How Much $ Invested To Live Off Dividends

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  • Опубликовано: 7 фев 2025
  • How much money you need invested to live off dividends and passive income.
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    Let's talk about how much money you need invested to live off dividends and generate enough passive income. Investing in the stock market doesn't have to be difficult, in fact, it's really simple! In order to understand the answer to that question, I'll start the video by showing you how much dividends I made last month in November.
    Last month I made $26,168 with my dividend portfolio. That’s an insane amount of money. People talk about compound interest, where eventually your money makes you money, and then that money makes money and so on and so forth. This is a perfect example of that happening in real time. At some point, your stocks will reach a level where the compound interest and the growth on it per month is going to be more money than you can earn working a 9 to 5 job. That’s the goal. In addition to that, I made $743.57 in dividend income, and an effective $933 in dividend raises as well. So here’s the breakdown for that.
    #1: $743.57 for the month of November in dividend income. But what’s interesting is if I compare that to my last year’s income in November, I only earned $409.58, that represents a growth of 81.5% from last year's November. I’ve consistently made more by just reinvesting my dividends and buying more stocks.
    #2 On top of the dividend income, the second source is from dividend increases. This happens when a company takes the profit it’s made and instead of reinvesting back into their own company to make more products, they give us a pay raise. This doesn’t always happen, but I try to find companies that follow that trend. There is a downside to this. #1 I pay more in taxes because dividend income is taxed, even if I reinvest it automatically. The second downside is that the stock usually drops by exactly the same amount as the paid out dividend per share. I received $37 per year extra this month which is roughly the same as investing $933 at 4%.
    If you add up my dividend increases which is an effective $933, plus my dividend income which was $743.57 that equals $1676.57. Not bad for a month’s work of doing nothing. But wait, there’s more. On top of my dividend income, I earned interest on digital currencies and this past month I made .04 BTC ($770) which is roughly $770 bringing the actual monthly passive income total to $2446 but unfortunately it’s not dividend related, and it’s not FDIC or SIPC insured so it's a higher risk than my dividend income.
    Back to the original question of how much money you need to retire with dividends. To answer that question you first have to figure out what you’re comfortable with living on in terms of an income. For most people, $40,000 to $50,000 can afford them to live virtually anywhere in the world especially with something called geographical arbitrage which is where you go to a different country where the purchasing power of the dollar affords you more stuff. Like for example my city of Astrakhan, which is where I was originally born, where the average monthly net income after taxes is $249 - that’s per month - that equals $3,000 per year. Using what you’ve learned know that in order to make $3k at 4%, you need $75,000.
    The reason I love dividend investing is because I can plan for my future by calculating my cash flow vs my debt rather than trying to time selling my stocks in a perfect economy. So the final answer as to how much money you need invested to live off dividends is your yearly desired income divided by a dividend yield that you are comfortable investing in. Using the standard 4%, most people need roughly 1 million dollars invested in dividend stocks to be able to live off of the passive income. If I wanted to make $100,000 a year, that would be 2.5 million. That’s really my ultimate goal. I’d love to hear yours!
    *None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.

Комментарии • 3,9 тыс.

  • @wrknhvc7708
    @wrknhvc7708 4 года назад +4990

    I received my first dividend in the amount of $1.71. I’m ready to retire

  • @nickNcar
    @nickNcar 4 года назад +1997

    Me chilling with my 23 cents of dividend payments this month
    Want to edit this to say I made an additional 1 cent today.

  • @rikliu1179
    @rikliu1179 4 года назад +1143

    short answer: 1 mil portfolio for 40 k a year dividend income

    • @Fdawg124
      @Fdawg124 4 года назад +21

      Funny I can get 10 percent apr intrest on usdc

    • @MagicNash89
      @MagicNash89 4 года назад +39

      And then lose much more through the underlying stocks losing value and lowering dividend - like happened to a lot of companies during the pandemic.

    • @maximilianjohandson3382
      @maximilianjohandson3382 4 года назад +59

      You could invest in tesla, Nio or bitcoin and 10x your money in 10 years. Real-estate while you wait. Then dividend to retire.

    • @Breadfan00
      @Breadfan00 4 года назад +9

      yeah that's basically it. Add a bit more so you're safe when there's a weak dividend year, then you're good.

    • @jamesscarlettt1585
      @jamesscarlettt1585 3 года назад +2

      For trading in cryptocurrency

  • @BrianUtne
    @BrianUtne 4 года назад +1283

    40 to 50k to live virtually anywhere in the world very comfortably.
    *Laughs in Californian*

    • @SmallGuyonTop
      @SmallGuyonTop 4 года назад +2

      @Andrei Jikh I think you replied to the wrong person.

    • @BrianUtne
      @BrianUtne 4 года назад +21

      @@SmallGuyonTop it's a bot. I'm like 99.7% sure. :)

    • @sleepy1111
      @sleepy1111 4 года назад +5

      @@BrianUtne im 100% sure

    • @BrianUtne
      @BrianUtne 4 года назад

      @@sleepy1111 whoa, notice his name changed to "the stockwatch"?! Lol

    • @TheFishingNomad
      @TheFishingNomad 4 года назад +9

      Someone doesn't know what the word "virtually" means.

  • @TheRealMTR
    @TheRealMTR 3 года назад +300

    this videos audio is so ridiculously crispy

    • @FredLitoCMB
      @FredLitoCMB 3 года назад +13

      Damn, what’s up mediocre tutorials I didn’t know you were into investing.
      It’s time to get active 😂

    • @kennykenny8367
      @kennykenny8367 3 года назад +4

      Dont worry MTR, already scoped out the spot. No hood boogers here. Carry on.

    • @socketyellow3
      @socketyellow3 3 года назад

      I prefer crunchy

    • @omargs1196
      @omargs1196 3 года назад +1

      Mtr in the building!

    • @charlesg7926
      @charlesg7926 3 года назад

      As a real estate investor that makes over $3000 passive income per month, on top of the mortgages being paid for, just from spending $180,000 into the properties… Yes, please keep paying dividends!! Lol. Less competition for me :-)

  • @sorartificial
    @sorartificial 4 года назад +199

    Dude, how I wished I had friends like you when growing up, school does not teach you this.

    • @luxurypetscz
      @luxurypetscz 4 года назад +17

      Because all of this is useless unless you have enough money to begin with. And how do you make good money? Have a good job. And how do you get a good job? Get educated. And how do you get Basic education? School.

    • @Siouxthenation
      @Siouxthenation 4 года назад +36

      Don't listen to her. You can do it if you truly want it and with her mindset she never will. Don't listen to people who never try.

    • @craigjones5154
      @craigjones5154 4 года назад +1

      You can learn if you really want to Trevor! I'd gladly introduce you to the expert I trade with.. He'll teach you how to trade while you make profits for yourself

    • @4homemail
      @4homemail 3 года назад

      It is how you use the information. School is a information center. Some got A and some F. Don’t blame the school. Some people just chose poorly. You cannot know about this learning dance and philosophy in school.

    • @khidrrr
      @khidrrr 3 года назад +13

      Of course they don't. Schools weren't created to make millionaires. They were created to make workers. Learn the history of schools.

  • @Alexis_Marcelo
    @Alexis_Marcelo 4 года назад +872

    I got my first dividend of 4 cents last week. Looks like I'm quitting my job.

    • @Ndasuunye
      @Ndasuunye 4 года назад +32

      BALLIN'

    • @Ndasuunye
      @Ndasuunye 4 года назад +5

      @@ignaciogarrido2865 actually most of blue chips has been skyrocketing since pandemic started. As much as 80% growth throughout the year

    • @wuziwu8148
      @wuziwu8148 4 года назад +2

      You make 4 cents a week from your job? It makes retiring pretty easy than lol

    • @patrickpitz1879
      @patrickpitz1879 4 года назад +4

      @@Ndasuunye no need to reply to bots

    • @vincentchuvc
      @vincentchuvc 4 года назад +3

      @@ignaciogarrido2865 scam

  • @sterlingbxyd
    @sterlingbxyd 4 года назад +436

    the most shocking thing about this video is that your rent is only $700 😳

    • @shazam2323
      @shazam2323 4 года назад +19

      my mortgage is only 900..

    • @andrewvaldez6658
      @andrewvaldez6658 4 года назад +23

      definitely not in Los Angeles. that would only cover parking.

    • @jft7174
      @jft7174 4 года назад +1

      Yea lmao!!!

    • @DarrellTron
      @DarrellTron 3 года назад +9

      You can get a hole in a wall for that here in New Jersey

    • @peppermintpaperclips
      @peppermintpaperclips 3 года назад +2

      700 per week or per month ?

  • @mathebulamkhize876
    @mathebulamkhize876 2 года назад +131

    Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.

  • @lenapetrova
    @lenapetrova 4 года назад +19

    Hi Andrei, great video! I’d love to see you make a video on the top dividend growth stocks for 2021! 👍🏻❤️

  • @Amanwiza
    @Amanwiza 2 года назад +16

    My first dividend was $1, I felt like a real investor 😂 keep growing your portfolio guys we are in it for the long run 🏃‍♂️

  • @b-duncs8250
    @b-duncs8250 4 года назад +419

    This isn’t money related but just wanted to say back when I started investing like a year ago I’d watch your videos everyday on the way to school and not only would u teach me a ton about the stock market but your mood and energy would boost mine and make me not dread the early mornings so keep up the good work thanks man!!

    • @gamebreakr25
      @gamebreakr25 4 года назад +16

      That's a nice statement !!! I hope you are doin well

    • @xkimopye
      @xkimopye 4 года назад +21

      The fact you have this mindset while still at school would be so far advanced from most people your age. I didn’t think like this until I was about 25, but it has had great success for me in a few short years.

  • @iBertz
    @iBertz 4 года назад +460

    But but.. it wasn't even the same phone...

    • @iBertz
      @iBertz 4 года назад +26

      omg, if I waited a few seconds I would of seen your joke lol. Good one!

    • @elliotfassero2925
      @elliotfassero2925 4 года назад +7

      Same thing happened to me lol
      I was super disappointed to see Andrei had started faking stuff like a lot of other big youtubers.
      but then i kept watching... and discovered what was really happening

    • @JG-sz7bb
      @JG-sz7bb 4 года назад +1

      magic they says

    • @juanximena5943
      @juanximena5943 4 года назад

      Trading crypto has proven to be hugely profitable over a short term. Though it comes with experience and right working strategies

    • @belenmiah3226
      @belenmiah3226 4 года назад

      @@JG-sz7bb I had my first encounter with Mr Alexander Carl in a comment section here on RUclips and since then,trade has become easier and more profitable I suggest you guys should work with him,he is the most trusted expert here

  • @thomasperricone7777
    @thomasperricone7777 4 года назад +87

    Rumor has it that Ana, Andrei’s supportive and great friend, hasn’t watched this video either.

  • @EllaxLove
    @EllaxLove 4 года назад +164

    I made 45 cents of dividends (:

    • @rhealisa9268
      @rhealisa9268 4 года назад +34

      I don’t know if you’ve noticed Andrei, but someone here is pretending to be you Lmao

    • @ukrainian.girl.in.theusa
      @ukrainian.girl.in.theusa 4 года назад +4

      @@rhealisa9268 true! I reported him. Andrei needs to remove this comment.

  • @Lekks25
    @Lekks25 4 года назад +512

    That shirt is Austin Evans levels of tight.

    • @TheHumanSpirit
      @TheHumanSpirit 4 года назад +31

      Don’t listen to em boneheads, Andrei. I say go TIGHTER. You’re good.

    • @jacob_ishereee
      @jacob_ishereee 4 года назад +4

      *context.*

    • @laughingman4236
      @laughingman4236 4 года назад +2

      You’re just mad cuz he’s huge and you aren’t

    • @SaikoSoda
      @SaikoSoda 4 года назад +3

      I've told Austin about this before. I don't think he was listening

    • @onelifelive6022
      @onelifelive6022 4 года назад +2

      😂 u da truth

  • @Prem-ux5sd
    @Prem-ux5sd 4 года назад +39

    “To figure that out, pull out your phone”
    Andrei : starts throwing it in the air and starts spinning it 😂

    • @jackiesaby2569
      @jackiesaby2569 4 года назад

      And my response when he said to pull out your phone was, "Shit! I need to buy a smart phone?"

  • @markellwalson560
    @markellwalson560 4 года назад +91

    You have changed my life. 🙌🙌
    I started watching just over a year ago. I have almost $1,500 invested. All while, starting a business, building a house and raising 4 kids.
    It's not much $, but I can see and feel it growing now. Faster n faster. Thank you so much for taking the time to beak things down.

    • @ellevyn2283
      @ellevyn2283 3 года назад +8

      How is it going now?

    • @teddylcgaming7345
      @teddylcgaming7345 3 года назад

      Would love so subs

    • @ScorpionBear_AG
      @ScorpionBear_AG 3 года назад +2

      How is it going, what did you invest in?

    • @Packg5819
      @Packg5819 2 года назад +1

      Hey bro im just getting into investing could u give me some tips that u used when u started?

  • @newname4785
    @newname4785 4 года назад +57

    Crazy, you and Graham are starting to post the same stuff at the same time. Its like financial soul mates.

    • @wanchuikam6766
      @wanchuikam6766 4 года назад

      @Andrei Jikh qll.

    • @MilenioAgosto
      @MilenioAgosto 4 года назад

      @Andrei Jikh LMAO

    • @andrewbaker4652
      @andrewbaker4652 4 года назад +8

      The Andrei Jikh replying to the comments is not the creator of this video but is in fact a scammer. Ignore everything he posts.

  • @Brunette3030
    @Brunette3030 4 года назад +17

    This was a great thumbnail. Very well composed and lit, and no over-dramatized expression.

    • @dr.juiianhosp-bitcoinaktie7196
      @dr.juiianhosp-bitcoinaktie7196 4 года назад

      Write INVESTOR PEREZ to earn huge in Bitcoin,her strategies are top-notch,she's really making me huge gains with her strategies,turning 2BTC to 4BTC and making me $80,000 weekly by putting $50,000

    • @dr.juiianhosp-bitcoinaktie7196
      @dr.juiianhosp-bitcoinaktie7196 4 года назад

      Her Whats App
      +1. (9. 7. 2.) 7. 5. 2. 1. 5. 1. 0
      Do well to tell her I referred you
      Merry Xmas 🎄

  • @DanielIles
    @DanielIles 2 года назад +1

    come from the magic stay for the finance- legend

  • @andrewwang7902
    @andrewwang7902 4 года назад +107

    For anybody wondering about the equation:
    (Dividend Income)/(Dividend %) = Amount invested
    Ex: $70,000/0.02 = 3,500,000
    So, you would need to invest 3.5 million dollars with a 2% dividend yield to receive $70,000 annually.

    • @dariusvlogs3634
      @dariusvlogs3634 3 года назад +5

      That's a lot of money

    • @RoyallKing629
      @RoyallKing629 2 года назад +9

      Damn. Idk if the dividend thing is worth it. 3.5 mil for 70k a year?

    • @johnnmusic
      @johnnmusic 2 года назад +9

      totally misleading math. companies with good dividend management raise them every year (or close to it) there's almost no example of a dividend remaining absolutely flat in your example. the numbers are much more complex and dynamic.

    • @jake_of_the_jungle9840
      @jake_of_the_jungle9840 2 года назад +5

      If you had 3.5 million dollars saved. You could live off 44k annually anyways for 80 years. So you’re probably making less investing in these stocks

    • @tr3slech3s
      @tr3slech3s 2 года назад +5

      Dividends are made to live off of while your money grows. You’re investing really to retire early. Investing into a good fund such as the S&P 500 would still earn you around 10% on your 3.5 million while you’re living off the dividends of anywhere between 40K-70K a year. Not that complicated. Trust the market or trust you’re going to not blow through 3.5 million after retirement. I’ll choose the market.

  • @jesush7662
    @jesush7662 4 года назад +17

    The iPhone art was super cool. The following lies and confessions had me reeling 🤯

    • @mfeeney87
      @mfeeney87 4 года назад +1

      That first minute was a complete train wreck to watch. Maybe he was trying something new.
      But on a demographic of viewers that watch you for valid researched information, the old haha I was lieing haha I was lieing again, just sets such a shitty tone.

  • @DevSprout
    @DevSprout 4 года назад +1

    Your ten second explanation of a Roth IRA is easier to understand than most 3min+ RUclips videos.

  • @michaelisgaming257
    @michaelisgaming257 4 года назад +147

    Dividends are pretty much the only form of 100% passive income. Can't beat it.

    • @AndreiJikh
      @AndreiJikh  4 года назад +29

      they truly are the PUREST sense of the word

    • @jordanroberts7931
      @jordanroberts7931 4 года назад +4

      Or interest payments

    • @wasbii22
      @wasbii22 4 года назад +6

      @Tyson Boynton how?

    • @thegreat9481
      @thegreat9481 4 года назад +5

      @Tyson Boynton you seem broke

    • @2B_or_not_2B
      @2B_or_not_2B 4 года назад +4

      @Tyson Boynton To the unsophisticated the concept of compounding interest must be a difficult thing to grasp!

  • @lolaharrison54
    @lolaharrison54 2 года назад +5

    Every person in this country, if not the entire planet, aspires to be wealthy someday. However, the majority of people who aspire to financial security are unwilling to make any compromises. To be wealthy, one most be willing to give up any comforts, should you take a hard look at your lifestyle

    • @charlottegomez5279
      @charlottegomez5279 2 года назад

      Fear is a total failure when you give up Ambitiousness; and Success is a game of dice, you throw your $coin while your investment decides your goal

    • @michaelcarpinelo311
      @michaelcarpinelo311 2 года назад

      I'm impressed, noted 👍

  • @haneefshaheed9985
    @haneefshaheed9985 4 года назад +94

    One minute in, and this guy is awkwardly hilarious and clever, but ok, let me continue watching...lol.

  • @BrokeManFinance
    @BrokeManFinance 4 года назад +121

    People don’t realize how much it actually takes to live off dividends. Over time it’s achievable, but you have to be patient....a lost art!

    • @AndreiJikh
      @AndreiJikh  4 года назад +44

      patience is not something our generation has :P

    • @BrokeManFinance
      @BrokeManFinance 4 года назад +4

      @@AndreiJikh true dat!!! But for those of us that does have it, it will pay dividends later!! Zing! See what I did there.....Sigh, I’m so corny.

    • @x-perimentalthoughts
      @x-perimentalthoughts 4 года назад

      slow and steady wins the race 😬

    • @AwkwardYet
      @AwkwardYet 4 года назад

      just like how people live off interest

    • @theflightsimulationexperie6894
      @theflightsimulationexperie6894 4 года назад +1

      Yup be patient and stay the course. Stay consistent. I’ve been at it for 13 years and 5 years away where it will generate me 55k a year.

  • @jordantang
    @jordantang 4 года назад +44

    We need to get this guy to one mil cause that was a good intro

    • @alext818
      @alext818 4 года назад

      And we need to see those Pokémon cards man!!!

  • @DapperDividends
    @DapperDividends 4 года назад +19

    $750 in dividends. That’s really tasty Andre!!
    My first goals are no debts whatsoever and passive income covering our monthly property tax.
    Really entertaining as always and you continue to inspire.

    • @DapperDividends
      @DapperDividends 4 года назад

      @@pinendby-stockupwithlarryj2583 Thank you Andre and I will absolutely take him into consideration.
      Now, if only Pokémon cards paid dividends.... 😆

  • @relaxingnaturesounds9675
    @relaxingnaturesounds9675 4 года назад +149

    Im making on average $1.05 every day in my dividend portfolio that I stared at the beginning of this year. Ballin!

    • @PatricksFinanzen
      @PatricksFinanzen 4 года назад +38

      I‘m currently at around $4.19/day in dividends. Increasing it by approx. by $0.10 every month through adding to my portfolio.
      Keep it up mate! 💪

    • @humanonefourthreeeighteigh810
      @humanonefourthreeeighteigh810 4 года назад +10

      Gj! I’m up to 3.50 per day lol

    • @getthat
      @getthat 4 года назад +56

      this is a scam don't text this guy

    • @scvpest
      @scvpest 4 года назад +20

      @Andrei Jikh clearly a scam. Don't trust this shit

    • @nobleturd08
      @nobleturd08 4 года назад +2

      I’m just getting started and would love to know what companies are good investments for getting solid dividends. I want to take things slow but I’m eager to learn and do things the right way. Any help is greatly appreciated. Many thanks I’m advance guys!

  • @collinsterry8020
    @collinsterry8020 4 года назад +48

    Quite impressive i must comprehend but personally I recommend you run a background check up on your source before you invest, Ensure you are investing through a solid foundation source to avoid blowing money away

    • @moshaman8370
      @moshaman8370 4 года назад +1

      Smart way to think, endeavor to do your research before you damble into investing to ensure you don’t end up losing funds

    • @lachlanprinsep8612
      @lachlanprinsep8612 4 года назад

      I have lost trading with bad traders on here,I’m still trading and learning to improve my technique i just need to do my research on a better source to earn through

  • @ax3l_d994
    @ax3l_d994 4 года назад +13

    5k to live in Argentina fine, 10k to live like a king lmao I love the third world sometimes

  • @amandazalicia5955
    @amandazalicia5955 3 года назад +122

    An investment in knowledge pays the best interest."

    • @andrewvitoria374
      @andrewvitoria374 3 года назад

      How is the forex investment done.

    • @alexafaith3092
      @alexafaith3092 3 года назад

      Yes, forex investment, I heard it's very profitable

    • @racheljada2689
      @racheljada2689 3 года назад

      Yes, true but I don't know anything about

    • @chloelily2565
      @chloelily2565 3 года назад

      I have heard so much about forex how does it work

    • @sumittomar5524
      @sumittomar5524 3 года назад

      Did I hear someone say forex?

  • @laf0106
    @laf0106 4 года назад +5

    You and Graham have pretty much the same topic today 🤯 i love it. Two different perspective.

  • @josephgries4683
    @josephgries4683 4 года назад +73

    "I've got nothing to sell you" ... "You can find that on my patreon." ...

  • @DylanTalksMoney
    @DylanTalksMoney 4 года назад +42

    I thought i was the only one that takes their phone out their pocket like that!

    • @AndreiJikh
      @AndreiJikh  4 года назад +5

      you know...as you do!!

    • @juanximena5943
      @juanximena5943 4 года назад

      Trading crypto has proven to be hugely profitable over a short term. Though it comes with experience and right working strategies

    • @belenmiah3226
      @belenmiah3226 4 года назад

      It will be a lucrative move to advantage of Bitcoin now because it will become real profitable overtime
      Access to the right information is what is needed for our progress financially and generally in life. Here is a good one and I am thankful

    • @belenmiah3226
      @belenmiah3226 4 года назад

      I had my first encounter with Mr Alexander Carl in a comment section here on RUclips and since then,trade has become easier and more profitable I suggest you guys should work with him,he is the most trusted expert here

    • @neilswenton6434
      @neilswenton6434 4 года назад

      @@belenmiah3226 I’ve had a fair level of experience trading for sometime now but decided to subscribe to Mr Alexander Carl after reading some remarks about him here on this channel .I felt like a newbie.gush I knew nothing all this while ,Mr Carl is a freak of a man and I’m blessed to have him as my broker

  • @TheIanwright84
    @TheIanwright84 4 года назад +9

    I'm so glad we have ISA's in the UK after hearing about all the taxes in this!
    P.s well done :)

  • @Cleisthenes607
    @Cleisthenes607 4 года назад +1

    That iPhone frame is actually really cool. I'd buy that.

  • @kozsol7757
    @kozsol7757 4 года назад +6

    personally i came for the finance and stayed for the magic

  • @Sharkfatherbean
    @Sharkfatherbean 4 года назад +10

    I appreciate all this free info, really got my feet on the ground early. Jikh my dude

    • @AndreiJikh
      @AndreiJikh  4 года назад

      thank you :) glad it helps in some small way

    • @GlenGravy756
      @GlenGravy756 4 года назад

      @@AndreiJikh looks like you've got some spam bots in the comments :^)

  • @Believefor
    @Believefor 3 года назад

    Thanks!

  • @brendanstempski8292
    @brendanstempski8292 4 года назад +40

    Broken iPhone SE:
    iPhone 12 in shot: am I a joke to you?

    • @AndreiJikh
      @AndreiJikh  4 года назад +3

      hahaha

    • @laf0106
      @laf0106 4 года назад

      Got em

    • @juanximena5943
      @juanximena5943 4 года назад

      Trading crypto has proven to be hugely profitable over a short term. Though it comes with experience and right working strategies

    • @belenmiah3226
      @belenmiah3226 4 года назад

      @@laf0106 It will be a lucrative move to advantage of Bitcoin now because it will become real profitable overtime
      Access to the right information is what is needed for our progress financially and generally in life. Here is a good one and I am thankful

    • @belenmiah3226
      @belenmiah3226 4 года назад

      @@laf0106 I had my first encounter with Mr Alexander Carl in a comment section here on RUclips and since then,trade has become easier and more profitable I suggest you guys should work with him,he is the most trusted expert here

  • @realpityview
    @realpityview 3 года назад +4

    this man is spreading good vibes!

  • @stylej12
    @stylej12 3 года назад +1

    Thank you for the jokes. Thank you for not having click-baity title throwing your $ gains in there, makes you seem more down-to-earth. Lastly, thank you for giving $40-50k annual income as an example, makes you more relatable. Not everyone is dreaming to drive a Ferrari in retirement! Great video!

  • @benn574
    @benn574 4 года назад +102

    $1 million will creep up on you faster than you could ever imagine.
    **Waits 30 years**
    Wow that was fast

  • @DividendBull
    @DividendBull 4 года назад +18

    If you're discouraged at him saying you need over a million $ portfolio in order to get $40k a year, don't be. A dividend yield of 3.79% is actually pretty low in terms of dividend investing. If you want to make a ton of money in dividends, research covered call ETFs. They're pretty safe and have insanely high dividend payouts, there's just less capital appreciation. BDCs also have great yields, but are riskier and are taxed as ordinary income. But this is still a great video, he does have some good stock picks.

    • @janice3941
      @janice3941 4 года назад

      Investing Bull what’s a good dividend yield? 7-10%?

  • @Tightrope291
    @Tightrope291 4 года назад +2

    The first minute and 25 seconds is gold

  • @BradKaellner
    @BradKaellner 4 года назад +8

    Dividends are for grandpa! Invest in companies that can get high rates of return on excess earnings, it will compound your wealth faster!

  • @moneymasters9256
    @moneymasters9256 3 года назад +118

    How about Investing in stocks and Realstate both!

    • @CasuallyRekt
      @CasuallyRekt 3 года назад +15

      RIETs

    • @AT-AT26
      @AT-AT26 3 года назад +11

      If you have the money to do both and not worry about losses then what would be the point of getting into either? Just buy a good dividend stock and then live in the Bahamas

  • @ajits9429
    @ajits9429 3 года назад +2

    Just got into Investing and this video is a goldmine with information especially for a beginner for myself. I'll be referring to this video a lot. Thank you.

  • @qmakesithappen
    @qmakesithappen 4 года назад +11

    Your breakdowns are the best bro, congrats on 1M subs!! 💪🏽🏁

  • @FrankChouFinance
    @FrankChouFinance 4 года назад +9

    Love the timing to release right before Graham 😂

  • @jaredjaminski8736
    @jaredjaminski8736 3 года назад

    You my friend, will host your own tv show someday. Very authentic young man. The faster I've ever subscribed.

  • @dancer1
    @dancer1 4 года назад +5

    damn andrei youll be at 1 mil soon. ive been here since 19k

    • @AndreiJikh
      @AndreiJikh  4 года назад +1

      Crazy!! 19k...how long ago was that? must be almost 1.5 years ago

    • @neilswenton6434
      @neilswenton6434 4 года назад

      I’ve had a fair level of experience trading for sometime now but decided to subscribe to Mr Alexander Carl after reading some remarks about him here on this channel .I felt like a newbie.gush I knew nothing all this while ,Mr Carl is a freak of a man and I’m blessed to have him as my broker

    • @neilswenton6434
      @neilswenton6434 4 года назад

      Mr Alexander Carl ,he is someone I’m happy mentors me
      I’m one of the beneficiaries. It was a life changing moment for my family and I
      + 1 2 8 1 6 2 4 2 1 5 7
      His availability is on WhatsApp

    • @ronjessy2635
      @ronjessy2635 4 года назад

      People will be kicking themselves in a few weeks if they miss the opportunity to buy and invest in bitcoin

    • @ronjessy2635
      @ronjessy2635 4 года назад

      Mr Alexander Carl ,he is someone I’m happy mentors me
      I’m one of the beneficiaries. It was a life changing moment for my family and I
      + 1 2 8 1 6 2 4 2 1 5 7
      His availability is on WhatsApp

  • @legionreaver
    @legionreaver 4 года назад +8

    This just brought the whole dividend for income investment mindset together for me. Especially that you want stocks low so you could buy them their cheaper.

  • @ragerDuane
    @ragerDuane 4 года назад +15

    He's so friendly it freaks me out.

  • @BallinLikeMike23
    @BallinLikeMike23 4 года назад +126

    I feel like this man makes a “how to live off dividends” video once a month lmao

  • @DollarADay
    @DollarADay 4 года назад +27

    Hey Andrei, fellow finance RUclipsr/dividend stock investor here! Just wanted to say that it's very clear how much you work you put into these videos trying to explain everything especially for people new to investing, I'm sure they appreciate you! Keep up the good stuff :)

  • @michealnoah4336
    @michealnoah4336 4 года назад +16

    I think bitcoin should be of the top coins. So far bitcoin has been doing well unlike other crypto currencies

    • @williamoliver6222
      @williamoliver6222 4 года назад +1

      Some people will be kicking themselves, in few years if they miss the opportunity to invest in crypto now

    • @paterlucas6443
      @paterlucas6443 4 года назад

      Bitcoin trading might make you rich if you are hedge fund with deep pockets or unusually skilled currency trader ,but to the average retail trader rather than being an easy road to riches

    • @emmalinda5379
      @emmalinda5379 4 года назад

      I’ve been involved in trading in recent times and ever since , I haven’t lacked most things

    • @isaballamia5201
      @isaballamia5201 4 года назад

      Bitcoin can be rocky high way to ernomous losses and potential penury

    • @CharLotte-ns6mu
      @CharLotte-ns6mu 4 года назад

      Trading bitcoin can be a lucrative way of making money online

  • @USPanjabi
    @USPanjabi 4 года назад +10

    I always try to watch one full ad to help this brother out. He works so hard to make his videos!!!

    • @AndreiJikh
      @AndreiJikh  4 года назад +5

      I really really appreciate that

    • @USPanjabi
      @USPanjabi 4 года назад +1

      @@AndreiJikh woww!!! And you saw my post too. It's an honor brother. I been trying to grow a channel for a long time. I know how much effort goes into uploading a single video. Yours is at level 2000. I also love how kind and caring you are. Thank you for being you! ❤️

  • @alexp9470
    @alexp9470 4 года назад +5

    Key takeaway, focus on growth at the beginning!!!

  • @Forcefield101
    @Forcefield101 3 года назад

    dude your audio is absolutely incredible. Nice video, I barely invest but I enjoyed the content

  • @wazoogurl
    @wazoogurl 4 года назад +3

    Please note that the dividend yield should be adjusted for dividend taxes. For folks like me who are abroad but invest in the US, its around 30%.
    Great video!

    • @wazoogurl
      @wazoogurl 4 года назад

      Damn.. these comments.

  • @conniebutterfield7447
    @conniebutterfield7447 3 года назад +27

    Whatever type of investment you decide to get into, I think the key message here, or for me rather is to start investing no matter how small. Don't rush into anything you're not absolutely sure of. Then of course you can always build from there.

    • @johnfurhman3945
      @johnfurhman3945 3 года назад +1

      I enjoy analyzing the market but want suggestions to see if I could X5 my portfolio.

    • @jordanpierce8150
      @jordanpierce8150 3 года назад +1

      If you're new to investing individual stocks shouldn't
      make up the most of your portfoIio, that's super high
      risk, especially if it's your life savings - best sticking
      mainly to broad ETFs, my individual stock is down 40
      % but it's 2% of my portfoIio

    • @angelikamauer3536
      @angelikamauer3536 3 года назад +1

      Diversify your portfolio, don't put all your eggs in one basket. It's way too risky.

  • @clxxchon647
    @clxxchon647 2 года назад +1

    That iPhone flip BS he did at the start of the video was so bad. Didn't even finish the rest.

  • @EconomicCockroach
    @EconomicCockroach 4 года назад +46

    Well, im halfway to 1k a year at 25 :)

    • @Broxty
      @Broxty 4 года назад +9

      And yet you're trying to have a financial channel.... talk about an oxymoron.

    • @lavi688
      @lavi688 3 года назад +1

      How much (if you dont mind rounding ~) Do you have invested?

  • @jamesrobert5096
    @jamesrobert5096 2 года назад +3

    Once you start saving and investing to your utmost ability, buying into your portfolio and seeing it grow is far more gratifying than piling up more stuff you don't need in your house, trust me.

  • @danield.thompson6158
    @danield.thompson6158 3 года назад +1

    I actually come for the finance and stay for the MAGIC

  • @ClaytonBridges
    @ClaytonBridges 4 года назад +7

    That was the biggest flex of a first minute of a video Ive ever seen in my life. Im genuinely impressed dude.

  • @_littledav_
    @_littledav_ 4 года назад +4

    I swear his videos are just mad clean.

  • @spot_of_tea53
    @spot_of_tea53 4 года назад +1

    It's not about the money, it's about sending a message

  • @raymondcunanan5016
    @raymondcunanan5016 4 года назад +4

    So much knowledge! Always a quality video Andrei! Will keep supporting you every upload.

  • @123hibye
    @123hibye 4 года назад +12

    Lol that intro was great, except for when you cracked it lol! At least you can write it off your taxes!

    • @juanximena5943
      @juanximena5943 4 года назад

      Trading crypto has proven to be hugely profitable over a short term. Though it comes with experience and right working strategies

    • @belenmiah3226
      @belenmiah3226 4 года назад

      @@juanximena5943 It will be a lucrative move to advantage of Bitcoin now because it will become real profitable overtime
      Access to the right information is what is needed for our progress financially and generally in life. Here is a good one and I am thankful

    • @belenmiah3226
      @belenmiah3226 4 года назад

      @@juanximena5943 I had my first encounter with Mr Alexander Carl in a comment section here on RUclips and since then,trade has become easier and more profitable I suggest you guys should work with him,he is the most trusted expert here

    • @neilswenton6434
      @neilswenton6434 4 года назад

      @@belenmiah3226 I’ve had a fair level of experience trading for sometime now but decided to subscribe to Mr Alexander Carl after reading some remarks about him here on this channel .I felt like a newbie.gush I knew nothing all this while ,Mr Carl is a freak of a man and I’m blessed to have him as my broker

    • @ronjessy2635
      @ronjessy2635 4 года назад

      @@belenmiah3226 Mr Alexander Carl ,he is someone I’m happy mentors me
      I’m one of the beneficiaries. It was a life changing moment for my family and I
      + 1 2 8 1 6 2 4 2 1 5 7
      His availability is on WhatsApp

  • @denniscerletti9454
    @denniscerletti9454 4 года назад +2

    Dude you got such a silky smooth voice gold for radio

  • @Fredman5551
    @Fredman5551 4 года назад +6

    Made 43.99 so far this month! Estimating atleast 79.28 by the end of it.
    Almost at 100 a month consistently. Working to make it 200, then 500 and then ultimately 1000+. youre to thank for inspiring me Andrei! And judging by thr comments, im not alone

    • @Edin99
      @Edin99 4 года назад

      Nice! But I am just wondering how much you have invested?

    • @shawnadam2542
      @shawnadam2542 4 года назад

      Nice! This month I made $52.04 for the whole year I’ve made $378.17 in total.

  • @carltonthepug
    @carltonthepug 4 года назад +50

    Well it also depends on where you want to live when you retire. 40K won’t help you if you live in California or New York.
    I retired at 39 on 20k a year and live like royalty cause I moved out of that God awful US of A in a cost friendly country lol

    • @feet_exe
      @feet_exe 4 года назад +6

      I plan on going to Jamaica 🇯🇲 😌

    • @carltonthepug
      @carltonthepug 4 года назад +5

      @@dr.juiianhosp-bitcoinaktie7196 Shut up fraud.

    • @shawnadam2542
      @shawnadam2542 4 года назад +4

      I plan to move to Texas I could use warm weather for a change

    • @carltonthepug
      @carltonthepug 4 года назад +3

      @@shawnadam2542 A lot of my relatives are in Texas.
      It is nice there.

    • @cjbean303
      @cjbean303 4 года назад +6

      @@shawnadam2542 Texas is turning into California.

  • @alfredalbert8037
    @alfredalbert8037 2 года назад +72

    I’m a dividend investor, my wife and I have invested in the s&p500, both through my TSP with the government and through fidelity in her 401-k. Cashed out 370k from the S&P and invested with a full service broker.. Until about 3years ago we were 100% in the s&p after over 30 years. I’m retiring at the end of the month at 59, while my wife will retire next year at 54. We currently have 5.7 million in our tex deferred savings.

    • @alfredalbert8037
      @alfredalbert8037 2 года назад +1

      *Doreen Louise Dehaan* is my financial advisor/ broker

    • @alfredalbert8037
      @alfredalbert8037 2 года назад +1

      Our Fin_ancial advisor is “ Doreen Louise Dehaan “. She is a professional fin_ancial/Invest_ment advisor. you can search her up on the internet where you can get necessary info about her and as well to connect with her.

    • @buruklyn
      @buruklyn 2 года назад +1

      👏🏿👏🏿👏🏿 congrats to both of you sir

    • @stitchbystitch4188
      @stitchbystitch4188 2 года назад

      Show us how much you make from RUclips

  • @aleomessina
    @aleomessina 4 года назад +6

    Great video Andrei! I'm looking to build up a dividend portfolio in the near future and your channel is GOAT for this. Cheers! 🏆👌🔥

  • @genz3348
    @genz3348 3 года назад +5

    My first dividend payment was $0.06 I felt so powerful

  • @daniel7899999
    @daniel7899999 4 года назад +21

    I just started investing in March 2020. It was a very bumpy, stressful ride. I almost gave up. I had about $4,000 of losses due to stupidity and newbie mistakes on my part. But I kept at it and was determined to make back my money. Now I have managed to turn my portfolio around and it grew to about double my salary income.

  • @stevebop5524
    @stevebop5524 4 года назад +20

    I actually came for the finance but stayed for the magic.

    • @AndreiJikh
      @AndreiJikh  4 года назад +2

      awww thank you, I'll reverse it

    • @HPTRUE
      @HPTRUE 4 года назад

      Scammed!!!

  • @bloodphantom81
    @bloodphantom81 4 года назад +4

    omg I’ve almost caught up to Andre (portfolio value)! this is awesome 🥺

  • @tara6052
    @tara6052 3 года назад +2

    Great video! I love how clearly you explained this. SUBSCRIBED!

  • @cryptoflippodcast
    @cryptoflippodcast 4 года назад +10

    Dividend income is on the menu for 2021
    Your camera work is amazing Andrei 👍👍🚀

    • @AndreiJikh
      @AndreiJikh  4 года назад +2

      thank you! I'll have to thank Corrie for that one :P

  • @captaincrankshaft
    @captaincrankshaft 4 года назад +4

    Saw the title and I am already excited!

  • @j.crandom2077
    @j.crandom2077 3 года назад

    Sir sirrrr. You audio is crazy crispy wasn't ready

  • @JamesWiseMagic
    @JamesWiseMagic 4 года назад +3

    I came here for the magic, stayed for the yugioh and pokemon cards, smashed the like button for the finances!!

    • @JamesWiseMagic
      @JamesWiseMagic 4 года назад

      @@cryptoface3680 lmao fake account is fake! 😂

  • @ArhamAbbasi
    @ArhamAbbasi 4 года назад +4

    The confession in b/w and that bubble face filter is classic Andrei LOL

  • @2000wrx
    @2000wrx 4 года назад +1

    Short version, save 20 years and get $1,000,000.00 buy dividend stocks and you might get $40,000 a year, which means you get to eat a lot of soup.

  • @AndrewMoMoney
    @AndrewMoMoney 4 года назад +22

    I can't be the only person who clicks every Andrei video specifically for the sweet sweet magic tricks

    • @ronjessy2635
      @ronjessy2635 4 года назад

      Mr Alexander Carl ,he is someone I’m happy mentors me
      I’m one of the beneficiaries. It was a life changing moment for my family and I
      + 1 2 8 1 6 2 4 2 1 5 7
      His availability is on WhatsApp

  • @aio3953
    @aio3953 4 года назад +36

    You should make a program that notifies subscribers what you invest in, so we would all make that much.

    • @brokenbonesbbq33
      @brokenbonesbbq33 4 года назад +5

      I usually just take a screenshot of his portfolio!! Seams to be working for me also!

    • @mvpmikey
      @mvpmikey 4 года назад +7

      Funny how your comment got targeted by a BOT with the same name as the Host.

    • @wadegrillo9641
      @wadegrillo9641 4 года назад +5

      @Andrei Jikh THIS IS A SCAMMER. DO NOT FALL FOR IT

    • @helloken
      @helloken 4 года назад +4

      Don't forget to report that scammer using the report button (just mark it as spam). Not much we can do, but that probably helps.

  • @andrewvaldez6658
    @andrewvaldez6658 4 года назад

    I liked this video immediately cause I think you shot it hungover. Maximum effort!

  • @alwynjohn-thesimpleinvesto4730
    @alwynjohn-thesimpleinvesto4730 4 года назад +46

    Great content keep it up. Dividend Reinvestment is huge, tax is annoying but the compound interest is definitely huge and outweighs the costs. Great blue chips stocks and great dividend returns for stable returns. Love the transparency!!

    • @AndreiJikh
      @AndreiJikh  4 года назад +5

      thank you!

    • @juanximena5943
      @juanximena5943 4 года назад

      Trading crypto has proven to be hugely profitable over a short term. Though it comes with experience and right working strategies

    • @belenmiah3226
      @belenmiah3226 4 года назад

      @@juanximena5943 I had my first encounter with Mr Alexander Carl in a comment section here on RUclips and since then,trade has become easier and more profitable I suggest you guys should work with him,he is the most trusted expert here

    • @neilswenton6434
      @neilswenton6434 4 года назад

      @@belenmiah3226 I’ve had a fair level of experience trading for sometime now but decided to subscribe to Mr Alexander Carl after reading some remarks about him here on this channel .I felt like a newbie.gush I knew nothing all this while ,Mr Carl is a freak of a man and I’m blessed to have him as my broker

  • @Level_Up_Nation
    @Level_Up_Nation 4 года назад +35

    The Divs I'm investing in are T,PEY,SPHD,LTC,ABBV and O trying to not have to work any more lol getting them Div checks in the 1000's. lol

    • @CryptoThoughtsToday
      @CryptoThoughtsToday 4 года назад +4

      Do you mind sharing how much you have invested? Help me have a goal? That is amazing, congrats!

    • @aaronortega1083
      @aaronortega1083 4 года назад +1

      25 shares of O = 5.86 monthly

  • @terrymiller111
    @terrymiller111 4 года назад +1

    He's rooting for me.

  • @2512faraz
    @2512faraz 4 года назад +4

    Sense of humor, creative, magic, smile, and most important; Content! Bonkers of a channel... Deserves all the love and all views!

  • @coreytesta9857
    @coreytesta9857 3 года назад

    Once ya get past his corny nonsense, he is quite informative. Subscribed

  • @rickyricardo980
    @rickyricardo980 4 года назад +3

    Very informative video, I had a few “💡” moments, I’m learning, your expanding my horizons, thank you 🙏🏾
    Abracadabra ✌🏾

  • @alanchen1838
    @alanchen1838 4 года назад +3

    Thank you for explaining it so clearly sometimes its hard to understand. Do more videos in stocks.