Philip DeFranco it's not just the US it's the UK too. An estimated 44million britons will be affected by this hack. There 66million people in Britain including children!!
The homeless man shooting is such a fucking joke. It's disgusting. She deserves the hardest charges she can take for it. And her side of the story is a joke, no word from any of the woman that he "harassed"? He made no noise during any point of her shooting him and getting in her car and driving away? She didn't notice him hunching over or laying down or anything? Bullshit
TheNanamariam Also how the fuck did she not realise she hit the guy twice? Anyone shot with a gun would make a sound like they got hurt. And even then, someone shot in the abdomen twice in quick succession would be on the ground instantly regardless of who they were. So according to what she claims, she would have had her eyes closed while she was walking to her car, unlocking it while her eyes are closed and starting her car with her eyes closed to not see the guy on the ground.
I work with the homeless, in Nashville, not too far from where this man was shot. This is heartbreaking. Not only did she shoot him, her father went on to describe him as possibly on drugs, deranged, and unhinged (per a Washington Post article). People that knew him told the opposite story, that he was sober and a talented musician. He even left a temporary housing program because he didn't want to be around drugs and alcohol. The man had trespassing charges on his record but nonetheless didn't deserve this. No one does. The homeless are often overlooked at best and vilified at worst when something like this happens. Like another commenter said, warning shots are illegal (here in Tennessee it is a felony) and fleeing the scene of a crime is illegal (a misdemeanor for vehicular hit and run). I'm biased in this situation, but this woman is a terrible person and needs to be charged.
There is a homeless man in my small town of *insert town name here* and sometimes the pastor at my church or my dad will go and have a coffee with him, maybe bring some lunch sit down and have a conversation and they always come back with these amazing conversations about the world and peace etc etc. The homeless are just people, they want everything that we want the same, but they just simply have no home.
@mudpit yup, more often in dying towns that are 100s of years old, or big metros. a lot of people lost their home/jobs during the Bush jr presidency when we had a minor economic collapse. ya some homeless are out on the street due to addiction, but not all. Some had unlucky lives and couldn't hold a job due to lay offs when the economy tank. there is a interesting doc about it something like "tent city" or some such. It depicts some homeless people that just had unlucky lives, they don't do drugs and formed a community to help each other out.
You have to be found guilty of a felony in order to permanently lose you're right to purchase and own firearms if her dad is a good enough lawyer he probably got the charges lessened to misdemeanors what you do not prevent you from owning and carrying a firearm
That's not actually true. See question 11i on the 4473. When it's a misdemeanor of domestic violence (what she was charged with) a conviction still prevents you from buying guns... But yeah lawyer daddy probably got her off scot free.
1) Warning shots are illegal. Leaving the scene of a crime, illegal. 2) I had my CC info stolen this week. I called Wells Fargo and asked if it could be because of the Equifax thing and the woman told me that it's not possible....Wells Fargo is telling people that it's not possible that their CC info was stolen because of Equifax....Does that smell funny to anyone else?
People seem to not know that warning shots are illegal. There was ANOTHER case someone brought up a while ago about a woman who was "jailed needlessly" because she used warning shots against her husband. A Warning shot is a death threat "You will comply with my demands or else I will kill you. I will demonstrate that I can and will kill you"
Last year wells fargo got exposed for fraud and it's much worse than originally expected. Leave wells fargo. I personally have many bank accounts from many companies and worked for a large bank for 18 months as a personal banker. Not all banks are the same.
I don't understand how we have to be the one's to take responsibility to make sure our identity is safe when majority of the country is affected. Shouldn't Equifax be punished without question? My debit card was mysteriously denied yesterday and I'm paranoid.
So your debit card was "mysteriously denied" yesterday, but instead of actually checking to see if your account has been drained, you choose to come on RUclips to tell the world how you might have been affected, making you either full of shit, or just stupid. If you were actually concerned about that you wouldn't be wasting your time telling us about it, you would be telling your bank lol.
HotCrazyCatLady Yes, because the second after you realize you have a problem with your debit card, you won't have a single moment of free time. Every minute needs to be spent on fixing that problem, even if you need to wait.
Because, if you don't do it, odds are, no one else will, while you are here saying, "shouldn't some else check to make sure everything is ok", there is something with your info laughing as they take your money
Tom Foolery I feel the same way. I'm pissed! this isn't even a service that you subscribe to or sign up for, it's just "part of the deal" you make when u sign up for credit, or even open a bank account.
I work at a bank, you should just give them a call if there is something wrong with your card or the machine at that store/machine wasn't working, like any other rational person instead of commenting on RUclips lol
1st Story: it seems clear to me she thought she could get away with murder due to her rich attorney dad. I hope they throw the book at them. 2nd Story: fuck...
For the second story, what most people might not understand is... As of 2016, there are 323 million Americans. If 143 million people were compromised, this means almost half of the US was hacked (add about 20 million more people and it would be around half).
Porsche SUV Music Blasting Most 'I give the least amount of fucks' expression possible Dad's a commercialized lawyer Yeah, I really hope she gets the book thrown at her. Seem's the cops knew who she was before she realized she committed a crime; so someone witnessed and called the cops with her info. Her goose is cooked.
Phil, because of your video I went to Equifax and looked at my credit report. I found out that apparently in 2013 I took out a school loan to the toon of 15,000 dollars, and because I have no recollection or paper work from this loan I have contacted the company and asked for some answers. I just wanted to say thank you, because without your show I would have been blindsided when I received my first bill, and maybe now I can do something. Thank you.
I check mine regularly through both my credit car app and credit karma. I always make sure they are both in check and that nothing on there even current debts I have are different from what I actually have, I look at everything. I'm still going to do the annual report though.
If my credit rating got damaged because of this, I would sue. This is nuts. The US government should punish them. This is hugely impactful to the public and will change lives
KarneeKarnay if fraud affected your credit rating you would not be liable for the money but it would be a ton of hassle getting them to fix it. You could also eventually fix your score.
KarneeKarnay Getting your tax returns after dealing with identity theft is a god damn monstrosity and can single handily be the reason you have to wait until around this time to November before you get it.
I know we have this and equifax going on. But there was a school shooting in my hometown. And we have the names of two heroes who confronted the shooter of Freeman High School. Student Sam Strahan who paid the ultimate price and janitor Joe Bowen who deescalated the situation. We have s chance to honor heroes over the perpetrator. Please please please can you use your platform to help that happen.
Honoring them seems like the PC thing of importance to mention, especially when it's already being covered by every news outlet you can find just about. The more important issue here is: why does this keep happening? And what can we do to stop or prevent it, because as far as I can see nothing is being done, and for that reason these lives keep being lost in vain.
clash of cod Man and I thought the spam comments were bad. The spam comments that REPLY to you are so much more annoying because you get notifications for them.
I had got a letter in the mail from the local state government, and after re-reading it just now, it would appear that they were trying to cover for Equifax, considering they claimed that the info release was "not the result of a malicious attack attempting to access *insert state name here* judicial files, rather it was inadvertently exposed." Maybe they are different events, but they offered the same advice as Phil, and gave the same three companies phone numbers, TransUnion, Equifax, and Experian... Just sounds fishy... Did not expect this leak/hack to be on this level...
Regarding Katie Quackenbush and Gerald Melton Two notable gun laws in Tennessee: 1. Concealed or open carry of a handgun is allowed with permit. 2. Completed the firearms training class of no less than 4 hours and firing range time of no less than 4 hours with an accompanying test. A copy of all scores shall be maintained by the Handgun Safety School for a minimum of five (5) years from the date of the examinations. According to the Tennessean: In December, Katie Quackenbush was arrested and charged with misdemeanor assault causing bodily injury in Potter County, Texas. A complaint filed by the state accuses Quackenbush of striking another woman in the head with a drinking glass. Four main gun rules - Treat all weapons as if they're loaded Never aim your weapon at anything you're not willing to destroy Keep your finger off the trigger until you're ready to fire Know your target and what's beyond it My thoughts and opinion: 1. At first glance, with limited information regarding the assault, if Katie had a permit, she was legally allowed to be in possession of a firearm since she wasn't in prison for more than a year for assault. 2. Use of force continuum was not followed and this shooting was not justified unless Katie can prove probable cause that she believed Gerald Melton posed a significant threat of death or serious physical injury. "Oops, my eyes were closed" doesn't count. 3. Assuming Katie had a permit as required by law, she attended a firearms safety class including both classroom and range time. At the end of the class there's a required test where 70% or greater is passing. That test is kept by the school for 5 years per TN law. They the state should pull the coursework and test to determine if Katie knew the training provided and if it fit into this shooting. 4. She's an inconsiderate garbage person that should be locked up but that's for the courts to decide. I'm sure she'll get a plea deal for "attempted involuntary manslaughter" or some crap like that since she "didn't mean to" and reportedly had her eyes closed. -Rob
I do have one other little thing to add... This sounds like another lawyer's kid deciding that rules and laws just don't apply because (and I've heard it often) "My daddy's a lawyer, so I get to do what I want!" Which is the exact kind of dumbass mindset that sets up a situation like this. I hope that not only she ends up in prison for attempted murder, but her father ends up disbarred... (prob'ly won't happen, but he deserves it for teaching her this kind of horrible behavior is acceptable...) :o)
You sound like a man who likes guns, knows guns, respects guns and thinks this girl is a murderer attemptee. I myself don't like guns, but I like the cut of your jib.
This is like an Enron level event...Equifax should be no more. I really hope consequence doesn't amount to a slap on the wrist. But with a company that big, it most likely will.
I had this happen at my school in Canada (data breach). I got free credit protection for a year, but anyone who steals that info knows that. No one will try to use your info within a couple of years, they will wait another 3 or so years and then start using your info. It happened to me 7 years ago and I'm still watching out for any changes.
Why do these three companies get to create your "credit score" anyway? They have no obligation to be impartial and they are seeking to make money off something that I don't think they have a right to. Your personal financial information should be between you and companies that you CHOOSE to do business with. I never authorized Equifax, Experian, or TransUnion to have anything to do with me or my data. This country needs a personal privacy bill of rights and we need it yesterday.
Clifford Hawley : Actually, you give them permission to exist just by doing anything that requires a credit check. You sign a form authorizing the company you are applying to (employer, creditor, property management company, etc..) permission to not only get that information from a credit agency (or more than one,) but to also report to it. If you have ever had a rental, a credit card, insurance, a job that required a background check... You gave that permission.
I hate the Equifax story every time I've heard it. If anything it shows that even big companies don't have enough security to protect against hacks like this, which hurts their users (and since not everyone who's information has been put into Equifax's system put it there themselves, it's even more egregious) I already don't trust big companies, but this just makes it worse.
The advertisement clip of Atty. Jesse Quackenbush ended with his words "... an experienced aggressive attorney who's not afraid to fight for your rights". Can't wait to see how he will defend his own daughter in a trial court. His reputation is now at stake here for sure, and it's hanging in the balance.
Creative North We all know that lawyers can bend the law and turn real stories upside down, and that's what he did initially for her daughter's case. I don't think he can do that in the court.
Those execs totally knew what was up. That many of them selling that many shares right before this shitstorm went public? Yeah, sorry no these are related.
I misread the comment as taking her story as the right one and the homeless guy's fake without any evidence for either, when in reality in both told stories it was misuse of the gun, and he was commenting on that. Don't mind me, just being stupid.
The one thing they teach you in concealed carry classes is to not draw your firearm unless you are prepared to drop the threat. Firing two shots 'blind' is a completely idiotic action that recklessly endangered the lives of everyone else around her if she's being truthful. The classes I attended essentially taught me to aim for center mass and keep firing until I heard 'click'.
Woad Samurai Not only that she shot TWO shots in his ass. She has to be mentally unstable to aim only slightly under center mass and call it a good place for a warning shot.
My big concern with the Equifax issue is that the information is already out there and forever will be. This is over half of all adult Americans possibly affected so for long term protection, there needs to be a perminant solution rolled out by the credit agencies, like an additional "credit identification number" given to all people required for dealing with credit. I understand that this would be a large overhaul and very complicated but the lasting effects could be so astounding for so many people. I also know that proving fraud is difficult and ruins your credit for a long time, and sometimes it is impossible to recover from it. I am pissed that nothing is being done about it and it is our responsibility to protect ourselves from the system built to keep our credit. Ugh.
Thank God you're covering the Equifax breach. I've been really concerned that I've heard no one talking about this. Now hopefully people will hear about this and be able to act accordingly.
This is the first I've heard about it, and I'm just scared, I barely even know how credit works. I'm young, my one card is to an account created off my parents' account (through a credit union not a bank), and I'm on their phone plan as well, I've never applied for a loan or tried to make any big purchases, I don't even know which service has my information and what they even have of mine, how do I know if my information is stuff that was leaked???
Is your card a debit or credit? Have you ever rented something or paid big bills? If the answer is no, you probably don't even have credit. That being said, Phil mentioned some stuff you could do to check
Equifax has a tool for looking up whether you may have been impacted. You have to input your last name and last 6 digits of your social, so do this at your own risk. www.equifaxsecurity2017.com/potential-impact/
Debit card, I had an apartment for a year when i was in college, but I was 18 and it was cosigned by my parents and my roomate's parents, it was more so their apartment. Rent for that was the biggest bill I've had other than a couple less than 50 a month ones, and we paid that in cheques, not on a card, and again debit not credit. I wish I knew how credit worked at all. I thought I heard checking your credit score makes it worse? And I have very little available funds to do the checking with. And how do you find out who has your information? Is it with just one company or can more than one have it? If my parents are hit, can it affect my stuff too because of the linked accounts?
*cough cough* yeah... I, too have low credit and multiple open arrests, and... um... unpaid parking tickets... and... Child Support!.. *clears throat* So... I mean... don't even bother... it would cost you money to steal my identity.
You underestimate the power of your personal information. Even though you have the open warrants, let's say you happen to resolve them in the next 5 to 10 years. You've finally gotten a clean slate... and then the hackers use what they stole now. You're gonna be fucked. They'll open bank accounts on your name, take loans and bank on it and before you know it, your financial and social future is fucked and you're most likely done for the rest of your life. So yeah, even if you have next to no funds, that doesnt matter for the hackers. What matters is they got all the info about you they could ever need. And if they're smart enough (which I'm assuming they are if they managed to pull something like this off) they will abuse it very, very painfully. There will be no going back after that happens. I suggest you reconsider your actions and act now while you still can do something. Never take these things lightly.
My parents are victims of the hack. They're in the middle of trying to buy a house and they had to cancel their debit cards because people started charging loads of money. It's insane and frustrating
That's my question, like, if I'm a college student who has never had a credit card but has still amassed a BUNCH of student debt, what is the reality that I'll be targeted? I'm still going to talk to my credit union and my whole family and our lawyer who's a family friend, but still...I'm useless in the credit game
Identity matters period everything has some kind of value. Your taxes could be claimed if not garnished already. Someone could use your name for rental history and an eviction never leaves your record. Even bankruptcy clears after 10 years, an eviction never will, unless solved through court. Someone could get hired on at a job with your information because the hiring process there is too lax and the person doesn't pay taxes, next thing you know the IRS is on your ass. A general rule of thumb to follow. Is it's easy to get fucked, than it is to unfuck yourself. Resolving issues and getting things cleared up takes way longer than it should. Take your personal information seriously. Take out the space and check out this link www. yahoo. com/amphtml/finance/news/9-surprising-ways-identity-theft-123000609.html
It's still a problem for you. They can use your social to file fraudulent tax returns, open bank accounts, etc. They will still also attempt to open new lines of credit because they won't know your credit worthiness. Do the steps to protect yourself. Don't assume you'll be ignored, better to be safe than sorry.
You may see yourself as "useless in the credit game," but what isn't useless is your personal info that, if part of the data breach, can be used ruin your credit/financial future before you (begin to) establish credit. Better safe than sorry.
Hannah Currently. Unless you plan on being homeless for the rest of your life, this is the sort of thing that can potentially come back to you 10yrs down the road.
Magnus Melenkurion yup and many of the employees dumped their stock during that 5 months because they knew once it got out the stock would tank. I hope they get thrown in prison for insider trading.
I think this Equifax situation should spawn legislation to create a more secure form of personal ID number. The SSN was never meant to be secure or even a identification at all. It's time to end this madness.
Or how about any form of overarching encryption security legislation at all? Computer systems are built by the lowest bidder and security is never the priority because who are you going to have to pay for help when you're hacked, your system provider.
Icenineiv you are right. Usa is the only country that uses a half public identification number for identification. This is really madness. Most places have the SSN as PUBLIC, assume its public and deal with it in this way. What kind of a place allows to create loans with just having a number?
Peglegkickboxer the UK uses a National Insurance number (NI- all legal citizens get one at 16) however it is PRIVATE. If you got a job at 16 and only worked there for your entire life and never applied for any economic help from the state, there would be a reasonable expectation that only yourself, your employer and the government would know it. It's not used as ID over here. I think the difference is everybody in the U.K. has a form of picture ID, as it's the only type of ID regarded to actually prove you are who you say you are. Whereas, I seem to believe that there are lots of people in the US w/o either a driving licence or passport and so maybe they use their SSN numbers a lot because organisations know everybody has one?
How can we stop companies like this from not be held accountable? Like really if you are a middle class American you are just fucked against a huge company in general.
You can tell by that girls arrogant face She's probably thinking " my dads an attorney, I won't even spend a day in jail" And even if all I say is bs and her story is completely true, there is NO reason to shoot anyone from verbal harassment and why would she shoot TWO warning shots, let alone one Idk I think she's guilty
Yup, even if her story was true, the fact that she fired warning shots at all tells me she shouldn't own a firearm. Not to mention the fact that she shot with her eyes closed. How stupid do you have to be to fire "warning shots" in the exact direction of the person you are trying to warn with your eyes closed.She's either lying or the dumbest person on earth.
Not a gun owner, but I want to be eventually. As far as I'm aware there are no such thing as "warning shots" in the law. If you pull your gun the intention is to shoot someone with potentially lethal force to halt an attack or preserve life. It's very unlikely this bitch was doing either based on the story given and, apparently, her criminal record.
I shared to fb. Also, did anyone else get a flashback to Enron when he mentioned the execs selling stocks?? "Oh, but they didn't know!" Bullshit. They were probably the first to be told about it.
On the Quackenbush story, I honestly believe that the defense the lawyer gave was shoddy as all hell, and the situation given is still unacceptable by using the claim "she had closed her eyes and didn't know she shot a man" as an excuse. In my opinion, I'd say she'd face similar charges, and if she had a license to carry a concealed weapon, for that to be revoked, especially if her side was true.
Yeah, I'm pretty confident she's completely full of shit. It's just a matter of them having her dead to rights, and trying to figure out a way to get out of the worst charges.
Exactly. If you're conceal carrying, you use the firearm as a last line of defense for your life. You don't fire warning shots, you shoot to stop the attack. If she had her eyes closed, she could have easily hit some random pedestrian. Yet another reason you don't fire warning shots. If she went to a CCL class, she'd know that.
Nevir202 I think the dad is just trying to show intent. He knows that her firing the gun period was illegal. To him, it's all about her not getting charged with attempted murder based on showing it wasnt her INTENT to shoot the guy. (Though in my opinion it's clear that she intended to shoot him)
I filed for the free credit report for equifax but they told me they couldn't get it for me online - that I'd have to wait to get it through the mail. I'll have to print and fill out a plethora of forms with excessive personal information, send it to equifax, and wait for them to mail me back. This seems like an extension of the point you mentioned that many people simply won't go through the mail because of the extra hassle, and what a hassle this is. Furthermore, it will take much longer to see how screwed I might be getting right now. It's easily possible that because of this, many people will get screwed - their lives ruined, even if they took prompt initiative in preventing this
Equifax broke federal laws. A company is required by law to notify individuals if PII (Personal Identification Information) has been compromised. If SSN's or birthdays have not been compromised, they are not required. Can we stop using SSN as a federal identification?! It was never designed to a federal ID. The most secure part of your SSN is the last 4 digits. The first 5 can be guessed if they know the state you were born in and your birth date. That is why companies will ask you for your last 4 digits. The other 5 are meaningless.
So there is absolutely no way I would ever put my information in that Equifax site to "see if you got hacked". Not only is that site not in the Equifax sub-domain, but you can tell that it was originally not even reachable through the Equifax website given the week difference in the security certificate dates. I had a colleague who did use this tool on their computer and then again on their phone with the same information, but one told him he was hacked and the other said he was in the clear. Supporting the claim that the site never offered true functionality at the time of writing: www.businessinsider.com/equifax-data-breach-site-check-angry-response-2017-9 Think of it this way: a major hole in their security systems was just exploited and the company spent more time covering their own asses than informing the public. How can anyone be sure that they even fixed that security concern? It is possible that they don't even know how the data was accessed. They have no business asking for your personal information, even if it is just a partial social. Namely, the important part, by the way, because the rest of the social can be gathered by simply finding out where said person first applied for a social security card. Further, there have been reports that their captchas don't even work (a hard thing to get wrong by even beginner web developers): www.businessinsider.com/equifax-data-breach-site-check-angry-response-2017-9 It is most likely that this site is an enrollment of some sort. Claims that using this tool waives your right to class action lawsuit have already been brought up, and was supported by trustedIDs own terms of service until people started getting really pissed off... showing us that Equifax is truly making this stuff up as they go and covering their asses one step at a time. I had my identity stolen and let me tell you, a credit freeze is a total joke. I put a freeze on my credit and took out a loan less than a year later. This happened about 3 years ago, but I remember how mad I was after talking to Equifax because it was top 5 most angry moments of my whole life. On top of that, Equifax suggested that I enroll in something along the lines of lifelock... which by the way you should also not do: www.ftc.gov/news-events/press-releases/2010/03/lifelock-will-pay-12-million-settle-charges-ftc-35-states Plus, if they have all the personal information, and they know who was breached, it ought to be their duty to contact those people! It shouldn't be a case of "contact us if you want to know your life is changing forever", it should be them contacting each and every person who had their information breached. It definitely shouldn't be setting up a whole other insecure database of who was hacked where the key (the identifier) is that persons social security number. The fact that this took over a month to get out is awful because that data has already been sold to the highest bidder. Identity thieves sell information quickly to get the most profit and have the least amount of chance of getting caught. Remember that we have no clue who these hackers are and we can't assume that they had read-only access. It is possible that they also had write-access, in which case they didn't just get your data, but could have potentially changed your data within the Equifax system, which Equifax would have very little knowledge of whether or not that even happened.
S Wolf Well, that's terrifying. I'm freaking out because I'm 18 and just took out loans for college, my family is not in the best financial situation as it is, so if we were attacked then it's going to be hell for us. Also, because I'm so new to all of this stuff, I don't completely understand the impact of what has happened so I'm just assuming the worst in my head.
967patty well the impact is alot like playing Russian roulette and Equifax loaded the gun with three bullets in a six round revolver ....sure you personally may get lucky but likely chance is someone you know won't be so lucky....since credit is the way you get loans house cars and so on then and even simple bankruptcy to clear your credit will take 5 to 7 yrs and another 5 yrs to rebuild your credit if hit a major part of your life could be delayed ....also many jobs use credit score to hire if you can't pay a bill how can you be trusted is how they see it....so yes the worst case is very very bad ....my suggestion wait and see watch your credit reports like Phil says and join the law suit if possible just in case even if your against suing best to be safe then rebuild something they destroyed
What in Tarnation? Did she keep her eyes closed after shooting? Like how do you not notice the man crumble to the ground? Or atleast check that your warning shots didn hit anything, golly this is stupid.
It's the only excuse that her daddy could think of so they are going to stick with this story despite the obvious flaws with it as changing your story in court is frowned upon. My guess is that daddy is just going to buy her way out of jail. She has previous assaulted people and is now stepping up by doing so with a deadly weapon in a very public place. That bitch needs to go to jail for the maximum sentence allowed. Some people shoot people during stick ups, but generally there is a reason for this such as non compliance or just to eliminate witnesses. What this woman did was look at this homeless man and this to herself "this trash doesn't have the right to speak to me, look at how dirty he is" before shooting him TWICE in the abdomen. There's no reason for it besides mean spited crazy bitchyness. Hopefully she will be in jail 'till she in unable to reproduce to that this crazy bitch gene dies with her.
To add to this, I don't really know a whole lot of...well, any creature really (humans, dogs, cats, horses, cows etc.) that upon getting shot, turn into complete deaf-mutes. This defense is about as loose as the definition of 'consent' in Steubenville.
On the first story, I feel like the homeless man was in the right. The woman even looks like a stuck up brat who when're does something bad screams, "DADDY! I did something, can you get me out of trouble." Idk, that's just how I feel though, especially since her father is a lawyer, and the BS of a story that she gave for her side of the story.
Zirx you realize judging someone by their appearance is completely baseless and stupid right? I thought we were trying to judge people upon their actions. The fact she fled is much more telling than "brat" looks.
Story A) She's a blond lady with a lawyer daddy. Unfortunately, I doubt she'll see any punishment. Story B) How in the hell is it not illegal for a company that fucked you to CHARGE YOU for them to make it better?
Cobalt360Degrees also funny thing about the identity protection that Equifax is offering free for a year to those affected (or so I've heard that's it is going to be free) is by agreeing to sign up for that protection, you are agreeing to an arbitration clause that waives your right to sue them or be a part of a lawsuit if there's one against them. Basically any disputes you have with the company with be settled outside of court instead of being litigated in court.
Cobalt360Degrees wrong even with a lawyer the case is going to get in base of medical records and bullet trajectory... for those that don't know exit wounds are still proof and if there is proof that he was impacted from behind twice that is as much as getting fucked.
Even if she's telling the truth then what she did is still a crime. Shooting warning shots in a civilian space is still illegal especially if your eyes are closed and aren't even making sure your shooting somewhere safe. And also the homeless would have instantly felt the bullets so they would have known they shot him then and there
Jet X It is interesting how approach to warning shots differ between countries. In Poland it is mandatory to shot a warning shot before the "real" shot. The idea is that it may scare of the attacker, or sober him up enought to surrender. But gun ownership is rare in Poland and our self defense laws are quite stupid. I just found it interesting.
that last bit is not actually true a lot of people when they are shot go into shock and sometimes dont actually realise they were shot basically as long as you dont see the wound theres a chance you wont actually notice it or feel pain until you do.
Don't let Equifax tell you that it is your responsibility. It is their fault and they should be automatically dealing with this issue. If you are in a fraud situation after the incident they should eliminate it no matter if it is 60 or 90 days or whatever days they set
Equifax should be put out of business. I still have zero notification FROM Equifax that this happened, and I've already verified my information is in there without signing up for their bullshit that forces arbitration. I signed up for Equifax credit monitoring service when I was buying a house because they were the only ones who offered the same credit score calculations my mortgage provider was going to use. You can be sure i'll be seeking damages against them the second someone tries to spend a penny in my name. The credit bureaus are a legal racket to begin with. I think now that it's coming to light how irresponsible they are, we're setting the stage for making them obsolete, and for FUCK'S SAKE WE NEED TO STOP USING SOCIAL SECURITY NUMBERS FOR FINANCIAL TRANSACTIONS IN THIS COUNTRY.
The entire credit system in America is ridiculous. The fact that you can't see what affects credit and what doesn't is shady. For some reason just looking at your credit costs money, AND lowers your score. Not to mention that no one ever agreed to have these companies collect all of this information in the first place, and now it's just "whoops, literally half of the country is screwed". This is insane. *This should be a catalyst for an overhaul.* But it won't be.
Hold up, so her "warning" shots were aiming toward the dude with her eyes closed?! She couldn't have just aimed the gun towards the sky? Some dude asks you to turn down your music and your first response is " Nah fuck this let me just pull out my gun to show him who he's messin' with"
ThatOneGuy Immediately that popped in my mind. One who the hell shoots with there eyes closed? Second who fires WARNING shot at the target. Not only that her story makes him sound mentally unstable. Who just keeps walking towards a gun? But yet the cops managed to get a full detailed report. She is a full blown liar.
I am shocked and very afraid. Waiting so long to make the breach public shows a reckless disregard for those whose information was hacked. Damage could have already been done! I do NOT believe the stock sales were 'coincidental'. Those individuals protected THEIR own assets while ours are at grave risk. What angers me is the fact that I, as a consumer, cannot 'opt out' of having my entire financial history of every account/address/etc that I've ever had stored with not one but THREE different credit reporting agencies against whom I have little or no REASONABLE legal recourse for failing to protect my information. Even in a class action suit, the award against Equifax would have to be in the billions of dollars (which the courts would never award) for 143 million consumers to see any appreciable recovery after the attorneys take their statutory 40% contingency fee. This IS the absolute worst case scenario for identity theft. So many people have no idea of their unprecedented vulnerability here. Thank you for getting the word out!
Homeless guys story: It's pretty straightforward and sounds credible, but it's still from his perspective. Lets see her story! Her story: Sounds weird, illogical, stretched and dishonest. Fires two "warning shots" when you're aiming the gun at him is not warning shots. You can't just stab someone twice and say "No its cool, they're warning stabs. Had my eyes closed". What is this sack of horseshit? When you aim at someone and pull the trigger regardless of your eyes are closed, you aimed to kill. "After Katie left on foot, Melton continued to approach" after he was shot twice in the abdomen. I think i know where I'll put my money on who's lying. This is a homeless guy not a Terminator continuously walking towards you with two bullet wounds impatiently waiting to say his catch phrase "Where is John Connor" and "Turn that fucking music down so i can sleep off these gunshot wounds". But the cream on top of everything is she did it where people were living. Imagine if they ricochet into someone's window and hitting someone else? Bystanders being hit walking down the street? Passing cars being hit? No she can get fucked.
No one would get out of a car if they felt in danger. They would drive away. I mean, if she took off and ran over his leg, maybe I'd get that. But getting out and shooting twice at someone doesn't constitute self defense. I even believe in concealed carry and self defense, but this is just terrible.
And there's another detail: firing warning shots, even if she had pointed upwards, which she admits she didn't, means the bullets will go up... And eventually come down. It's not like you fire "warning shots" and the bullets will simply disappear, or fly into space.
Why the hell did she get a CC permit?!?! 1. Don't pull a gun on someone you don't intend to fire at 2. If you NEED to fire at an assailant in a life or death situation, shoot to kill to shut down the situation as quickly as possible, shooting at legs or arms is not reliable and may cause bullets to ricochet if you miss the shot, leading to the harm of you or bystanders. 3. When you fire at someone DO NOT SHUT YOUR DAMN EYES 4. Do not fire "warning shots" as it gives the attacker time to lunge and stray bullets may hit bystanders, a bullet that goes to an unknown location by the shooter is a very dangerous thing! 5. Don't put yourself in a situation where you need to use lethal force (getting out of the car in the first place in her case) Anyone who doesn't understand these basic concepts should not carry!!!!
budemawa either she is the dumbest person ever, or her father made up the story to get her out of big trouble. Don't forget she has been arrest for violent acts before
CLUTCH1st plus the proof of previous assault charges point to her being the bad person plus if it was true about the warning shots than she could of kid an innocent person. Cause if you shot a warning shot your suppose to shot upwards in an angle once so the bullet won't fall back at you and harm you not the way she did it supposedly
This just shows what a joke cyber security is. It also shows how fragile and ridiculous our entire credit and monetary systems are... IF it wasn't done on purpose.
The homeless man must have been the most silent victim of a shooting. If someone shot me I think I would cry out/ fall to the ground. How can she not know she had shot him. A spoilt rich kid who thinks daddy will just get her off. I hope she gets jail.
Mandy Johnson Not 100% sure but from what i heard shots in abdomen are so painful that you loose conciseness almost immediately. He probably dropped like sack of potatoes. Still it's sounds fishy.
one of the things about getting shot is you will almost certainly go into shock and there are cases were people have therefore not realised they were shot because they dont actually feel the pain and have gone hours not realising that they were shot
Quick note about the Equifax credit monitoring offering: it doesn't auto renew after the year, and agreeing to arbitration isn't required to begin with. They address these issues in their FAQs
KayToons I'm sure it's the most convincing lie they could think of. It's gotta be tough to think of a good reason why someone who shoot a homeless guy twice and drive away.
Thanks Phil. I'm a stupid millennial who probably wouldn't have done anything if I had heard about this anywhere else so you explaining this and breaking down how I can protect myself or at least limit the damage is incredibly helpful. ALSO, PEOPLE, GO TELL OTHER PEOPLE!!!
As a millennial myself i hardly ever relate to other millennials, but as far as stuff like this goes i completely relate. i'm so shit at taking care of financial stuff and managing anything with more than the basic level of red tape involved. But if its coming from Phil i tend to take it a bit more seriously than most MSM outlets.
Temporary name I understand how you felt but he was 100% serious. If you are someone who can be affected by this or have guardians or friends who can be affected by this, it is serious business. When you're identity, everything that makes you who you are, is more than a coin flip's likelihood to be compromised, you should highly consider acting on it. Like more than highly consider.
Temporary name I was making a joke about how millennials are often considered stupid and/or lazy and that I probably would have fallen under that category on this issue if Phil hadn't been the source of this information for me. So yea, I was both being sarcastic as a joke but the comment was serious as a whole.
Had someone open a 20,000 dollar line of credit in my name last year. But for some reason they made payments regularly and on time. I don't even know how to react to that.
$20K is nothing to these thieves? They do that in order to later open a $100k or greater credit line. Then stick you with the bill. I hope you got everything squared away. Good luck. I got my Identity stolen before. Real nightmare.
Vegas Yo they probably take small amounts of money from many of people for it to not look as suspicious as someone taking 100k out but since they're doing it to so many people they're taking a lot of money
Equifax tidbit ... Through their purchase of TALX Corp. they also have your payroll and unemployment data. Including how much you were paid, if you were terminated, type of termination, if you filed an unemployment claim and what the outcome was. At the time TALX Corp had this data on 60% of all US workers.
You can put a fraud alert on your account too. You contact one, they all are required to be notified. Then any of these m entities will call you any time any kind of action is taken involving your credit. They are required to call you and verify that it's you. (And it's free)
When you request your reports on the site mentioned by Philip, you have an option to start an alert for that credit union. Just keep in mind that having that alert can affect what happens to you. As someone who has been a victim and used that service I found myself having to do a lot more driving and having to carry around multiple I.D's upon moving somewhere else.
Nguyen four outcomes in my eyes: • the guy dies and the police win the case = she is imprisoned for first degree murder • the guy survives and the police win the case = she is imprisoned for attempted murder • the guy dies and she wins = she is imprisoned for manslaughter • the guy survives and she wins = she is imprisoned for the maximum time of 5 years and has to pay the maximum fine of $250k as per reckless endangerment with a deadly weapon
I like the effort you put forward, but i fear her father being a defense attorney and taken the stance of self defense... there must be cameras or something. Were the cops there? How did they know the story? I fear she will get off because she has money, her father is an attorney unless people believe a homeless person above those with money and influence...time will tell
People who are of status or children of those individuals, *never* get reprimanded here in amarillo. Its not a very big city, and there is little justice.
Nguyen, with the statement as given, self defense is clearly off the table. From the sound of it, she shot him in the back. There's no justification. These TV attorneys aren't actually that good. They win so much by taking easy cases. From the defense given, he's already given up on winning the case and is just trying to plead it down.
The lady who shot a homeless man looks exactly what I'd expect someone who blasts music in a Porsche Cayenne and shoots a homeless man would look like.
Gotta freeze that credit. No other way around it. Thanks for providing the info about having to call all 3. I thought freezing with just 1 was going to be enough.
Thank you so much for talking about this!!! I just had some activity on a credit card of mine in the beginning of august that wasn't me and to know that it is probably linked to this makes me so angry. I was able to make a fraud claim and get the total amounted credited back without any issues. But it's still scary to know that this happened.
Same I found a fraud charge on my card the last week of June that I barely use, I don't know if that's still within the date of these hacks. I only use it for gas and I pay inside the store so I doubt I got skimmed. Bank took care of it and I got refunded but wtf first time this has ever happened I'm so careful with my info.
So having a company keep a database of millions of peoples financial details without a single persons consent ended badly, imagine my shock. I understand the purpose of credit reporting agencies to banks and others groups, but the amount of information they are allowed to collect and hold onto is disgusting.
Tis why I do not use banks, debit cards, or anything. Cold hard cash, and if I need to, money orders. I don't up with anything on the internet with my real address or name either. Fuck that. Not even my Amazon account has my real info, just a pre-paid Visa and my P.O. box. Living off-the-radar is great. :D
Oh, I totally understand that. It more just me taking advantage of the circumstances. I wouldn't push that life on anyone, especially if you have kids or a family, that would be pretty irresponsible. Get them health insurance and keep them healthy!
Genuinely thank you for this. I'm a twenty one year old woman who has already had her identity stolen and I honestly didn't think this Equifax scandal had anything to do with me, but you inspired me to look up my information and LifeLock is helping me. Thank you so much for all that you do❤
Those little pieces of lead do not discriminate between "guilty" or "innocent", if they leave a firearm they are the shooters responsibility for anything they hit. Whether or not Quakenduck closed her eyes does not relieve her of said responsibility. Any responsible gun owner who has taken a CC class knows that if a firearm is being brought into play that it is a force multiplier. One does not warn an assailant with a force multiplier, if it enters play it must be used with the intent and knowledge to neutralize an attacker. Neutralizing an attacker does not mean "winging" them nor does it mean firing warning shots, it means center mass with the intent to kill.
I've heard it argued that shooting to incapacitate implies that you did not feel like you were in mortal danger; otherwise you would have shot to kill.
Well if that's the case then personally I would never wanna get a gun then. If the only legal way of self defense with a gun is to take the life of another person then I, with my own personal values see no reason to own one.
I haven't even finished watching the video... I paused at "Quackenbush" and had to look down at the comments to make sure it had been properly made fun of before I watched the whole thing.
My thoughts exactly, i wasnt sure if it was just from my training in the service or if it was actual law. we were always told warning shots are not authorized, unless fired from a crew served weapon over open waters.
! I was an Infantry Platoon Leader, Iraq '06-'07. Warning shots were part of escalation of force and perfectly appropriate in lots of circumstances. Of course sectarian violence and attacks on US forces were high at the time. It went down a LOT by the end of '08. I had heard the rules had become quite restrictive. Glad you're back safe anyhow.
Its probably much different for army, my experience is Navy, mostly standing brow security watch or topside rover on an SBBN submarine. I imagine if your in a combat zone it would be alot different, for us they probably just dont want some dumb ass seaman shooting warning shots and hitting some GS12 contractor lol.
ItzKythen I don't think it is, a suspect could confess to the crime in confidence with their lawyer just so the lawyer knows what they're dealing with, the lawyer could then still claim their client is not guilty if there was no proof, that is lying.
Drood If the defendant (at this point no longer a suspect) confesses to the lawyer, he can enter a plea of not guilty, but can't say that the client didn't do it. It's not the lawyer's job to determine guilt; that's what the courts are for.
As far as I'm concerned, I think the credit reporting agencies should be illegal. I don't remember ever giving them permission to have or access my information to begin with.
ONLY ONE GUN ROLE. NEVER THREATEN ANYBODY WITH A GUN NEVER POINT A GUN AT ANYONE UNLESS YOU ARE TRYING TO KILLING THEM. NO THREATENING NO BULLYING NO TEASING NO BRAGGING NO FUN AND GAMES. GUN ARE SERIOUS, IF YOU AIM YOU ARE AIMING TO KILL NO BUTS.
Well aim to kill or disable that is. Quackenbush is undoubtedly guilty though. Even if they were warning shots she shouldnt have aimed at fucking chest hight at the person.
Piers Jholden naw cause the bad people would still get them illegal, but its up the the good citizens of the world to keep in check when they own guns. Not to be dumb like this. These things happen but they would happen with an intense rate if no one had guns except the bad people.
Right, Piers? Get rid of guns, simple solution. Oh, and knives too. And forks... And any sharp or blunt object... And ropes so people can't, I mean, so the rope won't strangle people. Durrr. People kill people. Understand this.
Smart People: "Everyone has the right to own a weapon!" Dumbass: "I fired a warning shot twice with my eyes closed and seriously injured someone!" Smart People: *groans of increasing discomfort*
A good tip when checking annual credit report is not to check all 3 on the same day. They pretty much usually all say the same thing so if you are serious about monitoring your credit due to this hack, check one now, then check another 4 months from now, then last 8 months from now. Rinse and repeat every year.
Zoidberg that's only temporary because the credit monitors think you might be checking your credit to take out a loan/card. If they see no new loan/card your score goes right back
Dr. Zoidberg i've heard that too, but even if that's true the effect is very very minor. Most of your score comes from how long you've had credit, how much you owe versus max balances on credit cards, and whether you've ever missed payments etc.
This does not give you your credit SCORE @Dr. Zoidberg and everyone else commenting. What a credit report shows you is your credit history. Credit cards you have that are open or closed, your payment history on them (like if you paid on time or have ever been late). It shows you previous addresses. Loans you have taken out (like school or mortgage). Etc. It doesn't show you your score and most credit cards these days give you an idea of what your FICO score is for free. But if your identity was stolen, your credit report would be one of the ways to check and see if something is amiss.
How can her father even claim that story? Who the hell gets shot twice and shows no indication of being hurt? You'd keel over or cry out, that's unquestionable.
In regards to that girl. As a CPL instructor it's people like her that infuriate me. A pistol is a tool of last resorts used in defence of life. No where in her own statement does she say she was threatened or had any reasonable fear or death or great bodily harm. Her father I think is trying to get rid of intent to make attempted murder harder to prosecute. But still easily get her with reckless endangerment, assault with a deadly weapon, fleeing a crime scene, and much more I'm sure.
Phil, I want to thank you sincerely for sharing this information. I am one of the people who has likely been affected by this data breach, and I also immediately went and signed up for the "free" credit monitoring service. Without this video I would have accidentally screwed myself out of my legal rights to take legal action against Equifax for there serious lack of data security. I hope a huge class action lawsuit lands on their heads and takes that company out of the playing field. Considering they sat there and lobbied for a relaxation of cyber security regulations recently only to turn around and pull this shit, yeah I'd say it's safe to bet they won't be in the running much longer if they keep this ridiculous shit up. I've written my letter to opt out of arbitration, so I will happily be signing onto any class action lawsuit I can get my hands on. They should be taking proper remedial actions WITHOUT bringing courts into things, but seeing as they'd prefer to continue to fuck Americans over instead, courts it will be. One way or the other, they need to be held legally responsible for their negligence in this data breach. One can only hope it would be by shutting their business down outright. Anyhow, thanks again! You've been a huge help!
PLEASE TAKE THIS SERIOUSLY... seriously. Don't wait, and don't just think it won't affect you. Be smart, ya Beautiful Bastards.
Philip DeFranco Take care of that baby
Will Do, love ur vids m8.
Philip DeFranco it's not just the US it's the UK too. An estimated 44million britons will be affected by this hack. There 66million people in Britain including children!!
Philip DeFranco Official hey fake phil you do know most of the people who are watching these videos are adults right
Philip DeFranco she should of had her eyes open and also should of reported it
The homeless man shooting is such a fucking joke. It's disgusting. She deserves the hardest charges she can take for it. And her side of the story is a joke, no word from any of the woman that he "harassed"? He made no noise during any point of her shooting him and getting in her car and driving away? She didn't notice him hunching over or laying down or anything? Bullshit
Daniel Gazizov you forgot the blood.
Yep she does
Such a shame women get reduced sentences for the same crimes. She probably won't even get ten years if anything at all happens to her.
If the homeless man was harassing other women, where are they? Where are the witnesses to this crime if he was just on the streets harassing people?
Exactly. There is not one person to speak up on that allegation.
TheNanamariam Also how the fuck did she not realise she hit the guy twice? Anyone shot with a gun would make a sound like they got hurt. And even then, someone shot in the abdomen twice in quick succession would be on the ground instantly regardless of who they were. So according to what she claims, she would have had her eyes closed while she was walking to her car, unlocking it while her eyes are closed and starting her car with her eyes closed to not see the guy on the ground.
I work with the homeless, in Nashville, not too far from where this man was shot. This is heartbreaking. Not only did she shoot him, her father went on to describe him as possibly on drugs, deranged, and unhinged (per a Washington Post article). People that knew him told the opposite story, that he was sober and a talented musician. He even left a temporary housing program because he didn't want to be around drugs and alcohol. The man had trespassing charges on his record but nonetheless didn't deserve this. No one does. The homeless are often overlooked at best and vilified at worst when something like this happens. Like another commenter said, warning shots are illegal (here in Tennessee it is a felony) and fleeing the scene of a crime is illegal (a misdemeanor for vehicular hit and run). I'm biased in this situation, but this woman is a terrible person and needs to be charged.
Andrew Jefferies lock her up
There is a homeless man in my small town of *insert town name here* and sometimes the pastor at my church or my dad will go and have a coffee with him, maybe bring some lunch sit down and have a conversation and they always come back with these amazing conversations about the world and peace etc etc. The homeless are just people, they want everything that we want the same, but they just simply have no home.
Are homeless people really such a normal thing in America? You folks sound like it's an everyday thing to see people sleeping on the street. Is it?
The Mudpit pretty much. In Nashville which 685,000 people there's an average of 2400 people sleeping on the street each night
@mudpit yup, more often in dying towns that are 100s of years old, or big metros.
a lot of people lost their home/jobs during the Bush jr presidency when we had a minor economic collapse. ya some homeless are out on the street due to addiction, but not all. Some had unlucky lives and couldn't hold a job due to lay offs when the economy tank.
there is a interesting doc about it something like "tent city" or some such. It depicts some homeless people that just had unlucky lives, they don't do drugs and formed a community to help each other out.
How the hell does she have a gun with past assault charges?
'merica... Stories like this is why I support gun control/background checks.
You have to be found guilty of a felony in order to permanently lose you're right to purchase and own firearms if her dad is a good enough lawyer he probably got the charges lessened to misdemeanors what you do not prevent you from owning and carrying a firearm
That's not actually true. See question 11i on the 4473. When it's a misdemeanor of domestic violence (what she was charged with) a conviction still prevents you from buying guns... But yeah lawyer daddy probably got her off scot free.
MURICA is how.
The charges were dropped
1) Warning shots are illegal. Leaving the scene of a crime, illegal.
2) I had my CC info stolen this week. I called Wells Fargo and asked if it could be because of the Equifax thing and the woman told me that it's not possible....Wells Fargo is telling people that it's not possible that their CC info was stolen because of Equifax....Does that smell funny to anyone else?
Riley Pearce You can say that about most banks.
Wellsfargo is absolutely trash. they are just trying to turn you away lol
Exit Light guess you won the "will I be fucked lottery" just pray it ain't the grand prize
People seem to not know that warning shots are illegal. There was ANOTHER case someone brought up a while ago about a woman who was "jailed needlessly" because she used warning shots against her husband. A Warning shot is a death threat "You will comply with my demands or else I will kill you. I will demonstrate that I can and will kill you"
Last year wells fargo got exposed for fraud and it's much worse than originally expected. Leave wells fargo. I personally have many bank accounts from many companies and worked for a large bank for 18 months as a personal banker. Not all banks are the same.
Oh what a great time to be a famous person using their real name.
I know right
Didn't expect to see you here cody!
:(
CODY I LOVE YOU DO MORE MINING VIDEOS
"# volts of current"
top kek
I don't understand how we have to be the one's to take responsibility to make sure our identity is safe when majority of the country is affected. Shouldn't Equifax be punished without question? My debit card was mysteriously denied yesterday and I'm paranoid.
So your debit card was "mysteriously denied" yesterday, but instead of actually checking to see if your account has been drained, you choose to come on RUclips to tell the world how you might have been affected, making you either full of shit, or just stupid. If you were actually concerned about that you wouldn't be wasting your time telling us about it, you would be telling your bank lol.
HotCrazyCatLady Yes, because the second after you realize you have a problem with your debit card, you won't have a single moment of free time. Every minute needs to be spent on fixing that problem, even if you need to wait.
Because, if you don't do it, odds are, no one else will, while you are here saying, "shouldn't some else check to make sure everything is ok", there is something with your info laughing as they take your money
Tom Foolery I feel the same way. I'm pissed! this isn't even a service that you subscribe to or sign up for, it's just "part of the deal" you make when u sign up for credit, or even open a bank account.
I work at a bank, you should just give them a call if there is something wrong with your card or the machine at that store/machine wasn't working, like any other rational person instead of commenting on RUclips lol
1st Story: it seems clear to me she thought she could get away with murder due to her rich attorney dad. I hope they throw the book at them.
2nd Story: fuck...
oh yah easily
For the second story, what most people might not understand is... As of 2016, there are 323 million Americans. If 143 million people were compromised, this means almost half of the US was hacked (add about 20 million more people and it would be around half).
I laughed so hard at this at the same time scared
Porsche SUV
Music Blasting
Most 'I give the least amount of fucks' expression possible
Dad's a commercialized lawyer
Yeah, I really hope she gets the book thrown at her. Seem's the cops knew who she was before she realized she committed a crime; so someone witnessed and called the cops with her info. Her goose is cooked.
Piano Man Looks like you can't buy a new piano...
Phil, because of your video I went to Equifax and looked at my credit report. I found out that apparently in 2013 I took out a school loan to the toon of 15,000 dollars, and because I have no recollection or paper work from this loan I have contacted the company and asked for some answers. I just wanted to say thank you, because without your show I would have been blindsided when I received my first bill, and maybe now I can do something. Thank you.
Cody if there's a Friday show this week, i hope this comment gets there, cause thats pretty awesome! :)
What are you supposed to do though?
Cody 2013? and you havent heard anything? wtf?
I check mine regularly through both my credit car app and credit karma. I always make sure they are both in check and that nothing on there even current debts I have are different from what I actually have, I look at everything. I'm still going to do the annual report though.
Cody
Check out the resources at ftc.gov
If my credit rating got damaged because of this, I would sue. This is nuts. The US government should punish them. This is hugely impactful to the public and will change lives
KarneeKarnay if fraud affected your credit rating you would not be liable for the money but it would be a ton of hassle getting them to fix it. You could also eventually fix your score.
KarneeKarnay
Getting your tax returns after dealing with identity theft is a god damn monstrosity and can single handily be the reason you have to wait until around this time to November before you get it.
I know we have this and equifax going on. But there was a school shooting in my hometown. And we have the names of two heroes who confronted the shooter of Freeman High School. Student Sam Strahan who paid the ultimate price and janitor Joe Bowen who deescalated the situation. We have s chance to honor heroes over the perpetrator. Please please please can you use your platform to help that happen.
better run better run.
Honoring them seems like the PC thing of importance to mention, especially when it's already being covered by every news outlet you can find just about. The more important issue here is: why does this keep happening? And what can we do to stop or prevent it, because as far as I can see nothing is being done, and for that reason these lives keep being lost in vain.
thanks for being pretentious i guess, grumpy old man.
That girl should go to jail
Comrade Bepsi Marx why?
Murder. Duh.
Steve did you watch the video?
Steve Because if she murdered him she would be basically guaranteed a sentence
Steve attempted murder
I legit had no idea that this breach happened. Thanks Phil, I'm going to make sure other adult people I care about also know.
Philip DeFranco nice fake account
clash of cod Man and I thought the spam comments were bad. The spam comments that REPLY to you are so much more annoying because you get notifications for them.
Philip DeFranco oh my god...
Also my iPhone auto corrected oh to ph
I had got a letter in the mail from the local state government, and after re-reading it just now, it would appear that they were trying to cover for Equifax, considering they claimed that the info release was "not the result of a malicious attack attempting to access *insert state name here* judicial files, rather it was inadvertently exposed."
Maybe they are different events, but they offered the same advice as Phil, and gave the same three companies phone numbers, TransUnion, Equifax, and Experian... Just sounds fishy... Did not expect this leak/hack to be on this level...
Philip DeFranco
Two in one, Thanks again Phil!
Regarding Katie Quackenbush and Gerald Melton
Two notable gun laws in Tennessee:
1. Concealed or open carry of a handgun is allowed with permit.
2. Completed the firearms training class of no less than 4 hours and firing range time of no less than 4 hours with an accompanying test. A copy of all scores shall be maintained by the Handgun Safety School for a minimum of five (5) years from the date of the examinations.
According to the Tennessean:
In December, Katie Quackenbush was arrested and charged with misdemeanor assault causing bodily injury in Potter County, Texas.
A complaint filed by the state accuses Quackenbush of striking another woman in the head with a drinking glass.
Four main gun rules -
Treat all weapons as if they're loaded
Never aim your weapon at anything you're not willing to destroy
Keep your finger off the trigger until you're ready to fire
Know your target and what's beyond it
My thoughts and opinion:
1. At first glance, with limited information regarding the assault, if Katie had a permit, she was legally allowed to be in possession of a firearm since she wasn't in prison for more than a year for assault.
2. Use of force continuum was not followed and this shooting was not justified unless Katie can prove probable cause that she believed Gerald Melton posed a significant threat of death or serious physical injury. "Oops, my eyes were closed" doesn't count.
3. Assuming Katie had a permit as required by law, she attended a firearms safety class including both classroom and range time. At the end of the class there's a required test where 70% or greater is passing. That test is kept by the school for 5 years per TN law. They the state should pull the coursework and test to determine if Katie knew the training provided and if it fit into this shooting.
4. She's an inconsiderate garbage person that should be locked up but that's for the courts to decide. I'm sure she'll get a plea deal for "attempted involuntary manslaughter" or some crap like that since she "didn't mean to" and reportedly had her eyes closed.
-Rob
All your words are facts. You are equally smart as the rob that is replying to you. Thank you!
Also springfield makes some nice guns
I do have one other little thing to add...
This sounds like another lawyer's kid deciding that rules and laws just don't apply because (and I've heard it often) "My daddy's a lawyer, so I get to do what I want!" Which is the exact kind of dumbass mindset that sets up a situation like this. I hope that not only she ends up in prison for attempted murder, but her father ends up disbarred... (prob'ly won't happen, but he deserves it for teaching her this kind of horrible behavior is acceptable...) :o)
You sound like a man who likes guns, knows guns, respects guns and thinks this girl is a murderer attemptee. I myself don't like guns, but I like the cut of your jib.
CaptainMcAwesomepan Yay! Respecting firearms for everyone!
Would they at least take her permit away?
This is like an Enron level event...Equifax should be no more. I really hope consequence doesn't amount to a slap on the wrist. But with a company that big, it most likely will.
sillyitis agreed it should be gone and stricken from the record
sillyitis get your facts straight accounting fraud does equal a hack
I had this happen at my school in Canada (data breach). I got free credit protection for a year, but anyone who steals that info knows that. No one will try to use your info within a couple of years, they will wait another 3 or so years and then start using your info. It happened to me 7 years ago and I'm still watching out for any changes.
Why do these three companies get to create your "credit score" anyway? They have no obligation to be impartial and they are seeking to make money off something that I don't think they have a right to. Your personal financial information should be between you and companies that you CHOOSE to do business with. I never authorized Equifax, Experian, or TransUnion to have anything to do with me or my data. This country needs a personal privacy bill of rights and we need it yesterday.
Clifford Hawley : Actually, you give them permission to exist just by doing anything that requires a credit check. You sign a form authorizing the company you are applying to (employer, creditor, property management company, etc..) permission to not only get that information from a credit agency (or more than one,) but to also report to it. If you have ever had a rental, a credit card, insurance, a job that required a background check... You gave that permission.
TheProductionOf3 More Like signing your social security number. That’s the main cause of credit fraud and child support.
you should go 'fight club' on them
Equifax sounds like Gandalf's other horse. I'm just saying.
SerialPillock "Equifax - a credit to all horses!"
Wasn't that Filofax?
Yur a sadofax for saying that.
It's shadowfax
I hate the Equifax story every time I've heard it. If anything it shows that even big companies don't have enough security to protect against hacks like this, which hurts their users (and since not everyone who's information has been put into Equifax's system put it there themselves, it's even more egregious) I already don't trust big companies, but this just makes it worse.
If anything?
The advertisement clip of Atty. Jesse Quackenbush ended with his words "... an experienced aggressive attorney who's not afraid to fight for your rights". Can't wait to see how he will defend his own daughter in a trial court. His reputation is now at stake here for sure, and it's hanging in the balance.
Creative North We all know that lawyers can bend the law and turn real stories upside down, and that's what he did initially for her daughter's case. I don't think he can do that in the court.
Creative North He will surely fight for her daughter's right to fire a WARNING shot below eye-level, with her eyes closed. :D
Creative North I
I'm sure her daughter will go to jail
if he wants to keep his job he should let her daughter plead guilty.
Those execs totally knew what was up.
That many of them selling that many shares right before this shitstorm went public? Yeah, sorry no these are related.
Well they did wait 3 weeks before going public
Without a doubt they knew. I'm sure nothing will happen to them regardless of whether they're guilty of a crime or not.
They all left at once too. It seems suspicious.
And people like to argue that companies aren't people. They are run in a way to make rich people richer.
watched equifucked by mistermetokur
Her miss use of the gun alone deserves an attempted murder charge.
That is if that even IS the story...
The Shinsh Do you have an alternative story?
Is that a thing now? "Old Honest Abe got warned in the head" :z
I misread the comment as taking her story as the right one and the homeless guy's fake without any evidence for either, when in reality in both told stories it was misuse of the gun, and he was commenting on that. Don't mind me, just being stupid.
CannabisMaximus well, shooting a dozen rounds in a black teenagers back DOES send a warning....
took my mom 14 years to get her credit fixed after having her identity stolen.
they bought a house and some other crap up in new york. smh.
Wat
Katie Quakenbush is the name of the season 2 villain for the new _Duck Tales._
Osiris Malkovich DuckTales Woo-ooo 😉😎
I don't know what duck tales is I just know the horribly racist parody song.
I don’t think I can give you a bigger W
HAHAHAHAHAHA
The one thing they teach you in concealed carry classes is to not draw your firearm unless you are prepared to drop the threat. Firing two shots 'blind' is a completely idiotic action that recklessly endangered the lives of everyone else around her if she's being truthful. The classes I attended essentially taught me to aim for center mass and keep firing until I heard 'click'.
Exactly
Woad Samurai Not only that she shot TWO shots in his ass. She has to be mentally unstable to aim only slightly under center mass and call it a good place for a warning shot.
Only shoot if you see an antifa member
Satoshi Nakamoto can I ask why is that?
Generation4EvaYoung she can hit a civilian and if you shoot up, the bullets can come back down
Thanks for all the info Phil
My big concern with the Equifax issue is that the information is already out there and forever will be. This is over half of all adult Americans possibly affected so for long term protection, there needs to be a perminant solution rolled out by the credit agencies, like an additional "credit identification number" given to all people required for dealing with credit. I understand that this would be a large overhaul and very complicated but the lasting effects could be so astounding for so many people. I also know that proving fraud is difficult and ruins your credit for a long time, and sometimes it is impossible to recover from it. I am pissed that nothing is being done about it and it is our responsibility to protect ourselves from the system built to keep our credit. Ugh.
Thank God you're covering the Equifax breach. I've been really concerned that I've heard no one talking about this. Now hopefully people will hear about this and be able to act accordingly.
George Cameron The news talks about it all the time. You need to broaden your sources.
This is the first I've heard about it, and I'm just scared, I barely even know how credit works. I'm young, my one card is to an account created off my parents' account (through a credit union not a bank), and I'm on their phone plan as well, I've never applied for a loan or tried to make any big purchases, I don't even know which service has my information and what they even have of mine, how do I know if my information is stuff that was leaked???
Is your card a debit or credit? Have you ever rented something or paid big bills? If the answer is no, you probably don't even have credit. That being said, Phil mentioned some stuff you could do to check
Equifax has a tool for looking up whether you may have been impacted.
You have to input your last name and last 6 digits of your social, so do this at your own risk.
www.equifaxsecurity2017.com/potential-impact/
Debit card, I had an apartment for a year when i was in college, but I was 18 and it was cosigned by my parents and my roomate's parents, it was more so their apartment. Rent for that was the biggest bill I've had other than a couple less than 50 a month ones, and we paid that in cheques, not on a card, and again debit not credit. I wish I knew how credit worked at all. I thought I heard checking your credit score makes it worse? And I have very little available funds to do the checking with. And how do you find out who has your information? Is it with just one company or can more than one have it? If my parents are hit, can it affect my stuff too because of the linked accounts?
Shit like this is why I always keep a super low credit score and a couple open warrants. Nobody would ever want to steal my identity.
DanoG1984 😂
DanoG1984 you too???
*cough cough* yeah... I, too have low credit and multiple open arrests, and... um... unpaid parking tickets... and... Child Support!.. *clears throat*
So... I mean... don't even bother... it would cost you money to steal my identity.
You underestimate the power of your personal information. Even though you have the open warrants, let's say you happen to resolve them in the next 5 to 10 years. You've finally gotten a clean slate... and then the hackers use what they stole now.
You're gonna be fucked. They'll open bank accounts on your name, take loans and bank on it and before you know it, your financial and social future is fucked and you're most likely done for the rest of your life.
So yeah, even if you have next to no funds, that doesnt matter for the hackers. What matters is they got all the info about you they could ever need. And if they're smart enough (which I'm assuming they are if they managed to pull something like this off) they will abuse it very, very painfully. There will be no going back after that happens.
I suggest you reconsider your actions and act now while you still can do something. Never take these things lightly.
nope nope nope. Quackenbish needs time in jail. Never to touch a firearm again.
My parents are victims of the hack. They're in the middle of trying to buy a house and they had to cancel their debit cards because people started charging loads of money. It's insane and frustrating
"am I going to get fucked lotto" -phil 2017
Brendon whatley 😂😂😂
Otherwise known as Tinder
you win
🤣🤣🤣🤣
Sometimes it pays to have bad credit
That's my question, like, if I'm a college student who has never had a credit card but has still amassed a BUNCH of student debt, what is the reality that I'll be targeted? I'm still going to talk to my credit union and my whole family and our lawyer who's a family friend, but still...I'm useless in the credit game
Identity matters period everything has some kind of value. Your taxes could be claimed if not garnished already. Someone could use your name for rental history and an eviction never leaves your record. Even bankruptcy clears after 10 years, an eviction never will, unless solved through court. Someone could get hired on at a job with your information because the hiring process there is too lax and the person doesn't pay taxes, next thing you know the IRS is on your ass.
A general rule of thumb to follow. Is it's easy to get fucked, than it is to unfuck yourself. Resolving issues and getting things cleared up takes way longer than it should. Take your personal information seriously. Take out the space and check out this link
www. yahoo. com/amphtml/finance/news/9-surprising-ways-identity-theft-123000609.html
It's still a problem for you. They can use your social to file fraudulent tax returns, open bank accounts, etc. They will still also attempt to open new lines of credit because they won't know your credit worthiness.
Do the steps to protect yourself. Don't assume you'll be ignored, better to be safe than sorry.
You may see yourself as "useless in the credit game," but what isn't useless is your personal info that, if part of the data breach, can be used ruin your credit/financial future before you (begin to) establish credit. Better safe than sorry.
Hannah Currently. Unless you plan on being homeless for the rest of your life, this is the sort of thing that can potentially come back to you 10yrs down the road.
I can't even imagine the people that got hit by hurricane Irma and now dealing with this Equifax bs
Magnus Melenkurion yup and many of the employees dumped their stock during that 5 months because they knew once it got out the stock would tank. I hope they get thrown in prison for insider trading.
"Am I gonna get fucked lotto"
I know it's a bad situation but that made me laugh
Not as funny when you played and won... ugh.
Play hide and seek with your seller.
The first story reeks of "My daddy is a lawyer so I can do what I want!"
Rich daddy, brat daughter, can you get more predictable?
Storm Bolt *said Chandler Bing*
Jeremy Zeeky. Also my daddy brought me a gun i want to use it
Alexia Jones Wasn't his thing "be"?
Wow I'm literally trying to buy a house this month I'm already stressed enough thanks Equifax 😢
Good luck dude, I really wish the best for you.
Riyoohkey I seriously wish you the best of luck.
SUE if you can! Do not take a settlement
Riyoohkey When in doubt pinkie up.
Riyoohkey Hope you get your house though.
I think this Equifax situation should spawn legislation to create a more secure form of personal ID number. The SSN was never meant to be secure or even a identification at all. It's time to end this madness.
Or how about any form of overarching encryption security legislation at all? Computer systems are built by the lowest bidder and security is never the priority because who are you going to have to pay for help when you're hacked, your system provider.
Icenineiv you are right. Usa is the only country that uses a half public identification number for identification. This is really madness. Most places have the SSN as PUBLIC, assume its public and deal with it in this way. What kind of a place allows to create loans with just having a number?
Misha Canada uses Social insurance numbers for ID too.
Peglegkickboxer well then they should also change. It's an archaic, unsafe system and both your countries people deserve better
Peglegkickboxer the UK uses a National Insurance number (NI- all legal citizens get one at 16) however it is PRIVATE. If you got a job at 16 and only worked there for your entire life and never applied for any economic help from the state, there would be a reasonable expectation that only yourself, your employer and the government would know it. It's not used as ID over here.
I think the difference is everybody in the U.K. has a form of picture ID, as it's the only type of ID regarded to actually prove you are who you say you are. Whereas, I seem to believe that there are lots of people in the US w/o either a driving licence or passport and so maybe they use their SSN numbers a lot because organisations know everybody has one?
How can we stop companies like this from not be held accountable? Like really if you are a middle class American you are just fucked against a huge company in general.
Hope lil' Carter is doing well Phil
Send him love from the Nation ✊🏼❣️
People who pick on the homeless are heartless...
The Ace Of Spades homeless people are gayyyyyyyyy
The Ace Of Spades just saw you on the magikarp vid
Philip DeFranco Official no
The Ace Of Spades unless the "homeless" are people who fake it to get easy money
The Ace Of Spades Unless it's the tramp from childs play 1
You can tell by that girls arrogant face
She's probably thinking " my dads an attorney, I won't even spend a day in jail"
And even if all I say is bs and her story is completely true, there is NO reason to shoot anyone from verbal harassment and why would she shoot TWO warning shots, let alone one
Idk I think she's guilty
Yup, even if her story was true, the fact that she fired warning shots at all tells me she shouldn't own a firearm. Not to mention the fact that she shot with her eyes closed. How stupid do you have to be to fire "warning shots" in the exact direction of the person you are trying to warn with your eyes closed.She's either lying or the dumbest person on earth.
Eric not either, definitely both lmao...
Agreed.
Not a gun owner, but I want to be eventually. As far as I'm aware there are no such thing as "warning shots" in the law. If you pull your gun the intention is to shoot someone with potentially lethal force to halt an attack or preserve life. It's very unlikely this bitch was doing either based on the story given and, apparently, her criminal record.
I shared to fb. Also, did anyone else get a flashback to Enron when he mentioned the execs selling stocks?? "Oh, but they didn't know!" Bullshit. They were probably the first to be told about it.
On the Quackenbush story, I honestly believe that the defense the lawyer gave was shoddy as all hell, and the situation given is still unacceptable by using the claim "she had closed her eyes and didn't know she shot a man" as an excuse. In my opinion, I'd say she'd face similar charges, and if she had a license to carry a concealed weapon, for that to be revoked, especially if her side was true.
Yeah, I'm pretty confident she's completely full of shit. It's just a matter of them having her dead to rights, and trying to figure out a way to get out of the worst charges.
Yeah firing with her eyes closed has to at least be negligent use of a firearm or something like that
Chris Whiting even if she didn't fire with her eyes closed, I'm not aware of any jurisdiction in which it is legal to fire a warning shot.
Exactly. If you're conceal carrying, you use the firearm as a last line of defense for your life. You don't fire warning shots, you shoot to stop the attack. If she had her eyes closed, she could have easily hit some random pedestrian. Yet another reason you don't fire warning shots. If she went to a CCL class, she'd know that.
Nevir202 I think the dad is just trying to show intent. He knows that her firing the gun period was illegal. To him, it's all about her not getting charged with attempted murder based on showing it wasnt her INTENT to shoot the guy. (Though in my opinion it's clear that she intended to shoot him)
That attorney ad ... literally sounds like something from a GTA3 radio station ...
Igor Kolar so true
Lazlow ahhhhhhh
Ahh, I miss those days, playing PS2 in my room with a massive CRT TV.
I filed for the free credit report for equifax but they told me they couldn't get it for me online - that I'd have to wait to get it through the mail. I'll have to print and fill out a plethora of forms with excessive personal information, send it to equifax, and wait for them to mail me back. This seems like an extension of the point you mentioned that many people simply won't go through the mail because of the extra hassle, and what a hassle this is. Furthermore, it will take much longer to see how screwed I might be getting right now. It's easily possible that because of this, many people will get screwed - their lives ruined, even if they took prompt initiative in preventing this
Equifax broke federal laws. A company is required by law to notify individuals if PII (Personal Identification Information) has been compromised. If SSN's or birthdays have not been compromised, they are not required. Can we stop using SSN as a federal identification?! It was never designed to a federal ID. The most secure part of your SSN is the last 4 digits. The first 5 can be guessed if they know the state you were born in and your birth date. That is why companies will ask you for your last 4 digits. The other 5 are meaningless.
So there is absolutely no way I would ever put my information in that Equifax site to "see if you got hacked". Not only is that site not in the Equifax sub-domain, but you can tell that it was originally not even reachable through the Equifax website given the week difference in the security certificate dates. I had a colleague who did use this tool on their computer and then again on their phone with the same information, but one told him he was hacked and the other said he was in the clear. Supporting the claim that the site never offered true functionality at the time of writing:
www.businessinsider.com/equifax-data-breach-site-check-angry-response-2017-9
Think of it this way: a major hole in their security systems was just exploited and the company spent more time covering their own asses than informing the public. How can anyone be sure that they even fixed that security concern? It is possible that they don't even know how the data was accessed. They have no business asking for your personal information, even if it is just a partial social. Namely, the important part, by the way, because the rest of the social can be gathered by simply finding out where said person first applied for a social security card. Further, there have been reports that their captchas don't even work (a hard thing to get wrong by even beginner web developers):
www.businessinsider.com/equifax-data-breach-site-check-angry-response-2017-9
It is most likely that this site is an enrollment of some sort. Claims that using this tool waives your right to class action lawsuit have already been brought up, and was supported by trustedIDs own terms of service until people started getting really pissed off... showing us that Equifax is truly making this stuff up as they go and covering their asses one step at a time.
I had my identity stolen and let me tell you, a credit freeze is a total joke. I put a freeze on my credit and took out a loan less than a year later. This happened about 3 years ago, but I remember how mad I was after talking to Equifax because it was top 5 most angry moments of my whole life. On top of that, Equifax suggested that I enroll in something along the lines of lifelock... which by the way you should also not do:
www.ftc.gov/news-events/press-releases/2010/03/lifelock-will-pay-12-million-settle-charges-ftc-35-states
Plus, if they have all the personal information, and they know who was breached, it ought to be their duty to contact those people! It shouldn't be a case of "contact us if you want to know your life is changing forever", it should be them contacting each and every person who had their information breached. It definitely shouldn't be setting up a whole other insecure database of who was hacked where the key (the identifier) is that persons social security number.
The fact that this took over a month to get out is awful because that data has already been sold to the highest bidder. Identity thieves sell information quickly to get the most profit and have the least amount of chance of getting caught. Remember that we have no clue who these hackers are and we can't assume that they had read-only access. It is possible that they also had write-access, in which case they didn't just get your data, but could have potentially changed your data within the Equifax system, which Equifax would have very little knowledge of whether or not that even happened.
S Wolf Well, that's terrifying. I'm freaking out because I'm 18 and just took out loans for college, my family is not in the best financial situation as it is, so if we were attacked then it's going to be hell for us. Also, because I'm so new to all of this stuff, I don't completely understand the impact of what has happened so I'm just assuming the worst in my head.
967patty well the impact is alot like playing Russian roulette and Equifax loaded the gun with three bullets in a six round revolver ....sure you personally may get lucky but likely chance is someone you know won't be so lucky....since credit is the way you get loans house cars and so on then and even simple bankruptcy to clear your credit will take 5 to 7 yrs and another 5 yrs to rebuild your credit if hit a major part of your life could be delayed ....also many jobs use credit score to hire if you can't pay a bill how can you be trusted is how they see it....so yes the worst case is very very bad ....my suggestion wait and see watch your credit reports like Phil says and join the law suit if possible just in case even if your against suing best to be safe then rebuild something they destroyed
Ma Rk there's a larger chance he isn't, I mean he very likely is but he likely isn't affected
What in Tarnation?
Did she keep her eyes closed after shooting? Like how do you not notice the man crumble to the ground?
Or atleast check that your warning shots didn hit anything, golly this is stupid.
Ludvig Juel Martens
Is that really how you talk?
I love the way you speak ! 😆
It's the only excuse that her daddy could think of so they are going to stick with this story despite the obvious flaws with it as changing your story in court is frowned upon. My guess is that daddy is just going to buy her way out of jail. She has previous assaulted people and is now stepping up by doing so with a deadly weapon in a very public place. That bitch needs to go to jail for the maximum sentence allowed. Some people shoot people during stick ups, but generally there is a reason for this such as non compliance or just to eliminate witnesses. What this woman did was look at this homeless man and this to herself "this trash doesn't have the right to speak to me, look at how dirty he is" before shooting him TWICE in the abdomen. There's no reason for it besides mean spited crazy bitchyness. Hopefully she will be in jail 'till she in unable to reproduce to that this crazy bitch gene dies with her.
To add to this, I don't really know a whole lot of...well, any creature really (humans, dogs, cats, horses, cows etc.) that upon getting shot, turn into complete deaf-mutes.
This defense is about as loose as the definition of 'consent' in Steubenville.
Her story doesn't add up at all
How on Earth do you fire two shots into someone's abdomen and then not realize that person is mortally wounded?... I don't think that's possible.
Jayson Davey like how do you not see the guy lying in the street bleeding to death
Coffee House Media you WOULD notice, which is why this girl is guilty as hell.
On the first story, I feel like the homeless man was in the right. The woman even looks like a stuck up brat who when're does something bad screams, "DADDY! I did something, can you get me out of trouble." Idk, that's just how I feel though, especially since her father is a lawyer, and the BS of a story that she gave for her side of the story.
Zirx who shoots warning shots at a person.
Zirx you realize judging someone by their appearance is completely baseless and stupid right? I thought we were trying to judge people upon their actions. The fact she fled is much more telling than "brat" looks.
Well basically everyone in our hometown knows this. Her daddy just put up a business called big beaners to be opened on juneteenth
That is not the mugshot of someone that accidentally shot someone. That is a very "I'll get away with this because my daddy is a lawyer" face.
She actually looks kind of drunk or high to me.
That's what I was thinking about
MoonstonePearl21 I don't think they're mutually exclusive.
Some_Crazy_Dude whats up did you know shinigami love apples
Story A) She's a blond lady with a lawyer daddy. Unfortunately, I doubt she'll see any punishment.
Story B) How in the hell is it not illegal for a company that fucked you to CHARGE YOU for them to make it better?
Cobalt360Degrees also funny thing about the identity protection that Equifax is offering free for a year to those affected (or so I've heard that's it is going to be free) is by agreeing to sign up for that protection, you are agreeing to an arbitration clause that waives your right to sue them or be a part of a lawsuit if there's one against them. Basically any disputes you have with the company with be settled outside of court instead of being litigated in court.
Cobalt360Degrees wrong even with a lawyer the case is going to get in base of medical records and bullet trajectory...
for those that don't know exit wounds are still proof and if there is proof that he was impacted from behind twice that is as much as getting fucked.
The pure statistical fact that women on average get more lenient sentencing if they get sentenced at all for most crimes.
A.) For sure B.) Capitalism.
destiny watford #Victium
Even if she's telling the truth then what she did is still a crime. Shooting warning shots in a civilian space is still illegal especially if your eyes are closed and aren't even making sure your shooting somewhere safe. And also the homeless would have instantly felt the bullets so they would have known they shot him then and there
Jet X
It is interesting how approach to warning shots differ between countries. In Poland it is mandatory to shot a warning shot before the "real" shot. The idea is that it may scare of the attacker, or sober him up enought to surrender.
But gun ownership is rare in Poland and our self defense laws are quite stupid. I just found it interesting.
GODsaveTHEcat Theoretically, warning shots could work, but in the vast majority of situations it will just endanger more people.
that last bit is not actually true a lot of people when they are shot go into shock and sometimes dont actually realise they were shot basically as long as you dont see the wound theres a chance you wont actually notice it or feel pain until you do.
Don't let Equifax tell you that it is your responsibility. It is their fault and they should be automatically dealing with this issue. If you are in a fraud situation after the incident they should eliminate it no matter if it is 60 or 90 days or whatever days they set
Equifax should be put out of business. I still have zero notification FROM Equifax that this happened, and I've already verified my information is in there without signing up for their bullshit that forces arbitration. I signed up for Equifax credit monitoring service when I was buying a house because they were the only ones who offered the same credit score calculations my mortgage provider was going to use. You can be sure i'll be seeking damages against them the second someone tries to spend a penny in my name. The credit bureaus are a legal racket to begin with. I think now that it's coming to light how irresponsible they are, we're setting the stage for making them obsolete, and for FUCK'S SAKE WE NEED TO STOP USING SOCIAL SECURITY NUMBERS FOR FINANCIAL TRANSACTIONS IN THIS COUNTRY.
The entire credit system in America is ridiculous. The fact that you can't see what affects credit and what doesn't is shady. For some reason just looking at your credit costs money, AND lowers your score. Not to mention that no one ever agreed to have these companies collect all of this information in the first place, and now it's just "whoops, literally half of the country is screwed". This is insane.
*This should be a catalyst for an overhaul.*
But it won't be.
A third party credit inquiry affects your Credit, not "just looking at your credit".
Hold up, so her "warning" shots were aiming toward the dude with her eyes closed?! She couldn't have just aimed the gun towards the sky? Some dude asks you to turn down your music and your first response is " Nah fuck this let me just pull out my gun to show him who he's messin' with"
ThatOneGuy lol
ThatOneGuy Immediately that popped in my mind. One who the hell shoots with there eyes closed? Second who fires WARNING shot at the target. Not only that her story makes him sound mentally unstable. Who just keeps walking towards a gun? But yet the cops managed to get a full detailed report. She is a full blown liar.
Phil nailed it. Responsible gun ownership 101. Its the first thing you learn when you take your classes.
ThatOneGuy You realize that bullets have to come down, right? Incredibly irresponsible.
Free Speech there's always that one guy. You're that one guy lmao
I am shocked and very afraid. Waiting so long to make the breach public shows a reckless disregard for those whose information was hacked. Damage could have already been done! I do NOT believe the stock sales were 'coincidental'. Those individuals protected THEIR own assets while ours are at grave risk. What angers me is the fact that I, as a consumer, cannot 'opt out' of having my entire financial history of every account/address/etc that I've ever had stored with not one but THREE different credit reporting agencies against whom I have little or no REASONABLE legal recourse for failing to protect my information. Even in a class action suit, the award against Equifax would have to be in the billions of dollars (which the courts would never award) for 143 million consumers to see any appreciable recovery after the attorneys take their statutory 40% contingency fee. This IS the absolute worst case scenario for identity theft. So many people have no idea of their unprecedented vulnerability here. Thank you for getting the word out!
Homeless guys story: It's pretty straightforward and sounds credible, but it's still from his perspective. Lets see her story!
Her story: Sounds weird, illogical, stretched and dishonest.
Fires two "warning shots" when you're aiming the gun at him is not warning shots. You can't just stab someone twice and say "No its cool, they're warning stabs. Had my eyes closed". What is this sack of horseshit? When you aim at someone and pull the trigger regardless of your eyes are closed, you aimed to kill.
"After Katie left on foot, Melton continued to approach" after he was shot twice in the abdomen. I think i know where I'll put my money on who's lying. This is a homeless guy not a Terminator continuously walking towards you with two bullet wounds impatiently waiting to say his catch phrase "Where is John Connor" and "Turn that fucking music down so i can sleep off these gunshot wounds".
But the cream on top of everything is she did it where people were living. Imagine if they ricochet into someone's window and hitting someone else? Bystanders being hit walking down the street? Passing cars being hit? No she can get fucked.
WHERE IS JOHN CONNOR!? YARGHHH
Grant Wallace hi
No one would get out of a car if they felt in danger. They would drive away. I mean, if she took off and ran over his leg, maybe I'd get that. But getting out and shooting twice at someone doesn't constitute self defense. I even believe in concealed carry and self defense, but this is just terrible.
Self defense arguement fails as soon she gets her gun and exits the car. But hey, daddy's an attorney.
And there's another detail: firing warning shots, even if she had pointed upwards, which she admits she didn't, means the bullets will go up... And eventually come down. It's not like you fire "warning shots" and the bullets will simply disappear, or fly into space.
Why the hell did she get a CC permit?!?!
1. Don't pull a gun on someone you don't intend to fire at
2. If you NEED to fire at an assailant in a life or death situation, shoot to kill to shut down the situation as quickly as possible, shooting at legs or arms is not reliable and may cause bullets to ricochet if you miss the shot, leading to the harm of you or bystanders.
3. When you fire at someone DO NOT SHUT YOUR DAMN EYES
4. Do not fire "warning shots" as it gives the attacker time to lunge and stray bullets may hit bystanders, a bullet that goes to an unknown location by the shooter is a very dangerous thing!
5. Don't put yourself in a situation where you need to use lethal force (getting out of the car in the first place in her case)
Anyone who doesn't understand these basic concepts should not carry!!!!
budemawa either she is the dumbest person ever, or her father made up the story to get her out of big trouble. Don't forget she has been arrest for violent acts before
Yup, either she shouldn't ever have any kind of weapon on her, or it's a big bag of bullshit. I'm leaning towards the latter
Clearly she shot that homeless guy knowing that he's homeless and she'll get away with it. Also, her father is a complete liar.
CLUTCH1st yup
CLUTCH1st he's an attorney, what do you expect, the truth?
CLUTCH1st plus the proof of previous assault charges point to her being the bad person plus if it was true about the warning shots than she could of kid an innocent person. Cause if you shot a warning shot your suppose to shot upwards in an angle once so the bullet won't fall back at you and harm you not the way she did it supposedly
This just shows what a joke cyber security is. It also shows how fragile and ridiculous our entire credit and monetary systems are... IF it wasn't done on purpose.
tootallification Equifax clearly agrees as they hired a music major, without any background in cyber security, to run their cyber security
There must be a lot of that going around, here in Canada we put a part time high school drama teacher in charge of the country
I know right. I can't help but wonder what country Trump is about to invade. Like "quick, find something to distract the Americans" lol.
tootallification I mean hey it's better than what they've got in the US
Someone's last name is Quackenbush
That is all
My thoughts exactly!
I actually know someone else with the last name Quackenbush. Hahaha.
My Physic's teacher's name in High School was Quackenbush
Grumpy I burst out laughing when I heard that. No joke, it's so hard to take someone named Quackenbush seriously.
My current vice principles name is Dr. Cox
Joke's on identity thieves, my credit is so low even a loanshark would turn me down.
Magnum Frost same.
Same
Magnum Frost my "clone" will kill himself if he sees my credit
Magnum Frost I once had my identity stolen... It actually increased my score >.
The homeless man must have been the most silent victim of a shooting. If someone shot me I think I would cry out/ fall to the ground. How can she not know she had shot him. A spoilt rich kid who thinks daddy will just get her off. I hope she gets jail.
Mandy Johnson have you ever fired a gun without ear protection can't hear shit for a good minute still guilty though
Mr. can't say, have you ever fired a gun properly, you don’t go deaf instantly
Mandy Johnson Not 100% sure but from what i heard shots in abdomen are so painful that you loose conciseness almost immediately. He probably dropped like sack of potatoes. Still it's sounds fishy.
one of the things about getting shot is you will almost certainly go into shock and there are cases were people have therefore not realised they were shot because they dont actually feel the pain and have gone hours not realising that they were shot
TJ Flynn I've actually never shot a gun
Quick note about the Equifax credit monitoring offering: it doesn't auto renew after the year, and agreeing to arbitration isn't required to begin with. They address these issues in their FAQs
Dan Fox This is what I was gonna comment!
From the sound of the defense case, I would never hire the girl's dad for any case.
KayToons I'm sure it's the most convincing lie they could think of. It's gotta be tough to think of a good reason why someone who shoot a homeless guy twice and drive away.
KayToons well if he wins the case then he is 100% a lawyer you want to hire.
+1
At the very least, he's willing to completely lie for someone like he does for his daughter.
Thanks Phil. I'm a stupid millennial who probably wouldn't have done anything if I had heard about this anywhere else so you explaining this and breaking down how I can protect myself or at least limit the damage is incredibly helpful. ALSO, PEOPLE, GO TELL OTHER PEOPLE!!!
OhHiItsConnor Ummm I felt like the first half was sarcastic but the second half wasn't. I'm so confused
Temporary name you "figured" it out and you're still confused? huh.
As a millennial myself i hardly ever relate to other millennials, but as far as stuff like this goes i completely relate. i'm so shit at taking care of financial stuff and managing anything with more than the basic level of red tape involved. But if its coming from Phil i tend to take it a bit more seriously than most MSM outlets.
Temporary name I understand how you felt but he was 100% serious. If you are someone who can be affected by this or have guardians or friends who can be affected by this, it is serious business. When you're identity, everything that makes you who you are, is more than a coin flip's likelihood to be compromised, you should highly consider acting on it. Like more than highly consider.
Temporary name I was making a joke about how millennials are often considered stupid and/or lazy and that I probably would have fallen under that category on this issue if Phil hadn't been the source of this information for me. So yea, I was both being sarcastic as a joke but the comment was serious as a whole.
Had someone open a 20,000 dollar line of credit in my name last year. But for some reason they made payments regularly and on time. I don't even know how to react to that.
FYI to people freezing their credit for the first time. I was able to start a new cellphone contract with the right information after the freeze.
LOL What?!?! That is... insane. how did that turn out?
Benjitsu lol what, they actually made payments
$20K is nothing to these thieves? They do that in order to later open a $100k or greater credit line. Then stick you with the bill. I hope you got everything squared away. Good luck. I got my Identity stolen before. Real nightmare.
Vegas Yo they probably take small amounts of money from many of people for it to not look as suspicious as someone taking 100k out but since they're doing it to so many people they're taking a lot of money
Equifax tidbit ... Through their purchase of TALX Corp. they also have your payroll and unemployment data. Including how much you were paid, if you were terminated, type of termination, if you filed an unemployment claim and what the outcome was. At the time TALX Corp had this data on 60% of all US workers.
You can put a fraud alert on your account too. You contact one, they all are required to be notified. Then any of these m entities will call you any time any kind of action is taken involving your credit. They are required to call you and verify that it's you. (And it's free)
That sounds way better than what the company is offering. Thanks for the info!
This needs more likes.
Devon Truscott how can you go about putting a fraud alert?
When you request your reports on the site mentioned by Philip, you have an option to start an alert for that credit union. Just keep in mind that having that alert can affect what happens to you. As someone who has been a victim and used that service I found myself having to do a lot more driving and having to carry around multiple I.D's upon moving somewhere else.
Just call any of the the three credit monitoring companies and request a fraud alert. They are required by law to notify the other two companies.
She needs to go to jail. I'm sorry but her past, mixed with the unbelievable justification just points to her needing some "time off."
Nguyen four outcomes in my eyes:
• the guy dies and the police win the case = she is imprisoned for first degree murder
• the guy survives and the police win the case = she is imprisoned for attempted murder
• the guy dies and she wins = she is imprisoned for manslaughter
• the guy survives and she wins = she is imprisoned for the maximum time of 5 years and has to pay the maximum fine of $250k as per reckless endangerment with a deadly weapon
I like the effort you put forward, but i fear her father being a defense attorney and taken the stance of self defense... there must be cameras or something. Were the cops there? How did they know the story? I fear she will get off because she has money, her father is an attorney unless people believe a homeless person above those with money and influence...time will tell
People who are of status or children of those individuals, *never* get reprimanded here in amarillo. Its not a very big city, and there is little justice.
Nguyen, with the statement as given, self defense is clearly off the table. From the sound of it, she shot him in the back. There's no justification.
These TV attorneys aren't actually that good. They win so much by taking easy cases. From the defense given, he's already given up on winning the case and is just trying to plead it down.
Well, I don't believe we got an actual statement. Maybe he'll try, but i hope he loses.
The lady who shot a homeless man looks exactly what I'd expect someone who blasts music in a Porsche Cayenne and shoots a homeless man would look like.
She also looks like she's on something to me. Her eyes look off to me.
MoonstonePearl21 we dont all have symmetrical eyes. be nice
MoonstonePearl21 , Zoloft, lithium, oxycontin, thc, etc. etc. etc.
hahah yes
Gotta freeze that credit. No other way around it. Thanks for providing the info about having to call all 3. I thought freezing with just 1 was going to be enough.
Thank you so much for talking about this!!! I just had some activity on a credit card of mine in the beginning of august that wasn't me and to know that it is probably linked to this makes me so angry. I was able to make a fraud claim and get the total amounted credited back without any issues. But it's still scary to know that this happened.
rockoutloud2me nice profile pic
Same I found a fraud charge on my card the last week of June that I barely use, I don't know if that's still within the date of these hacks. I only use it for gas and I pay inside the store so I doubt I got skimmed. Bank took care of it and I got refunded but wtf first time this has ever happened I'm so careful with my info.
So having a company keep a database of millions of peoples financial details without a single persons consent ended badly, imagine my shock. I understand the purpose of credit reporting agencies to banks and others groups, but the amount of information they are allowed to collect and hold onto is disgusting.
TheVanguardKing Unfortunately we probably "consented" by not reading the fine print of our various financial agreements.
Tis why I do not use banks, debit cards, or anything. Cold hard cash, and if I need to, money orders. I don't up with anything on the internet with my real address or name either. Fuck that. Not even my Amazon account has my real info, just a pre-paid Visa and my P.O. box. Living off-the-radar is great. :D
+Brightside You sir are a rare breed. I respect you, but that sort of thing is not practical for all of us.
Oh, I totally understand that. It more just me taking advantage of the circumstances. I wouldn't push that life on anyone, especially if you have kids or a family, that would be pretty irresponsible. Get them health insurance and keep them healthy!
Friend: but you can't shoot that Homeless man with your eyes closed
Woman: Watch me
Genuinely thank you for this. I'm a twenty one year old woman who has already had her identity stolen and I honestly didn't think this Equifax scandal had anything to do with me, but you inspired me to look up my information and LifeLock is helping me. Thank you so much for all that you do❤
Those little pieces of lead do not discriminate between "guilty" or "innocent", if they leave a firearm they are the shooters responsibility for anything they hit. Whether or not Quakenduck closed her eyes does not relieve her of said responsibility.
Any responsible gun owner who has taken a CC class knows that if a firearm is being brought into play that it is a force multiplier. One does not warn an assailant with a force multiplier, if it enters play it must be used with the intent and knowledge to neutralize an attacker.
Neutralizing an attacker does not mean "winging" them nor does it mean firing warning shots, it means center mass with the intent to kill.
I've heard it argued that shooting to incapacitate implies that you did not feel like you were in mortal danger; otherwise you would have shot to kill.
Serious Porn Reviews she looks like she thinks she the greatest thing to happen to earth
Well if that's the case then personally I would never wanna get a gun then. If the only legal way of self defense with a gun is to take the life of another person then I, with my own personal values see no reason to own one.
Also... Quakenduck sounds like a made up name, like Barkendog
Valen Mejia Omfg X'D
I haven't even finished watching the video... I paused at "Quackenbush" and had to look down at the comments to make sure it had been properly made fun of before I watched the whole thing.
her pubes are in the shape of a duck
alberach In what world ?😂😂😂😂😂😂
If only he were doctor...
Eddy A. Same
warning shots are illegal. pretty much any type of firearms discharge inside city limits is illegal.
My thoughts exactly, i wasnt sure if it was just from my training in the service or if it was actual law. we were always told warning shots are not authorized, unless fired from a crew served weapon over open waters.
! I was an Infantry Platoon Leader, Iraq '06-'07. Warning shots were part of escalation of force and perfectly appropriate in lots of circumstances. Of course sectarian violence and attacks on US forces were high at the time. It went down a LOT by the end of '08. I had heard the rules had become quite restrictive. Glad you're back safe anyhow.
Its probably much different for army, my experience is Navy, mostly standing brow security watch or topside rover on an SBBN submarine. I imagine if your in a combat zone it would be alot different, for us they probably just dont want some dumb ass seaman shooting warning shots and hitting some GS12 contractor lol.
lol! that makes more sense. :)
We are talking about nearly half the population of this country. WTF is Washington doing to get ahead of the avalanche?
What is Washington doing? hahahahahahaha
"It would be a shame if something happened to your credit report" Equifux says while looking at the baseball bat they are holding menacingly.
Identity theft is not a joke Jim. Millions of families suffer every year.
Matt Casey "MICHAEL!"
Matt Casey "question, what kind of bear is best"
(Miss Kitty rolls her eyes in the background)
Harrison Morgan haha. Same
No one steals from Creed Bratton and gets away with it. The last person to do this, disappeared. His name: Creed Bratton...
the angle the bullets entered the body its the truth , to bad they do not arrest lawyers when they lie in court
A lawyers job IS to lie in court
Richard Santos Not really, its actuslly to twist things up in their favour. You can't lie in court.
A defence lawyers job is to do what their client says.
ItzKythen
I don't think it is, a suspect could confess to the crime in confidence with their lawyer just so the lawyer knows what they're dealing with, the lawyer could then still claim their client is not guilty if there was no proof, that is lying.
Drood If the defendant (at this point no longer a suspect) confesses to the lawyer, he can enter a plea of not guilty, but can't say that the client didn't do it. It's not the lawyer's job to determine guilt; that's what the courts are for.
As far as I'm concerned, I think the credit reporting agencies should be illegal. I don't remember ever giving them permission to have or access my information to begin with.
"I did not shoot him!"
"I did not !"
musicmex "You're tearing me apart Quackenbush!"
"Oh hi Dad."
musicmex "so how's ur sex like dad?"
Cop: So, did you?
Quackenbush: No, it's not even true, don't even ask. What's new with you?
This thread is awesome.
I feel this is the classic stereotype of "My dad's a lawyer and I can do whatever I want".
True, I hate people who think their better than you just because their parent is a cop or something.
Well let's see, she left the scene, her daddy is the attorney, she's had assault charges, and she drives a porsche
6 month in probation
Erikulum no! The judge will deffenatly crack down on her. Probably a three day prison stay AND six month probation
This first story sounds like a tv episode... wtf...
ONLY ONE GUN ROLE. NEVER THREATEN ANYBODY WITH A GUN NEVER POINT A GUN AT ANYONE UNLESS YOU ARE TRYING TO KILLING THEM. NO THREATENING NO BULLYING NO TEASING NO BRAGGING NO FUN AND GAMES. GUN ARE SERIOUS, IF YOU AIM YOU ARE AIMING TO KILL NO BUTS.
Brandon Cue first of all, that's not one gun rule, I have a better idea, no guns??
Well aim to kill or disable that is. Quackenbush is undoubtedly guilty though. Even if they were warning shots she shouldnt have aimed at fucking chest hight at the person.
Piers Jholden naw cause the bad people would still get them illegal, but its up the the good citizens of the world to keep in check when they own guns. Not to be dumb like this. These things happen but they would happen with an intense rate if no one had guns except the bad people.
Brandon Cue but wat if u are robbing people at gun point and don't want to kill unless its the last option 😂
Right, Piers? Get rid of guns, simple solution. Oh, and knives too. And forks... And any sharp or blunt object... And ropes so people can't, I mean, so the rope won't strangle people. Durrr. People kill people. Understand this.
I'm told I'm heartless for not wanting people who are incapable of logical thought to own firearms and wheeled deathboxes.
But it's in the second amendment
Flabbymeat amendments don't prevent stupid unfortunately
LuckyTank911, Take that back or else.
LuckyTank911, It's obvious though. I wish the first amendment prevented stupidness. The first amendment only exists to present stupidness.
Smart People: "Everyone has the right to own a weapon!"
Dumbass: "I fired a warning shot twice with my eyes closed and seriously injured someone!"
Smart People: *groans of increasing discomfort*
A good tip when checking annual credit report is not to check all 3 on the same day. They pretty much usually all say the same thing so if you are serious about monitoring your credit due to this hack, check one now, then check another 4 months from now, then last 8 months from now. Rinse and repeat every year.
Dr. Zoidberg no it doesn't
Zoidberg that's only temporary because the credit monitors think you might be checking your credit to take out a loan/card. If they see no new loan/card your score goes right back
Dr. Zoidberg i've heard that too, but even if that's true the effect is very very minor. Most of your score comes from how long you've had credit, how much you owe versus max balances on credit cards, and whether you've ever missed payments etc.
Well, you might need to check all 3 scores against each other now that one of them is hacked.
This does not give you your credit SCORE @Dr. Zoidberg and everyone else commenting. What a credit report shows you is your credit history. Credit cards you have that are open or closed, your payment history on them (like if you paid on time or have ever been late). It shows you previous addresses. Loans you have taken out (like school or mortgage). Etc. It doesn't show you your score and most credit cards these days give you an idea of what your FICO score is for free. But if your identity was stolen, your credit report would be one of the ways to check and see if something is amiss.
You didn't mention Innovis. If you're going to issue a credit freeze with the big 3, might as well do it with Innovis too.
How can her father even claim that story? Who the hell gets shot twice and shows no indication of being hurt? You'd keel over or cry out, that's unquestionable.
The first story just seems like a spoiled brat that thinks she is entitled, you don't shoot a gun and say "it was a warning shot" this isn't a movie.
Even in the movie warning shot is pointed towards the sky, or the ground. not a person.
In regards to that girl. As a CPL instructor it's people like her that infuriate me. A pistol is a tool of last resorts used in defence of life. No where in her own statement does she say she was threatened or had any reasonable fear or death or great bodily harm. Her father I think is trying to get rid of intent to make attempted murder harder to prosecute. But still easily get her with reckless endangerment, assault with a deadly weapon, fleeing a crime scene, and much more I'm sure.
Phil, I want to thank you sincerely for sharing this information. I am one of the people who has likely been affected by this data breach, and I also immediately went and signed up for the "free" credit monitoring service. Without this video I would have accidentally screwed myself out of my legal rights to take legal action against Equifax for there serious lack of data security. I hope a huge class action lawsuit lands on their heads and takes that company out of the playing field. Considering they sat there and lobbied for a relaxation of cyber security regulations recently only to turn around and pull this shit, yeah I'd say it's safe to bet they won't be in the running much longer if they keep this ridiculous shit up. I've written my letter to opt out of arbitration, so I will happily be signing onto any class action lawsuit I can get my hands on. They should be taking proper remedial actions WITHOUT bringing courts into things, but seeing as they'd prefer to continue to fuck Americans over instead, courts it will be. One way or the other, they need to be held legally responsible for their negligence in this data breach. One can only hope it would be by shutting their business down outright. Anyhow, thanks again! You've been a huge help!