Probably because we have this generalization that people who are millionaires are assholes or at least young people who are millionaires. But you can see that they aren't, infact they look like every day people, they don't wear suits or brand name clothings or watches as we usually picture millionaires. Although I do think some of their belief anyone can be rich if they work hard is faulty. If you want to be rich, you got to work hard and smart, but also have luck and choosing the right path(kids, career, spending/saving).
Thank you for your informative channel, lots of great advice and like you I err on the side of prudence. I’m EXACTLY like you in regard to finances and it drives those around me insane. I won’t live according to my means, I live way way below my means out of a deep seated fear of destitution. The horror of drowning financially has kept my budget the same now as it was when I was broke. I wear clothes until they fall apart; I cut my own hair and drive cars until 200,000+ miles. People think I’m broke until I mention portfolios or a Roth IRA. Basically there’s two kinds of people, savers and spenders and when I was quite poor I fantasized that one day I’d be a spender but like you said that day comes and the excitement over a purchase has faded and the true “excitement” is knowing you’ve got stability.
I think the concept of “hard work” is one that isn’t clearly defined in America. My dad worked 2 full time jobs at grocery stores, and could barely pay the mortgage when I was growing up. There’s also unpaid labor, such as caring for your children that isn’t discussed when it comes to “working hard.” People everywhere “work hard” to survive, raise their kids etc. I think that the people who do become wealthy are better at working the system instead of simply “working harder” than the average person.
but what determines working hard? You say that because your dad had 2 full time jobs at a grocery store, he was a hard worker. But (i mean no offense by this at all) could your dad have studied and put himself in a position for a better job that earns him more money? I'm not saying every rich person works hard, (most of them do tho), but some people can make incorrect decisions in their early life and are then forced to "work hard" and pay for those mistakes. That doesnt mean they deserve to be rich.
@@YouMockMe what does it matter what the "system" makes him do, hard work is hark work regardless of any system. Having children as the example. It's hard work to raise a family.
@@detweiler You're correct, but I can assure there are much harder things. Like becoming a robotics engineer or a brain surgeon. Thats why those pay more then working at a grocery store.
This was one of the rare episodes where I actually liked everyone. Everyone in this was really polite and there wasn't any arguing or anger between such a different two days.
@@Girlies78 I think he came in thinking he was gonna argue with hedge fund managers, and corporate ceo's but then when he realized the millionaires weren't what he perceived he lightened up.
I liked the fact that one of the millionaires admitted that he keeps pursuing more money because of an ever-present fear of not having enough. I would love to see a study of 'self-made' millionaires who are doing what they are doing because of childhood financial trauma. I know that was true for me, earlier in my career, trying to get to 6-figures annually to prove that I would never go back to living in a one-bedroom home with no running water and an outhouse again
This is a very important point. Also, when people save very intensely and have a hard time parting with their money. They could have $50,000+ in savings and low cost of living but still really stressing from an unstable children
@Jada Tesfaye there will always be a form of currency whether it’s a bill or trading. Our current day currency is by far the best option we got bc it doesn’t matter what we have, it’s about the amount and there’s always a way to get more
@@alexsalazar5161 theres no biology that makes men desire money. men are naturally competitive because of biological and societal expectations. they are also expected to make more money then female counterparts so they are often in pursuit of money to impress girls
That would definitly be iteresting, however I feel there is definitely gonna be a more negative view on those who grew up in a rich family and by rich as in their parents were making $300k+.
At 42, I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. I’m glad I found that out although it was later in life, but that marked the turning point in my finances.
I'm in my late 40’s. Once I get paid, I begin to spend on irrelevant things. I work hard for my money, so I believe I can spend it on what I like. The older I get, the more my perspective shifts. I want to take my finances into consideration and put myself in order before it's too late. How are you doing it, Sir?
Herman Jonas, an astute financial analyst is the brain behind my success. I've gotten into a plethora of assets with $33k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. Now I sit back, and just reinvest at intervals while I enjoy my retirement.
I agree that the market can be quite unpredictable, but working with Herman has been a game-changer for me. His market insights and strategies are consistently spot-on. It’s not just about profits; it’s also about the peace of mind that comes from knowing you’re in capable hands.
Working with a fiduciary like Sir Herman has given me peace of mind in my stock investments. He prioritizes my financial interests and has guided me toward stocks with strong fundamentals, resulting in consistent growth over the past 8 months working with him.
The guy with the brown coat is humble and it was really refreshing to hear he also struggled in high school but still became successful. No college. Bad grades but he had the mindset
@@vintageinidierocker i dont think that was really the point you were supposed to take away from that story. He was a guy without much opportunity, and worked hard to create it. you can always create your own fortune to a greater or lesser extent
Honeyreacts yeah but he got the connection through dedication. Anybody can get a connection if you dedicate yourself enough, stop letting these taught restrictions hinder you from your potential
1:08 I hate how ashamed that girl seemed to be when she said that she's a target worker. There is no need to be ashamed of it. You're working hard for yourself & probably your family and that should be admired. I hate how some people treat shop workers...you guys are doing great! Keep going and never be ashamed of your job!
That shame often creates a lot of hate within people. It’s understandable but it isn’t the right mentality to have. As a minimum wage worker I’ve worked with people like her and I often find that people like that can be very negative. There’s an energy you get from them that just wants to destroy your drive. In other words if they see you succeeding they often do everything they can to stop you from improving just because it goes against their belief that people in the trenches can make it. Your success comes off as a threat to them because it shakes their worldview.
Now a days? I think most models came out of IG. But once they break into the industry they never look back. The rest of them just keep posting for likes or go to Dubai lol.
Career moms vs stay-at-home moms. I’m curious to see how that conversation would go... Edit: Woah...I’ve never gotten this many likes on a comment before. Cool.
Ooo I bet that would get intense. Both sides have so much to say about the other. I think: do what would make u happy..one isn’t innately better than the other
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
@@hunter-bourke21bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
The decision on when to pick an Adviser is a very personal one. I take guidance from *Gertrude Margaret Quinto* to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
And I think this is crazy, I am French and here in France a "Millionaires" vs "Minimum Wage" debate would have turned into manslaughter. Whereas a debate on abortion or feminism would be a bit more respectful in my opinion.
As a waitress and Mom of 3. I have always struggled with money, but I have enough for my needs. The only time I truly struggle is when I spend money on things that I don’t need or that my kids don’t really need. Then we get in the habit of fulfilling those wants and it never being enough. Those wants will never fully satisfy us, we will always desire more. I want to give my kids everything but now in my thirties I would rather give them stability and to buy a home with a backyard and for my kids to have their own rooms like when I grew up. But in order for that to happen I need to be strong and grounded in order not to splurge on the little things in order to save money and improve my credit score.
Yea, cause most groups of people in this series are in some way disagreeing on something.. These people are not. They are just rich people and not rich people.
Elias Stark I would laugh, but that’s literally his job.. he didn’t go to college and immediately became a real estate agent since 18 till now. He’s also been single lmao and he’s a minimalist for the most part so there isn’t much to say besides his real estate because he loves saving and reinvesting and enjoying himself here and there.
@@ai_sight That's too narrow minded. It needs more parameters like "Die doing what you love as long as it doesn't negatively affect anyone else or the world."
@@Un1234l If one wants to add parameters like that to such a general saying, they might as well write an entire essay or book analyzing such a topic since one could feasibily interpret and approach it through an infinite amount of possible circumstances. Or...are you trying to say that her D cup implants somehow negatively affect the people around her and the world?
@@ai_sight Nope. Just my addition should suffice. It's honestly all just fluffy semantics over a trivial matter, but your saying on its own was too broad and would potentially forgive egregious acts like bankrupting the nation/the person you hate, broadcast to the world your death via heroin overdose, doing a murder rampage and committing suicide after/killed by law enforcement, being a daredevil and make a dangerous stunt in full view of schoolchildren, etc etc.
@@Un1234l But any logical person with reasonable reading comprehension would understand that my statement isn't forgiving such acts in order to achieve happiness. Especially in such a light hearted context as this one. Wouldn't it be narrow minded to think that you're addition is the only other exception that needs to be tacked on? What about bringing harm to yourself? Dying happily but not providing anything of substance to society? Someone sacrificing themselves to save others? What about an athlete dying from a preventable sports injury? Heck, anyone dying from a profession that poses fatal risks that could have been prevented. Depending on the people you ask, you can gain new perspectives on anything, even on fluffy broad statements like "die doing what you love".
I went 3 months eating every second day (dry brown bread, eggs and chicken...rationed) to make my budget work. The more money I had to buy stock, the more I could sell. Money not spent on buying stock seemed like a waste...even eating. Success is a million tiny actions, that require sacrifice, that moves you in that direction.
It just sucks that valuable people in society are being paid so little... nurses, waiters, kindergarten teachers, retail and other people that keep our society afloat. Everyone can't just sit around and be millionaires and real estate agents. We need people who build houses, care for kids, clean, and work in shops. The people who actually carry society on their backs
A lot of hospital don’t even provide maternity leave to employees. Learned this the hard way. I’m not a nurse, but a surgical technologist. My hospital wouldn’t offer me even unpaid maternity leave. They told me I could use FMLA or offer to pick up extra shifts for my coworkers in exchange for them covering for me when I have my baby. I didn’t qualify for FMLA because I was shy of a year at the hospital when my baby was due. I asked around within the medical field and this is completely normal in the US. Not even hospitals care about their employees.
Tierra and Graham have my heart. Tierra is so positive and kind. Absolutely loved Graham's expressions when he was listening to the minimum wage workers when they were talking about what they would do if they had more money. As though he feels and understands every word they were saying about their struggles without any judgments or preconceived notions.
There's a book I read recently "The Millionaire Next Door" and basically people who inherit a million dollars are less likely to hold on to the money because millionaires are actually a lot more frugal if they have to earn it. It never matters how much you make, someone who makes 60k can become a millionaire by saving, and someone who makes 100k can be in debt because of their lifestyle (expensive cars, clothes, houses, food, etc). i.e. 10:13
But if you're rich it's easy to get richer. You've a guy saying: Give me 50,000 and I give you 75,000 back in 3 months. And it works. There is always a "guy" who is smart enough to make money if he gets money in the first place. You buy smart people and tose them away when they become useless. "someone who makes 60k can become a millionaire by saving" his children who inherit the money.
So I just dusted off excel and did the math. Based on earning median salaries (interpolated based on age) throughout your entire working life, starting from the age of 17, if you only ever spent equal to minimum wage and saved all of your other earnings (all calculations are after tax), you would finally be a millionaire when you are 66 (the year before retirement). It's a loose estimation with an assumption that median salaries would match inflation but what it comes down to is that the average US citizen (who would reach a 60K salary by the time they're 46) will basically never be a millionaire working a regular job and not investing in a portfolio.
@@anamewillcomelater Millionaires invest. They don't just let money sit. If you only invest 1k a month in the safest way possible (VOO stock) you'll have a million in 22 years.
@@happymolecule8894 How many you think make 1K extra each month they don't need? Well I think the better idea is to look a median bank, checking, savings, bonds, stock brokerage accounts. To me the idea is nice but the reality is that few clear 12K extra each year compared to the number who don't!!!
This may be the best video I have ever watched. The black woman who is a minimum wage earner is going to go far in life. She has a good heart and she is intelligent. God will bless her.
Graham lives so frugally that he drinks 20 cents worth of coffee and charges his Tesla and does laundry in off peak hours to save 10-15 dollars in electricity bill
I feel like the people who live cheap and save money and are making a lot of money are smart. Cuz things that are cheap can still be as nice as the expensive things.
As somebody who was homeschooled, saying kids from public school and homeschool are basically the same with only personal differences is grossly uninformed. I'd like to see this video as well, with a particular focus on outcomes and social interactions as those results might surprise some people
@@clevelandohiofan how is it uninformed? I've been homeschooled for 8 years of my life. there really isn't that big a difference between homeschooled kids and public schooled kids, it just depends on the people and the circumstances.
@@user-ps7ij6ge6d Surely you must have noticed there is a pretty large difference between the average public school kid and homeschooled kid. Obviously, individual characteristics and circumstances will shape your interactions with specific people, but generally speaking, homeschoolers are substantially more socially awkward, have less (or no) friends, but are much more likely to excel in one subject or ability (like music or math) since their curriculum can be tailored specifically for them
This was a pretty nice, civil, respectful set of conversations. also, millionaires or the extremely wealthy want more "money" not necessarily because they want more things, but often because it mean power and the ability to influence things. they can already afford what they want, to it becomes what they can DO
That girl is the ray of light in the on the not-rich side of contestants. She's not rich but she didn't have any anger or hate toward the rich. Was great to see her.
What? She said you should only date people on ‘your level or better’. Or are you talking about the other black girl in the green sweater that agreed with her?
@@kyoukan91 I think she meant people who deserve you like who find worth in you as a person, and I feel like people who really like love you will see the other as the better half.
We read news in the media that doom and gloom is coming and we just accept it, doom and gloom doesn’t always have to be coming, I’ve read numerous success stories of people that are pulling off tremendous gains of up to $250K within weeks in this crazy market and I just want to learn how to achieve such figures.
Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.
Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@@dr.martinlroberts1908 There are millionaires by inheritance. Edit: For those of you struggling, let's break this statement down There are (as in describing the existence of something; an undisclosed group, exists) millionaires (now defining the aforementioned [previous] group) by inheritance (a feature describing how said group came to exist). So, a bit easier to read this time "There exist people who became millionaires by inheritance" An incorrect way to interpret this statement might be "They are millionaires by inheritance", which would be defining a specific subset of the group "millionaires", which in this instance would likely refer to those featured in the video. An important factor in being able to parse (break down) this sentence is understanding the difference between the words "They" and "There", and their different uses. Now, normally people get confused between "Their", "There", and "They're", which is why this is typically taught in first or second grade, so as to help prevent children from being functionally illiterate (which means to not have a literary capacity to a particular standard). Most of the people reading my comment seem to have missed that lesson though, I'll just assume it's because you're all so bright that you skipped both first and second grade.
@@ClickingHeads not all influencers build a name by showing themselves off. People that review products like phones or food or even games can have a large enough audience of trusted listeners that they can truly be called influencers, without necessarily being extroverted.
@@ClickingHeads Someone who does not have social media is by no means an introvert. By anti-social media I mean someone who chooses not to have a social media account. By social media influencers I mean someone who lives a lot of their life in the 'digital public eye'.
Could you imagine if this is how we discussed our issues in general...just the full spectrum of things that could become a heated situation that instead we just sat down and took turns explaining our view points regardless of age, gender, beliefs, ethnicity...would love to see that.
@@furrylover6953 it's not "luck" it's about smarts. If I start a business selling air will it take off ? It's about markets and what consumers want a whole lot of factors. The smart ones correctly calculate whether or not they will succeed while the others don't.
I've always felt whenever giving came Into discussions, it always about money, and that has made me feel inadequate in most cases, but the lady really helped me realize that giving isn't always financial, it could be physical, emotional, mental. It's just sad that this other aspects of giving aren't fully appreciated or recognized.
But why? You could also invite Flat-Earthers and regular people. Theres no debatable issue or a real discussion only a right and wrong. There would be only some fighting and no cooperation whatsoever
MCN yes. I know. And that’s why I’m saying work smarter.... you literally just proved my point. I’m not rich lol, but following what the rich people in this vid were saying this is what I got from it. That one bald guy works hella hard but he’s still minimum wage. But these other rich people made smart decisions and made sacrifices. Yes, you do have to work hard but working smarter is what’s going to get you on top.
123 456 yes also this. It’s true that nice guys finish last. That’s why I brought up sacrifices because it’s not always easy making it to the top. You could be fair but that’s not always likely.
I feel like teachers don’t understand students. They wonder why some of us are always rude in their specific class but they don’t take the time to wonder what they’re doing as a teacher
@@xokkumaOh I agree, I think students don't understand teachers either. There are some real bad eggs in both groups but students tend to forget that teachers are people with emotions and problems of their own and are just trying to do a job and teachers forget what it was like being a teenager when literally anything else is more important to them than the class. Idk, maybe its the disconnect between what people are willing(allowed) to share when they are in school (both students and teachers).
So I’m 21 and have obviously been a student. I now work as youth worker with disengaged teenagers so I see both points of view as I may not be an official teacher but I still have a lot of the same responsibilities. The biggest issue for teenagers in schools is that that do not feel listened to or respected by teachers and I understand I felt as a teenager I was a number for a teacher to tick off to get an increase in their pay check if I passed but as I am in this teaching role now it’s not so much the person, believe me I have met some teachers who hate children and I have no idea why they are teaching, but the time and economic constraints they are under. You are one person with a class of 25+ trying to teach them the lesson and deal with the emotions of them and the behaviours. It is really difficult and such a complex balance. I think, I am sometimes guilty of this myself, when you become an adult and you mature you forget what it was like to be a teenager and the issues they face seem illogical to the issue we face. Adult professionals need to be more empathetic towards student but again it’s down to the government and funding. Again teenagers, not all, are ignorant and don’t see teachers as people who are under a magnitude of stress. As I said it’s a balance that needs to be fixed.
@@georgiajones8263I agree 100% I think you put it well, I'm a teacher in Secondary school myself, but I have such a close relationship with my 15 year old nephew who is not afraid to tell me exactly what he thinks especially of his teachers and school. Also I remember what it was like as a kid and I went into teaching so some students wouldn't have the same experience I had. Boy, did I not realise how much pressure was put on teachers though.
Tims outlook on life and topics is measure well thought out and intelligent I first thought he was the host. I hope they all find what they need and not just what they want or expect! I hope life is kind to them.
or university vs community college. university could have a mix of ivy and non ivy because i feel as if community college isnt exactly the polar opposite to ivy league
Luck plays a role. But the more that you put yourself in situations to get lucky. I grew up super poor. Mother in and out of jail. Nobody ever made me go to school. As I a got older I really wanted to do well. I fell on my face a couple times. I am happy to say, I earned $20,000 this month running a fitness company. I figured it out. And now life is comfortable and I can help people.
Tierra seemed so nice, I hope she gets where she wants to go and that she and Graham kept talking...already heard him start with the credit cards before the mic died out 😂
@@smallnoob7577 It is absolutely, worldwidely forbidden, but we know how to do it. Same for human clones, they tell we don't know how to but why oh why would we be able to make clones of every other animal species, but not humans ? These are just extremly forbidden things, but YES of course it has been done already. For example : just changing eye color is a genetical modification, and ofc we know how to, and ofc it has been done already to prove we can do it.
Test tube babies aren't genetically altered. The closet thing we have to test tube babies right now is where you make a bunch of embryos, test the genes (the only genes which are tested are sex chromosomes and some of the genes which can lead to the development of an illness), and then implant the one with the most "desirable" genes
I have a problem with that. Not so much with him in particular. He's rich, but not filthy rich (I assume). People with hundreds of millions or billions of dollars hoarding their wealth does nothing to stimulate the economy. They need to be out buying stuff and if they don't want/need to, or have too much money to spend, then why keep it all? They cant take it with them when they die. Keep enough so they are safe in case of financial problems and some for their kids. Majority of rich people horde money for status.
Erik, he doesn’t hoard his money, he invests his money in real estate and in the stock market to make even more money, there is a difference between spending money on things that you don’t really need vs investing
@@Erik-hi The amount of money billionaires spend is massive. They don't go out shopping for expensive clothes or cars to make a dent. They go out shopping for multinational companies. Their spending is usually on that scale. But hoarding money is still bad, sure, but not because they don't spend money.
@@alalalala57 Rich people cant spend enough money fast enough because at a true rich point you actually make more money from tax write offs and wealth preservation than trying to earn more because of the tax code.
In the question "Everyone can become rich if work hard enough" Tierra went there with the millionaires and she said something right. But I felt she is not fully self-confidence. But she knows it, and she knows it in her heard, not only in the mind. This made me look deeper in her soul especially. I saw her in the beginning, I was watching everybody, I liked her but when I saw that short scene and she open herself even when she was a bit in defensive position unconsciously.
Tierra should become friends with graham, I feel like she has the mindset and determination to become rich, she just needs someone like graham to guide her.
@@yeetsmeluigi7718 it's called networking. Sometimes you're just in the right place at the right time and you just so happen to be able to get the opportunities that others don't
@@yeetsmeluigi7718 no Chris, YOU'RE not gonna give your cash cow up if you were rich. Graham wouldn't and doesn't do that. You're basically projecting now buddy
"I think back to when I was poor, that was scary and I never want to be like that again, that's why wanting more money will never end". That brought me to tears. I can't wait until I can say that.
@@182atenasb It's not exhausting if you are driven and motivated to do such things. It's their desire and passion. Do you ever get tired of a passion? No. Because otherwise it wouldn't be a passion of yours.
I literally laughed when he said that. As if *that's* the reason he's rich. Oh honey, I studied hard, worked hard, gave up my social life, and I'm dirt poor. Sacrifice doesn't make you wealthy; exploiting other human beings does.
@@Otome_chan311 Bitter much? How in any way, shape or form is... Graham in this video for example exploiting anyone? His biggest revenue stream is giving financial advice on RUclips? He contributes more to peoples lives than you do.
She was born into a wealthy family and she had access to people who could help her. That’s why she’s a millionaire at such a young age similar to Kylie Jenner. However, there are people that are millionaires at 24 who started poor. SssniperWolf, a RUclipsr made herself a millionaire with the help of her husband (poor guy) and started conning people on RUclips. However she’s a bad example because she basically conned her way to fame.
Her name's Also very beautiful. If I Say it as an English speaker that is, because as a spanish speaker is just funny as her name "tierra" litteraly means dirt
Most people don't realize that their parents struggled because of them. Having kids is probably one of the biggest financial holes because you just have to make sure that your kids and family in general are provided for.
Jessica Bixler you will find a lot of people who become successful at first more often then not had terrible living conditions and spent years of there life saving up.
@@jessicabixler1658 When you're 18 with no experience I understand, you get what can you get. But after that it's insane how much money you can save by not thinking you deserve anything. My employees laugh at me because I use a phone that I bought at the grocery store for $30 and costs $25 a month. I have a used car that I slept in every night for three months so I could save enough money to buy my first set of tools. That was my ticket to a much harder but far better paying job than what several of my old coworkers are still doing to this day. I think about those nights every time an employee complains about some bill or other while wearing more expensive clothes and shoes than I have ever considered buying in my life.
4 года назад+12
Hogscraper very inspirational. May I ask what industry are you working in?
@@jessicabixler1658 I lived in my car for two years to save up money to invest on the stock market. Have my own home now with 45% of it paid off at 22 years old and $80k in my bank account. you need to make sacrifices. A phrase dave ramsay says is "You have to live like no one else early in life so later, you can truly live like no one else."
This video should have been called "self made millionaires versus minimum-wage workers". There should then be a follow-up video entitled " trust fund babies versus minimum-wage workers". There is a huge difference between millionaires who began in the lower and middle class (which are actually a large portion of millionaires), and those who inherited their money. I think something that gets lost in the discussions on the left is that not all rich people are super rich. Not all rich people live lives completely disconnected from the real world. Our issue is with the super rich and legacy families who become so wealthy and so detached from reality, that they probably couldn't even tell you what a gallon of milk costs. The people who have enough money to buy entire elections are the problem, not these young millionaires.
Chris I wanted to say doesn't that become the argument for the wealthy families? If most millionaires are just like Graham and the other guy, then what separates them from the uber rich? Because every rich person who has wealth came from a family member who originally had nothing and was broke. But through investments they got rich and passed it down to their kids. Graham can easily start that legacy and get his kids and their kids to be billionaires some day. As far as politics go tho we the people should've enacted a law that stops politicians from getting bought out a long time ago.
i honestly think this was the best middle ground outcomes between 2 vastly different sides coming together. this is ultimately what makes the world a better place little by little.
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
I would love to see "Self made millionaires" vs "trust fund inherited millionaires"
I second this motion.
I third this motion
Alright! Let's get this seen by then so they can make it happen!
I fourth this motion
i fifth this mostion
This was one of the most respectful conversations yet.
A pleasant surprise for sure.
The least respectful one was probably Democrats vs Republicans, lol.
Linz _ zee
Don’t you mean.. peasant..? 😂
That was bad.. bye.
Yeah graham is great he’s honestly so down to earth and provides great information with financial info(not a scammy dude) just a sick man
Probably because we have this generalization that people who are millionaires are assholes or at least young people who are millionaires. But you can see that they aren't, infact they look like every day people, they don't wear suits or brand name clothings or watches as we usually picture millionaires. Although I do think some of their belief anyone can be rich if they work hard is faulty. If you want to be rich, you got to work hard and smart, but also have luck and choosing the right path(kids, career, spending/saving).
@@urmom887 I actually laughed out loud at this one! 🤣🤣🤣
Thanks so much for having me on, really appreciate it!
Graham Stephan I saw ur Tesla video
I'm a pre-med student can you sponsor me?
Wow quick and I'm subcribed
Thank you for your informative channel, lots of great advice and like you I err on the side of prudence.
I’m EXACTLY like you in regard to finances and it drives those around me insane. I won’t live according to my means, I live way way below my means out of a deep seated fear of destitution. The horror of drowning financially has kept my budget the same now as it was when I was broke. I wear clothes until they fall apart; I cut my own hair and drive cars until 200,000+ miles.
People think I’m broke until I mention portfolios or a Roth IRA. Basically there’s two kinds of people, savers and spenders and when I was quite poor I fantasized that one day I’d be a spender but like you said that day comes and the excitement over a purchase has faded and the true “excitement” is knowing you’ve got stability.
GRAHAM MY BOY IS HERE GOD DAMN
I think the concept of “hard work” is one that isn’t clearly defined in America. My dad worked 2 full time jobs at grocery stores, and could barely pay the mortgage when I was growing up. There’s also unpaid labor, such as caring for your children that isn’t discussed when it comes to “working hard.” People everywhere “work hard” to survive, raise their kids etc. I think that the people who do become wealthy are better at working the system instead of simply “working harder” than the average person.
Your father chose a family over wealth. ....the "system" did not make him have sex/children
but what determines working hard? You say that because your dad had 2 full time jobs at a grocery store, he was a hard worker. But (i mean no offense by this at all) could your dad have studied and put himself in a position for a better job that earns him more money? I'm not saying every rich person works hard, (most of them do tho), but some people can make incorrect decisions in their early life and are then forced to "work hard" and pay for those mistakes. That doesnt mean they deserve to be rich.
@@YouMockMe no matter what choice he did he still is working hard
@@YouMockMe what does it matter what the "system" makes him do, hard work is hark work regardless of any system. Having children as the example. It's hard work to raise a family.
@@detweiler You're correct, but I can assure there are much harder things. Like becoming a robotics engineer or a brain surgeon. Thats why those pay more then working at a grocery store.
“At least I’ll die a D cup”
We truly live in a society
You have 69 likes
Coach Aaron
96 now lol
@@obviouslykaleb7998 😳
99 one more guys!!!
GreenCow
Done
Buzzfeed: who are you?
Jubilee: I am you but better
Don't insult Jubilee in that way :P
They don’t even compare
Wow haven't heard this joke before /s
Ayy Eclipse Bruh Jubilee is actually good and tries to make things unbaised. They themselves said they wanted republicans in their crew
Agree to disagree
This was one of the rare episodes where I actually liked everyone. Everyone in this was really polite and there wasn't any arguing or anger between such a different two days.
I liked everyone but the girl in the green. Idk what it is man
@@bandcamp9017 she was awesome, I liked the way she smiles with people
@@surenmathura3691 I guess everyone is different I could be wrong about her
@@bandcamp9017 Nah it’s the guy with the grey shirt fa me😬
@@Girlies78 I think he came in thinking he was gonna argue with hedge fund managers, and corporate ceo's but then when he realized the millionaires weren't what he perceived he lightened up.
I liked the fact that one of the millionaires admitted that he keeps pursuing more money because of an ever-present fear of not having enough. I would love to see a study of 'self-made' millionaires who are doing what they are doing because of childhood financial trauma. I know that was true for me, earlier in my career, trying to get to 6-figures annually to prove that I would never go back to living in a one-bedroom home with no running water and an outhouse again
This is a very important point. Also, when people save very intensely and have a hard time parting with their money. They could have $50,000+ in savings and low cost of living but still really stressing from an unstable children
why does it always have to be trauma? why cant it just be people who want money? Men biologically. want the fancy car that no one else has
@Jada Tesfaye there will always be a form of currency whether it’s a bill or trading. Our current day currency is by far the best option we got bc it doesn’t matter what we have, it’s about the amount and there’s always a way to get more
@Jada Tesfaye and as much as people don’t want to admit it, that is quite literally from the patriarchy
@@alexsalazar5161 theres no biology that makes men desire money. men are naturally competitive because of biological and societal expectations. they are also expected to make more money then female counterparts so they are often in pursuit of money to impress girls
“You can only have so many plates to balance before they drop”
I like that quote
Julius Caesar Playz Indeed
Agreed
"You can only balance so many plates or you drop everything." is what he actually said.
jimbob junior you get the idea tho 😂
Haha yeah i was just being pedantic for no reason! 😂
Sounds like many millionaires started their careers out without friends. Now I wonder if I'm gonna be a millionaire too. lol
I'm 💀
Me too lol
i belive you can do it..!
If it is all about working hard and having no friend I think I may be one, one day, I pray to Goddd let’s goooooo
i feel the pain in that "lol"
I think you should do rich people who physically earned their money vs rich people who go it because of their parents
Payton Max
They’re still both rich in the end
NanaNEET but how they got to that pint is different so they probably have different views on different topics
This is a great idea. I'm sure your perspective on money is dependent on how you got it (Generational wealth v. Earning it from scratch).
Sarah L. yeah or nepotism v people that actually worked for it
That would definitly be iteresting, however I feel there is definitely gonna be a more negative view on those who grew up in a rich family and by rich as in their parents were making $300k+.
At 42, I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. I’m glad I found that out although it was later in life, but that marked the turning point in my finances.
I'm in my late 40’s. Once I get paid, I begin to spend on irrelevant things. I work hard for my money, so I believe I can spend it on what I like. The older I get, the more my perspective shifts. I want to take my finances into consideration and put myself in order before it's too late. How are you doing it, Sir?
Herman Jonas, an astute financial analyst is the brain behind my success. I've gotten into a plethora of assets with $33k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. Now I sit back, and just reinvest at intervals while I enjoy my retirement.
I agree that the market can be quite unpredictable, but working with Herman has been a game-changer for me. His market insights and strategies are consistently spot-on. It’s not just about profits; it’s also about the peace of mind that comes from knowing you’re in capable hands.
Working with a fiduciary like Sir Herman has given me peace of mind in my stock investments. He prioritizes my financial interests and has guided me toward stocks with strong fundamentals, resulting in consistent growth over the past 8 months working with him.
The guy with the brown coat is humble and it was really refreshing to hear he also struggled in high school but still became successful. No college. Bad grades but he had the mindset
He was also fortunate to get the connection that he needed which he himself said that
@@vintageinidierocker i dont think that was really the point you were supposed to take away from that story. He was a guy without much opportunity, and worked hard to create it. you can always create your own fortune to a greater or lesser extent
Honeyreacts yeah but he got the connection through dedication. Anybody can get a connection if you dedicate yourself enough, stop letting these taught restrictions hinder you from your potential
I love his RUclips channel. I recommend everybody to check it out
I clicked because I saw him on the thumbnail
"I'll die a D-cup" is one of the best lines I've heard
Adam Gillespie what is a d-cup
Nadir Harouak one of the biggest bra size
lmao
I SAID DO IT PROPERLY that’s very far from a large size
MOOD
I love how graham says, “oh yeah I’ll tell you all about credit card strategy” at the end, lol.
Trying to get that girl’s attention.
@@MartVale1 he has a girlfriend tho
It’s just him being him 🤣
@@Phianhcr123 exactly
Graham been Graham xd
This was the most respectable conversation I’ve seen on this channel. Just regular understanding people that are open minded and intelligent.
1:08 I hate how ashamed that girl seemed to be when she said that she's a target worker.
There is no need to be ashamed of it. You're working hard for yourself & probably your family and that should be admired. I hate how some people treat shop workers...you guys are doing great! Keep going and never be ashamed of your job!
She might of felt ashamed because she was in a room with millionaires.
@@BlurrrMan might "of"?
@@BlurrrMan best place to ask for a job and make a "connection" :)
That shame often creates a lot of hate within people. It’s understandable but it isn’t the right mentality to have. As a minimum wage worker I’ve worked with people like her and I often find that people like that can be very negative. There’s an energy you get from them that just wants to destroy your drive. In other words if they see you succeeding they often do everything they can to stop you from improving just because it goes against their belief that people in the trenches can make it. Your success comes off as a threat to them because it shakes their worldview.
1:13 her name is literally Tierra Lucky. She didn't earn her money.
Omg I died when Graham told Tierra that he can teach her about credit card churning. He’s a cinnamon roll 🥰.
SAME
Dany Manzueta I didn’t get it at first but I got you
when did he say it?
@@sonaarjezelf2758 12:53 at the end.
@Nicholas Abad It means he's a sweet, very nice, adorable person. lol
What about Instagram models vs Models in the industry (non instagram models)
Elvira Njume That’s a good one!
I want to see this
No difference nowadays
Elvira Njume that’d be expensive
Now a days? I think most models came out of IG. But once they break into the industry they never look back. The rest of them just keep posting for likes or go to Dubai lol.
One thing I would suggest is “Streamers vs Blue Collar Workers”
Compare just how different the job markets has become in the 21st century.
I want to see a “public school students” vs “private school kids
Pia Isabella Michel Lujan They did do a video on that if you wanna check it out
There really isn’t a difference, I’ve been to both, private schools are just public schools you pay for and we party more
Private school kids are too busy trying to bribe colleges to accept them!
Mark Rico I would like to see Trump supporters vs feminists!😂
retweet
The black lady with the fro had such a nice voice I could listen to her for hours
S WE she looks like Donald Glover’s sister
True
Ikr
What????
She should get into voice acting or do a podcast
Career moms vs stay-at-home moms. I’m curious to see how that conversation would go...
Edit: Woah...I’ve never gotten this many likes on a comment before. Cool.
Virg Mari yes!
Ooooo! Yes
Virg Mari Yes!
Ooo I bet that would get intense. Both sides have so much to say about the other. I think: do what would make u happy..one isn’t innately better than the other
@@mariahezeako8603 C Section vs natural birth too.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
@@hunter-bourke21bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
The decision on when to pick an Adviser is a very personal one. I take guidance from *Gertrude Margaret Quinto* to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Wright promptly do a web check where you can connect with her Gertrude Margaret Quinto and do your research with her full names mentioned..
Graham:
He protecc
He attacc
And most importantly,
He invest bacc
I predict this to cross 1K
this is so funny lmao
Where did u get comment
He got real estate in the bacc
ya really still milking this meme huh
They have to be one of the most respectful participants they’ve had on here.
That was exactly my first impression. But then again this wasn't an anti-Trump coffee clutch at the local 711.
And I think this is crazy, I am French and here in France a "Millionaires" vs "Minimum Wage" debate would have turned into manslaughter.
Whereas a debate on abortion or feminism would be a bit more respectful in my opinion.
cyr lav I meant that they were rude. They were quite polite
Maybe because everyone on the panel was broke at one time or another, so they see the other's point of view.
The reason for this is because they all started small. They all understand and continue to understand the value of a dollar and what it represents.
"you can only handle so many plates at a time before you drop everything" that's excellent
I like you
@@noxkoimax356 i like you
@@raydosson2025 i like you
@@momoben227 i like you
@@joewellington4202 I like you
As a waitress and Mom of 3. I have always struggled with money, but I have enough for my needs. The only time I truly struggle is when I spend money on things that I don’t need or that my kids don’t really need. Then we get in the habit of fulfilling those wants and it never being enough. Those wants will never fully satisfy us, we will always desire more. I want to give my kids everything but now in my thirties I would rather give them stability and to buy a home with a backyard and for my kids to have their own rooms like when I grew up. But in order for that to happen I need to be strong and grounded in order not to splurge on the little things in order to save money and improve my credit score.
Jubilee...it's ok. The audience isn't going anywhere. Stop cutting, and extend the conversation.
I was thinking the exact same thing, the topic and conversation is interesting just show the whole thing
Yeah. Or at least post both an edited/condensed video along with the full video.
Exactly
Your not gonna watch it by random if its an HOUR long
@@alexsyld5410 have you watched JRE?
“I bought a $4,000 hairless cat that I had genetically made.”
*weird flex* but okay
Brianna Moore howd she get it genetically made
Rich people things lmao wth 🤣
Supervillain flex
Well spent
@@FrigglyFluff If you were allergic you might have to out source.
I really liked this one, everyone was very civil and respectful.
Kai Young was gonna comment that
Yea, cause most groups of people in this series are in some way disagreeing on something.. These people are not. They are just rich people and not rich people.
Absolutely!
Kai Young yeah the first thing i hear is dying with boobs
@@Skitzos23 what???
Hard work doesn't necessarily mean you will be rich, but it does greatly improve the chances of you being rich.
Now this I agree with 110%
no one:
literally no one:
not a single soul:
graham: "Real Estate."
Elias Stark omg soo true i was like we get it sweetie can you stop😂
Elias Stark is it free?
Well that is his job and this is about money
Elias Stark I would laugh, but that’s literally his job.. he didn’t go to college and immediately became a real estate agent since 18 till now. He’s also been single lmao and he’s a minimalist for the most part so there isn’t much to say besides his real estate because he loves saving and reinvesting and enjoying himself here and there.
Rich folks: real estate
"Ohh your gonna die from your implants"
"Well I'm going to die a D cup"
This cracked me up😂😂
If you're gonna die one day, it should be doing what you love. Everyone wants to die happy. She said it jokingly but, she ain't wrong.
@@ai_sight
That's too narrow minded. It needs more parameters like "Die doing what you love as long as it doesn't negatively affect anyone else or the world."
@@Un1234l If one wants to add parameters like that to such a general saying, they might as well write an entire essay or book analyzing such a topic since one could feasibily interpret and approach it through an infinite amount of possible circumstances.
Or...are you trying to say that her D cup implants somehow negatively affect the people around her and the world?
@@ai_sight
Nope. Just my addition should suffice. It's honestly all just fluffy semantics over a trivial matter, but your saying on its own was too broad and would potentially forgive egregious acts like bankrupting the nation/the person you hate, broadcast to the world your death via heroin overdose, doing a murder rampage and committing suicide after/killed by law enforcement, being a daredevil and make a dangerous stunt in full view of schoolchildren, etc etc.
@@Un1234l But any logical person with reasonable reading comprehension would understand that my statement isn't forgiving such acts in order to achieve happiness. Especially in such a light hearted context as this one. Wouldn't it be narrow minded to think that you're addition is the only other exception that needs to be tacked on? What about bringing harm to yourself? Dying happily but not providing anything of substance to society? Someone sacrificing themselves to save others? What about an athlete dying from a preventable sports injury? Heck, anyone dying from a profession that poses fatal risks that could have been prevented. Depending on the people you ask, you can gain new perspectives on anything, even on fluffy broad statements like "die doing what you love".
2 out of 3 millionaires said they have no social live my future looks pretty good then
That feels like more of a millenial thing than a millionaire thing.
Lmao don't say that
I went 3 months eating every second day (dry brown bread, eggs and chicken...rationed) to make my budget work.
The more money I had to buy stock, the more I could sell. Money not spent on buying stock seemed like a waste...even eating.
Success is a million tiny actions, that require sacrifice, that moves you in that direction.
TWO out of three.
Doesn't make the converse true.
It just sucks that valuable people in society are being paid so little... nurses, waiters, kindergarten teachers, retail and other people that keep our society afloat. Everyone can't just sit around and be millionaires and real estate agents. We need people who build houses, care for kids, clean, and work in shops.
The people who actually carry society on their backs
A lot of hospital don’t even provide maternity leave to employees. Learned this the hard way. I’m not a nurse, but a surgical technologist. My hospital wouldn’t offer me even unpaid maternity leave. They told me I could use FMLA or offer to pick up extra shifts for my coworkers in exchange for them covering for me when I have my baby. I didn’t qualify for FMLA because I was shy of a year at the hospital when my baby was due.
I asked around within the medical field and this is completely normal in the US. Not even hospitals care about their employees.
@@Kate-ct9ys wow! That is awful that you couldn’t even get maternity leave! Wow. I’m so sorry
I agree with your thing but we also need capitals flowing in to bind those
capitalism is overrated
nurses make almost 6 figures. Waiters are getting automated and requires 0 skills, same with retail.
Tierra and Graham have my heart. Tierra is so positive and kind. Absolutely loved Graham's expressions when he was listening to the minimum wage workers when they were talking about what they would do if they had more money. As though he feels and understands every word they were saying about their struggles without any judgments or preconceived notions.
TheStardust2011 I want them too date
They were smart to put Graham in the thumbnail haha.
Calvin Raab Personal Finance Videos only reason I watched it lol
10 11 9 5 3 2 1 20 15 21 2 2 2 10 17 7 7 4
I know, right? That's also the reason I clicked and watched this video.
Reason why I'm here
That’s why I clicked.
There's a book I read recently "The Millionaire Next Door" and basically people who inherit a million dollars are less likely to hold on to the money because millionaires are actually a lot more frugal if they have to earn it. It never matters how much you make, someone who makes 60k can become a millionaire by saving, and someone who makes 100k can be in debt because of their lifestyle (expensive cars, clothes, houses, food, etc). i.e. 10:13
But if you're rich it's easy to get richer. You've a guy saying: Give me 50,000 and I give you 75,000 back in 3 months. And it works. There is always a "guy" who is smart enough to make money if he gets money in the first place. You buy smart people and tose them away when they become useless. "someone who makes 60k can become a millionaire by saving" his children who inherit the money.
So I just dusted off excel and did the math. Based on earning median salaries (interpolated based on age) throughout your entire working life, starting from the age of 17, if you only ever spent equal to minimum wage and saved all of your other earnings (all calculations are after tax), you would finally be a millionaire when you are 66 (the year before retirement).
It's a loose estimation with an assumption that median salaries would match inflation but what it comes down to is that the average US citizen (who would reach a 60K salary by the time they're 46) will basically never be a millionaire working a regular job and not investing in a portfolio.
@@anamewillcomelater Millionaires invest. They don't just let money sit. If you only invest 1k a month in the safest way possible (VOO stock) you'll have a million in 22 years.
@@happymolecule8894 How many you think make 1K extra each month they don't need? Well I think the better idea is to look a median bank, checking, savings, bonds, stock brokerage accounts. To me the idea is nice but the reality is that few clear 12K extra each year compared to the number who don't!!!
@@donaldlyons17 But 12k a year isn't much. I make a pretty low salary and i manage it.
This may be the best video I have ever watched. The black woman who is a minimum wage earner is going to go far in life. She has a good heart and she is intelligent. God will bless her.
Hopefully, she will. A lot of good people are stuck in bad situations
This comment is so ignorant it's funny. "God will bless her" lol
Ash don’t judge other people’s beliefs
@@AshDemonYoung there's nothing ignorant about his comment, everybody believes in some form of God, weather its materialistic or religious...
@@AshDemonYoung why would you comment then? Stay in your lane if you don't believe.
Graham lives so frugally that he drinks 20 cents worth of coffee and charges his Tesla and does laundry in off peak hours to save 10-15 dollars in electricity bill
Abhishek Sathe that’s nice
I feel like the people who live cheap and save money and are making a lot of money are smart. Cuz things that are cheap can still be as nice as the expensive things.
Good to see a fellow like button-smasher.
Michelle Muneton-Guzman I do not think that’s what he said 😂
Michelle Muneton-Guzman I think he said something about credit card insurance hacks, as in tips not as in hacking ur money
Homeschooled vs. public schooled
Also homeschooled graduates vs public schooled graduates would be cool too
there's not that much different between homeschoolers and public schoolers honestly. it totally just depends on the people.
Hell yeah
As somebody who was homeschooled, saying kids from public school and homeschool are basically the same with only personal differences is grossly uninformed. I'd like to see this video as well, with a particular focus on outcomes and social interactions as those results might surprise some people
@@clevelandohiofan how is it uninformed? I've been homeschooled for 8 years of my life. there really isn't that big a difference between homeschooled kids and public schooled kids, it just depends on the people and the circumstances.
@@user-ps7ij6ge6d Surely you must have noticed there is a pretty large difference between the average public school kid and homeschooled kid. Obviously, individual characteristics and circumstances will shape your interactions with specific people, but generally speaking, homeschoolers are substantially more socially awkward, have less (or no) friends, but are much more likely to excel in one subject or ability (like music or math) since their curriculum can be tailored specifically for them
This was a pretty nice, civil, respectful set of conversations. also, millionaires or the extremely wealthy want more "money" not necessarily because they want more things, but often because it mean power and the ability to influence things. they can already afford what they want, to it becomes what they can DO
They did my boy Graham so dirty making him stand next to that 6'8 guy 😂😂
He short but his money long
I've met Graham, He's about 5'2 so that dude looks huge lol. Super chill guy though
It looked like Kevin Hart next to Shaq. 6'8 dude probably wanted to pick Graham up.
@@BlurrrMan 😂😂😂
@@andychen8456 That's cool. Is he a nice person?
"Anyone can be rich if they work hard"
Erin: tHaTs nOT vEGaN
wrong video ma'am
@@manitarie is it the wrong video? cause I'm pretty sure they were talking about working hard to be rich in this video.
Angela Gem 😂
💀
😂😂😭
The black girl with the green sweater is so wholesome. God bless her.
That girl is the ray of light in the on the not-rich side of contestants. She's not rich but she didn't have any anger or hate toward the rich. Was great to see her.
What? She said you should only date people on ‘your level or better’. Or are you talking about the other black girl in the green sweater that agreed with her?
@@kyoukan91 "on the not-rich side" please read lol
@@munk9048 Perhaps you should read. I responded to a different person than the person who said "on the not rich side."
@@kyoukan91 I think she meant people who deserve you like who find worth in you as a person, and I feel like people who really like love you will see the other as the better half.
We read news in the media that doom and gloom is coming and we just accept it, doom and gloom doesn’t always have to be coming, I’ve read numerous success stories of people that are pulling off tremendous gains of up to $250K within weeks in this crazy market and I just want to learn how to achieve such figures.
Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.
There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.
Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
Mind if I ask you to recommend this particular coach you using their service?
Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Do an Ivy League and Community College Middle Ground!!
That’s a good one!!
Lmao rip CUNY/SUNY
Yes!!! A million times upvote!
yes!
That might be a good one.
HEYYYY *when are y’all doing teen dads??*
Please relyp
I keep askinggg
louisa_Garcia that’s an interesting topic
Yesss
louisa_Garcia right? like i’m waiting ..
I was surprised there was no 20 cent coffee in Graham's hand, haha.
"I bought a $4,000 hairless cat that I had genetically made." killed me.
Graham plugging his stuff at the end is so funny, branding 24/7 haha
This is one of the few videos where everyone seems pretty intelligent.
Half of them are millionaires so yea that almost guarantees they will be smart and or hard working
@@dr.martinlroberts1908 There are millionaires by inheritance.
Edit: For those of you struggling, let's break this statement down
There are (as in describing the existence of something; an undisclosed group, exists) millionaires (now defining the aforementioned [previous] group) by inheritance (a feature describing how said group came to exist).
So, a bit easier to read this time "There exist people who became millionaires by inheritance"
An incorrect way to interpret this statement might be "They are millionaires by inheritance", which would be defining a specific subset of the group "millionaires", which in this instance would likely refer to those featured in the video.
An important factor in being able to parse (break down) this sentence is understanding the difference between the words "They" and "There", and their different uses.
Now, normally people get confused between "Their", "There", and "They're", which is why this is typically taught in first or second grade, so as to help prevent children from being functionally illiterate (which means to not have a literary capacity to a particular standard).
Most of the people reading my comment seem to have missed that lesson though, I'll just assume it's because you're all so bright that you skipped both first and second grade.
Prometheus XV most are self made actually
Prometheus XV Money doesn’t come from the sky, even they are from inherence, somebody either their fathers or grandfathers had to make it.
@Yuju Waterbottle that person said "there" not "they are" (as in the people in this video)
Anti-celebrities vs celebrities would be really interesting.
Or anti-social media vs social media influencers.
thinkkpink13 what’s an anti celebrity exactly?
Introvert vs extrovert? That's not really much of an interesting conversation.
@@ClickingHeads not all influencers build a name by showing themselves off. People that review products like phones or food or even games can have a large enough audience of trusted listeners that they can truly be called influencers, without necessarily being extroverted.
@@georgehornsby6882 Someone who is annoyed with/against celebrity culture, perhaps has had a bad experience with it
@@ClickingHeads Someone who does not have social media is by no means an introvert. By anti-social media I mean someone who chooses not to have a social media account. By social media influencers I mean someone who lives a lot of their life in the 'digital public eye'.
“i’ll die a d-cup” okay queen
Lmao I’ll die a virgin
What does D cup mean?
Random Boy it’s a boob size
What does D cup mean??
Tristan van der Velde preaching to the choir bro 😂
Could you imagine if this is how we discussed our issues in general...just the full spectrum of things that could become a heated situation that instead we just sat down and took turns explaining our view points regardless of age, gender, beliefs, ethnicity...would love to see that.
It seems like the guy in the yellow jacket works in real estate but idk
*okay the jacket does looks kinda brown, it’s not that deep*
Are you colourblind?
sarah lyons yea I think he said it like one time but I missed it
sarah lyons dead 🤣🤣🤣
nah i can ensure you that he doesnt
he does. watch his channel. great guy
Me: Don't have alot of friends, Don't go to parties, alone myself most of my life.
Also me: not a millionaire
Yupppp
so you have all the time in the world to improve your life and spend it doing nothing.. that's kinda the point
@Harry PAnnU ! are you having a stroke?
@@furrylover6953 That is simply untrue. You can be making 50k a year and be a millionaire by the time your 65. Its all about money management.
@@furrylover6953 it's not "luck" it's about smarts. If I start a business selling air will it take off ? It's about markets and what consumers want a whole lot of factors. The smart ones correctly calculate whether or not they will succeed while the others don't.
I really really liked Tierra. What a wonderfully positive and like able person :)
There was something up with her voice that made her that much more likable
She was so sweet
She just had this positive essence that flowed through the screen
She is the kind of person i'd love to spend some hours chating with
right! she’s so adorable
I've always felt whenever giving came Into discussions, it always about money, and that has made me feel inadequate in most cases, but the lady really helped me realize that giving isn't always financial, it could be physical, emotional, mental. It's just sad that this other aspects of giving aren't fully appreciated or recognized.
Can you do climate change activists and non believer ???!
YES i've been asking for this for ages!!
That's basically conservatives vs liberals
Yes
But why? You could also invite Flat-Earthers and regular people. Theres no debatable issue or a real discussion only a right and wrong. There would be only some fighting and no cooperation whatsoever
@@multivitaminsaft6 they did anti vax vs scientists though
First rule to becoming rich:
Don’t work harder. Work smarter.
Kind of an empty statement. Sure you can get up on your high horse and say that but you need to know what you're doing.
MCN yes. I know. And that’s why I’m saying work smarter.... you literally just proved my point. I’m not rich lol, but following what the rich people in this vid were saying this is what I got from it. That one bald guy works hella hard but he’s still minimum wage. But these other rich people made smart decisions and made sacrifices. Yes, you do have to work hard but working smarter is what’s going to get you on top.
And then the rest is mind set and not giving up and no just making excuses
No , its just about exploiting others
123 456 yes also this. It’s true that nice guys finish last. That’s why I brought up sacrifices because it’s not always easy making it to the top. You could be fair but that’s not always likely.
Make a Teachers vs students, that would be interesting
I feel like teachers don’t understand students. They wonder why some of us are always rude in their specific class but they don’t take the time to wonder what they’re doing as a teacher
@@xokkumaOh I agree, I think students don't understand teachers either. There are some real bad eggs in both groups but students tend to forget that teachers are people with emotions and problems of their own and are just trying to do a job and teachers forget what it was like being a teenager when literally anything else is more important to them than the class.
Idk, maybe its the disconnect between what people are willing(allowed) to share when they are in school (both students and teachers).
So I’m 21 and have obviously been a student. I now work as youth worker with disengaged teenagers so I see both points of view as I may not be an official teacher but I still have a lot of the same responsibilities.
The biggest issue for teenagers in schools is that that do not feel listened to or respected by teachers and I understand I felt as a teenager I was a number for a teacher to tick off to get an increase in their pay check if I passed but as I am in this teaching role now it’s not so much the person, believe me I have met some teachers who hate children and I have no idea why they are teaching, but the time and economic constraints they are under. You are one person with a class of 25+ trying to teach them the lesson and deal with the emotions of them and the behaviours. It is really difficult and such a complex balance.
I think, I am sometimes guilty of this myself, when you become an adult and you mature you forget what it was like to be a teenager and the issues they face seem illogical to the issue we face. Adult professionals need to be more empathetic towards student but again it’s down to the government and funding. Again teenagers, not all, are ignorant and don’t see teachers as people who are under a magnitude of stress.
As I said it’s a balance that needs to be fixed.
@@georgiajones8263I agree 100% I think you put it well, I'm a teacher in Secondary school myself, but I have such a close relationship with my 15 year old nephew who is not afraid to tell me exactly what he thinks especially of his teachers and school. Also I remember what it was like as a kid and I went into teaching so some students wouldn't have the same experience I had. Boy, did I not realise how much pressure was put on teachers though.
Sofia Aguñaga omggg that’s a amazing idea
Tims outlook on life and topics is measure well thought out and intelligent I first thought he was the host.
I hope they all find what they need and not just what they want or expect! I hope life is kind to them.
Ivy League vs. Community College?
This is a phenomenal idea.
This is SUCH a great idea!
or university vs community college. university could have a mix of ivy and non ivy because i feel as if community college isnt exactly the polar opposite to ivy league
bye good point, but it’s kinda like the two extremes
great idea!!
I'm suprised Graham didn't talk about his $0.20 iced coffee. Lol
Caleb Hopkins extremly disappointed he didnt😞
Or tell us to smash the like button!
I was waiting on edge for that and nothing..... lol
Same
fr 😂😂
😂😂😂😂
“ill die a d-cup” LMAOOOO
Faust Frost ok
Faust Frost that’s crazy but I don’t remember asking
Faust Frost bra sizes go the width of your body then your cup size hun, soooo it may look like a b but she may just have a small width....
Faust Frost she’s very slim aswell ”honey”
Goals!
Luck plays a role. But the more that you put yourself in situations to get lucky. I grew up super poor. Mother in and out of jail. Nobody ever made me go to school. As I a got older I really wanted to do well. I fell on my face a couple times.
I am happy to say, I earned $20,000 this month running a fitness company. I figured it out. And now life is comfortable and I can help people.
I admire Brett and Graham’s mindset. Also Tierra.
Yeah they were my favorites tbh. Tierra is a sweet heart and I'd love to see her grow.
What about Tim?🥺
I would be worried if you said anyone else lol.
Faceless / why?
@@skinnyqueen411 His mindset about not being able to build a company from ground is bad. But other than that, it was alright
The vibe between graham and Tierra gives me hope
@outsideliesmagic really?
outsideliesmagic damn, really gives me hope now
ew no, tierra is way to cute for that odd looking puppy.
@@0192123 well that odd puppy is a baller
@0192123 Time to grow up kid
Tierra seemed so nice, I hope she gets where she wants to go and that she and Graham kept talking...already heard him start with the credit cards before the mic died out 😂
@outsideliesmagic omg they'll be so cute together!
Graham is my BOY!
Yup heard him ! love graham. he probably got them all to only use credit cards and open Roth IRA’s lol
hes gonna be recommending the chase sapphire reserve 😂
From this I learned that there are no set ways to be successful, everyone finds their own path.
"I bought a 4000 dollars cat that I had genetically made."
The genetically made part was more mind blowing than the price itself lol.
lil princess genetically altered humans don’t exist.
lil princess yes, and those have nothing to do with genetically modified organisms.
@@smallnoob7577
It is absolutely, worldwidely forbidden, but we know how to do it. Same for human clones, they tell we don't know how to but why oh why would we be able to make clones of every other animal species, but not humans ?
These are just extremly forbidden things, but YES of course it has been done already.
For example : just changing eye color is a genetical modification, and ofc we know how to, and ofc it has been done already to prove we can do it.
iDrraaaK no, we cannot make clones of humans. Do you even know how much data is required for that?
Test tube babies aren't genetically altered. The closet thing we have to test tube babies right now is where you make a bunch of embryos, test the genes (the only genes which are tested are sex chromosomes and some of the genes which can lead to the development of an illness), and then implant the one with the most "desirable" genes
Graham probably spends less than everyone in that room
I have a problem with that. Not so much with him in particular. He's rich, but not filthy rich (I assume). People with hundreds of millions or billions of dollars hoarding their wealth does nothing to stimulate the economy. They need to be out buying stuff and if they don't want/need to, or have too much money to spend, then why keep it all? They cant take it with them when they die. Keep enough so they are safe in case of financial problems and some for their kids. Majority of rich people horde money for status.
Erik, he doesn’t hoard his money, he invests his money in real estate and in the stock market to make even more money, there is a difference between spending money on things that you don’t really need vs investing
@@GroggyFrog okay and after he invests it and makes hundreds of millions of dollars, buys everything he wants in life, what then?
@@Erik-hi The amount of money billionaires spend is massive. They don't go out shopping for expensive clothes or cars to make a dent. They go out shopping for multinational companies. Their spending is usually on that scale.
But hoarding money is still bad, sure, but not because they don't spend money.
@@alalalala57 Rich people cant spend enough money fast enough because at a true rich point you actually make more money from tax write offs and wealth preservation than trying to earn more because of the tax code.
Graham at the end: "Oh yeah I'll tell you all about credit cards".
Classic Graham.
Commit lmao I thought the exact same thing
"Lemme teach you about tax write-offs"
Credit card churning
I went searching for this type of comment right here!!! Thank you! Lol
Commit lol right I love it
The investors buying up property to become millionaires are the ones raising the rents and making is so difficult for others to afford property.
Everyone is all about Tim and Graham but can someone notice how sweet Tierra is?
She actually seemed willing to learn
Tierra looked very accepting, she could become the best version of herself if she kept that positive aura, hope she thrives!
Yea I loved her
Beautiful with good curiosity, sweet indeed. She might've had a tough start, but she's going places.
In the question "Everyone can become rich if work hard enough" Tierra went there with the millionaires and she said something right. But I felt she is not fully self-confidence. But she knows it, and she knows it in her heard, not only in the mind. This made me look deeper in her soul especially. I saw her in the beginning, I was watching everybody, I liked her but when I saw that short scene and she open herself even when she was a bit in defensive position unconsciously.
Tierra should become friends with graham, I feel like she has the mindset and determination to become rich, she just needs someone like graham to guide her.
Chris Raz Graham and Tierra 12:54. Plus Graham’s RUclips channel is all about teaching people about finance ¯\_(ツ)_/¯
@@yeetsmeluigi7718 it's called networking. Sometimes you're just in the right place at the right time and you just so happen to be able to get the opportunities that others don't
@@yeetsmeluigi7718 because rich people understand that making the right people richer eventually circles back to you and makes you richer as well
@@yeetsmeluigi7718 no Chris, YOU'RE not gonna give your cash cow up if you were rich.
Graham wouldn't and doesn't do that.
You're basically projecting now buddy
Chris Raz Graham is a solid dude i’m sure he’d be glad to teach her.
"I think back to when I was poor, that was scary and I never want to be like that again, that's why wanting more money will never end". That brought me to tears. I can't wait until I can say that.
ParalegalNfashion keep hustling 😤😤
you see people... even the millionaire is not even satisfied!!
may you achieve that dream!
This could get exhausting. Always chasing more, never being satisfied.
@@182atenasb It's not exhausting if you are driven and motivated to do such things. It's their desire and passion. Do you ever get tired of a passion? No. Because otherwise it wouldn't be a passion of yours.
"I gave up social life to become a millionaire"
You guys are getting paid?
I literally laughed when he said that. As if *that's* the reason he's rich. Oh honey, I studied hard, worked hard, gave up my social life, and I'm dirt poor. Sacrifice doesn't make you wealthy; exploiting other human beings does.
@@Otome_chan311 Bitter much? How in any way, shape or form is... Graham in this video for example exploiting anyone? His biggest revenue stream is giving financial advice on RUclips? He contributes more to peoples lives than you do.
millionaire at 24 years old. incredible!
Mindset
Your profile pic on my god
She was born into a wealthy family and she had access to people who could help her. That’s why she’s a millionaire at such a young age similar to Kylie Jenner. However, there are people that are millionaires at 24 who started poor. SssniperWolf, a RUclipsr made herself a millionaire with the help of her husband (poor guy) and started conning people on RUclips. However she’s a bad example because she basically conned her way to fame.
Millionaire at 24 is not that impressive, considering you can leave college and make $100k a year at 21
I'm a millionaire & I'm 16😂😂😂 (you guessed right, rich parents)
Tierra is going to to make it to that millionaire side. She has such a good mindset
I thought the same, she looked like she was willing to accept the lifestyle and the responsibilities, and was very eager to learn
Tim on the other hand won't become a millionaire if you gave him 999,999 bucks.
Her name's Also very beautiful.
If I Say it as an English speaker that is, because as a spanish speaker is just funny as her name "tierra" litteraly means dirt
Why do I feel a spark between Tierra and Graham
he basically kept looking at her while he answered at 10.20, cute tho 😂
I felt it too
I was thinking about that the whole time!!
I'm a guy, and I have to say I felt something was there too
@@isaiah3872 And then they were speaking to each other after ahahha saying "I'll tell you all about..." That was so cute!
those couple seconds of love at the end. this what these videos should look like.
After shooting this, everyone went to McDonald's and Graham use his discount coupon and didn't pay.
He got two double cheeseburgers off the dollar menu.
And a 10 cent coffee
Don’t judge him for his purchases at McDonald’s. Everyone needs a monthly reward lol
How true is this?
Graham is a smart guy I sub to his channel I'm also in real estate take it from him it's an awesome place to start
The girl with the mini Afro is so beautiful 😍
Hell yeah she is!!
Ikr shes glowing! 😍😍
youtube person everyone’s entitled to their opinion, it doesn’t need to be justified ????
@youtube person You felt the need to comment this, why?
Gorgeous 😍
Millionaire dudes: "I gave up my social life"
Me: You guys are getting paid?
V Silvia lmao 😂
This comment deserves more likes
Emma Joy it's cause that film is the origin of this meme lol
this was pretty good
V Silvia that’s hilarious. Underrated comment
Most people don't realize that their parents struggled because of them. Having kids is probably one of the biggest financial holes because you just have to make sure that your kids and family in general are provided for.
We want Karen’s vs Managers!
😂
This is the second time I saw a comment about Karen. What's the joke? 🤷🏻♂️
Morgan Waffle 😂😂😂😂😂😂
What if there was a manager named Karen 👀
😂
Graham is by far one of the most balanced RUclips millionaire. As your bank balance grow, so do your priorities.
Norman Prima Sagah i didint realize how small he was
@Rage Darling his name is Graham Stephan
That lady with the green shirt has a great mindset about life, she'll be successful with time.
Dark green, not the lime lol
Michael Singer lol
@@jqdw3 I thought you meant the lime which is why I retracted my thumbs up. 🤣😎😏
she already is successful
@@blakeza987 dark green
This video showed me that greed increases when you have a lot
LOL that organizer guy did not seem happy when the big guy told him he built a company from what he saved making a low paying job.
I just dont understand how he can support himself and save on low wage. I've worked ok jobs and still couldn't buy groceries after paying bills.
Jessica Bixler you will find a lot of people who become successful at first more often then not had terrible living conditions and spent years of there life saving up.
@@jessicabixler1658 When you're 18 with no experience I understand, you get what can you get. But after that it's insane how much money you can save by not thinking you deserve anything. My employees laugh at me because I use a phone that I bought at the grocery store for $30 and costs $25 a month. I have a used car that I slept in every night for three months so I could save enough money to buy my first set of tools. That was my ticket to a much harder but far better paying job than what several of my old coworkers are still doing to this day. I think about those nights every time an employee complains about some bill or other while wearing more expensive clothes and shoes than I have ever considered buying in my life.
Hogscraper very inspirational. May I ask what industry are you working in?
@@jessicabixler1658 I lived in my car for two years to save up money to invest on the stock market. Have my own home now with 45% of it paid off at 22 years old and $80k in my bank account. you need to make sacrifices. A phrase dave ramsay says is "You have to live like no one else early in life so later, you can truly live like no one else."
I like graham. He just knows what he is about and just seems like a genuine guy
He is. I watch him all the time and he's a great dude.
Agreeee
Yematty C sub to graham
Been following him for 2 years now, he's completely changed the way I view my goals and finances, amazing dude.
@WeirdozChannel same actually
This video should have been called "self made millionaires versus minimum-wage workers". There should then be a follow-up video entitled " trust fund babies versus minimum-wage workers".
There is a huge difference between millionaires who began in the lower and middle class (which are actually a large portion of millionaires), and those who inherited their money.
I think something that gets lost in the discussions on the left is that not all rich people are super rich. Not all rich people live lives completely disconnected from the real world. Our issue is with the super rich and legacy families who become so wealthy and so detached from reality, that they probably couldn't even tell you what a gallon of milk costs. The people who have enough money to buy entire elections are the problem, not these young millionaires.
Arie Wolff, born smart?
@@edak82 i mean clever.
@AmazingPiggy Are you a trust fund baby?
Chris I wanted to say doesn't that become the argument for the wealthy families? If most millionaires are just like Graham and the other guy, then what separates them from the uber rich? Because every rich person who has wealth came from a family member who originally had nothing and was broke. But through investments they got rich and passed it down to their kids. Graham can easily start that legacy and get his kids and their kids to be billionaires some day. As far as politics go tho we the people should've enacted a law that stops politicians from getting bought out a long time ago.
you sound jealous lol hater
i honestly think this was the best middle ground outcomes between 2 vastly different sides coming together. this is ultimately what makes the world a better place little by little.
This was actually so good because there was no hostility
Cameron Hughes-Williams exactly!Before watching this I had a bad feeling that there’s gonna be a huge argument of capitalism vs socialism
That why I love some of these videos when they can actually talk and not fight it’s awesome
@@boatshoes7131 how was he being hostile
“I’ll die a D-cup.” I SCREAMED
Alex C when did she say this i rewatched just to try and find
Nvm just found it
“Poop” I SCREAMED
@@MackAlton 10:00
LET ME JUST SAY, THIS WAS THE HEALTHIEST DISCUSSION I'VE EVER SEEN ON JUBILEE
What's with the caps
@@gsgs4101 nothing it just looks better for me
Have you watched the discussion between rival gang members?
@@SomeRandomGuyOnTheInterwebz no not yet😅
I completely agree, so much nicer than like the flat earther one lol
I love how graham tierra are flirting wirh there eyes. They are constantly looking at each other ♥️☺️
The black girl with the natural hair is absolutely gorgeous.
nah she got a little too much junk in the trunk. I'm more into that light skinned latina
MooseKnuckle same brotha
MooseKnuckle is she not still gorgeous? She doesn't have to be perfect lmao....
Both gorgeous
dfbvfgb agreed