My Boyfriend Is A Trust Fund Baby!
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- Опубликовано: 16 янв 2022
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I am a trust fund baby too! My parents said, “Trust us, we have no money”.
Probably more like...."Trust us..we have NO funds"......
Lol
nothing wrong with wanting your kids to have a good life with wealth but everything is wrong with spoiling them till they cant take care of themselves
Sure, if you teach them the value of money and how to handle your own affairs.
The boyfriend is probably being evasive about his financial standing because he doesn’t want to be used for his money.
We all know she isn't leaving him. Come on.
Bingo .... money is too good.
Oh no. There some golddigging tendencies. Why else would she be there to begin with? And now she sees him as a complete idiot?
Maybe he said he didn't know because he doesn't want her to know details about his finances.
Why would she? Even if they get divorced she walks away with a payday
Girls gotta have something to cry about
We do?
Without full context, it is very possible he knows but is wary of being married only for his money and is reluctant to disclose how much. Its possible.
That’s what I think, I wouldn’t share all of that either and get a bulletproof Pre-nup
True
She's rude asking
@@edb484 Dave does advise prenuptials when there is a significant wealth disparity.
Questions like this are not able to be all that well assessed in this type of format because there's no way to get any sort of deeper information or other side. As usual the written in question sounds extremely one-sided and paint the other person never really bad light
And maybe her assessment is accurate
But I'm always at least a little suspicious when the one side has the other side painted in such an extreme bad light
She probably can pick this up in his whole attitude and not just these few issues. She can probably sense the laid back nature of his behaviors.
This is why Warren Buffett says about inheritances: “give your kids enough so that they can do anything but not so much that they do nothing”
That would be about 5-10 million per child in today's money.
@@peterjna12 I don’t know I think you could do plenty of nothing on $5m.
whats the problem if you cant do nothing if they give you idk 100 million? i would have no problem with that myself
@@gussstavo that’s what he’s saying - don’t give someone $100m so that they can do nothing. You give someone $1m, it’s nice for them, but they’re not set for their rest of their life with their feet up (most likely).
Dave Ramsey has himself quoted this very same Warren Buffet wisdom but after thinking about it for many years ever since listening to Dave Ramsey on the radio in 2002 . I think it is advice that Buffet and other astronomically wealthy people hand out freely but in fact do the opposite . I think they hand out what seems like sage advice but in reality they love their own family and heirs and only say this so that others listen and follow the instructions but they themselves do not end up following it although I could be wrong and would like to peacefully and without starting up some long argument, see the proof. I saw the Buffet special on HBO where he goes to McDonald's every morning and pays for his coffee and hash brown with the precise exact change and how he is incredibly frugal and some would say cheap etc. But I still think they just say one thing and ultimately end up doing another ... I knew plenty of people who ended up doing this or they say they are not leaving anything to their kids and then one ends up getting it all. Typically it ends up in the hands of the child who visited the least and moved far away or never brought the Grand kids over to visit or in some cases even spoke the same language of the Grandparents! Besides, one person's idea of "doing nothing" differs from another and that is why we have movements like "Art IS work" etc. I myself used to think that George Lucas was set for life after the Star Wars trilogy and that he just sat around Skywalker Ranch for 20 years until he releases the Phantom Menace! Then there is Charles Darwin who was wealthy and sat around after writing Voyage of the Beagle for many years until he finally was forced by Lyle's paper , to publish On the Origin of Species. Can you imagine how many people though he was "sitting around doing nothing"playing with Earthworms, pigeons and beetles ? Or Beethoven who was deaf and extremely eccentric and a tough person to get along with who had trouble with housekeepers and sat around with left over meals in his shirt and among many sheets of music etc finally ended up with his 9th Symphony when others including his nephew Karl , though he was going mad!
I bet the guy knows his finances very well. He's just playing dumb with her. He's just not ready to disclose anything about it to her. He's being careful.
I agree with you. If anything he isn’t useless he is smart! Dave doesn’t understand how it works in this younger generation.
That’s not usually the case with trust fund dummies
I hadn't thought of that. You are probably right.
@@alp.9672 That's the problem. The younger generation doesn't know what it's are doing.
Another perspective I didn’t think of. It’s a possibility. Good point
I have a feeling he really does know all that financial information but is just not wanting to share with her because he does not consider her really wife material. Either way this relationship is in the toilet
Yeah, sometimes when you reveal you're a multi millionaire in your 20s, the companionship you attract is less than desirable. And while it does take a special mindset to always be happy and wanting to work and serve others, it also takes a special mindset of "doing nothing on the back of a yacht". Dave doesn't have that mindset which is why he thinks anyone who does that is miserable.
But the guy is getting tons of action I bet.
@Day my same thought.
You are making a lot of assumptions in this. She is probably a better judge of this than we are.
Her asking him these questions kinda outs herself as "not wife material," eh?
Lol she's there until the divorce agreement secures 50% of that fund..
The fund probably makes it so she would not be able to claim any of it. That's why they keep them in a trust, to protect the assets / money.
@@majorangle oh she knows, its more than she would bring and hence she sticks
She chasing that bag.
@@darex0827 This. Unless she gives birth to his children then there might be a loophole to exploit.
First thing I thought.....
or he knows everything but is blowing her off.....ive done it with GF's who have crossed the line on getting into my finances too soon.
@LaurenIsNotMyNamexo 🤣🤦♂️
@LaurenIsNotMyNamexo no, they don’t want a woman just staying for money
Women have to know what they are committing to. It is not good enough that they have you telling them that you love them.
The sooner that a woman knows if a man is going to be a good father, husband and provider the better.
Haha. Dave’s reaction there was great.
It's called jealousy.
Yup. Exactly what Dave DIDN'T do with his kids.
She does not want to know his money situation because she loves him. She wants to know his money situation because she’s trying to figure out if half of that would raise her socioeconomic status.
Many women like this one try to marry up. It’s called hypergamy. She is seeking a man with more money then her.
So what’s so bad about that? Why can’t the reverse happen?
The reverse can’t happen because when a man marrys a woman who has more money than him, she make sure not to share it.
Guys, wake up. It’s called a prenup. If you are a multimillionaire and she is broke before marriage, the same should be true after the divorce.
If she does not agree to the prenup, move along.
@Day the couple is in a pre-engagement “dating” phase.
She may be thinking marriage but him, not so much.
I’ll stand in agreement with the guys decision to not disclose.
Keep in mind these callers only tell half the story and Dave has a established strong bias of being harder on the men and softer on the women.
She isn't going anywhere.
Notice how Dave will never call the woman useless. He lacks so much context on the write-ins but that doesn't keep him from absolutely crapping on the guy. Maybe ask "Why are you with him? What are you waiting for? What are your motives?"
Yeah, maybe Dave should advise her to call Kevin SAMUELS and see what he has to say to her.
Or...is that his way of saying none of your business? 🤔
Exactly, he doesnt trust her with the trust fund money
Very likely
Exactly
It's not her business how much money he has! she's talking about marriage and bringing up the conversation Not him
These parents could easily pull the rug out from under him and cut him off financially in a heartbeat. We don’t know if that house is really in his name or his parents’ name. They could sell it out from under him and he would have no equity.
If it’s a true trust, the money comes from his grandparents or even great-grandparents. The parents may be administering it, but it’s not their money either.
exactly!
He knows he doesn’t want her to know. He don’t give AF about her
@@rachelharrison7961 wrong.
You really think he doesn’t know? If they die he gets millions, you need to understand he’s not stupid and he simply doesn’t want to disclose this information yet. Leave , he doesn’t care. Trust me, he knows. He’s not useless at all,
Dave clearly doesn't understand that🤦♂️
Boyfriend parents don't want him to know because he will tell goldigger girlfriends!
Does the boyfriend have a job and perform other responsible tasks? Is he tuned out on other subjects? It is possible that he knows more about his assets than he is telling her because of something he sees or doesn't see in the girl's character which has caused him to be reluctant to share that info yet.
Yeah, all of the important questions that were left unanswered. Highly doubt that this guy is Hollywood lvl of dumb.
He is either very cunning or is just dumb. I think she sees that he is dumb based on his general life attitude.
Advice: Run from this guy. I have known several “trust fund” ppl who thought everything was all set for them, expecting massive inheritance once parent(s) pass. Then later shockingly learned they didn’t get as much “as expected” (due to a sibling “stealing,” estate held up in probate for years, parent(s) did not have as much assets/net worth as assumed, etc.). By that time, they were in their 50s, early 60s with no savings, no assets, no retirement, no true work skills or good work ethics. But yet, have significant debt with no foreseeable cash flow. My overall point is the boyfriend does not sound responsible, very clueless about finances/need for planning, security and probably has his head in the clouds. Bad news in the long run. Just my opinion.
I had a friend who was a bridesmaid for her college chum. Bride (family had a little money) quit her job to have time to plan her wedding. Married, she and groom didn't have money for something she wanted, called her dad, and he said, "You're married. That's your problem now."
He may have a flippant attitude but she can make him become switched on by teaching him about life.
He may just have no experience. She will need to get these ideas' across to him before marriage.
@@bighands69 girlfriends/wifes/boyfriends are not for teaching you how to be an adult or fixing your boy's/girl bad habits..
If BF proposes, Sally will find out her answers when she is asked to sign a pre-nup. Remember, it won’t be valid unless both partners show their (financial) cards.
Pre-nup? everything in the world is in the trust, owned by the "Family",
even the checking account.
She’s just another parasite worried about a mans money…. Its really none of her business.
Yeah I got married to my wife and she doesn’t get my trust. If anything happens to me she lives off the interest only cannot access the trust for the principle of it. It goes to my daughter and other kids. I can’t access full trust till 40 anyway. Parents have there own trust which we won’t inherit till they’re passed. Same for my mom. If anything happens to her my father can’t spend principle and can only live off the interest the trust makes… trust can’t be sought in divorces typically unless they were established by both parties I believe.
@@aolvaar8792 no I want a prenup
@@mambofuego5101 Not if you get engaged. She needs to know... maybe not the details but she needs to know in general.
Remind me of my ex husband. When his mom pass away. He doesn’t know what to do. He spend like there’s no tomorrow
maturity isn't an age.
Yeah…. Run, run really fast.
I disagree with these guys on this. They are making a lot of assumptions. The only thing she needs to know is she won’t get half of a trust if she divorces him… she gets nothing. Once she knows this then we will know if she loves him.
Exactly
Once she knows that, then the marriage is off lol
My personal opinion as a father there's all kinds of red flags flying with him take my advice run don't walk away run away
I hate the notion that just because your family is well off that you become a spoiled brat but I get it. I didn't know until after I became independent that my family had money. Growing up my parents drove Honda's and Toyota's and we had them for 20 years. We lived in a house built in the 1960's. I worked minimum wage jobs through college, the typical jobs everyone has. When I got my first full time career job - middle of America, finished college, I'm able to live on half. That's when I had found out we were rich. Not all people who come from money are spoiled, it's not the money that spoils you it's your parents that do. Mine hid their wealth not necessarily on purpose but that was just their lifestyle and that instilled values in me. I live on 50% of my income and invest the rest and I don't need any of the money that they have even though it will eventually go to me.
Even though we had money we didn't spend unnecessarily and that taught me a valuable lesson. I'm a "Trust Fund Baby," too. It's not the "fund," that makes you spoiled it's how you were raised and how you act towards others who have less than you do.
Money does not change who you are - it only amplifies it. Because of how frugally my parents lived I never thought as a kid we had a lot but looking back it built valuable lifelong habits.
I raised my children in a nice large house, several cars, holidays, home theater and good quality clothing.
Every one of my children had to work within the family businesses and got paid a wage in their teen years that they could use.
I gave my daughter money to start up a business and it is arranged in such a fashion that I get a share in the business that she started.
As long as there is something to work for, there is a struggle and the children understand that they have to have goals then they all have a good chance in life.
Children with mountains of toys, coasting through life with no challenge and everything gets provided for without even an explanation can be a recipe for disaster.
What is john talking about? They are just dating.. why would he need to fully disclose his finances? What a weird suggestion. The answers she is getting may be indicative of how much hes not into her.
I guess it's what you are used to. If the family or trust fund has always made the decisions you just go along as it's normal in your life. I was 13 years old before living in a house with indoor plumbing. When I would visit other kids in town they took their indoor toilet for granted. I was so impressed not to have to go out the back door, across the yard, down the hill to the outhouse several times a day. It's not that people in toilets were lazy or privileged, it was just the norm for them, but not me.
Maybe he doesn't want to tell her because is not her F* problem? Is his girlfriend not wife for F* sake
You're totally right. It surprises me that this isn't obvious to others. A girlfriend who is determining whether she would like to become engaged based on how much the guy owes on his house is the real red flag here.
He doesn’t want you to know my dear
Everybody deserves love, even useless trust fund babies.
Sure, but they aren't entitled to it. They have to earn true love and companionship from someone.
He might take her the same way. I don't know
No they don't
Couldn’t say it better
Exactly
Why should he get married? Let her find someone who is willing to lose it
Dude might be a trust fund baby, but the girlfriend isn't entitled entitled to his financial information. Guy might me coy and just wants to clap some cheeks and not marry her
FACTS 💯
Yes, they are not even engaged, and might never get engaged. How many dates does she go on with him before she wants to know his net worth?
"Her money is her money. His money is also her money."
-Dave
bingo
Hopefully he doesn't marry her.
He may have been told to keep family money details on the QT.
Right or wrong, this is a pact in some wealthy families. Lori Loughlan was just robbed of $1 mil. jewels. Aunt Becky wasn't home (no alarm sys?)
Her $ is hard to hide. But there are potential safety & security issues with all wealthy ppl. The family might have an umbrella or other insurance policy regarding this.
Just saying -
He has to let his wife know what sort of life they are going to have. The wife needs to know if it will be a large sum of money if he is not going to work or a medium sum of money and he will need to work.
If they are get married and have children she needs to be 100% sure that he is not a bum.
Its weird seeing a man with no ambition, its weird seeing a woman with no emotion.
Stay clear from those type of people
I have a trust fund (pays a few thousand a month… it’s property). I don’t share the amount with any boyfriend, I’m not married. I have a masters degree (MBA) and make $135k working for a hospital.
More informations she has about him she will have upper hand. And he knows that!
One of the big questions should be ; Are there reasons for his parents to NOT trust him with the information?
Well she cannot rely on that. She has to have a clear picture of what is ahead. She does not want to marry a bum with a laid back attitude.
He knows he just not telling
Likely the reason she's hanging out with him in the first place.
😂😂, Dave 😂😂
Too hilarious. How he dropped that paper.
I'd love to do nothing
I hate working
Sally wants that bag so sally will “ride sally, ride” until she gets her cut.
😂🤣😂🤣😂
No doubt about it!
Exactly.
The men in this comment section are gross. Stop.
The next time some guy calls in concerned that his wife is spending way more than he can afford, you guys need to be as equally critical of her.
What does that scenario have to do with this one? I don't understand the analogy.
@@MichaelAnderson-wk1no I have seen, more than once, a man call or write in concerned about the spending of his wife/girlfriend. Their response has been either you need to "feel her pain" or, in one case, blame him for not the bad relationship in the marriage (Dave was responding to a letter so he made that evaluation without talking to him) . I have repeatedly seen them refer to a man as a "boy" as they do here. Fair enough. I would once like to say that a grown woman acting like a spoiled teenage brat needs to grow up.
@@dabliss101 David, who are we kidding..... Dave is the biblical simp
Found the trust fund baby
@@Kill3rGr1zzly Not me. If that's what you are implying. Maybe you found the guy who wanted to work, struggel, save, invest so that he wouldn't be a loser and then was told by his wife (who liked to spend) that his god was money even though he made giving to God and to the missions a high priority, maybe you found that guy.
It would be much different it he were getting this from his parents AND had learned about it and set some boundaries like, "Hey Mom and Dad, I appreciate the thought, but I'm a big boy now and I want the satisfaction of working towards something on my own.
maybe the trust fund has been going on for generations. I've known some that were born into such a situation.
Accepting or declining the trust fund doesn’t make you a big boy. You can use a trust fund, and with it work hard and have more money that you can pass on to your kids/grandkids as well as to others
Have you ever heard of generational wealth
The worst thing is to rely on someone else (with money) because they can psychologically control that person. The bf will do what ever the parents say because he doesn’t know any better. I can say this bc I was in a similar position. It was only after cutting ties with my parents of anything financial when I actually saw how manipulating they were.
Or more often applicably...the female rapes his wallet in divorce, alimony, and family courts using the kids created as leverage and making up abuse lies.
1:56 this is why we love Dave, no beating around the bush Mr. Nice guy just straight up!🤣🤣
He knows the numbers, he's just not sharing them with HER.
It doesn’t matter how you get the money; the only thing that matters is if you have the money. “Fulfillment” isn’t going to send your kids to college. Your boyfriend/husband’s money will. I say marry him. And I think his parents are great parents for doing so much for him. I bought my daughter a house too. Don’t marry someone saddled with debt that can’t provide a good life for you and your kids. People in the comment section who say doing less for your kids makes you a good parent are just making up excuses for being cheapskates and bad parents and tell themselves that to make themselves feel better about themselves.
LMFAO @ Dave's physical reaction
But I love him ... 🙄
The truth is they never meet the guy and you can’t judge someone you don’t know .
She’s coming for that bag and he’s built a fortress around it because he knows.
Seriously I can’t decide if he’s actually that oblivious or if he’s being smart and not disclosing his finances haha
That's my thought. He playing dumb because he doesn't want her to know his finances. Rich parents warn their trust fund babies about marriage and golddiggers. Having assets in a trust protects them from becoming marital assets.
Money is one of if not the biggest issue that can ruin a marriage. Find out where the money comes from chances are the house he lives in is not his but his father's. What happens when Daddy dies? Where does his income come from? If everything is hinged on his parents then his whole life is a lie. What is he made of? If all that money ended tommorrow where would you be in this relationship? Could he go and get a job? Would he fold like a cheap suit? This is what you need to find out!
He may really not know anything. I used to live with a dude that couldn't budget to save his life so now when people tell me something I take what THEY SAY LITERALLY. I am totally worried about his income only b/c she did not mention a job of any sort.
They are not married... she will need to sign a prenup. She does not need to know "everything".
"Talking about marriage", not his fiance. At this point its none of her business and she shouldn't be asking. When it comes to people and money you gotta be wary of their motives. It could be she mentioned marriage so you'd think she's entitled to that information. I'm more concerned that she's talking about his parents passing before they're even family. That's a red 🚩. If she's really worried about the home they can simply buy their own home together apart from his family.
I feel like she is more curious to find out how much she is going to marry into if she gets it.
@@littlesongbird1 that could be it.
I'd want to know before I marry.
He should at least have a plan. Being in a relationship as an adult finances need to be discussed so nothing will be shocked in the relationship.
For all she know he $5 million in debt. The moment she marry him , she owes $2.5 million.
On the other hand he may know the answer to all of those questions and chooses not to divulge.
If she's a fiance but if not, it's none of her business
"He should know these things for when he becomes a man" Dave woke up and chose violence with his morning cup 😂
Wish I was a trust fund baby.
There are people who wish they were not in a wheelchair, have parents, live in America and so on.
She’s trying to figure out how much she can divorce the guy for, and if the money is in an irreversible trust fund, then she cannot get her hands on it. THAT is what she’s worried about.
Welcome Back Mr Ramsey 🙂🙌🏼
Girl…..Leave him 🤣
sitting on a yacht and not happy????? DAVE you need to meet me!!!!
Maybe the guys is playing fool to catch wise 😂😂😂.
There is dignity in work and there is satisfaction in creating and building your wealth!
The irony of Ramsey being against a control freak parent. The man himself is a control freak with his company "policies"
You CHOOSE your employer. You don't choose your parents.
HUGE difference.
And also, Dave knows that he OWNS his company. He doesn't OWN his children.
So, a different approach is congruent with the difference.
People choose to work there and they abide by the company rules. It is that simple otherwise they find another job.
It sounds like she is going to be a very controlling future wife. I would hide my money and just leave money to the parents control for now and dont give her any info regarding to financial statements.
I don’t think this is any of her business. They aren’t engaged or married. His response is probably a funny way of getting her to mind her business.
Sounds like the Royal Family in the UK.
How is she just now finding out about this?
She ain't go to do that because she knows she has a free ride
It depends if he is a trust multimillionaire $50-200M then he should have a working knowledge of how the family finances and business works. Now on the other hand if the family is worth $500M-$xB, he doesn't care because the house, the cars, his allowance (maybe $5M total) are all just rounding errors on the family bank sheet. All trust funds are not created equal...although if he doesn't have a job (even if that job is in the family business) and manage his day to day stuff then it might scare me.
Dude I am not even a trust fund baby and when I was living in Canada me and my roommates had a maid who used to cook, clean, and "babysit us" for us. I don't think he needs to know anything about anything as long as it is all paid for. Why does price matter as long as everything is being paid!!!!
"These rich people arent happy"
Id rather cry in a Lamborghini than in a cardboard box
Money can't buy you happiness, but at least you can choose your misery.
@@felisleo101 money can buy you a jet ski, have you ever seen someone upset on a jet ski?
Wow so much hate from these two...
HAHAHAHAAHAHHAHAHAHAH!!!!!!!!!!!!!!! trust fund babys are the funniest people. they are like babies in adult bodies.
One cannot inherit or otherwise be granted self-respect. That must be earned.
He is worth 20 million and working for his family. And you think I would say... don't marry this person????!!!! You don't know if he does nothing!!!
If I was this well off and on Chillmode like this I wouldn’t work either lol. I’d have hobbies and travel but he’s set for life.
Outside of the bedroom he's Sgt. 💲chultz. Smart Dude!
I bet his parents have taught him. He just doesn’t want her to know. YET
Deloney-if she has to bring that up to him then he is already gone. Run!!!
He knows. He just doesn’t want to tell her.
I heard this from the POV of them both being in their early 20’s. In that case she wouldn’t have known he was like this necessarily prior to them being together for awhile. Young adults don’t ask retirement or mortgage questions even in the first year of being together. Most of them don’t at least.
It sounds like they can get engaged but not married. If they were married... she will lose her welfare check.
I know someone with a trust fund who does not know how to manage money. If it were not for her parents managing the money, she would be broke. She is bipolar and should not be left responsible with large amounts of money because she has blown through a large amount before. Not using this as an excuse but you really have to get to the underlying reason why the person is not financially responsible. Adulthood does not guarantee financial literacy as there are so many elderly people working past retirement age (not by choice) because of poor money management in their younger days. Some people cannot retire because of being financially careless in their younger years and not working long enough to even have a decent amount for social security income.
Age aside, either his parents manage the money and they never educated him, he does not care to learn how to manage his money because of the "abundance mindset", or he has a mental health condition and carelessly spends money with no repercussions (a reason why trust funds have trustees). If he has a desire to learn and he is of a competent mindset it is never too late. If he has a desire to learn financial literacy and become financial independent then not all hope is lost but if he has no desire then I would not pursue a partner like that.
then why is you still with him
Sally wants to get a hold on that trust fund money.
Unearned wealth leads to an unfulfilled life. That is spot on.
She did say he didn’t work
First she’s a girlfriend not his wife.
Second why is she worrying about his money? Third If she’s so concerned why doesn’t she leave?
She’s only concerned because she’s trying to secure her future. She’s not worried about him.
He’s got money, he probably lives a lavish lifestyle, she saw that and was attracted. Hypergamy at it’s best.
Or maybe he does know and doesn’t want to tell her… or his parents won’t tell him… many different things could be going on here aside from him being ignorant.
That's a great dad/family 👍😁
The only time you sit on the back of a yacht and enjoy it is if your earned it. I had nothing but PURPOSE in my life being a psychologist, professor, board member, founder, and chief fundraiser of womens abuse shelters and Hospices.....my husband had been a builder, developer, and after 50 became a RN so he could volunteer medical services where there were none in the places we cruised. Criusing life as a sailor was the most fun we have ever had...we carried a full emergency pharmacy aboard and my husband had been an er head urse. He sewed up injured sailors, treated young children with wounds and dysentery and Dengue fever in the jubgle of Guatemala where we were anchored up a river hurricane season. Anyplace we were where there were no medical services he took care of people.I counseled abused women there just as I had in the USA once I had enough Spanish.
Agree with you, but sitting in the back of a yacht is still nice without earning it. A steak is still a steak.
Sounds like the BOYFRIEND is a COOL GUY to hang out with!!!
The guy doesn’t want you to know…….
These guys jumped to a conclusion within 2 seconds and made a huge lot of assumptions for 4 minutes 🤣 If someone says "nothing, or I don't know", it could mean that they literally don't know, but it could also very well mean that they don't trust you enough to tell you or don't want to talk about it. You know this...
Run!
I want to be one of those UNHAPPY PEOPLE!!! Sitting in a YACHT all day is a DREAM COME TRUE!!!
Shes not running out the door because she likes the lifestyle. Its easier to give up the hoochie than give up the Gucci.