Monthly Payments and Insurance on a Lamborghini Huracan Costs HOW MUCH? (28 years old)
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- Опубликовано: 26 июл 2020
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Updated Huracan video! ruclips.net/video/uCIGhCysSEE/видео.html
Hey my friend What's the name of the glasses nice glasses thank you
Money is meant to be spent and enjoyed. Glad to see someone doing what they want and ignoring the bad vibes
Thank you bro
It’s meant to be stacked and reinvested which is pretty much what he did by making this video 🧠
Gor forbid, but what if you come across a family emergency?. And need money right away?. Where are you going to get from if it was spent on non essential stuff.
@ Tesla cyber truck that only goes for people who earn money and buy stuff like crazy you got to build your money invest and save some on the side which is how you can be of help during a medical emergency with family
@@teslacybertruck750 Well you see... He put so much money down that IF he had to sell in a hurry he could still make some money back. Between that and good credit with low interest of course.
Dude, $1,400 a month isn't bad at all. I was expecting a lot more than that. And if you can afford to do it, then I say do it! We only live once, and can't take the money with us when we go. Sick car bro!
75k down lmao
but we can leave money to our children thats more important tbh
@@hwestin0 then these cars aren’t for you
@@hwestin0 thats bad for the kids, kids need the knowledge you have to make that kind of money for them selfs. Its never a good idea to give alot of money to someone who doenst know how to handle that amount ofmoney.
@@hwestin0 leave money to our children? Nah, my kids can make their own money when they grow up just like daddy and mommy did. We invest for our own finical freedom. Once they get older and have a great business plan and 5 years of working experience. Then maybe we can invest in their business. Leaving them money before they learn about life and money creates spoiled entitled kids. That’s how I live my life. Everyone is different.
" i dont wanna drag this out..." 4:10 is where he starts.
Thank you. Fuhhhh lol
Figured it would have been 6:10 lol
cause tubers want you to know exactly just how much they know.. peddle their merch and ramble to hear their own voices.. don't ya know.
@@mestapho2011Why watch if you have issues with how they run their own channel? You could watch shows the studios produce and sit through 25-55 minutes of their content.
@@fakeittilimakeit4573 i don't watch them waste my time either.. I don't have an issue. Just stating the obvious.
Breakdown below
Purchased at West Coast Exotic cars
Price: $178,000
Down Payment: $75,000
Monthly Payment: $1,200 a month
State Farm Insurance: $200 a month
But what about fuel costs
Servicing and repairs ??
General Maintenance on these cars is not bad. Reliability is also decent. I pay 700 a month and 230 on insurance on my 85k vehicle, if I had 75k for a down payment on a Huracan Id take it all day
That’s not bad
I pay State Farm $130 for my Corolla wtf
@@sasukesuite1you don’t understand; the lambo insurance is low mileage insurance. You can only drive upto 2500 miles per year.
Drove a Ferrari 458 Italia at the Las Vegas Exotics a few years back, once in a lifetime experience for a guy at my income level. Congrats on having the ability to own what you want!
Thank you! That’s a sweet car man
I did the same thing man awesome experience
how much was it to rent?
Bullshit! Keep pushing and you better have one in the next 3 years.
I’m sure your parents are proud of you and how well you handle your money and responsibilities. My two sons are in their mid-20s and are very responsible with their finances and in the long and short term that makes a world of difference on how comfortable your life can be. You don’t need wild exotic cars or exotic homes and so forth to be successful and comfortable. But it does make it quite nicer if you’re responsible financially. A lot of people don’t realize that having a low or poor credit score really Makes your payments higher
Been working with Hunter the last few months. Stand up guy for sure! He just sold my GT500 and we’re looking for the right exotic at the moment. Great video man!!
Thanks bro! Yeah he’s great to work with
Yell yeah brother
We right behind you. Watching this motivates and uplifts. 🙌
Thanks for being honest and upfront about the price and monthly insurance. I’m in the market for an Audi R8 or huracan and this definitely helps. Also you are absolutely right about wealthy people financing it instead of blowing full cash on it
Yessir! R8 was my second choice. Can’t go wrong
Bro u remove trees and have cash to but huracan or r8...damnn
@@navvineshh5672 just comes to show if your really passionate about something you can turn anything into a successful business!
Great video, very informative. Not too many owners make a video explaining and breaking down the costs on these so I appreciate that.
Good on ya sir! Sounds like you’ve done well for yourself and I applaud your time and effort to get where you wanted to be.
Bro I LOVE you flexing that Lambo in a neighborhood filled with Karens
Thank you for sharing this video!
Very informative, thank you !
In NZ here the most affordable used one is around $270k nzd for a 3-5 years old Huracan. Similar pricing to the 458 Italia but I like the Huracan better.
That insurance quote is ridiculously good!! I pay $126 a month for a 2017 Volkswagen, so $200 for a Lambo is a really good rate.
Wtff 200 for a lambo how Wtff I pay 300 2012 civic toronto
@@ptybuay507 The reason his rate is low is because he does not drive it everyday. I am sure he drives less than 1000 miles/year .
Oh shut up
Sweeeetttt. Go and enjoy life while you can. I ❤️ your channel for your sweet cars and trucks. Your enthusiasm for them is contagious.
My son just bought a 2020 Huracan EVO. My wife and I got to drive it this last week. Wish I had one of my own in the driveway. Congratulations on becoming an owner.
Congratulations! Honestly a really good move for yourself and your channel
Thanks bro
I saw the speed bumps coming, and I was like "No, no, no"
Then you just drove over it easily.
That is awesome how versatile and daily drive-able a Huracan is!
Again congrats! 👏
First time on your channel as I’m researching the Huracan. Your personality got you another subscriber.
Respect on all your success. Keep your chin high and continue your success. I respect the honesty on payments cost ETC.
$200 a month for insurance on a Lamborghini. I pay $160 a month for full coverage on my 03 Silverado 2500hd with a clean record through State Farm as well. I’m only 20 but still😂😂
I left state farm for that reason lol.
@@katokagome4670 Yeah my dad has 2 26ft box trucks they aren't cheap trucks to insure.
I bought a 2014 Kia Soul at 19 for $9,000 and my insurance was like $200/mo. I'm blown away
In Michigan we get raped by insurance . For full cover on my ram 1500 it’s 134 a month 😂🤷🏻♂️ Michigan a joke with insurance
@@JaredKaska Seriously? I'm 22 and my mustang gt is 105 with full coverage, full tort, and tow.
I love the huracan and if I could afford it hell I would get one, you only live once so keep up the good work..so how does the neighbors like the new car
I hate how some people get upset with you wanting your dream car. I’m happy for you man because you just let me no it’s easier to get my dream car keep it up.
good for you bud awesome choice in car....chase your dreams and ignore the haters stay blessed!
Congrats, It’s nice to see all your blood, sweat and tears put into this beautiful car. And all the people in the comments hating are just mad they’re 25 living with their parents, driving an 04 Camry
Thanks so much man 👍🏻
Enjoy your car and life bro. More power to you! Love the car.
Thank you!
Awesome thanks for this video my man congrats on your beautiful ride !
shoutout to you for staying true to your goals. Thank you for the price breakdown
I’m 24 an having a Lamborghini is my dream car an this helped a lot
Idk how people don’t see this as motivation
Good choice my dude!
Living life!!!! Also it looks amazing in that colour with the black wheels too
Thanks for sharing and being transparent 👍🏾👍🏾
6:01 that’s what I miss about Bay and Washington county areas. Driving a $200,000 car almost and giving the hows yalls mama and thems hand. Good stuff man. Excited to see where you go brotha 🤙🏻
This car is worth it at the end of the day, it’s a very great investment and it can really pay its self off
Like the straight up-ness bro. Happy for ya!
Congrats on ur car man 👌🏾, nice video straight to the point !!
Thank you!!
HOA typing tickets out now...
An HOA can’t give out tickets.
Financing is a smart move especially if you pay it off before the term.. And totally agree with making your money make you money instead of paying for the car outright. You put 20k in a good Roth ira or if a 401k is doing good with the market that 20k can make money just sitting there. More money made than the total cost of the cars term interest.
But let’s ignore the fact that cars are depreciating assets and huge liabilities. Market factors can make retirement investments go down. Let alone most people don’t actually invest in their retirement. “Make money work elsewhere” is justification for bad decision. I’m all for spending your money how you want, but this is not smart investing. These cars are expensive toys that requires a very high net worth in order to justify taking a loss. Oh and btw, financing has interest. Do what your heart desires, but it’s all about what kind of risk you can accept. He should Celebrate “owning” this car and drive the piss out of it but don’t call it smart investing.
Financing is never a good idea. It means you’re in debt and debt is never good.
TheCanofAir that’s very incorrect lol
@@TheCanofAir there is good debt and bad debt, if you continue to believe that all debt is bad you are going to continue to be poor
@@kiwizlucks4947 Agreed, there is good and bad debt. Any debt on a depreciating asset is bad debt (like a car). Any debt on on an investment that will gain value is good. Also, any debt at an interest rate which you cannot do better than in another asset class is bad. In this case the interest rate is great, however, it is pinned to a depreciating asset, which is bad. It would of course have been better to leverage his money through debt on real estate or even playing the market.
Just saw this video. So happy for you man! and the Huracan is one of the most reliable exotic cars.
Thank you bro!!
First time being introduced to your channel. Really good video!
Thank you bro
The HOA called.
Scrolling through these comments of all the haters. You only live once man. If you can afford it why not!?! Plus like he mentions he has a rental which prob pays for most of the payment itself. I own a duplex and both renters pay for my mortgage at my new house. Don’t hate cause he’s being successful in life. Keep up the great content bro. Congrats on the new car 🤜🤛🇺🇸
Haters gonna hate. I literally get hated on for driving a Raptor as a daily. Had this Costco worker tell me, “I would hate to put gas in that thing.” Well, good thing he will never have to worry about that. Lol.
@@joemomma707 🤣🤣🤣 I like that.. ppl like that will never have worry about the better things in life
Joe Momma “you couldn’t pay me to own a lambo” lol yeah because you’ll never have one 😂
BERTRAND850 lol! Haters gonna hate. I’ll never understand it but I do know one thing. Haters don’t have what it takes to become successful. And that’s good because they literally get pleasure from seeing people fail.
BERTRAND850 dam dawg you ain’t had to kill him like that 😂 I wouldn’t ever hate on another mans success ever good fucking job that thing is sickkkk
It don’t matter what people say, you do whatever you want with your money. I’d own a small apartment and 10 exotic cars if I could. Nice video! Thanks bro. Nice car as well!
Just subbed not sure what your channel is about but love the car and your transparency
Nice rare interior! I have saddle brown in mine but that’s cool to see.
Thank you! That brown is gorgeous tho
I’m going to let rental properties do this same thing for me
Thanks for keep it real man love you already.. Frist time watching yo video..
Great video and honestly, wish you the best of luck with RUclips.
Killer intro edit!
Thank you guys 👊🏼
6:07 There is a world of difference between someone who can comfortably pay cash for a car like that but chooses to finance and somebody who has no other choice but to finance because they can't afford it otherwise. This car would represent a massive outlay for most people. Even if they could afford the payments it would usually be smarter to invest that money so they don't have to work into their 70s and have a comfortable retirement. In your case, you mentioned it was an investment for your channel. It's a big risk because you'll need a ton of growth and views to make it payoff, but there is no payoff without risk. The only downside to it is it seems like the exotic car RUclips market is saturated and you almost have to go the next step up to get traction like Aventador etc. Cars that people really can't afford even with payments. I am surprised these Huracans dropped in value to the point you can pick up a good one for $175k. Anyway, good luck to you!
Nice job being real and laying out the facts.
Awesome work towards your pride and joy... keep inspiring others ,) 👏
I wasn’t expecting that insurance rate. Pretty good!!✌🏽
I know a guy paying $120 a month it’s crazy. I’m paying close to $300 for a WRX that’s a fraction of the Lambo
😎The Grind Doesn't Stop , Know That You Can Reach Your Goals At Any Age💯🙏
SICK. CONGRATS MAN
Great info! Thank you bud. 👍🏼
Appreciate the insider's info
/G\
Thanks for the expert insight, Did the research for us. I mean you've found the Lamborghini sweet spot, at under $200K! Helps to have a couple homes of course, yet for your age: Good work!
Yeah I noticed the prices have went up a bit too
congrats man, beautiful whip.
Thank you 🙏
Very informative video. Preciate the info 👌🏾
Grats on the car brother. I’m looking at grabbing one, but hearing you got yours for 178, and them all being 190-200k right now kind of makes me want to wait to pull the trigger. How did you manage to negotiate the price?
Watch the beginning of his video lol. He said they had it listed for around 185,000 on their website and luckily before he bought it the price had actually dropped to $179,999 and they took off another 2k so he got it for $178k.
6k is trash you can make 10k+ by investing in sp500
I smell great content to watch.
Nice work bro! Respect.
$200 isn’t bad for the car you’re insuring. Of course, by adding another auto policy you’d qualify for a multi-car discount (generally pretty big savings) and the biggest savings of all would be a multi-line discount for insuring your home (no savings on the rental per se). Don’t know if SF offers that in your state, but it could help. If you have a need for a personal liability umbrella policy (PLUP) that saves you even more. All in all, I’d approach it in the order above. Hope that helps!
$75K down payment + $1200 /mo. sounds like an AMAZING deal except for the insurance cost I think I could be lower. But you made the right decision not paying in full upfront.
why is paying in full bad?
@@soneram1m because you can use that money to invest in companies or real estate or crypto currencies and create an additional monthly income for yourself. I recommend you start by reading The Emotionally Intelligent Investor or The Warren Buffet Way to learn more about investing. It’s the same reason why Grant Cardone Sold his mansion to buy and apartment units and rent them on a monthly basis the cash flow you get from these investments can easily fund your lifestyle plus pay for cars or house payments.
Another reason is those cars are liabilities and they usually depreciate in value unless they re limited editions and have high potential to actually go up in value.
Seem like the opposite of what you stated has happened, they've appreciated in value.
Who would dislike when all they did was watch the amazing intro
Real question should be is who would dislike at all
@@jimmyfalon8419 I know right this video is amazing
Ferrari people😂
His neighbor, Karen.
Cheers to the new whip and he speaking his own
Facts how can any one get mad at that
Wow that's really nice, it's not bad monthly, I was thinking you were about to say like 2000 payment and like 1000 for insurance. Wow it's nice to know that info. I like it a lot man. Good job in the future I will do the same thing. Thanks for sharing brother. Oh by the way I love haters lol they are funny. :) lol
Awesome video today thanks from Melbourne Australia 🇦🇺
Thank you! 👊🏼 would love to got to Australia one day man
Nice, I pay $257 a month for my 2004 Honda Accord with 130k miles on it. Looks like I have to move where you live
Insurance goes down every year after 25th birthday if have a good driving record...
Lol I pay $264 a month on a 2010 Honda Accord Coupe Ex-L V6 fully loaded w/nav in immaculate condition with only 80k miles. Your monthly is steeeep for that car lol
Glen Corder well I won’t be 25 for a few years
No, you just have to get older.
Matt Ekre even so, it’s not gonna go down that much
No hate here, $1200 sounds like a reasonable payment, but the numbers don't really add up. The car was $178k, and you put $75k down leaving a balance of $103k. Even if we make it an even $100k at 2.99% interest (thats the lowest I could find from the banks I work with in my area) over 5yrs thats still around $1800/month. The longest loan term available (again from the banks in my area) is 6yrs albeit at a bit of a higher rate. Even if we kept the 2.99% rate for the 6yrs, thats still a bit over $1500/month. You must've gotten an insanely low interest rate, or am I missing something?
Thats a great insurance rate btw for a car like this.
U can go up to 84 months
@@lailaready1851 got ya. I just talked to a friend last night and he told me the same.
New subscriber here ! Amazing car good job! Did you end up getting some type of warranty for it? do they offer it for that year?
Congratulations!! Beautiful car 👍🏻
Instead of buying a lambo I would of got that money and moved out of a hoa neighborhood
Right?
Pay the house off and then....maybe....
Brian knows the house is paid for
BERTRAND850 ohh that’s good just them hoa neighborhood be on some
Bullshit.
You are a fool Brian
Hater lol
Brandon I can see it now from the neighbors!! He's a drug dealer now😂 congrats on the awesome buy brother!😎👍
His name is Dalton
metalfire 425 Darron*
tdfitch what are you talking about his name is Dalton
@Thomas Crown 😂😂
Can't wait to get mine, thanks bro
Awesome!!! just wait for that wonderful and amazing check engine light!!! its going to be glorious!!!
Inspire_Greatness74 lol these cars have been proven to be very reliable
im sure your neighbors love you even more now lolol
wow! $200. In Houston, I'm 50 with a paid off 2015 BMW 640 Grand Coupe, no accidents, and. I pay $220.
Great video. Love the car. Totally random but what glasses are you wearing?
Great video. Were you able to get a warranty on the huracan and if so, did it cover much?
What do you do for a living? I want to go that route!
You’re so right about finance ! If I had 200k in a vehicle I would be losing money daily I would probably do the bare minimum and put the rest of the money in crypto or stock . Obviously you should buy if you can’t afford it period. Awesome car love your truck I would love to get a truck like that for my husband !
This dude smart asf! Motivates me to get like him!
Love this!!
At 5:52 Well doing the math I can assure you that a $178k car with $75k down and $1.2k a month payment is not going to be payed off in 2 to 3 year’s unless you plan on paying more and against the principal which at that point that mean’s you’re being incorrect with your audience by erroneously telling them that you plan to pay the car off in 2 to 3 year’s making the $1.2k a month car payment only.
Exactly
He said he plans on paying it off in 2-3 years… meaning he’s gonna pay it off in full early at some point in the near future
@@vincentred4541 You're not understanding how these 120+ month loans (which is certainly what he has) work. You don't simply "pay them off early" without incurring a massive penalty for doing so, because otherwise the lender would have no incentive to lend you money for such an absurd amount of time if they aren't collecting enough interest on it. At that point, if you can actually afford to pay ~190k (which is what the car will really be after taxes and everything) over 2 years AND the early repayment penalty, you wouldn't be taking out a 10 year or more loan in the first place. You would simply pay in cash like most Lamborghini and Ferrari owners do. Simple as that.
@@malachishoffner525 you don’t know what you’re talking about. My financial advisor bought a Ferrari 458 and he took out a seven year loan, but paid the car off in three. How did he do that you might ask? He ended up selling a piece of real estate and used some of the proceeds to do it. Also, not all loans have prepayment penalties, which is what you were describing. Stop talking about things you don’t know about. People do finance things for a period of time, but end up paying them off in a shorter time period than they have financed for.
@@Aristotle3132 You're having trouble reading, buddy. There's a difference between a 7 year loan and a 12 year loan. There are no 12 year loans that don't have an early repayment fee, period. If you do some basic math (i.e., Google "car payment calculator), you'll see that the payment for a 7 year, $100k loan is nowhere near what he claims. Also, talking about things your financial advisor supposedly does lends you no credence in this discussion, it's irrelevant.
video stats at 5:47 but he gets sided tracked quite often and takes forever to get to the GAWD DAM Point lol.
Im glad you were able to get it
Congratulations bro 💯👋
I hate when people say you shouldn’t finance. That’s why they stay middle class at best. Anything you buy above like 30/40k should always be financed.
absolutely man
Anything with a motor is a liability.....
It is useful to finance a depreciating asset if you are a business. You are able to use scheduled depreciation on your taxes. Perhaps he can do this since he has a RUclips channel. For the average person, less debt is better. Don't be a slave to payments.
Actually financing is how most people stay middle class. Anyone reading this: be careful getting financial advice from RUclips comments. It makes sense to finance/lease if you have a business, otherwise... stay away. That's exactly how people get in trouble.
BROis you have a lot to learn
So my dad asked me how much a car like that cost and I said “it’s a 2015 I’m guessing he probably paid around $180,000-$190,000 he probably put $80,000 down and his Insurance is probably $200-$230. I was so freaking close I’m low key proud😂😂
Sounds fake but ok
@@XanMan1980 if you know anything about supercars its really not that hard to guess. I've been looking at used huracons for years and price checking same as him
Logan Price 🧢🧢
Logan Price I HIGHLY doubt that you actually had a conversation with your “dad” about Dalton’s car... sounds very fake
He pays $200 insurance on that but yet I pay $344 for a new truck wtf 🤣
Very cool and informative video thanks and enjoy your Lambo 😁👍
The costs on the lambo is so much better than I thought it would be. Even with the sizable down payment that’s not bad at all!
Not too bad!
NICE CAR MAN,
DON'T PAY ANY MIND TO ALL HATERS OUT THERE.
I WANT TO OWN A LAMBORGHINI SOME DAY.
CONGRATS
All I think about in my head is “debt, debt, debt, debt, debt, debt.”
Rich and poor have a different definition of debt
I’d rather be paying off a sick ass car then my student loans.
Nice! Very informative video👍
Thank you 🙏
Great video!
200 a month for insurance 🤯🤯🤯. I’m moving to your location 🤣🤣
I was surprised too!
That’s what I paid to start for a 03 Acura RL. Dropped to 168 but gollee.
Dude don't start making videos like 717 all he does is drive to Shane's shop everyday and does merch plugs
Lol I don’t live near him man.
this is more of an officer 401 video than a SS717 video lol
Jrpm07 what?
@@BERTRAND85O it doesn't matter where you live, I live in the same town as you. I'm saying now that you got the lambo , don't make videos of you just driving around in it everyday. Them videos are boring and repetitive
Congratulations enjoy hard work pays off