One Foot In The Philippines & One Foot In The USA!
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- Опубликовано: 21 сен 2024
- The Only Dating Website I recommend to meet serious Filipinas
bit.ly/Recomme...
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An awesome free Philippines dating site with 500+ new members joining daily!
www.pinalove.c...
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The only VPN I trust and use personally: Surfshark
get.surfshark....
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Contact Michael Onstead for Medical Insurance for The Philippines:
FB: / monstad1 or e-mail: michael.onstad@loc-consultants.com
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Gio's Essentials Traveling List (Must have items for living or traveling in the Philippines)
Order today!
www.amazon.com...
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How I receive my mail overseas safely:
travelingmailb...
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Wise get your first transfer for free:
bit.ly/2Z4xxfZ
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If you would like to buy me a coffee:
www.buymeacoff...
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Visiting or moving to The Philippines? 1 on 1 Consultation with Gio: Contact me at: giointhephilip... (For a free consultation join my patreon today)
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My Patreon account: Over 80 Exclusive videos not found on RUclips and free consultations and apparel with silver level and higher.
/ giointhephilippines
JOIN as a Member to get exclusive videos not shared on the main channel!
/ @giointhephilippines
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Check out my website for more information on the Philippines.
giointhephilip...
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Need a Throw away ticket, look no further $16 for a valid ticket ( I use this all the time).
onwardticket.c...
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Book your hotel when traveling with my link for the best deals:
bit.ly/38CvDgr
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Nomad Insurance: www.safetywing... Travel and medical emergency short and long-term travelers, as well as seasonal travelers and nomads.
Nomad Health: b.link/safetyw... Full comprehensive healthcare plan, perfect for expats, remote workers, and slowmad
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If you would like to help support my channel: paypal.me/GioS...
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Contact Information:
Instagram: / gio_in_the_ph
FB: / giointhephilippines
Contact me by visiting my website and clicking contact Gio
giointhephilip...
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe.
An awesome free Philippines dating site with 500+ new members joining daily!
www.pinalove.com/?ai=3494&cid=1
-----------------------------------------------------------
The Only Dating Website I recommend to meet serious Filipinas
bit.ly/RecommendedDatingSite
-------------------------------------------------------------
The only VPN I trust and use personally: Surfshark
get.surfshark.net/aff_c?offer_id=934&aff_id=17091&url_id=1320
----------------------------------------------
Contact Michael Onstead for Medical Insurance for The Philippines:
FB: facebook.com/monstad1 or e-mail: michael.onstad@loc-consultants.com
-------------------------------------------------
Gio's Essentials Traveling List (Must have items for living or traveling in the Philippines)
Order today!
www.amazon.com/shop/giointhephilippines
------------------------------------------------------------------
How I receive my mail overseas safely:
travelingmailbox.com/?ref=1384
-----------------------------------------------
Wise get your first transfer for free:
bit.ly/2Z4xxfZ
----------------------------------------------------------------------
If you would like to buy me a coffee:
www.buymeacoffee.com/italiagio71
-------------------------------------------------------------------------------
Visiting or moving to The Philippines? 1 on 1 Consultation with Gio: Contact me at: giointhephilippines.com/ (For a free consultation join my patreon today)
-----------------------------------------------------------
My Patreon account: Over 80 Exclusive videos not found on RUclips and free consultations and apparel with silver level and higher.
www.patreon.com/giointhephilippines
JOIN as a Member to get exclusive videos not shared on the main channel!
ruclips.net/channel/UClMlXTxpTNMZRE4AEjlc5RAjoin
-------------------------------------------------------------
Check out my website for more information on the Philippines.
giointhephilippines.com/
--------------------------------------------------------------------------
Need a Throw away ticket, look no further $16 for a valid ticket ( I use this all the time).
onwardticket.com/giointhephilippines
-----------------------------------------------------------------
Book your hotel when traveling with my link for the best deals:
bit.ly/38CvDgr
--------------------------------------------------------------------------------------
Nomad Insurance: www.safetywing.com/a/24748534 Travel and medical emergency short and long-term travelers, as well as seasonal travelers and nomads.
Nomad Health: b.link/safetywing.com/nomad-health/GiointhePhilippines Full comprehensive healthcare plan, perfect for expats, remote workers, and slowmad
----------------------------------------------------------------------------------
If you would like to help support my channel: paypal.me/GioSanTeaching
----------------------------------------------------------
Contact Information:
Instagram: instagram.com/gio_in_the_ph/
FB: facebook.com/GiointhePhilippines
Contact me by visiting my website and clicking contact Gio
giointhephilippines.com
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe.
7 years in Thailand and I still have the AT&T phone number that I've had forever. I pay about $75/month to keep it. I have to use it to receive a code 1-3x per year. I just consider it part of the cost of living abroad. Think of it as a tax. I also use my sister's address as my physical address in the US. She moved from California to Nevada a couple of months ago so I had to go update my address in a number of places, particularly credit cards of which I still have 2 US credit cards. My CA drivers license expires next year and I will let it expire. I don't want CA to have any reason to believe I still have ties to the state since I stopped paying CA taxes in 2019. I have 3 bank accounts in the US. My main bank doesn't have my Thai address.
This past year I've had to get two new US credit cards. In both cases I had to have the credit card sent to my US address and then my sister would send it to my Thai address.
A state ID? Hmm . . . hadn't thought of that. I'm not sure I can get a NV drivers license using my sister's new address but maybe an ID? I'll have to look into that.
Marty, question about phone. Which plan are you on that you use with the phone? I was going to switch to Magenta International plan with T-mobile, but they have a rule that cancels the plan if they don't detect your cell ID at a stateside cell tower within 90 days. So for traveling the plan would be great but not for moving. So I'm stuck trying to figure out another plan that doesn't cancel.
One tip is to renew ones DL just before one leaves for PH. In Texas, a renewed license is good for 8 yrs now. Also renew a passport just before moving, ad its good fir 10 yrs.
Thailand: better culture, better food, prettier girls . I've been to the Philippines' innumerable number of times over the decades.Done the comparisons, only one man's opinion.
Why Thailand always gets compared. So many other countries to look into.
I’m looking into both places. My gut is to travel to both areas. I mean, why limit yourself.
Very good advice. Many learn this the hard way.
I was just in the USA and am back in the Philippines. I got a Tello esim while there and I use that number here to receive texts from banks in the USA, Capital One being one of them. I can also text USA numbers with the esim. Cost between $5-15/month.
That's surprising to hear. If you are in the Philippines when Capital One sends you a text, isn't that still over wifi? I thought Gio mentioned that Capital One wouldn't allow receiving texts over wifi?
Can you do this in the Philippines or do you have to be in the US?
@@napoleonmdusa8877 I do the opposite, my esim is for the PI, my standard phone is US. When I need US services I just enable standard sim and I'm good to go receiving texts from all cards, bank, etc. I use T Mobile and I've had zero issues with text over wifi.
I use E-Sim for my T-Mobile phone. It's my US phone number I've had forever and I just toggle between when I need to. It's 2 phone numbers on one phone. It's been working flawlessly for me a little over a year now.
Love to hear the cost of keeping an American phone with an international plan.This is some of your Best information I've seen! Thumbs up!
With T Mobile you can add international for 1 day for $5 or 10 for $30 or just keep it monthly for $50.
I have a Capital One Card. I have had it for years. When I got here, I called customer service. I actually spoke with a call center agent in the Philippines. He added my Philippine phone number. I can't get a code to get cash, but I can use the Card at S&R, online, and at the malls.
Here is an issue every US ex pat needs to think about, because it is coming. The US dollar is going to be replaced as the reserve currency. I think this happens before 2030. That can wreak havoc for ex pats living abroad on SS or retirement income. Maybe ex pats can discuss strategies to protect themselves in case this happens.
Depending on the state you would like to keep your drivers license in if you don't want to pay state income tax in that state be careful. Most states ask if you are a resident or ask for an instate address before issuing or reissuing a drivers license. That might make you liable for state tax in their eyes. Also most large brokerage companies i.e., Schwab, Vanguard, will not accept an overseas address which can reek havoc on retirement plans. It requires an elaborate juggling act. This was a very good reminder video. Keep up the good work.
Loving the new format. I like to listen and see.
Thank you so much.
Most people don't know that you don't surrender you right to have a US drivers license if you live overseas.....Only if you move to another state (then you generally have 30 days to get the new state DL). All you need to do is to go to your local DMV and have them update your overseas mailing address. Some states like FL have a DMV portal where you can usually do change of address. I had a problem with the portal accepting the address. I physically went to the DMV and they were able to override the portal issue and had the address changed....so lesson learned there....
I did not realize that.
Really think about whether you want a US drivers licence. For me I want there to be no question that I'm an expat. Maintaining a drivers license makes that a bit mirky. My licence expired 7 years ago, I've never needed it. I use my brothers phone number on my BOA account and it's never been an issue. I need his assistance every few years when I get a new debit card. He keeps the card and gives me the details...only used for Amazon purchases. When he visits I make up for the inconvenience I've caused him.
Always worth keeping a local number even if it’s prepay and you top it up once every 6 months or whatever.
My Filipina is in uk now not planning on going back anytime soon we both still got a 🇵🇭 number and bank accounts just need to put 50 pesos on once a year with smart.
Bank issues trying to use Canadian Credit cards booking flights while visiting PH was the 2 step security where they send you a code to your CAN. ph.# to verify, just like you were talking about. It was a huge hassle. I tried different airline providers apps like CheapoAir and for some reason they didn't need the 2 step process? There's different types of verification banks can offer like challenge questions for 2 step process which works as well. Great video Gio!!!
State of Florida won't let me renew early. Earliest I can renew is 18 months out. Plus I have to take a vision test like most states require now. So now I'll have to spend $2,000.00 for plane ticket just to come back to renew it
Renew what?
@@alals6794 Florida driver's license
@alals6794 they require a eye test like most states
My advice is Don't sell your home. The advantages are many, including inflation hedge and record prices. You can keep your Schwab account open, have a place to stay if you're a frequent visitor or can Rent it out. You get the best of both worlds.
Exactly, and as you get older health is something to think about. If you need extensive treatment, Medicare does not pay in the PH. You will need to be in the US
Great video Gio and the plot thickens when the rules differ from country to country. Thanks for sharing!
5 banks and also the Navy Federal Credit Union. Keeping my money available. I can also move money from one to another online. Simple at home before moving here.
That is the way to do it!
I kept a mailing address with Travelling Mailbox. And I kept my US phone. I pretty regularly get codes sent to my US phone that I have to type in to log in. Many places you have to enter a phone number on a web site and there's just no way to enter a non-US phone number. They have boxes for area code, exchange, and number, just no place to put a country code. And many ask for an address with a drop down for state, just no way to enter a non-US address.
I have both feet in the US with the T Mobile international plan. I still haven’t found a need for a Philippines phone number here. Nobody actually calls anymore- for texting, I get by using WhatsApp and Messenger.
When you have local friends, or need a local business to return calls it's handy to have a local number. I also have a T-Mobile account.
regarding the drivers license, most states require some form of proof that you reside in that state (utility bill, rental agreement, pay stub, etc). my virtual postbox is in Texas and i see on their DMV site that all these docs are required. just wondering if there are easier states to get a license in.
also, regarding US phone number: Tello has been great for me, and very cost effective.
Insure a motorcycle in states while you’re gone. It’s cheap for year. If not your considered new driver and insurance rates will be sky high . Friend found out when he came back from Philippines after 10 years. He is being treated like a teenager again he says
What are you calling “cheap”? How much is motorcycle insurance for one year?
good video Gio. Thank you.
Have two iPhones one with the Philippines number and one with the mint mobile US number have both iPhones synced can use both phones to call the US and get codes even with the Philippines number as long as the iPhones are synced in real time …
Ciao Gio, I really like the style of t shirts you're wearing. What brand are they? Where can I get them. I don't recognise the logo.
Most of my shirts I buy on Amazon, here is a link to my store: www.amazon.com/shop/giointhephilippines
Thanks man. I appreciate that. Vids are really useful. The wise and cash accounts combo is a real lifesaver for me. I had no clue about them so thanks for that too, oh and the checklist for travelling. You're a goldmine for useful info. Good on you.
I always keep in the back of my mind that I am in a country that may have political unrest and I might have to bug out in short order . That's one reason why you don't invest more than you are willing to walk away from in a developing country. Keeping a savings or investment account in your own country is a smart thing to do as it is more like having piece of mind that you can restart your life if you need to in your own country. I would add 10 to 15 percent to your expectations because either inflation or just start up costs will hit you hard . Nothing wrong with having your eggs spread out into more than one basket.
Very well said, you never know!
US Mobile is a good one too
Keep as much as you can in your home country. The Philippines only wants your money. Too much government issues with paperwork. For me, this is a holiday destination . Maybe once or twice a year. Bacolod has changed so much in 8 months . Prices are going up on everything. The construction of condominiums is everywhere. Jeepney are being forced out of business. Hence, more private cars. Gridlock is terrible as there's very few traffic lights. The pollution is getting worse. Best to never move permanently. Just get that romantic idyllic dream out of your head. The grass is not greener on the other side. 9 years of coming here has shown me the true story.
I hear from other expats that MagicJack is a good phone option for those wanting a USA # overseas.
Yes, one needs a good bank. I get a new SIM card in each country I go to and my bank (USAA) sends the security codes to it. Therefore I don't need a USA telephone number. I don't need a mailbox either. I give my daughter's address to the few places that need an address, and she has never had to send me anything. Her address is my domicile, and I make sure my drivers licence has that address. When I go back to the States each year or two, I get anything renewed that I have to. I haven't yet felt the need to get a vpn.
Cool hack..If you port a mobile to Google voice it takes a year or more before systems recognize it as a virtual number .
Hey Geo, I'm switching as much as I can to authentication apps. So far it's cleaner, have the app on 2 cell phones one US one Philippines. So far been working smoothly. I also have a ID me account that is attached to the app. Mainly using for veteran stuff, but hopefully can get other accounts linked to it. Derek
dont have an address use a family members address or get a P O box, and as far as a phone tracfone is awesome 99usd for year plan and go to your state tax office and tell them to remove you off the list say goodbye to state tax. and using a local small bank works out good
Just moved to the Philippines Mint mobile has WiFi calling got the minimum 12 month plan cast $15 a month paying up front for the year ,get notification codes no problem and can call the us with WiFi calling…..
Check online if you can renew license and what they require. Plus contact the banks that you have credit card with and let them know you will be living in Philippines. Plus get that IPostal1 mail account
Yea, I like traveling mailbox and most credit card companies may not let you keep the account if they know you live overseas. But my license renewal I got all the requirements and I will renew.
T Mobile
Gio, is is possible to go all in to living/ moving there and leave the USA behind and never go back?
Yes, but why?
@@GiointhePhilippines longgggg story! 😟 I want to be in the province with my Filipina… nothing but a shack and no worries
G crapital one is a PIA no matter where you are, I eventually just cancelled them. Left wifey stuck twice at davao mall with no balance ($11) barely and plenty of credit kept telling me in HI it would work for her but never did and they couldn't help so we don't need that.
I just Wester Union her cash, worked every time.
So the travelling mailbox addresses works for your credit card? Did not know that, thought you needed a physical address in your name. LOL liked the Maya intro 'Hi!' lol...USA bank accounts are FDIC insured to $250,000, $500,000 if it is joint account and you are married, and Philippine bank accounts are only insured to (can't remember ) $10,000 US so not hard to decide if you want to keep a US account open. So can you have a mailbox address on your Drivers license or state id? Good video, thanks for the reminder of how to transition to living in the Philippines, Gio...Jim
T-mobile senior plan free incoming tex when you're out of the country $20 a month
good video and great info thanks for posting these videos for us
Great info Gio. 👍😎
Morning Gio, long time no see. Been looking for you guys. Found Mark ( Every man has a story ), and then Paul ( Old dog new tricks ) and you popped up this morning. How have you been? Moved back here to Cavite almost 3 years ago from California.
you did not find Mark in Ground zero 😂😂😂
Greetings from new jersey we are on your side
Gio, did you ever look into Tello? I know I mentioned it to you on stream a while back.
On my usa phone i have mint mobile ($15/mo-cheeper if 1-2yr purchased) & when i need to receive a verification code i then need to spend $5usd for a one day multinational plan.
I need to figure out a way to watch network tv from the U.S. Because of the time difference with Thailand sports bars aren’t open at 3 am, plus it’s more convenient watching from my condo.
A little off topic, I am considering moving to Valencia because it is cooler. Is it appreciably cooler to warrant a move there?
Gio, Valencia, the Sunday market looks like a great place to spend a Sunday morning.
I wish they could send those verification codes thru email
Old dog was here too with his wife a week or two ago.
And how I wish authorities would make it easer for natiional citizens to move to another country. It is quite a husttle dealing with banks, etc. Especially the banks but also with tax and ambassy. It is as if they don't want you to leave the country - which is actually the case in my belief.
A good example to add to this would be if you are married in a foreign country but not registered as such in your own country. What will you say to your national authorities. That you are married or that you are not married? It can be very challenging and stressful when renewing your passport or filling in tax papers, etc.
Plus I don't want to make you paranoid but it happens that authorities do check social media accounts from time to time. Talking about these matters could give some trouble if they find out. I know it sucks that we can't communicate openly but that is the prison world we live in.
Good info Gio. Thanks for the video. Tom in California
Gio, great info thanks for sharing brother.
It's not you, it's Capital One. They are not friendly towards Expats. Stick with Chase and Amex.
Good to know, thanks.
If you are a US vet, get a Navy Federal Credit Union account. They are respectful and will openly tell you they DO NOT CARE where you live. You will, of course, need a US phone#. I use Mint. If I use wifi connect for international calling/text/data, it only costs me $15 per month. And always use a VPN.
anyone know if citi is expat friendly with regards to credit card issues?
Isn’t Mint now gone? I used them all the time, but last checked they’ve closed
Let's us know when you renew your driver's license if they allowed you to use your "virtual mailbox" (iPostal1, etc.) as your local USA domicile address? I've heard from some people that the DMV was able to tell it's not a physical address of a home and wouldn't allow the renewal.
That's disappointing to hear about Capital One giving you problems--that's one of my credit cards (with a very low interest rate) that I plan to take with me when I go to the Philippines. I'm hoping a T-mobile or MintMobile cell phone will fix that problem when overseas--do they realize that most of these phones connect via wifi to save on cellular rates? I wonder if they'd still deny the T-mobile phone when it's connected via wifi?
I use my Moms address for my physical address and mailing address is my traveling mailbox.
@@GiointhePhilippines Any suggestions as to what the rest of us should use for a valid physical address when living in the Philippines? If nothing is available that's valid to use, it looks like any move overseas will require a return to the USA at some point.
Napoleanmdusa8877 this is the magic question thank you!
I literally got an iPostal1 address today. I’ve an app on my phone for a mobile phone number. Costs $5/year. Never an issue, thus far. How much does your US phone number cost ?
Great advice Gio...thank you.
Great points thanks
Chase Bank has branches in the Manila area and in Cebu
Those are commercial front ends of JPM. They will not be able to help you with personal accounts.
Hedge your bets
👍😎
Gio you can use google voice
Nope, I tried it doesn't work
@GiointhePhilippines it work I was reading on reddit and a lot of people use it and it works but for it to work you need to have a us number first then port that number to Google voice so when you receive a message from your us number it will be forwarded to Google voice. It won't work with just a regular Google voice number
👋👋👍👍👍
Can you explain what the visa requirements and extra paperwork are to visit Thailand?
Before the first 30 day visa in the Philippines expires, I will go to Thailand for one week and then return to the Philippines to start the 30 day visa visit again
An American can enter Thailand visa exempt and then extend that 30 days.
I think there is another document you need to enter Thailand much like the Philippines has that e-travel.gov.ph form to fill out
You Americans have so many options which are not offered to other nationals…it beggars belief that so many of you do not think ahead and get stuck
I still have my bank account in the good ol' USA which my social security is deposited in. I have no bank accounts in the Philippines. No way. I also made sure my US drivers license didn't expire for another 5 years.
But none of my family members will allow me to use their US address.
What a close supportive family.
Gio I have one question the forwarding mail. Do you put that address on your state ID card or just where you’re living right now in the United States and bring that over as back up ID and addresses don’t matter or do they??😀
I believe they accept a WhatsApp phone #, since it's the same as your original U.S. number.