years
Ok Done ✅
Old Pension should be revived by current Central Govt. Govt should give back OPS if it really cares about its citizen. It is bitter truth that NPS will never be a good option for financially freedom and security of employees and that also known by Govt. Why Govt is still enforcing the OPS to Defence employees If NPS is really good option ?
Yes 👍
Only 6 percent population in govt service but they get alloted 70 percent of budget amount for their salary and pension....in long term already govt is having a lot of debts....no govt will forsake 94 percent of the tax payers for the sake of 6 percent
defence people are putting their life at stake that's why they are getting this ops. You sit safely in your office doing no work and have best job security and want ops, you are really selfish. Why should taxes paid by me used for pension of you when even my hospital bills are not covered like yous.Govenment care about it's citizen so will not include ops as it drains the rsources
Loot lo government ko,Sankari damad bnke.....baki development budget jaye tel lene....Jis bhi state mein OPS hai,vo debt mein fanse hue hain...Bengal ho ya Rajasthan, Andhra ho ya punjab ...politicians ko power mein aane se mtlb ,development for non government public jaye tel lene......ledeke sb loot k central government k mathee madh denge..bna k states ko srilanka.....
Govt employees are part part of nation buliding mechanism. So they should not be exploited. Their lives should be secured.
Nice And Perfect comparison.
Thanks Ji 🙏
40 % anuity ammount employee ke expire hone k baad family ko milega???
Yes
Very well explained, Thank you sir🙏🙏
Very clear lecture Sir...Its very much effective and learning full knowledge about OPS and NPS... Thank You Sir For This Nice Lecture...
Very nice video sir..
U hav cleared my doubts very well.
OPS should be back
Thank You So Much Sir For Supporting And Subscribing Our Channel 🙏
Very good calculation, Thanks sir.
Welcome Sir And Keep Supporting Us
Very good massage ji app ka
NPS V/S OPS KA
Thank You So Much🙏 Ji
Very useful information sir ji...
Thanks for this 🙏🙏
Welcome Sir and Thank You So Much For Supporting And Subscribing our Channel
Bahut mehnat se bni hogi video itni calculations krni pdu.
Very informative.
👌👌👌
Thank You So Much🙏 Sir Bas Aap Sab ka support bana rahe
What about the market condition ? What will happened if the market goes down continuously just before retirement ?
In that case you are screwed both ways.
Bahut sundar explain sir ji🕉️🕉️🙏🙏
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
Great very important information given by you thanks sir 🙏🙏🙏 God job sir
Welcome Sir And Thanks For Supporting And Subscribing Our Channel
How is this annuity rate decided..? Pls tell us sir
Sir take 60 lakhs of entire corpus in annuity with factoring annuity rate of 9% .This will make the pension as Rs.45000.Since one can annuitise 100% of the retirement corpus as 60% and 40% are extreme choices.Another thing you missed out in case of NPS one can avail return of purchase price unlike in OPS.
Yes but most of the employees wants retirement sum as lumpsum
@@LearnWithRevant Thats actually advantages of nps by giving 60% as lumpsump. Plus what if pension holder dies spouse wl get 50% and if both dies than nothing to offspring. In case of nps u get everything
Remember u r contributing 10% of your salary to NPS... make that 10% contribution in any SIP of Mutual fund and add it to OPS benefits....u will find OPS much better....
2nd thing since the comparison is of 20yrs, NPS is showing such growth...but for those who have less service period gets merely 2000-3000 per month of pension...is that enough for a man during his retirement.....
Nps me jama karne pr jo share market ka interest milta hai
To kya wo labh nahi milega
Aur samay k sath salary v barhta hai
Aur usi k anusar nps v katega
To wo v samya k sath badhega
??
in NPS for example 10% employee contribute karte hai & 10% Employer karte hai. This 10 % amount of what ? Basic ka 10% ya Gross ka 10%?
Basic +DA KA 10% Employee and 14% by government
In OPS, full pension is not given by government but it is given by Tay payer money. Please make that correction.
Yes indirectly each and every plan is funded by taxpayer
Don't you think we should have common pension scheme for everyone irrespective of whether they are doing govt or private job ? How about farmers and daily wage labourers. Everybody needs social security. Everybody pays same amount of taxes. Why to spend our tax money on only paying pension of govt employees ?
Yes 👍
everybody does not pay tax. only about 3% of Indian population pays tax
Why government enployee gets nps but ministers get ops... should their benefit be stopped...no one talks abouts mlas and ministers.
Absolutely, why should my hard earned taxes be utilized for their pensions when even my hospital bills are not covered like theirs.
@@dhananjaibareth4837 because MLA,MP doesn't care about country future ,education ,healthcare,their children studying in foreign ,they take health facility in foreign , but we care about country future ,India haven't any world class infrastructure, healthcare, education, and why only government employee need pension not private sector employee ,India is most corrupt country because of government employee ,who want to teach his student in government school, not government teacher itself,
Vdo Bahut hii accha hain Nxt vdo joh hai abhi OPS ka jawan 20 years meh pension janese ketna pension milega Plz
Ok Sir Sure
In UP govt employee contribution is 10% and employer(govt) contribution is 14%.
Central government also did the same
@Anuj Kumar Sahi se pata karo.Whatsapp university se bahar niklo
Now it is also the same in PUBLIC SECTOR BANKS
Sir Jharkhand me Agr koi New employee Join krega to usse konsa Pension milega 2023-2024 me Join krta to
NPS
पुरानी पेशन होनी चाहिए पुरानी पेशन सरकार लागू करे nos से सारे कर्मचारी दुखी है
Correct
Denikbetanwarkcharjksrmcharitajasamchar
No
kyun ki unko kisi ne sahi se bataya hi nhi h ki NPS hai kya
Modi ko vote diye...phir lagu karega
Good Work sir👏👏👏👏🙏
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
After 20 years 18000 NPS pension =1800 rupees pension.18000rs money is no value at that time.OPS need
Agreed sir
Only mutual funds investment can beat inflation bt STCG LTCG is there
Swp
Sir Mere father ki salary ab 35000 h or v recrute hua the 2000 m sir btao ki retirement k time Kitna paise milegaa or pension kitni bandege
Please Tell Me Basic Pay
Sir aap ne NPS ke bare main bohut ache tarike se samjaya thank you so much
Welcome Sir And Thanks for supporting and subscribing our Channel
Good knowledge
Thank for sharing
Welcome Sir and Thank You So Much For Supporting and Subscribing Our Channel
Sir You calculate pension in ops appox 42000 and in NPS 19000
Difference between OPS AND NPS IS 42000-19000=(APPROX)23000 PER MONTH
MEANS IN OPS 23000/-PER MONTH HIGHER THAN FROM NPS
AND 23000×12=276000 PER YEAR
NOW
अगर 61 year ki age me OPS employee ki death ho jati hai to use 276000 hi jyada milenge
Aur nps employee ki death agar 61 ki age me hoti hai to unke nominee ko remain part which was
24 lac milenge
In rajasthan, his family get family pension.
Yes 👍
Bahut assumption kar rahe ho agar 71-75 years me death hogi to
275000*15=4000000approx aur d.a alag se badhega
Assumption me jyada jee rahe ho
@@adda347_study Wah
@@adda347_study paisa leke jayega
2018 me ekbar 1400 increment kaise badhiya sir 700 badna hai na
Ok
Very excellent explanation. Took a lot of effort to make us all understand. Keep it up 🙌and thank you for such a brilliant video
Thank You So Much🙏 Sir For Supporting and Subscribing Our Channel
Nice video bahut ahha samjaya gya
Thanks 👍
What is the difference between NPS and EPS? can we have both account?
There is no comparison of eps with nps or ops
Galti se bhi NPS ke topic matt uthawo NPS pura faltu..state police main 10 sal service main 500000 hua hai to hisab aprosmant kittna hoga sochiye 30 sal main...bhikari jese hamm hain
Sir apne jo calculation kiye ho wo 20 years service karke applicable hoga kya sir
Yes
In OPS employee do not contribute. That is why govt removed it from 2004.
Yes sir
I m a CG employee in level 4 and after completion of 10 years service in Dec 2021 my nps total fund just 6L. I don't know how are you calculating NPS with the interest of 10% which as NPS also give negative interest rate also depend on market condition.
It depends on how much money you have contributed in equity protion
As per video, my contribution is more than that show in video and from 2016 to 2021 since my contribution is more than 2000 pay grade my Balance should have been more.
@@sumitsharma5698 don't worry sir ab to ops aa gaya cg me
@@sumitverma3338 Verma Ji CG m ops aa gya " Good Joke"
@@LearnWithRevant Government employee have no right to choose equity portion oneself. Default parameter is set for Government employee
It means, we will have to fight with govt. to take same all.
Yes sir
Many people are still misguided....telling benefits of NPS ....... I could change my pension scheme from new to old ...thanks God 🙏😊😊
How could you change?
@@ASODeepak17 i joined after January 2004 but result of my final selection came in dec 2003 ...that's why I was eligible for OPS
@@rosyrani676 ohh...okay
Let's govt implement this on there minister
They are getting 5 pensions
Yes Sir Sure
Agreed 😡😡😡
Yrr ye neta desh ko bech khaa jayenge loggo ko kuch nhi milega
Nice video bahut sahi tarika sa samjaya
Thanks Sir
Pension level fix honi chahie employee ka minimum 12000 to 20000 Kam se Kam
Correct Sir
बहुत मेहनत की है आपने❤️❤️❤️
Thank You So Much🙏 Sir For Supporting And Subscribing Our Channel
SIR Plz 2004 Ka Celculeat kijiea twenty Years Ka NPS/ OPS
Ok i will make a separate video on it
Tq sir great bohot sare video Dekhe lekin samj nahi aaya Aapne Bhohot aacche se samjaya tq
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
Sir IRS ke video banaye Salary and promotion, quater , car, allowance etc❤️
Ok Ji
@@LearnWithRevant w1
Mere pita 1990 se central government ke employees hain to ky unko pension ops se milega ya nps se ???
OPS Milegi Ji
Abhi army wale 62 lakh 26 years service main laye hain....2021 main
15 yeas army ki service hoti hai to 26 saal kese hogya bhai🙆🏻♂️
Bhai ...jo promotions lete hain...unki service hoti hai...
@@Amiyajena821 sahi bhola
@@Amiyajena821 sb ko promotion nhi milta 90 % ko 17 me Ghar ana hota hai jo wo 62 lakh lya hoga wo uska leave incase,AP fund saving hogi
Nicely described
Thanks 🙏
In NPS after retirement of 20years only 20% withdrawal amount remaining 80% Govt will pay as annuity after 60 years it will reduce to 40% , 60%-40% ratio at the time of 60 years of retirement..Plz correct in the video, give ri8 information 🙏
U r right Sir. Only 20% withdrawal amount as lumpsum on retirement after 20 years and not 60% as explained in this video. Try to give the right info...
Thank you sir very helpful vidio
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
Contribution in National Pension Scheme (NPS) Govt. employees make a monthly contribution at the rate of 10% of their salary and a matching contribution is paid by the Govt.. For central Govt. employees, the employer’s contribution rate has been enhanced to 14% w.e.f. 01.04.2019.
Yes sir in Know
No yaar.
Indvl contribution- 10
Govt contribution- 14
Bahut hi sundar
Thank You So Much🙏 ji
Could you plz explain on the option given to selecting OPS vs NPS for disability/death retirement for govt employees?
Yes I Will Try To Make A Video Regarding This Topic
@@LearnWithRevant Please make a video on this subject
@@LearnWithRevant ab tk nhi bnaya kya sir is topic p video
Pl. Make video for services less than 20years....
Good information sir
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
How can you calculate same da for 20years while da changes two Times in a year 😕
Please check again
Kiya old pension chalu hoga. Central government mein
Sir I Don’t think It Is Possible according to present context
Vote for Akhilesh yadav... Inhone O.P.S.Dene ka wada kiya h..
Not possible
Aap easy method bataya sir thanks💕💕
Welcome 🙏 ji
18000 उस समय वृद्धा पेंशन वालो को भी मिलेगा
👍👍Inflation rate 6 hai . .tab tak 18000 bhi aaj ke 5000 sa reh jayega
बहुत अच्छे से समझाया
Thank You So Much🙏 Ji
Few corrections:
1) Employers contribution is 14% not 10%.
2) Why only 20 years working? Consider 30 years for realistic results.
3) PPF has lower interest rate than NPS, you didn't consider that.( Even 1% can have huge effect over 30 years).
For better comparison consider only 30L as lump-sum in both cases and rest all in annuity.
Apply these changes and you will find NPS better. Thanks.
I uploaded one video on your statistics please watch
@@LearnWithRevant link?
@@gauravagrawal9265 ruclips.net/video/lpYhlAfQXqI/видео.html
Employers contribution is 14% on what? basic salary or monthly gross?
If 30 year consider than ops penios will be also more
क्या पुरानी पेंशन में 20 साल की नौकरी पर रिटायरमेंट ले सकते हैं थे पेंशन मिलेगी जबकि 8 साल की नौकरी शेषको
You Can Consult Your Query After Paying 500₹ Consultation Fees On Our contact Number - 9079683623
पुरानी पेंशन लागू होनी चाहिए#
Yes 🙌
2006 main jo central government employee join kiya hai uspar koi vidio banaye
Thanku
Ok
100 percent employees ko ops chahiye, aap 90 percent kyon bol rahe hai, nps to jabardasti diya gya hai employees ko.
Sir Aaj Bhi Kuchh Ese Log He Jo NPS Ko Favour Karte he
So nicely expalined Old pension scheme is much better
Old pension is much better from every situation.
Yes
Nice explanation
Thank You So Much🙏 Ji
हमारे युनियन के नेता ओओ समझ में नहीं आया, अब कुछ नहीं हो सकता 1 अप्रैल 2004 के बाद की भर्ती कर्मचारियों के लिए, n ps है, कर्मचारियों को कमजोर करने की नीति है.
Correct Sir
Very nice explaination
Thanks 🙏
आपकी गणना गलत है, 20 साल की सर्विस में OPS के तहत 50% पेंशन नहीं बनती हैं। 28 साल की मिनिमम सर्विस होने पर ही अंतिम वेतन का 50% पेंशन मिलता हैं।
No no....abhi minimum 21 years those who are completely they can get full pension out of their last basic pay
Please Check Rules Once Again
10 years of service is sufficient
@@soumyanayak7667 राजस्थान राज्य की सेवा में मिनिमम 28 साल की सेवा करने पर अंतिम वेतन की 50% पेंशन बनती हैं।
Very welly explained,👏