Hdfc Ergo Optima Restore Health insurance plan in Telugu [complete Details]

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Compare your Portfolio vs index for free - pages.investt.... HDFC Ergo optima restore plan,hdfc ergo health insurance telugu.
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Health insurance buy chesetappudu konni points chudalsi vuntundi.
Sum insured, Network Hospitals, Claim settlement ratio, Incurred claim ratio ilanti points chudlais vuntundi.
Iroju e video lo HDFC Ergo optima restore policy vi complete benefits nenu mi mundu vunchutanu.
E policy enti
EM cover avutayi
Em cover avvavu ani clear ga details istanu
First manam ratio kosam matladukundam. Edina policy chese mundu dani ratios chudadam chala important.
Hdfc Ergo optima restore policy claim settlement ratio 92% vundi and incurred claim settlement ratio 62% vundi.
Incurred ratio ante aa company collect chesina premiums nunchi entha money claims rupam lo vadutunaru ani
62% anedi above average ratio endukante e ratio kanuka ekkuva vunte company ekkuva kalam sutatin avvaledu vala profits taggipotayi kabbati ala aniu thakkuva kuda vundadu less than 50% vunna company ni prefer cheyakapovdm manchidi.
E two ratios batti policy manchidi ani telustundi.
E policy meeru 3lakhs - 50 lakahs coverage varaku teesukovachu.
Ippudu Policy benefits chudam
In patient hospitalisation :, Indulo meeku EM EM COVER AVUTAYO CHUDAM
Ambulance charges - 2000 varaku cover chestaru
Nursing charges
Medicines , drugs charges
Emergency Air ambulance kuda cover avutundi.
ICU charges
E opinion kuda cover avutundi in case edina critical illness vachinappudu secondar doctor opinion ki aina expense kuda claim chesukovachu.
Room Charges meeda elanti limit ledu normal ga room ki limit vuntundi HDfc ergo optima restore lo meeku room meeda limit ledu.
Total 4000 hospitals Lo cashless claim chesukovachu.
Every year free health checkup vuntundi renwal chesukunnaka.
E policy premium meeru section 80D kinda tax benifit kuda pondachu. EVarina employees e policy teesukunte mi premium ki tax benifit kuda vuntundi upto 50000 varaku.
Pre and Post hopsitalisation Benifit :
Normal ga insurance policies Pre and Post hopsitalisation Benifit :
60 days varake cover chestaru kani e policy lo pre hospitalisation 60 days and post 180 days varaku treatment related medical expense kuda cover chestaru
Ante meeru hospital lo admit avvakamundu 60 days varaku medicines use cheste vatiki claim istaru and discharge aiyaka 180 days varaku use chese medicines kuda claim istaru.
Policy lo anni day care treatments cover avuatyi. Modern technology valla konni treatments ki hospital lo admit avvalsina avasaram vundadu so e policy anni day care treatments ni cover chestunadi.
Cancer Chemotherapy • Liver biopsy • Coronary angiography • Operation of cataract • Nasal sinus aspiration
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[@wonderfulllife3865]

Please sir your mobile number my 9989212852

[@alien3143]

Bro if suppose I payed health Insurance for 3 years and now I stopped renewal soo within how many days If I got prblm I can use that 3 yrs money I paid

[@anilanumula5369]

థాంక్యూ సార్ మీతో మాట్లాడాలి అనుకుంటున్నా

[@seshaphaniraju1112]

Sir, బాగా explain చేశారు. Very good Sir.

[@MutualFundstelugu]

Thank you

[@ajaykumarsiddamshetti2011]

Maternity gurunchi cheppandi. Policy thesukunna tarvatha eppati varaku cover avuthundi

[@madhavasekhar2409]

ThanQ sir.. nenu 3years nunchi Star health insurance policy thesukonnanu.kani amount chala yekkuvaga undhi yearly 28000+gst my age is 55.

[@MutualFundstelugu]

Policy coverage entha

[@babudevarapally3439]

TATA AIG thiskondi Sir 18k lo ipothundi
Call me 9392006369

[@user-bw9nt3fj7i]

చాలా బగుంటుంది పాలసీ

[@bangaridakuri6645]

Good explanation
Can you please suggest me best
Family health insurance, my age is 49yrs
Family consists of 4 members

[@malakondaiahkakarla4218]

Great information.... optima restore best health insurance. 👍

[@mallikarjuna3675]

Explain super .

[@hemanthkumarvadla5390]

Please give detailed review about Tata AIG Medicare policy

[@usharaniy7779]

Sir, just now I saw your vedio. Really explanatory n easy to understand. A person (techy) aged 35 yrs (not completed) having spouse, 2 children(aged 4 n 2 yrs), father (70 yrs), mother (65 yrs) as dependents - wish to take 10 or 15 lakh health insurance. Can you intimate annual premium to paid if it is 10 lakhs policy. If he takes 15 lakh policy, what would be his annual premium?
At present, father n mother are healthy without BP/diabetes.
Kindly reply

[@MutualFundstelugu]

Whatsapp me to 8297282834

[@ippilivenkataramana5974]

Nice Explanation. Please clarify my doubt. Can we get claim for medical tests before going to join in hospital in this policy? if no is there any policy will cover the lab tests charges. One of my friend have no problem in his health but doctor asked him to get some lab tests reports. For the lab tests he paid nearly 30,000 rupees. after that doctor said there is no problem in your health and given some multi vitamin tablets and some energy boosters syrups. So I would like to know those polocies which will cover the above problem.

[@MutualFundstelugu]

Tests tarwata hospital lo admit ayi vunte money ichesevalu. But ilanti vatiki no.

[@PrasannaKumarBarri]

Thank you for your information brother

[@jannudaisy3851]

Sir, oka manchi health insurance policy kavali. Diabetes, bp, thryroid, any nervous problems, eye prblms and any other major expected problmes cover ayela undevi cheppandi plz

[@rajasekharreddy7737]

Sir. IVF, IUI treatments cover avuthundha. Vitiki inkemayina cover ayah policy market lo undha......... Please tell Sir

[@koushik6049]

Sir, which is best health insurance policy for family?

[@nageswararaogajula94]

I am 68 years and my wife 67 years we want take health insurance for 5 Lakshmi for two persons we do not have any existing illness tel me how much premium to pay for two persons

[@Gsrao420]

sir, police department ki insurance policy chusukivacha?

[@mahesh5913]

Sir diabetic pationts ku teesukovacha policy

[@MutualFundstelugu]

No

[@medabala]

what about cataract for parents .. immediate effect or later 1 year

[@bhargavmbhargavm3401]

ఈ పాలసీ కట్టిన తరువాత ఎన్ని రోజులకు hospitals లొ use అవుతుంది plz replay

[@bram8551]

Caahelss cover cheyadamle villu hdfc ergo...cancer treatment ki kuda

[@alien3143]

Bro if suppose I payed health Insurance for 3 years and now I stopped renewal soo within how many days If I got prblm I can use that 3 yrs money I paid?

[@Kiaan1304]

I am suffering prostatitis pls tell me which policy suitable to me,
I need Day care purpose .

[@Nowa-y8b]

Dental treatment ki avvadu annaru ante route canal or cement pettadam lantivaa

[@MutualFundstelugu]

Ha alantivi

[@kalikumar027]

Claim chesthey .. Multiplier Benifit lo 50% reduce avvuthundhi next year ki ( not less than SI)..Meeru ah important point cheppaledhu dheenilo...

[@kumarku3611]

What is co-pay % in this policy? Is plastic equipment charges paid by insurer (in patient)?

[@arifmohammad3825]

Premium minimum ఎంత ఉంటుందో చెప్పగలరు..
Reply... Waiting.

[@palampvr7140]

CHALA BAGA EXPLANATION
CHESARU SIR

[@SivaKumar-me9cr]

TATA AIG MEDICARE insurance gurinchii information chepandii..

[@murthypsr627]

If there is no claim In entire 8 years period can I get amount back? If not are there any such polices offered by other companies? Even though premium is more. Kindly reply?

[@MutualFundstelugu]

No andi
Imsurnace is a risk sharing product.
Life insurnace lo vuntundi Ala but not in health insurnace

[@drchinna6982]

Good information 👏👏

[@abbanavenasunil9747]

Good explanation bro keep rock

[@gurralajagadeesh6808]

Thanks sir

[@MutualFundstelugu]

Your welcome

[@muralikrishna4228]

sir, hdfc ergo optima restore vs max bhupa reassure which is best in policy and which company is best

[@santhosh2513]

Actually I'm also confused between both

[@ramchanderjikatika6611]

Sir monthly premium how much 2 children's and husband wife.

[@sandeep5118]

Max bupa గురించి చెప్పండి sir

[@arifmohammad3825]

My mother 59y, got a Stent 6 months before & BP patient.
I have income abt 5 PA.
I want to take 10L policy for my mother.
What's premium etc. Details pls. Waiting.

[@vijay4911]

Good explanation bro

[@dhavala8888]

TATA AIA Insurance gurinchi cheppamdi

[@MutualFundstelugu]

Ok

[@manikanta.6638]

Tq brother.nice video

[@jammythewall339]

Nice information brother

[@maharealestatemarketingser9990]

Good information.thank you

[@gopalakrishnakalapatapu9740]

Will the critical illness claim can be taken by primary member and spouse more than once

[@rajkumarmg9335]

Chala baga chepparu Brother ...

[@surendersuri6346]

Superga chepar sir

[@ramanarao352]

Parents ke diabetes kuda cover aiye policies unte chepandi age 56

[@MutualFundstelugu]

Care

[@trollsadda5014]

Bro meeru provide chesina number ki what's app ledu i have a few doubts regards hdfc ergo health insurance

[@MutualFundstelugu]

WhatsApp vundi bro

[@gopig3123]

5 lakhs health insurance ki monthly emi enta

[@subbaraoalavala5505]

Based on age... vuntundi

[@Ramaswamypharmacit]

Pls tell best company ( health card insurance)

[@DanduYadgiriKuruma]

Best information tq

[@SMTalkss]

Bro
Mental illness like anxiety,depression lanti vaatiki claim cheyyocha

[@MutualFundstelugu]

No bro

[@SMTalkss]

@@MutualFundstelugu ilantivi cover avvalante yem cheyyali or employee health insurance lo cover avthaya

[@manikantagrandhi9752]

Bro...monthly bills like regular medicines bills claim cheskovacha...??

[@naveenravarthi2539]

Sir Naku knee problem undi surgery cheyali early ga claim cheyalante elaa sir

[@vivekmandala5899]

వేరికోస్ విన్స్ ట్రీట్మెంట్ కి హెల్త్ ఇన్సూరెన్స్ వర్తిస్తుందా లేదా

[@saleemshabaz4577]

Good information

[@sakeaswani9069]

Sir. SBI arogya mastu policylo better kada

[@saradhidudigam179]

2 persons ki 500000l policy antha kattali bro!!

[@nagarajukoduri1501]

10000

[@mithunkumarrangisetti1877]

Every claim free year 50% bonus add chestara. Ala antha limitvaraku chestaru

[@MutualFundstelugu]

100% max

[@sudhakarchintala9753]

1st like

[@ASATYANARAYANA-tp5dc]

Sir nenu new policy tisukovali anukuntunanu 500000 a policy tisukonu

[@rameshduggi344]

Best insurance tell me

[@nikhildommeti8128]

Network hospitals are incresed to 10000+ not 4000

[@sathishpalakuri9485]

Maternity ki process Ela untundi...and enta varaku claim chesukovochu..

[@MutualFundstelugu]

Maternity indulo claim avvadu daniki vere policy vuntundi

[@sathishpalakuri9485]

@@MutualFundstelugu em policy...I'm recently married...I want to take one health insurance for both..can you suggest me...

[@bhargava_ramudu]

@@sathishpalakuri9485 In SBI undhi..... just call to sbi insurance coustomer care and ask....u will get information....👍

[@kanaparthisrinivas9391]

B.p pre existing decease avuthunda
Okavela bp unte premium perugithunda

[@MutualFundstelugu]

Bp and diabetes cover avutundi. Premium extra vuntundi

[@Eswar_N]

Aditya birla health insurance ela vuntundi bro

[@santhoshthota2305]

Hdfc helth batter

[@vas7009]

Baguntundi

[@dvdr4898]

Hair transplantation cover ayye health insurance policy untunda sir..

[@MutualFundstelugu]

No.
Vunte bagundedi Edo Oka roju mana abbayilki use avutundi cnfrm ga😅😅

[@kumbhadichu5775]

Yes bro🤪😂

[@pradeepkumar-lo9gg]

Sir Meru APPSC TPPSC channel kuda medhe kadha andi

[@MutualFundstelugu]

No

[@sudheeralluri8417]

sir, any portability facility in this hdfc ergo company

[@shashidarreddyyedulla9151]

Sir, optima restore policy cancer vachi tagipoyina valaki istara pre existing disease kinda, na wife ki 2018 lo throat cancer vachi tagipoyindi still now malli elanti symptoms levu policy istara

[@MutualFundstelugu]

Ledu cancer vunte ivvaru
Ante cancer treatment Aina valaki ivvaru

[@shashidarreddyyedulla9151]

@@MutualFundstelugu ipudu thanaki police teesukovalante ela elanti policy istaru sir thanaki

[@sandeepjanam4946]

Sir, OPD cover untundha, e plan lo ? Optima Restore lo.

[@sarathbabum]

Is Domiciliary claim available on this policy?? I mean for example - any illness for taking any treatment, can we claim that amount... Like doctor consulation and medicine charges...example fever, cold like

[@MutualFundstelugu]

Cheppa kada fever cold cover avvavu

[@sarathbabum]

@@MutualFundstelugu Ok, Bro

[@AnilKumar-lq8os]

Sir care health insurance తీసుకోవాలి

[@vkurumurthyreddyvkmreddy106]

Sir neanu policy thesukoni 11 months avuthuni nenu hospital lo admitted kaka poina insurance varthistunda adi ala clim cheasukovali

[@jagadishbabukasharamakrish3119]

Sir nenu state Govt employ , misses house wife ,age 56,51.ye policy baguntadi

[@tallurivenkateswarlu7938]

Star health insurance lo manchi plan undi tesukondi

[@kandikondaganesh6286]

Disc problem ki polacy undha oparetion cheyyali anta so 30days tharuvatha insurance claim authunda aa polacy thisukovalo cheppandi plz

[@MutualFundstelugu]

Ala vundadu andi

[@kandikondaganesh6286]

@@MutualFundstelugu present ok andi but 27 years old boy so medicine tho control avvakapothe oparetion cheyyali anta

[@civilenggguide5778]

For eyes...to reduce sight??

[@satyan9819]

సంవత్సరానికి ప్రీమియం ఎంత కట్టాలి ?

[@suresh4760]

It's depend on your age

[@dharaninalamolu1733]

Critical illness cover avutunda

[@sudhakarpotti5137]

If we are taking one health policy continuously for some years regularly,can we change to other(different company )policy?

[@MutualFundstelugu]

Yes

[@subhancherukuri]

@@MutualFundstelugu bro miru cheppina policy thisukonte 1yer ku entha kattali dabbulu local hospital ku saport chestunda policy cheste ela kattali policy (iam badvel) kadapa district

[@nsri6336]

Same benefits like NCB, will we get ya ,if we change hfdc ergo to star health after one year my age is 38 , looking for 2adults,one child

[@shyamkumar7426]

What is the age restriction for this policy???

[@explorernikhilsetty]

If we skip or stop Sip
In mutual funds any
Fine or blocking of money
Will happen or not?

[@MutualFundstelugu]

Ala em vundadu

[@surenderreddy397]

I have Star Family health optima 5 Lak
It is ok!

[@MutualFundstelugu]

Yes it's good

[@grandhisrinivasarao1659]

Anna per year ki yenta amount payable cheyali 4 members unnaa familiki

[@nagarajukoduri1501]

15000

[@chandrashekar-bk3ku]

Best policy

[@MutualFundstelugu]

Yes

[@anjanpodila3866]

Good for health insurance

[@alien3143]

Per yr entha katali bro

[@MutualFundstelugu]

Age batti vuntundi
18-35 oka laga
35-40 okalaga

[@alien3143]

@@MutualFundstelugu tnq bro ❤️

[@thota.murthy3028]

Health insurance tesukonte good

[@xplore3339]

Should I buy HDFC ergo health insurance from HDFC Bank or directly from HDFC ergo company. Here from bank I'm getting 2k less premium one and have almost same features what HDFC ergo is offering. HDFC ergo is part of HDFC company itself. So it okay to go through HDFC Bank instead of HDFC ergo company??

[@MutualFundstelugu]

As far as I know health insurance premiums are same everywhere
Check the policy once before taking

[@xplore3339]

@@MutualFundstelugu I have gone through the document and it's okay as per my current needs . Just the only question if I go through HDFC bank instead of directly HDFC ergo will there be any problem at the time of claim ??

[@MutualFundstelugu]

Bank will not assist at the time of claim

[@xplore3339]

@@MutualFundsteluguoh okay, then whom should we reach out, directly HDFC ergo company?

[@alien3143]

Bro enni yrs katali manam mny fr helath insurance is there will be any limited time r life long we shld pay??

[@satya7209]

Maternity ki vartinchiddha? Minimum time period entha? Pls reply me

[@MutualFundstelugu]

Maternity immediate a policy cover cheyadu.
Most policies Evi cover cheyavu.
Policy teesukunna 2 years tarwata cover chestayi

[@sathishpalakuri9485]

@@MutualFundstelugu maternity ki amount enta cover chestundi.... ambulance charges enta and if we take separate room ...how much cost??

[@sandevenisateesh2714]

anna hdfc ergo vs tata AIG lo edi best??

[@santhajivlo]

Dental implants treatment cover kada...

[@MutualFundstelugu]

Aha avvadu

[@santhajivlo]

Mari endulo avutundi

[@MutualFundstelugu]

@@santhajivlo dental endulonu avvadu

[@PrakashNallamalla]

EMI system ఉందా

[@MutualFundstelugu]

Yes

[@sujathachintakunta7901]

Reneval date grace period?

[@sanjeevkumar-du5wq]

Grace period 30 days

[@sandanavenikumar2508]

Villeges flights enduku use avvadu

[@MutualFundstelugu]

Kavalani godavalo involve aite ivvaru

[@medishettyrpet]

HDFC ERGO HEALTH SURAXA SILVAR SMART గురించి తెలుగులో చెప్పండి

[@ramakrishnareddyyeruva6890]

Above link mobile number was not in whatsapp....

[@vinaykompalli4202]

Apollo munich Optima restore policy ante hdfc ergo Optima restore policy a kada bro?

[@nsri6336]

Yes

[@shravanm5695]

Covid cover avuthadha

[@tallurivenkateswarlu7938]

Seperate policy undi covid ki very very less premium... Upto 9 months coverage

[@gaddamravikumar2189]

Hi bro but at this covid situation nobody considered health insurance
Is it true ornot

[@MutualFundstelugu]

Not ture

[@santoshsagar3792]

Maternity diseases cover avuthaya e policy lo

[@bravindra4158]

No