How I am RETIRING off of SCHD
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- Опубликовано: 16 сен 2024
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In today's video we are going to look at my FAVORITE Dividend ETF, which is SCHD. SCHD tends to have higher dividend yield than high yield ETFs, faster dividend growth than dividend growth ETFs, and its just an all-around great ETF to hold in your portfolio.
For years, SCHD actually outperformed the S&P 500, but the past year and a half has been different given the AI boom we have seen, which has pushed the Tech sector higher, a sector SCHD does not have a ton of exposure to.
However, based on the dividends and the Power of Compounding, SCHD pays my largest dividend payout and I expect that moving forward. Check out today's video to see how much I am aiming to earn from SCHD.
COMMENT BELOW: Do you own SCHD in your portfolio or not.
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I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
It's true that many people underestimate the importance of advisers until their own feelings burn them out. A few summers ago, following an ongoing divorce, I needed a significant push to keep my company afloat. I looked for licensed advisors and found someone with outstanding qualifications. She has contributed to my reserve increasing from $275k to $850k regardless of inflation.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I just looked her up on the internet and found her webpage with her credentials. I wrote her an outlining my financial objectives and planned a call with her.
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
Have you Considered buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
Mind if I ask you to recommend this particular coach you using their service?
My CFA ‘Grace Adams Cook’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
She appears to be well-educated and well-read. I just ran a Google search for her name and came across her website; thank you for sharing.
SCHD is definitely a good choice too. In preparation for retirement, my wife and I sold our house in Florida to move to Texas. I invested some of the money from the sale in the stock market. The portfolio is up 300k this year. I guess she knows the investment is making profit, but we've never really spoken openly about it. It's one of the best choices I made.
Wow, that's a good ROI. You trade or you have been holding all this while?
Oh no, I don't really trade. Too complex and random for me. I work with a financial advisor.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?
Marissa Lynn Babula is the licensed advisor I use. Just research the name. You’ll find necessary details to work with to set up an appointment.
Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
VGT outperformed SCHD and VOO over 5 and 10 years. Despite having most of my $500k retirement in VGT, I try to beat my Roth with my taxable account but still underperform the S&P 500.
I'm taking a hybrid approach with VGT, SCHD, and VOO as my foundation over a 20-year horizon. I still enjoy life, travel, and buy what I love. It's the best combo, plus I enjoy the small victories of dividends, dividend growth, and share price appreciation.
ETFs are great, but don't rely solely on it for retirement. I retired at 62 with a $1.5M portfolio, starting with $65K, thanks to an adv1sor and dividends. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
I want to start a new portfolio. While I usually focus on dividends, I decided to add a bit of growth to my investments. I have $80,000 to invest and I'm considering SCHG, AMZN, MSFT, and UNH. Should I spread my money across all of these, or put it all into SCHG?
I’ve moved a lot of my invęstments to growth stocks for the short to medium term. I think we're in a bull market and that growth stocks will do well. Since SCHG is a growth-focused ETF, I think it’s best to invest a great portion in it and then diversify the rest.
I’m working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 50% SCHD, 25% SCHG, and 25% VOO, thanks to my financial advisor. This strategy has helped me earn $36,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.
Melissa Elise Robinson is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments
@@TerriVess Oh please I’d love that. Thanks!.
@@Donnafrank-k6e Clementina Abate Russo is her name.
Lookup with her name on the webpage.
I just passed one thousand shares. Currently hold 1025 shares.
I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks will be appreciated.
Palantir, ARM and Nvidia are all still good buy, but what do I know I’m not a financial advisor lol..
Partnering with a financial advisor has transformed my approach to investing. Their expertise and personalized guidance have not only helped me navigate complex financial markets but also optimized my portfolio to achieve my long-term goals efficiently.
This is probably what I should do. Who is your advisor, please?
Annette Marie Holt is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
I’m 25 years older than you, but I saw the ‘magic’ with SCHD a few years ago and started buying. I have 1949 shares and buy $125 every week.
You’re doing quite well
Wow that's great work
1888 here. Rocking it
Wow, Congratulations!!!
Amazing smart
I hold SCHD as a bond replacement in my portfolio. I’m in retirement now and hold about 1750 shares.
That’s actually smart, seeing how when the market tanked 20% SCHD only went down 5%
Same here SCHD is a bond (Value) fund in my eyes ☘️
love it. last year, after learning a lot more, i actually sold my index target date fund on my SEP and traditional IRAs to instead buy SCHD. $50k worth at a cost basis of $66 dollars. for a 27 year time horizon, ill be focusing on growth ETFs moving forward while SCHD gets on the snowball wagon
@@jaybrizzy820 I can’t even touch my SEP, my company said, either I quit or get fired is when I can collect my SEP.
The only honest comment in this thread.
Things appear strange right now the value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. as someone with retirement funds I'm concerned about the impact of inflation on my savings, Despite the dip in the stock market I still thank you for level-headed financial advice. I started crypto investment with $3000 and since following you for few months now I've gotten $8000 in my portfolio.
Absolutely, retirement planning is about more than just reaching a specific financial milestone. It's about figuring out how to generate income, manage expenses, and maintain your desired standard of living throughout your retirement years.
Gold is doing better than the stock market... up 28% year over year.. Central banks buying 1100 tons plus yearly I don't think I would wan to bet against them.
What assets did you invest in and how did you achieve so much within a such period of time?
Recession are unavoidable part of the economic cycle, all you can do is prepared for them and plan accordingly
My portfolio has been going down the drain while I try trading, I just don't know what to do, is there anyway I can reach your financial advisor?
It seems certain stocks are undervalued, flying under the radar despite their potential. You can't help but wonder when the market will recognize their true worth. How can I invest $600K wisely to ensure our future security?
It's frustrating when market inefficiencies persist, particularly with undervalued stocks. Consider consulting an advisor for smarter investing decisions.
My financial advisor has been a game-changer, providing clarity and boosting my confidence in navigating finance. With their help, I've achieved my goals faster than I imagined. Highly recommend!
Your advisor appears skilled. How can I contact them? I've recently sold property and aim to invest in stocks, seeking guidance.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
To be kinda blunt, I am giving up on investing in stocks... I put between 2000 to 3000 a month and it's nothing but down down.... Sooooo frustrating and I only invest in boring big companies. How can I capitalize in such a market?
Great Buying opportunities today. Embracing pullbacks and correction is key. This is where the money is made!
Absolutely! Wealth is made in bear markets. We aren’t in a bear market, but nibbling heavy red days has proven to be fruitful for me over 4 years of investing. I am at 2.25 mil. Biggest positions VOO, VTI, SCHD, VYM, and now looking to build up DRGO alongside finding quality value/growth stocks to buy. I got $48k divs last year in taxable divs. Q2 taxable divs this year was $17,388 this year. Don't sell when the market is down. Having a skilled CFA that puts the time in to do in-depth research can be invaluable in strategizing your portfolio.
Can I try this? I need one to review my portfolio but anyone who is fee-based is hard to find and usually have a heavy workload. Would you be comfortable sharing a recommendation if it's not too much problem
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with *MARY TERESE SINGH* for the last five years or so, and her returns have been pretty much amazing.
Her name is. MARY TERESE SINGH . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
SCHD is the largest position in my portfolio. I was able to buy a lot last year in Sept and Oct when the prices were down. With the recent share price increase to the 80s, it's now 47% of the portfolio. The next largest positions are YYM and DGRO, for a little more diversity than just the 100 companies in SCHD. Then O, JEPQ (only .03%, but it has done surprisingly well), and a handful of dividend stocks.
In total, the dividend portion makes up 75% of the portfolio.
Growth ETFs and stocks make up the remaining 25%.
The dividends can pay for my retirement without selling any shares, and the growth portion will be there for replacement cars, a roof, other emergencies, etc, over the decades.
It looks good on paper! It'll be interesting to see how it really works out over time.
Thanks, Mark, for an excellent presentation and discussion on SCHD. We own over 3000 shares purchased over 4 years ago at an average cost of $44.98 with a yield on cost of 6.3%. SCHD is an excellent component of our dividend growth portfolio. At 72, every stock (30) and the two funds (SCHD and UTG) we own are dividend growth investments. It's taken me over 25 years and it has been a lot of work, but it has been worth the effort. Still, stock picking isn't for everyone. Good stuff!
58 years old, have worked up to 46 shares.
awesome!!! keep it up!!!
I am 28 and I just started my ROTH IRA and deposited the max for 2024! I feel stupid for how long it took to get my life straight. The problem here is, what is the best way to invest the money to grow for retirement?
I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $90k into $53,000 in annual dividends-a significant milestone for me today.
Impressive! I admit I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.
"Melissa Elise Robinson" is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I value your perspective and content.Bitcoin is on its way to breaking records, getting closer to hitting new high prices, showing that it's gaining more value and could go even higher than we've seen before. This could mean great things for people looking to invest, suggesting now might be a good time to get involved before it jumps even higher. It's an exciting moment that could change the game in general...managed to grow a nest egg of around 7.2Biitcoin to a decent 26.4Biitcoin. At the heart of this evolution is Darry Amancio, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. His holistic approach to investment and commitment to staying abreast of market trends make him an invaluable ally in navigating this new era in cryptocurrency investment....
He's mostly interacts on Telegrams, using the user-name…
@DarryAmancio 🔷
Add his first and last name together.
In a field as rapidly evolving as cryptocurrency, staying updated is crucial. Darry’s continual research and adaptation to the latest market changes have been instrumental in helping me make informed decisions.
Investing in bitcoin currency is probably one of the smartest financial decisions anyone can make, because in a few years they will make today's decision ecstatic.
Great advice. As a 60 year old, I own a PILE of SCHD. It is my largest hiding, approximately 22% of my dividend portfolio.
Just hit 142 shares of SCHD...❤ Thanks for all you do Mark!!❤
Yes! I’m 56 but not have 100 shares of SCHD and planning to add regularly.
I currently own 603 shares of SCHD. I also have heavy exposure to growth stocks/ETFs. As I get older, my plan is to sell off some of my growth positions and purchase more SCHD. I want my dividends to be a big contributor to my annual income during retirement. I use my tax advantaged accounts to hold a lot of my growth positions so that when I sell them, it won't create tax consequences. Where I am on my journey, I can see a substantial dividend income by the time I retire.
Very wise to continue to hold the growth stocks now in addition to the dividend plays.
I retire next year at 45 with a pension. My portfolio is mostly SCHD with a little bit of XLK sprinkled in to satisfy my tech FOMO. I'll be excited to see what my SCHD dividends will be once I hit the traditional retirement age.
My parents are retired and their Roth IRA is like 90% SCHD and 10% SCHG. Their annual dividends with SS is higher than their preretirement income 😅 they only withdraw what they need and continue to reinvest.
We plan on using SCHD & FDVV as a passive income stream in our early retirement. We like the mix of less risky value/growth dividend ETFs which generate income. They only have a 15% crossover rate and on years that one is down, the other seems to counter-balance it.
I'm 51 early retiree from the govt and my pension affords me a comfortable lifestyle.
I dont have any SCHD in my Roth IRA and brokerage account portfolio yet because I've watched several videos with mixed messages about it.
So, I own S&P 500 and growth ETFs, AMZN, NVDA, LOW and a couple of REITs that pay monthly dividends. My goal is multiply my wealth for the next 10 years and continue holding and investing as long as I live.
Love SCHD, own over 5000 shares and reinvest all dividends into new shares.
🎉🎉🎉🎉🎉
You have to pay taxes on dividends.
@@pamelasherring1476 these are qualified dividends, so the tax rate is favorable
@@pamelasherring1476 unless its in a Roth IRA
@@pamelasherring1476so
I own SCHD and add on any dip....It's not a large holding yet, but it will be within the next 5 years. I hope to have over 100 shares by next spring.
I love SCHD. Doing my best to add $500-700 each month.
What do you like so much about it? I see other efts doing better than SCHD like SPYG and SPLG.
SCHD is 15% of my little portfolio.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Michelle Stewart.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker in many families in United States, she's a licensed broker and a FINRA AGENT in United states
You trade with Michelle Stewart too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
I have 1100 shares and 600 schg and FSAIX doing well on it.
I hold a few SCHD shares but mainly growth ETF since I have 20+ years before retirement
This is the way, these people with all their money in SCHD are too conservative.
Great video, Mark. SCHD is my top holding and I add to it on a weekly basis.
In my marketable securities bucket 1/3 SCHD, 1/3 VOO, 1/3 VUG. I also invest in residential single family homes, my cash position is 10% of my net worth, invested in SWVXX. For bond allocation I invest in CD’s.
Love the motivation, I gotta get more SCHD before the year is over. I've been adding to my dividend portfolio EVERY MONTH! 🤩
I don't have any SCHD. I only have growth E.T.F and stocks. Once I retire I will switch but I make 15 to 20% off of growth if u have 10 to 20 yrs to retirement I would only do growth
Retired and have 13% cash (VMFXX), 39% VOO, 16% SCHD, 32% VYM. My cash is sufficient for 5-years of living expenses. Dividends from SCHD and VYM are fantastic. I stopped holding bonds 3-years prior to retiring. I feel safe with multiple years of cash as well as dividends. In 7-years, when I am 70, I will start collecting SS. I would rather wait and allow SS to grow at 8% per year (guaranteed )before starting to take it. Thank you for your channel, it has been a great help to me. Good luck to everyone.
3000 shares SCHD
🎉🎉🎉🎉
Love SCHD but I'm small-time. I only do 100 every month.
I just picked up 10k worth 2 days ago during that short dip
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
I'm new to this and have heard that now is an excellent time to buy. However, I currently have cash sitting in my bank account that I would really like to put to good use because inflation is at an all-time high. Who is this coach that you mention, and do you mind if I look them up?
I own SCHD but I also own DGRO. I know they have some overlap but I have both for diversification.
Great mix
I hold 340 shares and buy one share per week. It's only about 4.5% of my total portfolio and I'd like to bring up to 5% over the next few years. I really like this holding even if it's not my top flyer since it may outperform in a downturn.
90 shares in my Roth, approximately 20-23 %
I own SCHD and plan to have it help my retirement in 5 years.
I’m SCHD holder ❤
I own SCHD in both my Roth and taxable account.. hoping to hit amounts like this combined between the two accounts
Bruh, do I have any SCHD!? Is the pope catholic? Currently have 7500 shares of SCHD and adding $5k every month til age 62 I'm 50 now also have 500 shares of VGT and 1500 shares of SCHG!
Just discovered your channel with this video. I already own shares of VOO and QQQ. I'll also add SCHD to my portfolio. But I'd like suggestions on long-term opportunities to explore that could make solid additions to my $250k portfolio for stable cashflow.
Those sound like great picks! Consider proper guidance so you don’t keep switching it up, Top 3 payers for the month were $VGT, $XLF, and $XLE..not bad for 250k
I agree. There's a lot of potential in the market. My friend introduced me to fiduciary guidance in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey and still earn five figures in monthly dividends.
@@mikegarvey17Mind if I ask you to point at how to reach this particular person assisting you? Seems you've figured it all out unlike the rest of us.
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with *Gertrude Margaret Quinto* for years and highly recommend her. Look her up to see if she meets your criteria.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
9,293 shares and reinvesting all dividends. Love SCHD.
woohoo for you. i'm working towards that but got a ways to go
@@chiburu_uchinanchu I'm 62 and when I retired I moved a chunk of my SP500 index fund to SCHD. Kind of a shortcut. Keep working at it though and you'll get there too!
I have 800 shares of SCHD on a DRIP but I just reallocated scaling back on tech and moved 25% to RQI real estate and VPU utilities. I’m now 55% stocks, 35% bonds and 20% cash. When I look at the holdings of all my ETFs I notice every one has Apple, Google etc. as a retiree I want to reduce my risk and will avoid buying tech.
40+ shares across roth, inherited IRA, and brokerage account. I've balanced my dividend allocation of my portfolio across, FDVV, SCHD, JEPQ, and SPYI.
Currently own 133.999 shares of SCHD. I'm hoping for a long term payout over time.
Mark, have you ever considered doing a video analyzing some SCHD alternative UCITS ETFs for us unlucky european investors who don't have access to SCHD in and EU Directive harmonized version?
Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800k
Mind if I ask you to recommend this particular coach you using their service?
Finding financial advisors like Rachel Sarah Parrish who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Up to right now I currently have 630 shares in my taxable brokerage account
I have a fairly modest 900 shares. I like it but most of my retirement in a S & P 500 index funds
I do have a very little. But compared to most I have very little invested total. I didn’t start investing until about 4 years ago and I don’t have much left at the end of a paycheck but I do try to invest some.
As you put this out today, to you calculated shares at $50.00 each for 500 shares… For $25,000, at the share price you would only be buying about 299 shares. That would take, $41,760 to start today with 500 shares… Am I correct? Thank you.
Just hit 547.4016 shares
Congrats! Good vid
Myself and my wife are lucky enough to own 2400 shares of SCHD in our Roth.
SCHD for the win 🤞🏼
I own 165 shares of SCHD in my IRA, I plan to get to 200 shares by the end of the year. I am also invested in VOO and VUG in that account.
Did you include 15% reduction of your dividends in capital gains. Another positive for SCHD is that it contains all qualified dividends so your tax burden is less.
Of course. That’s dividends 101
@@mikeyis009 your subs might not be aware of that :) good to
Mention it :)
I have approx equal $ amounts of SCHD and DGRO for that segment of my Portfolios.
I love SCHD and will definitely b my largest holding with QQQ, VTI, VGT
Thinking of selling some of my 3020 $SCHD shares near their 52-week high (cost basis $30) to lock in profits. Plan to keep some shares and reallocate funds to better-performing ETFs or stocks. Thoughts?
Well all i know is that you cannot go wrong taking profit at near high. No one ever went broke taking a ~10% profit. It's best if you consult with a fiduciary advisor for sound portfolio restructuring.
I was also in a similar position few years ago, i took profit and it went even higher. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my $500k portfolio has averaged returns of 40% annually through restructuring and diversification.
Wow, that's incredible. Could you recommend who you work with? I really could use some help at this moment please.
'Sharon Ann Meny' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Thank you for the recommendation. I'll send her an email, and I hope I'm able to reach her.
15 shares of SCHD here which is about 2% of my portfolio. Cash flow generation is my focus and I’m working on real estate cash flow as well. Options is next on my list to learn how to do.
172 shares and still adding to it.
I have almost 5 shares in my personal portfolio and around 30 shares of SCHD in my ROTH. Great video!
Based on thr trailing 10 years, TTY, in 20 years SCHD will have a yield on cost ~8x SPY/VOO. SPY will be paying ~6% on your original cost or YOC, and SCHD is ~48%. Just comparing the total annual returns is what hedge fund managers do, and it is a big mistake for dividend growth investors. You need a calculator with an input for projected annual dividend growth. This is why SCHD is the GOAT.
300 shares and keeping adding 40- 50 shares every month plus re investing.
Lol I just sold my SCHD shares because it was stable during that pull back we had. And I put it in tech stocks. I just now wrote down the goals of which stocks to own and how much so I don't do that again. All good. Made 10% over the week on the tech stock recovery. I want to be able to have what you are describing, 5k shares of SCHD for retirement. As part of the portfolio. Thanks for the video!
Wish you would do a more realistic example. Most people can't afford $1000 just to SCHD.
Yep. I own it in my Roth but thinking about starting a position in my taxable account. I retire in 5 years so I would like to build up that position to about 1000 shares total. That dividend income would come in handy for those fun extras in retirement!!😉💰
I have been in MO since low 20s. Currently holding about 5000 shares paying about $20k a year of dividends. At about 8% and growing each year, I think my MO will outperform SCHD.
Eventually I'll be adding SCHD, none at the moment, but have DGRO and SCHG and growth ETF
2K SCHD shares but I added DGRO for a supper strong duo that makes 50% of my portfolio
I think SCHD would be their perfect place to park your “safe” money in retirement. You can draw income off the dividends or shave a little off the principal as well, while Leaving the other 20-30% exposed to high volatility and bigger risk
I’ve got 600 shares of schd, with the goal of 10k+ shares
I have 105 SCHD and I am buying
Maybe I missed it, but generating dividend income would be best from within a Roth account. Important to discuss location of an ETF like this.
I love it in my brokerage account
Just started buying SCHD this year it’s about 6% of my portfolio I own 1.5 shares rn but I’m aggressively DCA every paycheck into it
I try to keep at least 20% schd in my portfolio... I'm in my early 30s, so I'm focusing on growth for the next 3 decades, then I'll convert all I can to schd when I retire
After watching your videos. I've recently started investing in SCHD. ❤ from 🇮🇳 sir
VIG is the vanguard equivalent (very similar) which has outperformed SCHD in the last 10 years. Great info!
currently 7.5% of my portfolio is SCHD... will increase it as I get closer to retirement
I'm using the same process with $MO. I'm currently at $3,200/yr, which will continue to grow exponentially.
I won't be alive to enjoy the benefits of retiring from divs...but my son will inherit a very nice portfolio and he will have a great time with it. passing it on to the next generation.
Love SCHD & VOO. Perfect combo!
Yes I have 433 shares. It’s 37,000 all together.
Every three months SCHD buy 4 share automatically. It’s compounding
Currently only have 13 shares of SCHD but im super late to the game (started buying at 46) so it will improve.
My question isn't "who's going to live off of 20k per year?" My question is who the hell can invest 1k a month? Most people are barely keeping their head above water
As of today, I have 1596 shares.
Good stuff, i dont own any but after u broke it down, i want it. Its on my list now. Thank you!
SCHD(75) been DCAing all year in my Roth IRA, SPLG, and VTI are my top ETFs. I also have some blue chip companies.
Yes I own a bit of SCHD. Like 738 shares . I bought that at the same time as DGRO to see which was better. Like 1036 shares, DGRO return has been better.
I have 1600 shares of SCHD as part of my Schwab Intelligent Portfolio and YTD these shares have paid me over $5K in dividends. I have other individual dividend-paying stocks, VGT from Vanguard, and a couple of CDs, so by 2024 YE I will have earned about $50K in interest and dividends on a share of my portfolio of just $700K. I hope the upcoming presidential election results don't wreck this history of success.
I was told SCHD'd annual dividend yield will likely never go over 3.5%-4%. In your spreadsheet you have your yield set to 5.89%. First, that is already set to a higher yield than it currently offers, and second, do you really think SCHD will continue to increase the yield over time? Not arguing here, genuinely curious. Most investors I speak to on dividend forums state that SCHD's yield won't continue to increase every year over year.
Thanks for the video.
I‘m selling put options on SCHD looking for days that provide opportunities regarding attractive premium income. However, I‘d not be disappointed if I get assigned on SCHD.
Same with JEPI, JEPQ and SCHB.
Greetings from Germany
Mike