VERY good overview of SCHD - it's one of the very best I've seen on RUclips. I dig the extra graphics too - very unique, creative, and keeps it even more interesting. Good work. Subscribed.
By the way I bought some shares of ABR and VICI yesterday. Your analysis helped me make the decision. Thank you 😊 Also bought some SCHD from the sales proceeds of JEPI which has been declining in yield.
I'm glad my videos were useful. We have similar taste in stock/funds. I'm still holding JEPI, the yield has been around 11% year to date. Are you talking about the yield dropping from 12% to 11%?
SCHD has been a core holding of mine for nearly a decade. At present, they have some regional bank exposure, but I do not anticipate that it will be a long term issue.
Its not a company I follow closely but a quick scan of Seeking Alpha and their dividend history over recent years is terrible but the forecast for future dividends is looking good.
Thanks for your video. What type of subscribtion on Seeking Alpha do you have, on SA exist ton's of different services... For Investments specially in CEF's I found i.e. D. Albo on Eaton Vance funds, S. Bavaria on Income Factory, Nick Ackerman on Stanford Chemist. But how useful are the informations, does anybody use one of them?
I use the Premium Subscription on Seeking Alpha. As for investment groups, I'm in Steven Bavaria's group, The REIT Forum, and Systematic Investing. Here's an interview with Steven: ruclips.net/video/XThJmtpmQDo/видео.html
You're correct. Unfortunately the video was recorded before the most recent developments in the banking crisis. The exposure is less than 10% but it's definitely something to keep an eye on. Long term, I'm not concerned about it, but short term it could create some volatility.
That's what I'm thinking. Total SCHD exposure to regional banks is 7.1% but they're not all going to zero. I think price drop caused by fear will be greater than the actual financial damage.
Great overview! I think it's a solid fund. But, my how things have changed in a 8 months! SCHD down and S&P500 way up. However, for a value holding, i still like it and will hold it along with my growth and broad market sector holdings.
Thanks for sharing! It will usually lag when tech is on fire. Tech is probably the most important part of the economy, but I wouldn't want to be 100% of my portfolio on the Magnificent 7.
I feel like schd is past its peak. If you bought in early it’s massive value but for me I see better returns elsewhere. It hasn’t been doing well lately. I never bought in for the same reason(low yield). It’s better in a low fed rate environment so maybe after a recession.
Thanks for your feedback. I agree that it would benefit from lower interest rates. Over the short term, SCHD won't benefit from the AI tech rally. Over the long term, it should continue to see dividend growth, and if so, that will eventually lift its price, but it may take years.
SCHD yield is approx double the yield for VOOV. SCHD dividend growth is approx double the VOOV dividend growth rate. Total returns for the past 5 and 10 years show SCHD outperforming VOOV. VOOV is ahead for the past year but as an income investor, 1 year performance is not an important metric.
Depends on your definition of "expensive". If defined by its yield vs its historical yield, it's currently under valued. It's comprised of 100 quality companies so its never going to be really cheap relative to the market.
Good question. I haven't verified it, but the list below puts the regional bank exposure at approx 7%. Analyzing the specific exposure of the individual banks is a complex task. If I find anything useful in that regard, I'll post it. At first glance, I think it's reasonable to assume there's some exposure in the near to mid term, but I don't see all the regional banks in the portfolio going to zero, especially given the Fed's recent announcement to backstop them. List of banks: diyvalueinvestor.substack.com/p/buy-this-diy-dividend-champ-etf-and
@@armchairincomechannel nice article. I counted 27 regionals. I guess the article doesn't consider some as regionals. By the way, the portfolio is being updated. Happens on 3rd Friday in March. The algorithm will use date up until Feb 28, and will not take into account the current crisis. If regional banks cut their dividends, they won't be booted out until 2024. Our dividend could suffer. I'm staying positive.
I counted 25 regional banks in the SCHD portfolio. Of those, USB has by far the biggest weighting (at 1.82%) and I think they may actually benefit from the flight to bigger banks and they're not really perceived as a regional bank by the public, and thus could be the recipient of new deposits. The timing of the rebalancing probably won't work in SCHD's favor but we shall see.
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VERY good overview of SCHD - it's one of the very best I've seen on RUclips. I dig the extra graphics too - very unique, creative, and keeps it even more interesting. Good work. Subscribed.
Hi,
Thank you for taking the time to pass on your feedback. It gives me motivation to keep working on new ideas. Much appreciated!
By the way I bought some shares of ABR and VICI yesterday. Your analysis helped me make the decision. Thank you 😊 Also bought some SCHD from the sales proceeds of JEPI which has been declining in yield.
I'm glad my videos were useful. We have similar taste in stock/funds. I'm still holding JEPI, the yield has been around 11% year to date. Are you talking about the yield dropping from 12% to 11%?
SCHD has been a core holding of mine for nearly a decade. At present, they have some regional bank exposure, but I do not anticipate that it will be a long term issue.
I wish I'd bought it earlier! Yes, it looks like the exposure is less than 10%. Will keep an eye on it.
congrats, your schd holding must be very impressive
Great video. SCHD, JEPI and JEPQ for me , some MO and Devon at these prices,
Thanks for the feedback, glad you enjoyed it. Looks like you have a nice blend of income and growth in those choices.
It's odd that they added Ford. No dividend growth in the past 6 years.
Its not a company I follow closely but a quick scan of Seeking Alpha and their dividend history over recent years is terrible but the forecast for future dividends is looking good.
Question, does anyone invest in American kick ass minning operations with healthy divided
I don't understand your question, are you referring to a specific mining stock or fund?
Thanks for your video.
What type of subscribtion on Seeking Alpha do you have, on SA exist ton's of different services...
For Investments specially in CEF's I found i.e. D. Albo on Eaton Vance funds, S. Bavaria on Income Factory, Nick Ackerman on Stanford Chemist.
But how useful are the informations, does anybody use one of them?
I use the Premium Subscription on Seeking Alpha. As for investment groups, I'm in Steven Bavaria's group, The REIT Forum, and Systematic Investing. Here's an interview with Steven: ruclips.net/video/XThJmtpmQDo/видео.html
I focus on growth then when retiring I'll switch to schd or value in retirement
That makes sense. Thanks for watching!
Another argument against SCHD right now could be their 20% weighting in financials and we all heard what’s been going on with banks in the US.
You're correct. Unfortunately the video was recorded before the most recent developments in the banking crisis. The exposure is less than 10% but it's definitely something to keep an eye on. Long term, I'm not concerned about it, but short term it could create some volatility.
@Armchair Income wouldn't that just mean you can buy more for a short term discount?
That's what I'm thinking. Total SCHD exposure to regional banks is 7.1% but they're not all going to zero. I think price drop caused by fear will be greater than the actual financial damage.
Great overview! I think it's a solid fund. But, my how things have changed in a 8 months! SCHD down and S&P500 way up. However, for a value holding, i still like it and will hold it along with my growth and broad market sector holdings.
Thanks for sharing! It will usually lag when tech is on fire. Tech is probably the most important part of the economy, but I wouldn't want to be 100% of my portfolio on the Magnificent 7.
@@armchairincomechannel 😬 yeah no, hahaha. Diversification exists for a reason.
I feel like schd is past its peak. If you bought in early it’s massive value but for me I see better returns elsewhere. It hasn’t been doing well lately. I never bought in for the same reason(low yield). It’s better in a low fed rate environment so maybe after a recession.
Thanks for your feedback. I agree that it would benefit from lower interest rates. Over the short term, SCHD won't benefit from the AI tech rally. Over the long term, it should continue to see dividend growth, and if so, that will eventually lift its price, but it may take years.
Curious how you compare VOOV to SCHD. Comparable dividend yet VOOV has outperformed SCHD for the last few years.
SCHD yield is approx double the yield for VOOV. SCHD dividend growth is approx double the VOOV dividend growth rate. Total returns for the past 5 and 10 years show SCHD outperforming VOOV. VOOV is ahead for the past year but as an income investor, 1 year performance is not an important metric.
So basically this is a future VOO never gets cheap just keep getting expensive
Depends on your definition of "expensive". If defined by its yield vs its historical yield, it's currently under valued. It's comprised of 100 quality companies so its never going to be really cheap relative to the market.
Please comment on SCHD's 8.36% regional banks exposure. I have 2,012 shares and concerned.
Good question. I haven't verified it, but the list below puts the regional bank exposure at approx 7%. Analyzing the specific exposure of the individual banks is a complex task. If I find anything useful in that regard, I'll post it. At first glance, I think it's reasonable to assume there's some exposure in the near to mid term, but I don't see all the regional banks in the portfolio going to zero, especially given the Fed's recent announcement to backstop them.
List of banks:
diyvalueinvestor.substack.com/p/buy-this-diy-dividend-champ-etf-and
@@armchairincomechannel nice article. I counted 27 regionals. I guess the article doesn't consider some as regionals. By the way, the portfolio is being updated. Happens on 3rd Friday in March. The algorithm will use date up until Feb 28, and will not take into account the current crisis. If regional banks cut their dividends, they won't be booted out until 2024. Our dividend could suffer. I'm staying positive.
I counted 25 regional banks in the SCHD portfolio. Of those, USB has by far the biggest weighting (at 1.82%) and I think they may actually benefit from the flight to bigger banks and they're not really perceived as a regional bank by the public, and thus could be the recipient of new deposits. The timing of the rebalancing probably won't work in SCHD's favor but we shall see.
i like p &g
It usually holds up well during a recession. Thanks for watching 😀