Stepped on your video casually. It was a really nice blend of humor, personal approach and examples with important information explained simply on top. Subscribed. Keep it up.
Well mine was RUclips, so I didn't get rich with investing either - but I got comfortable enough to take a shot at youtube, and that's good enough for me
Nice putting that “Bramble Blast” music in the background at around the halfway point. Can’t go wrong with DKC2 music. Keep up the good work. Your videos are awesome man.
A great benefit to a dividend portfolio is that you get a really good idea of your passive income -- which lets you tune your leverage and debt exposure to ensure that you can always keep making your debt repayments.
@@LegacyAftermath Debt is a tool, and passive income lets you unlock it safely. Carrying as much debt as your passive income can service allows you to benefit from the effects of inflation. As long as you're researching and buying quality assets, you SHOULD have debt in any inflationary system.
Investor's use debt as a leverage tool all the time. Done correctly, borrowing money presumably at a low enough interest rate for dividends to cover interest payments could help you grow dividend's faster. It's not that debt is necessarily a bad thing, it's just that most people rack up debt on things that provide no long term value.
Dividends definitely don’t you wealthy quickly but it’s a great strategy for SOME of your investments. I also consider it a semi-emergency fund. I wouldn’t want to count on it for my housing or food needs but it can assist if you need it now.
Compound interest is a good way to grow your portfolio, and choosing a dividend aristocrat with a high yield will make your portfolio grow quickly if you reinvest your dividends.
Forget buying a broad index and expecting the same returns as the recent past. Between 1999 and 2008 the stock market just went sideways and there's a very good possibility that's about to happen again.
You randomly came on my feed, and you have earned yet another subscriber. Love the simple yet high quality video production and of course, love the content. Thanks a bunch Andrei!
Let’s hope there aren’t many more banks that go under, we do have a liquidity problem so I think we will go through a long period of stagnation. Dividend stocks have to be the way forward at this time
You, Kevin, and Graham are the life blood of online financial "advice"👀(but not financial advice for legal reasons)/ info on RUclips. Been watching you a little more lately! Very entertaining
Hey Andrei! I’ve followed you almost since your beginning in RUclips and I’ve always thought that dividends and etfs were such a boring investment. Now that I’ve lost a lot of money and grown in mentality I see the point. Thanks for the videos!
@@AJ-rc5lr While it is true that many successful investors tend to focus on long-term, stable investments, it is important to note that not all investments that are considered "boring" are inherently better or more profitable. The concept of boring investments typically refers to those that provide steady returns over time with less volatility. These may include index funds, bonds, dividend-paying stocks and real estate.
@@ZC965Tt yes very agree, and never forget compounding effect on them too. yes it will take more time for you to become a multi millionaire, but compounding works like a charm at the latter stages of our life anyway, just like Andrei says, it's for retirement plan. I am a compounding investing practitioner, as was my dad, he started in 2001, and i started in 2015, and we basically just invest in ETFs and some bluechip stocks that generate dividends, we reinvest everything since day 1, it's really giving us good compounding return so far, although we know that it might never take us to the level of a billionaire with such investment. but we will be in good position in the next 10 years if we keep just doing what we are doing.
@@ZC965Tt In your opinion, what would be a good short-term investment for someone willing to risk $10-$20 a week? I’m a college student, and as you can imagine, I don’t have a lot of cash just sitting around.
April was glorious, I hit over $1k in dividends/distributions, a record! I own a small portion of my portfolio in a few BDC and high yield blue chip stocks to boost the income and reinvest in boring long term ETFs 😁
Andrei is candid that this works for him due to amassing $3/4M in capital from YT/other successes. He knows how to live beneath his means. If you are starting from a lesser position, that is infinitely more important to understand than dividend investing. Good luck.
I'm no expert, but the biggest downside of doing an all dividend investment plan is that you lose out on the growth associated with other ETF's. I feel it would be better to invest in growth ETF's that pay a decent (but not high) dividend, then when you are ready to retire switch over to pure dividend ETF's so that you have a more steady income without needing to sell as much % to make your retirement income.
Andrei, this is one of the best videos you have done in the past few months! Good to be reminded that dividend investing is the way. You should make a Yoda themed short about dividend investing on May 4th!
Good video man, I watch your videos while investing my weekly 300$ since I’m 18, I’m so motivated to be in the 1% and already living from nothing but my first online store, love the content and all what we can learn ! Keep up man!
Glad I found your channel. I am trying to decide now between buying SP500 or Total Market via Index Fund or ETF. Still not sure, on the tax implications and what makes them different from a tax standpoint. I am not fully sure on the automated nature of Index funds vs. non automated on ETFS. Ugh. Not sure how to proceed. Specifically right now, looking at VTSAX/VFIAX vs. VTI/VOO. Or should I go fidelity? It's all very confusing and I want to start right away! I have some individual stocks in a TD ameritrade now but want to manage it more long-term and passive.
That's interesting about the number of stocks that don't make it long term. A long time ago I used to get a newsletter that promoted specific stocks. One day several years later I came across a copy that I had in a box. So I looked up the stock pick, found that the share price had significantly spiked only to end up back to where is started. Where it then remained. I kind of wonder whether companies that experience this are usually better or worse off for it. Maybe it's comparable to the difference between companies that overestimated the staying power of "the new normal" and expanded too quickly, and those that didn't as they didn't see things staying as they were.
Skipping the daily latte coffee will yes.. generate 1.056.160 dollars in 67 years. Proof: 5*356*1,1^67. Assuming 10% yearly netto return (inflation & tax deducted). "Stop buying latte's" is Andrei's best advice. The easiest way will be investing in an index fund with historical return of 10% like the S&P 500 usa, that is broadly diversified and that you don't have to manage.
I have a question, I know you can't give financial advice, but in general what would be better for someone who has little to invest each month. Would concentrating on one good ETF be better than diversifing into several different ones? I feel like when I try to diversify I am spreading my investments thin.
I think that diversification of investment is not equal to diversification of investment. Only by diversifying investment in investment targets with low correlation can the effect of risk diversification be truly achieved. What do you think of this?
exactly why i invest in dividend ETF, as someone who really love cashflow, i really love SCHD, they are probably one of the best ETF to have in a portfolio, because you won't be scared of not getting dividend as they will swap any company that no longer gives dividend and replace it with a new holding. And when time goes bad and most people who held just equities that doesn't do dividend, they have to sell their position in order to liquidate.
I was just thinking that I'd love to see a video from Andrei about SCHD since there has been so much hype around it lately. Great low cost index fund to compliment VOO or VTI in my opinion. I still think keeping VOO or VTI as a larger % is a good idea, but SCHD will provide dividends and lower volatility as a compliment.
disliked for the clickbait title. but good advice. not sure why you named it "Don't do dividends" when you are listing all the advantages of dividends....
I might be wrong but I think it was just a satirical title that makes fun of most wealth gaining tips, just like the first few “tips” he listed off at the start
So many people hide their investments because they think something is gonna happen to them. I love it when you transparently showed your portfolio. And people who are visting these kinds of channels are really here not for something to pass the time. It is just because they want to get good with their life. So thank you so much for all the knowledge you are giving to all the people who are serious.
The only compelling argument for dividend investing is if your retirement year lands on a crash year. I there use I think growth has a pretty good case.
Hey Andrei been following you for a while. Been doing the dividend strategy like you. Can you make a video on how you translate the money you get from dividends into your bank account? Or do you plan to use Robinhood’s debit card? Like, is the plan one day to turn off dividend reinvestment. Then it builds up the checking account on there? Out of the hundreds of videos I’ve seen from you. I don’t think there has been one that explains what happens when you reach the endgame. Thanks and keep up the good work.
Hey bereal, yes once you have hit the amount of money that you are satisfied with, you turn off automatic reinvestments, then instead of being of your dividends being reinvested back into purchasing more shares, the dividend payments will now go to your "money market" account, which you can then transfer over to your bank account that you have linked up with your brokerage (I use fidelity brokerage)
The problem is, he speaks about all this financial success and retiring early and that is great. But, where is your wife, your kids the stuff that matters and makes life worth it.
H'okay, Andrei. I don't know if anyone is paying attention but $200.00 a DAY ( let's just say business days ) is ~$48,000 a year. Some of us mere mortals can't field that sort of investment. But glad to hear you are making it work for you. :)
Yeah, investing 240/365 days a year. He can invest the amount people make as their gross salary. This is what happens when you get rich though, at some point, we can't relate as much to his investment journey.
Im 33.I have a couple shares of some etfs i dont make much from them, but its good to have them. I moved the money in my 401k from my previous jobs to a Roth IRA, and now I'm just trying to pay off credit card debt and build an emergency fund. Small steps. Also the music you use 🤯👏🏽
Good video. I enjoy a 3 ETFs portfolio (SP, 500, SCHD, JEPI) and 25 individual stocks ranging from apple, BOFA, J&J, Reality Income, to more risky names like Tesla and others . But planning to prob sell the more risky ones
@@shafhots I think it is a little bit bc it is actively managed as opposed to a passive ETF. But the reason for that is that they use a call options strategy on JEPI
Your portfolio is similar to mine. I'm invested mostly in VOO, SCHD and a small amount of QYLD and also have around 20 individual stocks including Apple, JNJ and Realty Income. I also have ABBV, Altria for dividends and for growth I have names like Tesla, Meta, Shop and others
Ben Felix has entered the chat. Dividends are baked into total expected returns which includes dividends and capital returns. Going after dividends for the sake of dividends leads to a large cap value tilt, which value is higher expected total return. However, large cap companies have lower expected returns. Dividend only is irrelevant because that is discounted already. There’s even evidence that high dividend popular companies have lower expected returns because people over pay for them thinking that dividends will make you rich
Yep, and if you watch the video, there's half a dozen reasons why dividends can still be the better option despite the lower overall return. If investing was ONLY about overall returns, then we should all be over leveraged real estate investors because that's higher than indexing
HELP. I’m so confused. Nobody seems to answer “do dividend ETFs outperform an SP500 ETF over the long term when dividends are reinvested?” I hAve been looking literally everywhere for this and haven’t found a set answer. Some say yes some no.
Super great video, this reignited my investing bug. I’m 21 doing my Roth IRA and have about 2K in it so far. I placed an order for the Charles Schwabb ETF. Im excited to do more investing in my twenties as I grow my income and knowledge with both investing and life in general. I can’t wait to see more videos like this. Love your passion! See you Friday :)
For anyone wondering, using some crude maths, a $5 coffee a day (assuming 10% annualised interest) is abt $1900 To get to $1.5mil would take about 45 years of 5$ daily coffees.
You just puzzled my brain with your click bait title 😅. I love your videos. Thanks for all the efforts you put to provide us with such great videos time to time.
@@AndreiJikh I'm thinking of it more in terms of opportunity cost. I totally get the attraction of dividend stocks, but ultimately in 20 years, is there somewhere else where the capital could have been parked over that time which would have provided significantly higher returns? Obviously I, like everyone, have no crystal ball, but I think that's the question to be asking.
At least you know you will have that amount projected. With capital gains, there is no clue to know what will happened in the market by the time for retirement.
The consistent income from dividends provides a nice psychological incentive to not panic and sell when markets are down.
Exactly!
Is this a psychological function of people? LOL, I don't react too much when I'm losing money or making money, because I'm skilled enough at it
@@ZC965Tt I don't react too much when I make or lose money either. But I'm also aware not everyone thinks the same. lol
@@ZC965Tt Nice flex.
The most clearest explanation of ETFs I have heard in awhile. Thank you.
Easier index funds
I always find it motivating and inspiring to see you're portfoilio and how much you're up to on your journey. Someday I hope to achieve what you have.
you won't
@@andre-qy2il s tier level hating
living off of dividends is a diffrent type of flex
"to see you're"... I think you need to google your vs. you're... as you're means "you are"!
Stepped on your video casually. It was a really nice blend of humor, personal approach and examples with important information explained simply on top. Subscribed. Keep it up.
I love your disclaimer. Really hits home on the points of how others actually get rich.
Well mine was RUclips, so I didn't get rich with investing either - but I got comfortable enough to take a shot at youtube, and that's good enough for me
@@AndreiJikh Well said
@@AndreiJikh what happened to Pandrea finance RUclips channel? He hasn't been making videos for a long time
I flip groceries for 2x the price
That the EBT method?
I think I shop there
@@idealmasters maybe
I scalp groceries and flip 'em for 10x 😎
@@oscarhagman8247 lol sell a course too bro!
"You don't need to eat food, you can eat motivation." Lol. Love it. 😅
Nice putting that “Bramble Blast” music in the background at around the halfway point. Can’t go wrong with DKC2 music. Keep up the good work. Your videos are awesome man.
Your one of my fav RUclipsrs- great contents always! I love dividends.
A great benefit to a dividend portfolio is that you get a really good idea of your passive income -- which lets you tune your leverage and debt exposure to ensure that you can always keep making your debt repayments.
If your investing in dividends for dividend income debt isn't something you should have
@@LegacyAftermath Debt is a tool, and passive income lets you unlock it safely. Carrying as much debt as your passive income can service allows you to benefit from the effects of inflation. As long as you're researching and buying quality assets, you SHOULD have debt in any inflationary system.
@@alexkimmerly9490 sounds ridiculous most people see debt not as a tool to make money. The masses see it as a tool ro obtain new shiny objects
Investor's use debt as a leverage tool all the time. Done correctly, borrowing money presumably at a low enough interest rate for dividends to cover interest payments could help you grow dividend's faster. It's not that debt is necessarily a bad thing, it's just that most people rack up debt on things that provide no long term value.
@@LegacyAftermath nice backtrack lol
I’ve literally been telling this to people and colleagues for years and not one of them wanted the free game
2:00 the like button flashed when you said to smash the like button & that was very aesthetically pleasing. the little details youtube!
Magic and Dividends. Welcome back Andrei, we missed you.
This was absolute life changing. Explained very well. Thank you
Dividends definitely don’t you wealthy quickly but it’s a great strategy for SOME of your investments. I also consider it a semi-emergency fund. I wouldn’t want to count on it for my housing or food needs but it can assist if you need it now.
Compound interest is a good way to grow your portfolio, and choosing a dividend aristocrat with a high yield will make your portfolio grow quickly if you reinvest your dividends.
I love the idea of compound interest! It totally encourage us ti save more than spending on some luxury goods .
One of your most honest video's yet! Thanks for sharing 👍
Wow, today you and Graham are on fire with the an intro and the title!
Forget buying a broad index and expecting the same returns as the recent past. Between 1999 and 2008 the stock market just went sideways and there's a very good possibility that's about to happen again.
You randomly came on my feed, and you have earned yet another subscriber. Love the simple yet high quality video production and of course, love the content. Thanks a bunch Andrei!
Let’s hope there aren’t many more banks that go under, we do have a liquidity problem so I think we will go through a long period of stagnation. Dividend stocks have to be the way forward at this time
Dividends is something very beneficial after you got rich, but its one of the slowest methods to become rich.
People should focus on careers/business and once there is a flow of money, they should go into ETFs/dividends/stocks. Any other way is just failure.
Thanks!
You, Kevin, and Graham are the life blood of online financial "advice"👀(but not financial advice for legal reasons)/ info on RUclips. Been watching you a little more lately! Very entertaining
DUDE ABSOLUTELY NOT.
@@KeeptheChange41 Then who?
@@dustinmccorkle2019WHO??? You, learning what and why you invest. These guys are hucksters.
too bad they scammed thousands of people with blockfi and celsius.
Dividends aren't guaranteed. Companies change their dividend ratio on a quarterly to yearly base. Some companies may determine to stop the dividends.
Hey Andrei! I’ve followed you almost since your beginning in RUclips and I’ve always thought that dividends and etfs were such a boring investment. Now that I’ve lost a lot of money and grown in mentality I see the point. Thanks for the videos!
Do you really understand how they work when you make every investment? For example, what kind of investment is ETF in the eyes of investors?
the more boring a investment are, it's better, remember most investor are boring, but yet, they are richer than most trader.
@@AJ-rc5lr While it is true that many successful investors tend to focus on long-term, stable investments, it is important to note that not all investments that are considered "boring" are inherently better or more profitable. The concept of boring investments typically refers to those that provide steady returns over time with less volatility. These may include index funds, bonds, dividend-paying stocks and real estate.
@@ZC965Tt yes very agree, and never forget compounding effect on them too. yes it will take more time for you to become a multi millionaire, but compounding works like a charm at the latter stages of our life anyway, just like Andrei says, it's for retirement plan.
I am a compounding investing practitioner, as was my dad, he started in 2001, and i started in 2015, and we basically just invest in ETFs and some bluechip stocks that generate dividends, we reinvest everything since day 1, it's really giving us good compounding return so far, although we know that it might never take us to the level of a billionaire with such investment. but we will be in good position in the next 10 years if we keep just doing what we are doing.
@@ZC965Tt In your opinion, what would be a good short-term investment for someone willing to risk $10-$20 a week? I’m a college student, and as you can imagine, I don’t have a lot of cash just sitting around.
my guy, I just moved to the USA, i'm lost as F on investments and taxes, your channel is really helping
April was glorious, I hit over $1k in dividends/distributions, a record! I own a small portion of my portfolio in a few BDC and high yield blue chip stocks to boost the income and reinvest in boring long term ETFs 😁
Good stuff
Congrats!! $1K is serious monthly cash flow
How much would you have to put roughly in this position to earn $1k?
@@leplane_ Probably over $100,000 generally speaking.
Andrei is candid that this works for him due to amassing $3/4M in capital from YT/other successes. He knows how to live beneath his means. If you are starting from a lesser position, that is infinitely more important to understand than dividend investing. Good luck.
One of the best content producers on the inter-webs! Thank you for all you do Andrei 😎
aww thank you!
I'm no expert, but the biggest downside of doing an all dividend investment plan is that you lose out on the growth associated with other ETF's. I feel it would be better to invest in growth ETF's that pay a decent (but not high) dividend, then when you are ready to retire switch over to pure dividend ETF's so that you have a more steady income without needing to sell as much % to make your retirement income.
When you invest, you're buying a day you don't have to work
Assets that can make you rich
Bitcoin
Stocks
Real estate
You're right , it's obvious a lot of people remain poor due to ignorance, it's better to take risks and make sacrifices than to remain poor
Andrei, this is one of the best videos you have done in the past few months! Good to be reminded that dividend investing is the way. You should make a Yoda themed short about dividend investing on May 4th!
Dividends Later when you are young focus on things what stay inside..
You forgot to mention the parts about your bank account login, social security number, routing and account number.
This man is the one man that I don’t want to miss any part of his video.
Good video man, I watch your videos while investing my weekly 300$ since I’m 18, I’m so motivated to be in the 1% and already living from nothing but my first online store, love the content and all what we can learn ! Keep up man!
Thanks
Glad I found your channel. I am trying to decide now between buying SP500 or Total Market via Index Fund or ETF. Still not sure, on the tax implications and what makes them different from a tax standpoint. I am not fully sure on the automated nature of Index funds vs. non automated on ETFS. Ugh. Not sure how to proceed. Specifically right now, looking at VTSAX/VFIAX vs. VTI/VOO. Or should I go fidelity? It's all very confusing and I want to start right away! I have some individual stocks in a TD ameritrade now but want to manage it more long-term and passive.
I’ve been building a nice dividend portfolio up in Canada over the last few years. Plan to go for a few more decades =)
Finally, a video not about the end of the world!
Finally, somebody with an honest portfolio❤ thanks for your RUclips videos!
That's interesting about the number of stocks that don't make it long term. A long time ago I used to get a newsletter that promoted specific stocks. One day several years later I came across a copy that I had in a box. So I looked up the stock pick, found that the share price had significantly spiked only to end up back to where is started. Where it then remained. I kind of wonder whether companies that experience this are usually better or worse off for it. Maybe it's comparable to the difference between companies that overestimated the staying power of "the new normal" and expanded too quickly, and those that didn't as they didn't see things staying as they were.
Skipping the daily latte coffee will yes.. generate 1.056.160 dollars in 67 years. Proof: 5*356*1,1^67. Assuming 10% yearly netto return (inflation & tax deducted). "Stop buying latte's" is Andrei's best advice. The easiest way will be investing in an index fund with historical return of 10% like the S&P 500 usa, that is broadly diversified and that you don't have to manage.
I have a question, I know you can't give financial advice, but in general what would be better for someone who has little to invest each month. Would concentrating on one good ETF be better than diversifing into several different ones? I feel like when I try to diversify I am spreading my investments thin.
VTI.
I do both. I like SCHD
I think that diversification of investment is not equal to diversification of investment. Only by diversifying investment in investment targets with low correlation can the effect of risk diversification be truly achieved. What do you think of this?
exactly why i invest in dividend ETF, as someone who really love cashflow, i really love SCHD, they are probably one of the best ETF to have in a portfolio, because you won't be scared of not getting dividend as they will swap any company that no longer gives dividend and replace it with a new holding.
And when time goes bad and most people who held just equities that doesn't do dividend, they have to sell their position in order to liquidate.
I was just thinking that I'd love to see a video from Andrei about SCHD since there has been so much hype around it lately. Great low cost index fund to compliment VOO or VTI in my opinion. I still think keeping VOO or VTI as a larger % is a good idea, but SCHD will provide dividends and lower volatility as a compliment.
just buy the underlying stocks and skip the fees
True
I like SCHD
voo for broad range, schd for dividend and vug for growth.
Got you covered.
Exactly!
This guy don’t miss!!!
with the Donkey Kong music in the background ❤
Dividends are one of the only true passive income sources.
Watched till 0:56 and I think im gonna start my journey now, thank you so much
Can you do an episode on robo advisors and how things like tax lost harvesting and direct indexing compare to standard dca’ing into ETFs? Thanks! 🙏🏼
Thi sis the best intro I've ever seen....!!! KOODOS!
disliked for the clickbait title. but good advice. not sure why you named it "Don't do dividends" when you are listing all the advantages of dividends....
I might be wrong but I think it was just a satirical title that makes fun of most wealth gaining tips, just like the first few “tips” he listed off at the start
It’s called sarcasm….
Made you click the video init. It’s not clickbait, it’s clickable
That went right over your head lol
@@ghost123g3if you click the video for one reason and get something else that’s the definition of clickbait
Far too many investors are trying to get rich by Tuesday and therefore losing their opportunities to build wealth.
So many people hide their investments because they think something is gonna happen to them. I love it when you transparently showed your portfolio. And people who are visting these kinds of channels are really here not for something to pass the time. It is just because they want to get good with their life. So thank you so much for all the knowledge you are giving to all the people who are serious.
I hide it as I dont want people laughing at my small pile.
love this, don't ever stop uploading vids plz
Hands down the best Meet Kevin impression I've ever seen.
This was one of your best vids yet- thanks!
Aye FF7 Red XI background song haha 😂, love it
Ayyeeee a man of culture!
Came here to say this, I recognized Cosmo Canyon as soon as I heard it. Men of culture, unite.
I’m gonna follow the plan at the beginning of the video.
😂😂😂😂 this gotta be the funniest video u have posted
For sure hahaha
The only compelling argument for dividend investing is if your retirement year lands on a crash year. I there use I think growth has a pretty good case.
Hey Andrei been following you for a while. Been doing the dividend strategy like you. Can you make a video on how you translate the money you get from dividends into your bank account? Or do you plan to use Robinhood’s debit card?
Like, is the plan one day to turn off dividend reinvestment. Then it builds up the checking account on there?
Out of the hundreds of videos I’ve seen from you. I don’t think there has been one that explains what happens when you reach the endgame.
Thanks and keep up the good work.
+1
Hey bereal, yes once you have hit the amount of money that you are satisfied with, you turn off automatic reinvestments, then instead of being of your dividends being reinvested back into purchasing more shares, the dividend payments will now go to your "money market" account, which you can then transfer over to your bank account that you have linked up with your brokerage (I use fidelity brokerage)
What about dividend cuts? Companies are not obliged to pay, specially in a crisis. Grate video anyways, thanks
Andrei we want more crypto content and transparency about your portfolio! Those videos were great.
The problem is, he speaks about all this financial success and retiring early and that is great. But, where is your wife, your kids the stuff that matters and makes life worth it.
Money > divorce and child support
H'okay, Andrei. I don't know if anyone is paying attention but $200.00 a DAY ( let's just say business days ) is ~$48,000 a year. Some of us mere mortals can't field that sort of investment. But glad to hear you are making it work for you. :)
Yeah, investing 240/365 days a year. He can invest the amount people make as their gross salary. This is what happens when you get rich though, at some point, we can't relate as much to his investment journey.
Im 33.I have a couple shares of some etfs i dont make much from them, but its good to have them. I moved the money in my 401k from my previous jobs to a Roth IRA, and now I'm just trying to pay off credit card debt and build an emergency fund. Small steps.
Also the music you use 🤯👏🏽
The FF VII Red XIII's Theme remix was a great touch.
That intro was bomb AF 😂
The first 60 Seconds where pure Gold
Edit: The first 60 Seconds were pure Gold - Thanks BridgeWater94
Were*
Legendary intro.
Love the FF7 music in the background too at the beginning
Hey andrei! Dividends are awesome!! hope they stay that way for the long future ahead and hope you stay awesome and healthy! Woooo!
I really appreciate your humor and general silly nature.
Oh thank you!
Good video. I enjoy a 3 ETFs portfolio (SP, 500, SCHD, JEPI) and 25 individual stocks ranging from apple, BOFA, J&J, Reality Income, to more risky names like Tesla and others . But planning to prob sell the more risky ones
isn't JEPI'S expense ratio high?
@@shafhots I think it is a little bit bc it is actively managed as opposed to a passive ETF. But the reason for that is that they use a call options strategy on JEPI
@@jonathanzach903 I currently invest in VOO,SCHD AND SCHY and I was looking to add JEPI. what's your JEPI portfolio %?
Your portfolio is similar to mine. I'm invested mostly in VOO, SCHD and a small amount of QYLD and also have around 20 individual stocks including Apple, JNJ and Realty Income. I also have ABBV, Altria for dividends and for growth I have names like Tesla, Meta, Shop and others
@@shafhots.35% yes
This seems so confusing. I will continue to educate myself. Thanks
You've always been my favorite "youtuber" sooooo much great and CLEAR info! Thx
Very well made video, thanks for your free knowledge sharing, subbed
Automagically ❤ Good video as usual Andrei. Keep up the good work
Ben Felix has entered the chat. Dividends are baked into total expected returns which includes dividends and capital returns. Going after dividends for the sake of dividends leads to a large cap value tilt, which value is higher expected total return. However, large cap companies have lower expected returns. Dividend only is irrelevant because that is discounted already. There’s even evidence that high dividend popular companies have lower expected returns because people over pay for them thinking that dividends will make you rich
Yep, and if you watch the video, there's half a dozen reasons why dividends can still be the better option despite the lower overall return. If investing was ONLY about overall returns, then we should all be over leveraged real estate investors because that's higher than indexing
@AndreiJikh this is a moronic response and the example makes absolutely no sense
My god that intro summed up all of the get-rich people who have never actually done it lol
Hey andrei it’s been a while since I’ve watched your videos. Glad to be back though and glad you’re still making killer vids cheers mate
thanks for the kind words and thanks for stopping by!
QQQ is not a "tech etf" it tracks the nasdaq 100 but 60% of it's holdings is tech.
HELP. I’m so confused. Nobody seems to answer “do dividend ETFs outperform an SP500 ETF over the long term when dividends are reinvested?”
I hAve been looking literally everywhere for this and haven’t found a set answer. Some say yes some no.
If you Do not get Dividend they stay inside and grow faster thus you have much more money to sell Shares
I wish I could be like you I feel like a bum every time I watch your videos god has blessed u 🙏🏽
Always a positive experience watching your videos! Thanks
Love watching ur videos for the knowledge but the entertainment 😂😂😂
Super great video, this reignited my investing bug. I’m 21 doing my Roth IRA and have about 2K in it so far. I placed an order for the Charles Schwabb ETF. Im excited to do more investing in my twenties as I grow my income and knowledge with both investing and life in general. I can’t wait to see more videos like this. Love your passion! See you Friday :)
*Furiously takes notes at the beginning of the video*
Dividend Andrei is best Andrei
dawwwww
@@AndreiJikh the king has replied! Big fan, I created my current portfolio by taking inspiration from yours!
Entertaining video, great to see you open up the hood once in awhile for us viewers to see.
For anyone wondering, using some crude maths, a $5 coffee a day (assuming 10% annualised interest) is abt $1900
To get to $1.5mil would take about 45 years of 5$ daily coffees.
So you're telling me there's a chance....
You just puzzled my brain with your click bait title 😅. I love your videos. Thanks for all the efforts you put to provide us with such great videos time to time.
What are your thoughts on JEPI?
Dang! The grocery advice is super key!
Hey Andrei, how do you do that slideshow? You mentioned ChatGPT, but could you do a tutorial? Thanks!
Every D&D player knows Preditigidation. Super versatile spell.
🔥
$47,700 won't be worth much in 20 years.
I'll take that over $0 in 20 years anyday
@@AndreiJikh I'm thinking of it more in terms of opportunity cost. I totally get the attraction of dividend stocks, but ultimately in 20 years, is there somewhere else where the capital could have been parked over that time which would have provided significantly higher returns? Obviously I, like everyone, have no crystal ball, but I think that's the question to be asking.
At least you know you will have that amount projected. With capital gains, there is no clue to know what will happened in the market by the time for retirement.
@@d0palwh56 I agree with the point mentioned in the reply, you should have just said that initially lol
Ive been trying to cast a wide net on learning about investing but its so overwhelming.