fully retired and living off of my dividends. I started investing 15 years ago, No regrets and financially free. Life is good while helping the less fortunate
Can't wait to get where you are at. I put 10% in my 401K/Roth when I get paid, which I don't really watch. Then I put $400/paycheck in a dividend portfolio
You deserve every penny you earned, Andrei. And we sincerely hope you stay the same humble guy when you share with us your 9-digit portfolio in near future.
@@AndreiJikh9 digits might be insane even though I think now you can do whatever you want. It's all about saving more then you make and not overexcagerating lifestyle. You will not see this guy at a 2000 dollar restaurant if you know what I mean😂
Your strategy is similar to mine except of course you have way more money to invest. Great video as always. You have always been one of my favorite RUclipsrs.
appreciate it! It took me a long time to get to this point. I remember seeing $300k portfolios and thinking I'd never get there. You will, stay consistent!
These are my favorite videos of yours. Thanks for being an amazing, knowledgeable, and fun creator! You're changing lives with this information, so thank you
Awesome, Andrei... I have been on this journey with you since you started your YT channel... Heck in that time I even started my own to show other dividend investors how simple dividend investing really is... kudos on the wins - all around!
My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.
I love your vids Andrei. I remember right at the big finance craze we had crazy content and a lot of people watching and commenting like crazy & now it feels it had settled, but the content is still entertaining. I hope we get another fun finance run again like before and blow up the channel ✊
Appreciate it! For sure, finance is cyclical. It's exciting one year, and not so much the next. I have more fun in a down market, there's less pressure for me to keep up the momentum
@7:44 Not 100% true. Companies actually get bought out by larger companies and get taken off the exchange. A recent example of this is Microsoft buying out Activision. Activision is no longer in the SP500 and is now being replaced by Lululemon.
I got into dividend investing back in 2020 after watching your vids. Like an idiot I sold everything a year and a half later. Time to get back in the game and hold for retirement!
andrei, i watch a lot of your videos dont comment as much as a i should but just want to let you know youre extremely gifted at explaining these concepts simply enough that a child could understand and your philosophical perspective is super cool too. thank you for giving away this free knowledge to the world you are a hero
Been here since the beginning and you’re the only creator that I can consistently show to my wife without her getting bored 😂 You’re the real OG! Thanks for all you do mate!
im surprised the yields are that low, im at about 225k ( Canadian ) and my div portfolio of banks, utilities, reits etc already generated over 14k, about 6-7% average yield. At 800k I hope to have it generate over 50k a year
Shouldnt it be the opposite? "higher" risk when you are young and lower risk when you are old? Sorry but it does not make any sense to do a DIV portfolio that is making less ROI than interest rates at your bank...@@AndreiJikh
Great video Andrei. Thank you for the transparency. Great and honest message ! Curious to know, what tool do you use to forecast the dividend income in the future ?
I am not sure if anyone else has mentioned this within the comments, but with REITs, the "dividend yield" may not be just dividends. It's more accurate to say "distributions," because some of the return may be "return of capital," which will be taxed differently than dividends.
We talk about the care that help us relieve struggle they talk nothing about those we face everyday. They just talk monies that they collect the most while the other nothing left
7:44 Andrei, that’s the music right there mate ✊🏼 such good deep focus soundtrack, love that song, thought my Spotify was playing. Appreciate you & your content for the last couple years. Keep being you 🙏🏼 ya scam
I actually really liked that video. I stopped watching you at some point when you were trying to be too funny and talking too much about crypto (which I am also invested in). But as of lately have been enjoying your videos again and find them useful.
Oh, Ive always been around, just not so much with the NFT/Crypto stuffs. Also, noticed the ring, within the past two weeks or so?!! Congrats ! @@AndreiJikh
People need more finantial literacy. How to save, invest, use credit with sense. We can't all live from dividends, otherwise society would not work, but it is another source of income!
Very informative. Can you tell us what websites provide the best research information that give the pay out ratio, cash in hand, net assets etc in a glance, like the Realty income details you shared? Thank you
I'll never "stop" dividend investing because I'm reinvesting all my dividends, but I did start the growth strategy at 50% of my investing strategy, so half and half!
Now run an honest simulation to see how much total return you would've had if you had just invested in the index. Spoiler: it would've been more than by chasing dividends
What ever happened to Andrei’s auto investing app that he tried? Maybe it was in another video that i missed but did it have some success or crash and burn?
Talk about dividends on RUclips, get paid, buy dividends, get paid, repeat.
The secret formula
You could also be an architect, engineer, doc, lawyer, programmer, cafe owner, E-commerce, ect.. save & invest 30% if your income and retire at 35👍
At least he admits it unlike his counterpart graham haha
The content is good. I'll give a like and follow.
@@AndreiJikhcan you please find a way to translate your vids to Spanish and other languages? I’d like to share your videos!
You should bring back your monthly dividend update videos! I haven’t seen those in a while and I really do enjoy watching them!
Will do! I try to do them once a month but I guess I should do them more often
All he does is auto buys VTI now. Would be a short video
I like once a month imo
I recommend monthly dividends such as JEPI AND JEPQ and divo they are good ETF too@@AndreiJikh
fully retired and living off of my dividends. I started investing 15 years ago, No regrets and financially free. Life is good while helping the less fortunate
Can't wait to get where you are at. I put 10% in my 401K/Roth when I get paid, which I don't really watch. Then I put $400/paycheck in a dividend portfolio
@@Edgardo477I do the same thing. But I keep my dividends in my Roth IRA so they can grow tax free.
You deserve every penny you earned, Andrei. And we sincerely hope you stay the same humble guy when you share with us your 9-digit portfolio in near future.
Haha 9 DIGITS?? That would be insane, I appreciate your kind words, truly, thank you
@@AndreiJikh9 digits might be insane even though I think now you can do whatever you want.
It's all about saving more then you make and not overexcagerating lifestyle. You will not see this guy at a 2000 dollar restaurant if you know what I mean😂
2:55 That's why I love dividends investing.
You buy them once and that it
One advantage of a dividend portfolio vs VOO is in retirement you may be able to live off the dividends instead of selling shares
Yep, which is way easier to plan for retirement because you can easily compare that against expenses
Your strategy is similar to mine except of course you have way more money to invest. Great video as always. You have always been one of my favorite RUclipsrs.
appreciate it! It took me a long time to get to this point. I remember seeing $300k portfolios and thinking I'd never get there. You will, stay consistent!
My favorite part of this video is how self aware Andrei is
Amazing great job. You’re my favorite financial channel
Yay thank you!
These are my favorite videos of yours. Thanks for being an amazing, knowledgeable, and fun creator! You're changing lives with this information, so thank you
Wow, thank you! Appreciate the kind words
Awesome, Andrei... I have been on this journey with you since you started your YT channel... Heck in that time I even started my own to show other dividend investors how simple dividend investing really is... kudos on the wins - all around!
Appreciate it! Thanks for sticking around, it's been a while!
What a great and honest message, excellent presentation and points about the "its just a scam" part.
My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.
That's so cool, congrats! It's definitely a lot easier to plan for the future when you can predict your cash flow
I work in the industry and I think Andrei is great. I always learn something or something is reinforced. There is a lot to learn in this field.
I appreciate how much research you put into these videos. You do a great job, Andrei.
I appreciate that!
Cash 💵 Money 💪🏽
I love your vids Andrei. I remember right at the big finance craze we had crazy content and a lot of people watching and commenting like crazy & now it feels it had settled, but the content is still entertaining. I hope we get another fun finance run again like before and blow up the channel ✊
Appreciate it! For sure, finance is cyclical. It's exciting one year, and not so much the next. I have more fun in a down market, there's less pressure for me to keep up the momentum
@@AndreiJikh I agree. Thank you so much through it all!
So basically Warren's advice was right. The slow and steady wins the race.
No because everyone does that. There’s a reason why he’s the richest investor and we aren’t.
@7:44 Not 100% true. Companies actually get bought out by larger companies and get taken off the exchange. A recent example of this is Microsoft buying out Activision. Activision is no longer in the SP500 and is now being replaced by Lululemon.
I got into dividend investing back in 2020 after watching your vids. Like an idiot I sold everything a year and a half later. Time to get back in the game and hold for retirement!
You know what they say: it's all about time in the market, not timing the market
Am interested in your Yield on cost accumulated through these years. Also you forgot to mention the importanace of payout ratios and dividend growth.
andrei, i watch a lot of your videos dont comment as much as a i should but just want to let you know youre extremely gifted at explaining these concepts simply enough that a child could understand and your philosophical perspective is super cool too. thank you for giving away this free knowledge to the world you are a hero
You always made learning about finances fun been following since 2019 and I always do my research of things you mentioned
thank you!!
Been here since the beginning and you’re the only creator that I can consistently show to my wife without her getting bored 😂
You’re the real OG! Thanks for all you do mate!
Andrei, you are my most favourite guy on YT. Thanks for all you do and your knowledge. I have been advocating your videos to my students.
Wow, thank you! Appreciate that :D
im surprised the yields are that low, im at about 225k ( Canadian ) and my div portfolio of banks, utilities, reits etc already generated over 14k, about 6-7% average yield. At 800k I hope to have it generate over 50k a year
6-7% is something I see myself at when I'm older, but I tend to like 2-4% in hopes that it would grow over time
Shouldnt it be the opposite? "higher" risk when you are young and lower risk when you are old? Sorry but it does not make any sense to do a DIV portfolio that is making less ROI than interest rates at your bank...@@AndreiJikh
Great video Andrei. Thank you for the transparency. Great and honest message ! Curious to know, what tool do you use to forecast the dividend income in the future ?
I am not sure if anyone else has mentioned this within the comments, but with REITs, the "dividend yield" may not be just dividends. It's more accurate to say "distributions," because some of the return may be "return of capital," which will be taxed differently than dividends.
Yep, it's in the video, REITs are taxed as ordinary income, but I'll refer to them as distributions in the future if it's clearer
This felt more like an ad
Can't wait to watch your $0 to $1Mil video!
Im wishing that for everyone here ❤
CURIOUS WHAT YOU USE TO TRACK FUTURE DIVIDEND GROWTH
Cool video.
Thanks for sharing.
I'm 4 months into my investing journey. Started abit late at 39 years old lol.
Better to start then not start at all
You are not late. Half the people wont even start.
Just keep going. Thats my mantra as well.
This is the earliest I’ve been to one of your videos😬 been watching since 2020💯
Bam! Welcome welcome!
We talk about the care that help us relieve struggle they talk nothing about those we face everyday. They just talk monies that they collect the most while the other nothing left
I really enjoyed your story! I like the way you explain the material!
Like it when you share your investing opinions 🔥🔥amazing video
Congrats!! So exciting for you!
I remember when you had like 100k subs… havnt watched in a while, happy to see you with so much success!
Aww I appreciate that!
The dividend vids are my favorite by far! Thank you
Glad you like them!
Andrei- What happened to Alex Pandrea? He was also one of my favorite RUclips channels for finance.
7:44 Andrei, that’s the music right there mate ✊🏼 such good deep focus soundtrack, love that song, thought my Spotify was playing. Appreciate you & your content for the last couple years. Keep being you 🙏🏼 ya scam
So why dont we just invest in an ETF which follows the S&P 500?
That's what I do :) I do both dividends and S&P
I watched all of your Dividend videos again just last week and was hoping you'll give an update. Amazing how you can read minds
Sometimes I can read minds, you're welcome haha :P
I actually really liked that video. I stopped watching you at some point when you were trying to be too funny and talking too much about crypto (which I am also invested in). But as of lately have been enjoying your videos again and find them useful.
Hi Andrei, I just wanted to say I enjoy watching your videos and love how clear you deliver your message.
Love the video (like all the others btw). We need a such inspiring journey!
Thank you!
Which platform are you using for those dividind stats from minute 8:30 and further? Also moomoo but white version or something else?
robinhood
Surely you can't go from $0 to $800K you have to have something to start from?
For sure, you need to start with a skillset
@@AndreiJikhabsolutely and nerve.
wow, your doing a dividen video
THIS... is the reasons why I began following you!
Welcome back
Oh, Ive always been around, just not so much with the NFT/Crypto stuffs. Also, noticed the ring, within the past two weeks or so?!! Congrats ! @@AndreiJikh
I really appreciate this type of content from you, sir. Don’t overlook your wise knowledge in favor of trendy speculation.
Trendy speculation is the name of the youtube game, unfortunately we all have to play to keep up
I would definitely buy your course. Just hope it’s not to expensive. 💀
Congrats on getting married dude. Didn’t even realize that.
Haven't got married yet! Thanks though! :X
I’m confuse where did he showed his portfolio with his entire holding ?
It is not just the monies boom monies that is the economy. There are more stuff in between must ensure the work must get done.
Please do a video about ZIM 😊
Great morale lesson at the end, it's all personal choice in the end !
Exactly!
Is this man on TRT? Seems like you have a deeper voice and been working out
I have been working out! Guess it shows XD
Great video, I hope you do a meet and greet someday
Having 800k in Robbin hood is crazy
Amazing video. Why did you start with Robinhood in 2015 as your dividend brokerage? Why not Vanguard of Fidelity?
VIG and VYM. Don’t overthink it.
Both great options
What app or site did you use to see how long Onhas paid dividends and been uninterrupted ? That would be super helpful
What an incredible dividend journey 👏
Thank you!
Awesome video! You earned a sub and like 🎉🎉
Part of the fun of investing is trying to beat the S&P 500 returns.
That's true, I feel like investing should be boring though
Look to how much commercial real estate is in the REIT. Diverified holdings and low commercial real estate exposure in 2024 might be good.
Nice drop at the end
😊
Very inspirational. Thanks Andrea, I gotta up my game!
Cant go wrong with CLM and CRF
Love the Casioak!
thanks!
I starting to invest last month thank for your videos and funny stuff
thumbnail got you looking like mr.clean lol
LOLOL
People need more finantial literacy. How to save, invest, use credit with sense. We can't all live from dividends, otherwise society would not work, but it is another source of income!
If you didn't reinvest the dividend back, how does the broker knows that you are keeping or putting them back for investments?
Very informative. Can you tell us what websites provide the best research information that give the pay out ratio, cash in hand, net assets etc in a glance, like the Realty income details you shared? Thank you
I need to know which microphone this man is using...
Definitely the video I've been looking for a while now. Thanks!
I’m always the most excited for these ones!!!
I'll do more for sure!
I remember you making a video about your dividend portfolio and how you where going to stop because of taxes and you made too much income.
I'll never "stop" dividend investing because I'm reinvesting all my dividends, but I did start the growth strategy at 50% of my investing strategy, so half and half!
Now run an honest simulation to see how much total return you would've had if you had just invested in the index. Spoiler: it would've been more than by chasing dividends
Good video
Question
Since you started buying shares of the many companies you own have you ever had a company buy back your shares
Thanks for sharing, Andrei 😊
Surely need a kick start for new year or even new coming Dec ✌️
Adrei, you missed the whole point and have not shared your existing portfolio.....
Oh you mean stock by stock? I might do that one of these days but that would be an extremely long video!
Thank you so much for the advice. Keep doing what your doing 🎉🎉
Why not buy growth in an IRA then convert to Dividends when you’re 60?
Lucky you. Mine went the other way around. Tip: Do not invest in anything Australian.
Sir you are a investing guru
That's both a compliment and an insult nowadays LOL
Is there anything better than moo moo for investing?
Key
High income starting off.
Can this happen? Yes
Do you have to be lucky and in the right place in the right time? Yes.
Andrei's story about Zero to Hero! Lezzz gooo!
doesnt robinhood only insure 250k why do you have so much ??
Finally! Been waiting for this
Thank you for sharing your financial journey!
thank you for checking out the video!
VOO has extremely high dividend actually
Not relative to a pure dividend stock play, but it's definitely there!
@@AndreiJikh VOO has better growth as well + a high dividend return. Seems like a no brainer choice.
I miss this types of videos
Which platform do you use to invest in devidents?
Continue to love your content! Question; What platform are you using to look into dividend history and payout ratio? 👀
Appreciate it bro, would love to learn more
More to come!
What ever happened to Andrei’s auto investing app that he tried?
Maybe it was in another video that i missed but did it have some success or crash and burn?
It's still around - I'll have to do an update video
Looking forward to seeing it, good or bad. 👍🏻